The Trillionaire Mindset - 48: Student Loan Forgiveness: The Facts

Episode Date: August 26, 2022

Become an exclusive member at https://tmgstudios.tv This week the guys break down Biden’s student loan forgiveness, examine Nuclear Energy stocks, and discuss the potential for a world united by iMessage. Don’t want to miss the sequel to The Diet Coke Episode? Become a https://tmgstudios.tv member and watch NOW! EXCLUSIVE NordVPN Deal ➼ https://nordvpn.com/trill Try it risk-free now with a 30-day money-back guarantee! Download the DraftKings Daily Fantasy App now and sign up with promo code TRILL. Click the Reignmakers tile and opt in to get your first full roster Starter Pack for FREE! Go to https://hellofresh.com/trill16 and use code trill16 for 16 free meals across 7 boxes AND 3 free gifts! Stride Career Prep lets students take charge of their education. Take charge today at https://k12.com/PODCAST If you listen on Apple Podcasts, go to: https://apple.co/trillionaire SUBSCRIBE to Trillionaire Mindset at https://www.youtube.com/trillionairemindset Trillionaire Highlights Channel: https://www.youtube.com/TrillionaireMindsetHighlights Trillionaire IG: https://www.instagram.com/trillionairepod Trillionaire Twitter: https://twitter.com/trillionairepod TMG Studios YouTube: https://www.youtube.com/tinymeatgang TMG Studios IG: https://www.instagram.com/realtmgstudios TMG Studios Twitter: https://twitter.com/realtmgstudios BEN https://www.instagram.com/bencahn/ https://twitter.com/Buncahn EMIL https://www.instagram.com/emilderosa/ https://twitter.com/emilderosa *DISCLOSURE: THE OPINIONS EXPRESSED IN THIS VIDEO ARE SOLELY THOSE OF THE PARTICIPANTS INVOLVED. THESE OPINIONS DO NOT REFLECT THE OPINIONS OF ANYONE ELSE. THIS IS NOT INVESTMENT ADVICE. THE VIEWER OF THE VIDEO IS RESPONSIBLE FOR CONSIDERING ANY INFORMATION CAREFULLY AND MAKING THEIR OWN DECISIONS TO BUY OR SELL OR HOLD ANY INVESTMENT. SOME OF THE CONTENT OF THIS VIDEO IS CONSIDERED TO BE SATIRE AND MAY NOT BE CONSIDERED FACTUAL AND SHOULD BE TAKEN IN SUCH LIGHT. THE COMMENTS MADE IN THIS VIDEO ARE FOR ENTERTAINMENT PURPOSES ONLY AND ARE NOT MEANT TO BE TAKEN LITERALLY.*

Do you remember the got milk campaign? Of course, Ben. It was really fucked up. I didn't like it because a lot of them was like people choking. Nope. Yeah, it was like someone eating a fucking cookie. There was one where there was a guy in a full body cast. And he's like his whole family.

You drink more milk. No, no, no. His whole family is around him. And he's like, all he's got is a slit for his mouth. Oh, I kind of remember that and they're like oh man Oh, I hope you feel better and they're like feeding them cookies through his little mouth slot, but then he's like It's so fucking gross. Then he's panicking because he he needs milk to wash it down and his whole Stupid family is just standing around him chugging milk and you just hear the

Stupid family is just standing around him chugging milk and you just hear the glop glop glop glop Sound of them swallowing and I just as a kid remember thinking this is fucked up. Why are why you kind of have the vibe of like an adult who drinks milk? Fuck you dude. Ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha ha I feel like we might have talked about this before, but I think it's crazy that... So that's got milk commercials. Yeah. It wasn't a company. No, it was... It was just milk. It was straight up... it was just milk. It was it was straight up big milk It was big milk. It was like the dairy farmers. I love that you love that. I like people working together

It's weird and then they had the print the print campaign with all the mustaches. Yeah, but they were gross They were super white I remember one was Steven Tyler the singer of of Aerosmith, and he's got his mouth. Oh, he got those creamy milky lips. He had his mouth wide open. This is it's too perfect. It's just disgusting.

These commercials were disgusting. If you're out there and you know someone associated with big milk, kill them, in that campaign, yeah, kill them. They're a water board, the milk board them. Oh, water board them with milk. They probably love campaign, yeah, kill them. Waterboard, milk board them. Oh, waterboard them with milk. They probably love it because they're fucking. Dude, remember that fucking, I forget who it was. It was some right wing psycho who was like waterboarding is not

torture and then Benchipipo. No, no, no, this was like literally like probably 2004. It was Bill O'Reilly. I think it was. I don't think so. You can see the Rush Limbaugh or Bill O'Reilly if it's circuit 2004. Bill O'Reilly? I think it was. I don't think so. You can see the Rush Limbaugh or Bill O'Reilly if it's circuit 2004.

There were so many more. Yeah, but they were like the big ones. They were the big ones. You didn't even let me finish. I think that's the problem. I mean, you don't even know what I'm gonna say. What? And you're like, why don't you tell me what I'm gonna say?

He tried it and was like, it is torture. Dude, have you ever watched it? He doesn't last three seconds. Wow. He's like, it's not torture, it's not torture. I feel like it. And someone's like, then do it. He makes it three seconds, he's like,

Ro-ro-ro-ro, we shouldn't redo it. Yeah. Everyone who says it's not torture should have to get water-borted. Yeah, I'm not saying it's not torture, but I would try it just to see what it's not torture, should have to get water-borted. Yeah, I'm not saying it's not torture, but I would try it just to see what it's like. I don't think you would like it. As long as it's not electricity or like fire,

I'm down torture. It feels like you're drowning. Immediately. Yeah, that's true. Oh, shit. I mean, hey, did you guys know that it's Emile's birthday today? Today for you tomorrow for us. It's today? Today for you, tomorrow for us.

It's tomorrow for us. Yeah, tomorrow for us. But today for you, the viewer slash listener, if you're getting it on Friday. So you have to be nice to me. Yeah. Happy birthday, Mr. President. Oh, you gotta be way more, oh.

Happy, we brought you vegan donuts. You piece of shit. You dirty, uh. There's producer Ryan and we got you this card. Dude, open the card. Oh, no. Open the card. For the listener, he's got a pile of vegan donuts.

He's probably not going to eat anyway, because they got sugar in them. Oh, you don't. And he's got the, it's still bikini season. So, uh, you got to blow out those candles, Bubbo. Yeah, I got to make a wish. Yeah, make a wish. Tell us what it is first.

No, I won't come true. Yeah, well... He's wishing for like world peace. More student loan forgiveness. Oh, we'll get to you. I wish for more student loan forgiveness. I wish for Bernie Sanders to be my father. What's the card say? It's a, it seems, I think it's an older woman and it says,

woohoo, I remembered my password. Oh, that's cute. Cause she's old and so are you, you're getting older. What's the card? What's the inside of the card? It says, may all your dreams come true, which is what they printed and then it just says, a meal.

