Financial Audit - Evil Monster EXPOSED On Financial Audit

Episode Date: May 11, 2026

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To watch episodes of Financial Audit a week earlier, check us out on YouTube. Both of your parents are here? They're worried that he's going to get pissed off. Okay, they're worried about him getting pissed off so much that they had to be here, meaning what happens when he gets pissed off? Log into this? The fuck you have only? Oh, he sure does.

I mean, I'm just going to ask right now, as I'm looking through this, why are you talking to four individual women on Snapchat while she's in the green room getting onboarded for this video and taking care of the kid? On these screenshots, yeah, it is Roblox $51, $1, $1,000, Roblox $24. were afraid he was talking to minors. The summer budget reset is now live. Get a full year of dollar-wise premium plus my four best-selling educational courses and a digital copy of my budget-friendly cookbook and my exclusive 30-day meal plan signed by me

and mailed directly to you. This is a better deal than we've ever done before and it's only for a limited time. It is 67% off everything. So don't wait until that first pool party to get financially ripped. Click the link below. Save big, claim your bonuses now. Hi, my name is Savannah. I'm 26.

Hey, my name is Michael. I'm 26 and we're from East Texas. And this is financial audit. So one of the things I get to say sometimes at the beginning of juicy financial audits is, I go in blind. I looked over at the notes and read this. Not going to say that this episode. I get to say something even more unique.

As we often titled, this has never happened before. This has never happened before. We had to take thumbnail photos of you guys before filming. Now, that might not seem like much to the audience. But that is very unique and that has never happened. And the fear from the producers when I asked, guys, what the fuck going on? All right, these people walk in front of my office, this quick,

is we don't know how this is going to end. We need to make sure we get the pictures now. We've never had that fear before. Respond! Say something. I take it y'all are married. We are married. We are.

Yeah. What could that possibly mean? I do not know. I haven't looked over yet. I do not know what is going on, but that is a crazy thing that in almost four years of filming this show has never had to happen before.

Let me gather a couple pieces of information for context and then we'll dive in. So, Savannah, what do you do for a living in East Texas? So I work as breastfeeding support for a clinic. Oh, I want that job. Hold on. No.

Okay. It's just for mom and baby. Mom and baby, that's what I do is I help support. Yeah, help support. You made it sound so bad. No, it's not bad. I love what I do. I love what I do.

I love my job. You hate your job. I love my job. I love what you do as well. What do you make? So what I bring home, and then I babysit on the side. And so what I bring home from both of those is about 1900 a month because I still work part-time.

East Texas is definitely one of the cheaper parts of the state, similar to like the southern part. Really, you get outside of that Texas triangle from San Antonio to Austin to Dallas over to Houston and back to San Antonio. That's where it's expensive. Everywhere else, massive wealth divide. So that 1900 actually does stretch a little further than you'd think, but it is also not great at the same time.

Yeah, that's including babysitting on the side. No, I know. That's what you said. And then the reason I'm still part-time is there because we have 13-month-old daughter. And when I started that job, the... Oh, y'all have a daughter? Yeah, we do. So we had to take a thumbnail photo before filming for an episode that we're afraid of how it's going to end.

My parents are here. And we have a... With my 13-month-old. They're holding her in the green room. That's exciting. Okay. I don't know. And my parents are in the hotel. Both of your parents are here? Yep. It's a little odd. Isn't it? My parents were worried about. I mean, maybe we're making a little trip, I guess, vacation?

Anyways, but what I was getting to... Is they're worried? that I would eat the baby? No. They're worried that he's going to get pissed off and I guess like, because we are supposed, I know that they're worried.

Okay, they're worried about him getting pissed off so much that they had to be here meaning what happens when he gets pissed off? Well, they're, I don't know. Like, I guess they're just worried because they want to make sure like me and her gets.

Well, you are a big boy. All right, then. Huh? No, go ahead, go ahead. They just, I don't know. They wanted to come because they were worried about you driving us and everything like that.

So they wanted to follow. I don't know. The f*** does this mean? What does that mean? What does that mean? What is that mean? Yeah, what are you trying to say? Well, I applied because, like, I've basically, if we can't get our shit together,

I don't want to keep being together. And I think that's why they're worried about that. Yeah, this is something we have talked about too. Oh, I bet you. It's rare that it's the first time that comes up on this show typically, and that's not surprising. Finances are one of the leading causes for divorce in this country. Okay. afraid of him driving you home afterwards?

I guess. Like they were afraid he's going to get pissy because we're supposed. I'm supposed to see even my friend while we're here. Sorry. Sorry for what? I don't know. So Red Flag is a small thing you notice in someone else's behavior that's symptomatic of a bigger problem. Am I talking too fast?

No, you talk as much as you want. You're on a podcast. Listen, I understand like, oh, yeah. You know, oh, I'm worried about those two, let's say Brandon and Lindsay and Colt's and going into a meeting because one has a grievance. Yeah, I'd be like, oh, I feel a little like, oh, man, I hope it's okay. But I wouldn't be, I need to send in their parents because I'm genuinely afraid that they can't get out of that conference room. That's a different level.

Well, no, no, no. Like nervous, yes, that it might go a bit odd and they might be in a little titty-dady tiff, whatever. What the fuck? Is that even called? I don't know. I'd even know they were coming until like last minute. Yeah, he didn't know they were coming. Well, because I didn't want you not to come.

And anyways, we spent the night because my daughter stays with us. She's still breastfed at night. And so I needed someone to watch her as well. My mom was watching her right now. Well, that's good, but that doesn't seem like the reason they came. That's not the whole reason. Also, his parents are here too. What the fuck are you guys like baby to 26?

Well, what are they doing? Well, my parents wanted a lot of vacation. We told them we were coming. That seems more normal. My parents just wanted to come. I don't know. Yeah, out of the fear Why do we fear this conversation's going to go sour?

Because he, even the whole time I had told him that I applied for this, he goes, No, all of it's just going to be dogging on me or just going to dog on me. Are you the problem? She always dogs on me. I'm not the problem. Every day, she dogs on me. Every day, you're just getting knived every day. Maybe if you did what I asked.

Maybe if you did what I asked, you wouldn't get dogged on. What is she asking? What is she asking? What is she asking? She asked me to do like some laundry, dishes and stuff like that, which I do. No, he doesn't. He's not having a job right now. So if it's not her way.

I come home. You literally before. No, no. If it's not your way, you'll do it. Listen. Listen. I came home. Okay, so I was working and my mom watches our daughter because, anyways, so the baby wasn't

with him. The baby was with my mom. And I said, before we go on the show, I need you to do the dishes and the laundry. So I won't be stressed out. I came home. The laundry was still in the bed not folded and the dishes were still in the sink. He doesn't work right now. so I just need support just a little bit.

And then I ask him why you're not doing it. And then he was like, oh, I forgot you asked me. And I texted and called. Uh-huh. So you're saying this happens every day, though? Every day. Why does that make me bad if I'm asking you nice? Even when I come when I was, obviously, I'm not working.

I'm unemployed right now. No, I was working. I know that. That's obvious? I didn't know that. I wanted to share the task with you. Oh, buddy. How do we survive a $1,900 a month?

as a household. We don't. And I've been asking him just do anything on the side. And you won't do that? No. I haven't found anything. We're on the side.

We have a lawnmower. There's plenty of people in our neighborhood. You can mow someone's yard. It's a little racist. Not because he's Mexican, just because... That did you?

No, because I've mowed our yard many times before and he hasn't. She mowed, like, probably three... You haven't even mowed your own yard? He wants to pay somebody to mow our yard, even while we're still broke. You're unemployed, making $1,900 a month

as a household with a child with a child. You're going to pay someone? He wants to. Well, you do nothing? Not right now. This was before. My yard and he's mowing right now.

Well, you mow it? This isn't cleaning. I was at work all day. Wait, what is he doing all day? Gaming, probably. Well, you can't confidently say. I have no idea what he does all day. What do you do all day?

Lately, I've been applying. I've been filling out a lot of applications. But he shouldn't take the whole day. I've been cleaning some of the house because obviously she nags as soon as she gets home about it. Because you don't have the baby. My mom or his mom has the baby because he'll fall asleep with her.

And I'm worried about her, like, touching the gas or getting into something that she'll hurt herself with. That's another thing. She won't even trust me with my own kid. Because you fall asleep and you won't answer my text messages all day long. I mean, is that true? No. Yes.

Yes. Yes. Last time he was supposed to meet my mom. I called him and my mom was waiting an hour to pick up our child. And I said, where are you? He said, oh, sorry. I fell asleep in the chair. while he had our daughter.

She was taking a nap. Okay, but I need you to answer the text messages, and if you say you're going to meet somebody to be there. I mean, okay, okay, how frequently, so you're saying you're getting daggers every day from her, how frequently are we fighting going at each other's throes? Every day. Yeah, it's everything.

Really? Every day. And what is the topic typically? What's the most reoccurring topic? I just need help, and I express what I want help with in the house while he's looking for some of them. Exspec right now. Okay, this is how I say it nicely. Say it to him.

I want to see what happens in these conversations. Hey, I'm going to go to work. My mom has today. Can you please do the dishes and the laundry? Like all of it start to finish. And he'll say, okay, yeah. I'll say, okay, I'll get home around five-ish. Then I come home and it's not done.

