Betrayal Weekly - RE-RELEASE: Bernie Pt.1 & Pt. 2

Episode Date: November 27, 2025

This week, our team is taking a holiday break, and we’re re-releasing a listener favorite, Bernie Pt 1 & Pt 2. Bernie Brown met a charming man from a powerful UK family. Their romance had to... stay secret. But Bernie would soon learn the real secret was far more dangerous.   If you would like to reach out to the Betrayal Team, email us at betrayalpod@gmail.com and follow us on Instagram at @betrayalpod   To access our newsletter and additional content and to connect with the Betrayal community, join our Substack at betrayal.substack.com. See omnystudio.com/listener for privacy information.

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Starting point is 00:00:00 This is an I-Heart podcast. Guaranteed Human. What's up, everyone? I'm Ago Vodam. My next guest, it's Will Ferrell. Woo, woo, woo, woo, woo. My dad gave me the best advice ever. He goes, just give it a shot.
Starting point is 00:00:15 But if you ever reach a point where you're banging your head against the wall and it doesn't feel fun anymore, it's okay to quit. If you saw it written down, it would not be an inspiration. It would not be on a calendar of, you know, the, cat, just hang in there. Yeah, it would not be. Right, it wouldn't be that. There's a lot of luck. Listen to Thanks, Dad, on the IHeart Radio app, Apple Podcasts, or wherever you get your podcast. Hey, I'm Dr. Maya Shunker, a cognitive scientist and hosts of the podcast, a slight change of plans, a show about who we are and who we become when life makes other plans. I wish that I hadn't
Starting point is 00:00:55 resisted for so long the need to change. We have to be willing to live with a kind of uncertainty that none of us likes. You can have opinions. You can have like a strong stance. And then there's your body having its own program. Listen to a slight change of plans on the IHeartRadio app, Apple Podcasts, or wherever you get your podcast. It's Financial Literacy Month, and the podcast, Eating While Broke, is bringing real conversations about money, growth, and building your future. This month hear from top streamer, Zoe Spencer,
Starting point is 00:01:32 and venture capitalist Lakeisha Landrum Pierre, as they share their journeys from starting out to leveling up. There's an economic component to communities thriving. If there's not enough money and entrepreneurship happening in communities, they failed. Listen to Eating While Broke from the Black Effect Podcast Network on the IHeart Radio app, Apple Podcasts, or wherever you get your podcast. On a recent episode of the podcast, Money and Wealth with John Hobrient, I sit down with Tiffany the budgetista Aliche to talk about what it really takes to take control of your money.
Starting point is 00:02:04 What would that look like in our families if everyone was able to pass on wealth to the people when they're no longer here? We break down budgeting, financial discipline, and how to build real wealth, starting with the mindset shifts. Too many of us were never, ever taught. If you've ever felt you didn't get the memo on money, this conversation is for you to hear more. Listen to Money and Wealth with John Hope Bryant from the Black Effect Network on the I'd Heart Radio app, Apple Podcasts, or wherever you get your podcast. Hi, Betrayal listeners, it's Andrea Gunning. We're off this week for Thanksgiving, but we'll be back next week. This week, we wanted to re-release a listener favorite, Bernie Brown's story.
Starting point is 00:02:47 We originally released it in two parts, but for this re-release, we're combining both parts so you can hear his full story all at once. We'll be back next week, and in the meantime, happy Thanksgiving for those celebrating. You're so grateful for all of you listeners. Thank you for everything. So without further ado, here's Bernie's story. So we sat down and he was like, he doesn't believe in NDA, so he's not going to ask for one of them. And I was just like, what the hell is going on here? Like, what is happening?
Starting point is 00:03:20 And it was like, oh, do you know what? I think I need to tell you a little bit about my family history. I'm Andrea Gunning and this is Betrayal, a show about the people we trust the most and the deceptions that change everything. Today, I want to introduce you to Bernie Brown. My entire life's been paycheck to paycheck. I'm just very clever with it. I've cut my own hair for the past 20 years and colored it because I'm like, well, if somebody
Starting point is 00:04:05 else can do that, why can't I do that? While growing up in London, Bernie experienced a difficult upbringing. My childhood was very rough. My mum was extremely strong, but she was going through massive domestic violence with my dad. At one point, very, very seriously. We're talking like hospitalisation. Bernie witnessed his dad's violence at a young age. I do remember one time walking into the kitchen and he had her up by a knife.
Starting point is 00:04:39 I actually still remember to this day the layout of the room. I remember it very, very vividly. She would be the punching bag to make sure that we were never harmed. His mom was a pillar of strength. My mother, everything I do, and the person that I am now is because of who she was and what she showed me. What Bernie remembers most about his mom was how she always made everyone feel at home. She was always very house-proud. always cleaning when I hit school, my friends would come over to see her.
Starting point is 00:05:20 She was very much an open door. The door was never locked, which was probably unsafe, but anyone knocked on the door, anyone who needed help regardless of whether she had it or not, it would always be a yes. And she was very, very well known for that. When Bernie came out as gay. My family were lovely with it. I was very, very, very lucky.
Starting point is 00:05:43 that enabled me to actually be proud and celebrate it. He began to explore the queer scene in London. When you first come out as being gay, you've got the big clubs, you know, the J-A-Y-A-Y story which has closed down now. I spent many a happy evening there, shall we say. Bernie was living his best life. It was a fun and exciting time. But deep down, he was looking for real partnership.
Starting point is 00:06:12 I really wanted to find somebody to settle down with. I just wanted that one-on-one connection. I don't remember actually witnessing a stable relationship. And I think that's why I so desperately needed one. At age 18, Bernie found what he was looking for. I met my first real boyfriend at the time in London. We moved to Newcastle. We bought a house.
Starting point is 00:06:45 We had two dogs and two cars and we had that life. I must have been 22, 23. And it wasn't legal in the UK to get married at that point. So what we did, we threw a party and we legally changed our names. So we kind of had our little version of a wedding and it was just going amazingly. He had everything he wanted. And it was great for about eight years. But then it just didn't work.
Starting point is 00:07:14 when that failed, we were actually very close friends for about 10 years after. I was the best man at his wedding. After their relationship ended, Bernie's mother's health started to decline. At the age of 46, she died of heart failure. We had that time to say goodbye, which rarely do people get. I could actually process it there and then. And we both said what we felt and what she wanted from us in life. Now Bernie felt truly out on his own.
Starting point is 00:07:50 He was newly single and starting over in this city. I was in London. Of course, I had flings and, you know, all of them that come with it. But every single time, I would never see somebody or sleep with somebody and instantly just disregard. There would always be an element of, hmm, could this go further? He was a romantic. But Bernie knew he had.
Starting point is 00:08:17 had to prioritize himself and his career. After years of working in retail, Bernie wanted to start a brand of his own. So he started saving everything he could to start his own clothing brand. I've never, never had money at all. But I've always worked very, very hard for the money that I do have. I've always wanted to work for myself. Not answered to anyone. So I started a clothing T-shirt business like my own prints and selling them online and I was like, it's my time. Let me build something that's my own.
Starting point is 00:08:55 Even though Bernie was working a lot, he still wanted to have a good time. I don't need the relationship at the minute, but you know, you need the physical side of it. So he went on Grindr, the dating app for gay men. So I was used it happily. I'd actually met some quite good friends now.
Starting point is 00:09:12 I actually do still remember the message come through because I had had a glass of wine and I was sat with a glass of wine and I got the famous Drup. I remember there was something intriguing. It was very well written and not the usual first opening message that you get on that kind of app. And I thought, you know, it's a nice breath of fresh air. There's nothing going to hurt. I'll just entertain it. His name was Leo. And Bernie had never seen him on the app before.
Starting point is 00:09:45 I was like, I've not seen you around here before. And it was like, no, I live in central London by Hyde Park, just around the corner from Harrod to set and the other. Instantly, I was like, well, hold on there, like 20 million pounds. Bernie didn't know anyone with a house in Hyde Park. That was a completely different world. Bear in mind, it's Grindr. You instantly just think, okay, all right, this fictional, whatever. So you entertain.
Starting point is 00:10:11 And I was like, oh, lovely, fine. Leo was quick to ask him on a date. He was like, I'm not big talking on these apps. I'm around the corner. Why don't you come over? Nothing unsawored. He was like, just, you know, let me cook you some dinner. And we'll just have a glass of wine.
Starting point is 00:10:32 And I then was like, oh, this is very sweet. He's very well-spoken. In addition to his apartment in London, Leo also had a luxury trailer, an air stream that he kept at a high-end campground. They've got their own unique gardens and plots and all of these. It's beautiful. So I was like, okay, this is nice. There's this big, beautiful white range rover that was sat next to it. He was very articulate and he did speak Queen's English. It's very smooth but pronounces every word as intended by Her Majesty the Queen.
Starting point is 00:11:13 I was like, oh my God, I need to like, you know, I need to up it up it a notch. Leo made a delicious dinner. Instantly, I was taking it. Just his charm, I've never met anybody with that smooth charm that isn't patronizing. It just was focused on me and we had an amazing meal. Bernie was really enjoying himself. He liked talking to Leo. And they bonded over cars.
