Determined Society with Shawn French | Adversity & Mindset - Jay Roberts: From Wall Street to Rebuilding Everything

Episode Date: August 31, 2026

In the new episode of The Determined Society, Shawn French sits down with Jay Roberts for a powerful conversation on adoption, ambition, Wall Street, failure, rebuilding, real estate, health, family, ...and what it really means to play the long game. The episode dives into different chapters of Jay’s life, including: • Being adopted from Korea and raised in America • Growing up with a single mother and no safety net • Turning insecurity into drive • Losing family during the financial crisis • Why success is built through process, not shortcuts • The power of writing goals down • Building a vision for your life, family, and business • Wall Street, investment banking, and extreme work ethic • Public failure and starting over in Miami • Real estate, big deals, and thinking bigger • Health, longevity, and quality of life • Family, presence, freedom, and what really matters This conversation goes beyond money and business. It is about process, resilience, ownership, health, family, and building a life that is not just successful on paper, but meaningful in real life. Connect with Shawn  https://link.me/shawnmf32  Subscribe to our newsletter for all updates and heavy doses of DETERMINATION: https://thedeterminedsociety.com  Subscribe on Apple/Spotify:  Apple- https://podcasts.apple.com/us/podcast/determined-society-with-shawn-french-adversity-mindset/id1555922064  Spotify- https://open.spotify.com/show/5kS9tkLGQLcVyRgB3mDznw?si=184c18d1b9d44f53 Connect with Jay Roberts  Instagram: https://www.instagram.com/jayroberts/  LinkedIn: https://www.linkedin.com/in/jayroberts  Website: https://www.jayroberts.com/ The Determined Society is hosted by Shawn French — a show for people who refuse to quit. Every episode goes beyond the highlight reel to explore the real stories behind resilience, reinvention, and the relentless pursuit of a life built on your own terms.Subscribe on YouTube, Spotify, Apple Podcasts, and all others.. If this episode moved you, share it with someone who needs to hear it — and leave a review. It helps more than you know. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Transcript
Discussion (0)
Starting point is 00:00:00 And if you want to be in the top 0.01%, you have to enter an arena with 10,000 other people in a fight to the death and come out victorious. That is what you're competing with. And it can only be done if you have true passion and purpose behind what you're doing. You have to be willing to outwork every single person. Because what we have nowadays is a lot of people see things on social media platforms. They see this meteoric quick ride. and they feel like, okay, I can get this done in 90 days. Bullshit.
Starting point is 00:00:34 My parents just passed away. I had a choice, two different paths to go down, to, you know, kind of be sorry for myself, or put my head down and grind it out. But there are individuals that have to hop, luck off the train. You have to keep going through it all. It gets better.
Starting point is 00:00:53 It may not feel like it in the moment, but if you keep going, you know, the clouds, do dissipate, you know, you see the sunshine. And in today's society, in the determined society, if you want to be ultra successful, you have to be super determined. Jay Roberts, welcome to the Determined Society. Thank you. Yeah, Sean, great to be here.
Starting point is 00:01:25 Dude, man, three months old, South Korea, given to an orphanage, after all these years, what do you actually know about where you came from? So I've been back to Korea once. I was raised by an American family, grew up in Southern California, and I consider myself very blessed. So, you know, as you mentioned, could have been a statistic, really here pursuing the American dream. And that's one of the beautiful things about this country is that you can come here with nothing. I was raised by a single mom, secretary, two sisters, and my uncle, really.
Starting point is 00:02:02 and you can put your mind, you can be determined, you can have a vision for your life, and you can work very hard and accomplish. And really the sky is the limit here in the United States. So what I remember from Korea is nothing. I've been back one time. I don't speak Korean. You know, my last name is Roberts.
Starting point is 00:02:24 And so I really identify more with the American culture. Absolutely, man. If you can sit down with your biological mother, What would it be one thing you would want her to know? You know, people have asked me similar questions my whole life. Growing up in schools, you know, it's different being adopted. Your parents are American. You know, I'm Korean.
Starting point is 00:02:48 I look Asian. You know, I got asked many times, do you want to meet your real parents? Many, many, many times. People don't ask me that anymore. But I'd always say, you know, these are my real parents. So I personally have no longing or no questions of my biological parents. You know, there's been many people who've been adopted who go searching and looking. Maybe they have questions about why they were adopted or why they were given up or why they were in an orphanage or their family.
Starting point is 00:03:20 Personally, I have zero questions. I don't, you know, I personally don't think about it. You know, I'm very, again, very grateful for my family that did adopt me for giving me. for giving me the opportunity for the confidence for the love and support to pursue my dreams and really, you know, build, you know, build something from scratch and from the ground up. It's amazing because, you know, three months old, you don't know anything, right? You don't have any, like, neurological programming. You don't know what it's like.
Starting point is 00:03:49 So when you're growing up in California, I can appreciate, like, this is my family. Yeah. This is it right here. Yes. How much of the drive and determination you have did you learn from that? them. The drive and determination, Sean, I think, is a few different factors. I had a very positive friend group that was very competitive. We played sports. We played basketball. We played baseball together. We played soccer, football. So we had this competitive, healthy competitive drive amongst each other.
Starting point is 00:04:22 And then I was also sort of the kid on the outside looking in. Because my friends' parents, they all lived in these, or my friends, they lived in these big houses. You know, they had two parents. They're, you know, their dads and moms were successful. And we weren't. I grew up in a townhouse. Again, my mom was a secretary. She made $30,000 a year.
Starting point is 00:04:45 So there's almost like an insecurity that you develop and a drive of like, I don't want to feel like that. I need to work. If I want to be like that, like my friends or, you know, their parents growing up, you know, have a house on the beach or whatever or in the city, I had to work very, very, very hard. So that built in me this drive, this determination to really be obsessed with my goals and working and my vision and, you know, and ultimately building a company. You brought up something very important there that I think people overlook and really demonize.
