Financial Audit - E-Girl Exploits Simp Army For Millions

Episode Date: April 3, 2024

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Transcript
Discussion (0)
Starting point is 00:00:00 There's addictive things out there. Plain. Things like that. Corn is a addictive industry. Right. How do you feel being a part of that that a lot of people fall into a spiral that they just can't get up? I think the issue is just a lot of people can't accept reality and look inwards and improve themselves. And you feel no guilt that some of that money could be coming from addiction?
Starting point is 00:00:20 Not really. Okay. No. Hi. I'm known as Amaranth. I'm a streamer. My real name is Kate. I live in Houston, Texas.
Starting point is 00:00:29 and I am 30 years old, and this is financial audit. I am a big fan of your money. Oh, thank you. You have a lot of it. Yeah, you have mastered the online influencing game like nobody else. I don't, it's insane. It's insane. How long have you been doing it?
Starting point is 00:00:49 I think eight years now in the summer. It'll be year eight. So the classic thing, right, is three to five years is like the lifespan of an influencer. Right. Have you conquered this? Because I believe that if you want something and you have a good opportunity, use it. A lot of streamers don't do that. What is it that you want?
Starting point is 00:01:09 I want, this is very greedy. I want a big giant kingdom that I can call home filled with animals. I'm talking like a thousand plus acres so they can have my animals. Do you have it yet? No, not yet. When are you going to get it? I mean, there's Lever King Ranch. He already has it.
Starting point is 00:01:26 He's in Texas. I don't want Texas. I want like paramed. like Santa Barbara. Wait, why do you live in Texas then? Houston. No, why do I live in Texas? Yeah, why do you live in Texas?
Starting point is 00:01:35 I was born there. I was born there, but it's low taxes. And I don't go outside with being an online influencers. It doesn't make sense to move when I have family here too. You're getting bullied on property taxes, though. I have an area that's not that bad, actually. Really? Yeah.
Starting point is 00:01:50 Dude, I get bullied in Austin. Yeah, Austin sucks. Austin, not good. I love the city, though. I love the city. The city is fun. The city is fun. for Texas. Houston's boring
Starting point is 00:02:01 to look at, but if you're inside, it doesn't only matter. So you want to end up in California? Yeah, or Colorado, one of the two. Okay. Yeah, that's a little bit more pricey than like 1,000 acres in Texas. So that's the big goal. When do you want to hit it by? We're 30 now. I don't have like a, I don't have
Starting point is 00:02:17 a specific age. I think by 40, hopefully, would be when. You're going to do this for 10 more years. No, no, no. No, but I know that I might be like slowly building the property. Because once you have it, if you, there's no buildings on it, you know, takes time to get all that stuff there and get the wells drilled and all that. So it depends if you... What is it? Okay. Yeah. This is a lot. I know. That's what I'm saying. How much is this going to cost? Depends when I buy it probably in the state of the market
Starting point is 00:02:45 of that point. If you did it now, how much would your dream thing cost? This dream kingdom. Dream kingdom. I have seen some really nice spots for like, I don't know, like 10 million. You could do that if you wanted to Yeah, but it's irresponsible too When I have investments going on Yeah I'm trying to be responsible That's a difference
Starting point is 00:03:05 That's why other streamers are doing stuff And I'm not doing that yet You think you're the most successful streamer Debatable You gotta be in like the top 10 though I would say probably for women yes Absolutely women Yeah
Starting point is 00:03:17 But it's still a male Dominated You know industry in general Yeah So you recently moved over to kick right I did I moved over to kick and I love it there.
Starting point is 00:03:29 It feels very free. And I've heard you talk about that as well, but you weren't sure about like the gambling. Yes. You watch that. Yeah. I'm a little nervous of steak because they own it. And like I'm a finance channel.
Starting point is 00:03:39 I don't know if you knew, but what you can have is if you go into your settings, every user can do this. You can disable the ability to view any gambling content. Did you? No. Okay. Because you don't care. No, I don't care.
Starting point is 00:03:52 Okay. I would gamble if I got a sponsorship. Absolutely. Because I would do penny slots. I'm not, I don't like to gamble. So. I'm actually on that making money because you make a shit done. Do you, what's like your, because you go everywhere.
Starting point is 00:04:07 You go single. You go stinky. You go wherever and anywhere. I guess, yeah, the farts are stinky. What's your boundary? What will you not do? Because people will follow you. I won't poop on anyone or a bed.
Starting point is 00:04:21 That's good. Yeah. I would say, as far as like cancelable things, no, I would say like the basics, you know, like no ability, uh, you know, like that the basics of humanity. That's like illegal. Yeah. What's, like, what's your legal limit? I don't know if I
Starting point is 00:04:37 have a legal limit, honestly. Yeah, I don't know. Why did you move over? I moved over to kick because, um, Twitch has been making bad decisions. The streamers there have known that for years. They keep having to lay hundreds of employees off like every year or so at this rate. Um,
Starting point is 00:04:55 and it's, it's really a hard business. to make profitable because I think they exploded during COVID and now they have everyone wants to be a stream. Most streamers on there have one viewer themselves. And that's, yeah. And so Twitch still has to pay like the hosting
Starting point is 00:05:11 and the bandwidth for all those people not bringing in any money. So it's a tough business to actually make profitable, especially when you have other like sites coming up who are funded already. They already have money starting out. And they can just steal your biggest streamer
Starting point is 00:05:27 or there goes your biggest source of ad revenue. No, I like that. There's competition in the space now. Oh, I do, too. We potentially talked to Twitch about doing a live show on their platform. They offered us 8,000 hours a month. That's awful.
Starting point is 00:05:39 I don't understand it because just thinking about an hour of time on YouTube, it's like, I don't know what they're thinking. Daddy Bezos has got something wrong going over there. And they take, what, 40%? 50%, they're doing 50% of subscriber money. I mean, you keep all your donations, but you get like a fraction of the ad money.
Starting point is 00:05:59 Yeah. So it's not worth it. That's why streamers are leaving because they don't have the money to keep them anymore. So I heard, and I'm not a part of the streaming community, but I heard it's a little bit of a risk sometimes because you're jumping to what is potentially a smaller platform, even though it's growing. Have you lost audience share?
Starting point is 00:06:14 If you look at the raw viewer amount, sure. But for someone who's getting paid to stream there, it doesn't really matter. And I think for most people who aren't big enough to really consider Twitch, like they're locked in career like they have made it, then I don't think they have much to lose because the discovery is not where it is on Twitch. Pretty much on Twitch,
Starting point is 00:06:34 you're either relevant or you're not. There's not really a lot of, there's some people who are middle ground, but usually they're middle ground for a different reason. Like they're a hot girl and they have different platforms that they use to be financially secure anyway. So they just stream when they're like, I need more subscribers to that platform.
Starting point is 00:06:50 Plus you've had what, six major bands on there? Something like that. And I don't think kick is going to do that, right? No. But major is like, what, three days? Yeah, well, people would say that, like, you were privileged on there and that's why you're able to come back. Like, the haters would say that.
Starting point is 00:07:07 They say that. Do you disagree? I disagree. Because there's a lot of girls on there who are coming back who make Twitch even less money than I do. So I don't think it's like a privileged thing about, like, how established a streamer you are. Yeah. I think I just am able to adapt and know where to tow the line.
Starting point is 00:07:22 And I'm very communicative with my partner, manager. under on like, hey, is this allowed? And so because I reach out and I ask, usually they'll say, hey, this here you cross the line. That's why we have to suspend you. And then I won't do it anymore. Right. So it's like, I kind of innovate in the space. I'll like try new metas.
Starting point is 00:07:40 Damn, though, then. I don't think there's a point. I think it's stupid personally. It's like, why would you want to like take your biggest streamers who people will mass report whenever to see one thing that could be wrong and then decide I'm going to take away my own websites ad revenue for this. of time. Like that doesn't make sense. Just tell them, hey, don't do this anymore. Every great video starts with an idea. But turning that initial idea into a finished product
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Starting point is 00:09:32 affordable package. Click the link in the description below to get started today. Thanks again to end video for supporting this video. Can you do anything on kick that you want to do now? Everything that's not like super simple. Like they don't mind if you're in a bikini or whatever as long as you're properly categorized. But like I couldn't like watch like corn on there. I don't know what YouTube sensors. Oh yeah. Yeah. No prong. So in September 2019, you're playing with your dog.
Starting point is 00:10:00 Then you had some wardrobe mouth on. Oh, yeah. And you were banned for that one. Yeah. It was a very short ban. And in 2020, the exact reasoning behind the band was unknown. You might know, but we do not know. I've had a few unknown ones.
Starting point is 00:10:15 Which one? It was only one day. And you lost 300,000 followers? Yeah, that's weird. I don't know. What they do also is they'll get rid of bots and not necessarily like streamers. buying their bots, but people, viewers will often bought a stream or they'll send a bunch of, like, hate bots to spam something annoying.
Starting point is 00:10:32 Oh, yeah. And so then if you have your channel, like, on follow mode only, those bots will have to follow you first, and then they'll do like their spam raids. So then Twitch is kind of like clears those out every now and then. Then you showed a viewer's profile picture on stream, one day ban May 2020. 2021. Oh, yeah. I think he, what happened is I pulled him into a Discord because I was doing like a viewer
Starting point is 00:10:52 program or whatever. And while he was talking to me, he changed his profile. to, you know, like a peepee. Sweet. Yeah, so most of the bands are even my fault. Yeah, yeah, ASMR streaming on Twitch. It was borderline on nature led to mass reporting three-day band. I was doing yoga in tight pants while wearing a pigeon mask.
Starting point is 00:11:19 Is the main point of your streaming? So obviously, you got a sick deal now. Yeah, it's great. I love it. Was the main point of the streaming before then? to convert people into your paid products like your OF subscription? Yes and no. Because I originally started off streaming as just a cosplayer and a gamer.
Starting point is 00:11:36 I used to like cosplay from my favorite video games and play those games on stream. That would make my costumes for conventions. That's how I started off. And then I only really got into like the other stuff when I saw my fellow cosplays like, like Jessica Negri and other girls at the time kind of doing like bikini cosplays. And I was thinking like what? Like that's not what the character wears, you know, as a young, naive,
Starting point is 00:11:59 cosplay elitist like I used to be back in the day, a little nerd. Then I realized, oh, they have things like Patreon, where they're doing these photo shoots and stuff and, you know,
Starting point is 00:12:08 what sells, nature of society. And it was like, oh, this makes sense. Did you feel comfortable with it, like right out of the gate? I would say not right out the gate
Starting point is 00:12:17 because it wasn't really a comfortability, like, am I comfortable in this bikini? Because I was already doing modeling in high school, so it wasn't like, oh, never show any part of my body. But I was like,
Starting point is 00:12:26 I don't know if this is a, stable source of income. But I was wrong. Like within, within a few months, I think I started streaming summer of 2016 and by spring of 2017, Patreon was at 20,000 a month. So I was wrong. Yeah. And now I know why they do it. How long have you been doing OF? I think I started that 2019, roughly. We're at about a million bucks a month,ish. I know you were at 1.5 at some point, right? I think when you're on the iced coffee hour, you're about 1.5. Why do you think it's decreased by about a third? I think COVID.
