Financial Audit - I Exposed Her Hidden Affair On Financial Audit

Episode Date: August 17, 2026

*I VIDEO CALL THE GUY SHE IS CHEATING ON HIM WITH* and the guy fully explodes on Al... this is by fat the craziest and *best* post show in the history of Financial Audit, watch here: https://hamr.link/ytjoin *OR* download the brand new Hammer Elite App ➡ https://hammerelite.com/#join (discounted annual) MY NEW FLAVOR IS FINALLY LIVE!! Get Liquid Assets *NOW* for under 40 cents per serving!! Get 10% off your entire order with code CALEB - https://hamr.link/calebdrank 💰 Download Dollarwise - Big Deals, New Features, Free Trial: https://go.dollarwise.com/join ============================= *Caleb Hammer Financial Resources* ============================= 👉 See if refinancing your high-interest debt saves money. Checking is free. → https://hamr.link/ytmoneylion2 👉 Find and compare much better AND cheaper car insurance for free → https://www.moneylion.com/network/hammer-media/auto-insurance/search 👉 Finally experience relief from your debt once and forall → https://www.moneylion.com/network/hammer-media/debt-relief/explore ============================= 🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb 🔥 Get Your Own *Hammer Financial Score* → https://hamr.link/newquiz ============================= *Sponsors for This Video* ============================= You’re 30 seconds away from being debt free with PDS Debt. Get your free assessment and find the best option for you at https://PDSDebt.com/hammer $350 INTRO OFFER: Head to https://chime.com/calebh for up to $350 and 5% cash back with Chime® Thanks Chime for sponsoring this video! Make sure your family is always protected with PolicyGenius: https://visit.policygenius.com/life-insurance/pod/?utm_source=youtube&utm_medium=podcast&utm_campaign=life-ins-2026&utm_content=financial_audit_podcast ============================= *Education* ============================= 👉 Get access to EVERYTHING I offer all in one place: https://bit.ly/4sUm2pb ⚡Learn how to budget: https://bit.ly/4sspyGh ⚡Learn how to invest: https://bit.ly/41mr8OP ⚡Pay off your debt: https://calebhammer.com/master-your-debt ============================= *Extra Resources* ============================= 👉 Land a high-paying job with no experience or degree: ➡ https://coursecareers.com/CalebHammer 👉 Get FREE MONEY by investing with Public! https://secure.moneymatchup.com/public-caleb 👉 Find the best credit cards for you with my quiz! https://cards.calebhammer.com/yt 👉 Get $20 from Acorns for free: ➡ https://acorns.com/caleb 👉 Helium Mobile: Use promo code CALEB for a FREE plan ➡ https://hellohelium.com/ 👉 Protect your online privacy and security for free with Aura: ➡ https://aura.com/hammer ============================= *Chapters* ============================= 00:00 Intro 01:48 Jobs & Incomes 07:40 save some p*ssy for the rest of us, Al. 09:47 how did we end up here LMAO 13:00 shes the problem, Al can do no wrong. 19:40 okay we have failed as a society. 24:08 we need to save Al from this creature 29:52 discord was a mistake lol 38:46 nobody deserves Al. 57:08 NO SHE DID NOT JUST DO THAT 01:04:38 chat, do we like her? 01:20:55 lets get into the numbers 01:25:01 budget!! ============================= Want more content? ============================= 🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips 🍿 Front Page Documentaries: https://www.youtube.com/@frontpagechannel 🍿 Caleb Hammer Top Videos https://www.youtube.com/@CalebHammerTopVideos ============================= *Connect with me!* ============================= TikTok: https://www.tiktok.com/@calebhammercomposer X: https://x.com/sircalebhammer IG: https://www.instagram.com/calebhammercomposer/ Facebook: https://www.facebook.com/calebhammercomposer/ ============================= *Want to be a guest on Financial Audit?* ============================= 👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply *Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice. Sponsorship and business inquiries: [e-mail] Learn more about your ad choices. Visit megaphone.fm/adchoices

I saw my friend on the other side of the street. I was heading to school with the kids. I let go of mom's hand to wave. I had already forgotten their lunches. I ran over to hug her. She came out of nowhere. And then... It stopped.