Starting point is 00:05:21 The word insecurity. I think if you, if it's harnessed and used correctly, it could be one of the biggest driving forces and positive things. in your life. When you were growing up and all your friends were in these bigger houses and you come from the town home, single mom, $30,000 a year, did any part of that play in your mind at the time? Yeah, absolutely. So, you know, there was always like somewhat of like an embarrassment because we, you know, we didn't come from, you know, better means. And I think as a kid you don't really know you just you're around your friends and and but it built this this inner
Starting point is 00:06:03 determination this inner drive with no safety net that if I want to get out and I want to be better I have to work my ass off and and then my my parents actually passed away my mom and my uncle my senior year of college so this was in 2007 um 2008 happens the the world's banking system or the U.S. banking system, you know, implodes. We have the great financial crisis. My parents just passed away. I had a choice, really two different paths to go down, to, you know, kind of be sorry for myself.
Starting point is 00:06:41 You know, my parents just passed away. It's a great financial crisis. Or put my head down and grind it out. And if, for those of you listening, if you don't have a safety net, you didn't start on third base. You really have to stay. stay focused and my sense of urgency of getting things done and not having a safety net,
Starting point is 00:07:03 you know, as I think has helped propel me to, you know, to where we're at today. I can relate to that because when I left corporate America to start the show, right, in 2024, it's not when I started the show. The show was about three years old or close to it. And then I left and I realized very quickly, I'm like, oh, shit. I've had three kids and a wife. Wow. I don't have anywhere to go other than up.
Starting point is 00:07:25 so I had to be very determined and process-oriented in order to build this thing to where it is now. Right. And I think that's a special gift. And I'm glad you address the audience on that. Because what we have nowadays is a lot of people see things on social media platforms and they see this meteoric quick rise and they feel like, okay, I can get this done in 90 days. Bullshit. You can't get it done in 90 days. Nothing worth anything is going to happen in that quick period of time. not even the body you want. Right. It's a quick fix. It's a band-aid.
Starting point is 00:07:57 The pendulum is going to swing hard the back way. So would you call yourself a very process-oriented and strategic individual? Super process-driven. Every day I, you know, I, well, every night I have a to-do list and I write out my to-do list for the next day. And I've been doing this for 20 years. So, you know, since college, since I graduated college, it's my wife knows. like, you know, Jay has to make his list before we go to bed, you know, before I, you know,
Starting point is 00:08:28 go upstairs and, you know, we hang out and spend time together. So you have to know where you're going. It's really important to write things down and check them off the list. Success is many small things done over and over and over as you know, Sean. Come on, you know. And you've been determined, especially, you know, on your podcast, you've interviewed hundreds of people, hundreds of successful people, who've been to the bottom and risen back up to the top. So process-oriented, organized, and something else that I do that I think is very powerful, and I don't know if enough people do this, is I have a written vision for my life. Business, for my business, for my family.
Starting point is 00:09:18 Really, these are goals for the next 10 years and the next decade. and it's a digital vision board that I read in the morning. It has pictures. It has this written out. And so I'm imprinting this on my subconscious and my conscious every single day. It's really like programming my own mind. If you've read the book, The Power of the Subconscious Mind, I'm like The Secret, Think and Grow Rich,
Starting point is 00:09:48 the Laws of Success in 16 Lessons. So process is important, having goals is important. Visualizing is important, having affirmation, surrounding yourself with really positive people. Okay, now you're speaking my language here. Okay, because I feel all the things that you're talking about, we're talking about the secret to think and grow rich, vision board, manifestation. That's only half the equation.
Starting point is 00:10:11 And I want the audience to really dial in on this, right, for those that are watching or listening, because a lot of people watch the secret and read the secret, And then they think, like, all I got to do is blink. And then that red Ferrari is going to show up in the driveway. It's not freaking accurate. Yeah. You know, there's a process involved in it.
Starting point is 00:10:30 There's strategy involved in it. And the one thing that I think is so important to point out, and I'm sure you can speak to the audience about this, is not just having the process and doing it. It's expectation. The expectation destroys people because they think that, okay, my expectation is if I do this, I get that. They turn it into a quid pro quo instead of turning it into a standard
Starting point is 00:10:55 and understanding that that journey and everything that you do at night to write down your to-do list and you check it off the next day, that's the win. The results and the runs on the scoreboard come after a long period of time of doing that over and over again. And I think that is lost in translation a lot. It's absolutely right. So, you know, I have a podcast called The Long Game.
Starting point is 00:11:20 And I thought long and hard about the name, should be about real estate, should it be about deals, deal making. And similar to your show, Sean, the determined society, the long game, people who reach the pinnacle of success, they're very determined. It's a journey and it's a long road. You know, you know it's not a, there's no shortcuts. there's ups, there's downs, there's problems, there's headaches on a daily basis. You don't just write it down and in 60, 90 days, like you said, a red Ferrari shows up. You program yourself and you build these habits that you have to implement and execute and compound over and over and over.
Starting point is 00:12:06 And the universe and the world is, I like to think, you know, perfectly, perfectly, it's going to it's it's it's going to give you what you put into it and we always say you know if it was easy everyone would do it so it tests you it test you and at every level that you go up the test there's more tests and there's more challenges the problems get bigger you just have to learn how to solve them and hopefully you have more support around you at the time when the problems get so big that you can here you guys you handle this part, I'll handle this part. But I just think that it's critical to understand that doing these things daily,
Starting point is 00:12:58 no matter what it is, I don't care if you're working on your body, and we'll get to that, right, the whole longevity game. But when you're working an IPO, right, or massive public offerings, selling skyscrapers on the water, building your body to a certain point, building a family, you have to do things without expectation of something in return for a very long time. And when you can do that, things get a little lighter. You know, you're not always waiting for that. Well, where's my reward?
Starting point is 00:13:34 You know, where's my piece of chocolate, so to speak, right? I just think that's something that there's not enough people talking about it. They want to make it look like it's so easy. You're right. And, you know, other people say this, but it's really, falling in love with the process. We have to, you have to fall in love with the process. Because once you get the reward, you get the reward. And so yesterday we closed on a, on a real estate acquisition, one acre waterfront site and brickle. Nice. To build a 60-story tower.
