The Rising’s Growing Together Podcast - Are We Teaching Kids About Money ALL Wrong? Financial Literacy, Saving & Smart Spending

Episode Date: May 10, 2026

This week on Growing Together Podcast, we dive into the real conversations around money, budgeting, saving, and the financial lessons we believe kids should be learning from a young age. 💸From small saving habits and smart spending to reducing waste and building confidence around money, we share our personal experiences growing up, what we’ve learned as adults, and how we’re trying to teach our own children financial literacy in a practical way.We also talk about:✨ Why schools don’t always prepare kids for real-world money✨ Teaching confidence, communication & sales skills✨ Budgeting without feeling restricted✨ Why experiences matter more than material things✨ Smart spending vs emotional spending✨ Building assets instead of liabilities✨ Minimalist birthdays, gifts & avoiding wasteThis episode is packed with relatable conversations, honest opinions, parenting reflections and practical money tips that can help both adults and children build healthier financial habits.If you enjoy real conversations about life, motherhood, mindset, relationships, business and personal growth, Welcome to The Rising's Growing Together ❤️👇 Let us know in the comments:What’s the BEST money lesson you were ever taught?

Welcome back. Welcome back. We're sunny day today. Yeah, we've had some weird days. It's like overcast, raining. Then two hours later, it's boiling hot standing. It's like, oh, I don't know what to do. Yeah, exactly that. Like literally from rain to 20 degrees. Yeah. And it's not cold. No, it's not cold. But you're going to wear you that. And actually, some of the days that I've gone out for, like, I've made a point of going out for a walk in the morning now before I start work, which is nice. It's good. And when it's overcast, like, it's actually doing quite nice. Yeah, yeah, yeah.

Fresh. Even this weather now, it's still getting a little bit hot. I know I'm in trousers and a very knitted thick top, but I did think that today I thought, oh, it's getting off. You know, when we're going to start, it's hot rather than when it's burning it's cold. It's very, we're always like, oh gosh. I did think that earlier like, oh, actually let's just cool it off for a little bit longer, you know. About enjoying this, the hot, the warm weather.

We've had that nice bit where it is like trousers and a little t-shirt and no jackets needed and you can go out of the morning or in the evening and it's okay. like that is ideal. That is my favourite time of year where, before and just after summer or bit after summer, you know what I mean? It is just enjoyable and another thing is, what it has been to Brisbane Xenac,

but it's not so busy everywhere. You can park, you can go to the beach, you can have space wherever you go. Everything's in a supermarket. Now's the time to get out of time. That's as well, it's my favourite time. Now's the time to do all those things, itch or those like itches.

Yeah. Because do we go hibernation in the air? We can step away from all of that crap. We literally hibernating too. Yeah, we do. We have to. You have to. It's too much.

Yeah, it is. But anyway, it's been a good week. I was just saying to you, I've had a very busy week. Well, very busy week, you know, just with kids stuff generally. Life, yeah, just life, really. I just feel really tired stuff. But not it's Thursday evening and it's not. It's true beginning of the week.

Yeah. It's true. I just feel like it. The weekend. Yeah. Oh no, it's Tuesday. Yeah, we're not even halfway yet. So I do feel a little bit like, yeah, it's been a lot.

I think it's because the kids have had a long weekend because we have Friday's off. Yeah. But the kids are off Friday, so we didn't have our usual like reset day to catch up. But I just, yeah, I just feel really, I don't know why I'm so tired. That's the thing. I said to Liam though, like I feel insolciful. Like I'm dying to bed by 10 o'clock. Yeah, yeah, I've just struggling to get up at seven or seven.

Like, it's really like. It is. I feel a bit like that. Or if I'm home, I don't know I were, I could have a C-Sister. Yeah, I literally did. Do you know what I mean? Yeah. I think it was Saturday.

Yeah, because Friday I did a proper Stacey Sullivan clear out of my house. Oh, I did see that with regret. Well, it starts off forward excited. And then it's like, oh, crap, now there's stuff everywhere. And I'm sick of making decisions whether to keep stuff on Fiance America to live. So yeah, you do regret that halfway through. You have to, like, power through. It's true.

Well, I have done it, but I haven't powered through. I can't really do anything. because what happened was over the weekend of one of the nights, Mitch and Morgan went out to like a boxing night, so just me and Lexi at home. And as the night, I don't know why I even did it so late on, this is the thing. It's not like I started it in the morning.

Yeah, but you get them stupid ideas late in the night. The kids are swapping rooms, right? It's not just a clean-up. I fully emptied the room. Like, okay, what are we going to do? Where are they going to sleep? What am I doing? I don't even have a plan.

Like, I literally just started emptied, everything out into the living room. So it's a hard. half of it, obviously I put the bench back, but half of it is like just in the living room and I'm not going to do that because I need to finish it. But that's a big job, like a whole two bedroom. What's it called? Like, reifer or whatever you want to call it. You know what I mean? No, I just did.

So I did a bit of you. My summer clothes. Yeah, I kind of did it. I started it. Didn't get anywhere. I still got into stuff in that whole way. Like, but it's annoying because like, fair enough to stuff that you know you want to like ditch. Stuff that's not that great.

Like, yeah. Put it by the bins, leave it for, you know, for people to come and connect it, whatever. Bim men or people would go around connect and stuff. Yeah, that would do. I'll put it on the side of the bin, people take it. Then I feel better about myself, like, oh, it's being used, it's fine.

But then there's stuff that's like, hmm, I really should sell that. Yeah. Well, I can't be bothered to send it. So I'm just gonna leave it in my hallway for a couple of weeks until it annoys me, and then I'll just put it by the bins anyway. That's what my sister and loves.

Yeah. Every single time. Whereas I do the opposite in terms of our keep it and keep it. Mitch hates it, which fucking hates it. He literally starts to stop, stop keeping, you're even like you. You're getting rid of it or not, you know what I mean? And yeah, he hates the fact that when he sees piles and stuff, he's like, come on.

Yeah, like I'm gonna put that on vinted or that's gonna go the carbot or whatever and he's like, it's not. I do, like, a whole, like outside one of our storage covered thing, the whole thing was piled up for Carbuketown. Yeah. And then I realised that you have to hear that, like, sit the proper morning, which is fine. But then I was like, right, well, I was going to make Payson come with me

so that he could, like, do some setting and stuff. But then I'm like, one of my friends said, well, yeah, sometimes don't let you drive in. Sometimes they don't and you have to park. And I'm like, well, do I leave my child unaccompanied while I go park the car? Do I not? And then I was like, this is complicated. I would just put it off.

Just go. It is, Damien, obviously, we've done it. I wouldn't like to do it on my own. Yeah. I don't think Liam would come with me. So it's like, I've got to do it. But I would be able to do it with you. Like, for example, Sean, our friend,

yeah. Does it on her own, like the whole thing. But I personally told me, yeah, I normally need one of the girls with the staff and I'm like, yeah, but your kids are teenagers. Yeah, also she can just do it. I would, I would

fluff a little bit with it. Yeah. The way everyone comes over to you, like, like that robbing you lyric, she's used to that like bar environment. Yeah, yeah. She's got that band. I haven't.

