The Ryen Russillo Podcast - So Is Indiana In? A Full CFB Playoff Selection Show With Todd McShay. Plus Saquon’s MVP Case.

Episode Date: November 25, 2024

Russillo starts the show with winners and losers from Week 12 of the NFL (1:15). Then, he’s joined by Todd McShay to craft a new college football top 12, discuss the strengths of different conferences, and try to figure out what to do with Indiana (20:08). Finally, Kyle and Ceruti join for Life Advice (62:26). Is my girlfriend not selfish enough? Check us out on YouTube for exclusive clips, livestreams, and more at https://www.youtube.com/@RyenRussilloPodcast The Ringer is committed to responsible gaming. Please visit www.rg-help.com to learn more about the resources and helplines available. Host: Ryen Russillo Guest: Todd McShay Producers: Steve Ceruti, Kyle Crichton, and Mike Wargon Learn more about your ad choices. Visit podcastchoices.com/adchoices

On today's podcast, we're going to recap week 12 in the NFL best man, worst loss awards and the player I'm rooting for the most this NFL season. And then we're just going to do a full college football selection show deal here with McShea. I'm going to give it my top 12. We have a lot of results to discuss. We have to talk Indiana after Indiana week, which is what last week will historically be known. Scholars will debate it for centuries. And also the SEC losing all of their late rank options potentially and what we do with them. And just what a weird day Saturday was for a million different reasons.

So Todd and I are going to run through it. We have a difference of opinion on one program in particular. We've got life advice. Um, also some Kyle advice because he helped, uh, a stranger. He talked to a stranger, a stranger from a van approached Kyle and he talked to him and helped

him with a task. And now Kyle is injured. And he's going to be in the hospital. because he helped a stranger. He talked to a stranger, a stranger from a van approached Kyle and he talked to him and helped him with a task. And now Kyle is injured. So probably just fast forward to that, honestly. Miller Lite, the light beer brewed for people who love the taste of beer and the perfect pairing for your game time. When Miller Lite set out to brew a light beer, they had to choose great taste or 90 calories per can.

They chose both because they knew the best part of beer is the beer. Your game time tastes like Miller time. Learn more at MillerLite.ca. Must be legal drinking age. So what I'm gonna do on today's pod is McShane and I are going to handle the top 12 for the college football poll and just get through that. We're not going to do any NFL. So I'm going to give you the NFL right now, week 12. All right.

Best win. It probably is whoever wins tonight between the Ravens Chargers, the Harbaugh bull, new neighbor, Jim, um, probably won't hang out a ton, but look, um, whoever wins the NFL, the Harbaugh bull, the Ravens Chargers, the Harbaugh bull, the Ravens chargers, the Harbaugh bowl, new neighbor, Jim, probably won't hang out a ton. But look, whoever wins this one, it kind of gets like, when you look at the Ravens and the profile and everything, and you're thinking, all right, they could have five losses after tonight.

Like, do I have to look at them differently? Does that impact the MVP race? All the stuff with Lamar, because I still like the Ravens, despite the fact that I have been making excuses for the defensive numbers throughout much of the season because the opposing quarterback resume, um, that doesn't change tonight. Certainly going against Herbert, but we also know that Herbert is a different style of quarterback just because they're using them differently instead of just this passing fest all over the place without any balance, even though I think

it's pretty remarkable because the roster was kind of a reset off season and yet here they are. But then again, you can get into the schedule kind of stuff that the Chargers have done. As we mentioned last week, I think they faced four teams that had been four quarterbacks that at some point had been benched. But we love that Cincinnati win because that was actually a tough win holding off those dudes despite the dominant first half. So I think the best win is actually still up for grabs. But if we go with Sunday's action, I think it's Philly last night. I'm going to give you a couple of reasons. They dominate the Rams 37-20 in LA,

just NFL hotbed out here. Philly's now nine and two. They're the two seed in the NFC. They've won seven straight since that Tampa Bay debacle of like, is Siriano going to make it to the season? What's going on with Hertz? What's happening here, the missed the quarter. Remember, remember how bad it was again. It's the carryover again, preconceived assumptions on football teams, not just in college football, but the carryover to their second half collapse last season, losing to Tampa, knowing that it's a rematch and then you lose to them again. Well, everything's great. Um, a little bit on the, Hey, it's the schedule, stupid.

Does the schedule, it's the schedule, stupid theory apply here a little. Um, if you look at their four, 10 opponents, winning percentage among the playoff teams in the NFC, that is the easiest so far, but I will offer up a counterpoint to that. There's some dominant wins in here. And some of these teams put together some of these records and I'm still kind of like on the fence about what they really are capable of doing that if you can put together just some ass kickings over the span of like two months, you've got a

few to pick from like they do. And yeah, I know the giants are terrible. They're just a laughing stock today. Uh, Dallas has been a huge disappointment, but then I look at that game last night. We're like, that was domination. So that's three in there and the comeback against Washington when they're having the offensive issues, all the first half, and then the since he went again, because wins against Cincinnati are good wins despite their record.

So there's enough there for me to be excited about Philadelphia again. And everybody's excited about them because they got the prime time bump last night, Saturday night football. And after 10 weeks, this is the other part, after 10 weeks of Lamar, maybe a sprinkle of Josh Allen in there, but Lamar, like Lamar's the only choice at MVP. We have some Saquon Barkley love because of his numbers. So, I think that's the only thing that's going to be a big part of the season for us, is that we're going to have a lot of great players. And I think that's going to be a big part of the season for us, is that But Lamar, like Lamar's the only choice at MVP. We have some Saquon Barkley love because of his numbers. So let's look at this.

Also the funny, the pile on that you have too, in the media on the Giants part of this, like first of all, nobody really thought the Giants were gonna be good. Nobody really thought Daniel Jones would be good, except those moments where it's like the light's hitting him just right. And you're like, does he look good?

Um, but the Saquon part of it is just piling up. We've covered this. I like the way I shouldn't say we, I like the way that I talked about it better than anybody else because it was like, what are the giants supposed to do with Saquon Barkley? Okay. I know the owner wants him and I know they spent the pick on him, but they're going to spend millions of dollars on a guy that's not going to make that much

of a difference for him because they're really not that good and they they're in a massive reset year. So let him go somewhere else. If you love him, set him free, right? But because Barkley's an MVP candidate, it's like, we can even throw that into the Giants, but the Giants have bigger issues than Saquon Barkley running all over the field, the Philadelphia Eagles. But if we look at the MVP race, which is surprising, I will admit we're, we're actually going to bring up a running back potentially as MVP in the NFL, because Philadelphia Eagles. But if we look at the MVP race, which is surprising, I will admit we're, we're actually going to bring up a running back potentially as MVP in the NFL.

Can we allow to do that anymore? Again, 14 years post AD, Adrian Peterson, the initials were actually all day AD, not AP Sooners fans get really pissed off about that. Peterson, I love that he won the MVP in 2012. I feel like that is the defining, I call it post-80, because that is the defining year of where like, I don't know if a running back can carry a football team the way that he did for that team.

One is because he was that special, and two, because the team itself wasn't that special. 14th in points scored, 14th in points allowed. He carried that team, all right? let's look back at his numbers. He had 2100 yards, 12 touchdowns on the ground, 30 catches, 220 yards receiving zero touchdowns receiving. Again, the team was average. Barkley's at just under 1400 yards,

10 TDs on the ground. He's got 27 catches for 257 and two touchdowns receiving. He is on pace. If you look at his 126 rushing yards per game, He's got 27 catches for 257 and two touchdowns receiving. He is on pace. If you look at his 126 rushing yards per game times 17 games, the extra game, he's on pace for about 2150 in total yards. That would be a massive season. It would be even more than Peterson.

It also would be unlikely. I would think that that would happen. Well, I shouldn't say it that way. I don't know that they're going to Well, I shouldn't say it that way. I don't know that they're gonna need Barkley or if it's smart for them to use Barkley this way, depending on how the last couple weeks come together. You would think you would wanna get him rest in reps

and not have him chase at 2,000 yards. I'm all for it, but running backs with his injury history and all this different stuff. So how did this happen, right? Because it could be, we have a reminder to not just hand, to start engraving the MVP trophy for Lamar the way that we wanted to after like nine, 10 weeks. I think the running back, being back in the mix

felt impossible, but I'm glad it's happening. And I think finally, like this push also was a reminder of how incredibly impressionable we can be, whether it's convinced that Lamar will be the only option to now Saquon being offered up as the better option and realizing that a lot of it is the prime time bump because he was incredible again last night with the all purpose yards and a running back

closing out the game. Kids, that's how they used to do it on Sundays. The running back closed things out. However, I would still pick Lamar. I don't care about the losses. He's even better than he was last year. Again, it's not so much Lamar. If he's better than he was last year when they won the MVP, that sets the standard. It's comparing it just like boating in the College football bowl, comparing what you think of this to the other options that you have. And I still would think Lamar. I would just have a hard time ever thinking

that running back could be more important, but I kind of like that it's happening. 10 plus years after Peterson did it. Okay, worst loss. You are not gonna find anything worse than what happened to the Washington commanders yesterday. You're not gonna find anything all season. It could take multiple seasons.

That game was an all-timer. You can say it's a karma. When they ended my Bears fandom, by the way, Caleb Williams looked fantastic yesterday, overtime loss to the Vikings. But I loved it. I loved every minute of it. Is Eberfluss, is he responding to Eberfluss' coaching? Does he get an extension? Probably a Thursday local topic in Chicago.

I'm pausing for dramatic effect here because I cannot, most of you know this, just listen to the pot right now. I cannot express to you how much fun it was watching. And I'm not a fan of either team. Don't care. Stanford, Steve, in town, Monday night football ESPN on my couch all day yesterday. Great time catching up with my bud.

And we were watching that game play out with all the different miscues and mistakes and swings, dying laughing. We could not stop laughing. So let's review what happened here. Three, three at the half Washington touchdown to go up 10, three. Nope. Miss extra point nine, three. That will, that will matter.

Dallas goes up 10-9. Then it's a punt fest for five possessions in the second half. Then Dallas kicks a field goal up 13-9. Then Washington fumbled, then Dallas TD, 29. Cowboys are gonna pull off this long time. This was a big, big game back in the day, kids. This was a game where you were like, I don't even care.

I just need to watch Dallas against Washington. Well, here we were, we were in it, and it looked like Dallas was gonna pull the division upset. You're gonna have these questions about Jaden decline in the second half, like what's going on? We're getting a little Cam Newton, Sam Darnold, like early month flukey start to the career, like what's going on?

