ZM's Fletch, Vaughan & Hayley - Fletch, Vaughan & Hayley's Big Pod - 16th December 2024

Episode Date: December 15, 2024

Thong Buns SLP - Do you get your financial advice from social media? Vaughan's Christmas movie then falling asleep Top 6 other hot spots Shannon's pigeon break in Student loan? Just go bankrupt Vaughan's community post Top romance books of 2024 How badly did your pet damage the house? August ripping the fingers Macca's remixed the make it click jingle Fact of the Day What was the surprise in the will?  See omnystudio.com/listener for privacy information.

For a few years, in the 1970s, the Mr Asia syndicate made millions. Heroin creates its own market. It acts like a form of play. Until jealousy, betrayal and murder brought it all crashing down. Then he just pulled out a gun, shot her in the back of the head, and then said to Wayne, you're going to help me bury her. This is Mr Asia, A Forgotten History. All episodes now available on iHeartRadio, Apple, Spotify or wherever you get your podcasts.

The ZM Podcast Network. The Flesh, Vaughan and Hayley Big Pod. Great Things Are Brewing at McCafe. The perfect start to every day. Play ZM's Flesh, Vaughan and Hayley, it's our last week of shows. I love Chris Lux and thinks he's wealthy, Mr New Plymouth over here. Yeah, someone just happened to be in the area where the physical Powerball winning ticket was purchased at the weekend. Was it 23, 24, 24? Oh you tell us.

How much is it? You tell us. I don't care. 1.5 of it's mine. No, I woke up. That's going to stand out like dog's balls in Spotswater. I woke up yesterday

and mum was like, did you buy your ticket for Lotto from the, I think it was at the Countdown in Spotswood. And I was like, no, I always get it on the app. She's like,

well, you should have because it's the only one that won. And mum didn't? Mum and dad didn't get theirs? No, no, they didn on the app. She's like, well, you should have because it's the only one that won. And mum didn't? Mum and dad didn't get theirs? Nah, nah, they didn't. Unbelievable. I know.

It could have been yours. I was so close. You were so close. To the millions and millions. I hate that, eh? I was so close. It's like, you weren't. You just weren't.

You guys were disappointed because we had a deal that we'd give each other some. We always have a deal at a certain point and I woke up to a little, I read the news and then I saw a voice memo

in our private chat in which I thought, well, this is going to be good news or bad news. That would not be how I told you I won, Watto. No, I know. We'd do something

like really fun and elaborate. Well, congratulations to that, Watto. Yeah. Man, that's a lot of money. Yeah. Right in time for Christmas too. Good stuff. Oh yeah, we're getting

the good hand. Do you reckon you're getting it before Christmas? I don't know how quickly you get it. How quickly can you get down there to get it? No, they don't do that anymore

and it's here now. It's in Auckland. Yeah. I'm actually based in Whangarei so I still stay down. Yeah, people think we're in the same studio. We're not.

I'm in Whangarei. I'm going more and more north every year like a migrating bird. You're right though. You used to have to go to Wellington and you'd always hear the stories about, oh,

I strapped the ticket to my chest in a plane bag. No one touched me. Yeah. Coming up, the top six. Sure is.

The census has revealed that the, there's a queerest spot. Oh yeah. The gayest neighbourhood. But it's not just gay people. It's anybody.

Everybody on the rainbow. It's not hetero, cis hetero. There's one spot. Yeah. I've got the top six other unusual hotspots for activity

according to the census. Oh great. Coming up in the top six. Next on the show though. I've got a bit of a, and please indulge me, my ball brothers. Yep. I've got a bit of a, and please indulge me, my bald brothers. I've got a hair trend led by

none other than the great I'm such a fan of hers at the moment, Pamela Anderson. Play ZM's Flashborn and Hayley. I don't have enough hair to do this so I'm with you guys. I'm actually more of a bald ally than I am a haired ally. So Pamela

Anderson who I, oh my god, I just adore her at the moment. The no makeup thing. And now she's been nominated for a Goldie Globe for The Last Showgirl, which I can't wait to watch. Anyway, she's been doing lots of press. Yep. At the moment. And she always gets asked about her like iconic looks from the 90s

when she was Baywatch Babe also and or on a boat with Tommy Lee. Doing unspeakable things. She was one of the OG celebrity sex tapes. They were on a boat and it was their honeymoon and Tommy was filming and it got leaked. Anyway,

she revealed that when you think of Pam, you either think of her big blonde down here or her tousled 90s updo. And I'm just going to show you guys a reference. We recognise this. She revealed that when you think of Pam, you either think of her big blonde down hair or her tousled 90s updo. And I'm just going to show you guys a reference. We recognise this. A little wispy fringe at the front, really dishevelled kind of.

Iconic. I just got shagged in a bush look. She has revealed that to do it, she didn't use pins or clips or a normal hair tie. She used a thong, A jaybanger. A slim, like not a big girthy one you'd wear to the gym that you actually hope holds in anything, but just like a string one. And then people are now on TikTok being like,

this is a game changer. But it's basically just like a big scrunchie because you just wrap it around your wrist a few times. So it would be like maybe twice the size of a scrunchie because you just wrap it around your wrist a few times so it would be like maybe twice the size of a scrunchie this back and fast now this look well this yeah the look people are going for the look but to achieve it they're like

she's using a g-string and they're just getting the g-string and putting it up and being like oh my god it absolutely works but I just watched a video and the girl's like oh my god this is like life changing this is crazy but I was like hold on that's just a big scrunchie yep just a big loose scrunchie now I would recommend I mean

you can try this you can get a big loose big loose go to farmers and get yourself a nice big loose g-string and ram it in your hair but just it's just a scrunchie and now I would recommend you'd wash it first too. Something kind of like, I don't know,

it was just such an iconic look back then and it was all done with a gesture. Yeah, so she's on like red carpets, walking around, and she's got a thong in her hair. Did she do it on purpose? Or was it just she was doing her hair once and- Nothing was around. Didn't have anything around and she was like,

man, this holds it so much better than a hair tie. Yeah. And so she just than a hair tie. Yeah. And so she just kept on doing it. Huh. I know. It's pretty good. But yeah, have you guys ever worn a,

I will ask, G-string of any kind? No. Jockstring? No. I used to have a glittery G-string in my party days and I'd pop that on.

That was his party trick. And it was a bit of a, it was a party sitch. Really gets up there though, doesn't it? Yeah, no, not comfortable at all. I would have, I would

try to find specific ones that would be hair only. Do you know what I mean? Because I just think near the two shall meet.

You've got some for your junk and some for your hair. You've got up north and down south. I think I'd just continue with scrunchies if I was.

Yeah, you can get big scrunchies. significantly cheaper. Yeah. Oh, my God, yeah. I didn't even think about that. Play ZM's Flesh, Vaughan and Hayley. Flesh, Vaughan and Hayley

Silly little po Silly little po It is so silly, silly, silly That the silly little po Silly little po Silly little po Silly little po Silly Little Poll is, do you get your financial advice from social media? It's a dangerous place to get any form of advice as they're so-called experts. So research in America found that Americans collected an average of 42 pieces of financial knowledge from TikTok in 2024.

Younger generations leading that, Gen Z topping the charts with 49 pieces of financial advice, 44 for millennials and 32 for baby boomers. What does it give any examples of what sort of advice was collected? I was wondering, you remember we had Sim Corrin who wrote the Girls That Invest book and the podcast and stuff. I'll watch that maybe sometimes. Yeah, so the trends,

side hustling, 38%. Paying off debt strategies, 25%. Passive income. Passive income. Did you know you can print a book if you go on Amazon and you do this and see dairies and da-da-da-da-da? 20% was crypto investing as well. Do you know what I do?

Is I actually don't get any financial advice. And that's where, for me, it's going quite well. Is it? Yeah, yeah, yeah, yeah. Right, okay. Well, I got it once upon a time a financial advisor reached out and I was like, yeah, this sounds good. And then he was going to charge me money.

That doesn't make any sense, dude. And I was like, dude, well, I'll tell you what, my best piece of advice is not spending the money. Yeah, yeah, yeah. I've literally saved hundreds. By not seeing you. Yeah. Yeah.

But then you haven't made anything, have you? Hey, haven't I? He couldn't guarantee that you would with him. Yeah. But it's guaranteed loss if you hire him. Bingo. Yeah, wow. That's how I roll.

Yeah, me too. Well, 83% of people who responded to our Soledad LePol said they don't. Okay. Interesting. Get financial advice from social media. Jessica said, because I'm an accountant, no need to seek external advice. Oh, okay. Oh, someone listened at school.

Oh, I chose a usable topic. Somebody knows about numbers. Oh. Someone didn't listen to their heart, but they listened to their brain. Yeah. Oh, someone's jealous. How about giving a career that they can use for their entire lifetime? Someone was like, I'm whimsical.

I want to be an actor. Brian said, still qualified advisors like The Curve, not just some random Jeff from TikTok. Yeah, right. Yeah, there are some actually qualified people on there. You just have to sift through it. Yeah. Yeah.

Zachary said, maybe not from Shannon, as I'll be broke if anything financial is one of her hacks. Shannon's financial hacks. Second to none. Yeah, coming 2025. Finn said, getting financial advice from social media is the same as getting financial advice from the mother-in-law?

Oh, yeah. What if your mother-in-law's a financial advisor and she can give it to you for free? Yeah, that's not a flat statement. That's not an apply all. I said no, said Danny, but let's be honest, where else am I spending most of my time?

