Bulwark Takes - 1: Trump Wants This Bill and It’s a DISASTER For His Supporters
Episode Date: June 19, 2025JVL and Jonathan Cohn talk about the GOP’s so-called Big Beautiful Bill and what it could mean for healthcare access across the country. They discuss the political strategy behind it, the real-world... impact on rural hospitals, and why this version might be even worse than what came before.
Transcript
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Hello everyone, I'm JVL here with my bulwark colleague Jonathan Cohn and we are gonna go deep and nerdy on the big beautiful bills
implications for Medicaid and
People with healthcare gov
Insurance and also rural hospitals strap in get your nerd on
And before you do if you want to follow this stuff,
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Jonathan Cohn, you had a fantastic newsletter earlier this week
about the Senate version of the big beautiful bill,
and it's not great for Medicaid. Can I just
put a quarter in the machine and let you tell people what's
going on?
Yeah, yeah, sure. No, it's not great for Medicaid, not great
for the affordable care. I mean, not great for people who need
health care. The headline about that, the big headline about the Senate bill
is that, in the big picture, it's like the House bill.
It's gonna take about a trillion dollars
out of government healthcare programs
over the next 10 years.
Big, the biggest chunk of that from Medicaid,
another big chunk from the Affordable Care Act,
Obamacare, if that's how you know it.
And you put that all together, and a lot of people
are going to lose health care.
Probably we're looking at 11 million people projected
to lose health insurance, millions more on top of that
who will have to pay more for their health care,
either because their premiums are going to go up,
or the coverage they have
is going to leave them with higher out-of-pocket costs.
That is what the House did.
There was some thought after the House passed its bill
that maybe the Senate would get it.
And I think a lot of us are used to this idea of the Senate
being the kind of more moderating influence, right?
So if a Democratic Congress intends to pull things
to the center, right? So it a Democratic Congress intends to pull, you know, pull things to the center, right?
So it's a less liberal bill from the Democrats.
It's gonna be a less conservative bill
from the Republicans.
That did not really happen.
If anything, and it's complicated
and we can get into the weeds.
If anything, I would say it looks like the Senate bill
is actually a bit, takes a bit more healthcare away
from people if we wanna think of it that way.
Obviously, this is just, they're just putting the language out right now. It takes a bit more healthcare away from people if we want to think of it that way.
Obviously this is just, they're just putting the language out right now.
The Senate has yet to debate the bill and vote on it.
It could change.
But if there was, you know, insofar as people were thinking, well, the Senate is going to
save this bill or at least make it a lot better from the standpoint of healthcare access,
no.
And if anything, it's not the other way.
We're getting this is because it's all being scored, right? Is that like this isn't
just, you know, the fake news media looking and saying, Oh,
11,000,000 people are going to lose cover, right? This is is
this coming out of CBO? Yeah,
it is coming out of CBO. CBO. Yeah, poor went out for the CBO
economists who are having to work overtime.
I mean, there's a whole other content.
We may be able to get into this later that they're moving so quickly on this bill from
like getting the language out to like getting it onto the floor and votes that CBO these
calculations are so complex, especially with something like this.
We have a million different changes and they interact with each other and they just can't
keep up and they're trying to get these projections out as fast as they can.
If you remember, we did not have when the House voted on its bill, which was a Memorial Day weekend, or right?
I can't remember now if everything, you know, Trump time, right?
You know, it was two weeks ago, feels like 10 years ago.
My recollection, I think it was Friday or Thursday.
I mean, it was literally five days after they had introduced the bill.
We didn't get a final CBO scores until days later.
So literally the House was voting on something for which they did not know precisely what
its effects would be.
And I would not be surprised if the way things are going, we end up in the Senate doing the
same.
That's the plan though, right?
This is by design.
The idea is to move it as quickly as possible, get it voted on as quickly as possible so
that people
don't know what's in it, because if they do, there will be more opposition to it. Right.
Okay, 100%. I mean, that's very clearly what they're trying to do.
To me, the most interesting part of your piece was about the secondary, like the second level
implications of what this does. Because when you start gutting Medicaid,
it has a huge effect on rural hospitals
because rural hospitals get the lion's share
of their revenues from Medicaid, people on Medicaid.