Anyway, most important drive of maybe this season, because Jaden, some of the concerns about like, where's this going right now? Nine plays, 69 yards. He was seven of seven on the drive. He gets it to 2015, right? And I thought that drive was like everything, everything that you have hope for with Jayden Gagnos, you're like, oh, okay, wait a minute.

This is going to be fine. It isn't a big deal. We're good, even though you're still down. So 77 yards, excuse me, 69 yards on that drive, seven to seven on the drive. Just double checking the notes here. And then Turpin hits the B button, 99 yards, runs it back after front wing pickoff return.

You don't see kickoff returns at 10 anymore. So now Dallas is back up. Then we've got a field goal. It's 27-20. Dallas punts it, trying to run clock. There's no way that Washington's going to score, except they do. One play, 86 yards, Terry McLaurin gets behind all of these guys.

I still cannot believe, I mean, it has to happen because it's sports, but to have a receiver get open and then beat everybody down the field for the game tying touchdown doesn't make any sense. I still can't believe that that part happened until the next part, because it wasn't 27-27. It was 27-26 because Washington misses another extra point.

So they have to kick an onside kick. They kick it and Juanye Thomas out of Georgia Tech decides to run it in for the touchdown. Now award time. We're going to call this, please take my daughter award because anytime a football player decides to not run it in for a touchdown, the announcers freak out. Like we just saw a future, wow, the president might not even be the right word for this. Like the greatest human being in the history, like three wise men, whatever, whatever your deal is, if a running back or receiver falls down before going in the end zone, even when

it's actually stupid to do it, the announcers freak out. Trevion Henderson did it for Ohio state. And I would argue you should have just gone in and I'm sure Trevion, after they pushed it in for the last touchdown was like, yeah, like I'd known that maybe I would have just gone in for the touchdown because that would have been cooler, but not, not to Gus Johnson. Gus Johnson lost his mind. He's like, this is the culture at the world famous Ohio State.

This is why I don't even know what I'm doing right now, but you get the point. And it just, whatever it happens, the announcers go way too far, where it's like, have you met my daughter? I can imagine one guy, like the next time somebody does it, and be like, I'm so proud of this young man, I'm gonna hug him from behind and breathe on his neck, slowly, you know? And you're just like, all right.

It actually isn't smart to do it all the time. However, Wan Yang should have not run it in for the touchdown. Mike McCarthy's on the side of the middle. What the fuck? And at that point down, eight Washington has another, it was not going to happen for Washington that day. That is the worst loss with all of those things, all of them happening in the second half. And it's a division rival. And you've lost a bunch in a row. You're from seven and 10 to now seven and five. I think that Jayden drive was really, really important because maybe that gets thrown back in the mix

and he hits McLaurin on, you know, so like this wasn't a Jayden game. It's not a Jayden, it shouldn't be. It'll get all thrown in the mix, but that's a tough one. That's the kind of thing where I'd probably be in the parking lot for a couple hours afterwards. All right, what else we got for you? I am rooting for Bryce Young in the way

that I don't know that I've rooted for an NFL player before. All right, he gets benched, he looks awful. So we understand the benching, but we don't like the way that it's handled. I pushed back on this idea that he was never gonna play for them again, or would he ever be a starter? I had said, when it's handled. Um, I pushed back on this idea that he was never going to play for them again. Or would he ever be a starter?

I had said, when it happened, chances are considering how the roster works out and they're not very good and they're going to want to try to figure out if this reset can help them get something for him or somehow the reclamation of the asset here, I thought he played really well yesterday against Kansas City. Um, maybe that's overstating it. Maybe it is because I'm rooting for him so much, but I want to see this workout. I don't know if it's in Carolina. I don't know.

I want to see Bryce Young be a multi-season starting quarterback in this league because of how down every, like it was thought to be impossible even to be in this situation. And this was always the more likely situation that he was going to starting. He's going to be the starting quarterback for Carolina again because they spent the number one pick on him just two years ago by the way his game yesterday it's the best of the season so far not even close to being the best game of his career at Green excuse me at home against Green Bay late

last season kind of lit it up for him some of those things you go back and look at it's like oh I kind of gave him hope coming in the second year over all things better weapons more investment in the offensive line. Not the case. He looked shattered. So maybe the mental reset was actually the right thing to do with him. What was wrong was the reaction as if like the career was entirely over and he was never going to get another chance again. So anyway, close loss to the chiefs, a Carolina team that doesn't get pressure on any opposing quarterbacks. They have my homes five times yesterday and there was a pressure from the right side that when my homes didn't even

see it was so weird because it was a moment where you see my homes not seeing something that has actually more surprising. A couple other things here. Um, this isn't going to be the stat of the day. Then there is something to be said about the KCO line. The fact they're adding somebody else late tells you how worried they may be, but it doesn't matter. They could lose all their games if they're in the playoffs going in and probably picking them still. Kyler was pressured 16 times yesterday,

three points through three quarters. That's one point a quarter for Arizona's offense, very low on the low side. They ended up doubling up in the fourth quarter, six in their loss to Seattle and making a mess of the NSC West because San Francisco backup quarterback missing a bunch of other pieces. Smoke by Green Bay, we recovered the Rams and on. So Seattle's looking good here but Kyler not. Again 16 pressures five times he was sacked. He ran right then kind of jitterbug and then kind of whatever and was caught between didn't know what he wanted to do. He didn't even get hit hard and this is my Kyler's, man. He just sort of was like hit and then was on the ground. And then we got Clayton tune getting loose on

the sideline. It didn't matter. McBride still stood for them. And really the only reason I don't know if it's the pick six on the other side, because then Gino gave back one in the end zone. So I think the point turnover math that's all sort of made up that I have in my head when I'm watching a game kind of evened out. All right, last thing, stat. Cue it. Stats to impress people. Let's talk a little Bo Nix. So Bo Nix has this great first half against Raiders

statistically, yet they're not converting on third down. So I struggle with Bo Nix. I don't know. I didn't like him as much as I like the other quarterbacks in front of him. I could be wrong. Done it before. Won't be new. However, pass block win rate. Did you know this? Because we're coming to Colorado next week, so we want all of you guys to be armed with this kind of information. If you're talking to strangers,

if you're talking to relatives, holidays coming up, did you know that Denver is number one in pass block win rate? You didn't know that. Good chance a lot of you didn't know it. Is that part of it? And why so many of these throws, I think Peyton's doing such a good job with Bo Nicks

where it's like, man, maybe it's not gonna look as pretty as some of the other guys, but the efficiency and beating up on a Raiders team that had to go back to Desmond Ritter. Yeah, back on the scene. Check it out. Check your depth charts, kids. Stay on top of it.

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Um, Chicago at Detroit Thanksgiving. What are you doing vetting the lions, right? Lions football, except you're not. I don't think you're doing. I've done it. I've sat there super mad, sometimes happy. Um, historically betting on the Lions, Thanksgiving dates turned around, I think quite a bit in the last few years, I think eight and four in the last

12 after eight and 12 run against the spread for the Lions. Here's the thing with this Bears line. Did you watch him? Did you watch Caleb Williams almost pull it out again, moving the football decisive throws, new offensive coordinator looks good on you, bro. Um, but they lost to the Vikings. the football decisive throws, new offensive coordinator looks good on you, bro.

Um, but they lost to the Vikings. However, this line, I figured kind of it'd be under a touchdown because of the division, because of the history, because of the Thanksgiving short week for both. Like it couldn't be double digits. Well, it was plus four and a half on the open for Chicago and now it's up to plus 10 and a half or 11.

So as of this taping, can't figure out why I've moved that much yet. Um, but that would be the play there. And also maybe a little, little action on just maybe you just have a Caleb Williams day. You just go, I don't care about the score. I don't care about the win. I want them to get a better pick. Those are my bears, but I believe in my guy.

So I'll just take an over a little over action on Caleb Williams. All right. So just visit fandil.com slash Orion slash Ryan RYE to join today and get started with $150 in bonus bets. If you win your first $5 bet, that's Fandual.com slash Ryan RYE. And make this Thanksgiving extra special with Fandual, an official sports book partner of the NFL, must be 21 and older and present in select States or 18 plus and present in

DC. First online real money wager only $5 first deposit required bonus issued as non withdrawal bonus bets which expire seven days after receipt restrictions apply see terms of sportsbook.fandool.com gambling problem call 1-800-GAMBLER or visit rg-help.com. So I told you the top we were only going to do college football with McShea because everything that happened this past weekend I will know the past week is Indiana week. At least my personal history, it will be Indiana week. And then we have the Indiana result and then we have all the SEC.

What a wild Saturday though. Yeah, it really was. And I mean, the Indiana result, I don't think was all that wild, but the SEC stuff. And so it led to just the cycle of all of it all over again. And Big 12 too. Yeah. I mean, when I had tweeted out like the committee's running out of teams, FCS Skip Bayless chimes in immediately and starts just like making it about the SEC again.

And I was like, well, no, I mean, you know, the Colorado loss to see them get manhandled on the ground. Cause if you look at like where Colorado's flawed, they're actually pretty good against the run and then Devin Neal just beasts them for a day. But Kansas becomes the first team ever to have a losing record to be three ranked teams, but you know, Kansas was supposed to be good and they've sneaky been in all of it with just a bad record. So I don't even think it's necessarily a bad loss for Colorado. However, with this massive, I think nine teams are still alive in the big 12.

We're gonna have to start changing the way we look at some of those bottom teams and that will lead to some conversation right now. All right, so I'm gonna do the top 12. You're gonna do it with me. This will be my list. So Oregon, Ohio State, Texas, we're fine with, right? Yep.

There's no other option. Although yes, there could be a Texas conversation, but I would say if you're just looking at the schedule with them, when you watch them play- They have not played great, but I believe that they have the talent. They have not played great. See, I feel like when I watch them, I go,

I still believe in them. That's what I'm saying. I believe, and I think when they get into a huge matchup, they're going to open things up offensively. I think that there's more there, but it'll be interesting. I mean, whatever I'm sidetracking us, but it will be. That's okay. To see Quinn, you were coming off that ankle injury. It clearly it was his final home game at DKR. They wanted him to be in there in the second half, but he clearly was limited. They ran the ball, vast majority of the

second half. It was just about surviving in advance, but this offense has not looked the same since the injury that he suffered earlier in the year. So it would be interesting if they can turn it on. That would be my big question. Can they turn it on offensively when all chips are in the middle of the table? Yeah, I guess you could argue it's two games, but I felt like they were more in control of this one than they were Arkansas, where Arkansas was a defensive thing. But at least you have the Florida result a couple of weeks ago to go off of, of when they can open this up. So my point would be when I watch Texas, I don't go, Ooh, I think that they are bad.