Starting point is 00:13:01 COVID ended. Oh, people were just inside wanking. Yeah, that's when I saw the surge was in COVID. It went 10Xed during COVID. And the hot tub meta was like during that first year 2020 in COVID. So those two things kind of just like, helped. So question on that. Because in this podcasting space, there's, you know, lots of menly podcasts.
Starting point is 00:13:20 And then there's just, you know, I think I'm just kind of just average podcast. And then there's podcasts. a lot of different sides, but a lot of the conversation that's going around, and I am not, I'm not saying I believe this, but I would love to get your take on this. A lot of people would say that people that are in that industry specifically are just essentially taking money from the negative part of the culture that we have now of guys who are just alone, who are just struggling, have nothing to do. They're not going on dates. They're not getting matches. they're not even going outside and hanging with friends. And this is just kind of keeping them,
Starting point is 00:13:57 this industry is keeping them in that really bad spiral that is happening right now. And then you being a major part of that industry, I'd love to know your thoughts on that. I always, whenever I see people put those two things together or like three things or whatever how many factors, I always think that's not quite it. Because I don't think that one causes the other.
Starting point is 00:14:17 I think guys who typically can't get their life together happen to chronically be online. and whether they search it or they see a related video or they hear their friends looking at it, they eventually come across the red pill view and they resonate with it. I don't think the red pill view causes that. I think they were already in a messy situation. And I don't think that it can really take their money if they weren't making any. Yeah, well, there's also a credit card debt.
Starting point is 00:14:39 And trust me. Oh, true. We have a lot of people. That's true. I've had people multiple dudes on this show who are spending money on that OFN, trust me. They're not making progress. I just feel like someone who was already, who is inclined to do that, probably already had debt anyways. And they would have just spent it on another coping mechanism.
Starting point is 00:14:57 Because that's really what a lot of it is for them. If they listen to some of the messages, which I think some are right, but a broken clock's right twice a day, you know. Sure. So there's some truths. But if they were listening to the truths they want to and not just the truths to make them feel better, then they wouldn't be in that position anymore. They wouldn't be watching anymore. There's addictive things out there, gambling, drinking, things like that. obviously corn is a addictive industry right how do you feel being a part of that that a lot of people fall
Starting point is 00:15:27 into a spiral that they just can't get out so on a similar vein i mean that's true but the reasons why guys watch it you know usually is because they can't get female interaction or they feel like they can't maybe it's in their mind well there's a lot of that with dating apps though there's a there is that's i'm saying it's not it's not a corn or like specific issue i think the issue is just a lot can't accept reality and look inwards and improve themselves. And so they're just looking for cope that makes them feel better in that moment. And sometimes they watch corn, sometimes they drink, sometimes they do drugs, sometimes they gamble. Sometimes they play video games.
Starting point is 00:16:02 That's an addiction. And they've spent microtransactions. And you feel no guilt that some of that money could be coming from addiction. Not really. Okay. No. Me personally, my actual opinion, consenting adults should be able to do whatever the consenting adults want to do and you're making your money and that's awesome.
Starting point is 00:16:18 So I personally don't care, but I know that some people would have that opinion. I guess like I've in my head has always been like, if I remove myself completely from this situation, what's affected in the world? Sure. Just my life. They're going to find some other girl and do it. So then I start feeling bad. Okay. Yeah.
Starting point is 00:16:35 So let's do your finances and then we can jump into some of the businesses. Gosh. Okay. I'm just trying to help the Zooms. You're helping. All right. So Platinum card. I mean, you do spend a lot of money, like wild money.
Starting point is 00:16:57 But it's okay. It's fine. It's okay. People think, oh, okay, I just yells at people. Like, I want to call up bullshit. You're spending a justified. Well, it's also such a fraction of your income, so it doesn't matter. But I also don't do like cope shopping and materialistic things for the sake of feeling better about myself.
Starting point is 00:17:16 But I guess that's, I don't have to. I have the money. So all, I can't say that. Yeah, again. Okay, we'll just bleep it. That's fine. You order something on Amazon. and DoorDash every second of your life.
Starting point is 00:17:26 Yeah, I know. What's mostly, what's the Amazon purchases? Just miscellaneous things for the business and then my 19 animals. 19 animals. Yeah. What kind of animals we have? I have three horses, three dogs, no, four bunnies right now. And nine birds.
Starting point is 00:17:45 Is that the expensive mortgage? Is that where they're all at? Mm-hmm. Yeah. How much was the purchase price of that home? I'm curious. I can't say because I will have people finding it, but it was around $2 million. Okay, that's actually for Houston, though.
Starting point is 00:17:59 You can probably get a lot for that. Yeah. Well, it's like it's like multiple watts together vibe. Okay. Okay. Very cool. So you spent $20,000. No, no, no, no.
Starting point is 00:18:09 You spent $118,800. But then you did pay over time charges. Why are you doing pay overtime? Someone who makes money. Because I like to have credit because I do car. buy new cars every now and then for like social media purposes you know and then I also um so you need a leverage for those cars yeah I just I just like to keep my credit right and then I also don't want to like spend a lot of money at once because I have investments that I have to pay whenever they ask the capital
Starting point is 00:18:37 calls and so I don't want to be like okay here you go because I have the money at hundred thousand dollars and then be like hey we need a million and I'm like okay well hold on wait for my payments to come through this industry pays a lot of money but getting paid from sponsors and deal not always reliable on the... You have a wrap in your corner though to like hound them down? Yeah, no, we do. They hound them. They do hound him.
Starting point is 00:18:59 But even the hounding, it's just a process back and forth. And the capital calls like, you got a week. I'm like, hold on. That's why I just do, I rather just have, you know, pay overtime stuff. And I just got, it gets auto paid every month. I don't really have to think about it much. Yeah. When's the last time you ever held interest on anything?
Starting point is 00:19:15 On like a card. I don't know. Usually I just have it auto paid for my, from my checking account. Have you ever had bad five? head finances? No. Who taught you? A mixture of like some self-searching just when I didn't have as much as first, just, you know, small streamer stuff. I used to talk to other streamers.
Starting point is 00:19:32 There's a biggest stream of the time called Recful. I don't know if you ever heard of him. But yeah, he used to talk to me in Twitter DMs. We would talk about stocks and finances and things. And then I did some Googling, you know? That's the interesting. I was going to say because people talk to stocks and finances to Buggie. You know Bougie. 2988? YouTuber? Oh yeah, boogie. Yeah, people did the exact same thing with him. They told him put it in crypto.
Starting point is 00:19:54 He did and lost everything. Sorry, go ahead. You kind of have to decide what's good and what's bad advice and talk to more people. And then like, you know, I have accountants too and they've kind of introduced me to other people. And just kind of build the network over time. But I've always been very skeptical. I don't like to just blindly trust what I read on the internet. I like to ask older adults who have done that before.
Starting point is 00:20:17 But yeah, my family doesn't come from. from money or anything. So I had to learn kind of like all as an adult. No one ever teaches you as a kid. They should in school. They don't. Well, that's usually everyone's excuse who comes on the show that they've been using lately. I feel like excuses have a trend on my show. Like everyone will start saying it within three months segments. And right now is the, well, no one ever taught me. And I'm like, well, you're 40. Like you could have. Yeah. But also, you know, if your parents aren't getting themselves in that situation, why would they have to teach you? Because you don't, they don't know to teach you that if it's just
Starting point is 00:20:48 common sense to them. So, yeah. I kind of get that. But I think school really should. Economics, all you learn about is supply and demand. That works for women who are taught. We know what supply and demand is. I don't know about everyone else. That's true.
Starting point is 00:21:02 I've definitely heard a lot of different arguments on that. They're like, you know, most people, like, when they take their little bull-gen ed class, like, they're usually just, you know, they're just not really paying attention. So if it was actually taught in school, like, would people actually get things from it? I'd still like to see it because even if we still get, like, 25% of the class to do it, It's still 25% more than we're getting out. Right. Well, I think it would help, too, if schools actually did field trips that matter
Starting point is 00:21:25 and take kids where they can see people who have made bad financial decisions, like homeless people on the streets, a little field trip, and then maybe they would pay attention that class. A bus field trip to under the bridge? Yep. Okay. Well, like prisons, you know, homeless shelters, mental hospitals, you know. Mental hospitals, you know.
Starting point is 00:21:45 Well, perspective, I think it makes you pay attention. That's interesting. Because they pay attention to Andrew Tate, because he's flexing the Bugatti. Well, will they pay attention to their finances if they see a different example? What do you think of Hentra? Because you're on the complete opposite side of him, right? Yeah.
Starting point is 00:21:57 I think he actually has some really sound truths. But of course, like, his controversial takes, he has to. Otherwise, he's like every other motivational, smart finance, like life guru. Well, sometimes. Okay. It's the Hussars University program. Oh, sure. Yeah.
Starting point is 00:22:13 Okay. Where's, like, O.F. University. Where's Amran's LF. University? Well, I don't like encouraging. encouraging girls to join OF because they'll think I can just join it and make a lot of money like all these successful girls. But really, there's no reach on OF. You have to have followers on every other social media platform. So at that point, it would be a social media platform university. And that's already so
Starting point is 00:22:37 oversaturated. And the algorithm is changing so much. Like the amount of time it would take for me to give accurate information and say up to date, it would have already changed. It's just not worth the time. and most people won't apply themselves because most people drawn to that field are inherently lazy. So a lot of people that are really good in their industry when they're like kind of done being on the, you know, front side of it, the forward facing, they go into like the management side of it.
Starting point is 00:23:02 You ever consider the management side? Yeah, I have a management company. Oh, all right. Yeah. It's called real work and we will help influencers. Like mostly a lot of it is OF girls, but we do like some more mainstream stuff too. And we help them like send out their content, get it posted, you know, kind of like a personal assistant online vibe.
Starting point is 00:23:25 Do you think OF like as a platform and as a platform in the more modern day kind of praise towards people who are coming from disadvantaged situations and they see that as their way out? Um, I think that's who it appeals to a lot. Like a lot of girls see that as a way out. But it's really not because they're seeing the. the side effect of having already achieved relevancy, and you could be relevant anywhere, right? Like anyone who has relevancy can have success on OF or any kind of like paywall the platform, like Patreon or whatever. The trick there is to already have the audience that will go over there and convert. You can't just get random people to convert that don't know who you are. Well, to be clear, when I ask you these hard questions, I just want to make this clear because
Starting point is 00:24:12 we've never met before. Doesn't mean I'm coming from an opinion. And your finances are just really good. So I'm just trying to bring some kind of interesting things on the top. Because I can't yell at you. There's nothing to yell. No, I was hoping you would just start the video off by just being like door dash, door dash, door dash, door dash. It's okay.