Starting point is 00:11:45 He went through his picture gallery and he had all of these cars. We had the Bentley's. We had Aston Martins. We had quite a few range rovers, some old classics. And he was just flicking through and it was like, this is my pride and joy. I love cars and this, that and the other. The pictures also showed that Leo had serious money. A lot of it.
Starting point is 00:12:09 You can kind of tell if somebody's got old money or new money. New money is very much the designer head to toe and all of this. Old money is you can't really tell if they've got money. They're the chinos, the nice shirt, the necktire, that kind of. And that's how he was. But Bernie didn't understand why he asked him to come to his trailer instead of his London apartment. At that point, he just said he was from a very influential family within the UK. and because of his family, he can't be out.
Starting point is 00:12:44 He can't be gay. So to escape all of the craziness, he needs somewhere to get away. And he said, nobody knows about this caravan. Like his family don't know, security doesn't know. So for him, it's just his little getaway to just be himself. So I was like, okay, fine. But at that point, I didn't know who his family was. Bernie ended up staying and hanging out with Leo for hours.
Starting point is 00:13:12 It got dark. It must have been around about 11, 12 o'clock at night. It was like, oh, let's go inside, let's go in the caravan. And we sat in the sofa area and just had a conversation. But there's something very weird that happened. It was like, do you mind if I ask you to do something? Can you just undress in front of me? I won't touch.
Starting point is 00:13:35 I won't do anything like that. And I probably had a bottle of wine. So I did and I got naked and he didn't. And he was like, just turn around for me and that was it. And it's like, okay, you can get dressed now. I was like, what was all that about? He was just like, I've not been with many men. So I'm a little bit nervous.
Starting point is 00:13:59 Instantly, I was like, oh, that's so sweet. They kissed good night and Bernie got a lot. taxi home. Next morning I woke up and of course there was the most beautiful message that was on my phone and it was like, look, I really want to see you again. I can't get you out of my mind, this, that and the other. And we just had normal conversation through the day. I just started feeling a bit warm.
Starting point is 00:14:25 I was just like, is this really happening? They decided on a second date. So again, I went over. We had something to eat. The conversation was effortless. The subjects, it was just, it was so smooth. It was as if I'd known him for years. It was so easy.
Starting point is 00:14:49 And then we started kissing and this, that and the other. And then he, I remember he started coughing. And I was like, oh, is everything okay? And it was like, yeah, it's fine. I'm just, I'm very, very nervous. So I was like, listen, let's just sit, take it slow and, you know, see where we go. Nothing has to happen.
Starting point is 00:15:12 And then, you know, we went back to it and things were happening. And then he kind of had a coffin fit. And it actually got really serious that I was like, I'll get you a glass of water. So I got him a glass of water. And he would not stop coughing. So I was like, I'm just going to step outside. Because by this point, he was bringing things up.
Starting point is 00:15:34 It was not romantic at all. And I was outside for about 10 minutes and all you could hear was this hacking up and at that point I was stood there and I was like, what do I do? Do I go? Do I just like leave? But then my car keys are in there. This is really awkward. So then he called me back in and we had this conversation and he just apologized and that's when he said that he's got a few health issues. And it's like he's getting them checked up and it's nothing too serious to worry about at the minute. and it was like so apologetic. I was like, honestly, it's fine. Let's just watch something. Calm down.
Starting point is 00:16:14 I was like, it's generally not a big deal. After Leo recovered from his coughing fit, Bernie stayed and they ended up having a really lovely evening. We had a few dates at that point. It was like, can I come to yours? So I was like, do you know what? Yes. Come to mine.
Starting point is 00:16:31 I will cook us a nice meal. And then that's the first time that he, came round, and he brought the Bentley. This Bentley continental white thing pulled up, and I was like, what the hell is this? Bernie had seen the pictures of Leo's cars, but he was skeptical that Leo really owned all of them. All the way up until that point, and that was a few weeks in, I took everything with a pinch of salt. And then I think that was the first time when the Bentley pulled up, I'm like, hold on, if this is true. The Bentley was impressive.
Starting point is 00:17:08 I'd never even been close to a Bentley. It's like, do you want to ride? So I was like, yes. I was like, come on. So I got in and we went for a drive and, oh my God, it goes fast. Beautiful car. Later that night when they were deep in conversation. It slipped in.
Starting point is 00:17:26 It was like, oh, I've got to go down to the castle today for whatever event I have to. I'm being dragged down. And I was like, castle. what's this? And he was like, oh, do you know what? I think I need to tell you a little bit about my family history. There's two golden rules that any man should live by. Rule one, never mess with a country girl.
Starting point is 00:18:11 You play stupid games, you get stupid prizes. And rule two, never mess with her friends either. We always say that trust your girlfriends. I'm Anna Sinfield. And in this new season of The Girlfriends, Oh my God, this is the same man. A group of women discover they've all dated the same prolific con artist. I felt like I got hit by a truck.
Starting point is 00:18:34 I thought, how could this happen to me? The cops didn't seem to care. So they take matters into their own hands. I said, oh, hell no. I vowed. I will be his last target. He's going to get what he deserves. Listen to the Girlfriends. Trust me, babe.
Starting point is 00:18:51 On the IHeart Radio app, Apple Podcasts, wherever you get your podcast. I'm Ego Wadam. My next guest, you know from Step Brothers Anchorman, Saturday Night Live, and The Big Money Players Network. It's Will Ferrell. Woo. Woo.
Starting point is 00:19:14 My dad gave me the best advice ever. I went and had lunch with them one day. And I was like, and Dad, I think I want to really give this a shot. I don't know what that means, but I just know the groundlings. I'm working my way up through, and I know it's a place they come. Look for up and coming talent. He said, if it was based solely on talent, I wouldn't worry about you, which is really sweet. Yeah.
Starting point is 00:19:35 He goes, but there's so much luck involved. And he's like, just give it a shot. He goes, but if you ever reach a point where you're banging your head against the wall and it doesn't feel fun anymore, it's okay to quit. If you saw it written down, it would not be an inspiration. It would not be on a calendar of, you know, the cat, just hang in there. Yeah, it would not be. Right, it wouldn't be that. There's a lot in luck.
Starting point is 00:20:02 Listen to Thanks, Dad, on the IHeart Radio app, Apple Podcasts, or wherever you get your podcast. You can have opinions. You can have like a strong stance. And then there's your body having its own program. I'm Dr. Maya Shunker, a cognitive scientist and hosts of the podcast, a slight change of plans, a show about who we are and who we become when life makes other plans. We share stories and scientific insights to help us all better navigate these periods of turbulence and transformation. There is one finding that is consistent, and that is that our resilience rests on our relationships.
Starting point is 00:20:44 I wish that I hadn't resisted for so long the need to change. We have to be willing to live with a kind of uncertainty that none of us likes. Listen to a slight change of plans on the IHeart Radio app, Apple Podcasts, or wherever you get your podcasts. Hey, Erners, what's up? Look, money is something we all deal with, but financial literacy is what helps turn income into real wealth. On each episode of the podcast, Earn Your Leisure,
Starting point is 00:21:14 we break down the conversations you need to understand money, investing, and entrepreneurship. From stocks and real estate to credit, business, and generational wealth, we translate complex financial topics into real conversations everyone can understand. Because the truth is, most people will never taught how money really work. But once you understand the system, you can start to build within it.
Starting point is 00:21:36 That means ownership, smarter investing, and creating opportunities not just for yourself, but for the next generation. If you want to learn how to build wealth, understand the markets, and think like an owner, earn your leisure is the podcast for you. Listen to Earn Your Leisure on the IHeart Radio app, Apple Podcasts, or wherever you get your podcast. Ernie was really enjoying getting to know Leo, a guy he met on Grindr. He knew Leo came from money, and after a few dates, he confided in Bernie about his family's backstory. So we sat down and he was like, right, he doesn't believe in NDA, so he's not going to ask for one of them. And I was just like, in India, what the hell he's going on here?
Starting point is 00:22:20 Like, what is happening? A non-disclosure agreement? Bernie wasn't following. But then? He opened up with, do you know who the Norfolk's are? And I said, no, I have no idea who that is. So then he went through the family history. So it was like, my dad's brother is the Duke of Norfolk.
Starting point is 00:22:42 I didn't know who that was. He was like, the Duke of Norfolk is the highest peerage in the UK outside of the royal family. So it's literally the royal family, then the estate of the Duke of Norfolk. They're bloodline royals. They're just not direct in line to the throne. obviously I had a little look on Google and you can see on his profile who the Duke of Norfolk and the immense responsibility that he has within Britain. So I was like, okay, fine.
Starting point is 00:23:10 So that's your dad's brother. He was like, yeah. And Leo's title? He was Viscount Norfolk the second. And the castle he'd mentioned offhand was a Rundel Castle, a thousand-year-old architectural masterpiece in the south of England. And he was like, let me show you something. Because at that point he'd brung an overnight bag. And he had this Cartier box, quite slim, and opened it.