Starting point is 00:14:08 And there's been so much work that has gone into this deal and this transaction. There's been ups and downs and headaches, you know, and it's done. And I was talking with my wife last night and reflecting, you know, and it was really, it was really complicated transaction. And at the end, it took, you know, a few weeks longer because it was so complicated. And I'm appreciative of the, of how complicated it was because now the next deal that you do or that I do, it's going to be easier. You know what to look for.
Starting point is 00:14:46 So, you know, when you have challenges, you have problems, it's really a privilege, you know, when you're pursuing really big goals or you're pursuing any goals in your life, whether it's fitness, like you said, family, you know, a marriage, your kids, raising your kids, having a business, starting a podcast. It shouldn't be easy because nothing that is easy is valuable. Everyone is doing things. If everyone can do it is not valuable. Yep. Yep. When you say falling in love with the process, it's an overuse term. And I don't think enough people explain it, man.
Starting point is 00:15:20 You know, when you hit a goal, right? Have you ever hit a goal and be like, the next day? You're happy that day. Next day you wake up and you're like, what now? Like you feel that crash, that adrenaline, that you get kind of in a lull and a down mood. It's because you weren't appreciating what the real win was, what the real, prize was it's everything that it took to close that one acre on the water and bristle it's everything that it took to build your business it's everything that it took to build
Starting point is 00:15:53 the shows and i can remember looking back when we hit a million in a year for the first time yeah and it was in a november and i was so happy and i just thought oh my god this is just from here on this is going to be amazing woke up the next morning depressed because i realized there was nothing else i was chasing at that time because i hadn't planned i wasn't thinking ahead of like, okay, but what after the amillion? Now everything I do, even if it's painful, I absorb it because when I do hit something, now I can actually appreciate it. Yeah, yeah.
Starting point is 00:16:26 The pain is instructive. The pain is instructive because it gives you feedback. It tells you that you're doing something wrong and you need to adjust. You need to course correct. And it helps you, because we want to avoid pain, you know, But the pain is oftentimes the ways. You have to address the problems head on. We have to do that.
Starting point is 00:16:46 All of us, you know, avoid pain, you know, avoid running on the treadmill, you know, lifting weights and whatnot. But, yeah, achieving things is great. You also see so many successful people, actors, celebrities, and they say money is not the answer. You know, they have wealth and fame and they're not happy or they're addicted to drugs. So you look at that and, you know, as intelligent people in our, your audience is, you know, they're smart. You could say money's not the answer.
Starting point is 00:17:19 Of course, we're all pursuing, you know, things in business and it has a financial or monetary benefit. But really it's, it's what I've learned and what I've learned and what I value in my life are the simple things. You know, having a nice meal with my wife and my son. My son hugging me is an amazing feeling. We love animals. You know, we love nature.
Starting point is 00:17:44 So what social media and society is trying to put on to us, you know, it really expensive watches, cars, people don't really care. That only impresses yourself. For like a week. Yeah. For a week. But are you a good person? Do you like yourself?
Starting point is 00:18:05 Do you have a good relationship with your significant other? that's really what's important. And we haven't talked about this, we're going to talk about this, but health. And there is a big focus on health today. Because you could be, you know, look at Elon Musk, wealthiest person. He has terrible health. This guy is out of shape. He wakes up every day just like we wake up, right?
Starting point is 00:18:27 And when you're in shape and you're healthy, you feel good about yourself. Sure. Right? You could have everything. It can be taken away from you like that. Steve Jobs. Look at the founder of OnlyFans. He had the highest revenue per employee more than in Vida.
Starting point is 00:18:43 Okay? He died at 41. Yeah. He didn't have his health. So health is really important. It truly is, man. You know, everything we're talking about is just about being a well-rounded individual. And we talk about simple things.
Starting point is 00:18:54 And we're talking about money, right? Because we all want money. We need money to survive. It's currency. We buy things with it, right? We need it. And it's expensive to live here. But when I look at what I want to accomplish in this world and in this business,
Starting point is 00:19:08 And I'm interested on your take on this too. I want a lot of it so I can spend more time with my three kids and my wife. And so I can pick up at any time if I'm not recording, be like, all right, let's go away for a week. That's what I want it for. I don't want things. Yeah, I want nice things. Like I want to get the house that we're going to be in forever so I can go out in the backyard and just chill. Yeah.
Starting point is 00:19:34 You know, when I'm not doing what I do. What is your take on all that? I love the game. I love the game. I love the process of business. I love the competition. I love the challenges and the strategy. I like to think big.
Starting point is 00:19:56 I like to think big. So that's something that I learn. Well, there's the secret. Think and Grow Rich is really having big goals. That's exciting. I like figuring things out and solving big problems. And with that, you know, we're doing big deal. So we have, you know, nearly $3 billion in a development pipeline now.
Starting point is 00:20:16 And we're doing these larger transactions. It's just more exciting. In terms of financially, you don't really need so much money. You know, there's enough, like you said, if you have, you know, the house, your dream house, you spend time with your family. What people really want is they want flexibility. Yeah. They want freedom to be able to do, you know, what they want to do. If they work for someone else, you know, they don't want to have to enter to
Starting point is 00:20:44 someone. If you're a business owner, you know, you want to have that safety, that security and that freedom. So I think that's what most people really want. And that's kind of what I was explaining, right? It's the freedom. Yeah. It's the flexibility. That's the American dream to me, right? Right. There's other things that you need to do in order to achieve that. Because if you're chained behind a desk or chained to a boss at corporate America and, you know, I lived in corporate America for a long time and I owe everything to what I learned in corporate America. I learned process there and I took the processes that I did in human resource and HR and payroll and did it in medical and then I do it here. It all translates. But the one thing that always made me felt
Starting point is 00:21:26 suffocated is when someone's like, where are you at? What are you doing? I didn't feel free. I didn't feel like I had a flexible life. And to me, that is something that, I won't stop until I have complete autonomy with. Yeah. They say, you know, entrepreneurs will work 16 hours a day so they don't have to work eight hours, 16 hours a day for themselves, so they don't have to work eight hours for someone. 1,000 percent. And I know you can relate to this, right?