And probably just collecting financial advice by Osmosis. Seeps in. Seeps, yeah. Seeps and sucks. Beg your pardon? Rihanna says, budgeting and money management, yes. Investing tips, no. So I guess budgeting is kind of financial advice, right?

Like, here's how I save some money this week on the shop. Yeah. Yeah, there's some good, like, people running households being like, I've got four kids, here's how I save some money this week on the shop. Yeah. Yeah, there's some good, like, people running households being like, I've got four kids, here's how I do this. And meal preppers are big as well.

Yeah, meal preppers and I save this. You know those people that get the photo albums? Have you seen these? No. So they get like, you know,

like a classic photo album that you'd put in a printed photo. Kids, listen to me. We used to print them out. And they get those and they put categories in it. And then they use cash. This is mostly America where I guess cash is a bit more norm.

And they put it in and then they kind of like show and they're, oh, I'm going to take this one from here and then the savings and da-da-da. It's like amazing. That wouldn't work for you on a weekend out. You'd take your folder and take the whole folder. Guys, cash isn't real money. Fiona said I do not need any extra encouragement about how or where to spend my money.

I think that's what they try to talk you out of, Fiona, frivolous spending. Amy said, only from Bad News Brad. Who's very, like, tells us why things are happening. And he's got, but he's very, he'll always say this is him. Restrained on advice, isn't he? Because he doesn't want to be genuinely would always say like

I'm not a financial advisor when I want to talk to your financial advisor hey Brad can I have some advice on something he's like that is not my role

I'm happy to hear you Andrea's message she is a financial advisor oh hello some pages are super helpful and have legit good advice and some others are terrible

and those people should have their pages shut down. It's a bit like everything on the internet. Yeah, that's the thing. There's no, it's the Wild West. Yeah, sometimes, but people should follow my medical page because I do give some great advice.

Again, I will say it's the Wild West. Yeah, I give great advice. Vicky said, in my own way I do. I see people buy stuff and then they complain about the stuff not being good and then I'm like, well, I don't need to buy that. So that's saving money. I suppose that is financial advice.

That's sort of a financial advice. Yeah. That is Silly Little Pole. Saturday. Let me paint a little picture for you. Wake up cute. Hmm? Oil?

Acrylic? It's going to be watercolour. Oh my God. Watercolour. It's a landscape scene. And it's the Smiths tossing around a footy. Oh, nice. Tossing around a footy on the lawn.

I dropped a couple of good little grub chipper kicks as well. Sorry? You know, when you're running and you just drop it and give it a little kick and it bounces past the person and then you can pick it up and keep running. Oh, yeah. A classic move. A classic.

I always reach for the grub chipper tip. So we had keep running. Oh, yeah. A classic move. A classic. A classic on the rugby league field. So we had a bit of a kick around. That was nice. And then I said, let's continue this family festivity by watching a movie together. Because I could tell you what was going to happen otherwise. A lot of brain rot. A lot of endless scrolling. So this is night time.

It's starting to get dark. And I was like, let's watch a movie together. Oh, we don't really want to. I'm like, well, what else are you going to do? When you're sitting on your devices and just had fun, let's continue to be a family at this festive time of the year. God, I hate forced fun. That sounds like forced fun.

What wasn't forced fun? Put on your hat and have fun. It was just we were going to watch a movie together. Right. And a movie I've never seen. Oh, what was it? Polar a movie I've never seen. Oh, what was it? Polar Express. I've never seen it either.

But it's often heralded as like a really good Christmas movie, right? I hate the animation style. It makes me feel sick. It was a moment in time. 2004 it came out, so it's a 20-year-old film. It was all done by motion capture. Yeah, and Tom Hanks is pretty much everybody. Oh, okay.

Yeah. Have you seen it? No. I don't care you seen it? No. I don't care to see it. No. I don't care to see it either. I don't care to see it. But that's why I was like, it's a Christmas movie.

We all haven't seen it. Yep. Oh, yeah, the animation makes my skin crawl. It's a little bit weird, but it's got trains in it. Yeah. Great. He loves his trains. Tell you exactly what time it's arriving.

Yeah. Which one is it? I know it. I can hear it. I know it before time it's arriving. Yeah. Which one is it? I know it. I can hear it. I know it before I even see it. It's a chain tracer. Chain tracer? Train chaser.

I do trace around trains. Yeah. So we sat down after a little bit of coercing and Shado's like, well, I don't know actually. And I'm like, yeah, but what are you going to do? Are you just sitting here going, you're fine? We're watching it as a family. Come on, everybody.

When I went looking for Love Actually the other day, and I had to go through all the apps to find out which one it was on, there's so many great Christmas films available. Which one is it on? Prime Video. Oh, right. Thank you. Yeah. Right. I was about to buy it, you know, from Apple or something. Oh, yeah, yeah, or it's like you can buy it on YouTube.

For $5.99 or something. Yeah, and then you found it. It's on Prime Video, but I was like going into each of the apps being like Christmas. And there's so many good ones. Why are you watching this sick, twisted animation? We've never seen the Polar Express. Watch Home Alone like a normal man. We've seen Home Alone lots

and we probably will watch Home Alone at some stage. But so I really, I really pushed for a movie. And you had a candy. Really pushed. And I was like, come on! Come on! You're just going to do nothing otherwise. You're just going to watch dumb, mind-rot

TikTok bullshit. You're rallying the troops. Let's go, family! So then I convinced them. Great. Follow me, your fearless leader. To the Polar Express. I lay down. Uh-oh. I fell asleep pretty quickly Dad's asleep

Dad's always asleep Did you fall asleep Or did you get sleeping pills So they could go on their devices No because They roofied him They So I think I lasted like

24 I remember he was on the train The kid made it onto the Polar Express Right He was on the roof of the Polar Express I was like Where is the safety Where's the safety officer

on this train? He shouldn't be climbing on top of a train. Where's Tom Hanks at? But the problem was it was Tom Hanks that led him up to the roof of the train because Tom Hanks is every adult in this movie. 2004, it's literally 20 years old. Yeah. And so I fell asleep and I still don't know what happened on the Polar Express. But they would have been like,

look, dad's asleep. All the girls are like, quickly go on TikTok. Yeah. Get on the phone, not turn the TikTok down. Do you know what would have woken you up? Would be like, get ready with me to go. And you're like, that's not Tom Hanks on the polar express. When did you wake up? At the end.

Oh, dad. Oh, that's so good. I was done. It was done. It was like, I woke up because of the commotion of everybody getting up and being like, it's finished. So you were laid down because my dad was always reclined, arms folded across his chest like that, and then just eyes closed. I was laid down. No, no, no, no, no, no.

Just resting my eyes. Just resting my eyes. I'm listening. I'm listening. Yeah. I am enjoying the film. Are you watching it? I am bloody hell.

Just leave me alone. What's happened then? Well, last I saw her, it was on a film. Are you watching it? I am bloody hell. Just leave me alone. What's happened then? Well, last I saw it, it was on a train. What do you mean? There's a polar storm and there's trains. There was a storm. John Hanks was just talking. Yeah.

Leave me be. But that was, hmm. Oh, well. I heard about that too. You don't get to choose the next movie. Well, I don't think. I don't think there will be one. There will be one next movie.

Not after you chose Polar Express. Play ZM's Fletchborn and Hayley. Play ZM's Fletchborn and Hayley. Blah, blah, blah. Blah, blah, blah, blah. This is the top six. Hi. Hi.

I'm just going to misspell that and that. And here we are. Census data has revealed that Wellington has the most rainbow-identifying residents in one specific neighbourhood. Newtown. Um, Te Hiringiwaka. Well, Victoria University's warehouse is where. Is that Newton? Newtown.

Yeah. Newton's Auckland. Newtown's Wellington. Yeah, yeah, yeah. It's got 51.2% of people in that area identify as LGBTIQ plus or rainbow. So they can work out from the census all these little kind of hotspot areas. Yeah. Hotspot?

Why don't they just get Grindr? That would be a lot quicker than this whole census palaver. They're knocking on everyone's doors. Knock, knock, knock. You gay? Nope. Alright. The story that has this on the New Zealand Herald has a fully interactive map so you can zoom right in on your neighbourhood.

I did this on my road. Like, that's how close you can get. My side of the road, much gayer than the other side of the road. Wow. Isn't that something? Is there something you're not telling your wife? You do have some homosexuals on your side of the road. Yeah, I know. I'm aware of a couple.

And quite a lot of homosexuals frequent your house. Oh, my God. Imagine. Yeah, but that doesn't mean... Imagine if you lived in the middle of nowhere. Yeah. And you zoom into your property. And there's, like, a bit of gay.

And you're just like, um... There's only me and my husband. Yeah. And you're just like, is there something you want to tell me, Barry? It's like your house number, the street, everything. Is there something you want to say, Barry? One person in this house answered yes to being part of the rainbow community. So this is a number.

4.2% of the total population age 15 plus identifies as a member of the rainbow community. It just doesn't seem right. Well, the stats, the global thing was that 10% of the rainbow community. It just doesn't seem right. The stats, the global thing was that 10% of the world is gay but that's absolutely increased because we used to be like

men only love men or women only love women and now it's like a much broader spectrum. Also, everybody's moved to Melbourne and Sydney, you know.

That's what I'm wondering are we losing all the gays? Yeah, we're losing the gays. We've got a gay leak. We've got a gay leak. Someone asked me if I was gay enough

the other day to take part in a gay leak. We've got a gay leak. Someone asked me if I was gay enough the other day to take part in a gay comedy night. I was like, maybe. That was how I found out so many comedians are gay

or aren't straight. It's because they were on that poster and I was like, I didn't even know. Yeah. Yeah. You gay enough?