Starting point is 00:23:40 It was a crest with flower spikes all around. It was a circular shape. With the St. George's Cross in the middle. Then had some inscriptions on it. And it had the house of Norfolk and Fitz-Allen. And he said, we have to carry this everywhere we go. badges and emblems and crests because if somebody passes
Starting point is 00:24:02 they need it instantly for a sign of respect and all of this. I held it. It was so heavy and I was just like what is going on in my life right this minute and time? You know, I've got somebody here that is amazing and like so into me
Starting point is 00:24:20 but at the same time also with the Bentley out front and I'm sitting here holding this big royal crest Bernie couldn't wrap his mind around it. And I was like, I don't know what to say. And it was like, it's fine. It was like, just ask any questions that you have. And I was like, I literally don't have questions.
Starting point is 00:24:44 Like, my mind is blank. This was really big. Leo came from a very important and complicated world. Bernie didn't know what it would mean for his relationship with Leo. He was like, I want to keep us separate, you know, that I have to do. this with you, I want to do. And it was like, until we figure out how or if we can mix this, let's just try. So I was like, look, I'm fine with that.
Starting point is 00:25:12 I'm not here and I never have been impressed by money. Obviously, I'm impressed by the Bentley. But I'm not here for anything other than you. This was a pivotal moment. The conversation deepened their connection. That was then the first day that he had opened up and he trusted me. He trusted me with this secret and his family and his lion. I think that was the first time that I was like, yeah, he really likes me.
Starting point is 00:25:42 Leo let Bernie into his inner circle, but he made it clear. Privacy and discretion was critical. The first few months after that, it was amazing. He really genuinely wanted to see me happy. and to take care of me. Bernie and Leo were spending more and more time with each other. He pretty much moved in. I think that was about a month and a half in.
Starting point is 00:26:13 I gave McKee and I literally just said, you know, use it whenever you want. Leo never missed a moment to make Bernie feel loved. If I was on a late shift, I would finish 10, 11 o'clock at night, and then he would be there with dinner, with flowers. at that minute in time, I had felt the happiest settled and loved than I would probably say, bar my mom than I had ever felt in my life. Even though Leo came from a wealthy background, he worked hard and had a career he was passionate about.
Starting point is 00:26:51 He knew about watches. He was a horologist. He had been to Switzerland, studied at the best places, he absolutely knew everything. He had space to do a little studio. He was taking all of these Rolexes apart and in front of me putting them back together. And then he was like, I'm licensed by Rolex to do that.
Starting point is 00:27:12 It was a very competitive certification. But luxury watches were Leo's life. He always had Rolex, Patek Philippe on his arm. Within a few months, they were spending almost every night together. They were exclusive. Bernie was starting to think that Leo could be the one. There was only one big concern, and that was Leo's health. It was there from the beginning, but Bernie was seeing his symptoms worsen.
Starting point is 00:27:42 Leo wasn't just coughing. He was now throwing up. He went silent for, I want to say two days. Now, by that point, please realize that two days, when I am now fully into this, fully into the emotion, is like two weeks. During those two days, Bernie was desperate to hear from Leo.
Starting point is 00:28:08 While he waited, his mind began to spin. What have I done? Have I said something? I went back through WhatsApp. And this is only two days of no conversation. I went through WhatsApp to find out what I've said that he could possibly take offense with. Anyway, he eventually came back and basically apologized for not being in contact with me over the two days.
Starting point is 00:28:31 Leo had a good reason for being out of touch. He'd been in the hospital. He was like, I can't say anything over the phone, but I just need to get out of London. My family going into a panic and trying to keep this maintained, you know, make sure that it doesn't go to any press. He was like, can I just come to yours?
Starting point is 00:28:50 I was like, absolutely. At that point, he told me that he was suffering from, brain cancer. And they've given him a year to live. And obviously he had a lot of process and they need to do. Bernie was devastated. He wanted to be there for Leo any way he could. I'm just going to sit here and be quiet. You talk to me. You vent to me. You get your frustrations out. Anything that is in your mind. I was like, you literally throw them at me. This is what I'm here to do. And he did. And he got upset. He got angry. He was crying. then he got to the us conversation and he said I can't really see you anymore.
Starting point is 00:29:36 Leo didn't want to be a burden. He was like, look, I can't promise you anything. If this is how my life is going to end, there's bits that may not be pretty. And I was like, look, I really don't care. I was like, if I have to be a complete secret, even if we have to break up, just I want to be your friend. It wasn't about any of the sex or the relationship. For me, it was this person that was in front of me. To Bernie's surprise, Leo even brought up his will.
Starting point is 00:30:04 He was like, obviously, he can't change that because if he put my name in there, all questions will come up of who are. And I was like, I really do not care. I was like, I literally do not care about any of that. I was like, if you get to that point, I will be here as much as you need me to. Leo couldn't come out to his family.
Starting point is 00:30:26 So in order for Bernie to stay in his life, he suggested Bernie pretend to be his assistant or driver. It was the kind of arrangement Bernie wouldn't have agreed to under normal circumstances, but he was willing to do anything to make sure he could care for Leo. So he agreed. And I meant it 100% not a second guess in my mind.
Starting point is 00:30:48 So Bernie immediately focused on helping Leo make sense of his diagnosis. I went online, I researched the head. hell out of it down to all different methods. And I mean, I did go crazy with it, to be honest. I was there for at least an entire 24 hours, Googling, research and what this meant. Experimental drugs and like I just went to town with everything that I could find out. But Leo had already accepted that he didn't have much time left. He was talking about that he might not actually go for chemo because he just wants to just end on his terms in Switzerland.
Starting point is 00:31:28 That was a conversation that we had. And then that's when we went on to a conversation about, I think I need to start living my life while I've got it. And I was like, right, okay, so let's do that. For Leo, living his life to the fullest meant finally launching his own watch restoration business. That would be his legacy. He had a collection of incredible luxury watches, and he couldn't take them with him. One day, he said to me, I've got all of these watches.
Starting point is 00:31:55 I might just start selling them because I kind of like swap and a buy and trade on this site. And it was like, I kind of want to build something. So instantly I kicked in. I was like, I can build you a website. Let's register this company. And I did. We had quite a few business meetings on how the logo is going to look, what it's called, setting up all of the social media for it.
Starting point is 00:32:16 And I sat on my little Photoshop and I'd done the logo. And the company was called the Vintage Crown. Leo wanted Bernie to list all of his watches and post them online. So he brought his entire collection to Bernie's house. He came up and he literally had about two, three trunks of watches. I mean, I've got all the pictures on my phone still. There was countless Rolexes. There was the tech felix.
Starting point is 00:32:46 There was Van Clef and Arpals. They were stunning. There must have been, I'd say, close to 100. 100 watches in my lounge on this table. And there was this very, very old Rolex. The glass, the watch face was quite rounded. Bernie picked up the watch. It was heavy and ornate.
Starting point is 00:33:09 He was like, this is probably the most expensive watch that I own. And I was like, how much is it worth? And it was like, you check it out. So it's like, go on the Rolex website, turn the watch over. I typed in the serial number. and it came in at 1.2 million. At that point, I probably had about £100 in my bank account. So I'm like, 1.2 million.
Starting point is 00:33:31 It was just insane to think of the money that was sat right in front of me. There's two golden rules that any man should live by. Rule one, never mess with a country girl. You play stupid games, you get stupid prizes. And rule two, never mess with her friends either. We always say that trust your girlfriends. I'm Anna Sinfield, and in this new season of the girlfriends, Oh my God, this is the same man.
Starting point is 00:34:19 A group of women discover they've all dated the same prolific con artist. I felt like I got hit by a truck. I thought, how could this happen to me? The cops didn't seem to care, so they take matters into their own hands. I said, oh, hell no. I vowed I will be his last target. He's going to get what he deserves. Listen to the girlfriends.
Starting point is 00:34:43 Trust me, babe. On the Iheart radio app, Apple Podcasts, or wherever you get your podcast. I'm Ago Vodam. My next guest, you know from Step Brothers Anchorman, Saturday Night Live, and the Big Money Players Network. It's Will Ferrell. Woo. Woo! My dad gave me the best advice ever.
Starting point is 00:35:10 I went and had lunch with them one day, and I was like, and Dad, I think I want to really give this a shot. I don't know what that means, but I just know the best advice ever. groundlings. I'm working my way up through and I know it's a place that come look for up and coming talent. He said if it was based solely on talent, I wouldn't worry about you, which is really sweet. Yeah. He goes, but there's so much luck involved. And he's like, just give it a shot. He goes, but if you ever reach a point where you're banging your head against the wall and it doesn't feel fun anymore, it's okay to quit. If you saw it written down, it would not be an inspiration. It would not be on a calendar of, you know, the cat.
Starting point is 00:35:48 Just hang in there. Yeah, it would not be. Right, it wouldn't be that. There's a lot of luck. Listen to Thanks, Dad, on the IHeartRadio app, Apple Podcasts, or wherever you get your podcasts. You can have opinions. You can have like a strong stance. And then there's your body having its own program.