Yeah, I wrote that. Thanks for all. Originally, I was gonna leave the card blank, but then I was like, Emil. Yeah, I wrote that. Thanks a lot. Originally, I was gonna leave the card blank, but then I was like, oh no, it'll be funnier to just write Emil in there. No, that's really sweet of you. Oh, fuck, I should have just left it blank. No, the Emil is perfect.

Yeah, because then you can reuse the card. You can actually reuse that card. That is it. Now you can write whatever the message you want, you just gotta use a blue ink, and then your name is already written in there to write love. And then dash, it means. Very thoughtful.

Yeah, don't eat those donuts, you're gonna get a blood sugar spike, and then you're a fresh. Yeah, maybe after hours, we'll go to the movies. After, after hours, I'm not having any. Thank you for the offer, but I'm not gonna have any. Even in after hours? Yeah, I've been working so hard to build up this brick shit house.

Shit brick house. What is it? Shit brick house. Yeah, you're the shit brick house. I'm the diarrhea, you know. I'm gonna leave these right here. Yeah, dip the lamp in it, why don't you? Hey, thanks pal.

Thanks everybody. We love you. I love you. So everybody's sound off and wish me all a happy 38th birthday. 30 what? 38th birthday. No, come on. Yeah, you're the you're the older the show.

You're the older one. No, I'm not. Dude, I'm 24. I've been told that I could pull off 24. I can't believe I can't believe you guys planned this behind me back. Yeah, we were I was gonna dress up as Colombo, the original plan that we thought of like last minute,

actually my brother Sam who was gonna be on the show, but couldn't make it. I was gonna come in as Colombo and wish you had a good birthday. And then I was gonna go, hey, it's just one more thing. Ah, you drive us a Subaru, that correct? And then you'd be like, yeah, and then go, yeah one more thing. Ah, you drive us a Subaru, correct? And then you'd be like, yeah, and then go, yeah, funny thing.

Yeah, I wonder if you recognize this, and I was gonna pull out a big rubbery dildo that said a meal on it and go, just, just, just, just belong to you. And then you'd be like, yeah, and I'd be like, yeah, I found it underneath your car. Right next to a dead body, been bludgeoned to death with some kind of blunt object. Do I sound like him? Yeah. Yeah. And much like the

suspect in the show, I'd be like, well, hang on Colombo. That could have been anyone could have bludgeoned into death. Just just because it's my deal though. You're right. You know, my wife has a dodo at home. But the thing that's bothering me, yeah, but the thing that's bothering me doesn't really make sense. It could be wrong here.

I could be off. It's your fingerprints. Yeah, it's your fingerprints all over this thing. Yeah, I was dealing with my ass, go on, though. Ha, ha, ha, ha, ha, ha, ha, ha, ha, ha, ha, ha, ha, was that before or after you bludgeoned the death? Well, hang on. The guy outside.

It could have been anyone. I love doing Colombo, boys. Man, I think I'll be Colombo for Halloween. I normally don't give a shit about Halloween because I just don't, now I'm gonna be Colombo every year because I can do his voice. I would have been slightly mad at you

if you did all this elaborate thing. For Colombo, for your birthday? Yeah, for Colombo. I don't know why. I if you did all this elaborate thing. For your birthday? Yeah. For a little bit. I don't know why. I don't like when people do shit. No, no, like my parents used to throw me a surprise party every year. I hated it.

Every year? Yeah, and it got to the point where I was like, I know you're gonna do it, don't do it, I don't like it. Yeah. And then they'd be like, we're not gonna do it. And my birthday is August 26th, and then it would be like August 7th, and I'd come home and I'd't like it. Yeah, and then they'd be like we're not gonna do it and my birthday is August 26 And then it would be like August 7th and I'd come home and I'd be like Jesus Christ And I'd be like this doesn't count my birthdays in three weeks

Your parents rock for that honestly, but then finally I like I had a fit I was like I don't stop doing this to me. Yeah, I've never had a surprise. I feel like everyone's doing stuff behind my back Yeah, yeah, I get that I've never had a surprise party thrown for me And also this year I'm gonna maybe this year you can't do it because I leave for Australia on October 20th. Yeah, I know where I'll be meeting you in Japan. You'll be meeting me in Japan on my birthday. Yeah, October 29th surprise October 29. Surprise. I didn't even push that one out. It's just kind of good. Hey, Glenn folks check the disclaimer in the description box You're gonna want to hit this click see you click more and then you're gonna get it from there You're gonna want to also like this comment subscribe like comment subscribe kid kill your parents

Shit on your parents quit your parents shit all over those pants wipe the spoopy pants on your parents faces and Your boss. shit all over those pants, wipe the spoopy pants on your parents' faces and your boss. Do you have a, do you have a comment of the week? I don't. I, I know I was different. I do a comment of the week. I said we do a comment of the week two weeks ago. We did, well we had one last week from that dipshit

and who deleted his comment like a coward. Coward. And then this week I didn't find one because everybody was basically just saying, this fucking guest sucks. So that's the general comment of the week. Yeah, there wasn't a lot of, I don't know, but it seems like most people were like, fuck this person.

Yeah, so, uh, but it's back to what you people love. So it's back to the classic, Coca-Cola classic. Yeah, yeah. Cool, cool, so. It's back to one, this one, and Tyson. Also, by the way, I might just pop out another Diet Coke for this after. I think I'm gonna make Diet Coke a regular occurrence of it. It won't be that regular when it fucking kills you

from a Asper team stroke or something. Also, as he's pulling that up, we're gonna be covering student loans today. We got Japan doing some nuclear shit. We got some stock stuff. Google's fucking around movie passes back You just a whole bunch of shit You know

It's good that you have the comment ready. I have it. I was about to say it. I think you need one god damn second It's cool. Go ahead. I'm trying to I'm trying to get them in the clock's ticking dude. Here we go ready Uh-huh a meal dancing like he's on acid Ben Titty popping and Lizzo playing in the background the diet coke episode Will go down in history as the epitome of after hours truly it can't miss for any true Finn So if you're a true fan get in there and watch, you know, I'm dancing like I'm on acid Ben's titty popping Hey, that's right after I was like stop stop It's just a preview. I do be titty poppin' Steve badminton's don't look as good without the shirt on. They just kinda look put that.

I don't have good genetics. I'm powerful but. Don't blame your jeans. These are these are these are gap. These are jeans. These are like. Cheetos. Cheetos.

Cheetos pants. So, hey if you're there, you got a student loan and you're making under what, $125,000? You're having a good week, aren't you? Well, it depends how many students you have. Unless you got in a car accident, then you're having a pretty bad week, especially if it's your fault.