And then he wonders why I'm mad. It's not done her way. No, it's not done at all. No, it's done. No, it's not. It's not. It's not done her way. No, it's not done.

So if it's not done her way, she'll throw up his history. It was all. over the bed and like they were folded which I appreciate I didn't even get mad at that I they were folded that were done but you didn't even put up your stuff but it was like you had the whole day to finish so when I got home I just wanted us to have dinner together as a family and you help with our daughter and like not me being like why didn't you finish in the dishes you said oh I um I forgot you asked me to do that you never asked me I can I can show you right now it's in my text messages hold on what because I'm texting him oh

She texts me like every single second and then expect me to reply to her every single second. Well, I will take a look. Right next to it. I will take a look and evict that. At 845 on Wednesday, it says, hey, please. Whoa, whoa, whoa, po. You see that, right? Oh, my goodness.

Well, hold on. Well, I said I was pooping. I'm sorry. That's okay. We can believe that you poop. We know. Okay. Trump would come at the size of this wall of texts.

This is cr- Look at the dates, though. He doesn't answer me, and then I got mad, so I screenshot. I said, why aren't she answering me? And he's on his phone. Hold on his phone. Can I have your phone? And he's on his phone.

Can I have your phone? And I don't know who he's talking to on Discord. I don't know how it works, because I don't know Discord. And who the hell are you talking to on Discord? Who are you talking to on Discord? I have a group of friends that we gain. Is it girls? Is it guys?

You are on that like that it's your girlfriend. There's guys. It's, okay, hold on. You're talking to people on disc, obviously it's a game online, right? I don't know how Discord works, so I think he's doing it on purpose. You're talking to people on Discord all day, and I'm being told the game you play all day as Roblox? No, I play multiple games.

She only pointed that out because she does not want me to play it on Roblox. Because obviously I have spent money on there. But I also spend money on... What? You're 26? The what? 26? Yeah, I'm a game. Roblox!

No, no, no. I play other things, okay? It's not just Roblox. Okay, hey, bring... I know you're on your phone. Would you please bring her to me? That's our daughter. We call her...

Hello. Different names. Yeah. Do you want to stay in Austin two days or do Austin the Waco? We could do the Dr. Pepper Museum. Would you like some help? Would like some help, please? Go ahead and pay the house, please.

So it's taking care for April. She continues, please do the clothes, eight dishes, and make sure everything with the cat is good so we can head out early tomorrow. Okay, we can get all packs up for vacation. To be clear, he has not responded once.

Then she screenshoted all of her texts and sent them. Love that you leave me on red, but it's always in a freaking group chat. It's starting to. really make me salty. You can text me back to back and you call me too. He says, finally.

Well, I see where I asked for dishes and I only call about this morning. Okay, I assume that's the kid as well. Yeah. He says, you text me two words and then next two, and then the next two, laughing emoji. She says,

it's not funny, you just ignore me. He says, I'm not. She says, your turn, I've been at it 20 minutes. I looked at the time it was 733 when I started. You should always be done pooping, I hope. You should be always done pooping. Because he poops for like half an hour. You're like speaking in half English.

Like it makes no sense. He says, did you rock her? Okay. Should have told me so I would have, so I could have put her to sleep a while ago. There's an accent on the letter A. I don't understand. And then he says like yesterday.

We're a little dumb. Just a little. I mean, yes. I mean, okay, she does send lots of text. Yeah, and I'm always right next to her. No, what are you in a different room when she texts me that much? So I just replied to her in person. Yeah, you do send a lot.

Yeah. Those are jobs, I think, that I sent him. He doesn't answer me. Why aren't you applying for Walmart at least? I asked him, did. Did you apply for McDonald's? Oh, my gosh. Well, here she goes.

This was just Sunday before coming on the show. It's Friday when we're filming this. I'm sorry for what I said in the car and during the argument. I was really overwhelmed and I let my frustration come out in a hate or in a hurtful way. I didn't mean to say I hate you or bring up custody like that. Yeah, because I told him, he said, why do you stay with me? Why do you stay with me? And I said to him in the car, I said, because I know you'd fight me for custody.

That's what you said? No, that's what I said. No, that's what I said. We were in the car. I got that. Again, started from a small little thing. No, I spoke a small thing. No, I spilled hot soup on me, remember?

And then you told me to shut up. How do we go from you spilling? She was in a rush to be somewhere. No, you were. And I was not an, we were going to an Easter thing. But he would not go to him. Hold on, hold on. He would not go if I asked him, his parents asked us to go.

And I said, let me, listen, I said, let me put soup in the car because I know our child can't have a hot dog. She's 13 months old. So I put soup. And I'm stupid. again and the soup exploded. Like I put it in a container. It was too hot and it exploded. It spilled all over my leg. And I screamed.

No. He hit a pothole and then that's when it went all over my leg. And I screamed and he said, told me to shut up. And then I said that. Oh my gosh. I'm just really burnt out and not okay right now. I want us to talk because I don't want to keep fighting like this. There has to be a way we can both communicate.

I know you're overwhelmed with me. Are you overwhelmed with her? I'm 100% overwhelmed. I do notice your help. I'm grateful. You did the toilet and the landry that you. You guys make this very difficult to read. I wish you could just type like normal.

I'm really starting to get scared, honestly, because you don't have work, and that's fair. That is fair. And you keep working. Wait, and you keeping work even you get it. I feel, what the fuck does that mean? I don't know what she takes. I said even though he gets work, he can find work, but keeping it scares me because it hasn't been consistent for a while.

Because I want to know that he can have a job and keep that job. The original plan was I was going to stay home with our daughter for 18 months. Oh, well, that makes sense because then you said I just want to feel like protected, but in an emotional way, I want to feel feminine. What does that mean? Because I feel like I take care of everything. So you didn't let me finish with earlier. If he is just sitting home playing video games all day and you're working all day, taking care of the kid when he'd get home and doing dishes and dinner, would that mean? This is just for like two, three weeks.

No. It's been a month. It's been a month. And then he lost a job with our baby. It was three months old. And the job I got, the reason I'm still part-time is I took my child. I got a job where I could take her with me to work.

She was working in the clinic with me every day until a year old. So I decided like, I don't like this situation. And I was a little bit like postpartum. And I was like, I don't like not having control of money or knowing what's coming in. So I put that baby on my hip and I went to work. And then the same week I started. started, he lost his other job.

His entire response to that was, it's all right. Yeah, I know. That's what he tells me all the time. It's good. It's all right. It'll be fine. Yeah, because he's not the one paying everything, dealing with everything. And I think he thinks that family's just going to always bail us out. You asked him, what could I do to make you happier? He never responded. He doesn't ever. And then you texted help. He said what? Oh, I needed help with the baby. Well, yes. And he said what? And you said, she bit and pinched me. Can you rock her?

He said slap her then. Yeah, I don't slap her. That's a you said. Punishment for doing that sort of stuff, yeah. Hold is she? 13 months. I know. I know.

And then, okay. Okay. Colton, may I have? Listen, this seems to be never-ending. It's not ever-ending. For me, at least, it feels like. Oh, sorry. Those lovely little things, yes.

Yeah, gamer subs, it's delicious. I'm more concerned with this right now than plugging that. It is never ending. These are the texts on y'all's way to the studio from East Texas. What is it? Like a four-hour drive or so? Yeah. Just about?

I assume this is from her, right? Yeah, he doesn't know that I was texting all this. Okay. Well, she was texting Colton all this on the drive. you must have been driving. Yeah. Yeah. He saw it pop up like hammer media, but you didn't see.

And he was like, what are you saying to them? And I was just like, oh, just, you know, this and that. I don't even know. Oh, okay. This is what she said. Keep it fun, L.O.L. Really, the fights never stop with us. I woke up with the baby at 6 a.m.

Made me her breakfast. Woke him up at 7. He asked for an other house. I said, sure. I assume hour? Hour, yeah, another hour. Jeez, girl. I got a frithered.

I said, sure, woke him up at 8, and he didn't get up to 8.40. Shit, shower and shave. He takes forever to do this. We're in the car, and he, like you want donuts. I said, no, we already ate food. Plus, he did not have a protein shake. Plus, he did have a protein shake. I told him halfway through the through,

we could stop somewhere cheap like McDonald's for our daughter to get out, play break. drive up for her you know. Sorry. Girl. I know because I know because I with her all the time. I'm sorry. How do you want me to reply to all that every time?

Anyways, I said no. He said, well then I'm going to be grumpy the whole trip. I 90% of the time am on E. And don't have the energy to fight him. She's texting this on the way on the way to the studio. this morning? No, yesterday morning. Oh, okay, you guys stayed overnight?

Yeah. Okay, so yesterday morning on the way to Austin. Because he wanted donuts and I was like, hey, I already made food. And he was like, well, I'm going to be grumpy if I don't get what I want, basically. I just said, because I know the way she is. So she's going to be grumpy. And she was. The whole ride at home, she was, oh, not home here.

She was grumpy. She was complaining about everything, complaining about my driving. He almost wrecked us. And so I already knew if I didn't have any food, we were both going to bump heads. And I didn't want that. I wanted this to be like, okay, let's relax. We're going to go do this. I'm not mistaken.