Starting point is 00:36:11 I'm Dr. Maya Shunker, a cognitive. scientist and hosts of the podcast a slight change of plans, a show about who we are and who we become when life makes other plans. We share stories and scientific insights to help us all better navigate these periods of turbulence and transformation. There is one finding that is consistent, and that is that our resilience rests on our relationships. I wish that I hadn't resisted for so long the need to change. We have to be willing to live. We have to be willing to live with, with a kind of uncertainty that none of us likes. Listen to a slight change of plans on the IHeartRadio app,
Starting point is 00:36:51 Apple Podcasts, or wherever you get your podcasts. Hi, everyone. I'm Cheryl Stray, author of Wild and Tiny Beautiful Things. I'm excited to share that I have a new podcast called Mind Over Mountain. In each episode, I interview athletes, adventurers, and adrenaline seekers to discuss the inner landscapes and life experiences that informed and inspired their extraordinary, I also bring a bit of advice into the mix, so we too can better understand how to face our own seemingly insurmountable challenges. Do you know what I'm going to do? I'm going to pull out what you already
Starting point is 00:37:28 have inside. We're coming into this world, fighting for our lives. All I'm going to do is pull out what you already got inside. We're there to support and celebrate each other. And that's not like your story versus my story. You're going to walk up and over that dang mountain. You're not just going to put your mind over it. Yep, yep, exactly. And if I can't walk up and over it, I'm going to go through it. Listen to Mind Over Mountain every Thursday on the IHeart Radio app, Apple Podcasts, or wherever you get your podcasts.
Starting point is 00:37:59 Leo had a staggering collection of luxury watches. And as Bernie helped Leo launch his new watch business, Bernie got a taste of that world. Like when Bernie came with him to run errands at high-end London department stores. And whenever we walked in to Harrods, they knew. knew of him. They addressed him by his name, talking about previous purchases that he had made and full conversations. He even asked Bernie to go to Selfridges, another luxury department store in London, for an exclusive event. It's a private party, a VIP, but it would be quite nice if you can come with me just to experience a bit of that lifestyle. And I was like, absolutely, yeah, I'll come out.
Starting point is 00:38:45 So we got dressed, made our way into central London, walk into Selfridges, and it was red carpet, all of that. This event was a big deal. And Leo was a big deal there. Everyone greeted him by name. And immediately, people were vying for his attention. So he went in to this private VIP area through the door. Leo was there to look at a specific watch.
Starting point is 00:39:10 And then he sent me a message and was like, okay, we're kind of done with the finance side. Do you want to come in? So I was like, absolutely. So I went in, and it was a private room with the head of European sales. The room was gorgeous. We had hors d'oeuvres that were laid out, and the watches were laid out in front of me. These ridiculous, I mean, the price of a house, these watches in front of us.
Starting point is 00:39:31 And it was just this woman, Leo and me. Leo bought two watches that day as gifts for family members. With Bernie's help, Leo's watch business got off the ground. And as a thank you, he would let Bernie borrow some of the pieces. If we'd go for dinner, he would give me a Rolex or a Petéac Philippine. He then called one day. And he said, this Rolex has come my way for me to recondition and to sell. It's just a submariner.
Starting point is 00:40:04 I've got quite a few of them anyway. But he was like, I thought of you. Leo was making him an offer. He was like, look, you buy it off of me for 20,000. I will recondition it. I'll make it look as good as new. I will polish it. I will have it back up.
Starting point is 00:40:22 And it's usually worth about 30 to 40,000. 20 grand up front. It would be a huge investment for Bernie. And then Leo would resell it at a profit of at least 10,000 pounds. Of course it would be amazing. That extra 10 grand for me at this minute and time would open up doors. I've never had just a 10,000 pound sum in my account. But Bernie didn't have 20,000 pounds just lying around.
Starting point is 00:40:50 And I was like, right, I was like, at the first, I just don't have anywhere near that money whatsoever. Literally, I think for my entire life, it's been paycheck to paycheck. I'm just very clever with it. Nowhere do I have that kind of money. Leo had an idea. What about Bernie's clothing business? It wasn't as successful as the watch sales. So he said, well, the clothes.
Starting point is 00:41:12 It's like, you know, it's taking too much your time. Is it really doing anything? And I was like, it's getting a bit tiring. So I said, look, why don't you just sell? Sell all of the clothes just in bulk. Somebody will buy it. Sell the website off. Like, sell the business.
Starting point is 00:41:27 Get this watch and then use that lump sum for whatever you want to do, your next project. Bernie had a few ideas for new businesses he wanted to start. The investment in the watch represented a new chapter. So he started crunching the numbers. I was like, look, I can take this money out of all of my credit cards. But if I do that, with my bills, my wage in retail, it won't even cover half of all them repayments in one go by maxing out them cards. So he said, look, once I've got the money, it will take about a week for the watch to get
Starting point is 00:42:05 here. So I will recondition it. I will get it sent to you. You'll sell it before you next get paid. I get it, but I'd never do anything to hurt you. this is for your benefit. If it's too much, then you know what, let's just not do it. Let's just forget about it completely.
Starting point is 00:42:22 And by that point, I was like, I'd already kind of imagined if I sell all of this stuff and I take from these credit cards, by the end of it, I could have 10 to 20,000 pounds, which is just mine to do with. So I was like, right, okay, I trust him 100%. Let's just do this. Bernie was in. So I sold the website off. And then I think that only got about half of it, maybe a little bit more.
Starting point is 00:42:48 And then I did have a few credit cards. So I got rid of the final bits of the clothes, took out from every credit card that I had, maxed it out, and gave it to him. Bernie got 15,000 pounds from maxed out credit cards. For the rest of the money, he took out an incredibly high interest loan. These payday loans, the interest rate is 79. Per month, and that's more than what you've borrowed. Bernie was putting everything on the line. He sent Leo the 20,000, and Leo ordered the watch.
Starting point is 00:43:27 It'd been delivered to his Hyde Park address. But it was the week of Christmas, and Leo wasn't home. He was at the castle. He has responsibilities around the UK. So he was up there doing official business, and he'll get to it. With the holidays, it could be a week. week before Leo got to the watch. That meant weeks before they could resell it.
Starting point is 00:43:50 That's when I started panicking because at that point, there is absolutely no way that I am going to be able to cover that next payment. And I told him that I am getting nervous because I know the tsunami that's coming if this isn't paid. But Leo was calm. He handled deals like this all the time. He just kept reassuring me saying, look, there's a little bit of a deletive. I've got a buyer.
Starting point is 00:44:17 I've got somebody that's interested. As soon as I can get my hands down to this watch, it will take me one day to recondition it because it's in very good quality, and I will literally have a buyer for you within 24 hours. After that, Leo seemed to change. The loving calls and texts started dwindling. The communication with me and him went very sparse.
Starting point is 00:44:44 The morning messages, which by this point, had constantly continued. If I had, even to the point, if he was staying at mine and I woke up at four in the morning to go to work, when he woke up, I would still get that morning message. And now those texts stopped coming. Their connection started to feel less like a romantic relationship and more like a business partnership.
Starting point is 00:45:06 It went from loving and just amazing conversations to all about the watch. For Bernie, this cold shoulder really hurt. Obviously, he was concerned about the watch. But that wasn't what he really cared about. I am fully in depth. I am fully in love with him. In seven months, Leo had become the center point of his life. He was my world at that point.
Starting point is 00:45:42 And there was nothing else that I was concentrated on. I had stopped talking to my friends, even my best friend. I'd stopped talking to my family and all of a sudden this person is completely disregarding me. I was panicking then. I was then going back to that state, what have I done?
Starting point is 00:46:01 What have I said? I know it's Christmas. I don't want to contact him too much because I know that he's working and he's probably with people and with his family but at the same time I'm panicking because I'm not getting that response.
Starting point is 00:46:13 Then comes Christmas Eve and he's kind of going to was silent a little bit, and then I get Christmas Eve, I get a few messages, very cold, and it was like, I'm with people, I can't talk. I was like, okay, I just wanted to wish you a Merry Christmas. It was important for Leo to spend time with his family because he had so little time left. Maybe the reality of his diagnosis was finally hitting him. Bernie understood why Leo might be pulling away, but it still stung. Next morning, I did actually get quite a nice message. It's just like Merry Christmas handsome and blah blah blah blah blah blah. I instantly
Starting point is 00:46:57 my mood, I was uplifted. I was like, oh it's okay. What's your plans for today? It was, I went straight into that puppy mode like he could do no wrong. And he said, look, I'm with my family all day. I won't be able to contact you for the next two days. I was like, okay, that's absolutely fine. Look, I get it. It's Christmas. You are supposed to spend that with your family. Bernie spent that Christmas alone, waiting for a message from Leo. But that day, Bernie noticed something strange. It seemed like Leo was actually spending Christmas Day with another man.
Starting point is 00:47:37 Someone Bernie had never seen before. There was a picture on his WhatsApp update. And it was him, but there was somebody else in the background. There was this guy just walking towards the camera, looking directly in the camera as if he was going to say something. And it was the inside of a church. And it just bugged me for a few days. Bernie stared at the photo practically memorizing every detail.
Starting point is 00:48:06 Anyway, so on the 27th he message, and he was like, sorry, I've not been. I've been with family, this and the other. I was like, okay, how was your Christmas to check up to much? And it was like, no, we just really stayed around the castle and then we didn't really do anything. I was like, oh, what about the church? It was like, what church?