Yeah, now it turns out you owe 10 grand, and you're like, this is just awesome. This is it. This is it. You gotta be kidding me. Yeah. I bet that happened to someone out there. Probably. Someone probably was like looking at their phone

Seeing it and then back you got 45 million borrowers Go ahead say it Cut it all right More chance you got 45 million borrowers. Yeah, that's good. What did I say the first bar hours? Whatever. It's my birthday I'm drunk it's your birthday tomorrow. So you don't get it anything. Well, it's your birthday in Japan and Australia Possibly Greece no

No, not yet So So you got 45 million borrowers not anymore Yeah, all right. Well, let's explain it first because I've gotten DMs I think you got DMs people like what does this policy mean? What the hell's going on, right? Joe Biden he announced after what feels like decades we've been waiting for this fucking guy. Yeah to make a decision He has finally announced his plan for student loans

Up to $20,000 of debt cancellation 10 10,000 for people without Pell Grants and people with Pell Grants are eligible for $20,000 of... Are Pell Grants for people with lower income? And they're grants, they're not loans. So they oftentimes don't have to be paid back, but that's to target more debt relief for lower income people. Right. So if you're someone who's got these loans,

you don't have to do anything, right? It's just gonna be an automatic. Well, that's the thing. It all happened, I guess, yesterday for us, two days ago for you. Two days ago for you. And, you know, me and our producer, we both have student loans

where we're trying to get on the website. The thing has just been crashed. You can't get in there, you know, doing the whole like, we'll be back in a moment. Yeah. Things, so we'll see, apparently a form is supposed to come out that you'll be able to fill out. That is one of my big concerns,

can the Department of Education deliver? No. It is a little bit scary. It's nice they, ideally, they would be able to just do all this, right? They have all of our tax return information. They have everything they need. They have our loan amounts.

They have whether or not we were Pell Grant, Recipients or not, just fucking apply the cancellation code. Like a line of get hold at gunpoint, one of the Google nerds, kidnap them in their home, bring them into the Pentagon or wherever the fuck you do it, and tell them what you want it to be done, and they'll get done. I also think that would be an easier cushion too for when, because part of this as well is the pause is still in effect.

He announced that December 31st is the end. This is the last one. So you're going to have to pay payments will restart January 1st of 2023. But how great would that be if you know, everything automatically renews, you know, you can see your balance shrink. I bet. I bet. What would it be fun? That due to the government's ineptitude, they accidentally tack on $10,000. Everybody's dead. That would not be funny. That would stop.

That would not be funny. All the stop. That would not be funny. All the Ben Shapiro's out there and people hating on it would be loving it. We did it. We did it. Man. That's the most interesting part to me is the people who are hating on it.

Cause at once I kind of get it, I get where they're coming from, not as like, I had to suffer so you do too., which is let's just start from there. Okay. How fucked up is that? Oh, yeah. It's pretty sadistic. Like there was so sadistic. There was I was reading you tweets of people who their entire argument is that

they should not get cancellation because I paid back my student. Yeah. And all of them, a lot of these people are saying how they struggled to I suffered and struggled. So it would be unfair if someone else did not suffer. And I feel like the same people who are talking about that are the same people who say that everybody's too weak these days, and you know, like, oh, so now you're the one crying. Iced woggled, so why does everybody else not get woggled?

It's also just such a backwards thing yeah, you just suffering should just continue right? You're just against progress. Yeah, like anytime you struggled well, we you know, we can't change anything because I I had to suffer hard ship. Oh, yeah. Oh, Oh, Steve. So I was just going to say my favorite thing about this is the Ben Shapiro is the Stephen Cratters. These people who are pissed about student loan forgiveness. Yeah, oftentimes it's very easy to find their PPP loans, which have been forgiven. Paycheck, Paycheck Protection Program, huh? Yeah. So here's Stephen Crowder.

Student loan forgiveness sounds real nice to illegal immigrants, which what do you, what do you talk about? What are you talking about? People with no life experience, people who don't have families yet, and people who use preferred pronouns. And here is his louder with Crowder LLC.

He received $70,000, $70,448 of PPP loans, which with interest ballooned to $71,208, all of it forgiven. I mean, granted that is a totally different thing to be fair, because that was pandemic. Money that the government was giving out to try fair because that was pandemic, money that the government was giving out to try to keep the economy just frozen in place. But, no, that was to protect people's paychecks, right? That was to make sure workers were still getting their paychecks.

Right, and studies have been done that it didn't necessarily do that, right? I think in the most generous study, it was like a quarter of that money went to keeping people's paychecks going. And then the others. On less generous studies, it's like, the lowest is like 5%.

The rest is going directly to businesses. Directly to people like Stephen Crowder. Stephen Crowder, who is just a penis. But this is the problem, right? It's these gifts to rich people and stuff like this. It's never a fucking problem. No one's complaining about when these are forgiven. No one's complaining about a $2 trillion tax cut

that goes directly to the rich. No one fucking cares, but then when someone struggling with student debt might get some cancellation, it's like stop the fucking presses, this is ridiculous. And they also try to put it on working people. They go working people don't want this. Blue collar people don't get to benefit from this. And the nice thing is I'm seeing pushback,

like UPS drivers are taking selfies in their trucks, like stop trying to talk for me. Like this is good. I don't want people to struggle with student debt. Yeah. Like, and it's like people like Stephen Crowder, Ben Shapiro, everyone going like, oh well this is a, you're just spitting in the face

of everyone out there who didn't go to college and who could, it's just like, no, they're fucking not, dude. That's these guys's job, though. Their job is to sell you up, rile up boomers and rile up right wingers and just continue to sew discord because it's profitable for them. Straight up, that's their whole business model is pointing to the other and obsessing over every little move while also saying that they are the identity politics people. These are the fucking identity politics.

I mean, look at this. The fucking tweet about student loans. Yeah, he, he managed this. It sounds really nice to illegal immigrants, people with no life experience, people who don't have family jet and people who use preferred pronouns. It's just, it's so, people with no life experience, people who don't have family jet and people who use preferred pronouns. It's just, it's so mean like Democrats is whole thing is trying to, they're trying to make

life better for people with, um, I don't know if that's Democrats whole thing. That's true. But like, that's a fucking legislatively, you know, they're trying to fix global fucking warming and. Are they trying to fix global warming? Shut up. I'm trying to make a fucking point here. But the right seems more concerned about the culture wars when it's like, dude, we got bigger fish to fry.

I can't agree with that. Democrats are pretty tied up with culture wars stuff too. That's true. Everybody is. So they should vote us for president. Vote us for president. I will say Biden has been like pretty fucking based about this. The, you know, they don't say base dude.

That's cringe to say based. Look, if all this fucking, it's giving cringe to say, if all these kids are going to DM me based in mid, I'm going to start using it. Yeah, I'm going to, I know, I know what it means now. Yeah, someone asked him directly like when he was given the press conference, he was walking out and they were like, you know, what about people who didn't, you know, who didn't go to college and don't see any benefit from this

and he just like turned around as he was walking out and he's like, what about all the tax cuts that go to the rich and no poor people ever see it, what about like, and so it's just like, shot the fuck up. Biden was being interviewed on Face the Nation, I think it's on ABC or whoever, but he's asked this question and he gives a great response that if Trump gave the same response everybody on the right would be applauding him for being a populist if the Taliban ends up back in control and women end up losing the right i don't look you're telling me that we should go into china because go to war china because what they're doing that the we're just a million we're just in the middle of the western concentration camps is that what you say to me it was your quote sir asking you know i know i gave you my gave the answer use do i bear responsibility zero responsibility

the responsibility i have is to protect america's nate national self-interest and i put our women and men in harm's way to try to solve every single problem in the world by use of force that's my responsibility as president. And that's what I'll do as president. I thought that that answer was interesting. And it doesn't seem super populist. Well, kind of, because it's just about like America's problems first. America for, oh well, yeah, either way, I liked that one little sound bit of him saying, we can't solve every single one

of the world's problems by force. And it does present. And he's like, that's what the CIA is doing by toppling the government. I'm not going to fucking do it. Yeah. What's that? A job or whatever?