Sometimes the moments that never happen matter most. Volvo's automatic emergency braking helps ensure a safe ending for everyone. Learn more at volvocars.caps.ca. watch episodes of Financial Audit a week earlier, check us out on YouTube. You're still texting him today? That was earlier. Yes, earlier this morning. That's insane.

She said yesterday that she loves him. He's a friend, okay? Do the friendship down the drain when you cheated on me with him. She's cheating in the middle of this episode. That's the name of one of my sisters. What? She's hiding the contact under her sister's name. Yes.

She's hiding his contact. Is Al in the future of your picture? I have options to leave. I have an out. Kind of sounded like a breakup. Actually? Yeah. I already launched Liquid Assets,

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the description below. Hi, this is Stella. Hi, I'm Al 22 and this from East Tennessee. You didn't say your age. You count. Oh, sorry. And this is financial audit. Oh, my, the amount of times we have practiced that now. Oh, God. Listen, my brain just just... Yeah, she didn't say her age, and I was like, oh, shoot, I guess I'm going now. What the hell is even that? You're 22? Yeah. Freshman of night school. Yeah, I'm 22. Okay. And you look like you have Downcent.

Stella, what do you do for a living? I actually work at a hotel. I do breakfast every morning. Breakfast? Yep, breakfast. I actually do, I wake up at 4 a.m. every morning, be there by 5.30. In the morning, make sure everything is ready and, yeah, prepped for all the kids. Or not the kids.

Well, there are kids involved. Kids. Humans. This is a special hotel then. He goes to? Or his prey? No. We just, you know, make the breakfast, me and my coworker.

Sure. We love breakfast. Big breakfast guy myself. Love it. And you love grilled cheese. How much you make? I make, oh gosh, 15 an hour. Sure.

What does that translate to? I know you're in a little more rural area of East Tennessee, small town. So that will stretch further. It's not like incredible. Okay? I'm good. Okay. I make $22,000 every month.

Net? Yes, net. Beautiful. Love it. That's averaged out 20. Yeah. It's incredible. It's wonderful.

What's going on up there, buddy? I'm seeing a lot of things in that nose. Oh, gosh. I told you to blow it before. What's happening? Look at that. Can you do this? Yeah.

Other way? Oh, God. What is happening? Here. You're sniffling into the... Some people do audio only, which, honestly, if you do, you're making a mistake. This is a very visual show. I know.

There you go. I'm actually a Hammer Elite member. Oh, thank you. Best membership on YouTube. We love it. I've always had that problem where I can't get it to blow right. Well, that's because you did this instead of... Owing.

Don't mash shoot me with that face right now. That was terrifying. Okay. He's good again. He laughed. Okay. Al, what do you do for a living? I work at, um, what is it? What is it? What's your job? It's an amusement park. I do a coaster and a tubin. It's not really an amusement park. You do the coaster and the tubin? Yes. Are you being taken there on a bus, bus daily to do coaster and tubing? No. What do you do with the coaster and tubing?

What's your job? What's your job? Oh. You have to load the guests or unload the gas. I have different stations every day So you get to get all up in there Huh? Huh? Sorry? You get to get all up in there When you're strapping them in?

Oh, no. No, he instructs them. They have to strap themselves in. We are not allowed to touch a seatbelt. It's a liability issue. I mean, to be honest. Did they just tell you that? No, that's what everyone has to do.

Only thing we can do is pull it out and around for them so that way they can hook it in themselves. our heroes locked in a battle of wits. Please always pull out because I would be terrified to see what you guys would create. Oh, God. Yeah. You don't have a kid, do you? No.

Are you guys married? No. Engaged. This three. Whoa. Okay. Congratulations. Well, where'd you get that from?

Kay J. Kay. I almost said J for some reason. You know, every kiss begins with K. I'm going to kill myself. There is. That's the thing that they say. That is it.

What do you make in that position? Making the position? Your job. Your job. Okay. So the same. And you're getting that 40 hours? Yes.

So 2,000 a month? Yes, around. It makes about 1,800 a month. Yeah, around 800 months. Why are you getting more? He's getting less? I think it's because of overtime that I get. Oh, you're getting overtime.