You weren't even going to come on the show, were you? He wasn't. When did you decide you were? Probably like last minute. Why? I'm glad you are, so hopefully you can actually deal with this dynamic because I don't know what to do if it was just you and we're just talking about this.

Plus, I wouldn't get its perspective and that wouldn't be fair. You continued. I also said, hey, I need you to watch the baby's name, out child so I can finish packing. He pitted me that I take forever to pack, put a few diaper, and a few outfits. I know she needs her own cup, some toys, medicine, just in case her teeth, sound machine, wipes, rash cream, etc. I packed out bag this morning. Colton, how the fuck did you read all this shit?

Okay. A lot of it was calls too, so that's probably why. He called me. He'd be like, I don't. Yesterday I said, please get all the landry done because, It will help me not be so stressed and the dishes. He waited until I got home to do them. Well, he did them, though, right?

I mean... But we now have the child, and I'm wanting to also help with each other. I said before he got... I didn't know. Before he got home. My mom watched our daughter yesterday. My mom watched our daughter yesterday. Anyways, make me feel like he really doesn't care at all.

Do you care? Do you? Do you care about me or just... Do you care about her anymore or is it just the child? Is it just... I care about both. I care about both. And you?

That's the only reason that I told her, okay, I'll do it. Drone it and student loans with massive interest rates, I see it on the show all the time. People get a loan to advance their careers only to be left with sky high interest rates and crazy minimums that leave their paycheck gutted. Maybe you've already gone to a normal... Visit BetMGM Casino and check out the newest

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So it's that from finances to, I want him to, like, come to church with me. I want him to do stuff with me, and he'll just be like he'd just rather be at home. He wants me to go to the club I cannot go to the club With a 13-month-old He wants me to go out That's not my love Watch the kid so she can go out

I do I give her options Many times I tell her All right Go have your own time Go relax I'll watch it with a kid

She always tells me no No he takes them to his mom No Yes Even at home I tell her Okay let me take care of her No you say

You go do your thing Go have your You know Alone time Because she always complains That she never has it And when I give her The option

or when I tell her, hey, I could take care of her so you could relax. But when he takes care of her, she just screaming because he falls asleep in the chair. So that's not taking. She even want to be with each other because the note that I have says the moment you found out you're pregnant, you told him and his quote was good, now you can't leave. That's what he told me. I don't know if it was a joke or not, but that's literally what he said. So she has no, like, her humor scale is not an existence.

No, yes, it is. So every time I'd make a joke or something like that, she would take it literally. No, I don't. But I was thinking about it. But, like, you know, since your actions have proven stuff, like I... Do you can get quality time together anymore at all? No. You guys?

No. How long have we been together? Like, together or marry? Both. Six years together, four years, marrying. Oh, fuck. How was it before the kid? Good.

So it blew up with the kid? Yeah. So kids 16 months old. 13. You got to sleep in the same bed? No. We didn't even sleep in the same bed at the hotel. Lately now.

Not even at the hotel? No. Me and my daughter should have a bed. Nothing? We just don't really sleep in that same bed. Yeah, we don't. For how long? It's been over a month now?

No, probably. Probably over a month. Who initiated? Well, he just doesn't come in the bed because... That was funny. Sorry. Because... Jesus.

Sorry. because he'll be gaming. And so me and my daughter share a bed. So since we share a bed, he'll be like, well, y'all are taking up too much of the bed. We have a king size bed, so he's like, I'm not going to sleep in the bed. So he just goes to the couch.

I don't make him go to the couch. He decided that. Are you prioritizing gaming over your family here, man? I am not. I asked him. No, yes, you did. I asked you to choose, and you never would. If I threw the games away today, he would divorce me.

Yes. No, if she actually did that. We were talking about it, but... No, and then I gave him, and then I said, okay, that's not fair because it's your hobby. Listen, I said, I just need you to be game an hour and a day, and I said, and then me do something an hour a day. Well, why? Why are we doing this, like, weird artificial cat?

That doesn't make sense either. I don't want to go in the extreme other direction. Because... Sometimes there will be more time, and sometimes you've got to man the fuck up, and there won't be time. And also, you need to get a job! But regardless, like, there will be days where it's okay. Maybe he needs a little extra space.

That's okay. Maybe you need a little extra space, too. Who is this artificial cap? It doesn't really make sense. But the thing is, is that it's usually from the time our daughter goes to sleep until one, two, three, four a.m. That's how long he's playing every single day. Yes.

Yes. When's the last time he's been in you? I don't know. Three months? Three, four months. I don't know. Oh, fuck. So everything is kind of going in the wrong direction.

And why is that the case? It's not just me. I can't be the only one responsible for the relationship and the family and everything. I feel pressure on my shoulders all the time. This is what I had to deal with. Every time I tell her something, she acts like a victim for, she'll go on. I do this, I do that. I do do that.

What do you mean? No, no, no. Let them speak. So every time if I bring something up, she'll be like, she'll play the victim. Like, oh, I do all this and you don't help, you don't do this. But in reality, I give her things that I could, I tell her, okay, I'll do this. I'm doing this, but I'm going to do it on my own time when I can do it. But if it's not done that time, obviously, she'll get frustrated, grumpy,

and then end up in the same situation. In a way, yeah, he's not 100% wrong, but in a way, it'd be like, let me say, like, can you wash this pan so it's ready for dinner or whatever? Like, let's say I cooked eggs that morning. Or I had something at work the other day, and I left some eggs on the pan and some strawberries He'll leave it the whole day and I'll have to tell him, hey, can you. She always lives a mess. No, I don't.

After she eats, she loses a plate on the table. No, not always, no. Lives a mess in the kitchen. No. And then it expects me to clean it up. Why is your gaming thing? When I'm in a hurry in the morning, I say, hey, can you get this real fast? And I'm talking about our child's high chair.

He thinks I'm the only parent responsible for taking care of her 90% of the time. He won't even change her diaper half the time. She just assumes. No. No. And I say, hey, if your home would really help me because I'm trying to get her. I just want help. It doesn't have to be all the time.

I just want to help. You guys seem like roommates. Yeah, we kind of are. I mean, you told Colton you basically are. Kind of. I also told Colton you think he hates you at this point. I do think he hates me. Why?

What is expressed and shown in a way that you think he hates me? Because every time I ask him something or look at him, he looks at me with disgust. Disgust? Discussed. Do you feel that disgust? Same face I have right now is what I give her all the time. What is the dynamic? What do you typically hear when you express these things?

things, when you ask to talk about these things, when you request something, what do you face on the other side? He'll just be like, he'll just blows me off or he'll tell me he'll do it and he'll just be like, oh, it'll be okay. There's never ever a plan or anything. No conclusion, no actionable steps? No. Well, that's not, it's not very helpful.

Where do you lead from there? Sounds like you just want to shut down the conversation. That's how it is. He doesn't want to take accountability for anything. He doesn't want to take accountability for anything. I will tell you, yeah, sometimes I am wrong. And yeah, sometimes I do respond to that. Go, go ahead.

No, go ahead. It sounds like you just shut down conversations and tried to get back to game instead of doing anything actionable. I shut up now because she gets very, very, like, angry, starts cussing me and all this stuff. Is she blowing up on you? Yeah. Well, that's not going to be a productive conversation regardless at that point. So for me to be not like a bad partner, I just, I leave it at that.

I let her relax. I do that that's the way I cope with stuff. Huh? So whatever. What is your cope? What are you contributing? What are you actually doing to make positive changes via what she's requested? And not that every request must be met with like equal like validity.

Well, you could be wrong on some things. I listen to her. But you don't do it. But what about next? What about steps after that? What do the actions? What are the actions? So like, she tells me to like fold the laundry, do this, clean the house.

Such micro-dict things. What else? What about actually like accomplishing something? You've been fired from four jobs. You refuse fast food jobs. You refuse to take anything that you think is beneath you. Yet you're beneath everything as far as I know getting fired from four jobs. Why are you getting fired from everything?

Both of your parents, both of her parents have tried to get you jobs. but you say no every time. That is not true. I have said yes. Yeah, but you apply. This is the notes from her. You apply for, no, you apply. Okay.

See, I don't even know these words no is that she said. There are notes that she said. You can respond to them. So obviously, some of those things are not true because I did. I did tell them, yeah. I'll apply. He applied for the Panda Express job, but he applied as a manager. He doesn't have any manager.

I applied for both. Because she was the one that told me, hey, apply for manager. It's going to pay good. I was like, okay. apply for both, but Tim said, that's my... But I applied for both positions. It was like a cook or manager assistant or something like that. But I do do the stuff.

Have you applied at McDonald's? How? Why? I don't know. I've asked him because I know... Huh? He hasn't had time. That's why he just...

Time. What the fuck? I'm applying at other places. But are you just income in the door? We can't survive on $1,800 a month. I don't know how we do. I don't even know how you're spending money on video games. when we're making $1900 a month as a household with a kid.

I haven't even spent lately for that. You mean you don't even spend? I haven't. She got a call from your mom demanding that she pays for all of your Roblox charges. Because apparently you use your own mother's money to pay for your little Roblox charges. No. No? That's what she has.

It's my car. Call her then. I don't know. She did call me, I guess, to tell her. I don't know. And that's where it started getting like the biggest blowup we had, I think. Your mom called her. That means something.