Starting point is 00:48:22 And then it was just like, oh, I just saw your update on your WhatsApp, and it was a picture of a church. I was like, I don't know what you're talking about. You didn't see anything. But Bernie had looked at the photo over and over. He knew what he saw. And I was like, no, it was. I didn't do an update.
Starting point is 00:48:39 That was no update. And then he got into such denial. He was adamant and quite nasty with it that I completely made it up. I did not see it. There was nothing on his profile. It was the first time Leo had acted like this. He was defensive and angry over something so small. He knew it meant Leo might be hiding something.
Starting point is 00:49:06 So Bernie pulled back a bit. I kind of slowed down messaging him. I then get a call again quite late at night. And it's like I've just had a massive argument with my family. On the other end of the phone, Leo was hysterical. And he was like, Bernie, I can't take this. I can't take this life anymore.
Starting point is 00:49:25 The stress that I've been under, I just don't like my family. I don't want to do this anymore. Can you come and get me? So, of course, I've then said, yes, instantly, where are you? Calm down, stay on the phone with me. Leo sent an address.
Starting point is 00:49:42 It was a five-hour drive from London. So Bernie got in the car and stayed on the phone with Leo while he drove through the night to meet him. At 2 a.m., he picked up Leo and brought them to a hotel. We stayed the night. We had a long conversation about his stress levels and he's sorry that he's been distant and he doesn't know how to cope with this as well as his diagnosis.
Starting point is 00:50:05 And at the end of this, he'll get the watch. He's going to go down. He'll get it. And if he hasn't got it by this point, he will give me the money and then sell it on himself. And I just felt seeing. And he was in tears. He went asleep and I was stroking his head. it was as if this guy was broken, broken with life.
Starting point is 00:50:27 There in the hotel room, Bernie finally felt close to Leo again. Leo needed him, and Bernie would do anything to make him happy. The next morning, Leo seemed renewed, back to his old self. He confessed to Bernie that he had been hiding something. Now he was finally ready to talk about it. It's like, so I've got a serious question that I need to ask you. And I've been thinking about this with everything that's been going on. And I was like, okay.
Starting point is 00:51:00 And it was like, I've had enough of this entire life that I have to do. And I'm done with it. I want to move away. And he was like, I want to move somewhere in Scotland. Would you come with me? And I was like, sorry, I was like, what? And it was like, I've seen this house. I've been thinking about this for a long time, and I was going to go on my own.
Starting point is 00:51:25 And that's why I've been distant because I didn't know what I was going to do, but I want you to come with me. Leo was dead serious. He was ready to put in an offer on a house. I've already contacted the estate agent. This house was a full-on castle in the Scottish Highlands. When you think the quintessential English castle, it was exactly the same. that. They looked at the listing together and started imagining a new life there.
Starting point is 00:51:57 They wouldn't have to hide from Leo's family or the press. Bernie could take care of Leo as his cancer progressed. And whatever came next, they could face it together. It's like, I just want it to be me and you. And I was like, yes. And it's difficult now to really kind of explain exactly how it felt, Because his world at certain points starts to crumble, and he has to get what he can do and run,
Starting point is 00:52:31 to create another life for himself. But in the end, it was all a lie. There's two golden rules that any man should live by. Rule one, never mess with a country girl. You play stupid games, you get stupid prizes. And Rule 2, never mess with her friends either. We always say that trust your girlfriends. I'm Anna Sinfield, and in this new season of the girlfriends...
Starting point is 00:53:21 Oh my God, this is the same man. A group of women discover they've all dated the same prolific con artist. I felt like I got hit by a truck. I thought, how could this happen to me? The cops didn't seem to care. So they take matters into their own hands. I said, oh, hell no. I vowed I will be his last target.
Starting point is 00:53:41 He's going to get what he deserves. Listen to the girlfriends. Trust me, babe. On the Iheart radio app, Apple Podcasts, or wherever you get your podcast. What's up, everyone? I'm Ego Wodom. My next guest, you know from Step Brothers Anchorman, Saturday Night Live, and the Big Money Players Network.
Starting point is 00:54:07 It's Will Ferrell. Woo, woo, woo, woo. My dad gave me the best advice ever. I went and had lunch with them one day and I was like And dad I think I want to really give this a shot I don't know what that means But I just know the groundlings
Starting point is 00:54:22 I'm working my way up through And I know it's a place that come Look for up and coming talent He said if it was based solely on talent I wouldn't worry about you Which is really sweet Yeah He goes but there's so much luck involved
Starting point is 00:54:33 And he's like just give it a shot He goes but if you ever reach a point Where you're banging your head against the wall And it doesn't feel fun anymore It's okay to quit If you saw it written down, it would not be an inspiration. It would not be on a calendar of, you know, the cat. Just hang in there.
Starting point is 00:54:54 Yeah, it would not be. Right, it wouldn't be that. There's a lot of luck. Listen to Thanks Dad on the Iheart Radio app, Apple Podcasts, or wherever you get your podcast. You can have opinions. You can have like a strong stance. And then there's your body having its own program. I'm Dr. Maya Shunker, a cognitive scientist and hosts of the podcast a slight change of plans,
Starting point is 00:55:21 a show about who we are and who we become when life makes other plans. We share stories and scientific insights to help us all better navigate these periods of turbulence and transformation. There is one finding that is consistent, and that is that our resilience rests on our relationships. I wish that I hadn't resisted for so long the need to change. We have to be willing to live with a kind of uncertainty that none of us likes. Listen to a slight change of plans on the IHeart Radio app, Apple Podcasts, or wherever you get your podcasts. Hey, Ernest, what's up? Look, money is something we all deal with, but financial literacy is what helps turn income into real wealth.
Starting point is 00:56:08 On each episode of the podcast, Earn Your Leisure, we break down the conversations you need to understand money, investing, and entrepreneurship. From stocks and real estate to credit, business, and generational wealth, we translate complex financial topics into real conversations everyone can understand. Because the truth is, most people will never taught how money really works. But once you understand the system, you can start to build within it. That means ownership, smarter investing, and creating opportunities not just for yourself, but for the next generation. If you want to learn how to build wealth, understand the markets, and think like an owner,
Starting point is 00:56:43 earn your leisure is the podcast for you. Listen to Earn Your Leisure on the I Heart Radio app, Apple Podcasts, or wherever you get your podcast. Leo had been looking to buy a castle in the Scottish countryside where he could live out the rest of his life the way he wanted to, with Bernie. And it was like, I want to put an offer in and move within the month. I'm just done with all of this.
Starting point is 00:57:09 I'm like, do you know what? We've got one life. Let's do it. Leo drove them back to London. It was a five-hour drive, and they spent every minute of it planning their new life. We had designed this entire life down to the jobs we would do, the businesses we would build. On their drive, Leo's grandparents called. They were nearby, so Leo decided to meet up with them and spend the rest of the day with his grandparents.
Starting point is 00:57:46 Bernie could drive the Bentley back to London, so halfway through their trip, Leo pulled off at a gas station where his grandparents were waiting. It was the first time Bernie had seen anyone in Leo's family. Leo asked Bernie to act like they were just friends. He went over to this couple. They must have been in their late 60s. And his granddad went to go to the bathroom. So I was like, okay, I need the toilet anyway.
Starting point is 00:58:18 So I was like, I'll go. And then I went in, and then he came in after me. So I was like, okay. On the way out of the bathroom, Bernie struck up a conversation with Leo's granddad. And he was like, oh, well, we live in Sussex. That's where the castle was. They chatted about life in Sussex, then headed back to their cars. Leo went with his grandparents and Bernie drove a loan back to London.
Starting point is 00:58:43 Bernie was excited about starting his new life in Scotland, but his financial stress about the watch was mounting. It wouldn't be ready to resell in time for Bernie's next loan payment. I'm panicking now. I had missed one direct debit. February's was coming up and it still was not happening. As the weeks went on, Bernie kept asking his boyfriend for an update on the watch. The watch is being almost dangled. It's like, oh, I'll bring it up.
Starting point is 00:59:12 Can I, I'll come up to yours. I was like, okay, fine, I'll bring the watch yet. He'd get to the house. No watch. Oh, I forgot. I didn't go home yet. for whatever reason, the watch would always either be forgotten or once the cleaner accidentally moved it and it was lost in the house somewhere, so he needs to go back and look
Starting point is 00:59:31 for it. It was getting absurd that Leo couldn't get the watch sorted out. Sure, there was a lot happening in Leo's life, but waiting this long was affecting Bernie's. There was something inside that I was questioning a lot more. But I was still hooked. I still agreed to go to Scotland with him. Just weeks before, Leo had needed Bernie to drive through the night to be there for him. Leo showed him the house he was putting an offer on.
Starting point is 01:00:00 Now Bernie wasn't even getting a text or a call back for days. The gaslighting started. We'd have this call, for instance, and like, what are you doing today? Let's have a call tonight. Yep, okay. And then we'd have a call, arrange something. And then he would be like, we didn't arrange it. I was like, well, we did because, you know, I put it here, I put it in my diary, I put it here.
Starting point is 01:00:21 No, we didn't have that conversation. Bernie knew that Leo isolated when he was stressed about his cancer or his family. Bernie wondered if things had gotten worse. But all the worrying was starting to take a toll on his own health. End of January, February and beginning of March was, and still is to a degree, a blur. I got into the worst. state of mind. I had to take time off of work for depression.