Maybe. I mean, I kissed a couple of those dudes but I just thought that was just like friends. Like fun banter. Well, this isn't

the only hot spot that's showing up in the latest census data. Can I also just finish with the stat that 72 of the 100 queerest neighbourhoods

are in Wellington. Wow. Wellington's so gay. Just because it was just whimsical. It's such a gay city. Number six on the list of the top six other census hotspots. I looked up lanyards.

Where people live that wear lanyards. Surely. Auckland Central, Wellington Central. Hotspots for lanyards. Rural New Zealand. Apparently very few lanyards for farmers. Farmers not rocking lanyards? They just don't need lanyards.

Don't you need to swipe into the barn? That added a swipe into the cow? They don't need to swipe into the cow shed. Boop, boop. Boop. Or the cows swipe in as they go through? Yeah, the cows swipe through

as they go. Well, there is that technology, but it's not on a lanyard. Oh, really? Because I think cows would lose lanyards and the hoofs, they can't. And you'd have to take

a photo of all the cows and then it'd be confusing which photo's who. I know, exactly. I'd be like, I don't want to say they all look the same, but it's hard to tell them apart. Sometimes.

That's a terrible thing to say. Number five on the list of the top six census hotspots. Mullets. Just everywhere, actually. They're everywhere still. Surely Southland. Don't they have that mullet competition? They have a lot of mullets, but Auckland, you know, you've got your West Auckland, there's a lot of mullets. Then there's your fashion mullets. Then there's the fashion mullets.? They have a lot of mullets, but Auckland, you know, you've got your West Auckland, there's a lot of mullets.

Then there's your fashion mullets. Then there's the fashion mullets, then there's the ladies with mullets. What kind of ladies? But still, it's a very dark, because on this map that I was looking at, they're the interactive. The darker the colour, the more concentrated the homosexuals were. More mullets than homosexuals? Oh, in New Zealand?

Yes. Definitely more mullets than homosexuals. Because some homosexuals have Oh, in New Zealand? Yes. Definitely more mullets than homosexuals. Because some homosexuals have mullets. So there'd be a little cross over there. They're a Venn diagram of...

Yeah, they are. Someone messaged saying it includes everyone that identifies as something other than straight, not just gay. Yes, we know. That's why 4% still seems so low.

Blows your mind. Yeah, because that's 120. I thought everyone was bisexual. I thought we just agreed. Wasn't that what we were doing? A little bit. Maybe what you're doing, but then what you wish everybody was doing.

A little bit, right? Are we all just... Did they show all the straight dudes a picture of Henry Cavill? Yeah, exactly. I don't know. Are you... Do you identify as rainbow?

And you're like, no. Put a monitor on your bits. And then it says, by the way, this is what Henry Cavill looks like. And guys are like, ah, a little bit, yep. Wait, so I could change that. A little bi.

I could kiss that. I could kiss that man. And he would kiss me back. Number four on the list of the top six other census hotspots are vegetarian hotspots. Oh, okay. Mostly around trees and lettuce patches. Okay. I'm not, I'm not.

They're always hunting down lettuce. It's one of the only things they can eat. Famously. They can eat lettuce. As long as it wasn't fertilized with blood and bone? Mm. Who knows?

That's true. Number three on the list of the top six census hotspots, a real concentration of expensive European four-wheel drives.

And in urban areas, weirdly, where they'll serve none of their intended purpose. Oh, yeah, 100%. They'll never tow anything. They'll keep clean. Yeah, they'll never go on a non-tar-sealed surface.

Really weird. I don't know how that is an anomaly, I guess. Number two on the list of the top six other census hotspots are people with lip fillers. Oh, okay. Filled in the census. And they're not really concentrated in one specific area like intended. They're kind of spilling into the neighbourhoods next door,

making their suburbs unnaturally large. Yeah. Popping up everywhere. Blurs the lines of what was their suburb and what's next door now. Yeah, yeah, yeah. And it just looks really stupid. We all know. Have you ever seen them try to suck on a straw?

Can't do it. Oh, because they can't. You can't clamp around it. You get a bit of dribble coming out. You need a big straw. Number one on the list of the top six other census hotspots, straight men that filled out the census with their wives so they couldn't tick that they've had a same-sex sexual encounter

in the last six months. Heavy in Auckland. Heavy in Auckland. Heavy in Auckland. Also, we should go donate blood together, my darling. No, no, no, no, no. No, what did you mean?

Because you have to take that thing. Have you had sex with someone of the same? Because you know, I was in Britain in the 80s with a mad cow. How?

You were born in 1994. I am not worried. Was I? Were you? They had a resurgence in the 90s. Yeah, big mad cow. That is today's top six.

ZM's Fletch, Vaughan and Hayley. We live in dangerous times, you know, and even living on the eighth floor of an apartment building, a secure swipe card on a lanyard XS building. Still got broken into, Shannon. Yeah. How did they get in? Well, he has wings.

And he was a pigeon. Oh, God. So wait, do you just have windows or do you have like a ranch slider? A ranch slider to a 30 centimetre balcony. Oh, my God. That's a roller. Yeah, you can stand sideways. You can't really stand forward.

This is crazy that we're not having the end of year party at your house. We all went round and we said, who's got a deck or a balcony? And you didn't put your hand up. Yeah, I don't have a freezer either. So that could have been an issue. It's a nice issue. I'll stand on your little balcony, but I'm not having a warm drink. I refuse. That's fair. No, so a

pigeon broke in once before. The worst bird. Yeah, I was in my room and I heard a calamity and there was a pigeon and I sang. Great, you said the word calamity. Thank before. The worst bird. Yeah, I was in my room and I heard a calamity. And there was a pigeon in my sink. Great, you said the word calamity. Thank you. I felt good. It felt so right.

A pigeon was in my sink. I panicked. In your sink? Yeah. I threw a cushion at it, broke a glass. It was a whole thing. But I woke up this morning. We had the end of year function the night before.

And then I went out for dinner. Came in quite hot, I will say. I bet. Going to a dinner after a Christmas party. Wait, so this is post-pigeon being inside? Well, pigeon must have been inside while I was enjoying my afternoon. Because I wake up the next morning and there's pigeon shit on my bench. He shit on the bench.

He shit on the bench. Yuck. And he's probably eating little bits of seeds and bread and crumbs that you had on your bench too. Yeah, yeah, yeah. And then shooting it straight back out onto the bench. So do you just leave the window open? This is the problem. Oh, this is the problem.

Yeah. Yeah, but it's hot. Do you have a net curtain or any kind of blinds? I should get like a bakery. Like a bakery flaps. Like bakery flaps. Bakery flaps. Yeah, that's what you can imagine.

They can't even fly. Fly through flaps. I don't think they fly through flaps. Fly through flaps. I don't know, but it was grim. Where was the magician when this bird was in? Doing magic. Doing magic.

It's probably his pigeon. Yeah, probably lucky he wasn't home. He would have kept it for his act. Times are tough, actually. You can't afford rabbits or doves. You can't afford the doves, man. They're too expensive. Imagine if a magician had an inner city street pigeon.

Yuck. No, it was so sad. But I am thankful to this pigeon that he decided to shit on a hard surface. Actually, you'd got to be honest. On a carpet or a couch, yeah. Well, my couch is broken. You can't sit on it currently. Jeepers creepers.

That's just taking a valuable real estate. I don't even want to ask. She doesn't have it. It's just small in real estate I don't even want to ask She doesn't have it I don't even want to ask why But I kind of want to know How did the couch break? I don't know I sat on it

And went How broken? What part is broken? She's a petite lass Thank you Just the couch is broken I don't know how to describe it If you sit on it

It yells at you So I just sit on the floor now Oh my god Oh this is so grim 2025 you know describe it. If you sit on it, it yells at you. So I just sit on the floor now. Oh my god. Oh, this is so grim. 2025, you know, it's a fresh start. It's a new year. Yeah, I've only got 37 metres squared and now two of it's being taken up by a broken

couch. But I can't get the couch out. And a tiny slither by a little bit of... What do you mean you can't get the couch out? Because it's not my couch. It came with the apartment. Oh yeah, and it's hard to get in and out. Yeah, so it's just broken now. So it came with my couch. It came with the apartment. Oh yeah, and it's hard to get in and out. Yeah, so it's just broken now. So it came with the apartment. It's a landlord issue. Yeah, it's a landlord issue. Hey, the couch is broken. I'm scared she'll be like, fatty.

You're scared of being fat-shoed by your landlord because the cupboard they're renting you is a broken couch and they're taking up the majority of the floor space. Yeah. And now there's pigeon sheep. They can't do an inspection because they'll be like, this place is literally covered. It's an unauthorised space. Yeah. And now there's pigeon shit. And now there's pigeon shit. They can't do an inspection because they'll be like,

this place is literally covered. It's an unauthorised pet. Yeah, it is. Actually, yeah. Okay, well, better to just sit on your floor surrounded by pigeon poop. What are some of us

Shannons going to have? Play ZM's Fletchbourne and Hayley. Play ZM's Fletchbourne and Hayley. What did you think was the worst part about COVID? Bethany Frankel. It was the ads for Bethany Frankel. Hi, I'm Bethany Frankel.

Honestly, that's what nearly drove me to the end. We're all just out walking, listening to podcasts and Bethany bloody Frankel keep popping up. I'm Bethany Frankel. Who cares, Bethany bloody Frankel kept popping up. I'm Bethany Frankel. Who cares, Bethany? Anyway. Anyway.