That means something is actually going on there. I got a note that you spent $1,000 on video games on your mother's credit card for Roblox. And we have screenshots of the charges that your own mother sent. No, I took the screenshots. Yes. Yeah. But it is from your mother. Well, that's it.

So you can't tell me that didn't happen. We got screenshots, receipts. I never said it didn't happen. I'm saying that the account was mine. It's not my mother's, it's mine. It's a joint credit card, but they used it because we consolidated their debt. How dare you with a child be spending money on a credit card for Roblox? That is money you have to pay back or are you expecting your mother to pay back?

How are you doing that on an $1,800 a month income where you refuse to get a job? You won't even apply for me, time. I think he thought our tax return was going to pay it off. No offense, but I don't have time to apply for McDonald's. Don't you have literally all day? Yeah. Give me your phone. You have one.

Let's give me your phone. I'm not going to go through anything naughty. You have my word on that. I don't need to see. I want to see his Discord because I don't know how to work it, but you can look at that later. You don't know how to work it. I don't know how okay. I'm old.

No, objectively not. I don't know. Like, okay. I mean, I swip down. First thing that popped up was Discord. Yeah, because he's on it all the time. I don't know what he does on there. Okay.

So, okay. The last full week, Discord was used 12 hours and 13 minutes, just on this phone. That's not even on your computer. I know you're using it on your computer. He does do it on the computer. It's like this little block on the side.

That's what I'm saying. Tick-Tock, 5 hours, 51 minutes. You don't have time to apply for McDonald's? Sounds like we had at least actually almost a borderline of full 24 hours to apply for McDonald's of screen usage. Okay, messages three hours and 14 minutes a day, but you can't respond to her? I am. You're not responding to me. That's the time. Okay, Snapchat, an hour and 46.

I just scroll through things. I don't even use that. What are you doing on Snapchat? Nothing. I want to know what he's doing on Discord. An hour and 46 minutes of Snapchat's odd. That is odd. For an hour?

Yes. Snapchat. I mean, without you being able to tell me what you're doing? This was real things? Is it called reals or snap things? Dude, six hours, 13 minutes a day on your phone. And that's without. That's without your computer. No.

Okay. That's a friend. I have no idea. Never heard of her. Uh-huh. Okay. All messages from previous of yesterday have been deleted. Why have they been deleted? What messages? She is, I think she's from Sararia, met her through Discord.

And? So he talks to people on Discord. I've been asking who the hell he's talking to in Discord. I tell you. No, you don't. You just say, like, you just say group. A group chat. A group chat. A group chat. So this morning, she says, I miss talking to you, frowny face. You said, hi, you know where to find me, smiley face. I didn't leave this time. I miss your voice, too. He says to her, nerdy looks good on you, though. It's cute.

Insist them, like, recently? Oh, it's, I believe, if I'm not mistaken, well, you were in the green room. Which was that? Like when we were back there Were they in the green room at 10-11? Yeah It was a 10-11 And my mom even told me, sorry

But she even mentioned to me She said I picked up And he was on his phone Who is the honest phone with? Do you think she said to this to me At breakfast at the hotel She said do you think he's talking to somebody else? He says

I know Ha ha ha ha I guess I'd just be entertaining These girls too much One-on-Wat Discord? Why are you playing dumb? I know you know. Tell me. What, on Discord?

No, tell me what this is. It's everybody I talked to you. No, tell me what this is about. Dude, the amount of smiley faces in here, all the stuff she's saying, I miss talking to you. Like, what is happening? What is happening? You guys got the best friend marker.

Like, dude, this is weird, man. Who see? you sent her picture to yesterday. Today, an hour ago. She, that is someone the atomy yesterday? And? I don't even know him well. Okay. It was like from as well as Discord.

Well, he said, she was like, hey, you're a real name. And you're like, ha, ha, ha. And she's like, is that even your real name for sure? I never knew your real name. So you guys know each other. I mean, I'm just going to ask right now, as I'm looking through this, why are you talking to I'm not even done for individual women on Snapchat while she's in the green room getting onboarded for this video and taking care of the kid. Please.

This is your, this is, this is, this is, this is, this is. Please tell me, because I'm really upset. Like, this is the time. I didn't know we were going to see this. No one knew. He didn't know. I didn't know. I didn't know.

I didn't know. I didn't know he was going to look at your snap. I wanted to look at your discourse. It's the literal time where, if you have a defense, this is now. It's nothing like serious. It's just friends that were, we're chatting. Obviously, I have... It's very flirty.

Lots of smiley faces, ha, ha, ha. That's just my person. But you don't answer me. You don't put a smiley face with me. Okay, who's... Also another person? Okay. That might be from work.

Listen, nothing is saved in the images so I cannot see that, but there are lots of images being sent back and forth between these people. From these women to him and from him to the women. Regular Snapchat's.

It's mainly black screens. Well, she asked a valid question of why are you awake at 3 a.m. Okay, this is the first one that doesn't seem flirty. So there is a difference between flirt at you and not flirty you. Yeah, I'm always the same person. The other three are, no, because the other three are flirty. Like, oh, I love hearing your voice too. I miss it, smiley face, smiley face.

This one's just like very simple. You're just responding basics to what she says. That's... Oh, yeah, I know who is because his friend and him are best friends. It's one of my, I know who that is. I know and her husband and both of us are all friends. That's a different thing. No, I know who it is.

We've all hung out together. I know who she is. That's the only one you've brought up that I know who is. There's a lot of women in here, but again, they are disappeared messages because it is Snapchat. You played that game well, but there's... It's been a few weeks, but there are literally, as of this morning, four to five. Yeah, like I said, don't use it. as much.

Like an old job. It's like an old group message from job. Okay, so that's, yeah, that's a guy named. Okay. I mean, to be clear, this is... This is who he's messaging this morning. Little Gooner. Come on, guy.

You know you have a daughter, right? This is your chance to respond. I don't know. You have the right to remain silent. anything you say can and will be used against you in a court of law. I already did. I already did. That there is nothing? There is nothing.

Well, your wish is my command. Why'd you log out of Discord? I don't know. I've been logged off for like... No, he hasn't. He was on it yesterday, Darren McDonald's, less than 24 hours ago. I log off all the time. No.

There's something on Discord. I know there is. In my gut, I know there is. Are you guys in an open relationship? No, absolutely not. This would be okay. Okay, if you were. Are you guys allowed to open flirt?

No, absolutely not. Okay, because this is okay if those rules have been established. Regardless if you have sent or received nudes from them, they are objectively flirty. We're not, absolutely not, no, an open relationship whatsoever. You also mentioned to Colton about weird 18 plus charges and you were confused? Oh, because he said that he was on Roblox and he said, I play something about 18 plus on Roblox. Okay, liar. I mean, I, dude, I have access to everything.

Discord on this phone. Discord on this phone today you've been on for an hour and 37 minutes. Yeah. You logged out right before filming. No, I logged out and off. I logged on and off. So you'll log in right now for me? No.

No. Because there's something on there. I know there is. There is, for a fact, something on there if you won't log on right now. Because no one's identities will be exposed. Every person that we just mentioned, it's all bleeped and blacked. So no one's identities are being exposed. And yet you're not willing to log into Discord right now?

No. Why? It's better if you tell me now. Why? Because that one does to be just like private thing with me and her. What will happen? What will she find? Nothing.

Honestly. I'll open it. Yeah. Okay. Here. Let me open it. And I'll show her. There's nothing.

And these weird 18 plus charges? I don't know. That's what I'm asking him. No, those are, as he's logging in, make sure he's not deleting any chats. Trying to log in. He said Discord. No, not Discord. I don't know.

Because she was afraid that I was like chatting with minors. I just wanted to make sure he wasn't chatting with anyone who's not his age. You were afraid he was talking to Miners? Well, I said, what are you doing? Guess it's Roblox. I said, I babysit kids that play it. What are you doing on there? Oh, I agree.

But what is making you have that fear? Because why are you on Roblox? that long. And I explained to her, Roblox is there's a limit. When you play, when you put your ID, you put your time, you put your name. I don't know, like. You get cut off from

all that. You only talk to people your age. Because I wanted to make sure because everyone on babysat, like, and I tell parents like, oh, I don't like them playing this when I'm watching them because I don't know what, like who they're playing with. But I've seen a lot of kids want to play it. What's he doing? It won't log in. I think you changed the password and can't remember.

Oh, it's just the location is new to log. Logging locations different. Hold on. I think he changed the password and can't remember it. Okay, keep an eye on that phone. This is getting logged on the screen shots. Yeah, it is Roblox $51, Roblox $21, Roblox $54. This is on the joint credit card.

Well, he's jobless and his mother is, okay. 108, 54, 54, oh, liquor. Okay, he got in here. 108. Okay. May I? Mm-hmm. May I?

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I still don't understand. She sent a picture or she's telling him he's a... They're talking about other people so far. And if you want to see the server, then I'm always active. I'll show which one of us. It's most of the other ones. I don't even type in...

This is so weird. This was yesterday. He's talking to this other women more than you. Yeah, I figured. How does that feel? Like shit. And? What are you going to do?

about it. Like, what the f f- I... I... You probably go to my mom's for a bit. I don't know. Because that's another reason I switched clinics, so I could live closer to her. Oh, shit. I'm also just talking about other people so far. Listen, the Snapchat one was very flirty so far.

