The Rachel Cruze Show - 8 Things I Stopped Buying (and You Should Too)

Starting point is 00:00:05 We live in such a convenience culture, and when it comes down to it, let's be honest, we probably don't need half the stuff that we've gotten used to buying. So here are seven things that I stopped buying, and maybe you should too if you want to reevaluate your spending habits and save more money. Make sure to like, subscribe, and share this episode with a friend. Number one, warranties. Don't do it. Don't do it.

Starting point is 00:00:28 Here's a thing. It costs a little bit of money at the front. They're like, well, if something breaks, you can get it all fixed. Don't worry. No big deal. And then you actually are like, well, am I buying a crappy product? Like this product that I'm buying this brand new washer and dryer, is it going to break? And of course, I'm like, no, it's great.

Starting point is 00:00:43 It's like the top of the line. Okay, well, then why do I need a warranty? Companies make so much money off of warranties because rarely are they even used. So just skip the warranty, save the money. Number two, name brand cleaning products. So you could go generic or even make your own. Yes, it's amazing. When it comes to the actual ingredients of cleaning products, you can actually go

Starting point is 00:01:05 generic where I have learned to make this one spray y'all and it's like one of my favorite so it is you do water you do a little bit of rubbing alcohol mm-hmm and it this like soap stuff like it's like a soap concentrates you don't need a ton and then I do some lemon like um essential oils in it and then I shake it up and I use it but again vinegar lemon juice baking soda like there's so much that we already have in our pantries and in our homes that you can use to clean so just do it. a quick Google search, and I'm telling you, there'll be so many recipes. Fantastic. That'll save you a bunch of money. Number three, replacement items for my kids. So I got in a really bad habit of like, if something broke, I'd be like, I'll just Amazon it. No big deal, guys. Like the girls will

Starting point is 00:01:50 be playing with these little little necklaces, dress up stuff. And they're like, mom, it broke. I'm like, it's okay. And I go on Amazon, it's like $6.99 for like eight of them. So I'm like, I'll just replace it. And then I stopped. I was like, I'm not doing this. No, no. Number one, you have to learn that things break. So take care of your stuff. And number two, we're not just like, we're not just like, I'm not going to just replace all of your stuff for the rest of your life. No. So I put a pause on that, and it's actually been really great. Number four, trendy shoes that hurt my feet. Uh-huh. Man, it's amazing. The style changes constantly. I feel like every season. It's like this new, like, little element of something. And sometimes it just hurts. I bought these

Starting point is 00:02:31 shoes, they were actually really cute, but they had this like burlap strap thing, all of it. They were so uncomfortable. And they weren't like target shoes where I was like, ah, it's okay. I can probably like wear them a few times to get my money's worth. I'm going to say they cost like $80 or $90. And I ended up taking them back because I'm like, I refuse, even though they're cute, they would normally just sit in my closet and I would look at them, maybe try to wear it once and then complain about it. But I just took it back.

Starting point is 00:02:55 I just took it back. I just take them back. So sometimes the trendiness, it's not always comfortable. Number five, subscriptions that I don't use. Okay, I'm so bad at this. I'm always like, oh, we want to watch this one show? And I'm like, okay, let's do Apple TV. Let's do HBO Max.

Starting point is 00:03:11 Let's do a bunch of these things as we're watching shows, then I never end up canceling it. So if there are subscriptions, go through it because there's more than you probably realize that you're paying for and unsubscribe. Be done with it because that $8.99 could stay back in your pockets. Now, I can say with total confidence, one subscription that you do need and that I need is delete me.

Starting point is 00:03:30 because if you don't remove your personal data from the internet, it's basically like a billboard for all to see because your name, your address, your email, even your kids' names are out there on sketchy data broker websites. And these data brokers then collect your data and they end up selling it putting you at risk for scams and fraud. But the good news is that Delete Me removes your data to help protect you from fishing, harassment, and other online threats. Winston and I use Delete Me and it saves us so much time and worry. So you guys, your family's safety and financial security are way too important to leave exposed. So sign it for DeleteMe and Take Control.

Starting point is 00:04:05 Go to join DeleteMe.com slash Rachel for 20% off, bringing your monthly cost to under $9. Or you can click the link down in the description. Number six, items on sale that I didn't already need. I am terrible at this. I am. I see something on sale. I'm like, oh my gosh, it's on sale.

Starting point is 00:04:22 It's a good deal. Just go ahead and get it. I'm sure I'll use it. But no, if it's not something I already needed, I'm always like, I don't need it. I don't need it. I don't need it. Even if it's like 20, 30, 50% off, buy one, get one free. If I didn't need it originally, I walk away. It can be very hard. Now, it's amazing if you actually needed the item and you looked it up and it's on sale. And that's a win. That's great. But just because

Starting point is 00:04:44 it's on sale and just because it's a deal doesn't mean it's a good deal for you. But if it's in the budget, you've planned for it. You are good to go. Now, if you need a budget, make sure to check out every dollar. It's an incredible budgeting app. I'll leave a link down below. But honestly, this helps me so much when it comes to my spending and my shopping, and I'm so, so thankful for it. Number seven, buying in bulk. All right, y'all, this is kind of like just a shopping tidbit for me. I am terrible that I'm like, if I need a pen, we need pins in the house, we need pens, I will go and they're like, here's a pack of 50. And I'm like, great. I'm like, no, no, Rachel, you don't need 50 pens. You need 10. Go get the lower quantity. Like, no, but I am such a quantity person, y'all.

Starting point is 00:05:29 It makes me feel safe for something. Like nothing feels better than opening up a fridge. And it's like, oh, there's just food in there. Right? Like, I just, I love it. I love it. I love having stuff. And what happens is when I go and buy in bulk,

Starting point is 00:05:41 I end up not needing slash paying more for something that I don't need a lot of. So that is one of my things that I'm like trying to cut back on and actually be realistic about the number of items they actually need in a situation. Now, like I said earlier, every dollar is a must for me. but recently I decided to tempt fate and I actually didn't do a budget for two weeks. So if you want to hear about that, click right here or I'll put a link down below. All right, you guys, remember to take control of your money and create a life you love.

The Rachel Cruze Show - 8 Things I Stopped Buying (and You Should Too)

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