Can you talk a little bit about what that's gonna mean
and what we think the follow-on effects will be
for healthcare access for people who live
in rural communities? Sure, so rural hospitals in general, right, in the sort of land, the economic
landscape of health care, rural hospitals, it's tough to be a rural hospital for all kinds of
reasons that have to do with the economics of health care, the demographics, you're just,
in general, rural hospitals struggle more than urban suburban
hospitals.
So there always been a little bit more on the brink.
In recent years, as Medicaid has expanded, which that was the whole idea of the Affordable
Care Act, get Medicaid to more people, try to get closer to a universal coverage system,
rural hospitals have increasingly relied on that Medicaid money to kind of save them from oblivion. Even with the Medicaid money coming in, we've been seeing rural hospitals close.
And so the danger is you take more money out of Medicaid and now rural hospitals are in
bigger trouble.
And here's where we get to the secondary effects.
Because you know, when we talk about what a bill like this is going to do, and we were
just right, we were citing the number of people who are going to lose health insurance.
And of course, the immediate thing you think of,
well, who are the people on Medicaid, who will now not have Medicaid or people are going
to have to pay more. And obviously, and that's, look, that's the most, you know, a lot of
ways, the most important part of this. But there are these sort of secondary effects.
So imagine you're in a rural area, you know, let's talk about, imagine, um, southeastern
Iowa, just because that's a place I know from actually
from a previous story I was working on. And there's only one hospital in one part of southeastern
Iowa for 100 miles around, because they've been losing these rural hospitals. So now
Medicaid money is, they're losing Medicaid funding as well. It's harder for them. Best
case scenario, they may have to scale back. They may have to cut back on services.
Worst place, worst case scenario,
they have to close altogether.
So now imagine you live there, right?
And you are, you're pregnant.
You're gonna have to deliver a baby soon.
And you know, early delivery,
as we all know, that happens a lot.
Hopefully, good, healthy pregnancy, whatever,
worst case scenario, you're in distress,
you need to get there,
and you're 100 miles away from a hospital.
Not a hypothetical.
There was some reporting,
I can't remember the name of the publication now,
there's a great, it's linked in my article
from a couple of weeks ago about a case where
somebody, it was this blinding snowstorm, they had to get to the hospital.
They were okay in the end, but basically there was a delivery on the side of the road by
a sheriff, which was someone, later on there was a protest about sort of hospital closures
there and someone said, it's not true we don't have maternity access in this part of
southeastern Iowa. What we do is called the sheriff on the side of the road.
So you imagine that, imagine you have a heart attack and now you need to get to an emergency
room. All of these things, these are ripple effects. So you may not be on Medicaid, you may be rich,
you may, you know, but you still have to get to that hospital It's 70 miles away the blinding snowstorm and just you know, put yourself in that in that frame of mind
That is one of the knockoff effects and we haven't even started to talk about
jobs economy, which is a whole other category because in most
most congressional districts most states even if you look at the top employers, I
Guarantee you hospitals are gonna be in the top three
the top employers, I guarantee you hospitals are going to be in the top three. So I want to talk about the politics of this and it starts with who gets hurt and the,
I think the calculus used to be dialed back 20 years ago, you thought like, oh, well people on
Medicaid, those are largely going to be lower income people and so probably democratic constituents.
lower income people and so probably Democratic constituents. And that is not true because we've had this big mix up and
reapportionment of the voting coalitions. And so correct me if I'm wrong.
There's going to be more Republicans hurt than Democrats in this.
Yeah, yeah. So obviously we've expanded.
You know, two things have happened. Medicaid expanded to cover many more people.
Again, by design, that was the whole point.
I mean, we can argue that was bad and you want to go back.
But that was the debate of the Affordable Care Act.
Do we expand Medicaid to cover more working people who
can't get health insurance?
And as a result, you are seeing a lot of people who were in the,
not the most poor people, but people with low income people working poor people who are now getting Medicaid, a lot of them more likely to be Republicans than before.
In addition, as we were saying a minute ago, we see these sort of rural communities where there's a lot of people who are now eligible for Medicaid.
If you break down the numbers, it's actually quite hard to get a like this is this gets tough. I sort of breaking down who you know, which party is going to be more
affected, less affected.