This is not. It is very active. Oh, my gosh. The amount of people in here. What are your Discord friends going to think of you being on this show? I really don't know. Yeah, then don't talk to them.

But I still don't understand what you do on Roblox. He says, I listen to music. I do. Huh? There is some, like, clubs that you could go into and, like, just listen to EDM or, like, techno music. And then you got this. Why can't you talk to guys? There is.

There is guys. That's what I'm saying. But all your DMs are with women. Those are the ones that started all the time. It says, it's odd. And Jams is the server that. That I'm active on. The other ones I just have, just because I got embodied and whatever.

She says snap me. It's like, what are we doing here? Oh, I think I'm a good girl. Do you think I am? Well, we have to find out, he says. Wait, wait, wait, wait. Keep that to yourself what I said, Lone, want to be spread, she said. He said, shh.

She sent, like, soaps covered emoji. He said, make me hush. She said, I need to. I will. He said, do it. I'm still waiting. She said, you are distracting me right now. Oh, MFG. He said, ha, ha, ha, from? She said, psychology, I need to lock in, but you're distracting me. Holy F, I mean, holy F, men.

He said, Oop, that's a good reason. Actually, I'll let you pay attention so you can be a good girl. She said, studying makes me more horny. It's annoying. He said, looky emoji, looky emoji. I can help you study. She said, oh, you can. Soap emoji, I emoji. He said, perhaps look emoji, soap emoji, I emoji.

I only help good girls that obey, he said. What the fuck. She said, oh, I think I'm a good girl. Do you think I am? He said, we have to find out. And that's where we said We eventually fast forward and said Snap Snap Like Snapchat

Oh my f*** Okay okay okay okay okay okay okay oh my gosh Oh my gosh Oh my gosh Oh my gosh He says he ain't gonna do nothing If I make you hush You wouldn't be able to talk

anymore mouth would be full. She says, oh, would it now. He says, you wouldn't want to find out now. You are a good girl. So hush. So do you want me to hush? He sent like a gift that was like,

come get on my knee. And she said, you want me to sit on your lap? He said, want you to come sit here and behave. Oh, by the way, this was two days ago. Wait, wait, what's the date? This was four days ago. What was happening four days ago? Was that Monday?

Monday? Tuesday. Tuesday, you're right. I was working and his mom had our child. This was at 3.25 a.m. He was on the game. You guys were asleep. I was asleep with our daughter.

So you thought he was on the game. I thought he was on the game. She said, sit where on your lap? I don't want to behave though. He said, yeah, my lap. You are no brat. You are a good girl. So behave and listen to me.

and then sent this photo to her of him sticking his hand into an anime woman's mouth saying, good girl. Dude, I am sorry. Just what do you have to say? You're in it now, buddy. Like, you're in it now.

I keep asking him, though, okay, so when we had a big fight, we had a really, really big fight, I stayed at a hotel one night with our daughter, and he was upset, which I could get, and it was because of the charge. And he said, are you cheating on me? I said, no, I showed him the whole room.

But ever since he said that, I'm like, why would you ask me that? So I've asked him multiple and multiple times. And he said, no. And I'm saying, who are you texting a Discord? So he's just been lying to my face for two, three months now, maybe. Because why would you think I was, first of all, I'm not going to bring our daughter in front of any other man. One, if I wanted to do that, but I don't. Two, I don't want to.

Three, I'm not even thinking about that. This girl sent him his Snapchat. Any response, man? No. Would you tell the truth if I asked questions? Yeah. We're here. And you'd believe you'd actually ask questions. You'd actually answer.

Something of them. Yeah, I don't know what you're going to ask, but yeah, I'll answer. Do you receive nudes from women? No. I don't. And I was getting lots of images from these women, specifically on Snapchat, that I can no longer see. Yeah, I'm not. Do you send needs to women? Have you ever done any of that in your six-year relationship?

Have you ever had sex with another woman? That one, I believe, I don't think you'd get there. Log into this. Do you have only... Oh, he sure does. I don't know. Let me see. You need your face ID. Do I even have this?

Yes. As you need your face ID. It has it auto-saved. Is that wrong password? It is no. I don't have a home fans. So what were these 18 plus charges? Actually, I do have

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Feed finder and stuff. Yeah, maybe. But that was a long time ago. Yeah, it was a long time ago. That was like three years ago, though. But no, I don't have a, it's not password or anything. I don't even know it.

There is nothing wrong with being a gooner, but it has to be a consensual gunner. Okay. that is not a bad thing to be a gooner, but you have to be a consensual gooner, man. I don't understand.

And she did not consent to this, correct? Correct. Does it not fear you and make you feel bad that she is ready to literally leave? She is literally ready to leave. I don't think he cares. Do you not? I think he cares about our daughter.

You're doing all this to these women. I don't think he cares about me. Like, I think he cares about me as a person. I don't think he cares about me as a wife anymore. Would you even admit that if that was true? And I know he cares about our daughter, but I think he respects me as the mother of his daughter, but I don't think he wants to be with me.

Okay, man, I'll let you have it back. So, is that what you were afraid of her finding in Discord? And that I barely dug deep. Yeah, and no. Yes and no. Because I gave her, I handed her my phone all the time when she asked. She can't navigate it. He knows that.

And the one time I did, no, no, the one time I did get it, there was a picture of someone in panties. There was. And I asked him about it. He's like, I don't even know what that was at Spam. Wait, okay. That's what you told me. Obviously, you know. I don't know.

So whenever you get a, some friend sends you a, you know, invite to a Discord, you join in. that's the first thing that pops up. I don't know. Panties? Yeah, it was a weird Discord. I don't even know what... It was just a butt in panties. It was a woman's butt, I think.

Like the whatever logo thing they have on there. And I didn't think anything of it because he's never given me a reason to think he would cheat. And now he has, but... Well, I would say now he has in every way whatsoever. Also, deleting chat logs. I don't know. I don't know that. Delete, no, no, no.

Before sitting down in this chair, deleting chat logs, disappear things on Snapchat with multiple women within, while you were in the green room, he was receiving pictures, literally talking about making a girl hush and being domineering, which, I mean, I appreciate the gink, nothing wrong with that, again, has to be allowed and discussed with rules and guidelines, and if it's not, then it's a no-go. Deleting apps, all the shit before coming on this.

show. I've never seen a bigger red flag in my life. I've filmed lots of these. Talk to lots of people. Hey y'all, it's Kelly Clarkson with Wayfair. Ever order furniture online and wonder what if? Like, what if it doesn't hold up? That sofa was four days old. You should have ordered from Wayfair. With Wayfair, there's no what if. Just style you love and quality you can trust. Visit Wayfair.com. Wayfair, every style, every home. Flags. Biggest one I've ever seen. Yeah.

All while, he literally just sits on his butt all day and plays video games. You apply to jobs all day? That's what you told me. On what? On Indeed. Indeed. I applied to jobs on Indeed. So you'll show me your Indeed right now.

Because I didn't believe him. Okay, listen. I don't have Indeed on your phone. Yes, he does. Go ahead and log into it. Download it. I got on Indeed myself because I was like, I was wanting to look at the jobs around us and I applied just for. No?

No. Because you're not applying to jobs all day. I am. You would be able to show me. I have, I had gone phone interviews, a bunch of doms. Yeah. What was that response? I would be able to see your applications.

You say you're applying all day every day. Yeah. Then show them. Show me. I'm not, I'm not going to show that. No. No. And that's how in any world even comparable to Discord.

I would actually have relatively, I was not going to push back on the Discord thing too much because, yes, chats, whatever, that is private. This is literally just you applying to jobs. I don't understand why you would not show that. Discord, I was going to let go. Luckily, you went along with it. Bad move on his part. This, I don't understand.

What is the logic behind me not being able to see your job applications? Just don't want to show them. Because? Because I just don't want to show him. Well, I hate to say it, your dad's a loser. Okay? So let's get out. Okay, anyways, I was applying on Dindy.

I love my job, just to see what is in the area and see how hard it would be to get a job. I had two interviews and not things I would want. I appreciate that, but just like these are just pages of Waterburger, Wingstop, DoorDash, and endless Roblox. You spend minimum, 500, 200, 300, 400, 400 bucks here, which is a fourth of,

well, maybe a fourth of the income that came in for the household. So, and then the continued message on the way here was he keeps saying he's going to the club tonight. He keeps telling me he's going. He said he's going. What club? What's the club?

I don't know. The strip club? Bars. The club? The strip club? Yeah. No. What's wrong with the strip club? I love going to the strip club.

Titties, am all right? Titties are great. I don't. If I get consent from my girlfriend. I don't go to that. Really? You said club. Yeah.

What club? Austin's not like a huge club town. Music club? Have you not heard those? There's the like music clubs, EDM clubs. I don't know. What do they call over here? I mean, Brandon, you're more in that life.

That's not a big thing in Austin. Clubs? Now there's a shit ton of bars. Yeah, bars clubs. It's like, that's not like, okay. He was going to go to the titty bar. Tonight or tomorrow. I said, well, I don't want to because our daughter,

he said, well, you parents are coming. They can just watch her. I've never slept the night away from her and not ready yet. Plus, she's still nurses to sleep. He keeps telling me she'll be fine. I said, but I won't. I'll be stressed. A.