Okay, so if you've got a student loan and you look at it, as I did for many, many years, and thought, that'll just sit there, eh? Like, that's not, I used to say to myself, that's not real. I didn't actually borrow that. That's not real money. I'll never pay it back. Mine wasn't that big in the, compared to most of my friends.

And when I finally paid it off, it was incredible. Because all this money that every payday was going to your student loan now is yours. Yeah. And you're just like. Yeah. Mine was $38,000 and it sat that way for ages. $38,000. Yeah, because I borrowed the living assistance to pay rent and that kind of stuff.

So last year, 2023, $1.4 billion was borrowed through the student loan scheme of New Zealand by 120,000 students. Okay. How much? $1.4 billion. Divide it by 120,000. 121,000. What's a billion? One, seven. Zero121,000. What's a billion? One, seven, zero.

Zero, zero. Oh, no. Okay. I got commas, which is great. That's $140 million. That's $1.4 billion. Divided by how many? $121,000.

One, two, one, oh, oh, oh. That one was easy. That was helping out. Yeah. So the average person borrowed $11,570. Oh, okay. It sounded like $1.4 billion was a lot, but that's not. But people would borrow just the course things.

Yeah. A lot more, a lot less. A lot more, a lot less. So if you're looking at it and you're thinking, how am I ever going to pay off this, whether it's big or small, bankruptcy. Wait, what? This is your tip?

This is my hot financial advice. Not that I know anything about. I'm actually starting a financial advisor's TikTok page. Right. This will be my first hot tip. Right. So bankruptcy, which I don't really understand how bankruptcy works.

It basically means you've got no money. You can't afford to pay the debts that you owe. You're not allowed to run a business. You're not allowed to run a business. You're not allowed to run a business. You have to declare it officially. Yeah. Then you'll have a real hard time getting loans and all that kind of stuff. People have done this.

Yeah. So over the last three years in New Zealand, $6 million has been written off due to young students declaring bankruptcy. Do you know, the only person I know personally that has done it, I mean, maybe people I know have done it, but I've just never heard about it, was a guy and he left school. He ticked up a really expensive, the most expensive car he could get.

He never got insured. Rode it off, crashing into another car. So now he owed all the money on a car that was written off. Another person's. Another person's car and some other on a car that was written off. Another person's. Another person's car and some other thing. And he was just like, I'm bankrupt. And just was like 17, 18, declared himself bankrupt. So I'm just reading here, you're not allowed to leave the country.

You've got to ask permission. Yeah. If you're bankrupt. Because it's not a crime. But it's. But they don't want you going overseas spending money on a holiday. They don't have. Totally.

If you've declared yourself bankrupt, you shouldn't be able to. But then if you were like, I need to go and my mum's paying for it. Mummy's taking me overseas for a holiday because I've been having a hard year because I'm bankrupt. They would let you? I don't know. So, do you know, so this debt, so $200 million of overdue repayments have been up in the last year. Wow. From tough times.

But a lot of that, the overdue payments, is for people that have moved overseas. Because the moment you leave, you start paying interest on it. Yep. So that, because my brother did that. He moved to Melbourne and then just sort of had this student loan that just sat there. Accruing.

Accruing. We addressed it as a family. Okay, so what do you mean you addressed it as a family? You sat him down? No, no, I just think he didn't really think about it. He didn't know he was going to go to Melbourne for so long. Right. He's been there for like 16 years. Right. I think, yeah.

I think we just had to go to my parents and be like, I didn't realise this was going to get that bad. I'm on the official bankruptcy New Zealand, all the info. If you live overseas, you can become bankrupt. You can return to New Zealand during your bankruptcy. But if you want to leave again, you have to apply for permission. Yeah. So if you're overseas.

You're grounded for being naughty with your money. So you may as well just stay overseas for, what is it, seven years? Yeah. So I just read an just stay overseas for, what is it, seven years? Yeah. So, oh, I just read an interesting stat and it left me, it left me, it left me. Oh, so the people that stay in New Zealand compared to people that leave with their student loans, pay off their student loans twice as fast.

When you stay in New Zealand. When you stay in New Zealand. When you stay, yeah. Whereas when you go, it's just getting bigger and bigger and bigger. So of course you're paying it off slower. Because you could be living in London. Yeah.

And you've got to spend all your money on fun things. Yeah. And travelling Europe. Yeah. These are really interesting stats. Half of the borrowers of that $1.4 million who remain in New Zealand can expect to repay their student loans within 5.2 years, while three quarters expect to repay within nine point one.

So I'm just trying to think about when I paid mine off. It took longer than that, maybe ten years. Yeah, mine took a long time. I mean I earned nothing for so many years leading up to her paying it off. I mean we certainly gestured

where we're in, I guess we were joking around about the bankruptcy thing, but it's pretty serious. You don't, it's not something you should do. It's not great. You can't get any, like you couldn't get a credit card.

I only know a little bit about it because my dad had a finance company. And so, you know, credit checks and all that kind of stuff was part of it. My dad would always be drilling financial advice. Like, don't do this.

This is how you have good credit. Bankruptcy? No, not good credit. But then the student loan goes away. It also goes away when you die too. Well, then I don't have to pay back that silly money for my silly acting degree, which seems really fun at the time.

Yeah, fun thing. Made some good friends. Not boring. $38,000 mates. Can you put value on friends? $38,000. And you're right, it wasn't boring. It wasn't a boring way to spend three years.

No. Or $38,000. Play ZM's Fletchbourne and Hayley. I am what I would describe as a passive member of my local Facebook page, my community Facebook page is a passive member. Yeah. I did put up when there was that crash on our road.

Remember the one where I went up and talked to the fire officers and asked them if they needed anything? Yeah. I did say that the road was closed. We're trained professionals at this. They didn't close the road at the start of the road. They closed the road halfway down the road.

So you drive down the road and then get turned around and sent back. Yeah. So I said, this is what's happening. The road's shut. Right. I put that on there, but I don't generally post on there. No, they're horrible places. Yeah.

So then yesterday I'm passively, you know, just on Facebook, and I see a post from Brett. Hello, Brett. And Brett says, is there anybody local that fixes glass pool self-closing gates? Ours has stopped working over the weekend, and we have a pool inspection choose that morning. You've got one of those?

Dude, the picture he puts up, it's my exact gate. So this is the gate, and it's got a kid lock on the top. You've got to reach over the glass balustrade and magnet it open and then pull it open from the inside to stop kids getting in there. But one of the things of the pool inspection is it has to be self-closing so that when people walk in, it doesn't stay open so kids can just... Oh, so human error can't come in. It'll always just close.

What about kids with ladders? Kids with ladders? I mean, you've got a real... Advanced kid. Advanced kid. I'm actually seeing an increase in kids walking around the streets with ladders these days. Do you know what I saw the other day?

Two kids carrying a really long ladder and one ran and they skidded up the side of the wall and then they went up. Yeah, fun. Up to the window and then chucked it up again. Wow. Amazing. Like little firefighters. Wow. And they went up there. Kids with ladders everywhere. Watch out for kids with ladders.

It's the hot new TikTok trend of 2025. Kids with ladders. You'll see it everywhere. Hashtag kids with ladders. This is the exact gate I've got and an exact problem that I've previously faced. Right, but you're a passive scroller. I'm passive. I decided to break my passiveness.

I mean, this feels, so far to me, really appropriate that you would jump on board here. Same gate, same problem, and I have a solution. My community. And I say, Brett, just CRC the hell out of the hinges. I did a recently work to treat. Now, this is an area, it's a wet area and it's outside and if it doesn't get used too much over winter,

the pool gate gets a little ee-ee. God, what an absolute first world problem. Lube it up. Lube it up. My gate's a bit squeaky. My gate makes noise. Now, when I say CRC the hell out of the hinges. Yep.

What are we talking? Laymans. What do you think I'm talking about? Well, you get the CRC and you just say, squirt, squirt the hell out of it. This is where I will say a prick pops into the comments. Now, pricks are everywhere on local community pages. Literally.

Majority pricks? And they aren't passive users of the community page. Active users. This one's got a little star beside his name that says, rising contributor. So he likes getting in there because he's a prick. Well, he's probably got nothing better to do. And he writes, Jonathan writes,

which product CRC make a lot of products? Now, he's not used punctuation at all, so I could have said to him, please punctuate, because which product, question mark. What, are you wanting to start a war, though? So I, and then the one that stops. It's got to be the Dub D40. Yeah, yeah, yeah.

The blue, the blue. CRC, the CRC. It's not silicon, bro. Taylor says, come on, man, the obvious product. We're not putting CRC cutting fluid on it, are we? No. He obviously knows a thing or two about CRC because I don't even know CRC did a cutting fluid.

I'm looking now. They do it all. They do seals. They do silicons. Are you going to seal your hinges? No, you're not. Are you going to glass up to your hinges? Like a sea lion seal.

No, they don't do sea lions. CRC did do a short run of sea lions. Happy to investigate further if you wish. Okay. But I believe I'm safe to say they don't do that. You just said seals, so I thought that would be cute. So then old prick weighs back in and says, there isn't an obvious one.

There are a few products. You have CRC Long Life, CRC 5.56, CRC Vaporust. Oh my god. This guy, what an asshole! The ones we've been using for decades. So I write, man, I bet you're fun at parties. What an asshole! The ones we've been using for decades. So I write, man, I bet you're fun at parties.

And I put up a photo of CRC. Yeah. 5.56. And I said, this one will do the trick, Dahl. Game of Dahl. Dahl, he'll hate that. He feels hyper-masculine and he would hate Dahl. Yeah, and he says, see, that wasn't so hard.