Starting point is 00:21:54 So when you're building your own thing, you stay up late and you're dialed in and you're, you know, you're prepping for a show or getting ready for a deal. And it doesn't feel like work. It feels like you said, the game, the problem solving. And if you can look at it like that, I think a lot of people watching and listening right now would have a different perspective of what they're going through right now. Right. Taking ownership of your life, taking ownership of your decisions.
Starting point is 00:22:22 Some people want that, but they don't ultimately want the buck to stop with them. And in finding something that you're passionate about, there's a lot of things too, especially with AI. AI has completely changed the world so fast. Every day. The systems have changed. But yeah, you know, working for myself, building Prosper Group is something that I do seven days a week. We're launching a car wash platform now.
Starting point is 00:22:56 And, you know, two Sundays ago, I woke up at 2.45 a.m. on a Sunday. I worked for two hours. I hit the road from 445. I drove for 11 hours around the state of Florida looking at car wash sites back in by 345 to see my wife and have dinner. And it was amazing. Yeah.
Starting point is 00:23:18 You know, because it's something that I'm passionate about. But that's the kind of obsession that really, you know, people need to have today. And for those listening, like if you, the houses that the people want to live in, the cars that you want to drive, if you, you know, you want to jet are these things, right? There's so few people that have them. You have to be willing to outwork every single person, okay?
Starting point is 00:23:47 Hormozzi said this, and he said, you know, to think about, to put it in perspective, okay, if you want to be in the top 1%, okay, you have to enter a race with 100 other people and win. And be number one. Exactly. If you want to be in the top point 1%, okay, you have to enter a game, okay, a competition with 1,000 other people and win and be number one. And if you want to be in the top 0.01%, you have to enter an arena with 10,000 other people in a fight to the death and come out victorious. Number one, okay, that is what you're competing with. And it can only be done if you have true passion and purpose behind what you're doing.
Starting point is 00:24:34 Because if it's just about a dollar, it won't work. The favorite thing that, my favorite thing that you said about that morning, that's Sunday morning, waking up at 2.45, working for two hours, driving around Florida. Yeah. Looking for car washlights. It wasn't that. That's cool. That's your mission. That's your business.
Starting point is 00:24:51 Yeah. But to be home by 3.45 to have dinner with your wife and your son, that is what a man, that's what a man. what a father and a husband does. Yeah. And I love that because you could easily say, I'm exhausted. I'm just going to get a hotel. I'm going to, you know, get some dinner and I'm going to go to sleep. But then you miss that time.
Starting point is 00:25:11 Yeah. You know, I just, I think that's commendable. I really do. I see value in that. Yeah. You know, absolutely. Brooke, Roman, you know, my wife and my son, amazing, you know, and Sean, something that, you know, I think when you reach a certain place in your career or life,
Starting point is 00:25:30 I'm most happy and fulfilled when they're happy. Mm-hmm. I don't need much. You know, my laptop, work, my phone, you know, you can make some calls, text at the internet. But to see my wife and my son happy and fulfilled and be able to, you know, have so much joy, that's my purpose and that's, you know, that's what I'm working for.
Starting point is 00:25:55 You know, we took the kids to Atlantis and we were gone for six nights and, you know, we had a blast. My favorite part was seeing my daughter overcome a fear and go down the leap of faith slide. Yeah. It was my son being so excited because he's brave and I wish this was going faster. And then to see my youngest getting comfortable in a pool, those are moments right there that I absolutely love. Of course, there was moments where I didn't love.
Starting point is 00:26:23 Yep. Okay. I didn't love the meltdowns by 7 p.m. when we were trying to go to dinner. That was not fun. But also the absence of that also pains me. Like when I'm over here, I'm staying in. Yeah. They got more shows.
Starting point is 00:26:39 Is I miss those moments, you know, and I think that if we can all point to the things that matter to us the most, it's going to help us become more efficient and successful than the things that we're building. Right. I'm guilty of this of being on my device, you know, being on my phone, being on my laptop, both, you know, being on my iPad, being on the phone. being on the phone on a call. But being present, you know, with their family and with your loved ones is so important. So that's something that I need to work on, you know, for sure.
Starting point is 00:27:08 Brooke tells me this. Oh, Jacqueline tells me too. I mean, I hear it. And, you know, I just think that from their perspective, they have it right. And I will also say, I think that we'll never know what goes on in a woman's mind and the stresses that they deal with and the fears that they have. conversely as a father there's a lot of things that go on in our minds that they don't know am i doing enough am i providing enough do my children feel safe around me am i a good dad am i setting a good example there's a lot of heaviness that i feel yeah that men go through
Starting point is 00:27:45 that causes us to pick up that device and see what more we can do so we can feel like we are doing everything we can for our loved ones Sean, that's a great point. It's our obligation to provide for our family, at least that's what I believe in our household, the male and female roles. So I gladly take the stress and the pressure and the responsibility to provide for my family
Starting point is 00:28:15 and make sure that they're comfortable. Brooke, and she understands and she respects that, and she acknowledges it. She tells me thank you for all that you do for us, And, you know, I understand that if I'm up work, you know, up late working, you know, before I go to bed, she understands. So, you know, it's great to have a partner like that. And, you know, I'm sure you do too. Oh, absolutely, man.
Starting point is 00:28:37 I love it. There's, there's blackout times that my kids will come and say, okay, give me your devices. Right. And we started this, like, from when school is in session, from like four to seven, 30 or eight, I, my phone, I don't even know where my phone is. my daughter's put it in a box somewhere. Yeah. And that's cool because I can have that time with them. And I think what children really crave is, like you said, the presence.
Starting point is 00:29:03 You know, it's not about the amount of time that you're spending. It's about how present are you when you are spending time with them? Or are you just sitting there watching the clock tick waiting for your next opportunity to pick up the phone? Those are hard moments, man. Those are really, really difficult. Yeah. You know, let's back up a little bit. Because we're always talking about how driven and how you're,
Starting point is 00:29:23 you love the game, you walk into Wall Street, and you were working with the largest public offerings, you know, the market's ever seen. You're moving $8 billion. What does that look like on a day-to-day basis? It's a grind. Yeah, it's a grind. So investment banking, you know, is corporate America, and working in New York City is the training ground. I think it's one of the best training grounds. In finance, Wall Street, New York, investment banking, hedge funds, private equity, everyone's really competitive. You're working long hours. You know, I've said it before, but on average. So our deal team at Bank of America in the Real Estate Gaming and Lodging Group was led by a person there, managing director who's still there, Jeff Horowitz.