Okay. Very good. Listen, guys, I love, love. Love is in the air. It's a beautiful thing. $3,800. How long have we been engaged? Oh, gone.

Since May. Is it May? I thought it was April. No, it was on April. Are you sure it wasn't April? I'm pretty sure it was in May. Our financial producer said that you actually make more than her, but maybe that was an odd month. So from April, very good.

How long have we been together? Well, we've been together for almost a year. Yes, almost a year. And we got together previously and broke it off back in high school. Yeah. Okay. You broke it off in high school? I'm not going to freak out about high school.

It was. It was forever ago. It was like two months that we were together and then I had to move. So we broke it off then. Why'd you guys get back together? Oh, well, we were supposed to be buddies. That's how it was supposed to start. But I was actually in South Carolina at the time.

So I was going to, I told them, hey, make a trip to, you know, South Carolina. We can hang out. You buy me dinner. you know do all that stuff buy me dinner we cuddle you're like that you know that was never how we didn't know i texted you yeah you texted me when i was just like out of a whim i was like okay i'm a text him see what he's up to yeah that's how it started you got a dog in you i think i was just desperate at that time i'm not gonna lie and i know you got that dick i know you got that nine-incher listen okay i don't know about that we never talked about that when we texted

we started talking, and I was like, you know, trying to flirt with you every now and again, trying to, like, see where we could go back to where we were. And then finally we got back together November 2nd, and then a month later, you moved in. Yeah, and you wanted to get together with me on Halloween. Yes, on Halloween. Oh, no. Is that traumatic or something? No, no, it's just...

Look at you, big dog. It's my favorite holiday. Flirting on Facebook message. messenger, moving a girl in that quick, right on Halloween, her favorite holiday. Look at you. Yeah, I moved in. And how long ago was that? Was that last year?

Yeah. Please don't tell. Oh, that's actually really short. Yeah, December 4th was when I moved into his house with his dad and two sisters. Is that where you guys live right now? Yeah. Right now. That's okay.

I mean, you are a little younger, but I mean, oh, you did have a pregnancy scare in February, though. Yeah. What's a scare? Well. Is it a scare plus? No, no, no, no. It was just a scare. I took a test, negative.

But I... What was the scare? Sounds like you weren't pregnant. I hadn't had my monthly in like two or three months. So, and then after I took the test. The extra chromosome. Yeah. Well, I had previously before this engagement, I had an engagement before him.

And I ended up having a miscarriage with that person. And he can stay with his thing that he's got. in Texas. Oh, we are in Texas. What? No, not him. My ex-fiancee, he has a new fiancé who is... Oh, geez, yeah, your engagement ended up last year, and then you immediately got with him.

Yeah. Okay. I had a few relationships, even a f***-buddy at that time, too. So what happened? Why did the relationship with him? And then you went and found this... Oh, God, that's weird. You know, one of my sisters actually said you look like that?

Well, that's because of that. Yeah. Actually. It's the, the mustache. Get rid of it. I didn't give it every one time. Let's try it again. Oh, that.

Why did the engagement end? He cheated on me a year before with. You saved with him? Yeah, because I thought I could save the marriage because his mom was like, oh, you know. Oh, with two lesbians. That's an interesting. Yeah, it was in the Walmart parking lot in his car. Walmart parking lot in his car.

He said that they R-Worded him. They ripped him. Yeah. They ripped him in the Walmart parking lot. That's what he said. Two lesbians took this man, forced them into the car, and ripped him. Yep, that's what he said. In the Walmart parking lot.

That's the way he told me when I confronted him. I was like, I actually was on the back porch and... I want to get by two lesbians. I don't know about you. I don't know about that one. I see that's mine. You got the dog in the other. Look at you, your little freak.

I don't know about that. I don't know about that. What do you mean? I don't know. Like, you've read the books that I read, though. Yeah. You know what I'm into. Yeah.

Stop it. Okay. I'm trying to imagine getting by two lesbians right now. Don't make me picture you. That's a bad idea. I wouldn't do that. I mean, I heard that dick, that dude's dick hit the bottom of the table, the moment we started talking about it.

