Brooke and Jeffrey: Second Date Update - Second Date Update PODCAST: Broke as a Joke

Episode Date: June 25, 2014

Cody has been having some financial trouble lately, and he feels BAD that he even brought it up during his date with Robin. But is that the ONLY reason he's not getting a call back? It might be worse than we think... Listen to the Second Date Update!(Image Courtesy: B Rosen. Creative Commons)See omnystudio.com/listener for privacy information.

Ugh, we're so done with New Year, New You. This year, it's more you on Bumble. More of you shamelessly sending playlists, especially that one filled with show tunes. More of you finding Gemini's because you know you always like them. More of you dating with intention because you know what you want. And you know what? We love that for you. Someone else will too. Be more you this year and find them on Bumble.

Joel, the holidays are a blast, but the financial hangover, that can be a huge bummer. If you are out there and you're dreading the new statement email that reveals the massive balance that you may have racked up, well, you could use our help. That's right. I'm Joel. And I am Matt. And we're from the How To Money podcast. Our show is all about helping you make sense of your personal finances so you can ditch your pesky credit card debt once and for all, make real progress on other crucial financial goals that you've got, and just feel more in control of your money in general. You know it. For money advice without the judgment and jargon, Listen to How to Money on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts.

Hi, I'm Ed Zitron, host of the Better Offline podcast. And this January, we're going to go on the road to beautiful Las Vegas, Nevada, to cover the Consumer Electronics Show, tech's biggest conference. Better Offline CES coverage won't be the usual rundown of the hottest gadgets or biggest trends, but an unvarnished look at what the tech industry plans to sell or do to you by the IHOP Radio app, Apple Podcasts, or wherever else you get your podcasts from.

We've done a few second date updates where the topic of money comes up, and it's usually a bad thing. Oh, yeah. When people start discussing money on a first date. Today, Cody is on the phone with us. He wants us to call a girl named Robin. Apparently, Cody thinks that he kind of screwed up because he started talking about money and the issues that he's having. And he thinks maybe Robin thinks he's broke.

Hey, Cody, how are you? I'm doing all right. How are you guys? Good. So your email said that you screwed up by telling her all about your monetary issues. Yeah, I didn't set off to do that but we were at dinner and the conversation sort of just led that way and you know because it has it's been a little bit of a rough time i've had a rough year so far and you know a lot of things are have been coming down and you set it up as sad as it sounds right now too because

no wonder she's not calling you back. To be honest with you, I really don't know how that conversation actually got there. I don't really remember. We were just talking about, you know, what I do and what she does and, you know, my schooling and then my student loans came up. And, you know, I have a lot of student loans, so I had to divulge a little bit about that. And then I told her that I bought this car that I can't even really afford, but somehow I managed. So you're just rattling off a list of all the things financially that are wrong in your life. Did you go over your credit score as well, Cody?

No, we didn't brush on that. She probably did a credit check on me after she went home. That's probably why I haven't heard from her. But I didn't really mean for it to go that way. We were just talking about life. Did she react weirdly when you were bringing up money and stuff? Because in your email you said that's why you think she's not calling you back. Did she say something

to make you think that it was a turnoff? She seemed understanding, but at the same time you know how when you're in one of those situations where you can kind of feel that the vibe is sort of changed yeah apparently when you bring up money in student loans and cars that you can't afford yeah but yeah if I went out on a date with a girl and all she did was talk about how she's broke I'd be like probably not gonna take her

out again how did you meet her by the way we met online did you pay for the dinner well I did she offered to pay for dinner she may have felt a little guilty for indulging in my misfortune but she did offer i of course turned it down and i paid for it i was gonna say tell me the money talk happened before the bill was dropped off it's like not the bills dropped off and they're like oh man this bill just makes me think about my student loan and my car payment. No, it wasn't like that. It wasn't like I was like, oh, I forgot my wallet sort of thing.

But she did offer to pay and I thought that that was nice of her. And I thought that maybe she'd at least appreciate the fact that I paid even though I just divulged her that I'm basically broke. You're like, don't worry about it. I can pay for it. I'll put on my credit card and be paying this date off for the next seven years. You're worth it. How did the date end? Was it a good note? Like, did she give you any good signs or?

Well, not really. I mean, it was kind of one of those, we kind of did the weird awkward hug. I felt bad for even saying anything to her at that point. And so I didn't even try to kiss her. And, you know, she just, she's like, good luck. And I was like, what about you? I felt bad for even saying anything to her at that point, and so I didn't even try to kiss her. And, you know, she's like, good luck. And I was like, what the hell? So you want to call her and explain to her,

hey, I'm not really as broke as I was joking about. Well, I am as broke as I was saying, but I don't want her to think that I am. You don't want her to think that you're going to be asking her for money and let her know, hey, yeah, I might have a lot of student loans or anything else, but I'm not completely bankrupt. I did kind of make a little bit of a joke that I was thinking about declaring bankruptcy. Oh, no. That's not really a joke, Cody.

