The Rachel Cruze Show - 22 Creative Side Hustles that Actually Make You Money
Episode Date: February 6, 2023In this episode, we’re making money, reading books and taking names! First, did you know you can get paid every month just for driving your car? We’re talking easy, money-making side hustles that ...anyone can do. Then, Courtney and I share what we learned about money from our favorite fiction reads. In This Episode: · Side Hustles Anyone Can Do to Earn Extra Cash · Hidden Money Lessons in Popular Books (with Courtney Dyksterhouse) Helpful Resources: · Christian Healthcare Ministries · Financial Peace University · EveryDollar Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
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And what's great about this is you don't have to hate your side hustle.
If you're actually good at something and you enjoy something, you can make money doing it.
So ask yourself, you know, what are things that I'm good at?
What skills do I have?
Do I see a need somewhere?
And I feel like I have the solution.
Hey, guys, welcome to this episode of the Rachel Crew Show podcast.
I'm so glad that you're here.
So in this episode, we're going to talk about side gigs and money lessons.
I'll go over money lessons from our favorite fiction books with my friend and fellow book
lover and Ramsey host Courtney Dyksterhouse. But first, let's talk about some creative side gigs
to try out in 2023 and questions to ask yourself to find your perfect side gig. Take a listen.
So today we're going to talk about a trend that is on the rise this year. Having a side hustle. Yep.
So whether you're paying off debt, maybe you're saving up for a down payment for your home,
maybe buying a new car, you name it. But boosting your income is one of the fastest ways to reach your
financial goals. Now listen, I know adding more work to your already crazy life might feel impossible,
but trust me, it doesn't have to be super complicated. And remember, this is just for a period of time.
This isn't forever. And a lot of side hustles can be fun things that you already do, which is even
better. So let's talk about some of the fun side hustles that people we know have done. We actually
pulled these from people here at Ramsey Solutions as they were working the baby steps and they had some
great ideas. All right, you ready? Start a jewelry cleaning workshop. Yep. So this is what it is.
I mean, it's just amazing. You get a mix of like dish soap, windex, warm water, a little scrubbing with a
toothbrush, and then your diamond ring sparkles. And so someone at our work did this. And so she charged
$15 to clean one ring. So that's $15 in five minutes. You do three rings. That's $45 and
15 minutes. Yep. You make stuff look new and shiny. And if you're like me, there's like gross
kid plato and paints and food and like toothpaste and like all the stuff, right? Like it's some,
if you wear your rings all the time or bracelets or whatever, your jewelry gets gross. So I'm like,
yes, to have someone clean that sounds great. So you should do that side hustle. Mm-hmm. It's amazing.
Next step is do IT work on the side. Now, don't let this intimidate you. And I don't mean like really
complicated stuff, unless you're really skilled, and if you are, more power to you.
But I'm just talking about simple things to help people with technology.
Older people, yep.
So some people pay, like, Jim Zee or people to say, hey, well, you just spend 30 minutes
with me and show me how my phone works or how I do this, or sync up pictures or set up
Wi-Fi to my house, how to get my email from this icon to hear Google Docs, like stuff
that you may use every day in life that is second nature to you, there might be someone else
that needs help with it and they'll pay you for it, which is pretty cool. Now next is one of my
favorites, not to do, but to consume. And that's baking. Man, and I'm telling you, people here at the
office, like they will have baked goods around and it's amazing. So there was someone here who
made 50 pumpkin rolls during Thanksgiving and sold them for $25 each. So she made
$1,250
minus the cost of supplies.
I mean, yeah, I'm like,
you probably covered Christmas with that much.
Like, right?
I mean, like, it's amazing what people will buy
when it comes to big goods.
So a great way to make some money.
Next, get your car wrapped.
All right.
This takes someone to be like,
I don't care what you think
because you can drive your car around
and the company will put their logo on
or whatever it is
for 100 to 300,
$100 a month because as your car drives around, it's like a moving advertisement for them.
And they'll pay you for that.
Yeah, that's it.
