ZM's Fletch, Vaughan & Hayley - Fletch, Vaughan & Hayley's Lil Bitta Pod - 28th September 2024

Episode Date: September 27, 2024

On Today's Lil Bitta Pod; Fletch & Vaughan share their latest obsession! See omnystudio.com/listener for privacy information.

The ZM Podcast Network. Fleshborn and Hayley's Little Bit of Pod. Treat yourself to McCafe coffee with my Macca's rewards. Welcome to a Little Bit of Pod. I... What was that? I breathed in and my fat mouth... Your fat mouth was flapping.

It's weird, I can't remember. I felt it. It was literally just inside my mouth. Oh, God. That's from the closest. No, because it was un-tongue related. Oh, yuck. Okay.

Anyway, welcome. I apologize. Welcome to a little bit of pot and apologies for Vaughn's mouth sounds. His mouth slapping mouth fat. Now, we want to talk about our KiwiSaver has a new app. You might be thinking, that's cute. They've got the same KiwiSaver. Fletch, when he signed up for KiwiSaver, I said, what one are you going with? And he said, oh, I've read about it.

And I said, I don't want to know. Just tell me what one you're going with because I assume you've done all the research. Do I need to switch? You've done all the research. Okay, we'll talk about this off air. We'll talk about it off air. But, I mean, they're all. We owned it.

It was owned by Gareth Morgan And I actually wanted to give them All my money to get rid of all the cats Yeah And then they sold it to Kiwi Bank Yeah And then Kiwi Bank Sold it to some

Fisher Funds So that's who it is with now Right And this is the When they sold it to them Fisher Funds are like Hey welcome aboard Welcome to Fisher Funds

Well Arnold Schwarzenegger Works there I don't know how they were Welcome to Fisher Fund Fund but it's good because there's an app a couple of you just didn't comment on my Arnold

impersonation which is going so much better oh welcome to Fisher Funds that's fucking it's getting so much better

screw you welcome to Fisher Funds no mine was better the thing is that there's an app now so and there never

used to be they'd send you like you could log on get a monthly text yeah and it would tell you just the amount was in your send you a, like you could log on. You get a monthly text. Yeah. And it would tell you,

it would just, the amount was in your KiwiSaver. So you could directly see when they text you last month, if you'd have gone up or down. Is this your fund that has the app? Yes. Oh, okay. Cause I was like,

I don't have a KiwiSaver app. Yeah. So then when these new guys bought it, they were like, hey, welcome to the, welcome to Fisher Funds. Welcome to Fisher Funds.

And they said, we've got an app. Yeah. And I was like, oh. So this is what's happened now is Vaughn is. Because we're both high risk. Yeah. Yeah, I'm high risk.

We're young. We're all bucks. Just crazy out there. Yeah. And Vaughn is constantly checking the balance. And this is not what you do. It's not good news. Watch pot.

Thousands of pot. Watch pot. It's long term when you go high of pot Watch pot It's long term I know it's long term But it's a little bit of fun It's more fun than my shares Which is just Oh mine sucks

Up and down Like I've been up and down But a movement Thing is you're talking decades Before you're going to touch this money Yeah And I think I said to Vaughn When he first messaged me

I was like I remember some financial guy saying You've almost got to just Forget the login Yeah yeah yeah, yeah. Forget it. Log out or just don't even look at it. And then for 10 years be like, oh shit, how's it going?

Yeah, exactly. Yeah, yeah, yeah. Because it all evens out. Because I've used mine. Boom, fuck. Good month. Good month. Good month.

I used mine already. I emptied what little, I didn't have much in there because I was a freelancer and you have to opt to put in and I just didn't. But I emptied it to buy my first house. Yep there because I was a freelancer and you have to opt to put in and I just didn't but I emptied it to buy my first house and then I had to start again yeah

so now I cannot use it until I'm 65 so there's no point fucking watching it when I'm only 35 that's 30 years away yeah it's 30 years ago

that Friends debuted so and that went quick it will I don't think it will no John I'm really not loving turning 65 keep watching I'll be 72 yeah So, like, and that went quick. I don't think you're real quick. No, no, John. I'm really not loving tuning in. Keep watching.

I'll be 72. Yeah. But you are obsessively watching this app. Like, it's actually a problem. It's fun, though. No, it's not. I'm not, like, freaking out about it. I'm just like, well, have a good day.

Bad day. But during post-COVID, shit, all of it went down. Oh, yeah, when you look back. Mine was terrible. Because we've been doing this for 2010. Yeah, and when you look at the graph. Yeah, 31st of it went down. Oh, yeah, when you look back at, like... Mine was terrible. Because we've been doing this for... 2010. Yeah, and when you look at the graph... It's gone here, 31st of January, 2010. Yeah, when you look back at the graph, it's a rollercoaster.

Oh, yeah, yeah, yeah, yeah. But it's gone up, hasn't it? Over time. Over time, it goes up. Yeah, yeah, yeah, yeah. Don't watch it. I'm pleased with mine. It's having good...

It's good at the moment. Yeah. Up. That's how the... Yeah, that's how it's going. But it is... I mean, it's good at the moment. That's how the yeah, that's how it's going. I mean, it's still not going to be enough when we retire. I'll plough through that in a year. Oh yeah, literally, this is a holiday fund. Have you met Sade?

She's already, I told her how much is in there and she's like, and I can see her eyes going side to side like, Rain Man. I was like, how did you spend it? She was dividing P&O cruises by the total balance. Yeah, yeah, yeah. Well, that's two cruises. Two cruises.

Actually, there's enough money left over that P&O cruise to get an In-N-Bing top. And then I get two of those actually because it's cheaper when you get two of them. She'll be in a full In-N-Bing tracksuit with like all of this work done. No, In-N-Bing will be doing rest times by the time you get there. Oh, the In-N-Bing scooters and stuff. 65 though, when we can attack these, that's actually perfect time for a bit of a zip. Get the ta-tas up. Staple the hair back.

Oh, you reckon Turkey? Yeah, I'm headed. What would be the new Turkey? Because, you know, it used to be Thailand and then it got a bit posh for boob jobs and now it's Turkey because it's cheaper. Now it's Turkey. What do you reckon the next kind of...

Rarotonga. Nigeria. Have you seen the hospital in Rarotonga When you scoot around the island Jesus Yeah no thanks Get your hands off my My cahugas

Nothing will make you put a helmet on quicker In Rarotonga Than taking your scooter up the hill to that To that hospital I think there were chickens outside But they could have been doctors They were Yeah

Official I don't mind getting some chicken tits Dry Yeah dry Dry Dry on the breast Yeah and the skin's like quite lumpy official. I don't mind getting some chicken tits. Dry. Yeah, dry. Dry on the breast. Yeah, and the skin's like quite lumpy. It's like you might spring a little feather. Firm.