No. But on that- Okay, so we got... You broke up with him for getting... No, no, no, I didn't break up with him at that time. No, he said that they... But that's not what actually happened. They sent me the text messages that they had between the two.

Well, there are... Why did the engagement end? Well, he was being a narcissistic little prick. Narcist. Okay. Yeah. How? Well, he did say that he was going to his friend's house

and we went to a... friend's house when you just bought a car. And a few weeks later, he was saying, oh, we never did that. We never went to my friend's house. We never hung out with his, with him or anything like that. Okay, so he's a gas later. I'm glad you got rid of them. I mean, okay. Okay, okay, okay. But now I want to focus on you guys because you guys are together. And we have a very interesting stack, including a painting loan on the top of it, by the way. But, um, but you guys are together. How's the state of this relationship? How are we doing? Wow. That was an aggressive. of silence.

Let's start with you, Al. I think things are going pretty well lately. Okay. Well, um... He's laying down that duck. He thinks it's fine. It's not.

I've had issues. I've had issues with him. With Al? Yeah. Sweet little owl? He's... What the fuck is Al to do it? It's more of his family

on top of the. that. Okay, well, that's his family. Leave his family. Why get mad of me for them? Why get mad at sweet owl? What do you say fuck me for? Your dad, he thinks he knows everything. None of you guys in the house of common sense. I'm being serious. Like, seriously, none of y'all have common sense. Y'all, why are you looping them in? Poor owl. Because he doesn't have common sense. He doesn't have common sense.

No, he says a sweet little boy. I still got common sense. No. Some things I don't think through, yeah. But most of the time, I do think things through. Most of the time? Yeah, most of the time. Mostly at work when I could get fired. Well, it sounds like you might get fired from this relationship if it's not going.

What's your issue? What's going on? Well, sorry. Oh, well, I mean, he did say in the pre-interview that he feels like you're always mad at him. Why? I am always mad at him. Why? Been together for like five minutes.

What are you doing? Well, I tell him, hey, like, for instance, today at the hotel, I was like, hey, can you gather up all our stuff, you know, and everything, pack things up? because I was doing my makeup. It took me an hour. I don't usually take an hour to do my makeup. This took an hour? Yeah. I tried really hard, okay?

I think it looks amazing. Well, whatever. But, yeah, I told him, hey, can you, like, gather all the stuff, pack away the things that you can pack away, like, you know where it goes to and everything? Because I have a set list of everything where everything goes. I'm very organized at times. At times. Yeah.

Very organized at times. Yeah. I mean, I'm not... Continue. But he does that. He packs all his stuff and put all his stuff away, and my stuff is just still scattered around the room. And I was like, okay, well, common sense will tell you... Well, okay.

Yeah, common sense would tell you to put it on the bed. I had to tell him myself, hey, can you put this stuff that's there on the bed? That's mine, that you don't know where it goes, and so that way I can pack it up in just a moment. Why don't you just pack up your own shit? I was busy doing stuff. I was doing my makeup. Bro, was busy too. packing his stuff up.

He already was ready. He was already done. Yeah, but he's just being sweet innocent owl. Just hanging out in the hotel room. Let him hang out. Look at him. He's not sweet. Okay, he is, but he's not.

How's not sweet? It's the other side of owl that I'm not seen. Because right now, besides dittling kids, not seeing much wrong with him. That's a big thing. Hey, I don't do anything to kids. It's what he doesn't do. What does he not do?

Because I know he lays down that dick. Well. He got that dog in me. you. Look at you. King. Nah. Whenever we're having in like an argument or a conversation or something like about

something that happened here recently. Al argues? No, I'm the one who argues. He doesn't do anything. He shuts down completely. It's like the opposite from my last relationship. I shut down. My last one didn't. He shuts down. I don't. He's the one shutting down. Not saying anything. I know we have lots of downs in this relationship.

I get it. Continue. what happens, tell me. Yeah. So we were arguing. Well, actually, first, he came into the room. The hotel room, we're still on that? No, no, no. This was like previously.

This was like, what, maybe a month ago? No, probably. He says it's the opposite, by the way. He says that you're always the one who shuts down when he presses you on anything. He said that in the pre-interview. I shut down? You don't say anything. You're literally emotionless.