So therefore like, cause then you can start to do an exercise or it's like, well, if you're only going to look at the opposing schedule and never watch a football team play, then that must be really efficient and a lot easier to do. So I have Texas third, you're fine with it. Yep. Who would you put forth? Georgia. We have that as the same. Give me the Georgia case. Yeah. I know who Georgia is. They're not the elite that we've seen out of them in some previous years.

I think their defense, you could stack up there. I'm not saying they're as good as some of the other elite defenses in the country. I think, you know, I would bet on Texas's defense over Georgia's at this point. And I've seen Carson Beck transition. I even saw it in the loss to Ole Miss. And I said that. I think he was like the weight of the world was on his shoulders. He was pressing on every down. He was trying to force things. And I've seen him kind of, and even the report in the game about he went back and studied,

self scouted and like you saw the difference against Tennessee. I just, I think they scare me and they scare me because they are battle tested and they haven't, you know, it was one half against Alabama, they look good, one half they look terrible. They have not been as consistent as you would expect from a Kirby Smart team. But I know the talent's there. I know the coaching's there. And with Penn State, like I know everyone's sitting there, well, why not Penn State?

The talent level is different for starters, but if we're not just going off of that, Penn State has not had a tough road. Penn State could have lost that game and probably should have lost that game by two to three touchdowns against Ohio State. Then I'm watching Ohio State dismantle an undefeated Indiana team. Then I turn on the very next window of college football and it's a slugfest. I get it. Like Alabama was a slugfest.

Alabama had that struggle game against Oklahoma and lost by three touchdowns. Penn State had a struggle game against Minnesota. A similar record coming into the game. I think Minnesota was six and four and Oklahoma was five and five. They found a way to win and that was good. It took onions from James Franklin, fake punt and all those sorts of things. They're struggling with Minnesota at the end of the day. There's not a clear difference.

They're not dominant. They don't have weapons on the outside. You could say the same thing for Georgia, but even their weapons who haven't been great, there's more talent, there's more speed, there's more explosiveness. So I just see a clear difference between the two teams and it's not the win-loss record and all that. But if you're playing week in and week out against that competition, and I don't care,

like Danny Cannell, your boy, and everybody else, the anti-SEC, that's fine. But anyone who's reasonable and doesn't have a horse in the race, everyone I've talked to across the country who like evaluates talent for the, like the SEC is the best and week in and week out, it is a grind. And so to see what they've done and it has not been perfect in their blemishes, but Georgia has just so much more battle tested than Penn State at this point. All right, let's hold off on some of the SEC stuff because I think it comes back into play

though more for Ole Miss, Bama and A&M in all three teams losing in the way they did and trying to sift through that and figure out like is there a landing spot for a three loss team here still in the 12 team playoff? Do they get one of those last spots there and it leads to the Indiana conversation. But I like it. That was a nice little appetizer what we're gonna do. Yeah that'll be my longest rant of the day I promise. Five is five is interesting. I'm really intrigued. I wrote mine down so it's mine first. Give me yours first here because I have my five here and I don't think people

are gonna agree with it. The fighting Tommy Reese's of South Bend. I put Notre Dame five. You have Tennessee five, don't you? I do. Hey, by the way, I don't know what to do. I don't, I, you know, I felt good about three and then I was like, let's see what happens here.

Look, I had Bama up because I go, if I want to do, here's what I started doing. Yep. As I started looking at like your three best wins in this group and Notre Dame does not hang with Georgia. Um, they don't hang with Tennessee. I don't think, I mean, Tennessee's, you know what, let's do it this way. Let's do your three best opponents.

Just, we don't even have to have win. All right. Your three best opponents. Just, we don't even have to have win. All right. Your three best opponents, Georgia. It's Texas, Bama and Clemson, Texas, Bama and Tennessee. Like you could, you could flip one of those if you wanted to, if you think the tennis, well, Tennessee, Texas, Bama, Texas, and then Clemson is a, is like, you know, sprinkle on top. Yeah, you're right.

You're right. It is Tennessee over Clemson. Um, you don't even have to win, right? So it's just opponents. Three best opponents for Penn State so far, Ohio state, Illinois, and in West Virginia. Is it West Virginia or Minnesota? I think Minnesota is like like Minnesota is not terrible.

They're all right. Tennessee's three best opponents, Georgia, Bama, Florida. You know. The Florida ones a little tricky there because Merck's gets knocked out of that game, but clearly Florida is actually like better with lag way. So you know what does that mean?

Their loss is worse. If you're looking at Notre Dame, well, it's A&M obviously. Um, I think Louisville's clearly in that and then Navy and army were ranked. Yeah. So is it, is it actually army? Cause I think most of us all thought Army was better than Navy. Uh, is it USC this week? I feel like I'm talking you into my argument without having to talk a whole lot here.

Yeah, no, I know. I, but this is, this leads to the, I don't know what else to do. The AP has Penn State for, all right. They do not see it the same way we see it with the Georgia thing. The AP is lazy. state for all right they do not see it the same way we see it with the Georgia thing the actual lazy well yeah but I think the committee has actually been more the committee really likes Big Ten they do football I think the committee's treating it more like standings than they are surprised when when it come the rankings come out if Penn State isn't for I'd be shocked if they weren't for

because look Minnesota you say whatever you want compared to the other SEC stuff. Again, I think that they're a tougher out and I think what Penn State did- I don't disagree. They're a good, they've gotten a lot better. It's a home game. It's their Super Bowl. I like their quarterback. I know he's kind of all over the place, but I like Max. All right. So I have, I have Notre Dame five just because of the ass kicking stuff. The

worst loss than Penn State's Ohio State thing. I totally get it. I understand why people would be on my case about it. That's fine. I have Tennessee seven. I could flip Tennessee with Notre Dame or Penn State. I wouldn't get mad about it. Then I think it's the next group of, I have Miami, I have SMU.

I don't love Boise state, but their loss is against the number one team in the country. So even though I think we all have fallen in love with Tulane here, it's tough to do. You're not going to get Tulane all the way up here. So now it's 11 and 12. Well, okay. Can we go back and go here? Can we tear this? Yeah, tear it out.

Okay. And I don't know if you want to make it two tiers at the top or just one, but the first tier absolutely includes Oregon, Ohio state and Texas. I would just for the sake of this throw Georgia in there too. To me. I'm fine with that. Although I tried to, well, I wasn't putting Bama

in that tier necessarily, but I just, I wanted to hammer the teams that haven't played anybody. Because I think that's what a committee is supposed to do. And I think the AP should be doing it, but the AP doesn't want to do it. And the committee hasn't wanted to either. So whether or not you have Georgia at the bottom of tier one or at the top of tier two,

we'll say top of tier two for this sake, it's Georgia for, and then however you want to rank them, but tier two includes Georgia. If they're in there, if they're not tier one, Tennessee, Penn State, Notre Dame, would we agree? It doesn't have to be in that order. You, you had Notre Dame five, I had Tennessee, but it's Tennessee, Penn State, Notre

Dame in some order, right? Totally agree. Yeah. Okay. Cause then it's, then it opens up from Miami. Well, though the coaches have Miami ahead of Tennessee, seven to eight. I would disagree with that. Um, but our top two tiers cover the first seven teams.

It's Oregon, Ohio state, Texas, Georgia, then whatever order, Tennessee, Penn state, Notre Dame. So we're three, seven teams. That's two tiers. Now we get into tier three. And who the teams from me in tier three, and you kind of have a different order. But I'm going to, I think Miami belongs in tier three. I think SMU belongs in tier three. Where we at Boise state, you throw into tier three at some point,

where I think we're going to differ is also in tier three for me are South Carolina and Clemson. But I'm not sold on Clemson, but I would have them in my top 12 right now. Knowing that one of those two teams is going to lose. I mean, it's a battle on Saturday in Clemson, South Carolina to see who's going to stay in there from from my rankings. All right. So we I have Boise 10. I don't love it. I have SMU nine. I actually feel a little bit better about that.

When I watch SMU play, I'm like, I actually just kind of think they're good. But this last stretch of schedule stuff, you know, back when people thought Pitt was, was decent, like they've fallen apart. Sneaky Boston College. We both realized they show up to fight. They don't win a lot of them. Although they're six and five this year, so I've just had a conference. They're below 500, but there's not a lot to like here with the SMU stuff.

But I think it is a little mini Texas for me in that when I watch them, I'm like, you know what, I think they're good and their loss is somewhat excusable, even though at the time I think they were like 13 point favorites against BYU. People didn't realize that BYU was gonna be really good. So now that leads to kind of like 11 and 12.

And I think everybody listening to this pod is expecting me to find a way to put Bama back in or excuse away Ole Miss or keep the A&M hope alive here. And I'm telling you right now, I can't do it. Okay. I was convinced after the Indiana Ohio State game, everything kind of played out. I thought it was even worse than I thought it would be. I certainly didn't think Indiana was going to win the football.

The score might not have been worse, but after the first series and after the first 10 minutes of that game the the lopsided nature of it was worse than I even expected do you want to get in all right do would you have Indiana in your top 12 let's I would not I would not worry what do you have like 13 and then I have them 14 behind Alabama and I don't yeah I haven't 14 behind Alabama and I don't, yeah, I have them 14 behind Alabama. And I don't love, like, I don't know what to do with Alabama right now. I'm totally fine being done with Alabama.

I tried to give him another Rosilla push last week and I'm done with it. Milro is not good. The fact that you guys, like, I can't wait until you do the full evaluation. Make sure you have the draft clip of him on an offsides free play throwing it out of bounds I love that text from you the other night, but hey, do you see this free play? Yeah, let's throw it five yards deep at the sideline. Um, and it wasn't all on him

The tackles were a mess, but Oklahoma to review here and this is why I'm totally fine like to review here, and this is why I'm totally fine with like, I'm not, I can't schedule up Bama. I can't be like, hey, you guys aren't, you guys don't get it. I don't think that Norman on a Saturday night necessarily is easy, but to really put in perspective who Oklahoma has been on offense, yards per play, I think they're 131 out of 134 teams. Like Jackson-Arnold didn't really have to do anything.