Oh my God. Seriously, he didn't need to. What, and he says, see, that wasn't so hard. Oh, my God. Seriously, he didn't need to. What a prick. He's grinding my ears. But he's obviously got nothing better to do. No, he's a rising contributor. Hashtag prick. Great.

This is a good one, but I like to use different products for different uses. Blah, blah, blah. He's showing off. I have solved the man's problem previously in my own life. The exact problem. So I said, thanks, babe. Heart, heart.

Great. He's being a provocateur and I love it. And then Travis comes in and he's obviously saying, a prick being a prick. Yep. And he says, sounds like we've got a CRC pro in our hands here. And old prick weighs back in with maybe, but it's pretty pointless when people just say the brand name of a product.

Oh, my God. We all know what you mean. It's literally the festive season. Yeah. Tis the season, prick. Stop it, prick. It's not the season to be a prick. It's not prick season.

It's not prick season. Do we have an age range here? It's giving a big boomer. Did we do a profile visit? Oh, we did a profile visit. Yeah, it's giving big boomer energy. Did we do a profile visit? Yeah, it does have a bit of boomer energy to it, doesn't it?

But we're all pricking the show. This is why you don't hover around Facebook. Exactly, this is why. Even passive. Even passive. Play ZM's Fletch, Vaughan and Hayley. So there has been, we've kind of been working through the most interesting ones

because that's what we do. We provide interesting content for you while you drive to work and to start the day laughing out loud or Fletch, Vaughan and Hayley. Just listen to interesting things told by fun, interesting friends. Fingers crossed that you'll hear us talking about something this morning that you'll take to work to the water cooler. That's right.

And you'll say, oh my God, guess what I heard this morning? Guess what I heard on the radio? Could be a fact. Could be a story. Could be a news article. Could be a stat or a study. Or it could be the top 10 romance books of 2024. Which has had a big kind of...

Oh, huge year for books. Big comeback. Huge year for books. Huge year for books. But yeah, especially women reading and or listening to those who celebrate and can't read like Fletch. Excuse me, audiobooks is reading. Audiobooks is reading?

Yeah, put that on a quote on a mug or on a t-shirt. Audiobooks are reading. No, audiobooks is reading. No. No, you'd have to put listening to audiobooks. Reading audiobooks is reading. No, audiobooks is reading. No. Please, you'd have to put listening to audiobooks Reading audiobooks is reading. Relative, no, okay, anyway. We've got to get our

2025, no, our 2026 calendar going because there's some great quotes coming already. Anyway, the top romance books that dip between your classic romance sort of like Fluff or perhaps like number 10, it's called Lights Out. I've read this.

It is a very dark romance. So I can't actually say. Right. You're telling me it's number 10 and it's so dark, the content of which you can't even sort of like allude to. Allude to.

Dark romance. One of the most, number 10. Filth, filth, filth. It's one of the most like recommended books I see on BookTok all the time, on Audible, on, this is from Spotify. Who's is this top 10 list? Like who's put it together?

So Spotify have done this based on both their audio books, because you can get audio books on there. Yeah. And they've did studies around the sales of books. Is this Lights Out, an Into Darkness novel? Yeah. By Navesa? Here's the tagline,

the couple who slays together stays together. So they're like murderers. It's like really dark. Oh, wow. Okay, dark. How many of the top 10 have you read or listened to? About four of them, I think. Bride is number nine by Ellie Hazelwood.

I don't know anything about this, but apparently- I think Car Bride is number nine by Ellie Hazelwood. I don't know anything about this, but apparently. I think Carwin might. Because Carwin and you both. Well, may I. Lap up this genre. Lap up. Lap up. For want of a better phrase.

Yeah. So Carwin, please go follow her at Carwin Reads because you do your romance reviews. I sure do. I've got a page too, Fletch Listens. Aww. Really? Darwin Reads, Fletch Listens.

It's all my books I've listened to. Fletch are listening. Fletch are listening, yeah. Fletch are listening. Fletch are listening because audiobooks is reading. Yeah, and I give out of five AirPods. Yeah, because someone lost that one AirPod, so I've got five. So Bride by Therese Plummer and Will Dameron,

a love story with werewolves and vampires. I gave that three headphones. Yeah, I haven't read that one. It doesn't really seem for me, but it's kind of... You guys are reading some shit, hey? Oh, my God, it's crap. It's such crap. Might I say.

Some of it's... You fish through, you find some really good books. You could be reading some incredible self-help or some incredible... No, but I pay a a therapist what am I reading on top of that I'm perfect I don't need to read a self-help exactly so you haven't read that one happy place I haven't read by Emily Henry I've read happy place it's not my favorite lighter it's nice it's actually good it's it's a good generic read number seven you won't be surprised. It's the Twisted series.

So Twisted Love by Anna Huang. I read Twisted Hate. It's a very famous, popular series. So I'm not surprised to see that there. Paul Jennings uncanny on the list. God, I used to love this. Where's Harry McCleary? How's R.L. Stine doing?

I'll show you my Harry McCleary. Oh, my God. Down in Donaldson's Net. No. How's R.L. Stine doing? I'll show you my Harry McCleary. Oh, my God. Down in Donaldson's net. No, that's inappropriate. Forward. I do apologise to Tessa Duda. Did she write? No, Lindley Dodd.

Lindley Dodd. Lindley Dodd. Lindley Dodd. Number six is called Just... I also just want to apologise to Tessa Duda as well. Thank you. Now, this is a nice, another bright one we've got here for the light girls. Number six is called Just for the Summer by Abby Jimenez.

You know this one? Yeah. Big, big famous one. No, I thought you were describing the main male character. And number five, now we're getting into the ones that you probably would have heard of before. It starts with us by Colleen Hoover. That's the one that got made into the movie with Blake Lively. Yeah.

And I saw the movie. I haven't read the book. The Seven Husbands of Evelyn Hugo, that's a huge book. Seven? You're not allowed seven. It's the one book I've read as an adult. All right, we're good with the conversation, Shannon. Wait, you've only read one book as an adult? Should I read Hunger Games?

Hunger Games when I was 13 and then The Seven Husbands of Evelyn Hugo when I was 25. Are we going to change this? So this is huge. Follow my page. Fletchers is our readings. Fletcher's is our readings. Fletcher's is our readings because listening is readings. So The Seven Husbands of Evelyn Hugo.

I think that's got a film. Yes, I think Netflix is on. No, yours is Snow White and the Seven Dwarves. Oh, I am. She wasn't married to any of them. I think I've seen that on a different website. So that's very popular. I've seen this.

Even Joan picks it at Wickhalls. Number three, Funny Story by Emily Henry. Not as good as Happy Place, but so good. Oh, come on, read. Yeah, that's why she's got the Instagram account. Guys, I've read, I've onto my 32nd book of the year. Not quite a book a week though, is it? Okay, do you think I woke up before I read?

Now, I beg your pardon. The fifth one, it starts with us. I'm going to come back to that. Number two is Icebreaker, which is good. These are the biggest books of the adult book range. Romance, adult, romantic, everything. Number two is Icebreaker. I don't know if I've told you guys this, but ice hockey is a

huge genre in smart books. Huge. I suppose it's like American, I guess. Icebreaker, I've read this. Carmen's read it. It's fine. Number one is It Ends With Us by Colleen Hoover. That was the film. It Starts With Us is not the film. Right.

Is that the second book? No, number one. No, as in like, does it go It Ends With Us and then It Starts With Us? Yeah, yeah, yeah. Random. I know, random. Anyway, those are the books. Get reading. Meanwhile, I'm just reading the Bible. Page. Cover to cover. Man, back to the start. Cover to cover. Tell me more. Se know, random. Anyway, those are the books. Get reading. Meanwhile, I'm just reading the Bible.

Page. Cover to cover. Now back to the start. Cover to cover. Tell me more. Sexy, man. Genesis. Sexy.

The story never changes. It never surprises you. Every time you find something different. Yeah. Play ZM's Fletchborn and Hayley. Play ZM's Fletchborn and Hayley. Pet bonds. That's where you invest in pets, right?

It's a wartime effort. Like a wartime. Your dog's like. And you're like, I'll buy some pet bonds. Pet bonds. That was a bizarre reference. 2% of people listening even know what bonds are. And there I am imagining dogs selling them.

Bonus bonds? I know what bonus bonds are. I do not understand bonds. Other than the bond that we have as genuine friends. And I understand that deeply. Well, I think you can hear it coming through. Legislation. They have amended the Residential Tenancies Act.

And there are now going to be pet bonds. So if you want to have a pet. We have bond bonds. Yeah, I know. So we've be pet bonds. So if you want to have a pet. We have bond bonds. Yeah, I know. So we've got bond bonds. Yum. Which is normally three weeks rent in advance. Yeah, three, four.

And you're always paying like two weeks rent in advance. Yes, you've got two in advance, one for the agent's fee, then you've got three for the bond. Sometimes your left leg, you just give that the bond. God, it used to... Sometimes your left leg, you just give that to them. Yeah, yeah, yeah. They will give it back, though. And again, they'll give it back

should you not put any holes in the wall. They put it on ice, and then you can reattach it once you've moved out. But now there is going to be the option for a pet bond, which is a further two weeks. But I would have thought that's just the bond. I will... If they want... If they're going to allow you to have pets, further two weeks. But I would have thought that's just the bond. If they want, if they're going to allow you to have pets, they're going to allow you

to have pets and if that pet does damage, it comes out of the bond and you'll be like, oh, what if it's more than the bond? Well, that's what you've got landlord's insurance for and you use the bond to claim the insurance. That's just part of it, right? So not only is the pet bond thing happening, but the 90 day notice no cause terminations for periodic tenancies is back.