J.S.O.K. or whatever? The joint. There's some security private security force that the president has direct control over. That has like no accountability. I don't know. J.S.O. like no accountability. I don't know. J-soc. Yeah, joint special operations command. Yeah.

Yeah. So he's like, look, I'm not gonna get us into a big military engagement. But then at the same time, it sucks because it's, you know, that, yeah. Do we have a moral? Is there a moral imperative for us to do? All right, I feel like we're getting very far from the student loans.

Yeah, so the student loan thing, that would be like being upset at a tax cut because, hey, I was just paying higher taxes. And now these people are paying lower taxes from this tax cut, that's not fair. Even though a tax cut benefits everybody under it, but still. Also, people seemed to have a weird understanding of how this is going to work. People think that working people somehow pay for this. We were cracking up. I wish I should have saved the tweet, but we were cracking up at the, the woman who tweeted

at one of them who was like guy who doesn't understand how taxes work. Just very scared that he now owes $20 billion for a new fighter jet. Yeah. So everybody relax. Everybody fucking. just very scared that he now owes $20 billion for a new fighter jet. So everybody relax. Everybody. Also, it's important to note that, you know, I obviously, and a lot of people wish that Biden went way further. He could have. And could he though, like, didn't Nancy Pelosi say recently that the president has no

power? That's another thing that's confusing to me. No, he, we've covered this before. The president has the power. That's another thing that's confusing to me. No, we've covered this before. The president has the power to cancel the debt. Okay. You think there's like some kind of constitutional thing to know the- I have no idea. The president can cancel a little bit of debt. Got it.

He looked up some of their old tweets. That's how he's canceling the debt. Right. The debt made some questionable tweets in 2012. Ha, ha, ha, ha, ha, about gay people. That's how we got them. That's how we finally-

That's how we canceled the debt. But it's a huge deal. There were articles tracing the roots of this back to Occupy Wall Street. So I mean, this is more than a decade of. And at that point, it all seemed like a joke, right? You know, it's like there's no way they're ever gonna do that. Even up until, you know, the 2016 campaign, I remember even on the left, people were like, you're insane.

You're out of your mind. That's not ever gonna happen. 2020, it seemed like an absolute pie in this guy thing. And people just kept pushing and fighting. David Dayin, who we had on this show, you know, did a lot of work putting in hours, looking up whether or not the president had the authority to do this kind of stuff. Oh yeah, now I remember, right. So it's really wild to see, even though it's not wiping out

everyone's debt, it could be, I mean, we'll have to see how it all shakes out, but it could be up to 20 million people get their debt completely wiped out. Wow. Yeah. That would be nice. That's almost half of that.

That would be so unfair. That would be so unfair. Another thing to mention too, while everyone's going to be talking about the 10 to 20k that's going to be forgiven, there are new policies that are going to be pretty big for people who will still owe money. Let me make sure I get this right. The first one is, they're restructuring the way the income-based repayments work.

Basically, everyone is on an income-based repayment plan now. That used to be capped at 10% of your income. So you wouldn't have to pay more than 10% of your monthly income, cut in half now, 5%. I mean, this is all for undergraduate loans. I don't think this touches graduate school loans. But so I mean, that's huge. If you make 60 year into year,

what do you make? Five grand every month. So you can divide 60 by 12, right? Yes, you know. Let me check. Yeah, that's right. So I mean, your payment, if it used to be $500, it's now gonna be $250.

Great. Huge. Another big thing, because when I first heard about this, you know, for me, I was like 10 grand, it's not gonna mean a thing to me. Mine, with interest, it'll balloon back. I won't have any chance. That's not gonna help me catch up on it.

Sure. Because of the interest, now, as long as you're in one of these plans and making payments, and that payment can be zero dollars, if you make, if you make a, there's a certain threshold, I think it's $30,000 now. If you make $30,000 or dollars or less, your payment is zero dollars, but it still counts towards your monthly payments. It, like, pretends like you made a payment for that month.

Okay. Because income-based repayment plans after, I think it's 20 years, 10 to 20 years, it's done. It's forgiven. Boy, these income-based repayment plans sure are based no They sure are cringe these income cringe. What about the income current? Oh man, I'm just fucking up left and right It's alright But so now as long as those payments are made your interest is not going up. Okay from the interest being what how much it depends I think mine's 4.5% damn

But that's huge because that was one of the things you you know, I have friends who have paid, say, 200 grand on a hundred eighty grand of loan, $180,000 in a loan. Jesus Christ, 180. And they're still not paid off. We gotta go. That interest. Yeah. And that's another thing. When these people complain about it, like, you took that loan out, pay it back. They have paid it back. Right? They've paid it back, but they can't get ahead of the loans. You have people who took out $40,000 and have paid back 60K. Yeah.

And they can't get out in front of this thing. Yeah. Cause the interest. Yeah. Yeah, that is an interest-corringe loan right there. Another thing is like, this is, people weren't forced into this, but this is what the policy was, right? Like from, you know, basically Clinton up through Obama, it was, go

get an education. Like we're doing these loans. So you can, and the rise of college costs followed that, right? And so we told everyone you have, and now you're seeing it still. You see job postings for that are that the salary is $35,000 a year. It requires a bachelor's degree. That's crazy. You know, we created the system and now we're just saddling these people with debt. Yeah, it's frustrating. It's a shitty time to be a person,

especially one with student debt. Yeah, not me though, folks. Sorry. I'll say, it's all right. Take a lesson, have a grandmine and grandpa who were teachers and... And then kill them and kill them. I should go visit their graves.

Pfft. There are some juice emittery off of the five freeway. I don't think you can call it a juice emitter. Or the 110. It's off the five or something. They're in a mausoleum. Like not a mausoleum, but the indoor one where you're in a wall. Like why the fuck would you want to be buried in there?

Dude someone was just telling us about the stink. Oh, it was Gary. It was Gary, yeah. Stinky, winky man, stinky in there. Anyway, let us know if you're getting your fucking loans wiped out though. Yeah, let us know. And fucking congratulations. Also, if you do get your loans wiped out,

keep fighting for people who still have loans. Yeah, we're gonna get all the shit wiped out. We'll cry about it, man. God, what do you mean? Don't cry about it if you, if you lose unfair? Oh, don't cry. I mean yeah, so what also a lot of people think it's some kind of gift to the wealthy The wealthy do not have student loans my man. Yeah, I'm sorry. They have wealthy parents who pay for them They sure do the best thing is also seeing a Important consideration here too is that only 8 million people will be automatically enrolled and likely 30 million plus will have to apply. Make sure to apply.