Starting point is 01:00:55 I got massively depressed. I lost so much weight. I didn't eat. Bernie knew something was wrong, and he started spiraling. Of course, like anyone, I went straight into he's seeing somebody else mode.
Starting point is 01:01:11 Somebody else is on the scene, and I went into that whole whirlwind. I did then do something cheek because I was like, I can't do. this no more. I literally cannot do this anymore. With Leo across the country, Bernie got an idea. Do you know what? I think I should download Grindr again. And with Grindr, you can change location and search for profiles within that location. So Bernie created a fake Grindr profile and set it to
Starting point is 01:01:42 Leo's location. Now, I knew his type. So I found a decent looking ginger guy, put that on my profile. and I spent a good day at the location looking through profiles that didn't have pictures on. Lo and behold, he found my profile. Leo sent the first message. So we're just talking. I'm like, what do you do? He's like, I'm a horologist. You know, I deal with watches.
Starting point is 01:02:11 And he went straight into you and I'm a part of the Howard family. And then he sent me pictures. It was him. At the same time, Leo was talking to fake Bernie on Grindr, he was avoiding real Bernie's texts. He would reply to this person for literally about an hour, but I'm getting no reply. So I'm like, do you know what? I'm done now. That's it. I need to get this watch and I need to get it soon. So I did actually confront him with it and I was like, I know you've been speaking to people and I sent him a screenshot of the profile. And of course he was like, how dare you?
Starting point is 01:02:52 Try putting it on me. And I was like, I didn't do anything. And it's like, you have no right and went off on one. And I'm like, do you know what? It's absolutely fine. Just give me the watch. That's when he turned nasty. It's like, you're not getting the watch.
Starting point is 01:03:07 You don't deserve the watch. Regardless of Leo's royal status or cancer diagnosis, Bernie wasn't going to allow someone to speak to him that way. He hung up. Then Leo started blowing up his phone. You know, I really love you and all of this and what about Scotland? Bernie told him he wasn't coming to Scotland. Their relationship was over.
Starting point is 01:03:31 The only thing he wanted from Leo was the watch. So he's like, look, I'm going to bring the watch. It's finally ready. I was like, oh my God, I'm actually going to get this watch now. And he was like, I'm going to bring it down. They set a time and place to meet. He was like, are you going to be okay seeing me? you know, it may be a strain.
Starting point is 01:03:50 And I'm like, listen, I'm sure I'm going to be fine. I just make sure you bring the watch. Turns up, no watch. That was the last time they ever spoke. I said, enough is enough. I'm worth more than this. And I blocked his number. I'd just been like, I'm never getting that watch.
Starting point is 01:04:12 I need to deal with what I can. And this is the position that I'm in. Bernie says he was a shell of himself. Over the course of nine months, his entire life had been rearranged. All of his savings were gone. He had taken out loans and maxed out every credit card he had. It left Bernie in a dark place. My best friends literally descended on my house and were like,
Starting point is 01:04:37 we've never seen you like this and we need to pick it up. If I didn't have my friends around me at the time, I don't know if I would actually be here to this day. I genuinely, genuinely believe that. Bernie's friend supported him emotionally, but he was facing his financial crisis alone. I had to just bow and say I can't afford it, default. And my credit score at one point went from the highest it'd ever been,
Starting point is 01:05:11 straight down to zero. I'd never even seen zero on a credit score before. I was working in retail, and I had all this debt, and the debts that were coming out on a monthly basis, because of everything that happened, was higher than my entire pay, let alone when you take away bills and utilities and all of that. Bernie was overwhelmed with shame. He was at risk of getting his car repossessed or his wages garnished.
Starting point is 01:05:41 He was able to make a payment plan, but in the meantime, he had very little money to live on. he didn't take an obscene amount of money from me, monetary-wise. But what he did do was absolutely wipe me out. At one point, I didn't have the money to go to the shop to buy food. The monetary amount, for me, 20,000 could have easily been 5 million. It was all that I had to my name to survive. £20,000 was a drop in the bucket for Leo.
Starting point is 01:06:20 After all, his family lived in a historic castle. He drove a Bentley. But 20,000 pounds was everything to Bernie. And Leo knew that. I've reminded him time and time again. He knew exactly what my financial background was, what my current financial situation was. He knew about all of that.
Starting point is 01:06:43 But he still pushed to take them credit cards. He knew all of that was coming, and I reminded him many times every single day almost, that this is hitting. He absolutely did not care. Slowly, Bernie came to terms with his financial reality. He continued leaning on his friends for emotional support. That's when one of his friends said something he hadn't considered before. This was theft. He'd been robbed.
Starting point is 01:07:13 She was like, he's going to come. carry on doing it to other people until somebody actually puts a stop to it. At that point, I decided that actually I will contact the police because this isn't right. Bernie walked into the police station and filed a report. They did take it seriously. I gave everything I had to them and they had absolutely no idea who this person was. According to the police database, Leo Howard didn't exist. I emailed Arundel Castle, which is the official residence of the Duke of Norfolk,
Starting point is 01:07:51 and there was absolutely no record of Leo Howard, Leo Bose Howard, or absolutely anything. So then I started doing my own research, but there was absolutely no trace. Bernie knew the VIN numbers to Leo's Rangerover and Bentley. All of the car registration numbers had completely been erased, which is very hard to I don't know how that's possible. The VIN numbers weren't listed on any database. It was like the cars never existed. But Bernie remembered riding in those cars, driving those cars.
Starting point is 01:08:30 It was all so strange. He was starting to wonder, what was even real? It was as if I had completely imagined the entire year. Completely imagined it. because this person just did not exist. Leo had vanished into thin air. Even the police had hit a dead end. The police could not recognize his picture.
Starting point is 01:08:58 They had to just close the investigation. It must have been a good year later. And I get a call when it comes up and it's the police officer that was originally dealing with the case. And I answered and there was a nicer tears, you know, how are you? And then he said, do you watch Channel 4? And I said, to be honest, no. And he said, right, okay.
Starting point is 01:09:23 There's this documentary that's just been shown on Channel 4. And from that, I've been given a case. And he said, everything that's been described in the case and on the documentary is almost identical to my story. Bernie had no idea that across the country, other people had been. reporting a very similar crime to the police. A broader case was developing. In fact, the story was already out as a true crime documentary. It was about a prolific and highly manipulative scam artist operating all over the UK.
Starting point is 01:10:00 The detective calling wanted to know if Bernie recognized the man at the center of it. He said, can you just Google and have a look? As soon as he said that, I had that. sinking feeling, my heart dropped to the ground. I knew it would be him. My hand started shaking and my brain went completely dead on just how to Google something, but I managed it. I got there. And it was his face. There's two golden rules that any man should live by. Rule one, never mess with a country girl. Play stupid games, you get stupid prizes. And Rule 2, never mess with her friends either.
Starting point is 01:11:10 We always say that, trust your girlfriends. I'm Anna Sinfield, and in this new season of The Girlfriends... Oh my God, this is the same man. A group of women discover they've all dated the same prolific con artist. I felt like I got hit by a truck. I thought, how could this happen to me? The cops didn't seem to care. So they take matters into their own hands.
Starting point is 01:11:33 I said, oh, hell no, I vowed. I will be his last target. He's going to get what he deserves. Listen to the girlfriends. Trust me, babe. On the Iheart radio app, Apple Podcasts, or wherever you get your podcasts. I'm AGOWODAM. My next guest, you know from Stepbrothers Anchorman, Saturday Night Live, and the Big Money Players Network.
Starting point is 01:12:04 It's Will Ferrell. Woo, woo, who, who, who, who. My dad gave me the best. ever. I went and had lunch with them one day and I was like, and dad, I think I want to really give this a shot. I don't know what that means, but I just know the groundlings. I'm working my way up through and I know it's a place that come look for up and coming talent. He said, if it was based solely on talent, I wouldn't worry about you, which is really sweet. Yeah. He goes, but there's so much luck involved. And he's like, just give it a shot. He goes, but if you ever reach a point where
Starting point is 01:12:35 you're banging your head against the wall and it doesn't feel fun anymore, it's a okay to quit. If you saw it written down, it would not be an inspiration. It would not be on a calendar of, you know, the cat. Just hang in there. Yeah, it would not be. Right. It wouldn't be that. There's a lot of luck. Listen to Thanks Dad on the Iheart radio app, Apple Podcasts, or wherever you get your podcast. You can have opinions. You can have like a strong stance. And then there's your body having its own program. I'm Dr. Maya Shunker, a cognitive scientist and hosts of the podcast, a slight change of plans, a show about who we are and who we become when life makes other plans.
Starting point is 01:13:22 We share stories and scientific insights to help us all better navigate these periods of turbulence and transformation. There is one finding that is consistent, and that is that our resilience rests on our relationships. I wish that I hadn't resisted for so long the need to change. We have to be willing to live with a kind of uncertainty that none of us likes. Listen to a slight change of plans on the IHeartRadio app, Apple Podcasts, or wherever you get your podcasts. Hi, everyone. I'm Cheryl Stray, author of Wild and Tiny Beautiful Things. I'm excited to share that I have a new podcast called Mind Over Mountain.