Starting point is 00:24:28 And your percentages. That's why I don't want, I want people to know that. I mean, the show's real. It's not fake. Like your percentage is like your personal spending. Yeah. A lot of people don't think I make as much money as I do. But then like you places like Forbes who they require your like tab.
Starting point is 00:24:45 forms and your statements to verify and fact check like New York Times articles like they require that too so it's definitely there you spent in your personal account 16,024 dollars on food but what do my bull going out to eat essentially it's stuff that you're not preparing for yourself that's how we define it oh no that's so much money I'm like I eat healthy it's it's it's it's four percent it's four let me look at this so it's like it's It's nothing for you because you don't have any bad finances. It's 4% you're spending. But even so, you bring it $2 million a month and it's less of a percentage than that.
Starting point is 00:25:21 So it's... It's smaller than I thought that was. No, but... Oh, okay. Down here. Yeah. Oh, okay. I think.
Starting point is 00:25:27 This is miscellaneous BS. Oh. Yeah. The BS food is the green, I think. Oh, great. So it's even less. Look at that. I was like, I don't spend that much on food because I normally just DoorDash.
Starting point is 00:25:37 I don't actually go out to eat really unless it's like I'm taking my team and we're going to no boo. in Vegas. I've done that a few times. Well, I saw you at Uchiko. No, I didn't see you at Uchiko. I saw in your statements, Uchiko. And I love Uchiko.
Starting point is 00:25:51 Yeah, I love food. But I don't, I don't allow myself to overeat. I don't, I don't get that hungry. I'm lucky, I guess. But yeah, not a lot of bull-food food. And what's sad, though? Even still, it doesn't matter because you're being in $2 million a month.
Starting point is 00:26:06 Into the business. Now, how's your tax situation? So you're going, we're preparing for last year's taxes. I assume you're going, well, you probably do quarterly. right yeah yeah so how's your tax situation quarterly with extensions okay i mean that's pretty pretty okay the annoying part is finding an accountant to be able to keep up with it i've changed accountants a few times because there's just so much coming in and it's kind of like a niche industry's newer
Starting point is 00:26:31 you think you'd get someone like almost internal at this point like the top account in tex it's like make so much money yeah it's hard to find like when they say when people say they're the top right it's like how do you verify that they're like the top and that they're actually know about like how to do this stuff because it's just a lot of different expenses. So speaking of oh my gosh, okay. So this is so stupid. I was looking at the questions. I,
Starting point is 00:26:55 they wrote down some questions. The producers wrote down some questions that I didn't write down. So I was just looking at his. I haven't seen this question. But Noah's asking if you think I should launch a lot. If so, any tips. If you should launch.
Starting point is 00:27:08 Anyone want any of this? I think yes, actually, because you don't have to post pictures of yourself. You could just post behind the scenes or like vlogs or you can keep with your little fitness journey on there. And people would pay to see it and encourage you and be motivated by it.
Starting point is 00:27:23 You know the George Cassanza picture? Like the art painting? No. Oh, let me show you a picture of it. Okay. Okay. So it's this. It's famous George Cassandra photo.
Starting point is 00:27:33 We'll throw it on screen for everyone. I love that. That would be funny. We're thinking if we hit like a million and a half subscribers, we'll do that. Like my one and only only. pose as me and the George Costanza. No, that's a good idea. But what you should have already is your other clips kind of built up,
Starting point is 00:27:50 like a little library. Some people join. That's not like the only thing. Right? Oh, you like so? Not a one off. Yeah, not a one off. But then like have like your little like if you do starting to do
Starting point is 00:27:59 grocery shopping or meal prep, you could do like many vlogs on there or even full-length ones, whatever you want. And then like your fitness progress at the gym, like workout videos and stuff. Yeah. Yeah. Yeah. Well, I need to start that.
Starting point is 00:28:12 Thank you. Yeah, they all want, yeah, they keep offering to go to the gym with me to get me to actually do it. You should go to Ms. Kiff's gym. Oh, okay. See, I didn't even know that was a thing until literally we were texting a couple days ago. It's brand new. But yeah, you can like go there and meet streamers and get them to come on your show. So actually, this, that brings me to my controversy because you've been through a lot of different drama.
Starting point is 00:28:40 And we don't need to go through them all. There's, you know, some boxing drama. I think that's currently kind of ongoing, isn't it? No, it was last year. That was a Spanish streamer whose name is Zabai. He's huge in Spain. And he was inviting international streamers too to come box in his big event. And I was going to, but then I had some like health stuff.
Starting point is 00:28:58 So I couldn't. I had to drop out of training. But that was cool. And there's some other drama we won't talk about. Then there's a bands and blah, blah, blah, blah, blah, blah. All right. Let's go into the, let's go into the meat, yeah? Me.
Starting point is 00:29:09 This is what we're here for. I'm always here for meat. Let's do it. What's, well, you know, there's so much spending that I think I'm just mostly going to call out the big things. Because again, yes, doordash all this stuff. Like, this is apparel spore and TCG player. You spend a decent amount of money there. Go to beauty shops.
Starting point is 00:29:27 You instacart all your food, it looks like. Do you cook food? Not unless I'm doing like a specific stream thing. Yeah, you order all your food, yeah. Yeah, like I'll cook my dog's food. But for my food, it's easier just to DoorDash because going to the store. because going to the store and then cooking it will actually lose me money in time. Yes, at your level, absolutely.
Starting point is 00:29:47 And I, yeah, no, I get that for sure. Do you gamble like this card kingdom card? USAA knows dynamic duos can save the day, like superheroes and sidekicks or auto and home insurance. With USAA, you can bundle your auto and home and save up to 10%. Tap the banner to learn more and get a quote at usa.com slash bundle. Restrictions apply. Card games? Kingdom card games.
Starting point is 00:30:10 Yeah. There was a couple of things in here that sounded like in-app things. I collect Pokemon cards. Oh, okay. Yeah. That's what that is. We had some clinic, some Kelsey Sebald clinic, $1,000. Yeah.
Starting point is 00:30:25 I can't remember which one that is. Let me see. It's at the bottom. Oh, yeah. That's either, I think that's probably my medical stuff. Yeah, I had surgery recently. Really? So probably like stuff leading up to that.
Starting point is 00:30:43 Is there going to be ongoing medical costs? I don't think so. I had cysts on each ovary that I had removed. That doesn't sound fun. No, wasn't fun. But then there was like a bunch of like hormonal testing and all that. Hmm, okay.
Starting point is 00:30:56 Yeah. Now make two million bucks a month, but we're going to fancy places like Olive Garden. Love it. I like their soup and I'm sick. Oh. You're sick right now? No.
Starting point is 00:31:06 No, no, no, no. I'm good. Past tense. Yeah, this is older. I'm like anti be around sick people. No, I don't know. They terrify me. Okay.
Starting point is 00:31:15 Locksmith, $226 bucks. Oh, yeah, that one, I have my locks changed every time I have an assistant that leaves because of like my status. I don't want them to like feel like they're struggling for money and then come back and go crazy and like try to blackmail me or something. Not that I think that they would because I'm pretty good judge of character on who I hire anyways. but I just have that paranoid feeling.
Starting point is 00:31:41 Oh, that's fair. I just looked at your new assistant. Yeah, she's great. Will she do that? Not in this condition. I don't think so. If you have to get into drugs or something in the future. But you never know.
Starting point is 00:31:52 You never know. With your ex-relationships with your employees, do you usually end good terms, bad terms? That's good terms. Good terms. That's good. And then you had a toy prop purchase, $2,500.
Starting point is 00:32:03 This is where some of the big purchases are. Those are O-F toys. Oh. That was a business expense. technically. Yeah. Demand letter, 3,57. Oh, was that illegal? I think that was, yeah. That was, yeah, some legal expenses because there is an ongoing case right now. There is a very popular, big franchise that has used my likeness and image without permission and my name and selling products in physical stores across America.
Starting point is 00:32:39 So hopefully they'll accept my settlement. But yeah, that's what that is. Legal fees. Are you able to say what you hope the settlement might be? Not right now because I'm going back and forth. We might negotiate somewhere in the middle or else. Gosh, I want a big company that's settled with for a lot of money. That sounds fun.
Starting point is 00:32:59 Except for the demand letter stuff. Yeah. Yeah. And then something in, I think. think probably the town you're around there's it was yeah something in sugarland two thousand oh that's my dog he he's he has to go to the vet a lot right now because he has cancer you have pet insurance well i don't know if it would qualify under no i don't because i i just think for most of my situation like insurance usually will not apply obviously it would have been good with cancer
Starting point is 00:33:27 but like that's such like a one-off thing that you try not to think about so in retrospect it probably should have but now that he has it i can't so how's the pup doing um um you You know, we're making his life comfortable. So I have all the assistants giving him love and cooking a meat every day. Oh, all the assistants. Was there like an army of like? There is because it's like when I'm doing stuff like this. Like someone's got to cook for the baby still.
Starting point is 00:33:49 Wow. How many people are there taking care of the? Today, three. What the f***? That's awesome. That's crazy. Someone's going to take care of him. Lots of animals.
Starting point is 00:33:59 We're Uber eating. We're collecting cards. Another toy prop. $11,000 $800 for this one. Which one is that? It was another toy prop from Spartan. Oh. How are they so much?
Starting point is 00:34:11 I'm having a, I'm having a custom robot made. No way. Yeah. So for, it's for O-F. It's a business expense. No, no, no. To make for the content. Yeah.
Starting point is 00:34:26 How often do you post? Like, how often do you have to post as someone making that kind of content to bring in this much money? We post daily, but that's, I have my team do it. I only make content. for it like two days out of the month. Yeah, batch, you batch it up. Yeah, we do like 12, 15 hour photo shoots and just and then the team just edits it.
Starting point is 00:34:44 You're making a million to hundred other pictures? No, it's videos too. Oh, okay. Yeah, videos too. What's a sht robot going to do? Let's ask. It's good marketing. What does the sht robot do?
Starting point is 00:34:57 That's what everyone wants to know and they have to buy the video to find out, Caleb. Okay, good plug, good plug. Ah, going out. I'm going to a game store. Again, things well within your budget. Card kingdom. All that good stuff.
Starting point is 00:35:12 And then it looks like you pay, you do lots of contract to things like Upwork stuff. Yeah. Yeah. Okay. What is that usually? Like video editing or? Contractor just depends on like if it's, it's usually not like tech. It's usually like around the house like construction related.