Starting point is 00:30:16 He's the chairman of the group. We were on the 25th floor at Brian Park, one Brian Park. but our average day Sean was 9 a.m. till 3 a.m. Wait, repeat that for the audience. Our average day, this was nearly every single day for a year, 9 a.m. till 3 a.m. Okay. So it's very intense. If you left in our group, if you were leaving at 3 a.m., half the group would still be there. And they would say it must be nice to work a half day.
Starting point is 00:30:51 It must be nice to work. So, you know, when you, when that's, you know, sort of the average, we were working Saturdays, you're coming in, you know, maybe at lunchtime on Sunday. But, you know, if you have a book you have to do, you have a client, you know, we're working late. You know, definitely seeing the sun come up. You build this work ethic and you see the speed and the focus. And at an institutional level and the quality of, of the work product that you have to make, you know, was really, you great training. So, you know, I certainly wasn't the smartest in my group. There were people who were better bankers than myself who were there for many other years. I had the good fortune of working on certain deals, the MGM Growth Properties IPO. You know, one of my, my, my first client was Digital Realty Trust, Data Center REIT. Data Centers are huge now. Andy Power was our managing director when I was an intern, and then he went on to Digital Realty to become the CIO. and now he's the CEO running, you know, a multi-billion dollar company.
Starting point is 00:31:57 So that experience in New York on Wall Street is invaluable. And I bring that with me to what I do now. So you see the speed. And really, you know, what I think also helps is that, you know, most people have never worked till 3 a.m. Like my, my... I've never worked till 3 a.m. Right.
Starting point is 00:32:20 No. No. So like my analyst, he stays late now. You know, he works, you know, maybe on average till 8 o'clock, but I'm like, you know, if you even worked one night till 3M, no, never. So, you know, it's, it's, look, and it's also that whole time you're not always working. There's, you know, times that, you know, there's some downtime. But when you have that as your baseline, okay, now long hours, they don't phase you.
Starting point is 00:32:49 No. They don't phase you. You're not like, oh, it's 8 o'clock, 7 o'clock. Like, you know, that's lunchtime, you know, in banking. And so you have this other, you know, perspective on what it's like to really grind. I mean, that's a grind. In those, in those, how long were you working from like 9 a.m. to 3 a.m.? For a year.
Starting point is 00:33:11 For a year. In that year, what did you notice about your mental health and even your physical health? Physical health went, yeah, definitely went down. by the end. During this time, I did run a marathon. I ran the New York City Marathon in November 2025. I think that was the beginning at the end. Yeah. You know, you're tired. You're eating. Back then, we had something called seamless. So you get free meals. You get free dinners when you work at the bank. So definitely not the best health. Definitely not sleeping well. You're, you know, I was younger. I was in my late 20s.
Starting point is 00:33:51 So you can kind of manage it. Now, you know, I need eight hours of sleep. Yeah. Do you get a full eight hours? I do. I do. Yeah. I go to bed early.
Starting point is 00:33:58 Okay. I go to bed early. Okay. Yeah. You know, the reason I asked that question because, you know, you're in great shape. You know, you're working on your body and all that kind of stuff. I would imagine, you know, even like running the New York City Marathon, like, how do you have time to train for that?
Starting point is 00:34:13 You have to make time for it. You have to make time for it. So, you know, I don't work out as much as I use. used to, but I used to go to the gym every day like it was brushing my teeth. So that's, that's something that I started when I was young, you know, playing sports in high school. And I kind of weirdly had a, had, had, from a very young age, had a desire to live a really long time. You know, maybe even before it was like, trending, trendy, too. So, you know, I've taken care of my body. I started taking
Starting point is 00:34:49 NAD eight or 10 years ago and I've been taking that you know for you know daily you know and so I did my biological age. Brian Johnson who you know who's spending all this you know money two million dollars a year on health he has
Starting point is 00:35:06 this speed of aging test so you know I did it when I was almost 40 and it said my biological age was 24. It's wild so that was like a year and a half ago so yeah you know know, with the advancement in AI right now, and you're in great shape, you look young. I don't know how old you are.
Starting point is 00:35:24 I'm almost 48. Okay, yeah. You look like you're in your 30s. Keep him around. Yeah, you look like you're in. I'm not just saying that, but you do, you do look great. The goal now is to stay alive. Is to stay alive because with AI, Google, solving disease, solving anti-AIDS.
Starting point is 00:35:48 aging. Really, it's an equation. And I think they're going to crack it. So, you know, staying alive now, staying in the best health that you can, it's really important. We're seeing a move towards health and wellness, less drinking, less smoking, and really focused on taking care of our bodies. It's interesting you brought up Brian Johnson. Because when I was getting ready for our conversation, I'm like, I read that. I'm like, hmm, you know, and I've interviewed Brian Johnson before. He's a great guy. Yeah. Very nice man. You know, all these years putting all this work into everything he had. I mean, his house is a laboratory.
Starting point is 00:36:25 And now I think he's dealing with some health issues that, you know, some autoimmune stuff. But at what point does it backfire? I think it's starting to backfire for him. I just read him say on X the other day that he's reduced his, by not going in the sun, he's reduced his skin age by nine years. Okay. Okay. I grew up in Southern California.
Starting point is 00:36:47 You know, you look like you enjoy, you know, the beach. I just got back from vacation. Yeah. So, you know, so I like being tan, you know, there's vitamin D. It's healthy. And he said, I miss the sun. Fuck, man. Like, and I was looking at him.