The running back was terrific. I thought there was a lot of like Vandy-ish film study of the eye candy at the line of scrimmage to freeze Alabama's front. It was like, oh, it appears they're gonna try to do some Vandy shit to these guys and it froze them. And then Milro had the disastrous game. So you factor that in with the Vandy loss,

the Tennessee loss, which is a good loss, but I don't love them. Saban had one three loss season in 2010, which I thought was one of his most talented football teams. And unfortunately for Caleb DeBoer, it is first season replacing the legend. I'm totally, like, yeah, I can't schedule Bama. I can't give you the full scope of Bama and talk myself into the SEC stuff that everybody thinks that I'm going to do because I've seen enough of the bad

version of it and it all comes to a culmination. The fewest points in two decades and Oklahoma team that cannot move the football turnover is a big part of it, but they also couldn't tackle them. They couldn't stop this young running back. That's actually a bad loss. Even if we know that Oklahoma was ranked, they were ranked in the move the football, turnovers are a big part of it, but they also couldn't tackle them. They couldn't stop this young running back. That's actually a bad loss. Even if we know that Oklahoma was ranked during the beginning of the season, we know that it's a tough game atmosphere, Saturday night and Norman and the talent

and all that kind of stuff. I can't do it. Well, Saturday night, Norman ain't Baton Rouge. I've been to plenty Saturday nights in Norman and it ain't Baton Rouge. It ain't Tennessee. It ain't Georgia. Like it's just, it, it, and I'm not knocking all the folks in Norman and the Oklahoma,

it's certainly a difficult place to play and they passionate, but it's not that. More importantly, let's get to the point here. The point is, truly the point is this, Alabama came to the realization after their bye week that, and they self scouted, did a great job. Jalen Milrow really doesn't want anything to do with running or I should better put,

Jalen Milrow is not nearly the aggressive, productive runner on scrambles as he is when he's on designed runs, right? So they came out in that in the Tennessee game and they they it was designed the 11 of his 13 runs were designed runs 175 of the 185 he had in that game rushing were designed runs and they dominated a damn good Tennessee defense. I didn't put up massive points on the board but but they were dominant and they, you know, Milro running on design runs was the new thing for Alabama.

Wait, you're talking about LSU. I'm sorry, LSU, sorry, LSU, sorry. Not Tennessee, because Tennessee completely shut them down. Sorry, yes, yeah, I'm losing my mind. There's too many games. It's all right, tough schedule. They got a tough schedule, they gotta keep dragging it. Yeah, after the bye week, LSU design runs, it was ugly.

It was ugly. But since then we've kind of realized that LSU is not, that was a splintered team. And we've also come to realize that like, you would think the thing that they realized that they're dominant at would carry over. And Brent Venables is a phenomenal defensive coach. You can talk about him as a head coach and crew,

like all those things, but as a defensive coach, he's phenomenal. And so if Oklahoma, that Oklahoma defense is really good. It really is. You match that up with the championship offense and they're cooking, but still to be shut down that much. And then to have your offensive tackles have an absolute nightmare of a

night against Oklahoma and those edge guys. What do they have now? Because now everyone knows that if we can stop that, if we can stop... if you cut off his legs as a design runner, what do we have offensively? We can't protect. We get the we get the best, if not the best best one of the top two freshman wide receivers in the country phenomenal player. Yeah, I mean he had two plays that didn't count that were like highlights. They'd be the best single play for like 100 receivers in college football, but outside of that and it doesn't matter how great he is

necessarily when you can't protect a quarterback who is not a great pocket passer. So to me, like, I feel like the stick is up for Bama. I don't have my top 12. I'm totally over it. But then again, in a playoff game, I'm scared to death to play him. Yeah, I don't know. I think I still like A&M and Ole Miss better than them.

So the Bama buy-in thing, the rest of the country will be happy to hear that I can't do it anymore, right? I can't do it anymore. And I've never liked a quarterback the entire time. And by the way, the interception, his effort on the sideline, terrible. Towards the end of the game,

I know he's upset and the whole thing, but that's not what I want out of my future NFL quarterback of having those moments on the sideline where it seems like he's completely shut down. Fake it better. So you don't have Bama 12. I do not have Bama. So let's go back to the tiers.

First two tiers covered seven teams. The third tier, it sounds like, while we're not agreeing on where they're all slotted, sure. We do have Miami SMU and Boise State somewhere in there, correct? Or no, we do. We do. Okay. So my other two teams, yep, whether you want to call it fourth tier or that would be included in that bottom tier D Or D, could be an option. Or South Carolina and Clemson. And I don't have a ton of conviction right now,

but if one of those teams goes out and it has an impressive performance in a final game in a rivalry at the end of the season, I would have a hard time keeping them out. All right, the three losses for South Carolina, it's funny that like they're a three loss team and I'm not even saying that you're just doing this because I've seen it throughout the weekend in that. There was like a push that maybe Clemson South Carolina is for an at large bid.

And I was like, well, I guess if you were in the committee and you go, Carolina got completely screwed against LSU by the officiating like three significant calls that have a great deal to do with like I don't love doing that all the time that game I think is a prime example of like a couple calls go our way feeling a little bit better maybe it's a two loss team and again South Carolina is like one of my favorite teams watching college football but as we go through sifting through the SEC teams there's still two more to do here

losing to Auburn is worse than losing to Oklahoma or Florida right now. Ole Miss losing the floor like I'm sorry, Florida is pretty good like Wagway is going to be a stud. That fresher running back boss is stud. There's I know that they got off to the terrible part of it and this is kind of

the weird scheduling stuff where it's like, oh, look at Notre Dame's game against A&M. Well, that's a really good loss. Well, I understand the record part of it and this is kind of the weird scheduling stuff where it's like, Oh, look at Notre Dame's game against A&M. Well, that's a really good loss. Well, I understand the record part of it, but did you like, I feel, do we feel better or worse about it? You texted me and I thoroughly agreed and was already kind of headed down that road and I even on our podcast Saturday night, I even said is one of the 10 things that like, I think I know now, like throw out the records based off of what we've seen recently and just like the last couple of weeks. You could make a strong argument if you were just to seed them, that Florida

is playing the fourth best ball or the fourth best team. Like right now, like if you were to rank who you don't want to go to play as an opponent, I, you can make an argument. Florida would be fourth on that list behind Texas, Georgia, Tennessee. You really could. It means nothing for this conversation, but I'm saying when you're starting to look in perspective of those losses.

Yeah, like I would just ask again, if you're just looking at the record, then you don't have to watch anything. You never have to watch anything and you can just sit there and not watch Florida the last few weeks just by Texas handing it to them. But it's pretty clear. Look Ole Miss, the two Pegues, fourth downs don't work out. They've got the kicking issues and then Jackson Dar, who physically I like, I love his competitive edge. I love his toughness.

He also scares the shit out of me. Okay. He's not been great in late in games trailing like in that. Kentucky games, the Kentucky stuff was, was actually I think even worse because it was at home than even what was happening here in Florida. He has a three picks one is called back from flag. He's like, I will do this again.

So it's technically the two picks there late that are disaster. He's a mess. How many times do you get to re rack something twice after making a miserable decision? A pre-snap read that he committed to where he was going with the football, throwing a triple coverage interception.

Defense, they still have three timeouts. Defense stops and does its job, gets you the ball back. You throw another interception. And then you get to re-rack it because the ball hit the ground a little bit on what looks like an interception in real time. And then the third one, like of the three was the least, was least amount on him,

but still to have three interceptions in the final few minutes of that game when your team needs you. And I feel terrible for the guy. I've sat and talked to him for 45 minutes a couple of times. I really like him. I like him as a competitor. He's done amazing things at Ole Miss. He's been part of kind of bringing this program to another level. But if you're going to be in this mix, you've got to have your quarterback make some

big moment plays and it just didn't happen. But I also want to say I've talked to some people who I like from a talent perspective and in college football in the last 24 hours, not talk, texting, really think Ole Miss is one of the 12 best teams still. Like really, truly believe. If throw out the records, throw out, you know, it's not a good Kentucky loss, Florida's record, all that stuff.

Like truly believe, pushing hard, that Ole Miss should still be in this thing way more so than than Alabama. I look if I had it, if you told me who do you like of the three teams that lost on Saturday night, Alabama's last now like I've just seen the Millrow stuff enough that I can't. Including A&M? I like A&M better than Alabama. Yeah, I'm not today. Today. Yeah. Yeah.

I don't disagree. Today I do. You know, I don't, I don't know what to make of the Texas game. Cause I think A&M can get that game. I actually do. Right. But I actually do. They should be even more pissed off after that deal against Auburn, but you can't,

like there have been years past where I would look against Auburn. But you can't, like there have been years past where I would look at Auburn's roster and it was always funny to me, like even when Auburn was terrible, you go who's that guy though? Like, you know, there's just still littered with dudes and you're figuring, okay, well, four of those guys are probably gonna transfer after this disastrous season.

Payton Thorne was legitimately terrific in the first half of her season where he probably regrets even being there. They're up 21-0. So credit for A&M to get back in it. But you cannot spin this as like a competitive Saturday night on the Plains, even though it's a tough place to play. When you scored seven points against Vanderbilt a couple of weeks ago.

Okay. You, you lost four straight SEC games. They lost to Cal who's sneaky. Acceptable, if that's a term. This is not a good Auburn. This is a disastrous two and fives season here. So that loss is bad. So of the losses, it's the worst based on the opponent,

yet I still would like them better than maybe even Alabama and Ole Miss. And this brings it to full, we're 27 minutes into this. We haven't really dug into the Indiana part of it. I have them 12, I fucking hate it. I hate having it 12. I was arguing against Indiana before 2024, Indiana even existed.

When we first heard about conference expansion, I warned the country about what was going to happen with these schedules. When we first started projecting it out to 12, maybe even 14 teams, which was my new favorite thing. We're like, we know they really should have done 14 teams. Yes. Let's bring in more of these teams that haven't done anything. I was like, this is going to happen. We're going to be inviting teams to a party for a chance to win a national championship that have done nothing. Now winning these games is not nothing. Okay.

Indiana, despite how bad they looked against Ohio state in the shoe on a Saturday afternoon, I don't think that you can't, you can't be 10 and 0 and suck at football. So I'm not saying they suck. They don't, they don't. But I have a huge problem as I've said all last week with this part of it. Let's look at their drives, Todd. I'm hot now. I'm warmed up and only took a half hour.

So three and out against Ohio State, 11 plays, 70 yards touchdown, three for three on third down. You're like, whoa, okay, these guys are ready to play. However, the middle possessions, let's call it the seven real middle possessions because we'll forget about the end of the game and we'll forget about the end of the first half when they got it back.