You gotta apply baby. Don't get left behind. The federal government will not be fucking calling you to make sure you do it. So make sure you get your shit sorted out. Don't assume. You gotta get that shit sorted good luck. Call them and annoy them and be like, am I on the right plan? Make sure they're keeping track of your income based repayment plan.

It took them 10 years to figure out the fucking public interest forgiveness program. So do not sleep on the Department of Education. Don't sleep on it, sleep in it. There we go. Japan is, is, that's not a good transition. No, you got, you, oh, people are excited about your new water bottle. I'll tell him what happened. I'll tell him when you take the sip. You left it. He, no, fuck. Okay, what happened? Can you do it without

saying, uh, why you giving me shit? You know, that's just how I talk that's how we do it is it yeah I'm trying to help trying to be like your little internet friends make make fun of people cut people I don't make fun of people you just made fun of me I didn't make fun no I asked if you could do it without saying uh you made that's not can you that wasn't a nice meal uh let me think about it and if I can't do it I'll beat the hell out of you. What happened to your, my fucking landline. You're not gonna beat me. You're gonna kiss me.

Oh, with the phone fuck, yeah. You're gonna get it. So I was going to Mexico City. I was in a rush because Ben got here late. I asked him if we could record 30 minutes earlier. And he was like, yes, sure, bud. It was actually his idea. He said, why don't we get you out of there early? We'll show up earlier

He shows up 15 minutes later than usual, which is kind of it was later than usual. Yeah, fuck we were all sitting here texting you and then I'm racing through the airport I get Through they pull my bag and I'm like god damn it. I forgot to pour the water out of my bottle I begged her to just pour the water out of my bottle. I begged her to just pour the water out. She was like, no, you can either go back around or we keep the bottle, which is an insane policy. And I said, I wanted the bottle for her. Yeah, I said, I don't have time to go back around because my God damn co-host, who never lets me forget that I say, uh, sometimes was late today. And she said, I'm sorry, enjoy Mexico.

Did I do it without saying, uh, you did good. All right, tell us about Japan, you little freak. Japan's Japan. It was a big, it was a big shock yesterday. They're reversing their stance on nuclear power post Fukushima. Post? Post Fukushima. They're restarting some of their old reactors.

I think they have six active reactors and three ones that are like down for repairs or something, but they're restarting those three and they're considering building some next-gen plants. There's some new, there's a lot of hype bubbling around nuclear power lately as being... I wonder why.

Why, because it's clean and efficient? No, because there's a war in Ukraine. Oh, yeah, yeah. I think the most interesting part about the whole climate change thing and this, the energy... What's the most interesting part about climate change? Well, the thing that I don't think many people considered myself included is how... What's going to get... Well, with the droughts don't think many people considered myself included is how hot it's going to get. Well, with the droughts and the water levels dropping, there's ships, like, there's all sorts of...

Nazi ships, washing up on shore. Have you seen this? What? In Europe, there's such severe droughts, Nazi ships are poking out of the water. Like, like, some good ones? Yeah. That's cool. That's pretty tight. So, well, so there, that's one part of the climate change and drought that I never considered is the fact that these rivers are drying up and they're vital for transportation, for coal, for all sorts of resources and commerce. And, you know.

Yeah, that's what these fucking big hot shots, these fat cats down in Wall Street didn't account for they did they were like wow It'll cost us a lot on our bottom line if we do anything to make these practices more green and then they're like, gosh shit Ships don't go in the water don't go in the water too low ship don't go in the water too low Remember remember gentlemen. I'm whacking the board here with my pointer. Ship don't go when the water too low. So that caught the, but the nuclear thing is interesting

because it got a lot of flack for a long time. And I, even I remember thinking, oh yeah, nuclear power is dangerous and it's like dirty or something. Well we've seen a lot of horrifying stories. Yeah Fukushima for example Chernobyl. Chernobyl. Yeah the I mean Fukushima is what? 2011. So I mean there were some horrifying pictures. I remember being like disturbed. It's scary. But when done properly, and when you learn from those experiences, you can better.

Also, I think when you take aggregate amount of the harm that everything, all the fossil fuels we're using now, I mean, people don't really take into account what we're doing to ourselves with all these carbon emissions and everything and all these fossil fuel burning. It's got a lot of health effects.

We're all living shorter lives because of it. There was, I think it was David Wallis Wells, who wrote a great book on, I can't remember what it's called on climate change, but he had this stat about how, so remember when EasyPass was introduced, or it's probably called something else, it's FastTrack, on the East Coast, it was EasyPass,

and it's called something else everywhere else, but you could now, Yeah, you could now go through the tolls without stopping, and then they introduced the ones where you just had the thing, it would read it, and so no more tolls, it either picks up your reader or takes picture your life's displayed in Sons of your bill. The amount of like birthday facts,

like congestion issues, all these weird cancers just dropped dramatically because people were not idling. So in those neighborhoods where there was tolls, just the cars idling nearby was just causing all these health problems. Now that's not fair to the people who already got birth defects.

Right, everyone should do that. Everyone should have to die. Because I already suffered. I have lung cancer. You should. I want my kids to have to die because i already suffered i have lung cancer you should i want my kids have lung cancer i want everyone to have they shouldn't let us know that cigarettes are like the doctors deciding what they we we just realize that cigarettes are bad we we gotta let people know some guys like that's not fair to the people who i've already been smoking oh i will say because they're like there is another argument that people say about the student loans

of like, well, this doesn't do anything to address the ballooning costs of these higher education institutions. That's the real problem you have to address that. It's like, my man, yes, do both. It doesn't stop here. Keep fighting for that, pal. You're almost there. You're almost there.

We're not against that. We're for that, pal. We're with there. You're almost there. We're not against that. Yeah. We're for that pal. We're with you. These people I swear to God. These people I swear to God. Anyway, the basket of uranium stocks, I think is interesting.

I'm gonna just belt off a few off the top of my head. belt them off. CCJ. CCJ. You, you, you, you. Me, me, me, me. That's the ticker. Oh, it's for you's for me. What? There's a you Roy you are I did not Roy

I'm sorry, but I did not there's also you EC. I don't know if I did There's also you got no others. I think there's nx e How have I did? I'm pissed because I had a bunch of quad U, I'll just call it that. U, U, U, U. Stop. Stop. But I still have U Roy, I have U ROI. CCJ is setting up interestingly. If you look at the weekly chart, especially, it's just kind of been like all in a long kind of,

there's a lot of uranium stocks out there. So if you're interested in investing in nuclear power, if you believe that there's a future for it, which I personally do, I think that there's probably something to be said for the fact that this, the whole Russia thing is kind of become a, what do you call that? A pushing stone? Yeah, pushing stone. A pushing stone. Yeah, it's a, it's a pushing stone for, for, for nuclear power, something. It's like pulling it forward. A

linchpin. A linchpin, no. It's like a catalyst. Nice. It's a catalyst for, I knew you'd get there. But it's quicker catalyst. If I had to, I knew you'd never learn. What's the word for a quicker catalyst?