Starting point is 00:35:30 Oh. Remodels, fixes. My dogs, they. they were digging in the side yard and they didn't actually hit anything but just laying against the house in between that and the fiber line bent my fiber line.
Starting point is 00:35:42 So I was out of internet for one of the days until the guy came and resoddered it. So that kind of thing can cost like $20,000 in time loss. So then I had to how I was having to build stuff to adapt around problems like this
Starting point is 00:35:58 and I built like a gate around the fiber line. It's just random stuff. I'm gonna square foot is this like whole mini compound that you have? I think in building space like inside it's probably like six to six thousand square feet or so. I live in my dream. It's nice because I have work in life separated because I have a house for me with my bedrooms, my animals. And then I have like a driveway and then I have like a six car garage set up and that that garage is converted into a studio.
Starting point is 00:36:31 Yeah. So it's like... Do you car person? Not like a super big car person. You said you sometimes have to get like a car for content. Yeah. Like I have... No.
Starting point is 00:36:43 I don't... I don't just do the lease and stuff. I do for some things, but... Well, I mean, like, what is the content? Is it one off content? No. I need like a nice car sometimes with enough space to be able to do car-themed OF videos where there might be something like Roadhead.
Starting point is 00:37:01 We don't know. Okay? What? It can vary. It varies. All right. Wow. Okay.
Starting point is 00:37:09 It makes itself back. It's all good. It's a business expense. Yeah. Yeah. Yeah. Oh, yeah. No.
Starting point is 00:37:20 Lots of Etsy stuff. Some. Oh, billable hours. $2,000. That sounds dangerous, by the way. Don't die if you're accumulating. all this money. Oh.
Starting point is 00:37:34 It's parked. I'm responsible. Okay. That's a whole wild industry that I know nothing about. Yeah. You can do anything if you use it in a video. It's a tax expense. Have you met with CPAs to confirm all of this?
Starting point is 00:37:53 Okay. Yep. So I know a lot of people, they like to sometimes overestimate what is sometimes tax deductible. That's why I do my horse. I like go to the barn and visit my horses on stream, and then everything horse related is also a tax expense. Okay. Lots of just eating out.
Starting point is 00:38:10 Let's see. Anything expensive here? DMCA review. Okay. Did someone try to knock you down? No, it's a chronic OF girl problem. People try to leak, so you have a team that goes and takes them down. Oh, yeah.
Starting point is 00:38:25 Because, okay, as someone, not to get too much into my consumption habits, but I go the free route. Yeah, I mean, I would too if I was a guy. Yeah, like I don't really understand spending money. Though, again, I respect the other side of it. Yeah. Well, I think it's more of a, do. How does someone combat that?
Starting point is 00:38:44 You just have like a team that reaches out in my case and they will like DMCA websites. They'll submit it. It's like, hey, this is, you know, copyrighted material. To any website that's in America, usually they have to honor it because they get scared because I have the team involved lawyers with legal like notices. There has to be just like, I mean, the internet's wild. It's like the wild west. It has to be impossible to get it all, right?
Starting point is 00:39:10 Oh, it's impossible to get it all. And there are some websites that are foreign where it's like you can't do anything because they just don't honor those same laws and they won't respond. But Google will always honor it. So you just go to Google and you're like, hey, remove this listing from the search results and boom, gone. So that's useful. Out of the people you pay, when you do the,
Starting point is 00:39:28 things that are collaborative in the road. Is that someone like you go find and hire? No. No, I work with like another agency. Oh. Yeah.
Starting point is 00:39:45 And then through that agency too, they kind of like help the people that I manage. Interesting. Yeah. For real work. We have the wine enthusiast. Big into the glug glug. Oh, I get the wine.
Starting point is 00:39:58 I don't actually drink a lot of it. Yeah. It's more for my like social gatherings and stuff because I have like a bar in my house. Oh, yeah. Yeah, you're rich. $4,000 trademark filing of some kind. It's exciting. Yes.
Starting point is 00:40:14 Yeah. New things on the horizon. Yes. That's for an, I can't say the name because it's a surprise, but it's a good name. It's for an energy drink. I'm working on that with another streamer who's much larger than myself in terms of of relevancy. A competitor to Prime, perhaps?
Starting point is 00:40:31 Not really. It's just energy drink. It's not like watery. Yeah. Well, you can get the super caffeinated version of those. Oh, I didn't know. But I actually am working on KSI with a different business venture. Really?
Starting point is 00:40:41 Yeah. Wow. My goodness. Yeah. Lots of fun things on the horizon. Who should be auditing who here? The question. Okay.
Starting point is 00:40:51 And yeah, your energy bills is expensive. Not really, uh, it makes sense at this point. I think it's coming from. Someone who grew up in a family where the household income was just under 50,000 for most of the time. And three kids is what they raised. That feels expensive for me. But then I have to, I'm still like a broke person's mentality. So I guess that keeps me from making bad decisions.
Starting point is 00:41:14 Oh, yeah, absolutely. Now, I know Houston's kind of like the armpit of Texas. It's like you don't get as much sun as all this stuff. Why don't you just solar panel yourself? I'm actually working on that. Yeah. The permitting is the process is the annoying part. Really?
Starting point is 00:41:27 Okay. Yeah, because I've been trying to get that since, like, last summer and it's just such a slow process. That's insane. Yep. Yeah. Oh, filing re-contest B-D-E is what you put for this 2001. contest. I'm 30 already.
Starting point is 00:41:58 And even though I feel like I look relatively young for my age, I feel like the the hot girl market is not reliable. You know, if I launch one product, they're all going to say I'm taking advantage of poor people because like, because I'm a financial show. I get the dilemma there. Yeah, it's hard. It's hard. Even though I would want most, I would want only people who can afford it to buy it,
Starting point is 00:42:21 but they'll think I'm only praying on people who don't have money. It's so confusing. Yeah. You'd have to make like an app maybe for people to track their budgeting. That's interesting. And then an app subscription or then it's like like five, ten dollars a month or something. It's a very interesting idea. Yeah.
Starting point is 00:42:36 And then they can like upload their own stuff and their statements. So it's kind of like it keeps track of it for them. And then if they want to pay premium, you can have a team that you refer them to. And it could just be outsourcing other accountants or whatever. If only the people I was working with on a project, didn't take forever. Same. that's what that's what happens in this industry and I think that's just everywhere it's just we didn't yeah and so we started doing it like this is a long time key uh C-EQ BART C B C B
Starting point is 00:43:06 let me see 1300 uh I think that was my horse's lease like like the the stall like boarding post oak motors cars 14,000 dollars um oh the windshield uh okay so one of the cars I got recently and it just took a while to get it. I got a Rolls Royce. But then within three days of having it, some hater, probably one of those Eat the Rich Facebook posters, came and shattered the windshield when it was parked
Starting point is 00:43:35 and I was just in the store for five minutes. I was like, what? Really? Ridiculous. Yeah, so the, like day four, it was already in the shop getting repaired and that glass is expensive, but car insurance,
Starting point is 00:43:48 I have it. I know that's new for you with guests on the show. Yes. you should have got a cyber truck it's unbreakable right I actually have looked into cyber trucks for me though I just don't feel like
Starting point is 00:43:58 they'll actually fit that much for a truck like space wise no they don't know myself and a couple of my teammates we drove a cyber truck the other day one of the first mate here and it's small on the inside
Starting point is 00:44:09 it's like not comfortable yeah I haven't been in one but it just from the appearance of the shape it just looked like it would not be useful for big dogs
Starting point is 00:44:19 or like anything that I need no it's not We could barely fit the people in the back. I might get one just for fun because why not? But I don't know, maybe. $1,000 on something that's blacked out. Dispute hours, three BDE 1000.
Starting point is 00:44:34 Yeah, because there were legal fees looking into the taken name for the product. I'm working on. When you fly, do you just like fly everyone in the like Houston area? Because this is expensive. $3,000, $3,000, $4,000. What are we doing? We're just like renting half of a plane. Let me see.
Starting point is 00:44:51 I had to buy... Early last month. Beginning of last month. That's probably just the first class tickets there and back from me and my staff. How many? And you were from like three to five people at a time. Okay. But then you do like there and back, right?
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Starting point is 00:45:38 I have joined the Mile High Club personally, but it's hard to make a video and do that, you know? Alright. Let's do that on the private plane next time. You have a private plane? No, but I have flown private though for an event. Oh, because if you had a private, I'm terrified. I'm terrified of plane, fine. Yeah.
Starting point is 00:45:53 And if you had a private plane, I would try to ask you for a flight so I can get over, get over it. Next time I'm on one, we'll invite you. Okay, thank you. Yeah. Lots of Uber Eats DoorDash as it goes. The Ritz Carlton. Oh, I guess we've moved beyond just holiday in. Yeah.
Starting point is 00:46:11 You know, I feel like when it comes to performance and you've got to feel well rested. Everything comes back to that somehow. Like, even if I try it. to steer away. It somehow comes back to just, I can't escape it. Yep. eBay.
Starting point is 00:46:29 This is a finance show. Okay, what does eBay costs? It was 466. That's such an expensive eBay. Like 466? Probably cards, yeah. That sounds about right. Domino.
Starting point is 00:46:43 Whatever. It doesn't matter. It also could have been plushies. I also collect plushies from my favorite movie spirit, but all the merch is $2,000. spirit. The horse movie. Yeah.
Starting point is 00:46:54 Stying the Simmeron. Something else in Sugar Land, 2455. Oh, if it's Sugar Land, it's probably my dog's cancer, but it's so expensive. So expensive with cancer.
Starting point is 00:47:04 Optics Planet. Is that your gym? Optics Planet. I can't remember what this. You've spent a lot there, 758 on this one, and then there was some more on the other one.
Starting point is 00:47:15 Do you budget at all? Because some of these you just don't know. I will. You track your expenses. I will keep track. I will, yeah,
Starting point is 00:47:23 I do, but I mostly keep track of how much I have available in my accounts for like capital calls. It's more of like that kind of budget, like knowing that something is coming up that will require me to send a huge chunk. And then like being, like policing myself on like stuff like Pokemon cards or whatever like expenses.
Starting point is 00:47:43 Because this is just your personal. This isn't your business checking account. Yeah. This is your personal. And you have about seven purchases. the day on average. Yeah, sounds about right. Some of them are subscription, so it's automatic, but still, that's wild.
Starting point is 00:47:57 I can't even imagine. I also have my staff who just will, they have access to, like, the accounts. I'm not the business. And it's that, this is personal. Oh, the personal one. You're great at protecting your data, but lots of places could still expose you to identity theft. I thought it was safe. If that happens, LifeLock gives you a U.S.-based restoration agent who will stick by your side from start to finish.