Well, I'm not emotional. Maybe let's give Al a chance to say something. I'm not emotionless. Defense mechanism. Tell us. What's going on? It's your time to speak. Well, I would like for, like, if we're in an argument, for your side of the opinion to come up.

How do you have to argue? As long as, as, as long as you don't start yelling right in the argument. Does she? Frequently? Not frequently, but every once in a while, it does happen. Yeah. As long as you don't start yelling right away, I won't shut down. It's a yelling that makes me shut down.

I don't, I don't yell. Sometimes you do. And you don't even notice it. My voice is loud because I'm normally a loud person. I don't yell. Well, I know that yelling's a trigger for him because of his mommy. No. No?

No. Then why? Oh. Wait. Is it one of your exes? Oh, sweet Al. What's happening? That it was just lived with her and...

Did you go buy some lesbians? No. No, no, no, no. It was... No, it wasn't even close to that. It was just a man. mentally, abusive, physically abusive. Physically?

Brovo six. Going dark. Well, maybe if he had some common sense, maybe if you want to get him out. I'm serious. Like, literally, it's one of the biggest things about you that bothers me is that you don't have common sense. Get, get, get, okay, what? Please, tell me. Give me some insight into Al's common sense and lack thereof.

Well, he thinks that he knows everything. Do you? No, no, not all the time. Well, you, you portray it that you do. I'll say something. And like, I think they closed it this time. And then you portray that as I think I know everything. Yes.

I do. That's it? No. Everyone always has the, I think they close at this time. Oh, no, that's wrong. Everyone has that conversation. That's what happened. He thinks that since I've been out of the state for a while, that I don't like, no.

Like, he thinks he knows more than I do about the hours and stuff. And everyone once said that to you. What hours? Like a story. Like the bookstore. Who gives a fuck? Uh, I do. Why?

Because I. I like going to the bookstore. Okay. And he got the hour wrong. So correct him. Well, it's going to ruin my day. What? It ruins my day if I don't get to go to the bookstore or to like Walmart.

Like there's some. Look up the hours. I do. But he tells me that, oh, I think it's this. And he got it wrong. Who cares? Who cares? It bothers me.

What? Okay. Well, that's his lack of common sense. That's what we're going crazy about? And then your dad on top of that, also is like, oh, the rental car is going to be $1,000 to go on the trip to pick up my sister. And I'm over here talking to my boss. And she's like, oh, no, it would just be this amount.

And then I actually look it up. And it's, I think, like, $150, 160. Okay. I didn't understand anything about the car rental. Okay, but that. Why did that matter? My dad said that. Because he's part of you.

He didn't know that he doesn't rent cars. He just gave us his educated what he thought used to do because it used to go by miles. I'm confused. Al thought the relationship was going well. You're saying not. Why is there a split in this? He doesn't give me what I want, what I need. What is it? You got to give some examples. So far as just the bookstore hours. Well, it's that also like I'm a very, you know, spicy person in the bedroom. Did I read you wrong? Did I read it wrong? Okay. What? So he's not giving you the spice? No, none of the spice.

Oh, I'll ask. Okay. What? Well, he's recently read one of the books that I like that's a spicy book. Yep. Classic. Every woman reads the books and then... No, this one doesn't have that in it. Well, maybe. Of course it does.

And then they all get their hand brushed on the sidewalk and then they claim on TikTok. I don't know. Crazy. You bids are wild. Continue. And he's read the book and stuff and I want to do that. But the thing is, he's very... Do what?

The knife scene. What? The knife scene. Go on. So the MMC stabs the mattress and instructs the female main character to

the knife. Okay. And you want him to make you the knife? Well, yes. Well, you're right. I might not do that with my girl either. And then there's some other stuff in the book too that I want to try. Like what? Blindfolding, mass talk, you know, things like that.

Well, that's more simple. Can you blindfold her? I can. You're too. You never let me try. You're too timid. You don't do it. You don't let me try. You just assume that I'm not going to do it right.

So you just take that as you're right. You don't do it right. You've never let me try. How would you know? Because it's your energy. Your energy that you put into is all wrong. I don't like it. It just runs off the wrong way.