A pushing, pushing story. It's a winning story. For nuclear power. And there's a, yeah, I think that there's, because now it's kind of they cut with their pants down. Now they are so dependent on these other, it's so much smarter to be energy independent, I think is what a lot of countries are realizing,

including in especially Japan, and including in especially many countries in the EU. So, and America for that matter. Like there's the Diablo Canyon nuclear power plant in here in California that they're trying to push to keep open because, hey, we need power, baby. We need power. Man, I've been enjoying, so there's this account.

I think it's called Cars Roondar City. Cars Roondar City's, and it takes pictures of before and after. Yeah, and what they look like now. But another, I think from there it pointed me to, you know, this thing about how it's not too late to transition away from cars and move into cities that make more sense. And I think it's Amsterdam. They have pictures of Amsterdam in the 1970s, full of cars, right? And it's just like a fully car city. And now it's just, you know, bike lanes, people right and it's just like a fully car city and now it's just you know

bike lanes people walking it's this very bikes are gay bikes are gay and if you ride one you suck that's what Stephen Crowder would say now that's the wow people who use pro pro for pro nooms they like bikes so I don't want to live in a city with that. I want the car. Do you know that he, he wears gun straps? Dude, he wears holsters. Yeah, I guess he's a fucking weiner. How come, what is with all these big, I want to talk about this on Ape all when we record, but because the whole,

why is that like, that Alex Stein guy thing? What's that? Well, we'll cover it, trust me, it's good. But a lot of these personalities are like failed, Stephen Crowder, failed comedian, Ben Shapiro, failed screenwriter. That's so odd, because they're both so funny.

I know. I know, it's weird. Well, because lefties just can't take a joke. Is this the problem? That's their problem. That's their problem. Yeah, it sucks. It's that fucking Simpsons meme with principal skiner saying,

no, it's the children who are wrong. Yeah. That's their whole, that's the impetus for their whole careers. Is not everybody else who's wrong? Gavin McKinnis. That's even funnier because it just goes, it's so much insecurity and it all just manifests in wearing fucking gun holsters in your dumb little studio.

fucking gun holsters in your dumb little studio. Oh, his isn't. I just, I wish nothing but the worst for these people. Actually, I should say, I don't want to perpetuate that kind of shit. No, no, no, man. You got to do some radical love shit. That's what I'm saying. I hope you find enlightenment and realize just how I can't imagine these people taking mushrooms and having experiencing their kind of ego death and just realizing like, oh my god, I am so toxic! We're all in this together! Millions of people? Fuck!

Yeah, I'm perpetuating a cycle of like hatred and bigotry. Oh shit! I should do something about that. I just found out I love everybody. Yeah No Yeah, that's got to be a weird realization bikes aren't gay bikes aren't gay having clean air is good Oh, man, if Stephen Crowder wrote a bike on acid. Oh, geez crap. Oh his whole shit would change man Yeah, his whole shit would you even Crowder do acid with me challenge actually i can't that would oh no no you got to do it in a way that he understands

you got to challenge him to a debate about fuck it i don't know prove me wrong or something get a desk with a sign that says something about something oh yeah what's the whole thing prove me wrong it's prove me wrong something and he like cuts it together to make college kids yeah and he debates fucking twenty year olds you're right and even then debate is, he's just such a disingenuous prick. He's a penis. He is a penis. You look at him. You just got a smug face. Yeah. Like a penis

would have. So anyway, speaking of penises, Jackson whole symposium is a... Who's Hole? Jackson's Hole. Okay. No. That Jackson Hole Symposium is an annual thing where the fed people all get together in self-suck. And it's happening tomorrow morning for us today for you hours, a few hours ago. I can't believe they would do it on my birthday. I know.

So a lot of people are expecting downside in the markets because they expect J-Powell to double down on his commitment to crushing inflation and deliver an aggressive tightening message and crush any hopes for a rate cut later this year. Because now basically because they've been tightening so quickly, raising rates, everybody thinks that the fed's gonna slow down, which would be bullish a little bit, because it's like,

oh, they're gonna slow down a little bit and not speed up. But so he's, you know, he's expected to reiterate his case. Everybody kind of knows already what he's going to say. So what does that mean, Emil? It's baked in. Price didn't. It's all priced in yet dumb. Fuck. Try to catch this one. So's all priced in, you dumb fuck.

Guy, try to catch this one. So he's a, he'll end up crying. He's expected to reiterate his case for slowing the pace of tightening while also stressing that they are committed to bringing down inflation, but that their policy decisions will depend on incoming data. They also don't want to cause a recession by moving too fast.

So basically, yeah, basically, they're same thing. They're saying the want to cause a recession by moving too fast. So basically, yeah. Basically, they're same thing. They're saying the same thing like, hey, we're just going to wait for the data and kind of go play it by ear. I'm not going to do whatever my run. Thanks for going to do. But on average, so this is an interesting little statistic. Give it to me. Did you know that September is historically the worst month? The worst performance. The 21st of September song? Yeah. Yeah, that's exactly right.

It's because of the Earth, Wind, and Fire song. That's why the stock market. It's a record for four. Because all the traders are out there singing the song every day. I can't get anything done. I can't get anything done. They say sell everything.

We're gonna be singing Earth, Wind, and Fire. Ba-ra-ra. And there's just not doing anything. Selenomestox. Yeah, that's great. Buy and bonds and Selenomestox. So that's what they do. They sell all their stocks.

But since 1950, when that's on came out, the S&P, I think it's the S&P, average is negative half of a percent. And did you know that November is the strong? So seasonally speaking, I believe because of the Christmas season coming. Probably, yeah, they call it the Santa rally. November is the strongest month and since 1950, it averages 1.7 percent higher. So today, in Japan, just feeling it. Yeah, it's happening.

Strength of the bull market. So one of the Fed presidents this morning for us yesterday for you said that it was harker. It doesn't, he doesn't see a sustained risk of recession, which is good. And he is personally not in the camp of taking rates way up and then right back down. What camp are you in? Are you in the slow study wins the race thing? Because as long as they don't see see if the Fed comes out and says

We don't see a recession as being necessary and we're capable of doing this soft landing the more that it proves to be true The more things will kind of come down I think Jackson hole Jackson hole we should go What are you doing a mile besides my birthday? Um, we'll fly out tonight literally nothing What are you doing in my life? Besides my birthday. Well, flat tonight. Literally nothing. We're going to Jackson Hole, baby.

Jackson Hole, is it Wyoming? Mm-hmm. Have you been? Yeah, no, many times. I go to Jackson Hole all the time. Don't say it like it's create. I know so many people from LA who go to Jackson Hole. Seriously?