Starting point is 00:48:20 phone calls, filing documentation, preparing insurance claims, your agent handles it all. In fact, we're so confident restoration is guaranteed, pour your money back. Isn't it nice to have someone like that on your side? Save up to 40% your first year at lifelock.com slash Spotify. Terms apply. It depends what it is. Sometimes if it's like I have them paying my horse stuff, you know, like or vent bills, then they'll just do it.
Starting point is 00:48:43 They'll go on there and do it. So sometimes I don't realize how many you're going the other day because I'm just telling them to take care of it. Wow, a true Texan. Gunworks. Gunworks. Yeah, I have guns and a lot of... I've invested in a lot of ammo. As you never know, that's probably holds its value better than a lot of the stocks. If it hit the fan scenario.
Starting point is 00:49:04 You mean if the entire economy was zero, sure. Bullets would be better. Doomsday prep prepping. But also, you know, I need bullets in case crazy people show up. That one's fair. Yeah, more expensive eBay. Uchiko. I love Uchiko.
Starting point is 00:49:18 I like Uchi more, but Uchiko. Delicious. Yum, yum, yum, yum, yum, yum. Okay, and then more plane tickets, $700 bucks. Oh, gosh, okay. And just a lot of plain expenses. Yeah. Okay, you're spreading the love. I still have Patreon, yeah.
Starting point is 00:49:32 You're throwing some money towards other patrons. I'm also getting money from Patreon. Oh, okay. Hotel West Hollywood. Expensive there. Expensive insurance, the State Farm Insurance, 2444. Yeah. It's expensive.
Starting point is 00:49:48 stuff. Like a good neighbor. Smoothie king. We're door dashing. Come on. If we're going to door dash, at least have smoothies that taste like something that isn't sugar.
Starting point is 00:49:56 Hear me out. I had to do that when I'm sick and I don't feel like eating and I need nutrients. So I just threw like the spinach smoothies. I was going to say it's salt sugar. I'm like, add all the stuff to it. Okay.
Starting point is 00:50:08 I do healthy smoothies. Surprise, surprise. No interest ever paid this year because, you know. Okay. Hey, people have asked for a positive audit. So this is their. positive audit for the year.
Starting point is 00:50:20 $1,319 spent on this card. Steam games. Steam games. Steam games. Wow. Guns, horses, and video games, you're every guy's dream girl. It's crazy. I guess the good thing is, even though I have all those much spending,
Starting point is 00:50:36 at least I make the money rather than asking them to do it, right? For a dream girl. Usually horse girls are expensive. They're like red flags. She'll take all your money. And it's like, well, at least I can pay for my Quest Diagnostics, staying up to date to make sure things are good when collaborating. Oh, yeah, you know?
Starting point is 00:50:55 No, that's mostly probably the hormone-related stuff. They get lab tests and things. You give money to Twitch streamers. I like that. Yeah, I subscribe to my friends. Ah, there's some plush stuff. And Spotify. You can afford Spotify.
Starting point is 00:51:11 Yeah. You can afford Spotify. And then more Twitch. Okay. And then here's your primary checking. your business expenses in a bit. This is a little bit of money. No, no, no, no.
Starting point is 00:51:22 Okay, these are subtractions. There's just Twitch. Just Twitch, just five bucks going on here, five bucks going out here. And this must be from your company. Isolani? Yeah, that's your. That's my LLC that everything is under like all the Amaranth related things. Okay.
Starting point is 00:51:38 So you transfer over a casual $220,000. Yeah. Oh, and then you paid yourself $2,000. Okay. Yeah. I pay myself because then it helps with taxes. if you like pay yourself a salary from an LLC. Yeah.
Starting point is 00:51:50 Okay. Yeah, rather than staying a sole proprietor. Like I think in there's a tax form somewhere. I think I gave her. I have it. We're in 2021. I did the switch. So it has like two different like classifications of it.
Starting point is 00:52:04 Okay. To broker, I think a broker, interactive broker. Yeah, $100,000 went out. Oh, that one. Wow. Yeah. Lots of Twitch money going out. If you like looking at tax forms, that's fun.
Starting point is 00:52:17 That's 13 million dollars in taxes. Thanks, Uncle Sam. Wait, how much? Wait, total? Well, I mean, like, on the tax form, my net income is $13 million. So it's like I have to pay taxes on that. But that's why I do all my like real estate type investments with like the gas stations
Starting point is 00:52:35 and the orchard so that I can write those off and just like subtract them from my yearly income and have a lower tax rate. I have big questions about that gas station coming up. Okay. blizzardant some things I don't recognize because it doesn't sound like what I spend on
Starting point is 00:52:54 endless like just little bits of money going out yeah yeah that blizzard entertainment that's what that is that's my wow subscription potentially or like plushies that I bought or was that I don't know there's always conventions too
Starting point is 00:53:09 so 453,447 went in 229,813 hours went out ended with 4404,000 $44,902. Casual. Oh, those are my Diablo purchases. I bought the horse skins in Diablo. Can I ask?
Starting point is 00:53:24 You don't have to tell me because it's not your, it would impact her personal things, but how much does she make? How much do you pay your people? They start off, like around like $40,000 a year. Okay. Yeah, like starting and then, you know,
Starting point is 00:53:37 they grow from there. People gave me hate for paying people $100,000 a year. Really? They said I'm taking advantage of people, yeah. People are entitled. Are my people just meaner or something? They're just trying to blackmail you into paying more. Oh, you mean your audience?
Starting point is 00:53:50 Yeah. Oh, they're entitled to what they think they should be making from a rich boss, but they don't realize the people that they work for daily who they're accepting minimum wage from are often billionaires. If you go up the latter enough, worry about yourself. Here's Wells Fargo business card purchases $9,000. And then Nintendo, Amazon. This is where all the Amazon is Amazon, Amazon, Amazon, Amazon, Amazon, Amazon, Amazon, Amazon, Bezos all day
Starting point is 00:54:15 Amazon Amazon Bezos daddy Bezos Got some Asian fusion food Delicious Expensive pet smart trip makes sense Yeah every time I go to Petsmore It's like $400 minimum Yeah
Starting point is 00:54:29 Sometimes that's just on the bunnies Honestly spoiled bunnies I'm like actually jealous Do you have any animals? I have two dogs But I couldn't do more than that In my life Half Golden half Ozzy
Starting point is 00:54:41 And then half great Pyrenees have something We think alike. I have a golden retriever and a border collie. And a Caucasian shepherd who's a guardian dog like a Pyrenees. You should have brought them. I should have. The border collie would have behaved. Everyone else would have been annoying.
Starting point is 00:54:56 But the border collie is... The recording before... Well, mine are crazy. So I get it. Mine are wild. Are you sure you only want to? Because I'm having puppies soon with the gold and the border collie. Am I enabling?
Starting point is 00:55:09 We'll talk about it later. Actually, if I had more time, the guest that we filmed, most recently before you, their pup was under the desk the whole time. And it was awesome. I love this so much. I love when people bring their dogs here. My people probably don't, but I love it.
Starting point is 00:55:26 Rough Greens. This is Amazon, Amazon, Amazon, Amazon. Amazon for eternity. We're just clicking buy on Amazon five times a day. Sponsor me, Rough Greens. Please sponsor me Rough Greens. I haven't reached out to them, but should. Rough Greens.
Starting point is 00:55:42 Ask them. Bread can do it, so can I. $40,000 a year to call Rough Greens. Go get it. They have a great life. You know, both the animals and my assistance. It's a good job. It's fun.
Starting point is 00:55:59 $1,481,000 in our business checking, which is great. It's mostly just transferring money back and forth. This is house staff cleaning 1,750, then 1,900. Then you got paid by Nova, Inc. you get paid by them a lot. Novo. Yeah, that's one of my agency people, yeah. Oh, very cool. They help with sponsorships. Patreon. Patreon, quite small now. Oh, yeah, I don't really post on it anymore. It's just people who kind of have forgotten to cancel their subscriptions. So, yeah, 100,000 dollars in from Phoenix. Internet L. Internet. Internet.
Starting point is 00:56:37 That just Phoenix. Phoenix? Yeah, that's just one of the payments that comes in from my, from my influencer stuff. I have a lot of stuff. You have a lot. 100,000 coming in there, 100,000 coming in there, $40,000 coming in there. I also have like,
Starting point is 00:56:50 $100,000, $100,000. Kill me. Oh, Evolved. Paid $366,000 cashily. Yeah. Sponsorships and deals and kick deals and everything. It's a monthly.
Starting point is 00:57:01 Smoothies. I think we can afford it. I think we can afford it. I don't think there. Some payroll stuff going out. Okay. What's your full-time team size? How many people do you have on full-time?
Starting point is 00:57:11 Hmm. That's a good question. because it's like I have like full time cleaners too that like will also do other stuff and then I have like full time dedicated assistance. Yeah, just how many people do you have full time across the board? I would say probably like like around 10 maybe. Wow. Okay. Yeah.
Starting point is 00:57:29 Because some people work from home too. They don't come into the office but they're like editing, you know. Mm-hmm. More money coming in. 100 there. 100 there. 100 there. 500 there.
Starting point is 00:57:37 500,000 hours there. This looks like a transfer. No, that was a talent agency. Yeah. $89,000 there. But see, this is why, like, I haven't stopped, right? Because I'm like, I have such a good deal right now. And I'm only 30.
Starting point is 00:57:50 What am I going to do? Teach me your ways. I'm one year away from 30, and I feel like a failure looking at all this. This is wild. Give me the glasses. It's not for it. Coach me. Bring me under your wing.
Starting point is 00:58:02 My goodness. Okay, so these are, I think this is the more interesting part of your finances because these are investments. We don't talk about investments as much on this show. we had an increase of market performance, I think, in this one of 40,323 in the most recent statement. Which one is this? Let me see. J.P. Morgan.
Starting point is 00:58:23 J.P. Morgan. Yeah. Oh, yeah. When it's like a three million, it's usually like a gas station stuff normally. Yeah. That's the gas station? But yeah, gas stations are like three mil, something each. How many do you own? I have a few different ones.
Starting point is 00:58:46 I think about three right now. I'm working on fourth. How much have you spent on gas stations total? Well, each one I will invest money into. And I think it's like, I think each is worth about like three to four mil. That's like the land plus all the facilities, right? Okay, let's call three and a half million for all three each. Yeah.
Starting point is 00:59:09 Okay, so 10, 5, zero. What's your yearly cash flow for these? I'm not sure right now because I haven't looked at it in a while. I'm looking at it with this one. Let me text. I can text my accounts and they'll know. We'll get back to that. Okay.