Starting point is 01:14:06 In each episode, I interview athletes, adventure. and adrenaline seekers to discuss the inner landscapes and life experiences that informed and inspired their extraordinary feats. I also bring a bit of advice into the mix so we too can better understand how to face our own seemingly insurmountable challenges. Do you know what I'm going to do? I'm going to pull out what you already have inside. We're coming into this world, fighting for our lives. All I'm going to do is pull out what you already got inside. We're there to support and celebrate each other. And that's not like your story versus my story. You're going to walk up and over that dang mountain. You're not just going to put your mind over it.
Starting point is 01:14:45 Yep, yep, exactly. And if I can't walk up and over it, I'm going to go through it. Listen to Mind Over Mountain every Thursday on the IHeart Radio app, Apple Podcasts, or wherever you get your podcasts. A year after Bernie first went to the police, he got a call from a detective. They'd linked his report to a serial fraudster, someone who'd been conning men, and women across the UK with the same mix of charm, money and elaborate lies. There was a lot of press around it, and I broke down. I absolutely broke down in tears. The story had exploded. Leo's face was all over the news.
Starting point is 01:15:28 After Bernie got over the initial shock, a new feeling flooded him. The wave of relief. Now I have proof that it happens. because bearing in mind at that point, the only person who had ever met him was my best friend. We went out for one night. Apart from that, he didn't want to meet anyone, he didn't want to be photographed. Anyone that I told this story to, there was always, I'm sure, an element of doubt because it was so extraordinary to happen to me or to anyone.
Starting point is 01:16:01 When I saw this, it was that feeling, that overwhelming, almost joyous feeling of, of, I told you, this did happen. There were dozens of articles. Bernie clicked on one about a woman who discovered her fiancé was a fraud. He built a five-year relationship in order to scam her out of 30,000 pounds. I read the article and everything that happened to me had happened to her. Bernie knew that the documentary might hold answers to his many unanswered questions about Leo. We sat down and we watched it and as soon as I press play, it starts with his face.
Starting point is 01:16:53 Again, I got that sinking feeling. It was surreal. Scene after scene, Bernie realized he'd lived the same exact moments with the same con man. The luxury watch business, a scam. The cancer diagnosis, fake. I'm heightened at that point, and the Bentley came up. And I was like, that was the Bentley. And the watch that I was handling.
Starting point is 01:17:22 And the watch that I was supposed to be buying was actually in the documentary. Just even little parts of the story. I was like, yes, he told me that. Even though it was someone else's story, it was like watching his own true crime documentary. Andy learned, Leo had a dozen aliases. After the documentary, I did get emotional. Because I think that then sunk in exactly the severity of what was happening.
Starting point is 01:17:55 I was just a number at that point. Straight away, I found the woman in the documentary on social media and connected. and I remember the first message was like, you don't know me. I've just seen your documentary and I met him such and such a date. She came back and we had a few telephone conversations. They had so much in common.
Starting point is 01:18:22 This other victim helped Bernie fill in the gaps in his knowledge and pieced together a timeline. Most shocking of all, he learned... Three weeks before he had messaged me, he had actually absconded from prison. He was serving a sentence for fraud, and he was on the run when he met me. Looking back, this explained something about Leo's behavior,
Starting point is 01:18:49 how he was always nervous around the police. He never really liked the police. He was kind of scared at the police. To the point, he would wait around the corner if there was police cars driving past. He was scared. When Bernie met Leo, he wasn't in that campground because it was the only place he could be himself. He was there because he was in hiding.
Starting point is 01:19:10 Leo had escaped while he was serving a five-year prison sentence for defrauding another victim. And there were many more. He had victims across England. There was me and one other person in the north of London. All the other victims were in the same. south of England, in Kent, in Sussex. The person that was in the documentary was in the Isle of Wight. When he escaped from prison, he had then obviously traveled and he was in hiding.
Starting point is 01:19:47 What was so chilling to Bernie was that... The time the documentary was being filmed was when I was with him. And Bernie wasn't the only person Leo. was scamming while he was on the run. Remember Leo's grandparents who Bernie met at the gas station? I told the police my story and I said, look, I came into contact with his nan and granddad. They're like, no, that was another victim. I was like, wow.
Starting point is 01:20:21 He was doing exactly the same to them. If Leo stayed behind bars, many people wouldn't have been victimized. He was a fugitive. The police were. looking for him. But the problem was, the police weren't as savvy as Leo. Now, we do have a national database, which comes up, but they didn't put him on that. So all the time that I was with him, there were actually campaigns to find this person. However, the police don't talk to each other over here. And when I had raised my case,
Starting point is 01:20:58 they had no idea who it was. until the documentary came out. That's when police stations across the country started connecting the dots. Channel 4 had done so many press releases that it really got the national scope. And I think we're on about 10 people that have come forward and raised a case. Because of the heightened press and because all of this was going around, he decided to hand himself in. Leo was sent back to prison,
Starting point is 01:21:35 and Bernie hoped justice would finally be served. But he still qualified for early release. The mind boggles. But that's where we are, and that's what we have to deal with, and that's what we are currently facing. Through this whole process, Bernie was able to get a true understanding of who this man really was.
Starting point is 01:21:57 He even heard from people who knew the real leader, before he became a criminal. I've had so many messages over social media and TikTok where people have gone to school with him and he used to make up stories to get people in trouble. He naturally gravitated towards fraud from a very, very early age. His background is so far from the royal family, it's unbelievable. From my knowledge, he is Polish heritage.
Starting point is 01:22:30 very broken, upbringing. And he, in all intents and purposes, created his own system to survive. And his system was to fraudulently gain money from anywhere he could to create the life that he saw himself and that he wanted. And the life he wanted was one where he was wealthy, powerful and important.
Starting point is 01:22:58 He wanted to be part. of the royal family setting, and he believed that he was destined for more. He had created his own reality, and I think the longer he believed it, the more he believed it. Creating a string of fraudulent identities was more than just a dream of being rich. It was pathological. Every time he created this persona, this person, he threw himself so hard into it that he then started to believe that he was this person. And I do think there's mental issues there. It's been three years since he met Leo,
Starting point is 01:23:45 and Bernie still questions Leo's true motivations. Was his intention to outright go in and commit fraud on every single person that he encountered? Or was it that his world, at certain points starts to crumble and he has to get what he can do and run to create another life for himself that other life that he's built up that is then crumbling
Starting point is 01:24:14 he thought back to their first date when he was asked to take off his clothes was that a test was it blackmail I've tried going back and be like what did happen why did it happen I have absolutely no idea But I know it comes down to control.
Starting point is 01:24:55 There's two golden rules that any man should live by. Rule one, never mess with a country girl. You play stupid games, you get stupid prizes. And rule two, never mess with her friends either. We always say that trust your girlfriends. I'm Anna Sinfield. And in this new season of the girlfriends, Oh my God, this is the same man.
Starting point is 01:25:19 A group of women discover they've always. all dated the same prolific con artist. I felt like I got hit by a truck. I thought, how could this happen to me? The cops didn't seem to care. So they take matters into their own hands. I said, oh, hell no. I vowed.
Starting point is 01:25:35 I will be his last target. He's going to get what he deserves. Listen to the girlfriends. Trust me, babe. On the Iheart radio app, Apple Podcasts, or wherever you get your podcasts. What's up, everyone? I'm Ego Wood.
Starting point is 01:25:55 My next guest, you know from Step Brothers Anchorman, Saturday Night Live, and the Big Money Players Network. It's Will Ferrell. Woo, woo, woo, woo. My dad gave me the best advice ever. I went and had lunch with them one day, and I was like, and Dad, I think I want to really give this a shot. I don't know what that means, but I just know the groundlings.
Starting point is 01:26:17 I'm working my way up through, and I know it's a place that come look for up and coming talent. He said, if it was based solely on talent, I wouldn't worry about you, which is really sweet. Yeah. He goes, but there's so much luck involved. And he's like, just give it a shot. He goes, but if you ever reach a point where you're banging your head against the wall and it doesn't feel fun anymore, it's okay to quit.
Starting point is 01:26:39 If you saw it written down, it would not be an inspiration. It would not be on a calendar of, you know, the cat. Just hang in there. Yeah, it would not be. Right, it wouldn't be that. There's a lot of luck. Listen to Thanks, Dad, on the IHeartRadio app, Apple Podcasts, or wherever you get your podcast. You can have opinions. You can have like a strong stance. And then there's your body having its own program.
Starting point is 01:27:11 I'm Dr. Maya Shunker, a cognitive scientist and hosts of the podcast, a slight change of plans, a show about who we are and who we become when life makes other plans. We share stories and scientific insights to how. help us all better navigate these periods of turbulence and transformation. There is one finding that is consistent, and that is that our resilience rests on our relationships. I wish that I hadn't resisted for so long the need to change. We have to be willing to live with a kind of uncertainty that none of us likes. Listen to a slight change of plans on the IHeart Radio app, Apple Podcasts, or wherever you get your podcasts. Hi everyone, I'm Cheryl Strayed, author of Wild and Tiny Beautiful Things.