A lot of people tried to break this down in different ways by congressional
district, by state.
KFF, who does a lot of this work,
which is sort of the gold standard for health care research, has done some breakdowns.
I spoke to a guy named Charles Gabba, who those of us who follow health policy,
he's like the guru on breaking down these numbers, and he did his own analysis.
And if you look strictly at Medicaid, it's close.
It looks like slightly still more democratic districts, democratic states, but it's like
pretty darn close getting to 50-50.
Then if you look at the cuts for the Affordable Care Act, which remember a lot of people on
the Affordable Care Act are people just above the Medicaid line. So still doing the working poor, lower middle class, then it
flips and actually it is more red states and red districts. And interestingly, there's
a reason for that is a very obvious reason for that.
Because the there's a big red states that didn't adopt the accept the Medicare provisions
or Medicaid provisions, right?
Exactly. Exactly. So you know, Florida, Texas, I mean, they got a ton of people who, if they
had expanded Medicaid, would be on Medicaid. They're not, they're getting Affordable Care
Act insurance. They're going to fill the front of those cuts.
So I guess my question to you is, what are the Republicans doing? Like, their incentives
would seem to go the other way. And it's not like the party has any fiscal hawks left in it.
Like, you know, there may be three Freedom Caucus guys left who
who are like the Japanese soldiers on the island coming out in 1990,
thinking it's still World War Two.
But the rest of the party is like big budget deficits, spend everything.
Who cares?
And so it's a little weird. This is what I haven't quite been able to figure out. like big budget deficits, spend everything, who cares?
And so it's a little weird.
This is what I haven't quite been able to figure out.
Why would they do something like this,
which is very much an old Republican move, right?
This is what you'd expect from like the party of Mitt Romney
and George W. Bush that was really concerned
about the green eye shade stuff.
And instead they're doing this and they're going to hurt themselves.
What do you do?
Do you have any read onto what the thinking is politically here?
Is it just a vestigial impulse the party that they haven't reconciled with who their new
coalition is?
Yeah.
Well, look, I mean, you speak Republican better than I do.
So I actually would almost
flip the question because I've been wondering these same things. I mean, I assume there's
I think I mean, I've had conversations with some of these people. So I mean, there's a
few things going on. First, let's, you know, let's let's stipulate that for a lot of Republicans,
they may not care about the deficit that much in reality, as we see from this bill. But,
you know, they don't like, you know, they think government health care has gotten too
big. They don't want government or fairing in health care, they don't like you know, they think government health care has gotten too big. They don't want
government or fairing in health care. They don't like the taxes
that go to fund it. They want to free up money to pay for tax
cuts. And obviously, this bill does all those things. It
shrinks government health care. But they can go into Yeah, it
can take them both. So I do think Yeah, right. So I mean,
let's start there. Let's acknowledge their, you know,
true believers. And I think there's, you know, that's where
their starting point is, certainly. Let's start there and let's acknowledge they're true believers. That's where their starting point is, certainly.
Let's also acknowledge political incentives here.
Trump wants this bill.
I don't want to... I mean, if you're... That's a big part of this.
He's put all his baskets into this.
The tax cuts in there and the rolling back the Green New Deal is in there and there's
immigration pieces in there.
They don't want to be on the wrong... They don't want to be on what they think is the sort of, they don't want to be on the
opposite side of Trump or on what, you know, what they believe or what they're telling themselves
is what Mago will want. Now, this is where we get into the political difficulty, which is,
as you mentioned, as we were just discussing, you look at who's going to feel this bill,
feel these cuts. And it's a lot of Republicans, it's a lot you mentioned, as we were just discussing, you look at who's going to fill this bill, fill these cuts.
And it's a lot of Republicans.
It's a lot of base Republicans, a lot of base MAGA Republicans.
I mean, go back four or five months.
You may remember Steve Bannon, of all people, was on,
I think was on Fox, or maybe it was on his radio podcast.