That's where it ended with the A. She also texted saying, make sure you guys get your hammer financial score at Calebhammer.com. Um, and that is free and that you can be on the show at Calebhammer.com. slash apply and that you can download the dollar wise budgeting app which is not what these two obviously need even though I will get into the finances and that is not the issue um uh and and yeah download the dollar wise budgeting an app like tens of thousands of other monthly

active users are doing and changing their lives you need a lot more to do that i mean not cheating and there's nothing wrong with it if you get permission i need to be clear on that but you have that, correct? He does not have the permission. I want to actually confirm. Okay. Get your free trial. See if you like it. If you do, most people take the annual version because there's a big discount and you get my signed 30-day budget meal plan. It's a detailed, every meal,

every snack, every drink of every day. So you can meal prep on a cheaper budget and all that stuff. I usually sign up with a Sharpie. I don't have one here, so signing yours. You can remember this for how much you hate me. Please don't come mash shoot me after this. Because here is, honestly, the first piece

advice. I am going to say this. And by the way, in the green room alone, he was pulling Mark aside asking recommendations for clubs. And your mom pulled Colton aside separately to privately. Tell him that he was trying to ask Mark for club recommendations. Your mom had to say, your parents don't like him. They did like him. They said ever since we had a child, he 360ed on me. They did. They used to. Three-16? Well, like, you know, it took 180. His personality, he was not. Yeah, he was a different man before her. And I get, it's, it was a lot. It's a big change. And like, I just shifted my life and I'm so happy I had her, but I wasn't expecting to not have support. Well, this entire plan in life now that he's not

applying for jobs and can't prove that he is is to become a DJ. He said he wanted to be a DJ. Walk me through that career journey from here? Did not want to be a DJ? You told me he wanted to be a DJ. It's something, like a sci-thing. You spent money on this. It's a sci-thing. She brings in $2,000 a month less than for the entire house. You've spent money on it. Spent money on it? I don't know. You spent money on it? We are bringing her mother into the poe show, by the way, and she's going to be fully honest. But here's the thing. The dude's talking about moving to another country to start over. Yeah, he has told me that. He wants to be a DJ.

You say you don't even want to be at home anymore. You just go to your moms after work to avoid him. You said he feels like he hates you. Everything we just learned today, even his own mother has told you that the only way for him to learn is for you to leave. So before I give any advice on this, unfortunately for the first time in financial auto history, this has never happened before. I'm fully advocating to leave him. My mom told me we could move in with her. I don't want to.

No, no, no, no, no, no. Pause. Maybe not divorce. Maybe things will happen. Maybe couples therapy. I am advocating, though, to move out and take the kid away from him. I am sorry, I'm ruining your life right now because I mean this 100% genuinely. She should leave you.

And I've never advocated for that in this before. We ever considered therapy? I asked him and he had told me no, no, no, no, no, no, no. And then he says, it's too expensive. And then I said we could do it through church. He said, I don't want church people to know my business. And then I told him, if you care that you'll set it up and he hasn't set it up. I'm sorry.

I'm sorry. I'm so sorry that you are going through this and you did not ask for this. Sorry. That's okay. I'm sorry. You should leave him. It's bold of me to say that after an hour and seven minutes of talking to you guys. And I genuinely, I know people are probably like, oh, Caleb, why have sympathy for him?

I mean, I am destroying your life. I know this in this moment and I've exposed you and put you on blast. and like I feel bad for that. But I'm not also not sorry because it is best for her and probably for your own kid that she is not with you. You don't apply for jobs every day. You play video games all day. You spend money you don't have.

Your goals of being a DJ are moving to another country make no sense and would honestly pull her from her entire support system. And not only that, that you are... I don't want to be a DJ. But you are... This is something like a... Okay, that's what you're going to focus on? Okay, how about the bigger thing?

You're cheating on her. You basically are. Yeah, no defense there. I'm not. The DJ, though, unacceptable. I mean, he told me that. But the thing I told him is if we moved to another country, I wouldn't have any support.

I'd barely have some now. And so I can't. I mean, I'm being told that you applied to be on the show begging for help and you literally want a budget to be a single mother. Yeah, if it's... And I think it's coming to that. Listen, here's the thing. And this is where I'm...

I will slightly leave you on your side, man, because one, I'm afraid of you killing me afterwards. He's not going to kill you. Well, I know. Getting out of a chair is difficult for you. But the thing is... We're talking. Huh? Go ahead.

We are not on the same level. Don't even try that. That shit's hanging over the chair. Regardless. The thing is, I think she should leave you now. I'm not advocating for a divorce now. I'm asking for space and separation. And I'm suggesting...

go to therapy, local resources, church or not, I do not care about that part. Try to find local resources because I know you can't afford it. Apply for jobs. Get your shit together. Disconnect from the Discord. Get some help on maybe some potential sex therapy as well. Maybe sex groups. Because you might be a true gooner in like an uncontrollable way.

Not a joke. Seek helping those areas. Get yourself together as a man, as a father, as a husband. work on yourself for a few months, show some actual genuine progress, will be in open with her and hiding nothing. And then let's try this again from a fresh start, but also through counseling and couples therapy. So I'm not advocating for a complete separation and destruction of everything.

I want you to be in your kid's life. I want you to guys be in each other's lives and find that spark again. But I am fully advocating for when you get home, you do not live at that home, including with your child. I'm also advocating for you to take that time to not game. He's not going to do that. No, no, no. I'm not saying you can't have any game.

What I'm specifically saying is that time is not for gaming, though. That time is to actually man up and grow up and deal with your shit. Okay? You are the problem right now. That is done. That's already happened. now we move on we move on

it's okay except the L the L's happened right okay whatever water under the bridge from here tell the girls you can't anymore and get help and man up

the marriage doesn't have to be done but we do need space she needs help and you are not giving her that help and I am so sorry I want to give you the biggest hug in the world right now except i hate touching people i don't know but i am so sorry stop bleeding out money making

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But here's the deal. This isn't a magic bullet. If you refinance your debt but keep swiping, you're just making the problem worse. You still need to fix the behavior that screwed you in the first place. But if you're serious about getting out of debt faster, you could potentially lower your monthly payment by securing a single payment at a much better rate. Check out the link in the description below to see your personalized offers or go to Calebhammer.com. And remember, you've still got to do the work. Starbucks is bullshit and a waste of money. And you already know that by making your coffee at home and investing the rest. So now you need to do that with your energy drink as well.

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G.G. Or click that link in the description below. Type in code Caleb. Okay. Do you commit to that? Do you want this marriage or not? Do you commit to what I advocated for? Yeah.

You will do that. I don't believe them. Okay, pause, pause. I don't necessarily, but we don't need to say that right now. Let's try to be relatively, relative, let's, instead of shutting down a media, That's what he does.

I agree. Maybe. This is the water under the bridge moment. I know there's a lot of baggage here. But instead of like he committed. Now it's up to him to fall to that. So let's not just kill it out of the gate. Okay. You're right. History suggests something.

But that doesn't matter. Right now, you committed to it, right? Okay. So now it is one of two things. He does it or you divorce and he is gone. That is the ultimatum run line we have to drive. draw. Don't shut him down onto the gate. Let him work on this now. Don't disencourage him. Give him encouragement in love and space. And if he doesn't do it, then it's done. This is your time.

This might be the last chance. And I want to be there as a man to support you in this moment now. Okay? Because this shit has been thrown towards you. And rightfully so, I am not apologizing for that. But again, except the yell, let's move on and try to become a better person. person. This isn't Twitter. This isn't TikTok or Reddit where you're canceled for the rest of your life. Fuck that shit. Life is confusing, complicated, weird, and you made mistakes. If that's actually behind you and you're willing to improve as a human and a man and a father and a husband, we can cheer you on. But you have that choice to make. And if you don't do it, you're done. Do you accept that? Do you agree with that? Sure. Are there flaws there? No flaws. We'll do.

it. And how much do you hate me right now? I'll say about 100%. Okay. Now is it my fault? No. Exactly. It can hate me because it's happening on the show. I get it. But I didn't do any of this. You just actually got just found.

You got found out. That's it. That's all that's happened. I didn't do anything here. That wasn't already happening. Can we agree with that on that? Yeah. Okay. Thank you. There is an adorable baby on the other side of that studio. Oh, I thought you saw her.

No, on the other side of our office. If not for her, at least your kid. This is your kid. Yeah. So these that I'm looking at today, are these both of you or just you? Capital One would be me. Okay, so Quicksilver, Capital One.

That's mine. Okay, you have a 600. Yeah. You okay? Yeah. Huh? Nothing. It would be reasonable for you not to be.

and also your health too. For the sake of your kid, sex, life, everything, you've got to get your health and check. And to be clear, it is normal for couples to, you know, have little bickers or things to build. I mean, that's normal.