Yeah. Why? It's a lovely place apparently. Really? Yeah. Are you fucking with me? Dude, it's, no, it's like one of the nicest. It's like a bougie-ass fucking resort town Jackson hole for look I don't see any hole

Wow, that is beautiful look at that grass. I mean those are normally ski Yeah, yeah, keep going look at this. I've never been skiing you've never been skiing. Oh Come on man people are going to Jackson. Oh like it's nobody's bids look at it wait hit that ski map That's just miles and miles of trails. Look at all that shit. Are there bears? Are there grizzly bears in Wyoming? I had a met There's gotta be man It's weird the California used to have grizzlies like that seems to like I think it's even closer to that everyone was like we got to kill them all every last one Well, maybe they said some racist things on Twitter would that be worth it? Should we kill everyone he says something fucked up? Yes

Especially geared toward me Speak wow. Oh, oh, I thought the timer said 43 minutes so it's 48 we're running out of time but I wanted to get to this Google thing Google I'm a fucking clown today dude most days you got Gmail right you're Gmail user right Most days you got Gmail right your Gmail user, right? Yeah, yeah, so am I I used to have y'all I'm sending my emails. I'll even put out my old Yahoo email No, don't you can email it Benjamin dot com at Yahoo dot com no boomer man No boomer man was a. O. L. Sun fuck yeah, actually it was like basket case two four one five or something boomer two four

Because green day fucking yeah, dude. I loved loved green day so what's going on with Gmail? Have you noticed a meal that sometimes you have emails that aren't emails? Yeah, they're ads. Yeah, that pisses me right? Doesn't that piss you off? You know who else it pisses off? The good folks in the European Union. What they did? The EU, the EU. What they do the EU the EU They're the code the EU court Says that Google breached a ruling by sending unsolicited adi What the EU really gives a really gives big tech the business. They they really care about privacy They might be they also might be forcing Apple to change their chargers Yeah, no, they are yeah, And they're changing them stateside too.

I think they have until like 2024 or something to make it all USB to make it all universal. Yeah, which is cool, because they've enjoyed it for long enough. All right Apple, you were the biggest company in the world. You get everybody to buy these fucking phones. But so the EU court said that Alphabet aka Google should ask users for prior consent

before sending any direct marketing emails, which is funny because you know how Google's gonna solve it? There's gonna probably be a pop-up that says like we've changed our terms and conditions. Do you agree to this? And in there, it's gonna be like, you agree to getting ads, you agree to this, you agree to getting unconsumable.

I know you're not concerned. I don't know, dude, I'm trying to get work done. Yeah, just- Can you give us- Do a leap of emailed me back. Oh man, so it is interesting that they're fighting them, but is it gonna mount to anything? Probably not, and that's how they make all their money, is that retired?

Don't sleep on the EU. Yeah, EU. EU. They France fart, EU. God, EU. EU. France fart EU. God, with all that stinky cheese. You know, it's smell crazy. You know, it's smell crazy in France. Just looking at France.

Yeah. You know, it's smell crazy in there. You looking at France with binoculars from Spain or something. Yeah, I'm in London. You know, it's smell crazy in there. Do it in the camera. You with your binoculars. Damn, look at France over there. You know it's

smell crazy in there. You know it's smell like roke furter. So shit. Uh, meanwhile, so Google's also not fucking around with Apple. There is a big ad campaign. There's a not even ad, there's a big campaign. I'm surprised it took this long. Seriously though, man. At Google Social, out of home campaign tells Apple to, quote, get the message. And it's all about attacking Apple, making, this is part of their Apple's ploy is like,

they make it unsexy to get the green text. Like, it's a meme that I have friends who switched to Android and then switched back because they were like, it ruined socially, it was like exiled from group chats. I mean, it's very real. It's very real. The image quality when I send an image or video is. Oh, blurry.

Yeah. A video, forget it. It's like, I'm like, why did you send me the tiniest video in the world? Yeah. Sometimes emojis get interpreted poorly and it's just like a question mark box thing. Yeah, they've been fucking with Google

and Android just basically any non-i-form. As fucked up as it is, it was a good idea. It was basically, it was basically another social media platform that you could only access from their hardware. Yeah. I mean, even all the fun little stupid things, like sending the Mimoji stickers and all the bullshit.

Yeah. It's a monopolistic adjacent thing. So they, but I didn't know it was so easy. I thought it was like an actual, I thought there was an actual reason behind it, right? That like only iPhones could talk to each other, but Android is saying that, no, it's just that Apple refuses to let us in.

Yeah. Android is, is their campaign is hashtag get the message and they're trying to push Apple to adopt some kind of standard protocol. Well, not only that, you know, it's great about being on iPhone as well, if you're traveling abroad, you don't need to start using WhatsApp or Viber or anything else. You can just use, you can still use iMessage, which is great. So it makes me wonder, like, so your friend who switched back, and I've got friends who

were Android users who finally capitulated right and got iPhones it makes me wonder how much of their sales is due to just the inescapable involuntary cult of i-message I would switch I'm still pissed off I've got like the latest fucking thing here and it still takes dog shit pictures I don't understand. It depends what I like it because all of my things talk to each other. I have a Mac, yeah, yeah, yeah, yeah, yeah, my phone, my watch, everything is, everything sinks, which is very nice. That is nice.

I take terrible pictures anyway, so it doesn't fucking matter. Even if you gave me the nicest camera, they're coming out, dog shit. Yeah. I just don't, in like this, the front facing camera when I try to do a video, it comes out all fucking grainy. Now that I've graced galed my phone,

people get like when we were in Mexico City, my friends were like, take a picture of me, I'm taking it and I'm like, we'll see what they look like. It's all black and white, but I think like, dude, can you just take it off from Exca City? No.

I don't want to look at my phone in Mexico City. So I do wonder if that will have a negative effect on sales. See, they got that XIV coming out. Oh yeah. And like, it will be really interesting because if this campaign is successful and they get the FCC or whoever is responsible

or the EU anywhere, whatever, if they force Apple's hand to adopt some kind of universal protocol to make messaging seamless across devices and not just discriminate against anything non-Apple. It will be interesting to see if their iPhone sales will take a hit and if they do, oh man, I bet Apple stock just gets walloped. Because like, they're entire...

I can't imagine that's the only draw. I think it'd be a small bump to be honest. You never know. You never know. You never know. I bet there's a lot of Apple users who would be curious to try some. Like iPhones are nice to use outside of iPhone. That's what you're saying. They is tight.

They're like very easy to use. Yeah. I will say, Android's, they have stuff that I'm surprised it's taken this lot. Like I think with the next update we're finally getting the unsent feature. We're finally getting the schedule a text feature, we're finally getting edit text maybe. And all these things, Android to vet access. I was so pissed when I heard that Android users could schedule texts. I want that so bad. Schedule text. So like, if I forgot to text someone and I'm like, ah shit, it's midnight, I'm about

to go to bed. I don't want to forget to text them tomorrow. Uh, I could just, before I'm going to bed, be like, hey, sorry I was busy today, and then schedule it for like, eat in the morning. So it seems like I'm a normal person, not texting them at 12.30. That's gonna do wonders for Instagram comedians, these new features. Oh man.

Why? Because they're gonna be coming up with all sorts of hilarious like, sketches about, about shit like that. These new features. Oh man, why? Because they're gonna be coming up with all sorts of hilarious like sketches about like what about shit like that look. Oh man I absolutely said my mom oh fucker text that I meant to send to my girlfriend. I better click that unsaid But then I unsaid the wrong text. Oh, no, no, it's even worse. Oh man. Oh, I'm scheduling a text I'm scheduling a text to my girlfriend. Oh, no, I sent it to my side chick. Or vice versa. Oh, no, I'm sending a schedule

and a text to my side chick. I'd love to see your ex-bore page. Oh, I sent it to my girlfriend. No. You know? Yeah, sure. Yeah, yeah, no, I know that kind of content. You had to have been.