Now I can't remember very clearly saying,
you want to be careful about cutting Medicaid
because that's a lot of our people. Trump's own pollsters said that. I mean, Trump made a big deal
about saying we are not going to cut Medicaid, which of course like every other vow that Trump
has ever made, whatever. I think what's going on here partly, we talked earlier about the speed and
how the idea is to sort of not let the public really focus on what's in on here partly. We talked earlier about the speed and how, you know, the idea is to sort of
not let the public really focus on what's in this bill and really come to grips with it. I think there's some of that dynamic inside Congress. I think a lot of these members do not
know what they... I mean, we've heard that from some of them. They do not know what the... You know,
it was interesting. Yesterday, I had a conversation. This is not on health. It was actually about a
different part of this bill was on the clean energy pieces.
As you know, this bill cuts a lot
of the clean energy incentives.
And it was from someone from a red state
who was saying, you know,
we've got a ton of these investments
in our state, in our district,
and if this passes, it's gonna kill us.
And said they were meeting with some members,
and their sense was,
one of these members hadn't really focused on it
Like they just had not like really done the math
I mean they had heard this might be but they had not and when you move a bill this quickly when you don't have committee
Hearings when you don't have time for the local press to really dig up the stories. This is what happens
I think a lot of them
Do not know what they are voting for and if they know don't, they haven't taken it on board and assimilated
and really thought through what this is gonna look like
six months from now, a year from now, two years from now.
And for House members, soon enough, some of this,
that it would be in time for the next midterm.
Well, this is what, again,
the Republicans are just negotiating it themselves.
It's not like they have to bring on three Democratic votes or something like that.
And as I said, there is no.
This is a massive budget busting bill to begin with.
So like, who cares if it's five percent worse?
Do you know what I'm saying?
Like, if you're the Republican Party, you can have everything you want.
You can do your tax cuts and pass Trump's bill and not cut Medicaid
because you want to take care of your people.
It just means the the deficit stuff will be a little worse.
And you know what?
You're already going to get killed on that.
As to whatever extent you're going to get killed on.
So like, why add this?
That's what I don't understand.
And the only thing I can think of is that there are still some old Republican members in there who just can't get their head around the idea of what their party is now.
And I find that hysterical.
I don't know. I mean, I guess here's the last question before we get out of here.
Is this the kind of thing that they will get hurt on?
And what's the, you and your piece,
you talk a little bit about the electoral history
of these things.
And my concern as somebody who wants to see
the authoritarian project brought to a close
is that Trump will find a way to have everybody be happy with whatever because he's very good about that in terms of managing his internal coalition.
No he's able to keep the people who don't want forever wars happy and keep the people who want regime change in Iran happy and that's like Frank a little bit right now but only a little bit.
Yeah you know.
like fraying a little bit right now, but only a little bit. Yeah. You know,
will will Republicans wind up getting hurt on this if it passes through and these cuts go through and we get to to twenty twenty six?
I mean, will it be soon enough that people will feel that before next November?
Yeah. So, I mean, look, we don't know for sure.
Not next November. Sorry. Two novembers from now.
Two novembers from now. Right. Yeah.
I mean, look, I I've stopped making predictions've stopped making predictions on enough of the political universe and rules
seem to have changed that who knows?
They certainly are.
I think they are telling themselves this will not hurt.
I think they are, what's the phrase, high on your own supply a little bit when they
say this is all about waste and fraud and going after immigrants.
And then look, there are pieces of this bill that do that, just
they're a small piece of it. But I would my hunch is, this will be a lot that there will be at least
some repercussions. We've got really, I mean, people at some point, reality does still matter.
And, you know, if you look, I think so. I hope God, I hope so. I mean, if it doesn't, we're,
we're all in a lot of trouble. And maybe I'll be
the last one out there sort of saying, but wait, have you looked at your health care bills?
But in all seriousness, let's focus just on those Affordable Care Act cuts alone, and not even the
Medicaid ones, which take a little while to kick in. And so you can see a scenario where those kind
of play out later, and it's not the link between what's happening
and the bill isn't quite so clear. The ACA, the Obamacare changes, those kick in for next
plan year, so that's 2026. Insurance companies right now are making their calculations about
what they're going to charge for next year based in part on what happens in this bill.
And there's a whole second debate that's related.
It's not in this bill about whether to renew some extra money that's
been going into the program.
It's a nightmare right now for the insurance companies,
while they're filing rates with 10 different scenarios,
because there's so much uncertainty, but whatever.