Starting point is 00:37:04 He's pale. You know, his skin looks young. Yeah. But if you don't get like the sun, you don't feel the rays, like, beaming into your, you know, into your energy and your, you know, into your energy and your skin. sells like and you don't get to go on a vacation and like you're not putting on crazy sunscreen like there's still a quality of life and enjoy life like what it so you know it takes people who are you know perceived as a little crazy to move the needle and I think he's doing that sure um you know
Starting point is 00:37:37 but maybe he finds that he's going too far and yeah I just I always like I look at it like dang like how much was too much right because now you're dealing with this and it's at what point is that actually living now yeah because a lot of people would say like well just enjoy your life you know have the cake and i and i agree with that i'm gonna eat some cake every now and again and if you put orias in my house it's game fucking on yeah i got to keep them out of there but but like you know to be that locked in for so long consistently and not doing anything not even like catching a ray of sun bro like i just see that as potentially problematic and it could backfire.
Starting point is 00:38:17 Now we're kind of seeing it, not judging him because I love that guy. He's a good dude, but it's sad to see. It's sad to see people talking about it and kind of chuckling at it because I don't think it's funny. No, yeah.
Starting point is 00:38:28 All he was trying to do was do something for himself so he can be around for his son. Right. And then also show other people that you can be healthy. You don't have to do it at the extreme that I'm doing it, but you can dive into longevity. And I think all of us right now, are doing that to some degree.
Starting point is 00:38:48 Like, I stopped drinking. It's not because I'm against it or I had a problem, but I just don't like it anymore. Yeah. So I don't touch it. Yeah. Whole vacation, I didn't have one sip of anything.
Starting point is 00:38:58 I just don't care. You know, and I think people are becoming so much more aware of the big C word now, cancer and just, and everything that, when you have children, you feel this responsibility and this anxiety of just like, I got to be there for them.
Starting point is 00:39:15 You know, I've got to feel. figure this thing out. And I think that's healthy. But do you live a little bit or do you, are you so locked in that you feel like there's nothing else? My wife and I, we love to travel. So, you know, when we, we do get a chance, we, you know, we like to explore new places. Last year for her birthday, I took her to Paris. So her birthday's coming up in a couple weeks. We're going to Turks and Caicos with her family, my family. Um, we've, we've been together for three years, going on three years now.
Starting point is 00:39:52 Um, but we talk at night and we're like, how thankful are we, you know, like, we've lived a great life. That's awesome. Um, you know, we talk, you know, we've been to Costa Rica. We've, we've been to, we've been to Belgium. We went to London. We went to France. Um, so, you know, many places together, Mexico, you know, all these places that we want
Starting point is 00:40:14 to take our son. So we do like to travel. To answer your question, unplugging. But right now it's grinding, but it's a love and it's a passion. Well, it seems like you have perspective too. Yeah. You're very locked in on your health, but then you're also very keyed in on what's going to fulfill you and your wife and your son. Right.
Starting point is 00:40:36 What's your favorite trip that you guys have been on? Good question. We just talked about this. Hers is when we went to St. Bartz. We went to St. Bart's when we first met. My favorite trip, we went to Jacksonville, Wyoming recently. Costa Rica was cool. Yeah.
Starting point is 00:41:00 Costa Rica, we do, oh, this is my favorite trip. Sorry. I was blanking. Just this past March, we went to Peru. Oh, really? So we, yeah, we went to Machu Picchu. and we stayed at this amazing, this amazing hotel and resort called the Belmont Riosugado. And it's up in the mountains of Kusko.
Starting point is 00:41:22 And there's a river, the sacred river running through it, wide open, green grass, trees. And they have alpacas on the property. That's cool. And, Sean, like they set it up. It felt like there was almost no one there. We felt like we were the only ones there. They bring the alpacas. is we're having lunch on the river and the alpacas are there.
Starting point is 00:41:45 We're like fluffy. We're picking them up. You know, they're eating grass. Like, so that was really special. That was one of my, one of my favorite trips.
Starting point is 00:41:52 Was your son there? He was not. It's not. You know, it's so crazy to me because we took the family to my wife's home country last summer. We went to Kito, Ecuador. Okay. And that was my favorite vacation.
Starting point is 00:42:06 Yeah. Because I got to see where my wife grew up. I got to see her childhood home. I got to see how she lived. I got to meet her family. but my kids got to see a different culture, you know, and they went to a third world country. I just think there's so much you can teach a child
Starting point is 00:42:19 and even learn about yourself going to different countries and traveling and just being well travel. Yeah, absolutely. So our son, Roman, he's 18 months. We took him to New York. Maybe he was six months. And we banned him from traveling after that. for like six months.
Starting point is 00:42:43 He lost his traveling privileges. Oh, no. Poor guy. God bless his, his, his heart, but he was like screaming and crying for 45 minutes straight
Starting point is 00:42:53 and people around us were like, oh my God, are these terrible parents. But we're taking him to Turks and Kiko, so we're really excited about that. You're giving him his passport back. He can fly now. He's not in the no-fly zone anymore.
Starting point is 00:43:04 That's right. That's good, man. Well, you know, young kids, I remember, shoot, my oldest. anytime we would spend the night somewhere else, it would just, he wouldn't sleep. And he would just cry.
Starting point is 00:43:16 It was like, dude, this is brutal. So I can feel that, man, but it'll get better. Yeah, it'll get a lot. It has. Yeah. So back to the health thing. Like, what does your actual regimen look like that has kept you so biologically young?
Starting point is 00:43:31 I think it's a, it's a few things. And, you know, nothing that's like earth-shattering. Movement. I've been, I've been, going to the gym and lifting weights since I was in middle school. My uncle, so I grew up in Orange County. We were just talking about this. There was a gym behind my house called the Rossmore Athletic Club, and my uncle would get me an annual gym membership for my birthday. So he got me into fitness. I was like one of the youngest guys to work out at the gym. My mom knew that I loved it so
Starting point is 00:44:04 much. Like, she would ground me from going to the gym. Oh, dang. If I got in trouble. you know playing sports lifting weights so that's going to the gym not everyone has enjoyed that their their whole lives and you know there's more people getting into it now so I started that early now you know getting enough sleep is super super important to me and being able to recover taking supplements is is you know I think good you know I think it's helping you know the the test show that. Fasting has helped, you know, staying active. And I think one of the most important things to stay healthy,
Starting point is 00:44:48 and we kind of talked about this in the beginning, is to keep a positive mind. Is to keep a positive mind. So my wife jokes with me, like she wants me to have gray hair. And I'm like, listen, this is not happening. She's like, you've tricked your body into thinking that it's young. Yeah. And, you know, part of my affirmations is that, you know, I'm an amazing health.