I mean, you guys have been together much longer than me and my girlfriend. We've been together a year and a few months and we'll have a spat every couple weeks. What is every couple of weeks? Every week at worse. Daily? That's where we, I think, a little space

and a little bit of counseling is good, regardless of everything else that has. happened, right? Oh, you didn't send in any documents. Okay. Well, some of this is join accounts and stuff, but the quicksilver's mine. Okay. So this is the big thing. If you are going to be on your own, and I'm glad you have the support system of your parents, credit cards are a no-go right now. You cannot support the risk. The fact is you're spending money on a card that you are not fully paying off that is accruing interest, and that cannot be a thing. This takes three years to pay off. That is too much risk over the head of a single mother. If we're pretending you're

single mother. I hope he gets the shit together over the next three months and then we can reconcile and we can, woo, the rest of life together. I hope so. Where's comes worse, this will destroy you and your child. IHop, Apple, Waterburger, Apple, Chick-fil-A, bullshit, potential bullshit, my sweet addiction, Apple, Walmart, well, that might be okay. And the Great American Cookies. It's on bullshit. You're bringing down your life and preventing you from any potential escape. Yeah. Because of bullshit.

It's bullshit. Wait. I'm sure there's lots of cope on there. Great American Cookie was her birthday cake, I think. I don't give a fuck. She is 13 months, 14 months, whatever. It doesn't matter. She doesn't know what's happening.

She kind of does. She does not know what is happening. She will have no memory before three. No, no. The years that matter most, one to three is what matters most to me or whatever. For imprinting, but not memory. She won't remember a cake.

Yeah, probably not. For actual human behavior, i.e. slap. her. Yeah, that would actually have an impact. I'm hoping that was a joke. I think it was a joke. Okay. We'd have to clarify. Because interest is accruing, this is risk, and it's all on bullshit.

If it wasn't on bullshit and it was necessities, we could have a different conversation, but you were literally preventing yourself from that escape mechanism, if anything bad were to happen. Being told out there, your kid really loves the dogs. She does, yeah. That's good. I'm glad she's having a little bit of joy.

Because right now, we ain't. Am I right, guy? Okay, Capital One Venture card. It's in my name, but I gave it to him as a card to use. But he lost it, so now he doesn't have... Gosh, can you do anything in your life? I didn't lose it. He lost it.

He had the card. I didn't lose it. I didn't lose it. Well, not closed, but it's lost. Okay, regardless, it has a balance, guys. It has a balance, and it does have spending. Cash advance spending, so I don't even know what's happening. Oh!

Whose account? Is it connected? for payments? What? Whose account isn't connected to for payments? Which one? This credit card. I mean, what account pays it?

If an auto pay happens, what account? Me. Okay, you didn't have enough money in your checking account so it got returned, so you got fees, so you got... Yeah. This is risk you could not have in this position. As a potential single mother, I'm going to ask and I don't know if I'll get a truth for answer regardless. Has there ever been any violence in this relationship?

No. Okay. If there ever is or ever was, I want you to reach out. out to us in private. We will never let him know. I'm not suggesting that, but I don't think a real answer would be given. I'm not suggesting it, though. But if it ever does happen, reach out to authorities,

and we can also help from behind the scenes. Okay? Not suggesting this is so weird, and I don't think we would fucking say it regardless. Just want to say it. Not alleging, to be clear, okay? Not a legend. Same goes the other way, except you just got like 500 pounds on her, so I don't know. Shit.

Paying for something. What are you doing? Oh, those are pajamas. Yeah, those are me. It's what? Pajamas. Okay, on what service, though? What is this?

Affirm, Clara. Affirm. For Christmas time. Christmas time, winter time, summer time. I love the pajamas. I must wish for her sake you were black. Why? He would have left on his own.

We like jokes here, ladies and gentlemen. He's Mexican. We know that. I have a thing for Mexicans. Okay, did you learn your lesson? Well, I would only go for white guys, so I thought if I went for a Mexican, I'd have a better outcome. I know. Y'all are all the same.

Well, hold on. Whoa, I'm on your side. What is happening here? Okay, you owe $130.56 on this with an $18.71.71 minimum fee payments. So, yeah, 12 payments you are getting, you are getting interest accrued up the butt on this thing. Usually these are like 35, 36% interest. I thought it's hard. Like at the beginning, it tells you how much interest at the beginning, right? It hits you out of the gate?

Well, yeah, it would. But if you're on paying for you, wouldn't get interest. But you're splitting it across, what, 12 payments? Yeah, that is interest accruing like crazy. Why did you have to affirm this? Go to Goodwill. Because I wanted him to be cute. No, no, no, no.

If we're in survival mode, we don't do cute. Yeah, that's true. We don't do cute. But he also was working at the time that I bought them. Why did you get fired four times? I don't like, basically. He doesn't like being. He says to me, like, I try really hard in my job because I love to work hard for who I'm working for.

And he's like, I'm not going to, he's like, I'm not going to kiss anyone's ass. Let's kiss anyone's ass. You mean, follow instructions from your. leaders, from your managers, your bosses? No, just like kissing ass. Like, I want to go above. You don't get fired for not kissing ass, though, specifically. I want to.

And then he's always like, why do you do so much for your job? Like, some of my job requires me to bring a little bit home. And he's just like, ugh. What is the kiss ass? I got ass asses here, and I got people that don't kiss ass. I haven't fired the not kiss assers. I've had kiss assers that have been fired here. I don't know.

It's literally just if people do their values and out. And so whenever they tell me something, I tell them, hey, like, He'll talk back. I'll talk to them. Like, I'll let him know. Like, what? Give me an example. All right, let's say, uh, there was an instance, uh, they didn't want me to bring a jacket or something shit.

That was the first job. And it was like winner. So I brought it. And I told, hey, if you want me to wear something I want, you provide it to me. Okay. Is that the company policy that they would provide it to you? They said that he needed to get the, how did you think that would be a productive conversation in a workplace? The logo on the shirt.

And he never got the logo on the shirt. I didn't see a problem with it because, one, it wasn't just meaning. But he was in with a snarky attitude that is damaging to culture, even if you were probably actually right in the actual, you know, overall concept. Clearly, you know you are not a complete idiot, I hope and think, and maybe, allegedly, you're not. You know that would lead to potential termination if not a write-up or something. Come on.

Going in with a snarky attitude being a... No shit. No, it wasn't even... It was just done. out instance. Yeah. That's what I'm saying. So it was.

Okay, next job that you got fired from? Vitals. Like, not putting the right vitals for a patient that was going into surgery. What? Yes, fired.

Yeah. Reasonable. That was. Job three? No, that was the last. That was, yeah, that was. Okay, what about the other one? I don't remember that. The other one was because he had blood and you had not, you make it up.

So it's like. small mistakes. He makes stuff, hold on. Well, the gray tube and the blue tube had something in the blue tube and you didn't put the right tubing or something, but multiple times. Medical?

Yeah. Blood? Yeah. Good. Get fired. Why do they keep putting you in you in? What was the other one? The third, the final one?

The final one was the chart that he didn't. No, no, no, the other one. We've talked about three so far. Talking about the coat, talking about the chart, talking about the tubes. Oh, before we were marrying the bank,

I think. The bank, why did you get, let go from the bank? I do remember. His drawer wasn't. Oh, out of balance, sure. Yeah. For like one penny.

Okay, you have not been fired for any unreasonable reasons. It's just, it's been for like one penny. It's a pink. Okay. Vitals that, you know, I would like that person to be alive. It's the same color. It's just different ways that it gets drawn. It's the same color tube.

So like, it's really hard to tell which one it was. But reasonable to be fired for. Yeah. And the charts. That one he knows. Yeah. That's spooky. That's scary.

And you want to be the one that takes a vacation? You want to be the one that moves overseas? Your life's a vacation. Oh, I know you get nagged to death. But come on, for what it's worth, I am usually kind of anti the women on the nagging, but I don't think it's coming from an unfair place in this. Yeah.

You might be the first guy in human history getting nagged. fairly. Does you say so? Guy. T-L-L-R-A. That's a medical bill. Okay. And I'm just making payments on it. Well, I'm going to cross it off because you have like a payment left and then it's done, so. Yeah. Was it for the birth? No, it was for miscarriage. Okay, this is for Michael's card, but honestly, I don't give a shit.

Michaels. Yeah. He gave information about the card in the green room. He didn't submit anything. Okay, that's the family. Is this you? I'm just doing you. What is this? My grandma, teeth, husband's lawyer fee. Yeah.

Is this your debt? Yeah. Okay, okay, grandma teeth, 120? Oh, because I needed to go to the dentist and I needed to fix something. And so she loan-in-lawed. Are you paying her or how does it work? Yeah, I'm paying. I just, when I have $120 or I'm going to make a payment to her when I get paid, it doesn't matter.

My husband's lawyer fee. Said this was a gift, but I don't feel right about it and would like to pay her off. To who? My grandma. Oh, this is all. That's the grandma. Okay. So how are you paying that?

I haven't started yet because I don't know where to start. Okay. And then my mother-in-law $1,000 is because of Roblox and beer that he spent. You actually owe there or do you just feel obliged? Shit is not only. I feel like I need. So you feel obliged to the $5,000 into the... I feel like I need to...

Okay. Yeah. Well, no, no, no. You need to prioritize you in the get. I'm crossing off the five and crossing off the one. Okay. Unless they specifically asked for it, you're not paying it. Okay, then don't pay it.

Because you have here finance $3,000 something for something, I don't know, at a 12.3% interest rate. We're going to pay $600,7 an interest? I was trying to pay the credit card? Well, you didn't. You just used debt. And then you racked it back up because you spent it on bullshit. Yeah.