I'm for sure getting that as well. Yeah. I'm not getting it, but I just know that that exists. Because it's like an offshoot of Vine back in the day. Vine really started the front facing camera. It started everything, man. Not everything. No, it started a lot of shit.

Like... I don't know, man. Don't put me on the spot like that. I don't know. I'm putting on the spot like that. Oh, no. Six second videos. Six second. It was a great idea. It was really fun while it lasted.

Also, apparently iPhones are gonna have more ads on them, which is great. We need more ads. I can't wait to get an ad while I'm taking a shit or something. Oh, well, that's what's funny. So they released that update that everyone, I mean, I love, you could now ask app not to track. So every app wasn't tracking your shit and selling it for advertisements and everything. And it's like, okay, thanks for that Apple.

And then they're like, actually, we're gonna use it for putting more ads on stuff. I think. We started be funny if like instead of Google giving you the ads, if we give it to you. We give it to you. But don't worry, it'll be stuff you actually like because we're tracking all your stuff. Yeah, we are nobody else's No, they're not tracking anymore. We are yeah

Fuck you. Let us do it Tim Apple is rolling in his Grave where he's alive Steve Steve jobs Steve job Where is he he's dead you said he's alive? No, I said Tim Apple. Oh, whoops. Steve Apple. Tim Cook is alive and well. I don't know if he's well. So it's probably well. Tim Cook. Hey, I bet he's real well sitting on a fat stack of cash. Dude, his stock options and all that shit. He's making a killing. There was so much concern. Well, there wasn't that much concern. But like, when Steve Jobs died,

when he RIP'd, he RIP'd, the stock dropped immediately, but then immediately bounced back because it was like, it's priced in, we knew it. Like, Tim Quick Rock. No, it was, we knew. We fucking loved Tim.

It was, we knew Steve Jobs was gonna die. He was on his way out. And he was doing like a pricing. He was we knew Steve Jobs was gonna die. He was on his way out. And he was doing like a rising. He was doing a juice cleanse to fight cancer. Yeah, he was like, I have a very, very deadly, pancreatic cancer that's like almost incurable. I know what I'll do.

I'll drink juice. I mean, I think he was dead either way. Probably. I'm gonna put a thousand songs in your pocket. I'm gonna put a thousand songs in your pocket. I wish we had a sound bite of that. I need it. We need to get a sound board like Cody and Noel have where I can just press a button on an iPad where I just go a thousand songs in your pocket, shut the fuck up.

We had it and you abused it. You kept hitting the fart button. That's not true at all. I'll pull the clip. I think you should prove it because the onus is on you, the accuser, to prove it. I can literally pull the clip. Pull it from where? The clip.

What if you pushed it instead? I'll push the clip out to where I- I speak to you in Jim Parlance that you understand. Jim, who, the guy from the office? No, Jim, like workout. Is it a push or a pull? You know, like push and pull movements. Fuck! It's not work!

Oh, is that what people say? I don't talk to anyone at the gym. Oh yeah, you just walk around barefoot, like a little freak. No, I don't. You're absorbing everyone's fungus. I do not walk around forever. Yes you do. No, I told you one story, Rick.

A guy told you not to walk around forever. No, I had socks on, number one. Oh, right. Because that's an impenetrable force. There, see now it seems like I was the bad guy and that guy was a jerk. I'm not gonna tell the whole story. Thank God. But I do not walk around barefoot.

Yeah. And no, I get in and get out. I was doing, I can now do pull ups with 25 pounds hanging from my waist. Hell yes, brother. It doesn't, it doesn't make a dent in my fucking shit brick house though. Really? Shit.

How are you doing? I do five and then I rest for a couple of minutes and then I do five more and then I drop the weight down to 10 and I do five and then I wait and then I do five more and then I drop it down to nothing and I do like 10. Hey, just keep out of hell. You know. I don't even know where I'm like 10. Hey, just keep out of hell, you know. I don't even know where I'm getting stronger. Where is it in my biceps?

I don't know where. This is the part where we transition to gym talk. It's gym talk. But wait, but your pull ups are gonna be your fucking... My lats? Yeah. So I'm gonna look flared. I'm gonna look trying.

I mean, it's gonna, it's like your whole upper body, but it's it's a lot of that That's tight anyway, then just dude back in general. Yeah, you're shit's gonna look fucking crazy, dude Man, I can't wait for all the guys to love it all the guys that the gym are gonna be like damn you're looking good, dude It is always guys anytime I've ever posted a shirtless picture on my story or whatever My deems are full of just men going like, dude, that looks sick, what's your secret? So you love that. Yeah, that's why I post it.

For the boys going absolutely brazy in the DMs. Brazy? Dude, what's brazy? It's like crazy I think. But like, boys, boy crazy? Can we look up brazy? I know kids are saying it. I know they've said really. I'm not joking, I think. But like, boy, boy crazy? Can we look up, Brazy? I know kids are saying it. I know they've said, really?

Don't do this to me. I'm genuinely curious. I wasn't sure. I didn't think that you fucked up. Brazy, it means crazy, but you're replaced to see with a B, because if you, oh, it's a blood thing. Um, oh shit, Brazy is actually a step above redonculus.

Oh, that's interesting. You know how dumb I am? Yes. TheurbanDictionary.com URL. I swear to God, for years, I read it as your band. Like, you are a spartan-i. It's like you're a spartan-i. A spartan-i.

A spartan-i. Yeah. And if you don't get that joke, you got to sign up for after hours. Yeah, I think I'm going to crack another Diet Coke, because we're about to go into after hours. Ben's going to have a Diet Coke. I'm going to have a fucking donut. After hours, oh, also, where there go into after hours Ben to have a diet coke. I'm gonna have a fucking donut after I was oh also

Where there might be after hours like Members only merch coming so like we're working on that shit you guys honestly won't even get the joke Yeah, if you you you guys want to even know what the t-shirt means or the bumper sticker or the coosie yeah or the Fucking sweatshirt Yeah, so so coming up and coming up and after hours We got the AMC plus pass. We're gonna be talking about Cinnabark filing for bankruptcy We'll be talking about movie pass couple book. We're gonna be talking about some tiktok guy who looks just like me Christ I get it because you people keep telling me that and the gayest place in town

What's that? I don't know. I'll find out that out out of That's it for that's it for whatever the show is called this week It's a true leader mindset this week. What are we called this week? Bit true leader mindset in our mindset to the next week would return true leader mindset returns for episode 49 This is 48 we're gonna have a big This week on After Hours. You know it's not crazy in there. Amuse but, days now, Amuse 48.

My dick was like not having it. I'm like, oh, whoa! And then, you know, you're acting like I missed 911. Sign up on TMGStudios.tv to watch the full bonus episode. I missed 911.