Starting point is 00:45:13 I'm young. I'm vibrant. I'm full of energy. And I don't know if that actually has an effect, but I think having a positive mind, like I rarely get sick, you know, I think that helps, like drinking a lot of water. Our body is made up of, you know, nearly 80% water, you know, just being generally positive, that might sound like, kooky. You know, I think to anybody that hasn't really taken a hard dive face first into personal development,
Starting point is 00:45:45 may think that sounds a little cookie. I think it makes perfect sense because the more you tell yourself something, this is who I am, this is what I do, I'm healthy, I'm young, I'm vibrant, your actions start to back it up. And that's where people get completely confused because people will think that, well, just because you say your affirmations, And I'm going to tell you something that's very unpopular in my household. And I've caught a lot of heat from this, for this for my wife. She'll teach my daughters and my son and our son affirmations. And she goes, do the affirmations with them on the way to school.
Starting point is 00:46:26 I'm like, no. She goes, what do you mean? They're great. I go, affirmations are hot air if you don't have any work behind it to back it up. Yeah. You know, and so I think I got a young age, yes, teaching them that stuff is great. Absolutely. but when people meet someone like you or me or hear us even talking about that or if it's clipped
Starting point is 00:46:47 or whatever, oh, that's not real. It is real. Yeah. You just have to now create the actions that back it up that turn you into that person to have that lasting effect on what you're talking about. That's right. You know, it's a big difference. Yeah, absolutely.
Starting point is 00:47:02 Big difference. You have to put in the work. There's no avoiding work. The work is the way. Yep. The pain, the problems, the challenge is the way. There's no avoiding it. It would be nice if you could, but would it be worth anything, right?
Starting point is 00:47:19 I mean, because I can think of many moments where it's just been painful in this process here with the show. Can't I can just skip this freaking part, man? But then when I'm not allowed to skip that part and I work through it, I can look back maybe three to six months later and be like, oh, that's why. Because now I'm dealing with this. And now this is easy because I dealt with that. And it's a gift. Yeah. It truly is.
Starting point is 00:47:45 Absolutely. You know? What is your thought on failure? I think everybody fails at, you know, all the time. So, you know, what are you failing at or what do you think you're not getting the results that you want? I think you only have these, you know, quote unquote failures if you don't get back up. So, you know, from the most successful people, everyone comes up short sometime. Everyone has losses.
Starting point is 00:48:19 No one is winning 100% of the time. It's just not happening. So, you know, Sean, we've talked about, you know, we've talked about this, is short come, just, you know, when you don't get the result, that means you didn't do the right things. You weren't ready. You know, you have to learn. you had to do a different move. You had to work a different way. You had to approach it.
Starting point is 00:48:46 Maybe you didn't put in the work. Maybe you didn't stay at it long enough. And you said something earlier in the show of, you know, people want the success and, you know, the secret, like, I want this. And is that most people, you know, and, you know, I've done this, I did this especially when I was younger, is we put too short of a timeline on things. things like I need to do this. I need to, you know, make this amount of money in two years. If I don't like by the time I'm, you know, whatever, if you're young, you know, 30, whatever, or I need to lose, you know, 15 pounds in two weeks. Yeah.
Starting point is 00:49:24 You know, you didn't gain 15 pounds in two weeks. There it is. That, that part. Yeah. Doesn't matter what it is. You're in a bad financial situation, bad career, bad relationship, bad body. Bad attitude. That shit didn't happen overnight.
Starting point is 00:49:42 No. Why do you think people expect it to dissipate overnight? They don't want to go through the work. At the end of the day, people don't want to do the work because it is boring. It is mundane. We have shiny object syndrome. So, you know, we want it to happen right away. We see everyone else on social media.
Starting point is 00:50:09 that's doing this and doing that and going here and going there and, you know, perfect lives and blah, blah, blah, blah, right? So people switch all the time. If it's not happening fast enough, they have two, we, we all have, you know, really small attention spans and our expectations are that it's, that it's going to happen too fast. Like, when I hit 40, I started thinking in decades. So I have goals, you know, my affirmation is over the next decade. And, And then you have to break that down. And then, you know, decades are years, years are months, months are weeks, weeks are days, days are hours, hours are minutes, minutes are seconds, okay?
Starting point is 00:50:51 And then what are you doing each second, each minute, okay? And this is why I have a to do list. So, you know, we got to get a lot of things done in these minutes, in these hours, in these days, and they turn into weeks and months and ultimately into a decade. You mentioned Alex Hormozzi earlier, and he talks about think in terms of decades. Yeah. Because if you think in anything less, you're going to be very disappointed at your outcome. Yeah.
Starting point is 00:51:17 And when I heard that, I don't know, I heard that if I think maybe three, four years ago, I'm like, I should probably adopt that. Yeah. I should probably really adopt that. Because for me, when we're talking about our personal growth and things like that, see, I have this theory that, you know, people stop doing the work, not because they don't want to do the work. It's because they're afraid of who they see themselves as in that process and they run from it because they don't want to dive into the painful portion of it.
Starting point is 00:51:46 And they're not willing to spend the decade becoming the best version of themselves. And that's what this show is about. Yeah. It's becoming the ultimate version of yourself. Yep. You know, like period. End a story. And it takes a lot of getting kicked in the teeth.