I've never tried. No. He's not a chill dude? He is a chill dude. I'm sorry. I should say, I don't know. I don't know. It's just.

He's just chill out. His energy is now what. I want. It's mostly me, I guess. It's just not what I want. Okay, so you're bored with the sex life. Okay, that happens. What else? What else? I do think that you spend way too much money on me all the time by getting me gifts and things instead of time. Did you propose to this? Huh? Why'd you propose? Yeah. Because I do love her. Why? I'm gonna be real with you. Your debt is not the same as everyone else's. You've got your own unique mix of credit card. When Westchap first took flight in 1996, the vibes were a bit different. People thought denim on denim was peak fashion, inline

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I knew she was the one. Okay, so you got cheated on your last relationship, right? Yeah. Okay. Has there ever been infidelity in this relationship? Yeah. Happens all the... Okay, this show with that infidelity is crazy.

Who'd you get with? She cheated on me. What the f f- So you got cheating on then now you're cheating on Al. Sweet Al, perfect Al. Yeah. I knew you could do no wrong. I knew it. Yeah. And she still won't block him. What? He's a friend. Okay. Well- Do the friendship down the drain when you cheated on me with him.

I would say so. Uh, it... Okay, well... Sweet Al, you could do no wrong. You're a perfect butterfly. What the f*** happens? Um... And you changed the code in your face. phone so now I can't even see if you're still texting.

What the fuck? Yeah, I did that for a reason. He went through my phone. Sorry, I got excited. What happened? He went through my phone. Well, yeah, because you cheated on him because you're a... Well, yeah, and I didn't like that. He actually took my phone when...

He didn't like that you cheated on him? No, I didn't like the fact that he went through my phone. I have security issues. When I was... No, like, listen. No, listen, okay. I have that... When I was from the age of about 13 to...

four, no, not 13, maybe like eight. From the age of eight to 13, 14, I was in a house with my stepdad and he had cameras everywhere in the house. Okay, so I'm going to go cheat on my fiance? That's not how that stemmed up, but...

Well, clearly, it did. When did you do this? Gosh, I don't even know. He caught me about, I want to say... Catch you twice. Yeah. I think three times, actually. It's twice. Why are you with her?

She cheated on you three times. No, just twice. I don't know where the third times come out from. I thought you caught me like three times. Maybe the third times I'm going. Who the fuck knows? So when? When was the first caught?

I want to say about a month after he proposed to me. Yeah, probably. After the... He caught me. How long are you doing it? Oh, gosh. Probably since April, since that's what he says in relationship still. No?

No? So he's in a relationship with someone else? Yeah. Well, okay. So he was in a relationship with... Well, personally, I don't really give a fuck about his relationship. Okay. When did you start?

When I started trying to leave him. Because I wanted to leave him and stuff. When was that? You're not really giving dates. You're given events in your lives, so not really giving me a timeline. Because I don't really know dates, like numbers. It doesn't have to be exact. Month.

I want to say maybe... March. When'd you guys get engaged? May. I think that's what he said. April. But you wanted to leave him in March? Yes. Why'd you want to leave him? He was constantly on the game all the time.

He would not talk to me. Tell him what he were playing. I was playing GTA, 5M, the role play. Fuck yeah. Yeah, that's awesome. Yeah, and you woke me up in the middle of the night saying, put your hands up like a police officer. Hey, you wanted to spice it up.

To the game. He was doing that to the game. And at that time, I wasn't reading, like, any spicy romance books. But, yeah, he was doing that. He would not go to work. That was a big issue. Yeah. You just weren't going to work, Al?

No, I had my ride issues. Sometimes. Huh? Getting to work, you mean? Not the rides at work. Yeah, no, rides do get to work. Okay, I mean, we could Uber, but I get it. He, um, it was back in, like, that time he was calling in a lot.

Who? My ride to work. And you always call in like last minute where I... How often was he leaving work or not going to work? Yeah, pretty often. But he got better at it now. Everything's like I've been going to work every day now on time. It was probably because the new point system at work, so...

Well, that too, but I did threaten him. Okay. So you started getting with him before the engagement. What are you doing? Discord. I was on Discord. chatting with him. That's how I reconnected with him because he was in a server.