They're reducing tenants' notice periods as well. What we're hearing here is that we're really advantaging the landlords who own the houses and then tenants are sort of... Wait, with that last one you were about to say, that sounded more in the favour of tenants. Yeah, it did. But there's also now landlords giving landlords the ability to give 21 to 90 days notice to end a fixed term tenancy at the end of its term. 21 days. Without needing a reason.

So just like you're gone. Go. So your pet bonds will allow landlords to charge a higher bond amount if they allow pets with the potential to retain the bond if the pet causes damage to the home. There were some countries, I thought it was New Zealand, but there were some countries that were going to outlaw landlords being able to say you can't have pets

because the research they did on the benefit to yourself is far outweighs it. It says here that only one pet bond is allowed at a time. So if you had like two cats or two dogs, it's not like four weeks bond. Oh my God, you've got six. Oh, you're saying it's stats.

Six cats. So then I say, how many pets have you got? You've got three budgies, two cats and a dog. You're like, all right. Yeah, yeah, yeah. Ten weeks. $5,000. So pet bonds can amount only to two weeks rent

on top of the usual four weeks of general bond. And only one pet bond is allowed at the time. It will be unlawful for landlords to refuse renters to keep pets without reasonable grounds. Oh, yeah. So we, because we, when we, the last flat we rented was, we were struggling to find anything to live in. Because it was all no pets. And we had Raleigh in Auckland. And we saw a place that we liked

and we just approached them we said look we've got a cat he's all good there was already a cat flap in the thing

I know I hate it when there's a cat flap in the flat and they're like no no cats and you're like well there literally has been a cat

there's like a hole in the wall but then I think we suggested that we'd pay five dollars extra to nab it we were like

we'll pay five dollars extra a week oh you're nice. A little Rolly Rent. Yeah, Rolly Rent. And they gave it to us. But you made the cat work that off though, didn't you? Man.

That $5. Yeah, he was on Only Cats. He's got cute little paws. He's got paws. I actually think I saw one of his videos on Paws Hub. Yeah, you did. You did. You did.

This is what we wanted to ask on the back of this new pet bond thing, is how much damage did a pet do in your flat or your house? You don't need to be renting, but maybe, because you see some people with dogs that haven't been let out and they eat the whole couch. Oh yeah. And you see those videos

of people coming back and all the couch cushions are just everywhere. It's the same sort of dogs that just have to sit inside and wait for someone to get home all day. Oh yeah, boring. Yeah, tear that place apart, mate. You could go crazy.

Yeah, have at it, buddy. Or what's the dog that shat, remember that? That shat on the carpet and then the robo-vac? Spread it throughout the whole house, yeah. Yes. Okay, well 0800800 DARS at him.

We want to take your calls now. You can text through 9696. How badly did your pet damage your home? They're going to do pet bonds now for renters to cover damage your pet does to the house. Bridget, good morning. Morning. How bad did your pet damage your house?

Harley was a bit of a menace when she was a puppy, and we left her at home locked in our laundry. She pulled our deep freezer about two metres across the floor and then chewed through the cord, so she destroyed all the food in the deep freezer. How did... As a puppy? How was she not electrocuted when she chewed through the cord?

I don't know. She was kind of lucky to be alive in two ways when we got home. So, yeah. Yeah, I bet. So how did she drag the deep freezer? Honestly, she was just a menace every day. That was just probably her top one. Wow.

Did you start leaving her outside after that? We tried that and then she used to jump the fence and then go for a walk. Okay, this dog does not want to be... No, no, no. Can I ask the breed of this dog? She's a pavement special. She's a rescue. Yeah, a rescue.

You sound good at rescues as well. Mungrel mix. No, you don't. Bridget, thank you. Some messages. A $5,000 leather couch and a beanbag. The dogs stay outside now. Still finding beanbag balls one year later.

They'll be pooping them out too, eh? If they ate them. If they ate them. Do they digest, do you reckon? No, I reckon they probably straight out, yeah. They're the corn kernel of the synthetic world. Some messages in. How badly did your pet tear up your house?

My uncle's dog chewed its own tail off and then ran around the house wagging the number of tails, splattering blood all over the house. It looked like someone had been murdered when they got home. Oh, my God. I did not know that that's what was. Oh, my God. That was what was waiting for you. Oh, my God.

My dog dug a hole through the bathroom wall. It was a brand new house. We got that repaired to have him do the same thing. And then because there was some fireworks that got him freaked out. We got that repaired. Then he did it a third time. It's still there. He has since passed away

and I can't bring myself to fix it. Did you know there's cats and dogs jumping so much on the walls that they're stripping the wallpaper? Yeah.

Like literally peeling sheets of wallpaper on rental properties. This is why we've got the pet bond. Now, Mario, what did your dog destroy? So I had a rescue dog.

He was a Staffordshire British Bulldog cross. He was a little bit special. Anyway, he got on the set. One morning, we walked into the lounge and I thought,

there's a strange smell in the lounge. He slipped in the lounge beside the fire, turned on the lights and the five seats, the couch, everything. He'd lay on every one of them.

Explosive diarrhea from top to bottom. Pretty much covered the whole thing. And I remember waking my mum up. So I didn't wake my dad up. I said, oh, mum, are we doing a... So mum come into the lounge and she's like, holy, what the hell? And so we, so yeah, so before dad even got up,

we tried to clean up, but we couldn't in the end. We had to just burn the lot. It was everything. I was going to say, just take it outside and burn it. Burn it. Oh, no. Yeah, we had to. We tried to cover it up.

We were like, oh, we could probably hide this. And Mum says, there's no hiding this. There's no hiding this at all. There's no hiding a smell. Explosive. No, because Dad didn't like the dog. So I was trying to make out like he's a good dog. And then every couch was covered from, yeah.

And for some reason, he just didn't get comfortable. Not just like when he's shed on the stuff, he actually lay on it and rolled around in it. Then moved to the next one and the next one. Yeah, anyway. He'd become an outside dog after that. Yeah, this is why landlords don't want us to have pets, isn't it? No, that was pretty bad.

Mario, we're going to hook you up with our caller of the day. We've got for you a $50 The Warehouse voucher for you. Congratulations. Oh, thanks very much. It's awesome. Thanks very much. Well done. Tis the season for dazzling Christmas deals at The Warehouse. Today's dazzling deal, 40% off all Crayola. Well, the other day I was outdoor furniture.

That could help him out. The dog needs something to shit on now that it's outside. Play ZM's Fletchbourne and Hayley. The other day we went to carols at the school. The girls had carols at the school. Oh, yeah. They all sung a few carols and then it was kind of over before it. I was like, oh, how long is this going to go for?

What kind of carols did they do? Fun, funky, modern? Fun, funky, modern. Or a good King Winslet? No, no, fun. Like, you know, walking in a summer wonderland, bit of a southern hemisphere. Right.

And a Taylor Swift song, I'm assuming. No, I don't believe there was any Taylor Swift. It's a Christmas story, baby, just say ho, ho, ho. What a twist. Yeah, primary schools love that stuff. It was done, like, quite quickly. And I was like, oh, okay. Nobody wants to be watching that.

Yeah, yeah, yeah. Even if they are your kids. No, no one's enjoying it. No one. So then afterwards I was like, let's go. Even if they are your kids. No, no one's enjoying it. No one, no one. So then afterwards I was like, let's go, because they were serving hot dogs at the school Christmas thing. Oh, yeah. Yum.

Well, now I want an invite. Do you know what I mean? I'll put up with the singing for a hot dog. But then I said, man, that's put me in the mood for hot dogs. You guys want hot dogs. Now, probably not your cup of tea because it's ultra-precious. Hi there. Sad head.

It's cheap white bread, isn't it? Are you talking when you're going to make hot dogs at home? Because we'll do like sausages. Yeah. But you're talking red-skinned American dogs. I bought a big bag of frankfurters. Yeah. And some soft buns.

Soft buns. Some onions. Yeah, yeah, yeah. And I made, by the way, this isn't, I didn't come here to talk about my poor diet, but I also made something I'm calling dead floated fries. Okay. Shoestring fries.

Great. 500 grams of pork mince. Okay. A nacho. 500 grams of pork mince. Yeah, nacho seasoning and just some other bits and pieces. Why pork mince? Because pork mince is the pork mince Yeah nacho seasoning And just some other bits and pieces Why pork mince? Because pork mince is the superior mince

No no no no no no I'm strictly beef I'll only use pork mince if I'm making an Asian dish Lamb mince is wicked but it's too expensive I love it but it's too expensive It's crazy When you make nachos you don't use pork mince Sometimes if I'm making like a mince thing,

like it could be nachos or it could be like a burgers where I make the patties, I always mix my mince. What about mince with all three minces? Yeah, dude. Well, over a lot of chicken in there, man. Four. The tri-patties we called them. Yeah.

Pork, lamb. And mince. Yeah, nice. And, you know, beef mince. Yeah. You always mix your mince. You get a bit of, you know, beef mince. Yeah. You always mix your mince you get a bit of flavour power.

So you just cover the fries and No, so you cook it all separately and you cook the fries separately and then you put it in an oven dish. Obviously you cook

the fries separately. Well, we air fry the fries. You put them in a wok. I went shoestring, by the way. Yeah, I know, because they're yum. Because we said,

well, me and Fletch shared those loaded fries the other day and they were shoestring and they were great. The sauce gets down in between all the, that's why it's good. I'm not a huge shoestring fries guy,

but yeah, got down into it. So there, oven dish, fries in the bottom, thing on top, bit more cheese on the top, grill it. So that was the plan. I said, who wants that? Everyone's just like. Daddy's loaded fries. Shit, yeah.