So if you have a car, you're able to make a few hundred bucks a month, which is pretty
awesome.
All right.
I'm next to sell watercolor portraits or do hand lettering.
So if you really are artistic and you're great at that hand lettering or, you know,
if someone has a saying that they want or a quote, I've seen this out a lot for like
Christmas gifts and stuff, people can create beautiful.
arts that you can sell. Or if you're great at portraits, people love doing this for their homes,
maybe their dogs or their children. You can make a lot of money doing that. And you can price
your items depending on the size or the difficulty of the piece. So for example, you, you know,
if you charge $75 for a standard home portrait that took you an hour, you can make $150 and two hours
of work. So you got some creativity out, made some money. It's awesome. All right. I'm next is to dig through
bins at overstock stores and resell the items on Facebook marketplace.
People have done this and they make a killing.
So I actually knew someone that would go to a Nike outlet, buy Nike shoes, and resell them
and make money off them.
So I think that's legal, right?
So it's amazing when you like resell stuff, you make some extra money.
Next is referee kids sports.
I think this is a great one.
You can make anywhere from $14 to $50 an hour.
So they're always looking for those refs.
And speaking, I'm a soccer mom, y'all.
So when I see those little refs out there, I'm like, good for you.
Good for you working hard.
Up next is to teach music lessons.
So if you're musically talented, teach music lessons, you know, whether it's voice lessons or an instrument,
and you can actually make a lot of money doing this as well.
If you work at Trader Joe's, you get a discount on groceries.
Yes.
And the pay is higher on weekends.
So you can work weekends and make more money.
Become CPR certified and teach classes.
this is another great one easy you know if you have the skill you're able to do it teach some classes
and earn some extra money all right next is someone worked for a catering company on the side for events
so it's kind of a side gig right makes some money good at sewing well if you can do alterations
this can make you some great money so dresses pants shirts even curtains even putting buttons
back on like anything that has to do is sewing people will pay you to do it someone here also worked for
the U.S. Census Bureau and you go door to door. You can make anywhere from $13 to $26 an hour.
Okay, if you love cleaning out your car and detailing and all of that, car detailing may be in
your future. Yeah. And you can do a mobile detailing business and clean people's cars
at your lunch break from people at work. So you don't have to go anywhere. You just go out.
If you have your kit, you go and detail the car and people will pay some good money to get all those
crumbs out of their car, it's worth it. Next is to sell military and government surplus goods at
flea markets. You can also try book editing. If you're great at grammar and all the things when it
comes to the written word, gosh, book editing is great. Also, you can go to yard sales and flip those
items on eBay and Facebook. What do they say? Someone's trash is another man's treasure. Is that the
quote? So, you never know. Make some money doing that. You can also clean your co-workers
headlights on their car during your lunch hour. You can build websites or do freelance graphic design work.
That pays really well. Make shirts and sell them on Etsy. If you like acting or modeling,
you can do that on the side, and you could average up to $400 a month just doing that.
All right, this next one is very unique, but pretty brilliant. This is where creativity, I'm like,
yes. So a girl here who works at Ramsey, she created beef, jerky.
for women to buy their husbands for Valentine's Day or birthdays.
And I mean, it's beef jerky.
Who, what man doesn't love beef jerky?
So I was just like, I think it's so creative, so fun.
And she said it really helped pay towards their debt.
All right.
One of the themes when it comes to all of these side hustles, again, are things that,
yes, use time.
Yes, use your talent.
And some of them, some resources, but some not.
And that's what I love about this is because, again, you don't have to go crazy outside the box.
It's stuff that you naturally are good at really does help.
So here are three things that can help you figure out the best side hustle job for you.
Let's start with time.
Okay, ask yourself, how much time do I have to put into this side hustle?
And be realistic about how much time is involved, you know, before, during, and after the job,
I want you to calculate what you actually are making per hour when you consider all the time involved.
And what's great about this is you don't have to hate.
your side hustle. If you're actually good at something and you enjoy something, you can make money
doing it. So ask yourself, you know, what are things that I'm good at? What skills do I have?