Reconnected. Yeah, he's a previous ex-right after my ex-fiancee. Wait. So that person, oh, I have a note here. That person is the ex-boyfriend of your ex-fiancee's new girlfriend? Yeah. What the fuck is happening? What the fuck is happening?

It was a weird thing. I don't know. In this town. It's not Austin. It's Houston around that area. I knew it wasn't Austin, but I was. I didn't know it was Houston. How would...

I thought it was just where you guys live. No, no. No. This was when I was in Texas. Oh, shit. I'm being told... I guess your text messages that he found her at the bottom of the stack.

Oh, W producers, chat. W producers, let them know. What an amazing show I have created. You're in here, like I said, every single one of you guys, Caleb.com slash apply, are from the audience. Can you confirm that this show is real?

Yes. You're in it. You're on it. You're just normal-ass people. And you like the show. Everyone that comes on is fans of the show. It's a crazy thing. So many people think that it's like we're staging something.

Are we staging something? No. Are you guys paid actors? Actually, his dad said that you guys were staging it. See? That's what the whole thing. We couldn't make up the shit that comes on this show. It blows our mind.

Okay. Yeah, okay. So here's the messages. This is what you stumbled across? Don't show them too much. Oh. No, don't show them too much. No.

Oh, God. Wait, I thought my sweet owl saw these. I saw some of them. He saw, like, the previous messages. previous messages. Yeah. There's also Snapchat. Yeah, I did block him on Snapchat because he came into the room and was like, do you actually love me?

And I said yes. And then he's like, then block him. Okay, okay, okay, okay. Who's, okay, are you goth witch? I am. You say nine, my love, nine kids. Oh, God. What?

He's going to read it out. What is that? Talking about how many kids he wants. Who wants? Him. This guy? Yeah. He said, nine, my love, nine kids.

You said, yes, I know it's nine kids. He said, you don't think that's a lot? You say, I was thinking whatever God gives us. Oh, yeah, so you're religious, but cheating on your fiancé. Interesting. Actually, I'm spiritual. I'm more pagan. When he says God, it means like God.

Oh, gotcha. I love you so much. He's saying that to her. Yeah, no. My perfect innocent, Al. I'm so sorry. And you say, I love you, too. You said I love you too?

You said I love you too? Yeah. And honestly, to be honest, I don't want to be in that relationship either right now. Huh? I don't want to be in that anymore. Any more? Yeah. I've kind of distanced myself away from him.

I would hope so. But not because of this, not because of that. What? Huh? Okay, pause. I don't know what the fuck you're saying. But let me get through this, and I will get back to that, because what the fuck was that?

Oh, no. Wait, is this both of y'all's finances combined? We don't combine our finances. Who's is this? I don't know. That is both of ours, but we don't combine them all together. I guess he hasn't married yet. I think, well, I might have to do them separately by the end of this anyway.

Okay, you said, I love him too. And then you also said, also breeding kink works out for me. By the way, this was two months ago. Sounds about right. That's when you caught? Is that the message you caught? He didn't catch me on Discord. He caught me on Snapchat.

I caught you on Discord, too. You caught me at that time on Discord? No, that was the second. He did catch me on Discord, but it's not that time. Okay. He said, I didn't know you had a breeding kink. Yeah. Which, by the way, like everyone when that's a breeding kink.

isn't even unique. So there's not a single woman I've been with that does have a reading king. Everyone's like, come in me. I'm not on birth control. And I'm like, okay. You what? No,

I'm kidding. I don't use, well, we don't use protection, no either. You two? No. Are you on birth control?

No. Does he come in you? No. Oh. We used to pull out game. Risk here. That's a lot to pull out. I know.

That's actually how I had. Yeah. It's actually how I had my last miscarriage. The pull-out method didn't work. So, yeah. That was fun. Yeah, I don't really have sympathy for you after this. Okay.

And then you said, pick that up after watching a few videos. Okay. He said, you're going to use that to your advantage, aren't you? Also, I had that kink before you, and I got together the first time. Okay. And you said, yes, absolutely. He said, I'm so down. And you said, by the way, aren't you getting your tubes?

tied, Joseph what? Oh, you're Gothwich. Okay, reverse some of those. So she said she's so down. She said she's so down with getting knotted in by this man. She said that. He said, by the way, aren't you getting your two tibes?