So I'm better off with you. That would just, you know what, yeah. You have to make to make to we do one. because Mitch will be happy for me to you. We've not long done one of them, say, whenever, do you know what I mean? I've got to be so, God's say, I thought we were going to go a bit longer before we started pining my shit up again. Do you know what I mean? But it happens, it happened.

No, I've tried to put stuff to one side and it was away for ages to the point, like the room even stuff was going mouldy because I've left it up. Yeah. That's that's a waste in them, then isn't it? It would have better off leaving it next to the beer, so yeah. So yeah, I've still got a few of those things to decide. to decide to clear out. And that was only one day. That was literally one day about we?

Yeah, well, I did so much on that Friday of clearing out that I was like, yeah, I'm going to keep going to go on Saturday and Sunday. Oh, it was fun. It was a fun. Fuck all weekend. I did nothing. And that's the Saturday I'm going up having enough in the afternoon. Oh, there you go.

Just from a saw your life out literally. Well, I just, I had a lot of, I didn't personally, sounds like I had all these rehearsals. I just had to take my child there. That's a lot, right? I don't know. She just had a lot of rehearsals coming up because it was Seviana. which is the flamenco celebration. Yeah.

And she had a lot of rehearsals and she had two days of performances. So that, you know, like when it's run up to it, she had her two nights, which was fab. She got out, they just smashed it. They both did make me up her own. And the show on the second night, which was on the stage, because the first night they actually opened the feria of the Sevilla house.

So before anyone could walk in, they did a dance. dance and then you know the lights turned on and whatever you know not I mean and yeah and it was open and then the next night they did a dance on the stage and it was really like you know when people say they go to like the ballet and whatever you want to say oh so emotional and I don't I'm like okay but I've got a bit like that in the story of how they were performing not just like because my daughter was dancing when my niece was dancing It was generally the story of the whole thing through the dances, do you know what I mean? Because it was like they had four and then obviously there was older ones and younger ones and da-da-da in that Flamenco group.

Yeah. But the way the teacher had just made it, I just thought it was incredible. And it was all a bit like this, do you know what I mean? Yeah, it was really really good. That's good, there's other voice than doing, like going to kids sing and being like one. Yes, and it was, it was, well it was like, what's the word? I say art. You know what I mean? It was, it was really, it was really, supposed to be. Yeah, now I sound like one of them people but it's true it was so good. Am I enjoyed in the name? Yeah it was it was really really good and then you know what

it's like these things especially over in, there's and whatever going on and and the kids were so we want to go the fair way and I go fair and so on the last night we'd said that they could go after they performed or whatever and then we realised like each ride was like four you're a ride I'm not being tired but we got a lot of kids right and I was like they're not even like great ride. Do you know what I mean? So my sister-in-law was like, I'd rather just take it to like the local, like, beam part, the small theme part thing, you know what I mean?

Get more like, yeah, yeah, yeah. At the time, like I was like, yeah, great, because that means we, you know, we've been there all week, it was a long night sort of thing and I was like, yeah, great. That's like a great plan, you know what I mean, let's do it. So we said to the kids, right, would you want one go on this fair or would you like to go over the weekend and we'll go to like polar park which is like a local little theme part yeah yeah we want to go there with us so let's go out of one thing and then the day come yeah yeah yeah yeah so then the day came i'm not going to lie it was Spanish mother's day so like

you know i just want to chill da da da and i was like you know like funny enough actually with my sister always said oh there's a list link where you can get in free right so great they do this once a year thing where you can get in free. We'd register to do, da, da, da, because initially it was only going to be me and Lexi. And then the others came anyway. Anyway, so we get in the morning, I'm packing lunch and da-da-da-da-da. And I'm going, oh, you know, I'd rather get there earlier to get home earlier. Do you know what I mean?

But I really can't. We don't feel like going. Do you know what I mean? Yeah. Anyway, we went, got in for free. And we stayed there till like 7 o'clock or something like that. It was brilliant. We had such a good day.

It really wasn't busy. The kids at one point were on a roller coaster thing and they wasn't even getting off. They just kept going out. Literally, that's how it was. And they just had the time of the life. Tell her like, I think, spend like 20 quid on a week. Yeah.

Because it was nice, do you know what I mean? But it was just, in the end, I was like, oh, I'm really glad to came. We had a really, really good day. Do you know what I mean? Especially during the week, that wasn't going to say, because the only, the reason it was supposed to be me and Lexi

was because earlier on, in the week or the week before, in the week before, I remember. Morgan had hurt his ankle foot. Now how he feels, isn't it? Yeah, right? So he, well, this is another thing. The school of rang me when I was at work and said, oh, Morgan's hurt his. I couldn't hear if they said Radilla or Doubillo.

So I was like, oh, he's hurting on his leg, right? Sitting in half. Right. So the time, right, for the time. And, you know, sometimes you've been easy playing it. Yeah. So, so I was like, oh, I was like, look, I'll ask his dad and let you know. Mitch was like, well, I'm just done a job.

And by the time I get there, because it's obviously not local, local, he's going to be mealy the end of school anyway. So I was like, should we just leave him there? Because he's all right. Do you know what I mean? And he's like, yeah, so I was like, all right. So then. It's not like a headache or he feels sick.

No, he's not fair enough. He's banged his leg as far as I could hear. Sit in a chair. Yeah, it wasn't like, as far as I could gather, it wasn't like you need to come urgent. you know and so I voice noted then just said oh just so you know da da da da da just if you're just sitting somewhere and we'll be there at the end but just before if not we'll get there as soon as we can but more than likely it'll just be the time at the end

of school well Mitch's kind of got him on he's come out and he this huge bloody foot yeah he's hurt himself we've had to go we'd have to go emergencies he's waited there till to god knows what time at night Mitch won't wait so he didn't wait any longer after like three I would have sat it out, but he was like, I'm not, I'll do three, four hours. He was like, I'm waiting. Spoke to the lady and went, how is it? Is it busy? She was like, it's very busy.

He's not priority. He was like, fair enough, but I'm just going to go. Do you know what I mean? So he came home. It's obviously silly. He hasn't been seen to. I don't know it's broken. I don't know anything.

Do you know what I mean? And then to the next day, we took him to emergencies of the doctors, hoping that we'd just get a referral, which we did. That was done. Hasn't broken it, but it's very inflamed and at risk of break. if he does knock it. Do you know what I mean? So I was like, oh God.

So all of these, I felt so guilty as well. Blessing you know, all for the only ever time I've ever done that. I've never, I've gone straight away no matter what, even if they say, oh, their tummy hurts. That's going to be my question. Do you just jump and stuff in up? Or do you go, unless it's urgent, then I think a better. Honestly, usually, yeah, I'd go straight away. I wouldn't question it.