Do I see a need somewhere? And I feel like I have the solution. And then ask yourself, what resources
do I already have that others might need? And so all of that together really will help.
So as you're looking through these options, think about your main goal of getting a side hustle.
Why do you want a side hustle? Is it just to pay off debt? Is it to have a little bit of
a breathing room in your budget as you transition a couple of things.
Is it because you just want more money maybe to give generously or just to have for a vacation?
Is it that maybe you want this side hustle to eventually turn into a business?
Whatever your reason is, just make sure that it's good for you.
It's going to involve some level of sacrifice, but overall, make sure it fits within your
lifestyle.
Make sure it fits within your goals so you know why you're doing this in the first place.
Because, again, there's going to be just some ups and downs of life.
So there's going to be times you're excited about it, sometimes you're going to feel drained by it.
But when you know why you're doing it, why you need that extra money, why you're earning that extra money,
that's going to help you for sure get through those downtimes.
All right, make sure to share this with a friend who could make bank using her talents for a side hustle.
So you're like, oh my gosh, she could do this and make some money.
It's amazing.
Today is a really fun episode.
There's so many things that I love in this one episode, one being my friends and Ramsey,
host Courtney Dyksterhouse is here.
Hi, Courtney.
All the things.
Okay, so you're here, which I love.
And then we're going to talk about something that we both love.
Yes.
We are such nerds because we love books.
Like, give us books all day long.
Put me somewhere in isolation, but just give me a book and I'll be okay.
Yes.
And you're a fast reader.
You're a fast, so you can get through so many books.
You are.
I aspire to be a fast reader.
Oh, Courtney.
I'm like two books, maybe three a month, tops.
Which is a lot.
You're like four minimum.
Four.
Four. We're in an average four.
But Courtney is always my friend.
And I'm like, Courtney, have you read this?
Or Courtney, have you seen this?
Corny, you got to know about this.
So we talked about books all the time.
So we were chatting the other day.
And I thought, oh, gosh, how fun would it be for Courtney to come on the show?
And talk about some of our favorite books and the money lessons in each of these books.
So we're going to just dive in, which I think is really fun.
So we'll see how this goes.
I find it kind of interesting knowing I never typically read a book to find
A money lesson.
I know.
But then after we were talking about it, I was like,
oh my gosh, there are so many of my books
that have money morals that I've just subconsciously...
Same here.
You know, gravitated tour, but then just like passed by.
Yes.
One of those being this book,
a quart of silver flames.
And how many pages is this?
This is almost 800 pages.
I mean, huge.
So Sarah Moss, Mass, I don't know.
She's an incredible author.
She obviously writes very lengthy books, fantasy.
But this one, the main character,
her name is Nessa and Ernesta
and her sister and brother,
and brother-in-law, they're like,
lord and lady of this court.
And so they have boo-kos of money.
And so Nesta, she has like a chip on her shoulder,
maybe some internal demons, she has to work through,
and she's spending all the court's money.
And so she's spending, spending, spending, spending,
and then finally they say, enough's enough.
They're cutting her off.
No more, no more.
And so she now has to find her own way
and make her own money
and then face those internal demons.
And so I thought a great money moral of this
is boundaries with money and family.
Yeah.
I mean, how do you know when to have the difficult conversations?
When is it time to close the door or say no more or say no at all?
When you're spending all the court's money.
You spend all the court's money, girl.
Sometimes you have to stop.
Oh, that is so funny.
Great book, though.
You like that book.
I love her stuff.
And it's a series, right?
Yes, this is the fifth one in the series,
and I think there's two more that are going to be coming out.
Okay.
Yeah.
Okay, so this one is Kristen Hanna's.
Great Alone and The Great Alone.
I love her.
She wrote The Nightingale, I know, Four Winds.
Yes, so many of her books, I just love so much.
And so this one, I was like, man, what could be the money lesson in this one?
Because this wasn't probably my favorite of hers, but the family ends up moving to Alaska.
So the whole book is based on them really living this totally different lifestyle in Alaska.