Eight yards, these are the drives and the totals, eight yards, negative seven yards, negative four yards, the half two yards, eight yards, 32 yards, negative 11 yards, and then the late touchdown, which I think was maybe the most damning thing from the Saturday. So Cignetti who I get it, man. It's a bit like the Lane Kiffin thing that Dion Sanders thing. You show up to Bloomington. A lot of guys are like, who's this dude?

James Madison played tough football. He brought a bunch of those guys over. You've got to get people to pay attention to you. So when you show up to the rallies, you're playing to a home crowd. You start motherfucking everybody and it's on. He went on last week with Klatt, Mark Ingram. I don't love that he made fun of Bama playing Mercer when it's like, bro, have you looked at your out of confidence?

At least Bama went up to Madison and stomped on them. But I get it. Nobody, no coach can get on any of those platforms when they're being debated as much as the Hoosiers were being debated last week and start saying, you know what, my team actually might not be that good. When Saban was trying to get his team in, I think in the TCU year and he had said on the conference call, like, hey, Vegas would have his favorite against the entire field, except one team. He got crushed for it. I didn't love it either. Totally understand why he had to do it because he can't go on saying, I have probably five out of these teams. All right. So I don't blame Signiti for stirring the pot and all these different things. What I think was disgusting from that game is that you're getting your ass kicked.

This is what you've done. And then you decide that you're going to run 703 off the clock down 31 seven, run it nine times past six times with no urgency because you kind of just want the score to say 31 15. That's what I think he was doing. And that's why I think at the end with all the talk, right. With all the talk, that's why I think at the end with all the talk, right? With all the talk, that's why I think they pushed the last one in 38 seconds. So to be like, we too, if you want. Yeah, right.

Like, okay, we're not gonna take a back seat to anybody. We're not gonna do any of these things. Or you're gonna run seven minutes off the clock, hoping that 31-15 looks better. Yeah. And that's your back door respectable game against Ohio State shit out of here. Agreed. And I have him 12. We'll put a knee on and be respectful of it. We should be a conferencing. Get out of here. That's what that will get out of here. And the weirdest thing ever

happened with Hoosiers fans, at least on the social media part, maybe guilty a bit of the polling of one here. So it's the last you get your brains beat in. And then because the SEC has three losses on Saturday night, you get chesty Hoosiers fans give it 24 hours. Okay. Yeah. Like just give it 24 hours. I've never seen a fan base be able to rally. It's like the boyfriend that goes and cheats. It goes and cheats on his girl. And then she goes out that night and dances with another guy and he comes storming in all pissed off. I'm pissed off at myself though. I am pissed off at myself because I have them 12. I am pissed off at myself because I have them 12, but I don't love the story of those three. I can't do it. And look, the SEC is still better.

There's this odd, vague thing that happens where it's, well, it's not that someone else is better. It's that they're not as good as you guys think they are. It's a very odd thing that happens there. It's this vague debate where it's like, no, it's like. It's like, okay, well, who do you think is better? Well, no one's better, but this. Same people can watch all of this stuff on Saturdays. I'm sorry if you can't see the difference

between Florida and Ole Miss and even shit, Penn State and Minnesota. Here's the thing I wanna say, because I've taken a lot of heat. I've taken on a lot of water from Indiana fans and I've got a couple of good friends and've taken on a lot of water from Indiana fans, and I've got a couple of good friends, and they've been texting me, and they're not even mad.

They think I'm, they're reasonable. But I do want to say this. I studied, because I wanted to really, really understand Indiana before Ohio State, like really truly. So I studied them. I think they've got three damn good college football wide receivers. Okay. They catch everything.

They're efficient. They leverage their routes. They're smart. Rourke when he has time to throw can be very effective. Layers the ball accurate, efficient, gets them out of bad plays. Doesn't make a lot of mistakes. This is coming into the game, right? Their offensive line in the run

game hat on hat, like they do a great job of blocking as a group and moving like as a ballet almost, you know, and their running backs are good. 17 has got more juice and I like 17. Okay. The JMU, I think James, he was a transfer in but and then defensively West the the defensive tackle, really good player, Kamara, Edge, good player. West is a stud. I mean, even in the game where they didn't dominate,

he shows up, right? And they're disciplined and they do with all the, and honest to God, one of the most well-coached, well-oiled like as a team, just you watch it and you're like, God, they're frustrating. Like how are we gonna, like it's gonna take four quarters of discipline

doing all those things. Okay, all that. So it's not like I went into this thing, like, oh, it's Indiana. Like I took the time, I really did. And I really like a lot of their parts and a lot of the things they're doing. But I also have taken the time with all these other teams.

And Indiana is not these other teams we're talking about. Indiana is not South Carolina. You don't believe me in my tape study. Like FanDuel, I asked them hypothetical odds. Indiana against Clemson. Clemson would be a two-point favorite. South Carolina would be a three-point favorite. Texas A&M, I was surprised.

A pick them when I asked. Ole Miss would be an eight and a half point favorite over Indiana. So like, and those guys don't get things wrong very often. Yeah. I understand the spread part of it. I just think the talent part of it is- Well, that's why the spread's there. I'm saying like, if you're not believing our eyes, we'll leave people who make a lot of money on this stuff. Like, I don't know what else, what other, I just, I don't see it. So I'll take the, I'll take all the eat and listen, they apps, they're probably going to be in the top 12. They're going to be in the top 12.

They're going to be in the top. The committee likes the big 10. They had four of the top, like they had no problem having Penn State four and five when they did last week's rankings. So they're going gonna be back in there and they're gonna say well They lost on the road to number two and you shouldn't drop out of the playoff when but my point would be as it's already been Covered I have them 12 and I don't like it. I have them 12 and I don't like it and all this is really really political Nobody's changing their mind. The SEC has a night like they do on Saturday. So it opens the door back up But what's interesting is you have you have them to what you have them 12 and you don't like it. Yeah. But if

they are 12, you know, correct me if I'm wrong. I don't think you have a big 12 team in your top 12 correct Arizona State 11 because fans told me that I hate getting and you have and you have Boise State in there. So they would get in in your scenario. Okay. Yeah. I don't hate Arizona State there. I think they would get in in your scenario. Okay. Yeah. I don't hate Arizona state there. I think they've earned it the way they've played. I just, if there were a three loss sec team, I could sit here and make an argument

for where I go, Hey, I'm convinced of this, which I'm certainly capable of doing in the past when I did it Saturday night and thought about it, I did all the prep last night, I woke up to do the show today, I was like, I cannot. Like I don't, I'm not sitting here being like, I really wanted to sell it. I, yeah, I wanted to sell what I believed in. And I don't believe in any of those teams at this point,

but I definitely don't believe in the premise. It has nothing to do with the Indiana. Okay, this is my Penn State ramp from years ago is I don't, I don't like this, but the committee likes the big 10. Good reminder. Um, they're treating this more like standings. They could reset this whole thing after the conference championship games. I've told myself, like when I do my final rankings, which again, don't mean anything. I don't know that I

want to reward the team that misses out on the conference championship game and then bump misses out on the conference championship game and then bump them up over the conference championship game loser. But I'm worried that that's gonna happen. It's back to the Lane Kiffin thing. But the timing of his whole argument of like not wanting to be in the SEC title game

ends up his egg on his face. Cause everybody's like, oh, now you don't have to worry about it. But it still was his point. But I don't have much more other than I thought Saturday was so weird because, and it's like I'm paying attention to, and like, look, I worked with Danny for two years.

I know the bit, I know the routine. It's like somebody tweeting like, hey, I thought the eggs were gonna be cheaper type shit. You know, it's like really political and I'll never quite understand just missing. You can hate the sec. You can hate all these things. You can love Saturday night.

Uh, and I don't have any of those teams in. So I think some people probably thought I was going to try to find a way to do it based on me talking up the sec, but I just ran through an exercise and I didn't even know what the teams were ahead of time. Right. Yeah. Um, these are the six, seven, eighth, and ninth place teams in the four major programs or four major conferences.

You ready? Big 12s, K-State, TCU, Texas Tech, West Virginia. ACC is Duke, Syracuse, UVA, and Virginia Tech. The big 10 is Iowa, Washington, Michigan, and Minnesota. The SEC is Alabama, LSU, Ole Miss, Missouri. Florida's 10. Yeah. So the top of the conference is down. The conference is not going to get the five teams in

that it wanted to. I'm off of that train. A loss at Auburn is big. It's a loss. It's a loss. It's a loss. It's a loss. It's a loss. It's a loss. is down. The conference is not going to get the five teams in that it wanted to. I'm off of that train. A loss at Auburn is bad. Getting stomped by an Oklahoma team that one of the worst offensive teams in college football is bad. I actually

think the lag way combo and all that stuff losing at Florida. There's there's worse losses out there. I don't have any of those teams in. I have Indiana in, and I don't know. And you're gonna wind up being right. And I think they're gonna be in. They're gonna be. Yeah, I'll be surprised if they're not,

but I, that doesn't mean I have to agree with it. Yeah, but I, I do wonder like, I'm like, I can't, I think it is it is like I said I've already said it three times it feels more like standings or that's what people want Is they want standings that they want to go? Well, if you have three losses this team has one loss and all these different things But even doing that with Indiana like I have to respect the fact that they could win ten games I don't respect the fact that they got their asses handed to them And I think we're sort of hoping for,

but maybe in two weeks the score will look more respectable thing. They're certainly not the only team to ever do something like that. I remember, I think I was at Oklahoma Mizzou when they were losing and Stoops punted and somebody was like, did you punt there because you wanted the score to look better?

And Stoops was like, yup. And it was like, yup. I actually remember that game. Right. And it was like my slow, like going from not being able to stand Bob Stoops to just loving Bob Stoops and who he is. Yeah. And he was like, yeah, he's like, seems like, well, I forget what the answer was, but it was just an awesome, honest, like you can only answer it when you've

already won a national championship that way. It was the same year he kicked me out of his office for trying to get him to show me how that they were going to try to, I think it was West Virginia, how he would defend the West Virginia triple option. He's like, fuck, you want me to give you a game plan here? I'm not doing that for a game day segment. What are you talking about? Get out of here. And then we had to like call fitting and Herbie had to

like intervene, like came back in and we did some like fluff piece for 15 minutes and it turned out, it turned out they played West Virginia at the end of the season in the bowl game. And so that's right. It would have been a disaster. Oh, it's funny. We ended up loving Bob. I had a couple tough, like I'd be down in Norman

and I have like a one-on-one with my little handheld thing with him. And it was the first one got off to such a terrible start. Yeah. I was like, what's going on with your defense now? Like me just classic, like abrasive. Like what the fuck are you guys doing back there? You know? Yeah. I was like, what's going on with your defense now? Like me, just classic, like abrasive. Like what the fuck are you guys doing back there? You know?