I'd go, just go. And this, honestly, me and Mitch just let's see, do you know what was that? one time we don't I mean he was alright obviously but it's yeah it was just a bit like that is typical you know what I mean

that's actually typical and then I had an experience oh it's talking about it though I'm just kind of rant about highway right on because then with this the doctor had poor Morgan

had told him no football for three weeks no sport for three weeks obviously no peeing nothing and that's what he does and so that was a bit long but had recommended to think to wear like a boob support which we thought was a bit much anyway but okay it's okay if

i appreciate your support in that that time because sometimes they're a bit like that aren't they yeah it's not broken give a sign yeah yeah yeah so i was like okay that's that's quite good um um so i'd gone to a pharmacy and obviously they're not just there don't know i mean yeah i had to order it yeah and um and then it that that took like two or three days in those days he seemed to be kind of getting a bit better don't get me wrong i was still very like where because I did have this thing in my mind, the doctor was like, look, if he does bang it where it's so inflamed, he's very risky. Yeah. But he just seemed to be walking a little bit better on it.

You know, I don't know when you couldn't kick, you could do anything like that, but it definitely seemed to be better. And I was like, does he need the boom? You know what I mean? Does he need the boot? Anyway, more days went on. Oh, they bang me and said it was there. And then this is literally in the middle of Seviana. I answered while I was there.

And then the next day, it was festival on it and whatever. and whatever, like holiday, and then it was a weekend, da-da-da-da-da. And then by them days, he's just got so much more better. Again, it's not perfect, but so much more better. Yeah, but I was like that, the first day on the way. Yeah, awful. Like really bad, then all of a sudden just, you can feel that, yeah, yeah, because even then I'm like, careful, and it's like, but it feels alright, you know what I mean?

And then I'm like, do I want to put this massive, like, it was a massive thing that you'd have, when he's broken? I don't want to pay for it when he's really better. Yeah, 100 euro! What? Yeah! 90 year to be exact but yeah fucking out yeah I definitely would be paying that but I would like exactly well this is it but I'll me again me and Mitch so we would have just done it and just down on it you know I mean not having it just sat in with the book I never got you

but I thought like let's be let's be you know like really stick here and let's let's say like you don't need it but let let's let's let the pharmacy no I respect so I bang when I just said them and I just said hi you know his foot's a lot better he's not need in the boo and so you can send it back to like the fabricer wherever you know be yeah the company well put it on the shelf yeah shut prop had to go on me and I was just a bit like at first I was a bit like I'm really sorry I said I could help you pay for the track that I ordered it urgent and I was like well but no one nothing of this was said I offered to pay on the day when we ordered it and all these things you know I mean and um and yeah and

and I was a bit like oh at first I didn't really expect that reaction that's okay no proper thanks for letting us know. That's what I was expected. Yeah. Not a whole like proper rant on me. Yeah. And then like she's going on at me and then you know when something just switches in you like you lose your thing. I mean, fuck you. I didn't say fucking but you know, you know, you're thinking you're not. Hold on a minute. I am I'm actually calling to her. No. And literally went, excuse me. I don't like your attitude. I felt really like, you know, like, you know, like, oh. I'm just, I'm just, I'm, and she, what do you mean? And I don't like your attitude of how you're talking to me. I was calling you out of respect and I would have

and debate the transport but you've been sod off now and put the phone down bitch yeah you know when something really like yeah i was trying to help and i can understand her frustration i probably wouldn't even just gone to pick it up and bothered calling and not a lot of people would even like we have appointments and stuff i'm quite i will try to cancel always will do you know what i mean yeah doctor's appointments and like appointments that i've made at places i will yeah but some people generally don't you know what i think there's the time where i've ordered things into the pharmacy Yeah. And I've nearly not gone but then I've ended up, you know, grabbing in stuff. But very easily would have been bothered. And I really made a thing of doing it and I thought,

no, I've started doing a little cow, you've been very nasty to me. Well, she was nasty to you. I had to call a few people like myself. Really? Yeah. Oh, what, as Bill as well. Shit. Well, it's a bit, it's weird because like, if there's like an injustice and something serious, yes. Very easy to me to say something. But like little things, I'm like, whatever go I can get over it yeah you know I do let a lot of shit right yeah don't really make points for points sake yeah I know a lot of people do yeah but I was in um I went to the little Chinese shop case and was a tech so I kept Taden and we just walked

around San Miguel took into a little part and um I've got uh training in London next week so oh because there was some sticky not pads and stuff for this workshop happened together so I brought Taden into this um Chinese shop fair of mind she's mopped the entire bloody floor like it's four five o'clock but what no it wasn't it was pacing starts at five so it was past five o'clock yeah but you're open to probably seven eight yeah why you're mopping like it's hours before you're going to quote yeah so she's i'll be careful slippery oh thanks now i've got carry a child while still trying to look that was annoying anyway that's not the issue that wasn't even that's not the issue that's probably

issue why not the floor that is a very i thought like we're running up the ramp there I feel like the things that we usually let go, we're literally proper picking us there. Well, I picked up these sticky note pads, 90 cents each. Yeah, fun. Give it to the woman. She said 250, I give her a 5 and I thought, 90 and 90 don't come to 250. And then she's given me the change back and I went, hold on, these say 90 cent. And she went, oh, sorry. And then changed it and then obviously, I mean, it wasn't much of like 70 cents different.

the rest of your money. But I thought literally the only thing on that sticky note pad is the 90 cent thing. You've typed in the price because it's not a barcode like swiper thing. So how have you got it wrong? How have you got it wrong or have you done it on purpose? And thought I'm going to. And I very nearly, I literally took the change. I went to put it in my bag and I was like, no, do you know what? Excuse me. That's wrong. Good for you. Good for you. Yeah. That's all right. And I remember you saying like always checking your change and stuff. And the bill. I don't ever check the bill.

No. I changed. Neither just my family. I didn't think of you in that moment. I was like, excuse me, change that please. So that was one, and I did think just have you done that on purpose? Then literally the same day, or the next day, I think it was the next day. It was the Friday.

It was Friday when it was made holiday to the shops. Luckily, leave and dropped me straight after cases that had drawn rent 10. Easy. And as we left, I had to walk to the McDonald's because it was, grill off from like Pint to Prima. Like why? I have no idea. Anything actually happened?

It was just people. I couldn't see any roadblocks or any accidents or nothing apart from just car. Yeah, I've seen that. I'm knowing how bad it was. Yeah, all the way up to Pintapurima. So I don't know why. Everybody may just have the thing to go shopping, but I've got there just before.