Yeah, yeah. Great guys. Hells yeah. So we got to go from the school to the supermarket. Yeah. Get some goods. We pull out and we get to a new traffic light. There's a new traffic light.

They put a new traffic light in there. And I'm familiar with the phasing of the traffic light. Was it a lovely new shiny yellow pole? Yeah. Nice bright colours. Yeah, very vibrant. They lose their shine quickly. Because people hang on them.

The green and the red and the yellow. Not dusted yet. Not dusted yet. Or they're probably like brand new LED. Yeah, yeah, yeah. Brand new technology. Bright. So I said stop and I stopped.

And then we were just talking and then it just really quickly went green again. Wow. And I was like, oh, yeah. And as I was getting ready to go, the car behind me. How dare you. And these are new lights. I'm not like, oh, yeah. And as I was getting ready to go, the car behind me. How dare you? And these are new lights. I'm not familiar with the phasing. What are you talking?

Okay, I'm going to go green like that. And then you tell me, give me the horn. Okay, ready? I'll go catch you off guard. Yeah. Green. Oh, get a grip. No, that can't have been that quick.

It was quick. Everybody in the car commented, man, that was quick. And we were driving away. I was like, man, where are you in such a hurry to get to? What's that time of the year? Everyone's a bit stressed. Wow. Then Sade says, August, are you pulling in the fingers?

What is she? August didn't like turn around and make a big deal out of it. She stuck her hand out the window and rocked her sideways. Oh, I love doing that. Just out of the window. You're not even worth my, like, effort. My 10-year-old is like, beep at us, will you? My dad's just describing the delicious meal he's about to cook his family.

This man. Yeah, this man. And you are hurrying this saintly gentleman at this new phasing of lights? We've been singing. I shan't take this atrocity against my family lightly. Fingers. Now, were you proud of her? I will do as a parent.

It was one of those ones where there's a lesson to be learned here. You've got to tell her you don't know who you're pulling the fingers at. You might be pulling your fingers at someone whose last thread is snapped with that finger. Yeah, because I did it once and I got tailgated and followed. That's the time. That's my door. Yeah. And I said to her, I was like,

you've got to be careful who you pull the fingers at because it might be someone who takes real umbrage with it and they're out to ruin your day now. They're going to follow you if you pull over. They're going to pull over. They're going to either verbally or physically abuse you. But it was pretty cool. Because she wasn't doing it so weird.

No, she just out there. And Sade looked back to see who was in the car behind us and she just saw this little hand rocking a finger around the window. Just another example of August slowly becoming Hayley Sproul. I am just witnessing this. I see the future, Vaughn. Now, if someone was to avoid their daughter becoming Hayley Sproul, what would be their next move?

Nothing personal. I'm boring. I'm a boring loser. Play ZM's Flesh, Vaughn and Hayley. Kids, you must remember every time you're in the car, and it makes no difference if you're going near or far, if you're in the front seat or if you're in the back, click as you seatbelt before you hit the track.

Click as you seatbelt, click, click, click. When you take a ride, you need to belt up quick. Tell all your friends and your family that's the trick. Click as you seatbelt, click, click, click. Make it click. You must make it click at the end. Make it click. Thank you.

That's a successful advertising campaign. When did that a click at the end. Make a click. Thank you. That's a successful advertising campaign. When did that first come out? It's been around forever. It's been around my entire life. Yeah. And I was born in 89. Yeah. Right.

We all know it. It's a very successful advertising campaign. Kids, you must remember. That for road safety and McDonald's. Because Ronald. He's driving. He was driving in the OG. Yep.

And they had a little car. I wonder what ever happened to that car. It looks a lot like the Wiggles big red car. I wonder if there was some sort of Tina from Turner situation where Ronald traded it in and then the Wiggles purchased it. I don't know.

And it had a big carriage on the back, the big purple thing on the back. And then there was a few different versions of it and then it got animated and wow, now they've gone and made a drum and bass version of it. Okay, amazing. Oh my God, I love it. I've been getting this a lot in pre-rolls on ads.

Oh, really? Yeah. Oh, my God, I have not. I'm kind of into it. If you were in a club and it was like you were having a great night and it was like 2 a.m. and you're like, oh, man, I've got to turn it in, and that started playing, you've restarted the night.

That's the trick, right? A nostalgia remix. Oh, yeah. You'll be somewhere and you'll hear it. Even me, who's like, for a start, it's too loud. And I didn't understand any of the lyrics in that last song. Come on, it's time for us to go. If that came on, I'd be like...

Hell no, man. I don't know, honestly. Do we need to be reminded? I guess kids do, right? But for us, it's like second nature. One third of drivers and passengers who die on New Zealand roads each year were not wearing seatbelts. How are we still not wearing seatbelts?

Are you kidding? 255 people have died on the roads in 2024 so far. We had a news story at the weekend about someone dying on the roads, and this many people were injured. And my kids were like, how often does this happen? How often do people die? And I was like, oh, I'm sad to say. I think it's like average is at just under one a day sort of thing.

We might go a week without, but then there'll be a bad one. It's pretty horrendous. Really. Really. Drop the tone on this. I mean, we started with a drum and bass. Hit it, DJ! No, that's not how it works.

It's just that we're sort of talking about mortality rates on our roads and trying to give an important message to put on your seatbelt. It's not that hard. Hit it, DJ! Oh, my God, yeah. I'm going to the bar for a soda water. Play ZM's Fletch, Vaughan and Hayley. Play ZM's Fletch, Vaughn and Hayley. Play Zed Ems, Fletch, Vaughn and Hayley.

Fact of the day, day, day, day, day. Christmas themed facts for fact of the day. Now, I've done this a few times, so a lot of the big Christmas facts have been used. Right. Like Christmas is on 25th of December. That fact's been used. Oh, did I just spoil today's?

No. Okay, good. No. This one doesn't really apply here in Aotearoa, New Zealand, because, of course, it's summertime when we have Christmas. But in northern hemisphere places, where countries and states of America and Canada and the like, and even some places in Europe,

Christmas tree theft is a big problem. Now, this isn't people who are selling Christmas trees being robbed overnight. This is people who grow trees for not Christmas tree purposes, so at this time of the year, if they're near a road, people just stop on the side of the road, cut down the tree, get themselves a free Christmas tree. I'm sure that happens here. It does happen here, but

the solution to this problem does not apply here. Okay. As it's summer and it's hot. But in, and Nebraska did this, and the University of Nebraska's landscaping staff have said yes, we do this and continue to do this. They will spray the outside evergreen trees that look perfect to be cut down, taken somewhere and used as a Christmas tree with a mixture of fox urine,

glycerin, water, and dye. That might seem weird. Here's why. Outside in the freezing cold temperatures of Nebraska and other places that are freezing cold during winter, fox urine has no discernible smell because it's frozen. However, in its defrosted state, it's described as eye-watering and as rancid as if you had a cat come in and urine it all over your house.

Spray all over the house. Spray all over the place. That stinks. So they spray it on the trees. You can't see it. Yep. So people, if they steal the trees, and it's a well-known thing,

being like, we've sprayed fox urine on the trees, guys, so be warned. If you take this into your lounge. And it defrosts, it's going to stink, and apparently it's this really weird emanating scent that stays there. Even if you take the tree out, the smell. It's getting into the fabric.

It's getting into the fabric. Do they say, is this like, you know, if you pee in your wetsuit smell. It's getting into the fabric. It's getting into the fabric. Do they say, is this like, you know, if you pee in your wetsuit, the pool's going to go purple? Yeah. You know one of those, they just say this? Because you can't be spraying all the trees everywhere. On the campus they have.

Apparently people who own forestry blocks will do it. Interesting. Just close enough to the road that, you know, and they'll say, you know, like word would get around. Put a little sign, we spray our trees with fox urine. Fox urine? And it's going to really, really stink. Yeah. What would be the New Zealand version?

Oh, but you know, it won't freeze. It won't freeze. It won't freeze because it's summer, yeah. Yeah. So I don't know how we stop Christmas tree theft here. Let's put ear tags on them. Apple ear tag them all. Apple ear tag them all. I live next to a pine forest.

It would really take a lot of time. I reckon if one in five Christmas trees in a Christmas tree plant where people might steal it were actually concrete, that would teach them. Because if you were going to, you know, charge a chainsaw and put it to a bit of concrete, you'd sure know about it. Okay.

You'd sure know about it in no time. So today's fact of the day is to stop Christmas tree theft in places that have Christmas in winter, people will spray fox urine all over the trunk of the trees. Fact of the day, day, day, do, do, do, do, do, do, do, do, do, do, do, do, do, do, do, do, do, do, do, do, do. Play ZM's Flesh, Fawn and Hayley. So there is a lawyer who is now being prosecuted due to his absolute, I mean, it's just, it's just disgusting behaviour, basically.

So there is a man, he was dying from cancer he's an old man he was 78 he was barely um conscious right and at which point it's sort of common knowledge that you can't actually change things in your will when you're not in a good state of mind you've got to be a sound sound state of mind however uh they an incompetent lawyer came to this guy at the request of one of his, I'll say many lovers. Oh, many lovers. He was known as having many lovers. Okay. At the request of, he's got multiple children to multiple women,

one of which was a sex worker who he had a sexual relationship with. So she's here present at this deathbed of this guy who, by the way, his eyes aren't open the whole time because this was filmed. Okay. And a lawyer is there changing things in his will and sort of ushering his hand, eyes closed, to sign the will so that half a million dollars is given to this lover who is present. Wild.