Starting point is 00:59:23 They'll know. So I'm very curious on this. So this is, yeah, this is a brokerage. Three million, we went to three million four hundred twelve thousand eight hundred twenty two. I just call them. Hey, how much, like in the gas stations have I invested so far would you say, that we can like yeah the down payment was about a million each but borrowed up to four so and then what about the what the cash flow is right now I know at one point we were looking at like 85,000 a
Starting point is 00:59:51 year profit from one but total yeah so yeah I don't really like know it off the top usually because I don't really look at them for profitability it's more of just so I can reduce that on paper to the IRS how much I'm making because I have all these business expenses what was the intent behind these gas station purchases then as a tax vehicle tax fees okay how much do you do you plan to continue to expand the gas station empire um i guess as much as the uh clause goes on for because like when i when i started doing it and it's still going for for a bit for now what they're allowing people to do who buy stuff like the gas stations is you can take the entire amount of like money that it's projected worth of the like the facility not the land right but you can expense that
Starting point is 01:00:38 by taking that total, subtracting it from your yearly income, and now you tax on that new lower yearly income. Yeah. Right. So it's a good thing that I can just put money into, and then later on I have these properties that I can then exchange later for like a down payment
Starting point is 01:00:55 on like a better piece of land. So that's kind of like the thing right now, shielding myself from like useless tax going to Uncle Sam and that I can later get like some kickback now, like $250,000 a year from them. And then convert it. that makes more sense of your... Yeah, it's not for
Starting point is 01:01:10 profitability. It's just for convenience later on the... Like the road, basically. So you've put $3 million down in total or $4 million down in total? About $4 million down into it over... Like all of them?
Starting point is 01:01:25 Like net. So yeah, we're looking closer to like a 6% return on that cash specifically on a yearly basis. Is that $250,000 before expenses or after? That's like what hits your account? I think that's the account. Yeah, what hits the account?
Starting point is 01:01:38 Okay. Good. So, I mean, yeah, like just for example. I'm not running the gas station, by the way. Oh, for sure. Just for example, though, the cash flow percentage that I get on the cash that I invest in my properties up north in Michigan, I get about double that. But you're not using this for cash flow purposes. Right. Okay. I'm just a landlord. I just lease out the facility to the gas stations.
Starting point is 01:01:58 So I don't have really like anything except that. Oh, gotcha. Okay. Yeah, it's very low management. You basically just are like, I'm working with. with an accountant, right? So I'm just like, yeah, let's do it. And then I don't think about it. And then I get money back.
Starting point is 01:02:13 And the next 30 years, do you see the gas station business? I think by then I would have, as a business that's different, like, as an industry. But I think for me, I would have probably converted them already into down payment for another piece of property that I want. Yeah. Yeah. So, okay. Yeah.
Starting point is 01:02:28 So you, because I'm just thinking of the industry, there's lots of tax incentives right now to go electric and there's, you know, I know, it's small right now. the electric car industry is small, but it is picking up more and more steam. And I'm like, is the gas station business, the industry of the future. Yeah, I think the good thing about gas stations is as long as like whoever owns the land gives permission and they, of course, they will. Just put the superchargers on there, right? Yeah. It's like, what's the difference? Yeah, you can just have them on the side. I mean, they always have like a, like a car wash and then like a bunch of parking space that like is not being used. Just have your little supercars there
Starting point is 01:03:06 or buy a lot next to it and expand that. And then when you sell these, you're just going to roll them into the next property and you're just going to continue to roll, roll, roll, roll. Yep. That's kind of why I haven't made a purchase yet on a big piece of land because it's like, well, right now, like the market is kind of mid for that anyways. People want to get rid of that rule, though. You can roll it.
Starting point is 01:03:25 I hope they don't. Hope they don't. Fingers crossed. Okay. So this one of your smaller accounts. Yeah, the $3 million sitting there. And then on this one, this one's interesting. We have $27 million in stocks, but it looks like you withdrew about $1.5 million in cash,
Starting point is 01:03:43 potentially from this portfolio. What was happening here? I think that was for the private equity expense. Okay. Or like one of those capital calls. Right. So they surprised me with how big it was. That's why I'm like, oh, I should do a good thing I'm doing the payments instead of just
Starting point is 01:03:57 paying stuff full out because I need the, I just need the money to be in that account to withdraw from. And do you have someone that's like picking the stocks for you? or how do you go about it? My account's all bring stuff to me and then I have to approve it. They don't just do it without me knowing. We usually have a discussion about it. But yeah, they'll find stuff for me.
Starting point is 01:04:16 But in general, like I know like safe stocks, like my personal knowledge that I've gained is just typically what I like to stick to unless someone else older and wiser is like, hey, this is an opportunity. Like stuff like Visa or like Shopify, things that aren't going anywhere. I'm like, oh, safety. Why not just buy the overall market at this point, though? I have some in that too. I know we have a little.
Starting point is 01:04:37 You have a little VOL, but there's a lot of single stock. Yeah. Yeah. I probably should be investing more into it. I guess right now I'm just trying to, well, until I get like the private equity thing. So it's only set for like a $5 million. So I feel like I'm a halfway there. And so I'm just making sure that I have enough guaranteed.
Starting point is 01:04:55 Explain your private equity thing that you're involved in. So I can't say the names because they're private. But basically I invest $5 million into it. total and they are calling for that every, however many months in between random amounts, I won't know it until they say, give it this amount of time. If you don't do it,
Starting point is 01:05:16 you get cut from the deal basically. And then it's going to kick back when it's all said and done anywhere from on the low end, $500,000 a year for me not doing anything for ongoing to a million dollars. What you're investing in is successful.
Starting point is 01:05:31 No, I mean, if I like were to complete all the five million. It's like It's pretty much locked in. People are really good at it. It's already working really well. That plus some other stock dividends already, and that's not even paid off yet, is like $50,000 a month that I'm getting
Starting point is 01:05:48 for not doing anything. Do you know what the private equity firm is doing on the other side? What do you mean by doing? What are they doing with the money that is producing the return? They're buying smaller mom-and-pop businesses or whatever that are reliable. and then they're investing into that. So the company that I was involved in that I worked with before YouTube,
Starting point is 01:06:10 they were bought by private equity that does some similar to this. They raise large sums of capital to then go buy businesses. They've done very successful businesses, but then they raised around. They bought that company and that company essentially completely failed. Wow. Well, this one is a little more reliable. Oh, I know.
Starting point is 01:06:26 Yeah. Well, I mean, the private equity that bought the company I was in, they're like some of the top. Like, they own GTA. Like, you know, they're huge. So, yeah, well, GTA can't make a game efficiently in a certain amount of time. So, okay. I just, I just, I always have to push back the overall confidence.
Starting point is 01:06:43 Yeah. Like, I'm confident. I'm confident. Okay. Okay. It is certainly riskier than just buying in the overall market, though. It is. It is, but it's, it's, it's good for me.
Starting point is 01:06:55 So. How much do you put in how often into this fund then? I did, it's random calls. I think, was it on there? Did it say how many? Was that the document for it? Do they have one ginormous fund that you're into, or are you buying into specific funds that they have going on at different times?
Starting point is 01:07:10 No, it's just like I'm just investing into their total thing and they decide which businesses. Okay, sure. So I'm just like, here you go. Trust you. Vibe. Okay. So far, they've been good. I love more insights into that, but I know we got to keep things private.
Starting point is 01:07:27 That's very curious. I think I'm very interested in that. So in here we have, I mean, the dividends, your dividends are wild. So your last statement, if I'm not mistaken, yeah, this was your last quarterly statement. We brought in $84,365 for the dividend investors. Like that's very, very exciting. It is. Salivating.
Starting point is 01:07:52 I know. That's what I'm like, ooh. Because like right now, I think once the private equity stuff is, is done. done. I'll be a lot more like willing to just invest in other things after that. Just got to keep it tight for now. But yeah. Your biggest things are in BEP and BTI, TDG. Visa. There's some Visa. Microsoft's good, yeah.
Starting point is 01:08:18 Yeah, you got, oh, what you got? It's just safe stuff. It's like, do you use it every day? I'm probably investing it. Like tobacco. That's good, too. Yeah, I saw a big tobacco one in here. People just won't quit. Well, now, yeah, now with vaping. I should, I haven't looked into Zinn.
Starting point is 01:08:34 Maybe I should invest in that if they do it. Zin's getting popular. What, and then with your dividends that you received, do you just reinvest them all or do you withdraw them? What do you do? A lot of it is reinvesting. I usually won't withdraw unless, like,
Starting point is 01:08:48 I have a capital call and my payments haven't come through in time. Mm-hmm. Okay. For my all my sponsorships and deals. And then in here, our private client with Chase brokerage, They're obsessively calling me, by the way. Are they?
Starting point is 01:09:03 Yeah. They're wanting to get your business or do you have that? No, they want it. Okay. And I'm just like, dude, I'm chilling. And Fidelity and Mumu, just basic stuff. I like just doing my own. I just invest in the market.
Starting point is 01:09:14 But whatever. It's fine. So I think this is where you had some of your tobacco stocks, if I'm not mistaken. So there's just lots of movements in here. Are these the ones that come to you and before they make decisions or are they, you have them on their own just going? They don't come to me. me as much as like the gas station type stuff like opportunities I have to look to for most part it's
Starting point is 01:09:35 automatic but like I already know generally what it was because I already told them to do it so with this with this right here do you know their average yearly performance over the history of their don't see I'm just curious I'm I'm curious how it compares to the S&P 500 I really am yeah I'm so curious and then with whatever fees they have on top of it even if they're doing better is their fees just immediately just squashing whatever extra you might get. Yeah, I'm not sure. For me, I kind of feel like the difference to look into probably isn't worth my time for right now. I just, that's what I started doing.
Starting point is 01:10:12 I think it's just, it's working for me, so I'm just keeping it going. But the difference is to look around and compare, I probably would have to like put someone on that because my time is just not worth it to. Well, when talking millions, it's an extra 2% that you give you savings. I just feel like right now if I were like, go look. I'm like, oh, like the headache. You tell someone to look, right? Yeah, I know. That's why I have to tell them, but I don't know right now.
Starting point is 01:10:35 Ah, there it is. Did a $23,000 buy on British American tobacco. And you got a 49,323, oh my gosh. $49,23,000, according to quarterly dividends. I cannot. Cool. Generally, if it's legal and people use it to cope with their unhappiness and life, it's probably a great business to invest
Starting point is 01:11:03 into, sadly, but this reality. Gosh. 534,356 in dividends a year. That's nice. Is it enough? No, I'm proud.
Starting point is 01:11:20 I'm happy. Well, it depends what you're trying to get to. I don't do a lot of dividend investing. Yeah, no, I'm happy with the progress on it. Yeah. Well, is that your retirement plan? Dividends, specifically? I mean, eventually, yeah, I just want all the dividends to come for me not doing anything.