Anyway. There was one, one holiday day, people. Yeah, literally chill out. Yeah. So I went to H&M and I bought this top. And on the tag, it had a little rent. sticker that said like 20% discount. So I've gone to the the checking point and I've kind of made a quick calculation in my head roughly what it be. So I gave it to the woman and then she

charged me and as I paid I just realized I'd paid the full price and I went, does that not have a discount after I'd paid that again again. So only two, three euros but I was like I nearly I nearly went to walk away. I was like that excuse me. Does that not have discount? And she went, what are you a member? And I was like, I guess I am. Yes, I'm talking out. But you never asked me that. Yeah.

And nearly every time I buy something in that shop, they say to me, are you a member? And I know, normally I'll go yes or no. And then they do it. She never asked me the question. Bear in mind, you have discounts in the shops. Yeah. And that's that certain item had the sticker on it.

For a discount member. Had a sticker. So you know for a fact that it had a discount. you didn't check and you never asked me anyway. And then I was like, yes, I am. And she was like, well, I'm going to have to return it to then, you know, like, making you feel bad. Yeah, yeah.

I was like, you did do your job. Exactly. Do your job properly. Making it a whole thing. Yeah, like, oh, well, I'm going to have to, you know, return it. And give you the money back. And we're going to have to rebuy and do another receipt. And I was like, okay.

It's just wrong with literally. Okay. Yeah, okay, then I love you go. I know it was funny because I was there for two hours. See our good fucking cashier where the fuck you are. And Liam was literally on his way to get me. And if it wasn't for trafficking, probably, then I'm here.

And I was like, no, no, I'll wait. Go on. That was like me in Primark. Yeah. It's like, are my complaint for. Lexi was like, you're actually going to wait. I'm a kiss. I have.

Yes, wait. She loves coming with an appointment. But it was just the way she said it as well, like, well, I'm going to have to like your channel now. Ask me the question. Check that it has the tag. You're making you bad. It's bad.

Give me my bloody two free. you know you could have been nearly a fibre out your pocket it literally it was like 16 euros and I've got to fight 12 so I'm like yes it just shows how you how I should I do actually checked in fact I am quite a bit of check it well imagine if that happens to you every week that would add up to hundreds of thousands of euros at the end of the year and these are things I normally let go you but I'm like when you sell us a couple of euros a couple of cents it's then me and Mitch like saver and then put it in the bank Do you know how much we have?

I think I've said it before, like, 300. And this is that sense. Yeah. And that was what we were showing the kids, actually. The kids were very like, oh, it's only a cent. It's only a cent. So me and Mitch did a thing, right, all right, we'll show you. We all take them sense.

And then we did it and then they were like, oh. So now they're very much more like thingy. And like I did say, I had that experience with the shop with, with that, checking the bill. Morgan was coming out. He was like, oh, and I was like, oh, it's all right. But you said, I was like, yeah, you're right. Go and get your money, mate.

No, it's true and how many times have we been out to like restaurants and stuff? We had like, we were out once and we had everybody else's desserts on our bill. But a big table. Like a 15-table per-person table. All that's just times. It's only because it was like an extra hundred during than we expected. But again, we probably wouldn't have been if it wasn't so much. Yeah.

But like you say, them little bits all the time. It does count up, especially when, you know, with tips and tats and God, no, you're pain enough as it is the same. And it's like I say, it's a good, for the kids so that they don't think, oh, yeah. I can throw money away like a couple of euros, you know, what's it, it takes care of itself, doesn't it? It is, it's that.

And I have got pots and pots of 20 cents, 50 cents and one sense that I need to take to one of them machine things. Yeah, yeah. Well, because they take certain amount off, they do, yeah. We just take, you haven't even got a separate it, but all in one back, takes a bank. Really? They only charge like six euro and like whatever amount it is, I think.

Do you get what I mean? So that... It's worked more worthwhile, what our bank, you're saying, right to me, taking it to the bank than the machine. I think they look, the machines take a percentage of what it is. Yeah, so I didn't realize if you go, oh, you get that same reason, I find account all your fucking money. I think, what was it?

They must have a machine though, but do it for you. Yeah, well. They don't even do it on the day. I don't, I don't take it, Mitch states it. I don't really know. But going from what it's told me, I think basically just thought, This could be just Mitch, actually. Thinking is this could just be Mitch.

I don't know if this is like normal protocol. He just walks in, gives the bag and then walks out and then to him, he just tells him what he thinks is in the bag. And then whatever, however a few days later within the week, he'll have that money in the bank. So maybe he must take his bank details or in the account details. Yeah, they might just take his name maybe, yeah. I presume.

I have to ask him. The way he makes it sound, he just walks in, gives it and walks out. Yeah, mate. Sort of me out. It's probably nothing like that. We walked right past the queue, right up to the venue right now. That's what I was saying. Actually, that could not be like that.

You know what I mean? You know what I'm like too? I don't know how he does it. We can get away to certain of stuff. But it is. It's not, again, with them kind of things, it's not the point of the amount. It's the principle. It is.

It is the principle. And it is because you want to teach kids like good money lessons and things like that, like checking things, you know, so that you don't lose money here and there because it is things like, oh, well, you know, oh, insurance, I'm paying for two insurance so I didn't realize I had all three, four subscriptions and I just let it keep coming and like hats and it. All those things are up to a lot in the year. I think that's why I was so thinned with the Carboot and the Binet thing.

And I do get it quite long, but I did feel like mine was so much more throw away with their stuff. But obviously, I don't just throw it, get any more. I think it's just doing it the once, I've never done a car boot here. So I think once I've done it once and I know where to go, how to do it. I mean, it is, it's not, it's not, it's not really it's graph, but it's not like. It's a long day. Yeah, it is a long down, I'm not going to lie. But it's a nice feeling at the end when you've,

you're money you're being. But even when I put the most I've done is put things on Facebook, but unless it's like worth 20, 30, I'm not going to bother. Yeah. And literally I make people come to like the car park. Yeah, yeah, yeah. So people don't actually know where I live, little things like that. But yeah, no, I've heard like I would like to do a car boot sale.

Yeah, like say, then to take case and get, like, say, them to do those things. I did. Or even just go into a car boot sale. I did. Yeah, yeah, yeah, yeah. Like buying bargains and then selling and stuff. It's definitely not as calm as from why it's been to the UK care, but. there are a lot more, just like, you know.

I think, yeah, with the British, like, I think it is definitely more, like, polite and like it's friendly banter. Yeah, you remember, especially initially when you just literally get in there. And when it's just like, everyone's rummaged you through and they're just bobbing it, you just try and watch it. You know what I mean? But no, it is worth it. It is worth it.

And again, it just get, for me, it's that, the value and the recycling and the, that's the more thing and it is it's from from that we're gonna you know right so if i keep some of the stuff we will do my best we'll do one i'm happy to do them before the end of june before the end of june yeah okay okay okay yeah we'll have to don't even go that much stuff i'll come with you i'll put mine on your block we just yeah we'll do it together like half and hum yeah yeah yeah okay perfect there you go there you'll let you know how you've heard it here i'll do so experience the things i put I'm not for a trick. I really enjoy it, to be fair.