And so this guy dies. This guy dies. And the family, they get the will and they're like, hang on a second. Who's that? Who's this woman?

Why did they, and then I think they'd known, you know, he has cash and properties and whatnot. They'd sort of known throughout the years, kind of the state of the will,

sudden change. They know the state of him. He's literally, if you see the video, his hand's barely moving. His eyes are closed shut. And they start investigating this thing. So finally this lawyer for like malpractice or whatever

has been prosecuted for enabling this because the family got one hell of a surprise, as you say, when they looked into this will and saw that half a million dollars went to this person. You always hear stories about, you know, when the will comes out and then families start arguing like nothing like money oh i know start families arguing so the changes it's basically they've reverted the will back to the previous version when he was of state of um um what did you call it sound sound mind yeah yeah right so it's invalid the change they made is invalid now but

it's taken this amount of time. I want to know this morning, what was the surprise in the will? Maybe it was a friend or a family member that just... Or like you find out like someone had a secret child. Yeah. And they left something in the will for them. Or just you were completely excluded

and that was not your anticipation. Someone in the family was left out because it was a grudge. Yeah. I've never been to a Will reading. No. Is it like in the movies? Yeah. Where you sit down and they say,

and to you, Hayley Sproul. Yeah. They have went. That's right. It's lawyers. The last time I was, you know, the gentleman, the Guy Ritchie TV show. And the mate comes along

and the eldest son thinks he's getting everything and he gets passed over for the youngest son thinks he's getting everything and he gets passed over for the youngest son, Theo, what's his face? Theo James. Yeah, yeah. Yeah. He's a good looking boy, eh? Theo James.

Oh yeah, not mad. Not mad. Yeah. But it is, it is quite formal. There's always lawyers and no one's allowed to see it until the lawyer reads it out and all this and everyone's going to be present and you don't know until you get there. The drama. Okay, so this is what we want to know

this morning. You can text in 9696. Give us a call. 0800 dials it in. What was the surprise in the will? Maybe it was a positive one. You were like, who? Left me what? We want to know what the surprise was in the will. Yeah, there was a lawyer, well an ex-lawyer has been

prosecuted for basically forcing a very elderly man's hand to give half a million dollars to his fling, basically. One of his many lovers. One of his many lovers. And the family was like, excuse me? No. Sarah, what did you find out in the will? So I'd gone to a funeral for another family member.

And this other family member said to me, we made you the executor of our estate. Because we think you're the only person that will say no to somebody. The only person that will what? Say no to someone. Oh. Yeah. Wait, so how... One person in particular that they were worried about?

It might be a small collection of it. Ah, small. Wow. Just a small cluster within the family. Because what? The executor of the will is like the one who's in charge, right? Makes the decisions. Because what? The executor of the will is like the one who's in charge, right? Makes the decisions. Yeah.

Okay. But can you change anything in the will that they've said? Well, the will is a wishes. So it can be changed. So you could be like, nah. I will likely follow the wishes because that's what you do. Yeah. A million dollars goes to this person.

You're like, nah, boy. I'll be like, I'll just take a little fee for me. Yeah, yeah, yeah. 900,000. Wait, is that the fee or how much did you get? That's my fee. That's my fee. Yeah, yeah, yeah.

Thank you, Sarah. Oh, interesting. Some more messages in. The shock, surprises and a will. My mum was a carer for an older woman with one other lady. My mother discovered that the other lady that was caring for her was stealing from her. Oh, that's awful.

So my mum told her family that was the case and mum became her sole carer. When she passed away, she left everything to my mum. Apartment, money, etc. Her son lived overseas and didn't need, you know, the money and it appreciated my mum looking after her and making sure she wasn't getting ripped off. Oh, wow. So my mum got

everything. Everything? Yeah. House, money, everything. I have a half-sister who has been really awful to my parents. She's stolen thousands from them over the years. Anyway, she thinks she's still in the world. Oh, that's going to be awkward one day. Oh. Oh.

When one person knows that somebody else isn't in the world. Yeah. But then that's the kind of person that would legal it. Kind of contest that. But you've got to be able to afford that lawyer, right? Yeah. Yeah. And if she's stealing money from your parents. And also, if it's like in writing and it you've got to be able to afford that lawyer, right? Yeah. Yeah, and if she's stealing money

from your parents. And also, if it's like in writing and it's black and white and it's been that way for years. Yeah. Yeah. Sailor V, babes. Yeah. See you later. Lawyer Sam messaged in, will readings are not a real thing, but I did actually go to one once as a witness for a man's

family member who were overseas and suspicious. So, otherwise you just kind of get told, I guess. Yeah. But there's not a big sit actually go to one once as a witness for a man's family member who were overseas and suspicious. So otherwise you just kind of get told, I guess. Yeah. But there's not a big sit down in a room. My mate at high school had a great uncle he'd never heard of. Left him $100,000.

What? He bought a boy racer car. No! Of course he did. Keep your texts coming in. 9696, what was the surprise in the well? They get some great messages coming in. Yeah, I know. This happened to my family. There was a will and the value of it was over a million dollars,

but we didn't have the money to contest it. We were talking about contesting a will that you've got to kind of pay a lawyer. And if you don't win. You can't just walk in there and be like, no, no. But then I guess that's how you get started. Could you contest it with AI? Like just Google what you need. Yeah, dude, maybe.

But then where does it get its legal? It'd have to be New Zealand specific, right? You could just get a friend to put on a suit though. Like when are they going to check your license? Yeah, like when do they check? I'm here on behalf of my client, Hayley Sproul. I'd be like, great, this is great. And it's just your friend Brett that works at like Woolworths.

Yeah, yeah yeah yeah but he's got a good he's got the day off he's got a good jacket yeah he's got a great suit Brett does deal with a lot of bullshit and Brett's the guy

that you call when you can't make your weekend shift because you're sick again he's like I got you boo I've seen through this Brett will sort that out

Brett's a problem solver yeah he's a good man he's a great guy a lot of people sitting on will knowledge. Oh, I like that. Like, my mum and sister haven't spoken for over 15 years.

So my mum and her other daughter haven't spoken for over 15 years. She thinks she's getting half of everything, but I own my mum's house, which she doesn't know, and have joint bank accounts so I can pay her bills. Sister's not getting sweet F.A. Well, I don't understand how someone that you, if you don't speak to one of your family members for 15 years, you're out of their life.

Like, you're not getting anything. Why do you think you are? Well, another person texted saying I'm adopted, never had anything to do with my birth mum. Like, they didn't reconnect. She just died recently and left me $100,000. Now, did somebody take the $900,000 fee? Like I said I would do?

Check on that. She probably left a mil. Yeah. And you've just got would do. Check on that. She probably left a mill. Yeah. And you've just got a little slither of that. My parents unexpectedly came into $350,000 after my mum's uncle passed away. He had no kids and never married, so he left everything to my mum and her siblings. Mum's uncle. Mum's uncle.

Great. Yeah. There's so many of them. Yeah. My auntie wrote my grandmother's will on her deathbed And made her sign it to give my auntie's daughter $40,000 and me only $10,000 Obviously I wasn't expecting anything And I'm thankful for anything

I left nothing for my dad Whom is my grandmother's First born son, she died that night The witnesses were all family, which is not legal Who knew? No, it's not, no And we couldn't do or say anything She also didn't let any of us be present

when the reading of the will was taking place. And if you're talking about $40,000, $10,000, by the time you get a lawyer, there's no point. And the old saying, what is it if you loan someone some money and they never pay it back, then just consider that that was the fee you had to pay to get rid of them out of your life. Yeah.

That sounds like that sort of family, right? You got 10 grand, so it cost you 30, but now they're already alive, you don't need to worry about them anymore. Did you read this? We found out that my great aunt, who was more of a grandma figure, had a secret daughter

who she had a relationship with the whole time, but none of the family knew about it. So she was maintaining it. She never married and never had any other children, but we found out when the will was read and all of us were confused as to who this random lady was. I was like, that's my daughter. And she got all the money. And that's when you find

out there's like another family member. Yeah. Wow. My ex's father once sat me down and said I'm not going to tell him but when I die the money's skipping that generation and going straight to the kids because he'll just burn through it. He'll just burn through it. That's no good.

Yeah, right. Oh, so his kids. His kids will get it. Like in a trust and they can get it when they're like 21 or something. Because did you ever know people like that, that when they turn 25 they got money? Nah, I didn't know I had any trust fund friends. Wild.

That would have been fun. Imagine being like in your early 20s. I'm sort of still hoping I've got one. I'm getting money soon. Imagine they're like, when Hayley turns 40. Yeah. That's how I reply to all of those emails. What?

Diamonds and... Oh, yeah, yeah, yeah. I've got some money for you. Currency and yeah, yeah. All that sort of jazz. My grandmother's will went missing years before her death. My auntie helped write her a new one. Oh, of course she did.

How it helped is in quotations, by the way. Yeah, my dad was cut out of the will entirely. And my auntie was given the majority over her other sister too. The house alone was valued at $2.85 million. Convenient as they were going bankrupt after investing into my druggie cousin's business venture. Yeah, right. And did they sort that out?

I don't know. It doesn't clarify the end of it. No. Tell me more about this druggy business venture, though. Is it selling drugs? I've got a bit of coin. If you liked today's podcast, tell your friends you could send them the link. And if you don't have any friends, just pretend you did. Yeah, great.

And rate and review. And maybe get out there and try to make some friends.