Well, I just made a little chuckle and I think I said something like, I think I might just have to declare bankruptcy. But I laughed. She might see a little bit of humor in it. Because that's funny. Maybe she couldn't tell it was a joke. Maybe she didn't know that you were joking. And I could see how bankruptcy

could turn some people off. And how many times have you tried to get a hold of her since your date? I hit her up on the dating website once and then I called her once and I sent her one text message. So I got three times. And has she said anything back? Absolutely not.

Nothing. All right, well, we're going to play a song, come back, call her, and get your second date update, okay? All right, thanks, guys. Hold on. Moving 92.5. Brooke and Jubal in the Morning's Second Date Update. All right, Cody, are you ready to give Robin a call? Definitely. Hopefully it turns out for the better.

You got your work cut out for you. Because you know what you did wrong. At least you think you know what you did wrong. And talking about the fact that you're broke and you have a lot of money problems right now. Even joking that you're going bankrupt. You got kind of a big hole to dig out of here when we get her on the phone. Yeah, I know. What are you going to say to her to try to convince her to go out with you again?

Well, I really think, and maybe it's just me, I really think we had a connection. I really thought she was cool and she was pretty and she was down to earth. How can we help you? What can we do to help you out? I don't know, man. I don't think we're friends or something, that I'm a good guy.

I personally know you. You sound like a nice guy. I want to help you out. It's just, you know. Well, I don't know. I'm not not a good guy. I like to think I'm a good guy. And, you know, this is just a temporary thing. It's not not the end of the world. I mean, I just don't have a lot of money right now. And Cody, you're not asking her for money. I mean, that's what you really need to clarify as well. Like maybe you are experiencing a hard time in your life, but you're not asking for support or anything from her. Right. No, I'm not. I just be nice to have someone that just to hang out with that maybe we don't have to spend money. It's just worth a try. But that's why I contacted you guys. If anyone's going to be able to help me, it might be you.

All right, let's do it. Call it right now, okay? Okay. Here we go. Hello? Hi, is Robin there? Hi, this is Robin. Hey, Robin.

This is Jubal from Brook and Jubal in the Morning. I'm moving 92.5. How are you? I'm fine. You ever listen to our show before? Yeah, sometimes. Okay. You recently went out on a date with a listener of ours, and he really likes you.

I would love to find out why you're not calling him back. Okay. His name is Cody. Uh-huh. You remember His name is Cody. Uh-huh. You remember going out with Cody? Yeah, I do remember going out with Cody. He told us that you guys had dinner, and he feels bad. He thinks that he screwed up your date because he was talking about the fact that he has

a lot of student loans, and then he has a bad car loan, and then he said he made a joke about being bankrupt or wanting to file for bankruptcy, and you seemed seemed kind of cold after that like you didn't want to hang out with him anymore yeah yeah that's that's pretty much what happened because when he described it he sounded like really depressed i mean he said he laughed and made it a joke but maybe it didn't come off so good yeah i mean it the thing is it didn't seem like a joke really because it didn't come off so good. Yeah, I mean, the thing is it didn't seem like a joke, really, because it wasn't really like a one-off thing. It wasn't like a casual, like, oh, man, I'm drowning in student debt or something, and, like, that was it.

It was kind of the entire evening. Oh, no. So he was harping on the fact that he has a lot of student loans and he's broke the whole time. Is that what it felt like for you? Yeah. fact that he has a lot of student loans and he's broke the whole time is that what it felt like for you yeah and did he go into like specifics of like how much money yeah he was pretty specific did he tell you guys how the date ended he said he gave him a hug and wished him good luck it's pretty obvious that you didn't want to go out with him before that like how i guess like how dinner ended no no he didn't tell us Okay. Did something weird happen at the end of dinner?

Yeah, the check came, and obviously I felt really bad, because I understand, you know, he's in a bad place. So I offered to pay for dinner. Oh, he did tell us that. Well, I mean, he was very sweet, and he's like, no, no, no, it's fine, I'll take care of it. But he pulled out a big manila envelope, and he spent like a long time going through it, saying that he had, like, a 20% off coupon.

Like, minutes and minutes went by, and he couldn't find it. And then he's like, maybe it's on my phone. And so he started, like, going through his phone to try to find it. The waiter came over, like, three times to be like, oh, are you ready yet? Oh, I'll come back in a minute. And I again was like, it's fine. I can take care of it. He's like, no, no, no, it's fine. And then he like went back through the middle envelope and like, he looked at a whole middle

envelope of coupons. What's wrong with that? The guy likes a deal. Knows how to save. Yeah. Well, it was just a lot. And then ultimately he couldn't find it. He's like, it's okay. I'll put it on my card. I have enough debt on there anyway. Full price. Sad Eeyore the entire date.

Alright, that's understandable then. When I go on a date, I'm thinking about the future and sort of imagining, you know, having a serious relationship with this person would be like, and the truth is, it just sort of feels like Cody is not really in a place where he should be dating right now.