And you have to like, you know, there's not a lot of people in the town.
You have to befriend a lot of the people because one person is the hunter and one person has this and that.
And they help you survive because the winters in Alaska.
Not that I know from firsthand experience, but I think is really rough.
So there's a lot of snow, all that, yep.
So the survivalness of that is really tough, right?
So anyways, the family, there's a lot of dysfunction in here, all the things.
But they end up going to Alaska first and foremost because the dad's friend, I think,
is what it was, and the military had passed away and left it in his will was this property
in Alaska. So that's why they went. So the moral story is, just because it's free doesn't mean
it's good. Because they had a really rough time in Alaska and you read all about it in here.
It's a really good book.
Just because something's free does not mean it's good. That's a good lesson. So if any of you
leave me a property in Alaska in your will, I may not take it. Or you just like going to summer.
That's right. You'll just go in the summer. That's right. You'll just be.
It'll be seasonal.
It'll be seasonal.
It'll be seasonal.
Yeah, yeah.
That's great.
Oh, but great book.
That's a great.
Okay, I know I need to read some first stuff, so that's just another reason.
I know.
It's great.
Okay, I know that you've read this one too, right?
No, I haven't.
No, I haven't.
I've not read it.
Oh, okay.
So I haven't physically read it, but I audibled it.
Okay.
And this one, I thought was really good.
Okay.
Here's the story of this.
So the main character, her and one of her best friends, which is a male,
they would always go on these trips that her company paid for because she was a writer.
And so she would go on.
on these extravagant trips, and she would write about it.
Anyways, they had a falling out.
And so now she wants to try to reenact this life that they had together going on trips
every single year.
And so she tells her friend, hey, let's go on a trip that my company's paying for.
The twist of it is, company isn't, in fact, paying for it because they're like, no,
we don't want to.
I think they're going to like Palm Springs.
And the company is like really luxury.
They're like, no, there's nothing there that we're going to be interested in you covering.
And so she pays her own money to go and have this experience.
Meanwhile, Alex is her friend, is going on this trip with her thinking that,
okay, well, I guess your company's paying for it.
It's free.
But the thing is, she doesn't hardly have any money.
And so she's paying for, like, this really crappy hotel.
Oh, no.
All these things go wrong.
And so here's where I feel like she went right with this.
One, Poppy is the main character.
She went right with living in her means, right?
Like, she didn't try to go get the five-star hotel on a credit card,
just to try to maintain the, you know,
experiences that they had to do.
But where she went wrong is you got to be honest about your financial situation.
Yes.
The person that you say that you love the most, you know, it's like, you can't be telling them that.
Is there a love at the end or is that like a, is that like you can't?
Well, maybe.
I feel like, I feel like Emily Henry, all of hers are about love.
So I feel like it's safe to say like there is this dynamic of love.
Okay, okay.
That I think is great.
Yeah, I think it's great.
But don't lie to the people that you love about money.
You got to be honest.
If you can't afford it, you can't afford it.
When you go to Palm Springs.
So good.
Okay.
Next is The Measure.
So this book was really interesting.
So it basically is everyone around the world who's 18 or older
wakes up one day and there's a box sitting at their front porch.
And within the box is a string.
And depending on how long the string is or how short the string is,
is how long you have to live, basically.
Yeah.
That is just like just, just.
Makes my stomach turn.
It's crazy, yes.
So the whole book, so it follows, I think, probably like six people and their journeys.
And then, of course, like, any good book, not to, I don't want to ruin it,
but they start to, their stories start to intertwine.
That's amazing.
Which I love that.
I'm like, oh, that's nice and that.
Okay.
Yes.
So it's fascinating, though, because if you even think about that,
how society reacts, right?
So, like, I don't want to give everything away, but it's like a small part,
like there's a political campaign.
