The Rachel Cruze Show - The Moment That Exposes Who You Really Are

Starting point is 00:00:05 I posted something to my social media recently, and it sparked some good conversation, and it's something my husband Winston and I think about a lot. So I figured we'd unpack it a little bit more here on this channel. Now, before we jump in, make sure to like, subscribe, and share this episode with a friend. All right, here's the clip. Pits the fan, are we going to be okay? This is a question, Winston, my husband and I, we ask each other a lot because, I'll be honest, we've married 15 years, we've been wise with our money.

Starting point is 00:00:32 We've had incredible opportunities in our lives, and the scary thing that's for me always is that like our stuff can become who we are and our identity. And if it's all taken away tomorrow, like, where are you left standing? And asking yourself that, which I know you can't like, like, get there 100% without it actually happening. But there's something that's like, okay, if that happens, like what is important? And I keep realizing time and time again, I don't know if it's because my kids are getting older or what, but relationships in your life, like if you have kids with your spouse, with friends, neighbors, people in your community, your family, like all of that, like, that's the stuff that outlasts. And I want to put effort and time

Starting point is 00:01:11 and intentionality into those things. Because at the end of our life, what is left standing? And to sound cheesy, that is love. Right? Like, the people in your life, like, that is what brings such richness and such value. So stuff is not bad. But if it's all taken away tomorrow, who would you be? So like I said, Winston I, we talk about this like a good bit because there is so much of my life that I do not want rooted in my identity because there are things that can be taken away from our jobs, our clothes, even our, you know, church situation, even our kids' schools, like so many things that we can tend to be like, this is so important. And I, and you tend to shift so much of your identity into this idea, this place, it can be really dangerous. And again, these places that we

Starting point is 00:02:00 love and that we value, it does fill our time and our budgets and our minds and our calendar. so it can be really easy to lose focus, but to continue to say, okay, who am I really? If things in my life were taken away, who am I really? So to really re-center ourselves, we do ask the question, like if crap hits the fan and it's all gone, what's left? What do we have left? And hopefully we have our marriage, right? We have each other.

Starting point is 00:02:26 Our family, like our kids, extended family, our parents and siblings and in-laws that we love, our friendships, the people in our life that we walk. life with, our faith, knowing who we are in God. I would say our character, our life experiences, how we make our decisions, our values, those are things that cannot be taken away. Now, there are three main ways that I try to invest in some of these intangibles that we just talked about. But first, I do want to tell you about one of our amazing sponsors, Christian Healthcare Ministries. When you lose your employer-sponsored health insurance, there may be a better option than Cobra. So consider Christian health care ministries.

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Starting point is 00:03:33 you are going through a job loss, a life change, or just want to consider better options for health care costs, check out CHM. Learn more at CHmistries.org slash budget. That's CHministries. dot org slash budgets. Now, if crap hits the fan and like everything that you know about life has completely changed, that's very scary. And like, we don't want that to happen. And the reality is usually all of that life change doesn't happen all at once, right? It's not like, oh my gosh, you lose a job, you lose a house, you lose this, this, this, this, this, this. And, and the reality. And, and then you're like starting from scratch. Usually it's like one thing, possibly a big thing happens in your life. But again, that stuff continues to test who you really are. And that's why I continue

Starting point is 00:04:14 to believe that the things that you want to invest in are the things that matter most in life. Yes, our jobs are important. Yes, we have to buy clothes. Like, yes, some of these things, right? Like, it is part of our life and it's great and it's beautiful and wonderful. But when it becomes a part of who we are, it gets in that dangerous territory. So here are three things that you can invest. in that are going to last no matter what. Number one, I'm going to say is a higher purpose. There's something about having this sense that there is things out there in life that are so much bigger than you. And for me, that's like where my spirituality comes in. That's where my relationship with God really comes into play. Because if I am worshiping something so much bigger than me that cannot be

Starting point is 00:04:56 taken away, there is value and security in that for me. And the longer I have been in relationship with God, things have changed, things have shifted, I've learned, I've grown for sure. But there's something so steady for me that's like steadfastness that is so healthy because all these other things like in the world, they're going to change and things are going to happen. But when you have something so consistent that is bigger than you, I think it really does ground you and center you. Also, I would say be more generous. Like there is something about when it comes to managing your money is great because we want peace in our lives, we want control over our money. But a part of doing that, is that you can live generously, and no one can take that spirit from you. So if crap hits the fan

Starting point is 00:05:38 and you have nothing else, there is something that is built through a generous life that will stay with you forever. And so living life with an open hand, with your money, with your time, with your conversation, your energy, all of that. There's something amazing about that. That is so invaluable. So focusing time and energy around generosity, I think has a huge play in who we are. If you have not done a budget, every dollar is one of the best budgeting tools out there. And giving is part of that rhythm. Like, we literally have that at the very top of your budget. To be practicing.

Starting point is 00:06:08 And it really pushes people, because I always say, be giving regardless of where you are financially. Give a little until you can give a lot. But keeping that muscle built is so huge for you as a person. And lastly, I would say relationships are invaluable. You know, there is something to be said that I think people can be successful in life. I think people can build wealth. I think people could start a business and do great and be successful in some areas. But relationships, they're hard.

Starting point is 00:06:34 Like, they are hard to be successful. And I was watching this clip on Instagram and some guy was like, you know, people can be great and like be successful in business. But to have a parent whose adult kids actually want to hang out with them, that's success. Like, that's real. Like, when you're on your deathbed, let's be honest, we're all not going to be like, man, I wish I had like $5,000 more in my 401K. You know, no, we were like thinking about the people around you and the life that you live. So there is something about relationships that make life so rich and so beautiful and so wonderful. But it takes time.

Starting point is 00:07:06 It takes intentionality. But those relationships is what sticks with you through thick and thin. So stuff of this world can be taken from you. But the relationships in your life, that's your family, your friendships, relationship with your kids. I mean, like all of that. Like, there's something so intangible that's so beautiful about that. Now again, I don't want crapped hit the fan for you. You and you lose everything, but going back to that groundedness of like, where is my identity,

Starting point is 00:07:30 where is my happiness and my joy really planted? It's something I think we all need to be thinking about. But regardless of what season you are in with money, how you handle money is going to affect everything. And there's something about our natural tendencies when it comes to money that's really important to know and understand. So if you want to hear more about that, make sure check out this video, what your seven money tendencies say about you. And if you're listening on podcast, I'll put a link in the description. All right, you guys, remember to take control of your money and create a life you love.

The Rachel Cruze Show - The Moment That Exposes Who You Really Are

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