Starting point is 00:52:01 It's going to hurt a lot. And I think that's also, like I said it, many times in this. and it's a gift. Yeah. You have to embrace it. And Sean, you, most people, okay, so to reach your highest self,
Starting point is 00:52:17 this is my philosophy and my theory is, you have to have incredible courage to shed the life, the identity of who you are now, who your friends are, where you're at in life, and where you want to be. Because your friend,
Starting point is 00:52:36 don't want you to be so much above them. So they will try to keep you, you know, where they're at. So you have to eliminate a lot of these things and distractions and influences in your life if you want to go to the next level. So, you know, they say, you know, expertise and being, becoming great is really built in solitude because you have to go on a personal journey that only you can go on and you have to change your own self-identity to reach the highest height that you want to reach. I love that so much because, you know, the version of yourself that has everything and doing everything that you want is not the same person that's sitting in that chair right now. It's not the same person sitting in this chair. So we have to grow into that person. And sometimes,
Starting point is 00:53:32 not everybody but there are individuals that have to hop the fuck off the train I mean straight up and when that happens because it's happened to me a lot over the last year Jay it's been a painful year it's like damn like
Starting point is 00:53:46 coming going coming and going but then I realize like wait a second I may feel like I'm losing a lot of things right now but God's preparing me for what he has next for me so let's just focus on that
Starting point is 00:54:02 And in solitude, that, I want you to explain that to the audience because I understand what you mean. And I don't think you mean being alone all the time, but you have to spend moments, sometimes hours with yourself to reconcile everything going on. Yeah. The, you know, to pursue big goals, whether it's in sports, that's probably one of the easiest examples to look at you looking at, you know, like Kobe Bryant. He was just obsessed. You look at Tiger Woods, Tom Brady, Michael Phelps. Michael Phelps talks about working out 365 days a year. Yeah.
Starting point is 00:54:38 You know, on Christmas, he's in the pool, swimming. So, you know, those are extreme examples, right? But also with extreme results. Look at them, right? And so in solitude is that, you know, most people, you know, are kind of average, right? that's the definition of being average. So if you're going to be around most people, you're going to likely be average. You're going to have average thoughts, you know, average habits.
Starting point is 00:55:08 And if you want to advance, you need to be around people with better habits and, you know, better influences. And the higher you go up that, you know, sort of the pyramid or the ladder, so to speak, you know, there's fewer and fewer people that are on that journey. Yeah. And that will appreciate, you know, what you're doing. and you know and you have to go on that journey yourself right and to get these results most people aren't on that journey so they can't identify with the worker or you know with the habits that you're doing they think it's crazy or they might call you obsessed so you know you have to say no to most things and you really have to cut out a lot a lot of things from your life what are some of the
Starting point is 00:55:49 things that you say no to now that the old j wouldn't have i've been saying no for a long time I've been saying no, you know, for a long time. What I would say now is that when you have really high quality, high trust relationships, okay? I'm focused on those and growing and building those relationships. The 80-20 rule, okay, you get 80% of your results from 20% of the work that you're doing. Okay. So the other 80%, you know, you're not getting the results. So what I'm doing today is I'm focused on that 20%. And how can I leverage and maximize time with those people and those relationships, you know,
Starting point is 00:56:45 so that we can all grow together, become better, you know, go up together, win together. So it's, it's, I'm really focused in investing in super high quality, high trust people and high integrity. I think that's, I think that's beautiful because where I'm at as well is I only want to pour into the relationships that I know are going to ride with me. Right. Even if it's for a season, right, you know you're aligned with the type of person they are and the goals that they have. Sure, you may split down the road. Maybe you get too busy. They get too busy and just nothing bad happened. But the quality of the people that you're around and actually are listening to, mean everything. I will not take advice from anybody that has not done or seen what I'm doing done.
Starting point is 00:57:39 Yeah, that's right. No shot. Yeah. And I used to, hey, what do you think about this? I don't know, man. I don't think you should do it. You know, I mean, you know, you sounds risky. Sounds risky, man. Like, really, like, how are you going to build this show? You're never going to make any money. Yeah. And I said, what did you say? Yeah. Repeat that, please. Yeah. You're not going to ever make any money. Okay. Yeah. So now I know. Yeah.
Starting point is 00:58:03 Now I know you're trying to keep me somewhere. Yeah. And I think that if we can identify in the audience that can identify those types of relationships quickly and easily and early on and move away from them and find people that push them. And when I say this, this is kind of what people don't like. They don't like when those people push them to a point to uncomfortability. Mm-hmm. I want someone making me feel this big
Starting point is 00:58:31 because then I know they got my best interest in mind. I want someone telling me, hey, you're not good at this, but you're great at this. Let's focus on this over here that you're great at and let's build this thing over time. But I want people pushing me. I want those quality relationships. Yeah, you need transparency.
Starting point is 00:58:47 You need feedback. You need constructive criticism. You need to know what you need to improve, absolutely, to get better. You can't have people around you that are just saying yes. and not telling you your fault or your blind spots. Absolutely.
Starting point is 00:59:02 Dude, what an amazing journey you've had from coming from Seoul, South Korea, to L.A., to NYU, to Wall Street, to here in Miami and Brickle, and building skyscrapers on the water, man. After everything you've been through in your life and everything you've seen, the failures that you've personally had and the failures that people around you have had, what does the word determination truly mean to you? Keep going. Keep going. No matter the circumstance, no matter the problems, the challenges, the hurdles, the obstacles, the pain, the heartache, the headaches, keep going. You have to keep going through it all. It gets better. It may not feel like it in the moment. But if you keep going, you know, the clouds do dissipate. You know, you see the sunshine. And in today's society, in the determined society,
Starting point is 00:59:58 if you want to be ultra-successful, you have to be super-determined, you have to be focused, you have to be lasered in, you have to be willing to put in the work that certainly other people, thousands and millions of other people aren't going to put in.
Starting point is 01:00:13 Love it, man. Great answer. That's it. Staying determined and doing the work and even when you don't want to. It hurts like hell, but so what. Yep, it's worth it.
Starting point is 01:00:21 So does the other side. That's right. So thank you so much, man. Awesome having you on. great conversation, and I know it's going to help a lot of people. Sean, thanks for having me. Absolutely. And for you guys listening, thank you so much.
Starting point is 01:00:33 If you want to have updates on The Determined Society and amazing guests like Jay Roberts and everybody else we have on, head to www. The Determined Society.com and sign up for all updates. And until next time, guys, keep working and stay determined.

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