And it's like, okay, well, if the person running for,
office has a short string. Is it worth putting them in office? If you know they're probably not going to do a
second turn, like that something's going to happen to them. So vote for the person that has the long
string. Does everyone know what you're talking? Yeah, yeah, yeah. You can say it. You can like publicly,
yep. So like, so it just makes you think of like, yes, like what would you, you know, what would you
do? I don't know. Yeah. And then some people choose not to open the box. So for some people,
they didn't know what it was and then after a day or two on the news and stuff, they learned what
it was. And they said, you know what, we're not going to, I don't want to open it. I don't
I don't know, which I think would be me.
I was just saying, would you?
No, I don't think I would.
I don't think I would.
I don't know.
I don't know.
I would just keep living.
So all that to say, I think the money lesson in here is the people that had the short strings
naturally, which I can't blame them.
YOLO!
Had that YOLO mentality where it's like, I mean, you only live once.
If my, you know, if my life's going to be ending in the next two years, might as well
go see the places I want to see, you know, do the things I want to do with the money I have.
So, I mean, I can't blame them at all.
But I would have, like, the little astroids.
though to think beyond just you with your money, right?
Like, yes, is there a legacy?
Do you have kids?
Are you involved in that picture?
That's right, yep.
You're for your kids.
Is it things within, you know, your community things you're passionate about,
that you're like, you know, I want to see this money be put to really great use even after
I'm gone, you know?
So having that as part of it, but I can't blame them, you know?
It's part of me.
I'm like, sure.
Yeah, short side of versus.
She told me I had 18 months to live.
I don't know what I'm going to do.
Oh, no, baby. Yeah, let's go, man.
No, that's great.
I want to.
read it, but also I don't.
It sounds more disturbing than it is.
It sounds very disturbing.
But it's really disturbing stuff.
I do too.
It's fascinating.
It really is.
That's great.
That's great.
The measure.
Okay, that's good.
All right.
So this one, actually, start with that one.
Because I feel like this one's going to make more sense because this one came before
this one.
Calling Hoover.
It ends with us.
Came out first.
And it starts with us.
Not to be confused with the titles because it starts with us.
You think that would be the first and this would be the second.
But no, this came first.
This came second.
And so.
Talk about that one first, and then we'll pick up with this.
Okay, so, gosh, it's been a little bit.
I'm trying to think of even the main characters.
Lily.
Lily, Alice.
Okay, yeah, that's right.
I was like, gosh, it's been like a year since I read it.
So, great story of the main guy, I guess you could say, in the book.
Sort of the main guy.
There's another guy, but, you know, it's a love book.
But, yeah, he had a rough childhood, homeless at one point.
And so she, throughout high school, is really there for him.
on many different levels.
And then they grow up,
kind of go their separate ways,
and then their stories end up intertwining later on in life.
So I would say for it ends with us,
his story specifically,
which is what goes on in this book,
it starts with us.
But I think, yeah,
I think the lesson is redemption.
Like where he came from was nothing,
like literally nothing,
and really made something of himself in the book.
You know, not that he was like this crazy like Fortune 500,
you know, but he had an incredible life, you know.
He like did the restaurant start.
Like he built.
a life on his own. And so it just shows that, yeah, regardless of what your story is or where you came
from, the ability to say, hey, I can actually do something with my life, even if, like, you know, I've
had hardships. Yes. And all that. So it's beautiful. It's a great book. Yes. I feel like both of the
morals in both of these are very, are the same, financial, like on the financial.
We may be stretching, trying to find. Yeah. We just really like Holine Hoover. So we had to find a way
to put her in this. But no, I mean, like, a little bit more. I know. I know. I know.
you haven't read this one, so I'm not going to give too much away, but, you know, Atlas, you know,
experiencing homelessness when he was a child, and then he is able to run his own restaurant. And so,
like, just seeing where you start doesn't have to be where you end. Yes. Like, your start
doesn't have to be your ending. You can make your own life. And I know that it's harder and some people
are more disadvantaged, but I just, I find so much hope in knowing, like, you, you have so much power.
and your mind is one of the biggest things that keep us from where we want to be,
even like myself included.
I'm not speaking to anyone in particular other than for me.
Our mindset on a lot of things, especially money.