Starting point is 01:11:36 So that way I can just dedicate all my time to animals. Because what I really want to do for my retirement plan is my own fun projects. Like I want a dog rehabilitation, you know, to get dogs who are both on the street and then ones who are going to be put down other shelters, you know, like bringing them over here because I'll have more space. Yeah. So I want to do that for dogs and then get them adopted and stuff. And for things like veterans, you know, if they. are going across to serve. I want to be able to board their dogs and take care of them so they get back. And if they don't come back, you know, sadly, then we'll find homes for them. I just think it's
Starting point is 01:12:11 like a lot of stuff, fun stuff that I can do that I, that most people don't get the opportunity to do that I'm excited about. But I want to make sure that I have all my resources and things figured out so that I don't have to go asking for donations because that's unreliable. Because one of the shelters I looked up to, I still do, but during COVID, they couldn't have like their charity auctions or like their gala's they would have like all their fundraising in person and then have like a big social media presence and so they were really struggling but they had like such a nice facility and theirs is like two million dollars a year oh to maintain like it's really nice and you said you only one a million a year yeah to start like looking for a ranch i mean oh okay yeah before i
Starting point is 01:12:52 start property hunting okay gotcha so that would cut into it if i don't have like enough internet and that kind of gives starlink more time to catch up too How is the private equity paying out so far, by the way? Is there any payout so far? There is some. Yeah. I think at the end of this, I think when I get to the end of it, it's going to, it's projecting to be like right, like, the next year after the $5 million is paid
Starting point is 01:13:18 to be like in the $700,000 per year kickback. So, no, it's pretty good. It's on track for that. Right now I haven't, like, caught up with the most recent investment. I haven't looked at that. I don't have the numbers in front of me. And really your only debts is the $1.34 million mortgage of $7,000 to $28 a month. It's crazy.
Starting point is 01:13:42 What rate did you get for that? I can't remember. Let me message. Because I was comparing a lot of different rates and options for a lot of different properties at the time. When did you get at what year? Last year. 5.75% interest rate. Okay.
Starting point is 01:13:57 So 5.57% percent. interest rate, the 2.1% property tax. What kills me is my mortgage on like an 800,000-hour mortgage is almost the same payment because Austin f***ed you. Yep, they sure do. But I couldn't live in Houston. Yeah. This is too humid and this is...
Starting point is 01:14:17 Is it that much more humid? I don't know because I live there. It's decently and it's less sunny and it says there's no hills. Less sunny. I guess it rains a little bit more, but we still had a drought in the summer. I know. But there's no beautiful hills. No, there's not.
Starting point is 01:14:31 It's definitely on a topography scale much more boring. And it's a highway. Yeah. And socially more boring as well. Yeah. And it's a highway. It is very car dependent. Incredibly car dependent.
Starting point is 01:14:41 It is, but the highway makes more sense there. Like the grid is like... Well, with how they built the city. Yes, it makes more sense. There's not like random turns on a hill. They could have built the city around, you know, humans existing instead of the car. Right. Yeah.
Starting point is 01:14:55 They built it around the car. Efficiency. Wow. for working. Is everyone stuck in gridlock efficient versus being on a train or something where you get space? I would say only a few parts of the
Starting point is 01:15:09 area is gridlock. It's actually not as bad. It's mostly like 290 and 610, but because they're narrower, it's congestion. That's the issue. But they're always under construction to expand it.
Starting point is 01:15:22 Well, yeah, with induce demand, every time you add a lane, eventually within about three to six months, it fills up to just about the same. Yeah. It's the process. Yeah. Okay.
Starting point is 01:15:31 And then you have another mortgage, $457,000. Is that a rental property? What do you do with that? I have my former house that I've converted for now into just extra office space for like. You need that much? I don't need it, but I haven't started. I don't want to sell it right now because it's appreciated a lot in value. And so I think it's going to keep doing that.
Starting point is 01:15:50 And no renting? I've considered renting. And I'm thinking about moving them all to the main house. I'm just trying to get that space figured out first before. I just decide to kick my, my own staff out and start renting it out. Sure. And then you got to have like stuff move because I still kind of use it as a storage facility too for my stuff because I didn't want to just move all my stuff and I didn't need
Starting point is 01:16:11 per se. Okay. So that's your, that's, that's the finances that we have. In 2020, you said you're worth about $40 million. What do you think you're worth today? Um, I don't know because I'm, I don't know how to calculate that on like a, how much do I have to spend versus like projected not not to spend it's just like all your assets buying yeah I mean it's probably how much have I made this year what what year was that again
Starting point is 01:16:39 22 22 because we can't really calculate the private equity one as much but what we have is about 35 million dollars yeah let me see hold on we also didn't calculate equity in either the properties or the gas station properties and that is we don't know what they're worth so uh it's It, you know, honestly, it could be like 45. Yeah, I know. 45 would be, yeah. You know if that $45 million was just in the overall market, $45 million, and you withdrew 3% for the rest of the year,
Starting point is 01:17:08 which means it would pretty much never run out. That would only be $1,350,000 a year and guaranteed income for the rest of your life. So you already hit the goal if you were in the overall market. I would have to finish my investing, my private equity to be able to get that much, actually. Well, no, no, no. know that if your net worth was all in the market, which is impossible because you have some,
Starting point is 01:17:31 you know, you have your personal residence, but just as an example, if you were worth $45 million and it was in just the S&P 500 and you would do 3% a year, which is the number that you hit to never run out of money based on historical performance, that's a $1.35 million a year for the rest of your life guaranteed. Instead of overcomplicating all this stuff. I guess if you projected for the future or not just what am I. I getting right now in dividends kind of thing. Well, that's even without dividends. Dividends will boost it up even more.
Starting point is 01:18:01 But with dividends, I'd probably just reinvest it anyway, typically. Yeah, I'm wanting to get like the divin without me like withdrawing. I'm thinking like dividends I want like at least a million. Yeah. And then and then I withdraw. Dividends and what though? Highly performing dividend stocks or in just basic overall well performing stocks that are giving smaller dividends?
Starting point is 01:18:24 I want to make sure of stuff because I do so much different things that are kicking back money, right? So between like, you know, the properties and then the private equities and then, you know, the stocks themselves. Well, I'm just curious how you're taking investing because when it comes to me, I just go simple. I just go, I go complicated. You do, you go very complicated. I feel like, do you have a lot of mouths in your ear when it comes to giving you advice on money? That's different.
Starting point is 01:18:54 And then I kind of have to weed through like who is really understanding of the situation and who's like looking at it from a traditional standpoint where it's like a stable job for years kind of vibe. You know, like what's safe is that way versus like what's a good opportunity for my unique situation? Do you think the United States economy will be better by the time you're retired than it is today? Bigger, bigger. Oh, bigger? Sorry, bigger. Okay. Hmm.
Starting point is 01:19:20 We average about what? two to uh one and a half to two percent growth a year from not mistaken in right maybe three but what about like the inflation how fast is that oh well they they'd shoot for uh two but i think they get about three and a half on average yeah i don't know if it'll be bigger i just like well one second but the time because it depends when i retire too i guess three point two percent is the average u.s gdip growth is according to yahoo so in general the reason why i just bet in the overall bet it is technically a bet. I just go into the overall market. It's because I don't think the United States has that major competitor that would make it by the time we retire that we would be a smaller
Starting point is 01:20:06 economy. Like, I really don't. So I'm just... I don't think it'll be smaller. I just don't know if grown by the time I retire, but I guess it depends when I retire. Is that like two or three years, is it five years? Is it 10 years? Okay. I don't know a lot of people that don't invest in the overall market. They have a lot of doom and gloom behind them. And I'm just going off of historical performance since, you know, the S&P 500 was created. It's about 10% a year. What is it? It's like 8 to 12% on average, so like 10%. Dude, money just put in there less complicated, not investing advice, less complicated. We draw 3% a year. You never run out of money. It most likely just grows. That's 1.35 million a year. No, it's very sound. Yeah, I'm definitely going to do that more after the final capital calls for sure.
Starting point is 01:20:49 I'll probably look more into it too when I get back. But what my accountant's saying right now is the reason why is we're assigning gas stations as zeros because we're waiting for like the 1031 transfer to unlock that value. So conservatively, same thing for the orchard. So conservatively about like 40 million still roughly. Really? Okay. Yeah. They like to give me numbers conservatively because I tell them don't get my hopes up.
Starting point is 01:21:13 Yeah. Like let's go for like the economy. Yeah. Like as then I feel safe Then I'm not like Oh, buying my nails You know if I like want to spend a lot of money Like a huge property
Starting point is 01:21:23 Yeah No I do the same when I talk to my People who help me buy properties up north Okay If you're anything like me You understand how staring at screens all day Can really take a toll on your eyes That's why I'm excited to talk about
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Starting point is 01:22:16 much as I have these last few years. Head over to Warbyparker.com slash hammer right now to take the home try on quiz and pick five pairs of frames to try on at home for free. That's Warbyparker.com slash hammer. And I like getting into the complicated things. I get into the complicated things when I do my property stuff. So it's not like I'm like fully against it. I'm just trying to show you said you wanted a million dollars a year in guaranteed income.
Starting point is 01:22:42 Yeah. Technically, I think you could be there if you wanted to be right now. I think so, too. I'm more of just concerned about, like, things in the market not going well, I guess. I just like to play things safe, especially when I already have, like, terms like the kick deal where it's like I'm locked in for a certain amount of years and I always have like other like yearly contracts, other websites that like pay me to stream there or whatever. It's like.
Starting point is 01:23:04 If the market doesn't do well, though, how are those small businesses going to do well? Like, if the market isn't performing well, how are all those other business ventures usually going to do well? because if the market's not performing well, the economy's not doing very well. If the economy's not doing well, those businesses are not doing well. So why not just invest in the market? I think this one, it's like when I started investing in it, it was going to ensure me like a bigger kickback faster than just the index funds.
Starting point is 01:23:30 And obviously like now, it probably wouldn't make sense for me at the scale that that product was at to do it now. But I kind of started that before I was making a million dollars a month. So yeah, I think the index is doing with the best advice for people. And then on the business ventures, we already mentioned the fart, which is just absolutely wild, but you made a killing. So what the farts? It's great. You sold out, right? I mean, does it really ever sell out?
Starting point is 01:23:54 Does it? Well, on the website, it said sell out. Yeah. Yeah, I could bring it back whenever I want to. How much did you make off of it in total by the end? So, yeah, I think each was, I don't remember. I did hot tub jar waters too at the time. So I can't remember which price was what.
Starting point is 01:24:09 Well, okay. So it's marked on the website for the. cutie but two teas has a thousand dollars each but marked down to $4.99. Yeah. So I don't know what the actual is. My farts went down in value after a while. He got less protein in the diet. Got to kick that back up.
Starting point is 01:24:24 And then you upsold the hot water jars for $200, but it's marked down to $49. Yeah. It's because I don't only get in the hot tub anymore. So it's just, it would be like, you know, my dogs are in it too, tainting the water. Do you know how much you made across both of those? I'm curious. I want to say probably like $100,000 maybe. Okay. Then you launched the AI chatbot. You made 34,000 hours in the first day?