I think it's... Once it's done, and you know? Like I say, I just have a real thing about waste. And I think it's because my mum's got a real thing about waste. Yeah. Randan's got a real thing about wasting. I think definitely those generations who didn't grow up with much. And you, you know, you really got the use out of things.

And I remember hearing someone, I think there must be our age. But, like, grew up in a house where it and like, oh, no, put it in a pot, put it in the fridge. You know, wrap it in clean. You don't put it in the fridge, like you don't waste stuff. Yeah, like half eating sandwich. You like you love that later, wrap it up? Yeah, yeah, yeah.

Yeah, exactly. And even with like the school things, like, you know, like nowadays, it's a whole little trousers, getting new trousers, no, we have patches. You know, it wasn't just like, really making use of stuff. And I've been breathing my father-in-law, making my sister-in-law put like a half, she'd leave a can on the side of their house, like half drunk, she would put it in the fridge.

No, no, no, no, you've got that one. Drink that one. Don't open another one. Yeah, yeah. Which it makes it right in a way. Yeah, you don't want to bring up kids that are wasteful. No. Or like say, beg you for a 50 euro toy, then pay for it twice and then throw it away.

So no, I think it's good. But with the waste thing, like the boys' birthdays are coming up. And I'm like getting worse, I think as I get older with waste up. And I think when you're clearing stuff out of your house, you're realising how much money I'm spending on things that aren't being used, that are a waste, that you're not going to get the money back for. Especially when we talk about how much the things that they do love and the memo things, and not necessarily the materials of them.

So with the ball is birthdays, I think we've spent on birthdays before, but one thing that I'm looking at is obviously like a little decoration and like themes and stuff. So Hayle's going to be two. So I was looking at ordering like some bits and bombs for like decoration. And then I'm like, I'm still in some of the drawers like little things from Easter that I've bought and like and like Kayson's old birthday banners that have literally been after like a day. And I'm like, this feels like such a waste. And it is literally, I don't know, like 10 or 15, 20 quid on machine to get a few of them like bits. But I'm like, hmm, is it a waste? And then you feel a bit miserable and you don't.

But then I see all these other people have huge balloon arch, big massive like stand with the words on and personal. But it does, it feels like a pressure. Like you've got to keep up or whatever that is. Yeah. But my question was. would be personally, when you had a party, do you remember any blooms or banners or do you just remember anything that happened on the day? Yeah. Do you know what I mean? So I feel that most of these things are done for Instagram anyway. Is it really done for the child? I think to that

I'm not going to say to that extent. Yeah. Yeah. Okay. Fair enough. Yeah. It is Instagram photo worthy. But at the same time, does having less decorations take away from the experience? you know when you wake up and it's like oh balloons yeah but you can still do that you can still have an impact on on that and also sometimes doing it so much sometimes they have this expectation you know you have to outdo yourself yeah but also as they grow up too and it's quite a lot for them when they they work i'm wrestling with it because it's not always normal yeah in a way i say not normal because yeah you should you should celebrate and you should but it shouldn't be that is not the being be all an end but going on recycling i'm not even going to lie okay for the first few years

years when they're younger, which is because I don't remember it. You do, you get all the new stuff, you did all the big things, and then they're like, do they really need it. And you do less and less when they actually are in memory. But in all honesty, my kids' banners, I recycled every year. What'd you mean, like, you can just give them oil or you sell them?

No, I put them in my box. I've got a box of stuff. You know, I've got shit loads of boxes and everything, but I've got a box of like birthday bits. Yeah, but normally their feet, So it's like Kayson's last off of was Minecraft. He doesn't want a Minecraft that's going to do this shit. So I can't get that out.

See, I wouldn't get something. Well, the only thing I probably had specific is probably with Lexi, like, Stitch, Morgan with like football. Yeah. Otherwise, my banners are just like, boy-y-girly. Right. And then things around that. And the colour, my balloons are just different colours. Obviously for the boys, it'd just be, you know, Lexus is like all different colours.

The boys, you know what I mean? That cause of all thing. And then Mason, as he's getting older, it's more like golden black, you know, that kind of thing. And then if it's anything. And then, sorry, every year I just get a number of bloom and I don't even inflate it anymore. I blow it up myself and I stick it to the ceiling. I was seeing that hand, absolutely.

She's a seat with the thing down, so it looks like to expect. Well, because it's expensive otherwise. By the time you spend, like, I think for the most, it's like the engagement parties that I've worked for you lot. Like, oh my God. More than the balloon? Yeah.

Literally, like the helium and well extensive. But yeah, so I'm wrestling because it's like, I don't want to waste the money, but I do want to celebrate at the same time. And I remember I've listened to a podcast not long ago with Emma Greedy, who's like behind skins and good American. And she's launched like multi-million pounds with like Carlashers and multiple brands. And she's a mom of four. And she says, I celebrate big, like whether it's Thanksgiving, whether it's Christmas, whether it's Easter. That is like what I like to do. And they're the memories, obviously, that I make.

And part of it is spending money on stuff. Yeah, see, it depends on how you think of going big. For example, like, we decorate with their bits, but it's not like a huge big arch and full-on backdrop. Like, you know, like how things are getting lately. You know, like you've got to think I had Mason and that. I didn't think they had baby showers. You know what they were.

You know what I mean? And now it's like a full-on wedding. Yeah, for a baby. You know what I mean? So I think it's just how things in that way, what you, for me, they still have some balloons and they have some banners, okay? And you make your own thing of what,

you know what I mean? Yeah. It's like when you're Christmas and your Easter's. Everyone has their own thing in their home, you know? Yeah. It's difficult now because it's much easier to compare with social media, things like that, you know? For us and children.

Yeah, yeah. But for me and mine, it's what they do. Do you get what I'm trying to say? They're the things that they're remembering. So whether they're grabbing someone with their friends, if we're having a barbecue with everyone at home. Like Lexi obviously plans her, my advice.

It's funny because she only said it the other day about what she wants to do. And it's basically, oh, she has to have a barbecue at home with her friends. She wants to do it separate, like our lot and her school friends because otherwise, how am I going to play with that case and my school friends? You know, like that's the worry.

And that's actually has two separate life. But that's it. I know Sam's that's it. But you know what I mean? That's what I mean. That's what she wants. It's not, I'd really love the huge big balloon art to this table.

Not one mention of theme color, backdrop. Oh, yeah. Payson's proper theme is like, yeah, this year, it's Mario. But is that not how, because you've made it like that? Probably. You know what I mean? I think I'm asking, what do you want for the theme? Exactly.

So it's what we even, so if you do all these, which is lovely, do it. Yeah. But it just put the pressure on you to keep it up for a start. And also I think it gives a, I found a bit miserable because it's not. I think it's great that you do it. I just personally don't think I need to do all.