Yeah. Yeah. And he was like, what'd you feel the real laws is? I was like, oh shit. And then, then he had one where he just, he just like blew us off entirely. Like I waited hours and hours and hours before the BYU game when Bradford got hurt.

And then it was the first real football game in the new cowboy stadium. So they played a college game there before they played an NFL game. Oh, that's right. We were there for that. Yeah. Cause the other thing too, is we had sideline passes and we still got kicked out of there. It's like the only place I've ever had a sideline pass where then I was kicked out.

I was like, what is going on? I was like, I just did a show outside of this fucking place for seven hours. I was like, I don't on? I was like, I just did a show outside of this fucking place for seven hours. The guy's like, I don't care. You doing anything right now? It's like taking it in, bringing back perspective to a radio show that has 400 affiliates. It's heard around the world. There's troops listening to us. Uh, you were, there are troops listening to us.

You were abrasive. I'm not saying you're not now, but I would say you were unjustifiably abrasive at certain points in your career. Is that fair? Yeah, I'm a very not housebroken person. And I don't mean it like I push my chair in, I clean up after myself. I don't mean it in that way, I would say, because there's other people I'm around where I'm like, what the fuck, like how did you grow up? Right. You know, I'm not that kind of, I'm corporate on housebroken.

Yeah. I think that's the best way to put it. Yeah, I'm better now, I'm better now. Yeah, you are, you are. Back then, you know, look, what's the point of a warmup question? If I have seven minutes of Bob Stoops, let's get to to it How come you guys are getting lit up on the outsides? All right, I have Indiana 12, I guess that's the headline you don't I saw your rant and we both know they'll be there Tuesday

So yep, I agree ten. All right. Sounds good. Thank you Todd. Talk to your brother. Thank you to Todd McShay You can check them out every single week three times times a week, and live on Saturday night for the College Football Schedule. Recap, The McShay Show. Please subscribe on Spotify right now. 355 Cabriolet. What's up? I have a ridiculous house in the South Fork. I have every toy you can possibly imagine. And best of all kids, I am liquid. So now you know what's possible. Let me tell you what's required. Life advice. RR at gmail.com. I'm sensing some sniffles again from Kyle. I'm right off the top. Are you all right, buddy?

Yeah, I mean, I trade the sniffles. I actually, I hurt my back helping a stranger on Saturday. I was doing my, like, morning power walk jog thing. It's probably more power walk than jog, but I'm improving every time. Getting those steps in. I'm probably like a mile and a half away from home, and a guy comes absolutely

firing out of an RV parked on the side of the road. He's wearing like old timey pajamas, like the gas mask, the full old like the full thing. Like you think you should have like a hat and a candle. He's barefoot and he's so frantic and I've got the press box in my ears, you know, catching up on the Friday episode. Shout out to those guys. And he's like, can you help me? Can you help me?

I'm like, oh fuck, I really shouldn't. I don't mean, so I, I pause them like, what do you need, man? And he's like, I don't know. His eyes are bulging and he's just like, I need help. He's, he's got this, uh, like trailer with, I think at least two generators. Like next, like behind his, uh, RV. And he's like, it's like, it's not coupled, you know, it's like close, but it's not there.

And he's just like, we help you please. I gotta, I gotta get disconnected. And I'm like, oh fuck. So he's like, all right, one, two, three. And he's so frantic the first time we didn't get it. And he's like, he resets, he's like, one, two, three. And I like just done, I'm just frantic and I just don't lift with my legs and we get it.

And he's like, oh man, you're so strong. Thanks so much, man. And I'm thinking, I just really fucked my shit up. And so I was embarrassed because he was complimenting me. So I like kind of like slowly walked around the corner and just like stood against this wall so he didn't see me. And I was like, wow, I still have so much left in this walk. It's getting a little better,

but that's what happens when you try to be nice. Do you think you lifted a dead body in a box? No, there were definitely, like there was no room. He had like, that thing was packed with like everything that guy needed. He lives there, like he, you know, he's a road warrior. I don't know, he's got, I think he was just packed to the gills there.

And I mean, when you dress like that and you're and you move like that I can see why he doesn't get like Ebenezer screws looking stuff like yeah Yeah, but like yeah exactly that that's the type of get up he had on but no but no shoes early morning Was it was strange? Then I just won't with my gut and I was like, I think I'm safe I think I can help him.

And then I hurt myself anyway. Hollywood man. Yeah. I think he got a, yeah, I mean, what are you gonna be like, nah dude, sorry. Well, you know what? I actually, I got gassed up a little bit because there was a smaller guy in front of me,

way smaller. And he jumped, he ran out with that guy, looked at him, kind of looked back at me and then was like, that's my guy. You're my guy, yeah. Yeah. Yeah. Do you think, do you guys know the Will Forte in the I Think You Should Leave When He's On The Plane is the old man?

It's a good one. Is he kind of like that? No, didn't look anything like that. Black dude actually, but like, you know, kind of tattered pajamas and I just couldn't stop looking at his feet. I was like, dude, we're on, for most, I used to live on the street.

Like there's glass everywhere, glass needles. And he was just, he was like running around out there with barefoot. I was like, man. A lot of people tell you if you just, we all went back to barefoot, it'd be better. We'd have just hobbit feet with the. Just hobbit style, I was gonna say, yeah.

Permable. Just billboard back. Shoe's messing us up. Big shoe money. All right, well that's a Shoe's messing us up. Big shoe money. All right. Well, that's a good story to start us off. For the record, Sruti, I would not have helped. I don't think you would have either.

You would just kept the headphones in, kept it moving? LA? LA, LA? Somebody screaming, running at me? Yeah, not bad at me, Chela. You gotta help. We're talking real LA. Well, it definitely started on my back foot and then, I don't know, he did a really good

job of getting right in my face, like right in front of me where I couldn't just kind of like do the Bill Simmons move and never stop walking. Like I just could, I don't know, it just would have been weird. I didn't want to look scared either because I was just like, I sized him up and I was like, you know, even if he, if this goes crazy, I think I got a good chance. Yeah. Who knows though? His traction, barefoot. That was Jason Udon. He's got that RV got a good chance. Yeah. Who knows though? His traction, barefoot.

No, it's Jason Younou. He's got that RV. But you know, I can't, you may be an accessory and you don't even, you don't even think. That's the part that I don't think you're understanding. Yeah. Why does he have to get out of here on Saturday? Street cleaning's not until Monday. What's going on? There's going to be another article in like the New York Times about some guy Kyle encountered, like the, the frog room swindler. Any updates on him? I've asked around. Um, I don't know what happened to him. I know he had some real charges, but I haven't seen anything in the paper.

That guy's in Costa Rica right now. Definitely. Kyle is visiting him. He's like, yeah, I actually reconnected with him and he's got this nice little villa, like he was fine.'s got this nice little villa. Like he was always nice to me. A big misunderstanding really. He invited me this spring actually.

I'm thinking about going. He said he wants to make good on the Super Bowl next time it comes through LA. I'm just gonna give this guy a shout out 100%. He just sent me a ton of boat listings and it just happened this morning. And then it was forwarded to me through our vetting process. Um, the guy was like, look, here's a bunch of different boat listings.

We've got one 95 foot sunseeker here. Jacuzzi on the flybridge. Kyle, you'd love that. Oh my God. You and me up there just toasting. Did the list seem like he knew you or was he just, did he just like Google boats in the LA area or did he put a little thought into it and he's like, he just left the smaller ones out?

No, I think it is tailored to me as opposed to people that use the Life Advice email as their just spam email to get the discount code and sometimes we'll just get, it'll get real hot in this inbox. We're just going through it over and over and over again. So, um, anyway, I like the initiative there. Probably not buying a $5 million boat. I don't even know. Just low hours.

No one's ever posted a boat listing and said kind of a lot of hours. Maybe consider that life advice bathroom book. Maybe that'll put it down there. Yeah. Life advice bathroom books. Probably would sell a lot. Not sure Maybe consider that life advice bathroom book. Maybe that'll put it down there. Yeah, life advice bathroom books. It probably would sell a lot. Not sure I'd want to write it. And on top of everything else, start financing a $5 million boat.

Your accountant's just like, can you give me the gun now? All right. Let's see, what do we got? What do we got? All right. I still cannot understand how Indiana fans started writing into this after what happened on Saturday. That's a, I know I brought it up with McShay. They doubled down.

It's a very weird, I don't know that I've ever really experienced that timeline. Again, we covered it all with McShay, so we don't need to do it again. Let's just go for it. Deficated in manager's car. Normally I don't love these, I don't love the number two topic just constantly. Some guys are so comfortable with it, they love talking about it.

I never wanna be one of those podcasts, but this one's- You can admit poop is a little funny though, right? Yeah, sure, no problem. But like, you're a very comfortable talking number two guy all the time. Yeah, I said before, I could probably button it up a little bit, I am working on that.

I don't care what you do, you be you. I never want you to change. I don't think I've ever heard Kyle really go into detail on it. I mean, did I not tell you I've been trying really hard? Yeah, it's true, you're doing better. I will say the poop, when you have a kid, the poop thing, you really get desensitized to it. Uh,

although like adult poop is a whole different story. I don't really need to hear about your thing, but I don't want to hear about it. I don't want, I don't like, I don't like when guys are at your house and they're just like, man, I want to open a window. Well, here's the thing. Like, I know you are doing it. You don't need no, you don't need permission to use someone's bathroom, but I can just tell like some people, Bill included, would like to know if your plan is not number one.

Maybe he'll direct you to a different bathroom. I don't know. Some guys it feels like maybe I'm not even allowed to number two here and I maybe I should ask. I don't know. Like this just seems like a different kind of household. You gotta have some awareness though, right? Like you can't number two,

like if the bathroom is right off the kitchen, everyone's hanging out or like out of the living room, like have some awareness. Hey, is the kids bathroom upstairs? I should go there or something, but then what? Then you have to say, man, don't you? Like, I don't know. How you get that point across? I think you look at a buddy and go, Hey man, bathroom upstairs.

Yeah. So I'd be like, Hey, what's the best. Yeah, look, I had, I had movers show up two hours late when I moved from Boston, Hartford, they were Neanderthal, like Western mass guys. So they all alphaed me immediately. Uh, my apartment in Boston was terrible. The bathroom was right there. So they all alphaed me immediately. My apartment in Boston was terrible. The bathroom was right there.