Starting point is 01:28:01 I'm excited to share that I have a new podcast called Mind Over Mountain. In each episode, I interview athletes, adventurers, and adrenaline seekers to discuss the inner landscapes and life experiences that informed and inspired their extraordinary feats. I also bring a bit of advice into the mix so we too can better understand how to face our own seemingly insurmountable challenges. Do you know what I'm going to do? I'm going to pull out what you already have inside. We're coming into this world, fighting for our lives. All I'm going to do is pull out what you already got inside.
Starting point is 01:28:34 We're there to support and celebrate each other. And that's not like your story versus my story. You're going to walk up and over that dang mountain. You're not just going to put your mind over it. Yep, yep, exactly. And if I can't walk up and over it, I'm going to go through it. Listen to Mind Over Mountain every Thursday on the IHeart Radio app, Apple Podcasts, or wherever you get your podcasts.
Starting point is 01:28:55 After having his heartbroken and his own financial stability destroyed, Bernie learned who Leo truly was. He was left picking up the pieces in the aftermath. I don't know whether this is still my subconscious emotional tie. But I think there is an element that he'd gone through so much. And then he met me. And he had said many of times that he was gay. He just couldn't be out.
Starting point is 01:29:28 And I do believe that there's an element that I wasn't his typical target. And he wasn't there initially for money. And I do believe at some point he did get emotionally connected. Because going after me for money wouldn't have made any sense. Bernie still wonders if that dream of going to Scotland together was a genuine offer. to run away together. At some point, I do believe that he thought that he could get away from it all and escape with me and live that life that he had in his mind at the time.
Starting point is 01:30:12 And I think potentially, once it started getting a bit too real with me, that's when he went into what I would call default mode. And that's when the watch came, because the watch conversation came very, very late in the day. And then it ended very, very quick because he had to have a new supply. And obviously he couldn't leave empty-handed. Bernie's right. Leo never left empty-handed. In fact, he was running a major fraud scheme.
Starting point is 01:30:49 And the watches were at the center of it. Some businesses have come forward and said that that, person had sold them a fake watch. And bear in mind, these are big companies. They know how to evaluate watches. As more information came out, he learned that Leo defrauded Herod's department store out of a half a million pounds. It was all part of Leo's scam. He was on top of his game with regards to watches that he knew how to see a fake, a very good fake, and improve it to the level that it was a very convincing actual piece.
Starting point is 01:31:36 He scammed half a million pounds out of Harrods. Like, you are a different level, a completely different level, when you can do that. The knowledge that Leo had on watches, watch brands, the mechanics, the mechanical workings, there's no doubt in my mind he has studied watches for a long time. Leo also knew cars. He scammed Bentley dealerships and financial institutions.
Starting point is 01:32:07 He always had multiple scams going at once. Absolutely the mind boggles. I do not understand that. In February 2025, Leo was, sentenced to 10 months in prison for having absconded from his original fraud conviction and five-year sentence. It's unclear whether he will be criminally charged with respect to his conduct while he was on the run. Bernie took to TikTok where he shared his story. Through that experience, he has found language to describe Leo and what he did. TikTok was instrumental in me
Starting point is 01:32:46 healing and starting that healing process. somebody had commented on one of my posts and I went onto their profile and they talk about narcissists and narcissistic behavior, everything from the signs to the results of what it actually does to you for the long term. And instantly I was like, this is exactly what he was doing. with the amount of gaslighting, love bombing, breadcrumbing, you get so heavily sucked in that it does actually change your makeup and it changes the way you think.
Starting point is 01:33:30 If you said in six months' time, somebody is going to be in your life and you are going to be hanging on every word, you're not going to speak to your friends, you're not going to speak to your family, you're going to doubt everything that you say. I would literally have a laugh and say carry on drinking. It would never happen to me. But it did.
Starting point is 01:33:50 He'll carry the experience with him for the rest of his life. Your trust in other people after this is almost non-existent. He lost a lot. But now, Bernie is focused on what he does have. I have a beautiful soon-to-be husband. And I've got a little puppy. And I've got amazing friends and family and actually, neighbors. So I'm content. He will never, ever in his life, have what I have sat in this chair now.
Starting point is 01:34:25 And I think that's just incredibly sad. I don't hate him. I don't think too much other than just sadness. Bernie wants to be a resource for other people who've been victims of scam artists and narcissists. And the best way for him to do that is on his TikTok at Bernie. When I went on and I saw the TikToks around narcissism and around the discard, the gaslighting, all of that, that for me was just the awakening moment. Now, I can do that for somebody else out there. And it does take a little bit of courage, especially if you're going through it or you are very fresh from a narcissistic encounter. I just want to be that point of call
Starting point is 01:35:19 and be able to just listen. We end every weekly episode with the same question. Why do you want to share your story? I know for a fact that there's thousands of Leo's around the world. That's why this conversation
Starting point is 01:35:41 I think is massively, massively important. You know, if I'd have known about certain things, beforehand. Maybe I'd have acted differently. Maybe I'd have gone through what I'd have gone through. Maybe I'd have acted differently halfway through and I wouldn't have suffered as much. But, you know, what's happened to me is done. But if I can share and open somebody else's eyes and say, you know, if this ain't right, then it's worth it.
Starting point is 01:36:16 On the next episode of Betrayal Weekly. I'm in shock and disbelief. Like, just nauseatingly sick. The reality, I guess, is slowly sinking in that my life is all a lie. He's in the kitchen, going to the coffee machine to make himself an espresso, and he literally looks at me and shrugs and he's like, so? If you would like to reach out to the betrayal team or want to tell us your betrayal story, email us at Betrayalpod at gmail.com. That's Betrayal P-O-D at Gmail.com.
Starting point is 01:36:58 Or follow us on Instagram at Betrayal Pod. You can also connect with me on Instagram. at It's Andre Gunning. To access our newsletter, view additional content, and connect with the betrayal community, join our substack at Betrayal.substack.com. We're grateful for your support.
Starting point is 01:37:17 One way to show support is by subscribing to our show on Apple Podcasts. And don't forget to rate and review Betrayal. Five-star reviews go a long way. A big thank you to all of our listeners. Betrayal is a production of Glass Podcasts, a division of Glass Entertainment Group and partnership with IHeart Podcasts.
Starting point is 01:37:34 The show is executive produced by Nancy Glass and Jennifer Fasin. Hosted and produced by me, Andrea Gunning. Written and produced by Olivia Hewitt and Monique Laborde. Also produced by Ben Federman. Casting support from Curry, Richmond. Our I-Heart team is Ali Perry and Jessica Kreincheck. Audio editing and mixing by Matt Dalvecchio. Additional audio editing by Tanner Robbins.
Starting point is 01:38:00 Betrayals theme composed by Oliver Baines. Music Library, provides. by MIB music. And for more podcasts from IHeart, visit the IHeart Radio app, Apple Podcasts, or wherever you get your podcasts. Everyone, I'm Ago Vodam. My next guest, it's Will Ferrell.
Starting point is 01:38:24 Woo, woo, woo, woo, woo. My dad gave me the best advice ever. He goes, just give it a shot. But if you ever reach a point where you're banging your head against the wall and it doesn't feel fun anymore, it's okay to quit. If you saw it written down, it would not be an inspiration. It would not be on a, calendar of, you know, the cat, just hang in there. Yeah, it would not be. Right, it wouldn't be
Starting point is 01:38:50 that. There's a lot of luck. Listen to Thanks Dad on the IHeart Radio app, Apple Podcasts, or wherever you get your podcasts. Hey, I'm Dr. Maya Shunker, a cognitive scientist and hosts of the podcast, a slight change of plans, a show about who we are and who we become when life makes other plans. I wish that I hadn't resisted for so long the need to change. We have to be willing to live with a kind of uncertainty that none of us likes. You can have opinions. You can have like a strong stance. And then there's your body having its own program. Listen to a slight change of plans on the IHeart Radio app, Apple Podcasts, or wherever you get your podcasts.
Starting point is 01:39:37 It's Financial Literacy Month and the World. The podcast Eating While Broke is bringing real conversations about money, growth, and building your future. This month, hear from top streamer Zoe Spencer and venture capitalist Lakeisha Landrum-Pierre, as they share their journeys from starting out to leveling up. There's an economic component to communities thriving. If there's not enough money and entrepreneurship happening in communities, they failed. Listen to Eating While Broke from the Black Effect Podcast Network on the IHeart Radio app, Apple Podcasts, or wherever you get your podcast. On a recent episode of the podcast, Money and Wealth with John Hobriant,
Starting point is 01:40:13 I sit down with Tiffany the budgetista Aliche to talk about what it really takes to take control of your money. What would that look like in our families if everyone was able to pass on wealth to the people when they're no longer here? We break down budgeting, financial discipline, and how to build real wealth, starting with the mindset shifts. Too many of us were never, ever taught. If you've ever felt you didn't get the memo on money, this conversation is for, for you to hear more. Listen to Money and Wealth with John Hope Bryant from the Black Effect Network on the I'd Heart Radio app, Apple Podcasts, or wherever you get your podcast. This is an IHeart podcast.
Starting point is 01:40:54 Guaranteed Human.

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