The Rachel Cruze Show - What I Spent in a Weekend (This Is Real Life!)

Episode Date: September 8, 2025

💵 The simplest way to budget. Download the EveryDollar app for free!   You’ve got to track your expenses to win with money—even on the weekends. In this episode, I’m jumping on the trend a...nd sharing what I spent in a weekend so you can see what a recent lake weekend cost us.   Next Steps: 🎥 Watch my video How to Actually Enjoy Your Life (Even on a Budget). 📈 Are you on track with the Baby Steps? Get a free personalized plan.   Connect With Our Sponsors:   Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

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Starting point is 00:00:05 So one of the trends on social media, I feel like whenever I open up Instagram or something, it's always like, here's what I eat in a day, or here's what I wore this week. So today I'm putting a financial twist on this trend and sharing what I spend in a weekend. And make sure to like, subscribe, and share this video with a friend. All right, let's dive in. So when we were thinking through this topic, me and my team, I was like, well, let me just go and just scroll through my calendar and just like put my finger on like a random weekend and just go back in every dollar and look what we're all. the transactions in that weekend. So this was a weekend that I looked, it was in June. And when I looked in my calendar, I was like, okay, we went to the lake for part of it. So have that in your head as I'm
Starting point is 00:00:45 thinking through those. We were out of town for part of it. And as I'm scrolling back through every dollar and re-looking at some of these transactions, I was like, okay. And it's just so funny when you go back and actually study, I don't always do this. Like I actually look and you're really, really intentional at exactly what you spent in a month or during a certain period of time, it really makes you realize, like, life just happens, right? And so some of these you'll see, like it's just like spontaneous purchases. Some of it was things that we had to buy. But you can really start to see how your money incorporates so much of your calendar and the seasonality of life. So always remember that when you're doing a budget, depending on the month or the season,
Starting point is 00:01:26 it's really going to change. So the first thing that I saw for this weekend was, was a grocery bill for the weekends. Are you ready for this? I'm going to prepare your hearts. It was $201.31. And I remember having to buy a ton of food because we were hosting one night and we got drinks, we got food, I mean, all of it. So it was like we were cooking lunch and dinner that day. I remember, and we had like 15 people we were cooking for. And then, you know, at the lake, you want a little sipper, you know? So we got drinks and all of that. But yeah, it was a big grocery bill. That's usually what we spend. And like, I mean, most of the time, like in a week, week and a half will be that because I'm usually pretty good at what we buy,
Starting point is 00:02:13 but it just was a bigger grocery bill. But that was the truth of it. That's what it was. Number two, there was a gas transaction. So we obviously filled up with gas in the minivan. And it was $49.72. We ordered Papa Johns when we got home from the And so that was $49.53. I think it was probably like two pizzas and, I don't know, some wings or something. You know what's so sad. I have a vivid memory of Papa John's. It's like deep in my soul. Papa John's for whatever reason. It was like the pizza we grew up with us kids. But I remember the pizza guy would come to our front door with like a large cheese and a large supreme for mom and dad. And we would hand them a $20 bill and say, keep the change. That's how much it was. Like back in the day, y'all.
Starting point is 00:02:59 A $20 bill covered two large pizzas, and now it's double or even more than that with all the fees and everything. But we'll just remember. Go back in our nostalgic days. Okay, number four was, it's going to probably gross some of you all out. It's like this magic molluscomb spray. So if you don't have kids, you're going to be like, gross, what are you talking about? But in the summer, sometimes in this popped up. It popped up in June for us.
Starting point is 00:03:26 It went away, thank God. but it's like this thing on our kids' skin, and you can get it from, like, sharing towels or whatever, and they can end up being, like, little, like, bumps, and they're gross. But, you know, kids, they get, like, weird stuff. So it was, like, this magic spray. I remember someone saying, because Charles had, like, two or three molluscoms on him, and I was like,
Starting point is 00:03:43 we've got to get rid of this because they hurt and they're not fun. But I ordered that for Amazon. Number five, our Amelia's watch subscription hit that weekend. So I remember kind of tracking that, and that's $19. 33 cents a month. And it's one of those little watches. It's not an Apple watch, but she can just like text and call and stuff. And it's been great for her.
Starting point is 00:04:05 She's 10 and we love it. But yep, you gotta pay for the subscription every single month. Now one subscription that is in our monthly budget that we really do love is delete me. Because the truth is if you don't remove your personal data from the internet, it's basically like a billboard for all to see because it'll be your name, your address, your email, even your kids' names are out there on sketchy data broker websites. And so data brokers then will sell your data and put you at risk for scams and fraud. But the wonderful news is, Delete Me goes in and removes your data,
Starting point is 00:04:37 and that really helps protect you from fishing, harassment, and other online threats. Your family's safety and financial security are way too important to leave exposed. So join DeleteMe at joinDeletMe.com slash Rachel for 20% off, all the annual plans, and it brings your monthly cost to under $9 a month. or just click the link in the description. Number six, another Amazon purchase. This was Winston's collapse full dog bowls for $5.98. Golly, it's giving like George Camel vibes.
Starting point is 00:05:09 It's like the dog purchases. We're like, wait, what? That was Winston's for Sweet June. Number seven, there was a Target purchase for $26.7. And that was for me. I got a pair of wedges with like the clear straps on them. And I'll be honest, they really weren't that comfortable. but they were $26, so I warm a couple times.
Starting point is 00:05:28 Number eight was our local toy store here in Franklin, Tennessee. It was for $50.81, and that was for a gift for our kids' friends' birthday. And I do love this toy store, though, because they wrap your gifts for free, which is wonderful. And I think this ended up being actually two kids' gifts because Charles had two friends that were having birthday parties. But it was, yeah, it was great. I usually sometimes try to order on Amazon kids' birthday gifts because I feel like they're usually cheaper. My kids love a freaking toy store.
Starting point is 00:06:05 And I do love this toy store in our area. It's like really sweet and great. So it is nice. And then they wrap it for you. I love that. So because you don't want to see my wrapping. It's terrible. Okay.
Starting point is 00:06:14 So again, if you walk away with anything, let it be this. Just tracking your month-to-month expenses is so crucial when it comes to winning you guys with money. and every dollar I do love because the transactions drop in, and you can just drag and drop them, and it has the date on them, you can put them in the category. And it really does help,
Starting point is 00:06:32 not that you have to go back and look at specific weekends necessarily, but if you're wanting to cut down your lifestyle, then you can actually go back and look and be like, okay, these were things, like some of these things on the list, we did not need, right? Like even the grocery bill, I probably could have done a better job of saving money there. But you can look at specific situations and say,
Starting point is 00:06:49 okay, where are we really spending our money? And if we do have to cut back, Let's look at where we can cut back on. And also, if you are winning with money and enjoying it, at least still gives you this level of control that you know where your money's going, even a $6 collapsible dog bowl, right? Like, we still track that in the cruise household
Starting point is 00:07:07 because there's just something really important about knowing where your money's going and there's a level of responsibility there that I think is really great. Now, it's also crucial to still have fun with your spending, which we love. So make sure to check out the video, how to enjoy your life, even on a budget.
Starting point is 00:07:21 You can click right here or if you're listening on podcasts, I will leave a link below. Are you guys, remember to take control of your money and create a life you love.

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