Starting point is 01:24:49 Yeah, that's cool. How much have you made sense? I think it like on a, it hasn't been going enough for me to like get an average. I'd have to see how much. But I think about per week, it's probably like, hmm, I got like 3,000 or so a week right now. You're not doing anything though. It's crazy. I don't know. It's the most passive thing. Well, did you have to buy into it? No, they approached me And we're like, will you let us do this And take a percentage of it?
Starting point is 01:25:17 And I was like, yeah, go for it. What is your life? You make so much money. I know. Oh my gosh. My producer's note says we should buy it. We're not buying it for your research, Noah. You weirdo.
Starting point is 01:25:31 They had a, they have like a free version that's fun to play with. At least it did for a bit. I don't know if they still offer it. But yeah, there was like a free trial version. And then he says we should make one for me. well. We're also not doing that, Noah. It's not. It'd be kind of dangerous for you because then they'd be asking a financial advice. Oh, no. For me, they're just like, it's like a, I'm just a person to talk to, kind of like MS and chatbots back in the day, but mine's more advanced so it remembers every single conversation that it's had a person, eternal memory.
Starting point is 01:26:01 Oh, the purchases of that. Yeah. I mean, would you feel insulted or bad if I called them losers? No. Okay. Are they losers? It depends on the situation. Some people, absolutely.
Starting point is 01:26:14 Like if they're lonely because they chose not to get their life together and they just don't want to work or whatever it is, yeah, you would call that a loser. But some people have, like, such bad social anxiety that even though they could do a job and how they can afford to pay for like that kind of thing. That kind of thing. That's the route.
Starting point is 01:26:31 Not really because usually they're turning to it as a coping mechanism for an already like problematic trait that they have. You know, it's kind of like an act. aspirin, I guess, for people who have that bad of social anxiety and have literally no one to talk to. Some people are just really lonely. They don't have family anymore. They don't have friends. And so for a lonely person, that's like taking an aspirin for your social meter, your loneliness. It doesn't fix the issue, but at least makes you feel better for a little bit. These questions, Noah just wrote the most insane questions. Everyone did their own research section and Noah wrote the most insane questions.
Starting point is 01:27:08 Oh, let me hear them. I want to hear. I like insane questions. should I launch apparently I'm thinking about selling my kidney stones to the audience can you help with the packaging the packaging? We'll just do that picture you showed me earlier on the couch. Yeah.
Starting point is 01:27:29 How do you prepare to fart a thousand times? I feel like that just happens naturally. I wasn't doing it at per demand, right? It was more of like I just had jars in the bathroom and because I take care of my fitness. I have a lot of protein.
Starting point is 01:27:43 When I go at the bathroom, usually there's like a wall of gas before you take the defecation. And it's just like, I'm going to fill jars because it's right there on the floor. There's literally only one thing that grows me out on this world and it's poop. Well, I'm not pooping in the jar.
Starting point is 01:28:00 Oh, yeah. It's almost there. That's extra. That's extra. That's, that's two thousand. Is there a specific pose,
Starting point is 01:28:06 a warm-up routine, a methodology behind the perfect fart? Oh. Finance show. Just protein bars, protein shakes, you know, meat, all of it. Eggs. Not do it.
Starting point is 01:28:19 How much do you? Let me tell you a secret, though. You think, like, who buys these? Sometimes it's not about who buys them, but it's about who writes about them. Who writes, like the news? It's earned media, yes, articles and virality, and then YouTubers will often, like, react to it.
Starting point is 01:28:35 And then you can even send, like, in my case, the fart jars, I send YouTubers, like social media care packages and I'm just giving them free content and they're giving me free publicity. I'm glad I wasn't a big enough YouTuber when that was happening. Well, you are now. Would you like a care package? You have a bathroom here. Oh my gosh. I'm reading this for exactly what was written.
Starting point is 01:28:58 How much did you make selling beer? Oh, that website's actually launching today. It hasn't, the pre-sales go up today. Yeah, pre-orders. How much does it? I don't know. I haven't looked at the website yet. Do you have any left Caleb can buy? I can just give you some. Give your whole, I'll give your whole office. Give Noah them. Give you a few cases.
Starting point is 01:29:19 I need him to. Final question from Noah, you animal. He's the one doing the post-show interview. So this is, this is going to be great if this is what he's writing down. We were thinking about a whiskey distilled with just a hint of Caleb's ball sweat. Any thoughts? That's amazing.
Starting point is 01:29:37 I am so sorry. No, I love this. Don't be sorry to me. I'm the most degenerate, embracing person I know. I embrace it. It's all fun in the end. Think about all the degenerate stuff people do for free. You've heard about it.
Starting point is 01:29:49 And they come to your show asking for help. I've just met you. I will do this with friends that I know for like a couple of months. I just met you. Well, we can be friends. It's up. What is the website? Essence.
Starting point is 01:30:11 Essence. Descent. How much do you get from this? It depends on how much self. I guess. But like a beer sells for 20 bucks. What do you get? I have to ask. I don't remember. I'm more, this kind of stuff. I don't do it for an economic standpoint. I do it for the virality of it and the relevancy from people reacting and posting about it. Honestly, it is fun. It's just like it's fun and silly. It could be like the smallest amount and it'd still be worth it for
Starting point is 01:30:34 stuff like this. What does it? Have you tasted it? No, I haven't yet. Are you going to taste it? Maybe. I'm going to let other people taste it first, though. Is it just going to taste like beer? It should because all beer has. yeast in it, right? Yeah. It's more of just a commodity, I think, that this yeast was... Every beer can't have it, right? Well, yeah, they use yeast to... Usually it's yeast from bread or something, but... So they take a little bit of
Starting point is 01:30:57 your yeast and then they just continue to grow it? Yeah, they'll, like, match the profile of it exactly, you know? Make sure it's, like, still consistent. Right, so... Nice. And all the people that are like, ew! Like, do y'all not... Are y'all not munches for your girl? Like, geez. And the beer probably tastes less like that than straight from the source. We have a thing here called the Hammer Financial Score.
Starting point is 01:31:28 This is where you give yourself a score overall, zero to 10. Do I even apply to be on the scale? Like, is there like a crazy scale? I'm a seven out of ten. Oh, why are you only a seven? Because I like to zero percent finance some things, but that adds risk so that negates some things. Okay, okay, let's find out.
Starting point is 01:31:48 What would you give yourself? Zero to ten, ten being the absolute best, you can get no better, zero being you can get no worse. Probably an eight. Probably an eight. You can get your hammer financial score for free in the description below. See, I know how to plug things. Let's see, spending in a budget.
Starting point is 01:32:04 Well, if your spending was for the average American, it would be just absolutely ridiculous. But it's absolutely fantastic in your situation. I mean, it's 10 out of 10 for spending in a budget because, like, you fit in the 50, 30, 30, 20, 20, 20% on needs, 30% on wants, 20% in investing. Yeah. You're investing way beyond that. So debt. Technically, you have mortgages.
Starting point is 01:32:28 Right, but then everybody? Well, yes. And I find them to be good debts. However, they are technically a risk profile. It's going to be an 8 out of 10 for debt, which is actually really good, though. Right. It's really good. Right.
Starting point is 01:32:42 Eight is really good. Mergers is fun. Do you have an $1.10? is fun. Yeah, I mean, you have cash lane everywhere. Yeah. I would say any amount of any stocks could be an emergency fund in theory. If, because I don't need it, right? It's more of just my fun goal in the future. Yeah, but emergency is fun for a business owner. I'd like 12 months of literally just what it takes to survive set aside in our high yield savings. I mean, like I have I never have. I never have less than like $200,000 in any account. So I mean, I guess technically. Yeah. You have it. It's just, it's just sitting like a checking account. Yeah. 10 out of 10 there. retirement, yeah, this is maxing it out. Getting a little weird, a little finessey, but 10 out 10. Hmm, I wonder with the private equity. Maybe I should knock off a point just because it's extra risk,
Starting point is 01:33:25 even though it could play out and be wild. Right. I'm going to do a 9 out of 10 because it does increase. True. Risk. Real estate. It's great. So to get the perfect score and people hate this.
Starting point is 01:33:37 But I just think of like what's the best of the best finances like any individual could have anywhere? It's like multiple fully paid off cash flowing rental properties. like the perfect real estate. Right. Trust me, a seven is still great. I'm a seven. So I'm thinking...
Starting point is 01:33:52 What would you think is the perfect real estate, by the way? Like what type to invest in? Well, my preferred real estate is if I'm getting a property to rent out, residential-wise, I'm getting a minimum 12% cash-on-cash return. So whatever I put into it, I want to see a 12% return immediately. Is it like suburban homes or is that like apartment complexes? Yeah, I started. houses off my old college campus.
Starting point is 01:34:17 And then now I'm buying like quadplexes and stuff like that. The next thing I'm saving up for is maybe an apartment complex. Are college kids like nice to the house? I haven't had any issues, but a lot of people have had issues. I think if I bought in like Fratville, that's what I'm thinking. Like frat houses. But this is just the more chill area. I know the area well.
Starting point is 01:34:40 Okay. And it's my home. I'm going to keep in mind. Yeah. Real estate, eight out of ten. That's fair. That's about what I was thinking. You're not renting out the second place, but you're also getting in the gas station
Starting point is 01:34:51 things. Yeah. You also have some leverage, which does create a inherent risk. We'll see. Hammer Financial score, 9 out of 10. Oh, okay. See, I'm very conservative with myself. I try to be the moderate side of realistic expectations.
Starting point is 01:35:04 I don't like to live in delusion. Yeah. So you, Graham, Stefan, Jack Selby, they're the only ones I've done, Hammer Financial scores so far for 9 out of 10. Okay. Yeah, I feel like with the investment side, I'm probably missing out in a lot of opportunities just because I haven't had the personal time to look into it. Oh, sure. Because I'm trying to just stream so much. So I feel like there's a lot more safer and better investments I could be making. So hopefully I can figure those out soon.
Starting point is 01:35:31 How many hours a day do you stream? Um, usually around lately it's been like 12 to 15. And that's how it's been like that way for years though. So now you see why I'm like, they're all, I don't know. I don't know stuff. Well, I was just like, take care of it. Thanks. So is your audience freaking out that you're not streaming right now? No, I told him what's coming on the show. And they're looking forward to stream later, so. Oh, wow. Okay. Yeah. Today on the Financial Audit Post Show.
Starting point is 01:35:57 Amaranth. Caleb, smash your pass. If he just goes bald, that's just more room for sitting on faces. I love you. That's the worst condition you've ever left a car in after an OF video is what he wrote down. To watch the Financial Audit Post show, click the join button below.

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