We talk about behavior versus the aspect of like literacy with money.
And so much of it is behavior-based.
And so getting that mindset right, knowing that what you can achieve, I think, is just so important.
I love that.
Okay, so it starts with us.
Is he narrating it?
It's multiple perspectives.
Okay.
But it goes back before.
this? No, this, it continues. That's what's so confusing, because people thought that it was back
in their childhood. That's what I thought too. It picks up the last scene of that book. It picks up right
here. And it is so good. I don't want to get anything like three hours. I was a speed reader for this one
because it was that good. Jeez, I can't find that ready yet. Okay, so the next book is the Hunger Games.
This is a classic in my, in my world. Let's be honest. I'm sure all the people that are writers are
rolling over in their graves and those who are still alive be like, that's not a classic.
But to me, this was my classic childhood.
The Hunger Games.
I know.
I have so many stories about this.
I remember being in high school and I had just recently broke with my boyfriend.
And so I didn't eat in the cafeteria.
I went to the library and I literally opened the Hunger Games.
It gets worse.
I would read Hunger Games as one of my best friends and we would open the Bible and then we would find parallels.
You would.
to say we're really struggling to find them, but we try.
And now you're here years later to my parallels with money.
That's right.
It's right.
But I do think that there is such a good money moral to this story that's super important.
So the Capitol, for anybody who's read the books or seen the movies, you know that the
Capitol is this all-powerful body of people who try to take all control over these 12 districts.
13, spoiler alert.
And so when they do, they take all their money, they take all their power,
and then they send two people each year into the hunger games from each district,
where they fight literally to the death.
And then in return, if you win, if you're the victor,
then you get your own nice, like, bougie house for the rest of your life,
and then your district for the year gets food.
So, of course, all of these districts, knowing that they're in severe poverty,
are trying to win each year, so just so they can survive.
And so I feel like this book is such an important one,
because we talk about this all the time here.
Money just makes you more of who you are.
Yes.
It just makes you more of who you are.
It's the magnifying glass.
So if you want power, you're going to find more ways to be more ugly with power when you have more money.
And so you've got to get your mindset right.
And I think, oh, man, it's like, man, if I had more money, then I would just be this.
It's like, no, you'll just be the same as you.
You'll just be richer.
Yes, that's right.
And you'll probably make more silly mistakes.
I know.
And control people along the way.
So Hunger Games, man.
Katnais Everdeen makes you more of what you already are.
See more of who you are.
All right, another one.
Gone girl.
That's a great one, Rich.
I know.
We're going back in time here with these.
Okay.
Gosh, this was a great one.
Great thriller.
I'm sure many of you have read it or seen the movie.
Ben Affleck is in one of the characters in the movie.
But yeah, so basically, this is a hard one because I don't want to give anything away.
But Amy, who's one of the main characters of the book,
she, you don't know what has happened to her.
kind of reading and kind of figuring out, oh, my gosh, is she dead?
We're not sure, we're not sure.
And then the middle of the book, everything shifts, and you get her perspective, and it's just crazy.
So basically, she's nuts.
She's nuts, okay?
So, Amy, you crazy.
Amy.
You're crazy, Amy, girl.
So I'd say the money lesson in a year is make sure not to marry someone crazy.
And to talk to your spouse about money because there were scenes where, you know, the garage door would open
and there would be, like, all this crazy stuff that she bought and, like, wrecked it, you know,
credit card die, all that, yep.
And he was like, what?
I had no clue.
And so there were these moments throughout the movie,
you could tell that they were not on the same page.
So it's a money lesson there, you guys.
Be on the same page as your spouse.
We also don't think that.
Have the same values.
We could be living totally separate.
Like, we could have a separate life just financially alone.
Yes.
Even just like you buying something on Amazon without like your spouse knowing.
Yeah, that it's like you just have your thing over here.
You're partly living like a separate life.
Yes, yes.
which is kind of hard to digest.
But it's true.
I know.
It can really become divisive
and suffer relationships.
Totally.
The last one that I have to present to you
is where the cronad sing.