Yeah. He's having trouble supporting himself right now. Sounds like me. Let alone supporting a dating life. This would be a relationship where we'd be eating, like, ramen noodles every night. Right. I'd end up, like, giving him my paycheck to help pay off his car. Like, this is what a long-term relationship would look like with him, and that's really not what I'm looking for.

Rob and Cody's actually on the other line and just heard everything you said. Hi, Robin. I'm sorry. I'm actually really kind of uncomfortable with this. I gave you a choice of which restaurant you wanted to go to, and you picked the one restaurant that I thought I had a coupon for, and obviously I didn't have it.

Sounds like you took forever to look for the coupon. I mean, wasn't there a certain point, Cody, where you could tell like, okay, this is awkward now that I'm looking for too long? Well, yeah, the point when I actually had to pay for the check. Here's the thing. Here's the way I see it is that a lot

of things have piled up and it really is just temporary. I actually really do have a pretty decent job. I mean, it's just I'm paying out some months. It seems I'm paying out more than I'm bringing in, and I don't want that to be the kicker on whether or not you want to hang out with me. Well, see, honestly, Cody, that's what concerns me, that you seem to be in a place where you maybe just need to take some time and, you know work

on some stuff you know if you need you know a financial analyst or something i i have a great person i could recommend how am i gonna afford that i mean i don't think you should date until you get all that under control first that's the thing i do have it under control i said it seems like someone can pay out more but i do have it under control. I said it seems like some months and more, but I do have it under control. But you just told me that you're not bringing enough money in every month to pay off all your expenses. That's not having it under control. Yeah. Well, maybe I'll get a second job.

I mean, if I get a second job, maybe we can go out on another date. Robin, Cody's willing to take on another job if you'll go out with him again. I think that you need to take this time to really focus on it. I mean, honestly, having a significant other is very expensive. I mean, for both parties. Robin,

we'll pay for you guys to go on a second date. No, I know. I know. You guys have been very, very sweet, but I really think that this is something that he just needs to, like, focus on, and then maybe down the line when he's in a better place, then we can maybe reopen it. All right. Sorry, Cody.

It's all right. You guys tried your best. I mean, not everybody can help superficial people, I guess. Oh, Cody. You're going to swing it, dude. All right, then fine. You're never going out with me again. That was a lot of Cody. She said I was swinging. All right, then fine. You're never going out with me again. That was a lot of Cody.

No, I just want to say one thing. I'm not somebody who cares about money. I'm not somebody who needs to be with somebody who's wealthy or well-off. Obviously you do care about money. You need to be with somebody who can be responsible financially, and I'm not going to be living a life of debt with if I end up spending a significant portion of my time with them. You need to be with somebody who can tolerate you. Cody!

Wow, that deteriorated quickly. I really was on your side for a while, but you're really losing it. Well, she's superficial. What do you want me to do? Oh, man! I'm sorry. I'm not superficial. I'm really not.

You don't like ramen. All right. superficial. I really don't like ramen. I take great offense to that. Robin, thank you for your time. You grew up with finances and I grew up eating ramen. Still going. There's passion here, though. Robin, thank you for your time. I appreciate it. Thank you for talking to us.

Thanks. Cody, I will be sending you a bill for this second date update, all right? 25% interest. I'm sorry. She just missed an opportunity of a lifetime to date me. I'm in a bad spot right now, but I develop apps, and I've been working on something, and something's going to hit. The next billionaire.

Stay with it, Cody. All right, Cody. Sounds like a sure thing. Broken Jubal in the morning. We're so done with New Year, New You. This year, it's more you on Bumble. More of you shamelessly sending playlists, especially that one filled with show tunes.

More of you finding Gemini's because you know you always like them. More of you dating with intention because because you know you always like them. More of you dating with intention because you know what you want. And you know what? We love that for you. Someone else will too. Be more you this year

and find them on Bumble. Joel, the holidays are a blast, but the financial hangover, that can be a huge bummer. If you are out there and you're dreading the new statement email that reveals the massive balance that you may have racked up, well, you could use our help.

That's right. I'm Joel. And I am Matt. And we're from the How To Money podcast. Our show is all about helping you make sense of your personal finances so you can ditch your pesky credit card debt once and for all, make real progress on other crucial financial goals that you've got, and just feel more in control of your money in general. You know it. our debt once and for all, make real progress on other crucial financial goals that you've got,

and just feel more in control of your money in general. You know it. For money advice without the judgment and jargon, listen to How to Money on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. Hi, I'm Ed Zitron, host of the Better Offline podcast. And this January, we're going to go on the road to beautiful Las Vegas, Nevada, to cover the Consumer Electronics Show, tech's biggest conference. Better Offline CES coverage won't be the usual rundown of the hottest gadgets or biggest trends, but an unvarnished look at what the tech industry plans to sell or do to you in 2025. I'll be joined by David Roth at Defector and the writer Edward Ongueso Jr. with guest appearances from Behind the Bastards, Robert Evans,

It Could Happen Here's Gare Davis, and a few surprise guests throughout the show. Listen to Better Offline on the iHeartRadio app, Apple Podcasts, or wherever else you get your podcasts from.