The guy walks in two hours late. I could see they were deathly hungover. The first thing he did was destroy my bathroom while we were all going to be moving in this little apart, right? I mean, the bathroom was the center of the apartment. So it was the art looking at the guys and I'm thinking like, you know, they're like, Oh, it was tough to do. I was like, dude, I'm, I'm in the game still, man. I'm like, you guys look so hung over.

And, um, you know, they were massive dudes and then they followed me down to the new apartment in Hartford. They moved the stuff in. I didn't even have that much stuff. They tracked in mud and the carpet. The first day I'm moving into my new place, my Hartford, they moved the stuff in. I didn't even have that much stuff. They tracked in mud and the carpet. The first day I'm moving into my new place, my Hartford luxury high rise, shout out to 21.

Oh yeah. And then the other guy destroyed that bathroom. I was going to joke. I was like, yeah. And then the other guy had to go, but no, he did. Yeah. And then the guy like was shaking me down for tips. Like he's like, Oh, this is the total.

And then you put you without tip without tip though. That total is not tip. Honestly, they were the total. And then you put you without tip without tip though. Did that totals not tip? Honestly, they were so big. I ended up tipping them. If they were been my size or smaller, I probably would have been like, Hey, fuck both of you guys. Um, but I could tell I was, they were all right. The price.

Yeah. The price wasn't bad, but I was like, Hey, it's brand new carpet. Like, can, can we do like a stack everything and then, but you know, it's kind of sucks to tell movers to take the shoes off back to the barefoot thing. It sounds like, I mean, that guy, your guy, your guy would be really good at moving things. Oh, so I didn't do that. And they got shit all over the place and metaphorically. And, uh, then I was, I, you know, I totally was like, both

these guys would kick your ass though. So if you get, if you get with these guys are the kind of movers that will actually punch you too, if you like, get into it with them in your kitchen. These guys don't give a shit about you. They don't care about anything. I was like, these guys have already been fired as their seventh moving company. I was like, if you say something, you're going to get beat up. You know, these guys took dumps at both of your places and showed up late and demanded

a tip and got stuff all over the rug. And if you start with them, tell them to fuck themselves and no tip. You're also going to get beat up in your new house. So I was like, here's 50 bucks. I mean, it is a pretty vulnerable position too. Cause it's like, cool. What are you going to do? Like not move.

What do we not move your stuff? Like cool. Have a look with that couch. Yeah. Have fun in your new house. I was like, here's 50 bucks. I mean, it is a pretty vulnerable position too. Cause it's like, cool. What are you going to do? Like not move. What are we gonna not move your stuff? Like cool. Good luck with that couch.

Yeah. That was the last thing. Have fun on your own. Yeah. Look, somebody came by here the other day. There was something going on and it was like a staff of people. I know this is a weird story. I'll explain it more later, but can't now.

And the guy was like, do I have a bathroom to use up here? And I was like, there's that one. And he just destroyed it. I'd known the guy two seconds. And then the other guy joke was like, yeah, he does that. All right. Cool. It's great to meet everybody.

Donnie dumps. That's what we call them. Yeah. Right. And the thing is, is it was like right in the heat zone of like where I prep. So they were like, we need all of this time. We're going to need like an hour and a half. And I was like, all right, I'll just sit here. I get some stuff I can work on or whatever. And I was like, dude, it's like, if you're really going to do that, there were three

other options here. Um, and so that guy was totally comfortable with it. All right. We have not even read an email yet. We're 15 minutes in. So let's get to it. Devicated and managed extra car, one 85 bench to it. Devicated to manager, Shakur, 185. Bench 215. Don't squat, but recently got into running. Player comp, right-handed CJ Miles. Lights out on a good day, but terrible when it's not going my way. Liability on defense, but that's beside the point.

Very good comp there. Need advice on how you'd handle the situation. Drove my manager to a small town, three hours away, to stay overnight for work eating there. And it's like, I'm just going to eat. We were driving back and soon in the drive, I could tell it was going to rip me up. About an hour in my manager mentioned they don't like stopping on the road. They don't like stopping on the road. They don't like stopping on the road. They don't like stopping on the road. They don't like stopping on the road.

They don't like stopping on the road. They don't like stopping on the road. They don't like stopping on the road. They don't like stopping on the road. They don't like stopping on the road. They don't like stopping on the road. They don't like stopping on the road. They don't like stopping on the road. They don't like stopping on the road. They don't like stopping on the road. They don't like stopping on the road. I'm not eating there, I'm not eating there. It's like, I'm just gonna eat. We were driving back and soon in the drive,

I could tell it was going to rip me up. About an hour in, my manager mentioned, they don't like stopping on road trips from work and they just wanna get back. This is brutal, man. I was doing my best to clench all the way home, but five minutes left, there was no hope. Of course, because the mind was like, we're so close,

we're fine now. As they were dropping me off, you were dropping off. Yep. So that's funny. Um, that's funny. He, uh, I don't know how to say it is they dropped me off. I shit on the seat. There's the email, right? Uh, they got out of the car to get my luggage.

And when I got out, there was a small stain. I tried to wipe it off of my shirt to see if I get anything off. I don't know if they saw anything, but now I can't look at them the same way. I don't even know you and I can't look at you. How would you have handled this and how would you handle this going forward? I would quit. Yeah, no coming back. That's how I would handle it. I don't know what your situation is.

Can you get another job? You've been sending out any feelers. There's no real, you're going to be the guy that shit in your boss's car on the seat and left a stain the rest of your life. Hold on though. It sounds like, was the boss aware though? Definitely aware. I mean, you would think you smell it. I'm not, he just doesn't specify that. So it's like, were you hiding it?

Cause he didn't know or was the boss just like not saying anything. Cause he had no idea what to say in the situation. Which is probably what happened. They got out to get his luggage, which was nice to them. But he knew what he was doing. He was like, I'm waiting to check. When they go, get your luggage out back. And he was like, I'm waiting to check when they go, you're like a gel back.

And he was like, all right, cool. And then he's looking down and going, oh my God, like, they're going to wonder. Then they're going to be as close as you can be to a hundred percent without being a hundred percent, they're going to know that you did it, but then there's just going to be this moment of like, just disbelief that that could have actually happened, but again, it's science. Like some dude's stomachs get messed up. And he did ask, right? He did ask, or did he have the information that he didn't want to stop? that that could have actually happened. But again, it's science, like some dude's stomach's getting messed up.

And you did ask, right? He did ask? Or did he gather the information that he didn't want to stop? Or he asked and they were like, yeah, we don't really do stops. Was there worse news in this guy's life than we don't really do stops that day?

We don't really do stops. What? What? That was a great one. Yeah, no, I get it. That was a great what? Is there any other, what would you do, Kyle? You would, Kyle would like man up and just go,

hey, not only did I do it, like you guys get it. Like sometimes you just start, you know. This is on you, man. You said no stops. There's no conscience here. There's no losing sleep. I'm thinking about this. I'm not saying anything.

I'm not saying anything unless it's 40 degrees outside. I'm like, man, can we crack a window in here? It's kind of like, you know, unless, I don't know what time of year it is, if you could open the window, I would. I wouldn't do anything. I would just hope that you break the thing and you fix it for the next guy because I just, I don't know how I would deal with that. You don't want to be known as that guy if you can help it, you know. What if they say something to you, what would you do? Then the jig is up and you know,

that's like when they catch you in the first 48 and they're just like, all right, you might as well tell us now. I was just saying, would that almost be easier? They're like letting you off the hook because you're like, all right, at least it's out in the open instead of like you just kind of like not knowing.

Because that state of limbo sometimes is terrible too. Because you're just like, is everybody talking shit behind my back? Or maybe they're not, maybe they are. Funny. I'd rather it just kind of be out there than it be lingering. I had a kid, there was a kid in middle school,

this reminds me of where he was like trampoline situation, he shit his pants dropped on the trampoline. And no lie, he moved away. Like he, I don't know, I can't confirm. He moved away. I can't confirm that he moved because of that, but it was 100% the right choice because his entire life in our town,

he was gonna be the kid that shit his pants on the trampoline. Freshman football was a Saturday practice, I believe. The coach has to unlock the facility. And it was like, I think it was gonna be a two a days. I think it was August, like beginning, you know what I mean? Beginning of the season.

And everybody went out like an hour into practice. I was like, coach, I gotta go to the bathroom. And it was like, it was a big high school. So like, we practiced at the freshman field was like the furthest thing. So I run all the way back, but we're the only people there. You can't leave the doors unlocked because there's, you know, people using the track and stuff.

The door is locked. I run back to the coach and he, I guess he doesn't have the key and there's somebody else. And he was just like, Well, you better do something. I don't know. And I'm just I'm in the woods. I'm in the woods shitting. And guys start throwing footballs at me, you know, I'm like crouched. I thought I went far enough back and it was like a new drill. They were like, all right, throw footballs at him. And I'm just

just, you know, watching these, these, like not the nice ones, but like kind of like the gym class footballs, they're just kind of hitting all around me. And I didn't like the feeling, and I didn't even do anything bad, I didn't even have an accident, but it was just out of the ordinary shit story. And dude, that was like the talk of the town

for the whole season. I can see you recovering from it though in ways that others can't. It's kind of like that Barkley thing again. I remember there was a kid on our youth football team who was just like a psycho and he was missing a digit on his finger, of course. He's like one of those kids. You're like, what happened to your finger?

Bah, I lost the tip of it. It's like an incredible pump returner, right? Just badass. And you know, he would just like- Got a weird spot on his head where the hair won't grow. Totally, totally. It's like an ice pick thing when I was six, seven. I think he talked like Polly Shore

for like three straight years and it worked. You know, I know that's a little before you guys, but like Polly Shore, peak Polly Shore was a big, big deal for guys like, you know, junior high, early, early high school. And it was before I had moved too. And he just, you know, he was just a badass of a kid. Pretty sure he'd stayed back a couple of years too on top of everything else.

But like, he was just the kind of guy who could get away with all of the things that most people can't. And like, it wasn't going to faze him. And like, it wasn't going to phase him. Like nothing, he wasn't going to have to move. He would have been homecoming king after the trampoline incident. Saruti, you know what I mean? So like some people can survive it. Some people can't.

I always feel like Kyle can. Um, I'm worried about our email here. I mean, you may be able to get away with this, but it would be something that I would notice. How nice is the car? How old is the car? How old is your boss? These are other factors.