Yes.
If you've read the book,
you know that this is,
nobody that I've ever talked to
about this book has said,
that's not good.
Everyone that I've spoken to
is like, this is an incredible book.
Yes.
The movie I thought was really good too.
For people who can't remember it,
a high overview,
Kaya, the main character here,
They called her the marsh girl because her and her family lived in poverty.
And so they lived on the outskirts of this really rich town,
and they were in like the marshy lands.
And so Kaya, she loves nature and she's really, really smart.
And so she met this guy, Chase Andrews, I think that's his last name,
one of the affluent teens there in the city.
And so he would come and they had a relationship.
And then she found out she never left the marsh until one day.
And she left, well, she did sometimes a very,
but she saw him in town with another woman
and a ring on her finger.
And so meanwhile, speaking of a whole different life,
he had a completely different life.
So he was using Kaya all the more
knowing that he could never marry Kaya,
even though he told her that they were going to be like long game.
You know what I'm saying?
Yeah.
And he just, he thought he needed to keep
with the stature of affluency.
And so I feel like this is such an important message
for all of us, no matter where we are,
socioeconomic status and the prejudices that we can experience or maybe sometimes even subconsciously
treat other people with simply because they don't walk in the same shoes as us.
Maybe they don't have as many advantages as we do, privileges we do.
And so I think it's just an important moral for all of us to be in check about.
So good.
So good.
Seeing people as equal because she was not treated like that.
She was not at all in the book.
And that was part of the heartbreak.
But she came out on top.
She came out on top.
Even decades later.
Later.
Yes.
No spoils, but...
Spoils.
All right.
Last, we'll share this one
because we both read it.
Book lovers.
Take the lead.
Emily Henry here as well.
Okay, so basically,
the overview of the book is,
there's a book agent.
She meets this other...
I guess, is he a book agent?
He's an editor.
Yes.
And so they were trying to work on a project,
but he's kind of a jerk.
They know, so they kind of,
you know, at the beginning of book,
then they go their separate ways.
Well, then they end up in the...
small town together. I don't want to give anything away, but
spark start flying between the book people.
But her story, when you look back on her childhood that she shares with you through the book,
her mom had a really rough relationship with money. So lots of debt, lots of struggle,
working, racked up tons of credit cards, all of that. And then when she died,
she left a pile of debt with no insurance. And so she really had to, the main character,
had to come out from that and not only learn how to handle money well.
But, man, she had to really get past what her mom implanted in her of what money was like, too.
Changing your family tree.
That was something really important.
And they literally, I mean, it's like, it's like Emily Henry knows our principles here
because what did this woman do to get out of debt?
She got on a budget.
And she took extra jobs.
She worked.
Is it Ramsey Solutions?
I don't know what is.
Oh, Emily. Emily, you knew us so well.
You knew us so well.
It's just so true.
I felt like that is a great example of a book that is just such a common story.
Yes.
That, like, knowing that you or your parents or somebody in your life has credit card debt
and you are left with that or you realize you're, you know, upside down and everything financially.
And what are the most practical steps in order to dig yourself out of this whole?
I know.
She did it.
Get on that budget. Get those odd and jobs.
So good.
Oh, Courtney, it is so fun.
Thank you for having me.
This was a blast.
Who knew?
There were so many money lessons to the most random books you could ever think about.
But we love books.
We love talking about money, so it works so well.
So, so good.
Courtney, thanks again.
So, yeah, where can everyone find you?
You can find me.
I'm usually on Instagram, sometimes on TikTok, but at Courtney Dykster House.
And the spelling is tragic, but I'm sure we'll have it somewhere in the show notes.
You don't see there.
Oh, I just love books.
I mean, it's just so fun.
The fact, there's some money lessons in there.
just makes my heart so happy. So I want to thank Courtney so much for being a guest on today's show.
And thank you guys so much for listening. If you have not hit that follow button to subscribe to
the podcast, make sure to do that. And if the spirit leads, you can leave a review. And as always,
remember to take control of your money and create a life you love.