I'm never going to spend. I didn't even do it from my own wedding, was there? I'm never going to spend $150,200 on Bullionarch and personalized sign and millions of decorations. And I respect them who do it because it's good work and good material. I mean, I just personally see that as, for me, a waste of money. Yeah, talking about waste. Yeah. If that's your thing, that's your thing.

I'm not saying that you're wrong for that, but for me, to then like pop all those balloons and take all the stuff down, it just feels like a wait. I'm happy to, yeah, spend 20 quick maybe on a few scene decorations. This woman, how old are her children? Probably a mix between R8. Okay, the only reason I say that is because I feel like people do say that when their children are very, very well, I just think, you wait. You wait. Because it's not the same. I feel like with experience, you learn your own preferences and you just learn life lessons or whatever.

Don't you? You just for yourself. And again, everyone else is different. And I'm not judging or, you know, what everyone else is. Great, you do it. It's just I personally don't or I personally do. You know what I mean? And whatever that is. Talking about with waste, though, again, I do think this is more an age thing because I think we were very lucky anyway. you know when you kind of go into a shop or go somewhere and you pick you pick the most expensive because it's the most expensive you pick the biggest thing because it's the biggest thing not not something the best thing but just what you do isn't it you know what stands out especially buying gifts you think right you know what i mean i'm just going to do this because of this

the reason i say this is because and i really don't want to sound miserable because oh my god i was it's just amazing that that obviously with that close that he does it and do you know obviously talking about spanish mother's day mason's at an age where he's sort of like just kind of taken over that role of you know Mother's Day and Father's Day gifts with the kids because he's old enough to do it you know what I mean so he'd rang Mitch and said I've sorted the kids Mother's Day bless him and I know is that even that alone was just not I've got my own thing no no no sort of day yeah yeah which he used to do or even the kids would have to remind him you know growing up in these ages because I'm a bit more like no

you should you know and now he's just that the whole turnaround You know what I mean? Of that, right we not. All them years of annoying. Yeah, but this is what I'm saying about him with spending on things. I just feel like sometimes you just learn or, you know. Anyway, so, um, weirdly enough, he'd asked me the day for what do you want? Um, and I was like, what do I want for what? He said, no one's day.

And I was like, oh, that day I was searching for chocolate in my house. There was nothing. So he kind of asked me in that moment and I was like, I want chocolate. He's like, all right, okay, you don't want nothing else. I just want chocolate. So he thought, yeah. Yeah, he got me two packets of like Marswell, the maxi pack of them all teasers. I was happy.

Yeah. But then he'd got me, which he'd give from Lexi blessing as well, this, uh, it's like a shape of a shoe, a very beautiful bottle perfume. It's called Caroline Herrera. Yeah, the blue one. Like the very high stiletto. Yeah, it's like a hundred and fifty-sixth quid perfume. Wow.

Yes. I didn't even know purpose as existed. You know? And he got in an offer, again, 90 queen or somewhere like that. I was just a bit like, oh, that's a hard-end money. Exactly, right. So Mitch had even offered,

do you want me to give you some money back, right? He was like, no, it's my mum, I love it, but it's fine. You know what I mean? Just that, you know? Yeah. But it was the point of, I didn't want to stay, right? Yeah, I haven't, because obviously, it sounds like I'm being an appreciate.

I'm like, that's so lovely. Yeah, and you don't want to say, you don't have to be. Yeah, my mum said it to me all, every year when it, like, when we were grown up and getting, Don't spend the money. I said it when I said it.

When he asked me, when I said chocolate. And it's like just don't spend on a kid. No, like I want to treat you. So it's like he's doing the same to you now. And it was just so nice how he's obviously, apparently there was it half an hour in the shop. His girlfriend smiled at every perfume going because they were there, he's there trying to obviously pick one thing.

It doesn't, it's not just going in and taking one either. It was that. The whole thing if he actually smelled to try. You know what I mean? And then spent what he spent, you know? Yeah. yeah it was like a bit like I wanted to be like you know like what's the word practical in terms of telling in mind you money yeah but at the same time I'm just

sometimes it is what I'm saying sometimes it was just nice about oh thanks mate that's really lovely yeah I'm gonna keep it to it like when I was younger what I did I had you you know the biggest minolita bottle of expensive thing of you can buy and now I'm more like hey where can I find it where's the shops that do it. Where's the knock-offs? Yeah, you know, it's just how, I don't know, especially how I've got any of that.

Well, no, it's true. Even Liam bought one the other day, which was meant to be this really expensive scent and bought it that was like 20 quid or whatever it was, like a replica. Yeah. But it's this smell that everyone's like going mad for. Yeah.

But yeah, it's at his age, I didn't care about those things. It was like, I want it that one and that's it because it's that. Yeah. I'm sorry. Now you do. you just search for bar things. So just talking about that. Different things that I would never spend that much money

on a birthday for myself. No. Or even for a gift. No. Like, because it's like, wrong, that's a lot. Yeah. I think I have once or twice for my mum, like, one that's what I knew that she wore

when we were growing up and stuff. But yeah. So that's what I'm saying. It was a bit like, it's thanks, man. You would spend that money on yourself. It was just lovely. And I didn't even want a hint, obviously.

You know, it was just like, that's really lovely. In the end, I was, you know, I just have a whole conversation in my head and was like, oh, right, right. It's really lovely. I didn't want to then go, but at the end, I just left it at that. No, you need to sometimes. Yeah.

Just accept it. Yeah, and it was the whole thing with how we did it. I just thought, well done, mate. Must be doing something, darling. Yeah. Do you talk to it much about how to manage its money? Yeah. Yeah.

I think we always have really, me and me, just be fair. But then I always was between my mom and my granddad so much with like, they, you mean they taught you? Yeah, money management. Yeah. It was a big thing with my, blah, right. What are the main things that they taught you that you passed on? To have you separate.

So when you get your money, you go that, that, that, but don't need your, I can't you short. And my dad, the only thing my dad ever taught me was always having, I think I said it before, always have you running away money. No, no. Yeah, we're not. Running away money. Yeah, yeah, always have your money.

That's what he says to me. What's time? Just always have a little bit of, you know, like an emergency. Yeah, just can get a different way. Yeah, it does. With your past, what you're going from my dad. It's really strange.

You think my mom would say that to me. I was going to say like running away that term just like. It's just something he's always said. I don't know if it's because my mum maybe of just control of the finances in terms of that. And you thought, like, I'm just a little bit back here. I'm going to my son. I'm running away, money.

You know what I mean? And it's just something he's always said to me. So it's just I'm more, I just more that is, you know, like you spend, your saves, you invests, and then your pockets. Yeah. That's the basic of it. Yeah.

That's how I would, that's how I would, that's how I would. That's how I would, I'd find it out basically. Don't put it all into one. Yeah. Personally. Yeah, I remember even before I got a bank account and I was working at 14 in the markets, I would come home and I'd have different envelopes.