If you do not change your behavior, never take a tool to get their shorter. They can be tools. But you're fucking yourself. you're hurting yourself. Yeah, it doesn't make sense. No consolidation, no bankruptcy, none of that until you fix your behavior and then you can do it, if any, but I wouldn't even do it now. Okay, listen, and I'll let you use the mind card.

You used to be called the FIS card. It's a debit card that builds credit. It's connected to your checking account so you can't spend more that's in there. And I also get you both course career certifications. You actually have to complete it to get it, but you choose what you want. A lot of people have used those certifications to convert them into six-figure paying jobs in the audience. So you guys can do that too. You get it for free by being on the show.

Well done. use them get a f*** job and get a better paying job. Oh, well, I want to save to go back to school. I have one more semester to be a teacher. One more. Okay, okay. I like that. That's great. I don't know how to make that in the budget either.

Well, you might be able to get some student loans. Maybe. I mean, I would do that. That would be fine. I'd be okay with that. And if you can live with your parents to help subsidize, I'd be okay with that as well. Your monthly payment is...

I think it's 101. Is this monthly or two times a month? Monthly? Okay, $100.85. Now, are we, are we, are we shocked that we did the thumbnails before filming? I am not. Will you even be here for the post show? Are you going to walk up and get out before, while we're resetting?

I'll be here. You'll be here. Yeah, I'll be here. I respect that. Okay. I respect that. Not that my respect means anything to you, but I respect it. Okay.

Texas Bank, you have, oh, this is a balance. Okay. No, wait. No, yeah, this is, oh, this is a credit card. It's a loan. No, it's a loan. It's just a loan. Okay, well, same.

That you're like, okay, I see. I'm making payments. Yeah. It's from a car. $3,900, $3,491.70. Listen, the thing is... It's for my car. Oh, my, this is going to be the most insane potion we've ever done.

Why? Because the mother's coming in. Yeah. And everything we just did. Oh. Um. $180.66. Yes.

Okay, that's your minimum monthly. Listen, check an account started with 39. That's why you got that return to ACH. Listen, unless you get this under control, stop spending on bullshit and get your debt down, it's going to be impossible to be independent. Yeah. Okay?

You're stopping in the gas station getting some bullshit for five bucks. That's not, that's not me. What are you doing? What are you getting for $5? I drink? Probably. I don't know. All right, buddy.

Five bucks. No longer, my friend. No longer. Do you like caffeine or hydration drink? What should you prefer? Hydrant? Okay, electric lights, no caffeine. There you go.

That is GamerSubs. It is absolutely incredibly delicious. Every, I mean, you guys just confirmed that, right? Yeah, we're drinking that. Isn't it so good? Yeah, it's fucking good. That's so good. Gamersuffs is so delicious, you guys have no idea.

Get your free samples to figure out what flavor you want. Link in the description below. Use my code Caleb to get your free samples. And then you get a 10% discount on whatever packet you purchase. With those, it is 40 cents to serving after my discount code. That is 40 cents to serving making your energy drinks or hydration drinks at home, instead of stopping in and getting into a bullshit like this guy. Hulu.

Taco Bell. Hulu's me. Taco Bell. Liquor, Olive Garden, bullshit. Maybe bullshit. That's hard to tell. Texas Bank, 180. That was the loan.

That was to pay the loan. Okay, well, you can cancel Rocket Money premium. You guys get dollar as premium for free forever now. Children's Place, Main Street Cafe McDonald's, Slim's Chicken. Guys, make $1,800 a month. You have no money. This is an insane amount of spending. A lot of those are him.

He's saying me. It doesn't matter regardless. First of all, split the finances. I'm actually advising. That's rare. If we're splitting, split the finances for a bit. I'm not saying divorce. We might get back.

I want us to get back. Okay? I believe in love. Love is great. Okay, I want you to be able to stick it in again. Woo! Sticking it in. No more GUNA online.

Okay. I'm cute too. Like, I don't understand. I don't, okay. I'm gonna know. $65 in this account. It's nothing. Oh my gosh.

Pan Express. be working there. That one was probably me. Bullshit, bullshit. McDonald's, bullshit. The Walmart's are hard to tell. Because they're oftentimes probably good, but then you also stop it and get at the same

time $4.30 and $0.30 or something. That's probably bullshit. So it's like, it's difficult. So it's like bullshit, bullshit. I don't know. But McDonald's, Sonic, Dairy Queen, those definitely are. Maybe bullshit. Millow's Pizza. Draw of $9 was rejected. Chick-fil-A, water burger, potential

bullshit. What the, Walgreens 3,000? And Walgreens 2. 280? Oh, it's because... That's insane. It's because I was taken out of the ATM to pay the house. Oh, my gosh. You paying cash?

Well, I'm just... Give it to his mom. We rent from his parents. Oh, my gosh. And yet we still... Oh, my... Potential bullshit. Potential bullshit. Rejected withdraw.

McDonald's potential bullshit. Candy Crush. Paying for candy crush? That mom's probably me. You can't. It's not a joke. I know. You can't.

There's no survival here if you do that. Bullshit, bullshit. Zellin money out. Municipal online payment. Yeah, it's like a fee for paying, I don't know. Donald's Etsy, come on. Chick-fil-A-E-E-X-Y! Come!

I don't care what you like anymore. It is you and the child that you must survive. There is nothing. Our retirement is 6-76. There's nothing. Yeah, I know. That's just mine. Okay, let's pretend you move on and live with your parents.

Would you require rent? No. No. Utilities? How would groceries work in this house? I would buy me and my child's grocery. Would you have to? to. Not necessarily not. Okay, try not to. We need to take care of your debt first and foremost.

Independence, well, you have it. I want you guys to get back together potentially, but not yet. But what about all the stuff at the house for him? Like, all the payments. Doesn't matter. Get the fuck out. Work with the transition plan. That's fine. No, but like, I know he can't pay it. I don't care. I do not care. Did you see what was done you've been cheated on? Yeah, I know. I don't care anymore. I don't. I'm sorry. That's the reality. Total income was 2,741 that came in.

You had a higher payroll month with 3,500 went out anyway, so it doesn't even matter. Total death, let's get your minimum fee payments. That's because he was working. Before he did the charts. That's fucking insane. Debt minimums payments, $350, $22. That's what you have to get rid of because that is a risk over your head.

Okay, so you would not have any rent, anything like that. Your food? Probably not, and I hope not. Your mom's coming in so we can ask her. So we can cross these off. TP fund, anything else for you and your kids and maybe help back to that house a little bit. Yeah. I will put $300. I will put $300. I will put $300. What is your food bill? Right now? For like just me and her? Phone bill. Oh, no, my mom pays mine and his mom passes. Okay, this is good. It's not great, but it's good. Medical health care, co-pays and stuff on a monthly basis. 73 for me and my daughter, because we have Marketplace. And then co-pay, I need like $25 a month for my medicine.

Okay, we'll call it $100. Subscriptions. Let's put $40. No pets? There's a cat, but it's his. Okay. Not worrying about it then. Okay, that should be it.

There's nothing else that needs to be taken care of. If you move in with your home, with your mom. I'll put $400 for TP fund, giving even more. Well, I mean, gas for my car. Yes, room, drive, drive. How much? $200. Car insurance, how much?

Well, it has both of us on there, so I don't know. So $289. Do you split it? I usually pay it. Try to get your own. I'll put it $289 for now, though. Hopefully we combine again in the future, but you need to go open a checking account right now that is separate.

And put in direct deposit there. Chime is fine. Set up direct deposit, you'll literally get $350 for free if you do it. Without even a joke, barely even a plug. It's actually true. You need the money. Okay, needed to survive $1,379.22. I can't give you fun money because you're in survival mode.

I'm sorry. That's fine. You only have an extra $420 left on a monthly basis. Don't get excited. This takes you two and a half years to pay off. You get a better job, going back to school, become a teacher, maybe a year and a half, but you still got to do that semester at school. But regardless, it doesn't matter.

To do it. You, huh? So now student teachers get paid, so I'd get paid a little bit more. Listen, you need to pay off this debt as quick as possible. Live on a bare-bones budget. If the parents can take care of food, that's great. you have to do that and you need to clean up your shit so you have no risk so if this ends up in divorce you can be a single mother now i hope it doesn't clearly what happens from here is you need to get help

potential on the sex side you need to tell your discord kittens they're gone you need to unad these people on snap you need to be truthful and honest and transparent going forward completely you need space at least three months go to couples therapy together in that meantime go to your own personal therapy work on your shit and get a f f*** job i don't like that recently You will? Yeah. Obviously the household financial scores is zero out of ten. It's not even close.

Itchers at Caleb Pepper to come. We're going to tell the mother, her mother, everything in the post show. See if she can move in and what's going to happen. This is going to be the craziest post show in financial honor history. It's pretty much a guarantee at this point. Fuck me, man. I am so sorry. I really am.

We'll see you there. Click join now. The mother will be coming in. I'm worried about my mom. about my mom. He cheated. With another woman? Well, she was in the green room. He was talking to four women.

Oh, my gosh. In Discord, he was talking to one of the women about wanting to dominate her. I'm shaking. I'm shaking. You know, biblically, you have a reason for divorce. I want to make it work for our daughter, but I do want to separate, I think. I don't want to destroy your life. Right now, you're destroying hers.

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