They're doing that now.
Those will get locked in over the summer or early fall.
Starting in September and October,
brokers and insurers are going to start
to tell people who have coverage of the Affordable Care Act,
they're going to start to say, this is what
you're going to pay next year.
Now, not everyone is going to see that notice,
but a lot of people are then going to go onto healthcare.gov,
covered California, wherever they buy
their Obamacare policies through,
and they're going to then see what it costs them.
And then there are going to be people who will not remember and open enrollment will end and they're going to, because it's
shorter, that's one of the changes that's getting made and won't be able to get insurance at all.
That's all going to play out starting in a period from September through January. That's a few
million people, at least probably more than a few million, who are going to suddenly experience
sticker shock, maybe lose coverage. And we're talking big changes here.
I'm not talking like, oh, my insurance
cost $100 more next year.
I mean, like my insurance costs $5,000 more next year, $10,000.
Or I used to have a plan that limited my out-of-pocket costs
to, you know, I had co-pays that were $10 or $25.
Now they're $50, $100, or I'm completely
on the hook for certain things
that I wasn't before.
What impact does that have?
I don't know, but look, we have a precedent for this.
Democrats went through this when the Affordable Care Act
first took place, and part of what happened was
prices went up, it was part of the whole process
of upgrading insurance.
Democrats, frankly, did not, I think, figure out exactly, there's
a whole other story, what went wrong there and why that happened.
And they got killed for that politically.
And those memories lingered and lingered into the 2014 midterms, certainly.
So I do think that people will see that they will and they will be angry, they'll be looking
for someone to blame.
I do think for Democrats, for activists, a really important part of this is making sure
people know now what is at stake, what would happen.
And then if this bill does pass in some form, those rate hikes do come, make sure they know
why and say, you know, who's to blame for that.
And you know, they got to win that argument, obviously.
But I do think, you know, at least my I don't know what you're saying.
My general feeling is when a debate is confusing and there's bad things happening, people revert
to their defaults. Now we're in a period, obviously there's a lot of loyal Trump voters who are never
going to think Trump did anything wrong, but in general, in the same way, I think Democrats
tend to suffer when there's a complex debate about immigration or crime. People think, yeah,
those Democrats, they're too easy on the immigrants.
Those Democrats, they're too soft on crime.
Well, when it comes to healthcare,
that's like home field, right?
I mean, that is, you know, who do people trust?
They trust Democrats to protect their healthcare.
And when their healthcare is going away,
someone's taking away their instinct, right or wrong,
you know, whatever, is gonna be to blame the Republicans.
So that does feel like an argument Democrats could win
if it gets to that, if this gets that far.
Maybe, I don't know.
I mean, my default assumption on these things
is that if you are a farmer in Southeast Iowa
and you are suddenly paying $5,000 or more
for your healthcare.gov insurance
and the hospital that was 40 miles away from you closes
and now you drive 70 miles.
You might want to blame Trump, but also at the same time, Donald Trump was mean to a
trans kid in San Francisco once.
And so you look at that and go, well, you know, we're coming out of even maybe even
a little ahead.
I gotta tell you, John, you're a good person. I think that one of the great things about life is people having the dignity to experience the consequences of their choices.
And so I'm excited for the people who voted for Donald Trump to get to have that because it's paternalism to protect people from consequences. And I think this is going to be great. I'm very excited. I hope the bill passes
and I hope everybody gets what they voted for. I will just say, you know, as a policy person,
you know, I know, you know, who knows, you know, what will happen. It will be if this happens. And
by the way, I'm people, you know, I always remind people, don't assume this thing is going to pass.
Don't forget the Senate. The reason John McCain's thumbs down was so dramatic was that three hours
before, most people thought that bill was going to pass. And so things change. But a lot of people
are going to get hurt if this pass. And I know's that's you're not denying that. And, you know, we'll see what happens on the politics.
I just don't know. I just don't know.
I guess I still have enough.
Like I said, I'm still I will run this tape in a year or a year and a half, maybe.
And we'll see. But I still think reality intrudes enough to shake politics up.
But who knows, maybe, who knows what else
is gonna be going on.
Stay tuned, we're gonna be doing more of this stuff.
Follow the channel.
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Good luck, America.