That's it. And it was like bike money on okay and shopping like money and stuff. Yeah, and I worked it in different things. But that's why I love that, well, with the south side of cash, I think you can just see it. I know you can do your own accounts and your things, I'm not found that, but I just think it's feels better with your envelopes. I think sometimes that can help you not spend because you're physically handing over it.

That's learning control. Yeah but I mean like with the cash like you I feel like sometimes psychologically you can save more because when you're handing your own money that you've earned over it's very different than a tap. The tap doesn't you know tap my card tap my phone it doesn't feel like you've spent money. That's what I'm saying. Yeah yeah yeah yeah. So like the cash I think sometimes is like it's harder.

do I actually really want this because I'm giving over my money. But also it feels better when you've got it, like you said, when you were getting it, because we all get paid into banks now, you know what I mean? And you know, when you'd get that money in cash, like you say, you'll rid it. It feels because you can see it. Yeah.

I don't know, that's just my thing. No, it's true. But that's what I, I would say to mine anyway, but live, because we're also serious for everything. And I just, especially with my side, but this is when you obviously, New York and, you know, all these things. They're like, yeah, that's what you should be doing.

mate still do your life you've got to do your life he does his his college and he works all time when he's driving and his girlfriend and his family and everything that he's doing and he's smashing it but go and live as well go and you know what i mean that's why when you're separating your money out there should always be a guilt-free spending amount that you put to one side that can be spent on whatever you want no justification needed no debating do i need to do i not need it like that is guilt-free spending money that yeah if you want it you can spend that and you know that you cover everything else yeah you want to be re-expected me it if you want to go shopping if you want to just look off whatever it is

like you say just do it yeah um would you be similar with with what i've said about mine with yours yeah i think it definitely needs to be spoken about as young as possible um i think they need to be using money like saying that's why i want to do like the car boot sound stuff and even with like his birthday money like now is like he's getting you're like he's getting you're doing like he's to the age like case where it's like right what you've got your envelope like what you're going to spend it on if there's nothing in the shop that you want there's no point just finding something do you want to save it away yeah and like getting them to make those decisions for themselves but you're right because i never even used to do you know right when they would have their money and they wanted something and i'd get it

and not take that money yeah where i'm like no no no you've got to give it me now yeah know what I mean? It is something. Obviously when they're younger, you kind of let it go. When they get to a certain age, you start, no, I need, I need to. I'm not being a type person or parent. I'm actually doing this for the better for them. That's what I tell myself anyway. Yeah, that's how I would personally go with mine. Do you know what I mean? Because money management, I've seen so many adults. And the financial literacy behind it, like understanding how money works and like having good practices and learning like with you spend it all it's gone and you can't you know you need to prioritise you need you know money can only go so far yeah

and like you know you can't overspend what you don't have you know I think that's what my mum has always been like credit's bad like you know only spend what you got live below your means like save up the things if you can't afford it twice don't buy it if it takes everything everything, like you probably shouldn't, you still can't afford it even if it's all you save. I don't even have a credit card. I don't even just, that's just one thing I have come away from her a little bit. Like, I totally agree that credit for liabilities is wrong. You shouldn't use your credit card to splurge on things. Like you should earn and save that money and spend it if you're own money for things that you want. But she's so anti-loaned credit. I mean, she's been always

very good at like property and yeah and things like that and you know having meetings with banks and getting loads and all those things that exactly that side of it she totally gets how it all works but yeah there there is a certain element of you can lend for the right things yeah um you know property for her has always been the right thing but yeah there's probably for whatever it is in your life but definitely and always being realistic for being able to pay it back don't put that pressure on yourself and yeah you know what I mean but in that moment I will I'll be able to pay that bat and you're just going to just being or rushing like I really want something so I'm just going to go for like the first thing that I want

in it it's not the right thing and like you know with cars buying a house like the big things you just want it and you want it so desperately that you just rush into it yeah without understanding everything that comes through it that's why like remember it more as me as a kid I know I do it about kids too but you know like even giving the kids to go and pay some you know when you go and pay it and get your change you know like that them little things that it's different when the bill comes you know like giving the kid you go and be an adult go and go and do it and it's funny you say that because i've seen something recently about that and i did a video um one of the first videos i recorded by myself yeah um

and it's about sales skills and we can teach kids sales skills yeah and the only you do it the better you'll be as an adult and there's certain sales skills that falls under sales but it would work in any environment, no matter what job that you have, like effective presence of like how the kind of energy that you give off and how people like tick you seriously or not by how you stand and how you conduct yourself. Communication, listening skills. All these are sales skills.

But this is what all kids should have. And building their confidence with little jobs like that is so good. And you should be doing it from when they're young. Yeah. But asking them, yeah, to go pay the bill, ask them to go, ask people questions. I do that for case a lot of the time. I don't know if it's our environment, you know,

we go camping and, you know, them sort of things as well. You just, sometimes you can see a proper, like, a camper child. I don't know that sound stupid, but just that different of, that confidence of going to make a friend. Yeah.

You know what I mean? Of that. Yeah. They're just used to it. Walking into a route, well, it's like an adult, walking into room and networking and then making connections with people,

introducing yourself. like and being a bit more you know like knowing someone like oh she's so like roboty or actually she's talking about she's real yeah you know like that you know I think even when we were speaking at your end do like your cousin like we'd make friends of anyone yeah because she's just that type of person can walk in very comfortably and have a conversation to someone and get to know someone and and like oh she's really easy to talk to yeah that is such a skill yeah it is and kids can learn that from being young and kids are less in their head about it and it and it's If you don't learn those skills, then you've got to go through it when you're an adult.

Because you're going to need them kind of skills at some point in your life. Well, I don't know, she's an only child. You think it's because of that? You know, like she's had to just go out there. I mean, don't go on. She's got a massive. I would have said the opposite. Would you?

You know, because she's had to go and she's on her own sort of thing. So she's had to kind of go out there. Possibly. But then you would think that like when you're an only child, there's less like conflict resolution that you have to go. Yeah, inside. Yeah. I see what you mean. So, yeah.

even just different social situations you don't have that practice yeah you know like siblings if they want something then you want something how do you get over it how do you have an argument and yeah all those things and like even jumping in with your kids argue if you separate it and end it like there's no conflict resolution they don't they haven't learned that skill so letting them talk it out it's true sometimes you have to step in sometimes yeah be like right sit down no shouting your turn your turn and come to a conclusion yeah sometimes i'll just like what's going on and sometimes I'm like will you just go away I don't get sort out yeah sometimes you have to need them to it because their bosses are going to jump in and

go come sit down let's hear you all out like now you have to stick up for yourself but you have to do it in a way that you can communicate with another person and I work in big corporate companies and I can see the people that have these skills and the people that don't yeah and everybody wants to advance their career in the corporate world like you plan to go to the next step So many of these people will never get to that next step because they don't have these basic skills. And the minute you get more responsibility, the responsibility comes because you're in charge of people. You can't be in charge of people if you don't have these skills. And get that connection.