These are other things that we need to know, and we desperately need an update email. We're gonna need an update on this one. I would not go out of my way to admit this kind of thing. If you are busted, maybe with the holidays around the corner, a car detailing coupon would be nice. A coupon. No, I'd pay for the whole thing. Not even a gift certificate.

I'd pay for the whole thing. 20% off. Here's a 15% promo code over at Lance's Customs. It does work with the Black Friday special though. Lance, you gotta buy an air freshener. You can parlay that into a 40% if you're nice about it. All right, let's do. Good luck, dude. Yeah, good luck. Exactly, lie to you. I'm not gonna lie to you. I'm not gonna lie to you. I'm not gonna lie to you. I'm not gonna lie to you.

I'm not gonna lie to you. I'm not gonna lie to you. I'm not gonna lie to you. I'm not gonna lie to you. I'm not gonna lie to you. I'm not gonna lie to you. I'm not gonna lie to you. I'm not gonna lie to you.

I'm not gonna lie to you. I'm not gonna lie to you. I'm not gonna lie to you. I'm not gonna lie to you. I'm not gonna lie to you. I'm not gonna lie to you. I'm not gonna lie to you. I'm not gonna lie to you.

I'm not gonna lie to you. I'm not gonna lie to you. I'm not gonna lie to you. I'm not gonna lie to you. I'm not gonna lie to you. I'm not gonna lie to you. I'm not gonna lie to you. I'm not gonna lie to you. I'm not gonna lie to you. I'm not gonna lie to you. I'm not gonna lie to you. I'm not, no way, claims I'm 5'10", swear to God.

So I'll meet in the middle and go 5'. I love that people are out there being like, no way you're 5'8". Just bigging them up. Yeah, at least 5'9". You're an easy 5'9". Anyway, 33 years old, been dating my girlfriend for three years now. We're both hopeless romantics until we met at 30 then boom, she's my soulmate.

Now we're engaged, be married. Kind of depressing if you're lonely reading that. I say that to get to this. She bought her own place in the city seven years ago. Don't say this. Yeah. Okay. I will not say this. Uh, yeah, okay. I will not say it. He tells us where it is.

Um, he's probably sitting there listening to this going, no, uh, we've been looking at upgrading, getting a bigger space and founded gem just outside the city in the suburbs within our price range. Here's where she's too generous by selling her place that she bought. And I've been lucky to be paying rent to her the last year we've been living together, the down payment money for needed renovations is covered. Whenever we talk future of the home stuff down the road, I mentioned how I'll save for upgrades like my personal home office or what to do in my man cave.

And she mentions the profit we have. Safe for me things. Safe for a boat to put in the garage. Yeah. Like that'll be our outside boat. I love that one email, the guy's dad was just collecting boats left and right. It was great. Um, that's not how he's doing it. Shoot him a Merry Christmas from the gang over here. Um, even as we go over our budgets and I have college loans and college loans and college loans and college loans and college loans and college loans and college loans and college loans and college loans and college loans and

college loans and college loans budgets and I have college loans and car payments, she again says she can help with that. Again, the profit we have for renovations. I've told her time and time again that she should be proud of her busting her ass to buy a place so young and then how buying in the right spot is paid off for her to buy her dream starter home. I feel bad to basically be jumping on the bandwagon of buying a home. Mortgage utilities will be 50-50. We make the same amount of money. Should I say keep her money, spend it where she wants, and I'll take care of office man cave

over time? Or should I embrace the 50-50 lifestyle? Also, it's 2024, so I feel like this gender role reversal could be the new norm. Sorry for the long email. It was a long, long range. You should see could be the new norm. Sorry for the long email. It wasn't long, don't worry. You should see some of the other ones. Good email. Very good email. I personally would- Marry her.

I'm just a little- How far away is it? I'm a little old fashioned and I like where your head's at with it. I would want to be able to be the one that provides. Um, I think it just kind of, I want you to tell her to take that money and put it somewhere you're not married yet. And you're like, look, you killed it on this investment to your point in the email. Put that money aside and some kind of fund or whatever you think is going to happen. And you're like, look, you killed it on this investment to your point in the email, put

that money aside and some kind of fund or whatever you think is going to happen to the treasury or, you know. Apple card, maybe 4%. Yeah, right. Like whatever, whatever you want to do, right? You just put that money aside and we'll move forward this way. Instead of you taking all that, I would feel, I would not be able to let her do that for me. That would bother me big time. And I think before, again, even though she's soulmate and the whole

thing, I don't think she should be paying to renovate your man cave. Even though it's super nice that that's where her head's at. Clearly you guys are probably going to get married and it's super nice that that's where heads at. Clearly you guys are probably gonna get married and it's all gonna work out. You're gonna live happily ever after, but I would not allow that to happen. So that's it. But to be clear though, if it's the other way around, you would be cool with it? Well, actually great question, Saruti,

because if I were to meet somebody that I was like really serious about the whole idea that like, yeah, you're just good half now. You're on scholarship. Let's go. Yeah. Like not really. Not when I have like siblings that I care.

Until you're married. Like. Yeah. Yeah. That's fair. Yeah. And by the way, a lot of stuff's gonna be covered. You're gonna be all right. I mean, you're good.

You know, you didn't name me on the checking account? No. You know, but I- You're boat access though. Yeah, you have boat access. I had to bring that thing in the other night. Dark, it was dark.

It had been a little while. They got away from you? No, I mean, it was fine. It just wasn a little while. They got away from you. No, I mean it was, it was fine. It just wasn't the cleanest docking ever. Again, solo 46 feet. So when it's dark and it's windy and I was coming around, I was like, you got this one today?

You got this one? I was like, maybe we turned down the music. Maybe we turned down the music just a smidge. And no, Kyle, I've never docked it drunk. So I've never even desired to be like, I wanna be drunk and see, no thank you. Again, drunk, where we talked about, we're talking like not even close.

Bathroom on the boat? Two. Two? Whoa. Two bathrooms. Yeah, I would have to ask. One for the movers. I would have to ask which one you want me to use.

All right, well, let's hear from you guys. You guys are the ones that are actually in relationships. So let's go. I think around the time, like maybe I did grow up a little bit with that sort of like mindset where it's like, yeah, I'd rather be the provider. I think by the time high school rolled around though, I was just like, I don't think I'm on the track to be a provider. I got to be honest. I think we're going to have to have a 50-50.

Real modern guy. I think we're going to need to have a 50-50 relationship here no matter what. I just don't, I just don't see. So I think I'm a little more, I'm like a little, I'm a little more okay with it. Um, but I do, I do think I would sleep better at night if I was just like, listen, when the time comes to pool, everything will pool it, but you know, why don't you just, why don't you just, why don't you do the smart thing?

And then, I mean, it could also end up coming back to help us once mine is yours and yours is mine. It's like, oh, look at this little thing that we did, the smart thing for. Pull the fries, yeah. Yeah. Pull the fries, that's good. It's tough, man.

It's a good life advice. It is good, it is good. I tend to agree with you, Ryan. I would be uncomfortable taking that. But I think that's just who you are, not you specifically, but just who this person is as a person. Some people are just like, whatever man,

yeah, it's all 50-50, we love each other, it's great, other people are like, I don't wanna be a mooch, even though you're clearly heading in a great direction and will likely not have to worry about this in the future. But I'm kind of with you because like, I'm like a little bit obsessed with self-awareness. I, so I'm, I'm in kind of a, a weird spot because when my wife and I first met,

uh, I was making more than her, like a good amount more, uh, and her career is like kind of taken off a ton. So now she kind of laughed at me. And when we bought our first house, it was a lot of my money and we did really well on that. But like now, like, you know, if I want to go drop some new Viori sweatpants, it's like, Hey honey, like what's up? So it's kind of like, couple of- Promo code BS.

That's my hell, by the way. That would be my hell to be like, hey. Well, it's not like I have to ask permission, but it's just like, hey, we're doing all right. And we'd be fine with mine, but she's doing really well. So it's great. And the dynamic is kind of a little weird in my head, but it's like, it just kind of flip flop.

Like, I feel like, you know, I took care of you. You take care of me, like now we're like, you know, I've been sitting up for our daughter, daughter. So like, again, if, if you were just like dating, you didn't know where this was going to go. I think you'd have, I think it'd be more right to feel weird about it, but like, I don't know. I feel like if you're headed towards marriage and

this is like, you really do love each other. It's all going to kind of just even out in the end, man. Like I, I. Here's all going to kind of just even out in the end, man. Like I, I, here's what she may want to, she might be such a, like, so sincere about like wanting it to all be cool. I would say, okay, whatever the number is, you know, if it's a couple hundred grand that she made on this thing, can you put 150 in it of it into something into some kind of like longer

term, less volatile thing that you have? Cause that's really what it should be. If you have an early real estate win in your life, you know, to have that kind of cushion, because like I've had friends that did it. I never did. I couldn't even, I think when it was like the worst time ever to buy, thank God, because I couldn't even qualify for anything, one, because of finances or any other things. So some of my friends from my generation, they got smashed on just paper value. Honestly, it feels more like paper when all your equity is gone or your down payment, because the housing market has completely corrected itself. But why am I doing this speech?

This is so stupid. Anyway, the point is, is that, you know, I think that's the biggest thing. equity's gone or your down payment because the housing market has completely corrected itself. But why am I doing this speech? This is so stupid. Anyway, the point is, is that do something where you convince her to be like, look, if you want to do some of these upgrades and all this stuff, but like the fact that we're just going to spend all of this together because we're going to be together, like, I just don't think that's right. And I would push for her to talk to somebody who understands managing money and something that is very, very safe that she has. Cause for the, you know, who knows, if there were any reason why it didn't work out,

like the first thing she'll say to her friends is like, I can't believe I put in surround sound for stupid fucking call of duty. You know what I mean? No. No, I do know. I'm glad on that one. Hey, right, this house is chalk it up with the game at that point like you Thought you were in love Love can be costly. All right, that'll do it for us on the pod today. Thanks to work on thanks to Kyle

Thanks to sir Rudy. Make sure you check out our YouTube page. We'll have something up this week. Ryan or still podcast ringers Spotify. Must be 21 and older, present in select states for Kansas in affiliation with Kansas Star Casino or 18 plus and present in DC gambling problem, call 1-800-GAMBLER or visit rg-help.com, call 888-789-7777, or visit ccpg.org forward slash chat in Connecticut, or visit mdgamblinghelp.org in Maryland. Hope is here. Visit gamblinghelplinema.org or call 800-327-5050 for 24-7 support in Massachusetts, or call 1-877-8-HOPE-NY, or text HOPENY in New York.