The Ramsey Show - Introduction: The Ramsey Show

Episode Date: October 18, 2025

The Ramsey Show believes you can build wealth and take control of your life—no matter what stupid mistakes you've made with money. Join as Dave Ramsey and his team of experts answer your questions on the top problems holding you back. Listen now or ask your question live by calling 888.825.5225 weekdays from 2–5 p.m. ET. Learn more at  A Proven Plan for Financial Success | RamseySolutions.com  Learn more about your ad choices. Visit megaphone.fm/adchoices

Katie's with us in Dallas, Texas. Hi, Katie. How are you? Yes, I'm good. How are you? Great. How can we help? So I'm $27,000 in credit card debt. I had $10 last the day I got paid. Okay. You have to radically do something different because if you keep doing what you've been doing

you're going to keep getting what you've been getting. Normal is broke and scared. normal sucks. Now is not the time to be doing math. The time to be doing math was when we didn't go into $200,000 with death. You are worth being well, and you're worth not being anxious and panicked all the time.

And most of that starts with attentionality. You have talent you have experience to offer. I mean, dude, we're talking fresh start. Imagine how that would feel. You guys spending all that you own. You're robbing yourself. And y'all are wondering why you don't have any money out here. George gives worthless advice the absolute worst of all Ramsey personalities.

What's scary is I'm just giving the advice you would have given. So what does that say about you? This is your halftime speech, okay? It's halftime and you're behind. $10 is not okay, left over. That's the definition of terror when you're by yourself. If you are freaked out and you're stuck in these debt payments and you think it has to be part of your life, it doesn't.

Do you promise me you'll do this stuff if I give it to you free? That's right. If you don't do it, I'm going to kick your butt, okay? Okay, deal. I want you to laugh. I want you to have hope, all of that. But I also just want you to learn, because that's why we're here. Ignorance was bliss until they got the advice from us.

They went, I know too much. I know what I got to do now. I always want listeners to come away with a sense of power over their situation. Nobody else in my life listens to me, but they did. That's what I hope they'd come away with. Enlightenment and confidence. That's what I want for. from people. You are able to accomplish things that you never dreamed you'd be able to accomplish doing.

The way that I was living was a threat to my kids. Nobody threatened my kids. You're intentional. Say what? Intentional is the word for sure. You have to be disciplined and intentional. That is awesome. This is the Ramsey Shown.