You can have the title, but if you haven't got that connection and that's what shit leadership is. Exactly. Shit leadership. You're not going to get anywhere. Yeah. It's the people that have got the experience, have been in the company for so long, they automatically get the promotion, but they don't have the people. skills to deal with it and that's when you have shit the leadership and a shit team

yeah but this is why I was so thing with Mason because I don't if I ever told you with the college they said oh I don't think we don't think she'd been work we think you should take a year out and come and finish his year in school and I was like not a fucking chance I said he's learnt more than he at work than he has in the school practically he's the one who's going around helping you know because it's in some of it's because he goes night time because he works and you know you've you've got elder men in there, fully grown men who are learning and getting their title as well at their age, he's the one who's going around doing it all, teaching them. So he's learnt that

from there. It's not a chance when I pull him out of that to go and do that from what he's learned, not just a job. He's, I mean, he did be learning when he used to go for young, when he used to go to work with Mitch. The people skills, like you say, how to, you know, how to charge people, how to deal with that side of it. Yeah. How to deal with the complaint. Everything, all of it, you know what I mean, from the start to the finish, from getting the phone call, from doing the job, to charging the job, to finishing the job, to completing the job, to, you know, whatever it is. Yes. Or follow-ups, whatever you're in. But for me, that's the, the, obviously, you've got to learn trade or whatever it is you're in. I'm not like the, the things and out of the job. It's why he's doing both. But the base, the base, like you say, is so important. Every, every aspect of any career, really. It doesn't matter of being pulled.

I think it helps if you've got that people skill. Yeah. Like I did all my education back to back and yeah, I've always had a job alongside it. But when I was doing my master's was when I had my proper, like, corporate job while I was doing it. Same thing. Friday evenings, Saturday, all day for a year. And it was tough to do both. But I was in a room with loads of people all younger than me because again, I had a couple years gap between my degree and my master's.

All younger than me. not one of them had a job. We're doing a master's about business and business management and business administration and operations. Not one of you have even got a side job. Any experience in anything. So you've got nothing to apply it to. In the real world. Yeah. And you know we all know from any subject that you do, whether it's languages, whether it's trades, whether it's business, anything. Textbook's one thing, practical something else. You have to do both and you have to do it together. I think that's why it's so good that we got to work so young.

It's a shame that you can't do that. Because that was so much without us even knowing it. Yeah. Like, and we smashed it. Yeah. I don't know what I mean. I don't sound a bit bit headed with that, but I know we did. Yeah. Like, and I don't do be horrible sometimes.

Something we'd smash it now. You know, and something, we just think, oh my God. Like, yeah. You know, and I'm really ungrateful actually. At the time, I didn't, obviously. Yeah. We didn't motor man. We just did it actually.

but just when it spashed it out and that was it. Might have known like, oh it was a long day, but I didn't know about having a job. Yeah. I like to be independent of people with the money. Exactly. Like, I think it was just accepted. But what we know without even realising it was so much.

And it's them little things along life in the way that, like you say, that's just done that and then they've had no experience behind. Yeah. Give me, you just think, oh no. Because it feels like you've got all this textbook knowledge when you can't apply it. Yeah. Yes. Exactly that. Exactly.

You can tell me how to happen in a situation, but unless you've been in that situation, then you might change what you think is the best way to say it in it, I think sometimes. Well, confidence is key, but you know what I mean? Well, confidence is key and if you haven't ever been in any of them situations, how can you have confidence to deal with it? That's why I think, yeah, all these experiences are important. Sure. Yeah, definitely. So, no, that's what I'll be drilling into my boys,

all their sales skills that we mentioned all the stuff that's in my video but also yeah the money started a thing as well yeah and i think it is i think it's them aspects of how we were brought up are definitely coming back well mine are old obviously so yeah coming about i've already put it into the face but them little things for me what i remember wearing up out i'm definitely implementing to mine because i do think it helps for sure and there's definitely things where i can afford it if i don't want to pay for that yeah i don't have to i don't see the value in that i see it's to think else. Yeah, exactly that. Yeah. Yeah. And, you know, that's why rich people are rich, not saying that I'm rich yet. But, you know, rich people don't get rich by spunking all their money.

No, you're right. You're right. And you're right. They have good money systems. I say that on the time, actually, because they're tight. Yeah, usually. Yeah. But they still have their things that they're happy to spend a lot of money on. Yeah. The thing is, is they save things. They spend it on assets. The assets then pay for their liability. they're not working hard and spending all of their salary on a Ferrari. They're saving out, they're spending it on properties on investments and then the money that they earn from that they haven't had to work for because it's all passive income that they spent on their Ferrari. And sometimes in terms of like they haven't asked them, they think

that's the investment because it's long-lasting. Yeah. You know what I mean in that in that time of it? Like Chanel bags and stuff and Rolexes and they hold their value. So if they if I'm going to spend money on design a thing I'm not going to buy one that any person can buy that's cheap I'm going to spend the money that it's going to hold its value if I ever want to resell it or it's still an asset I own something that I can sell I'm not owning a bag that the minute I've spent with five grand on it it's tomorrow it's worth two which is what we're doing here and everything we buy know it's just we don't have that much sense which is what I saw you sort your house out

and then you'll see your ideas of what you want to spend money on but no no that was a that's a that's a good chat. I wonder how other people teach their people about money. Yeah, I'd like to hear what advice they give theirs or what they plan to, what they put into their own, is it's something that you've learned from yourself and you think, right, from my experience, you are or you're not going to, you know, advise you to do this or not advise you to do that, you know what I mean? And, and yeah, how you feel about, you know, like, what I said about expensive the gifts, you know, when you get to up, oh, it's really nice, but, you know, So I'd just like, do what are you think?

Are you just like, yeah, I love it, thanks. Yeah. I think it's worried about you later. I deserve it. Yeah. But a lot of people do. I deserve that. Yeah. I hear that all the time.

I deserve that. And sometimes you do, but sometimes it's something that you're telling yourself to give you the excuse to buy something. Yeah. Yeah. But, yeah. No, it's interesting. And how do you feel about when you match, are you, do you, is it something that you think is important? Or it's something that you've never really thought, thought, spoke about.

And I think it's definitely something more people talk about now. so it'll be interesting to hear. I bet there's a lot of people at our age that have no idea that have had to be burnt to learn the right way and then are probably teaching their kids different because I don't think our parents knew a lot. They probably had the basics. Save you up, buy your house, you know, those kind of things.

Yeah. But they didn't know a lot. We know a lot more. Yeah, I think our kids will know even more. Well, yeah, let's hope so. And do you check your bill. Yeah, do you check your bill and have you been shortchanged? You can avoid their places.

Have a good week. Bye.