You said, oh, really now? He said any reason to tie them. No, no, no, no. He said, you're not going to. That that's not going to happen. No, he said, by the way, you aren't going to get your two sides, by the way. Oh, and you said, oh, really now. He said any reason to tie them?

He said a life or death situation. He said otherwise, you said, oh, ha, nope. He said any, and objections? And then you said, don't have any other reason, but that one, and nope, no objections here, love. Kissy face. How's this making you feel right now, Al? Probably very awful. Yeah.

And I want you just to block them. Oh, yeah. But she said, again, she's like, I don't know, she's interested in talking to this guy, but not for you, which is very confusing. But either way, he said good slut. And you said only for you, master. And he said, I haven't heard that begging voice in a while. Oh, God. Yeah, I would send voice messages.

And you said, because he's been home all the time. so has everyone else I'm sorry I didn't want to get caught you're terrible by hiding anyway I was terrible at hiding it you didn't catch me for like four months I wouldn't say four months

maybe about three well no you started slipping up a while I already suspected it for a while well that's because you're telling why I deal with this no no no no that's because your sister actually caught me the first time and then she said said something to you. It wasn't that time either.

No, but she did catch me though. And he said bathroom snippy time. You said the walls are so thin that he can hear everything. Or no, the other person. He said, then don't moan. You said, how am I supposed to beg mass and mean it if I can't moan? And he said video, question mark, question mark. And you said,

oh, I didn't think of that. So glad we got these screenshots. This is disgusting. He said, said weights and you said not gonna lie i'm not the smartest no shit and he said you're fine i want a video though no no no i'm kind of smart i'm kind of smart my GPA is like a four or a 3.4 3.8 it was 3.8 went down to 3.4 so i'm kind of smart yeah but from the classroom down the hall where you hear and you said what like tonight i don't know about that tbh he said yes and you said if i can't i'll make get up to you. He said, how? You said, I might send a spicy pick tonight instead. Would that please you tonight, master? Well, you're with him. Two months into doing shit with this guy,

while you're with him. You're engaged at this point. Actually, no, I wasn't engaged at that point. So it was a couple days right before. Possibly. I, I, I. And he said, how spicy we talk in? You said, as spicy as you want with a bathroom mirror. He said, what do you have in? He said, what do you have, did you order that toy? Oh. You said, I have not ordered the toy, and you know what? Let me surprise you. I'm sure you would like, why can't you just focus on him?

Or, wait, are you okay with an open relationship? No. Well, fuck me. No, no, no. Because open's fine if you guys choose that. Well, no, we were talking about it. Talking about it, but he said no. Talking about it, but he said no.

He's someone who brought it up. I brought it up because I was trying to fix whatever was going on, but if you're going to block it. him in this different story. She won't even... Ah, okay. He said, yes, do you surprise me? What toy you get waits?

And then you said, I don't have toys here in Tennessee. They're in South Carolina, but I can't find the one that connects to the app. The person told you about it, so I'm going to look for it. He said show. You said, show me what, love? Love. He said the toy you're looking online.

So that's where that... Yep. Open your phone. That's on Discord. Yeah, open your phone. I agree. Let me see what's happening today. Nothing on Discord.

Nothing on Discord. Then where? Nothing, actually. Go to Facebook. Facebook? Yes. Messenger? Yes.

Where are you talking to him now? Because you said you want to stop, but you're not. Regular messages. Show me. Pull it up. Okay. Pull that up now. Hort.

Do you have them or regular messages? Well, she has a ring on her ring finger. You're still texting him today? That was earlier. Oh, okay. That was like one message.

Yes, earlier this morning. Yeah, okay. Well, Al, what do you think? I don't know, what is it? Oh, what does it say? She said yesterday that she loves him. Block him. No, Al! It's done.

Dude, what? You caught her cheating twice, and she's still doing it. She's not stop. Block him. She's not stopping. I'm not going to just give up just like that. Oh, ow.

I want to work this out. Okay. If you want to. We've got to bring in my assistant. We've got to bring in my assistant. Ladies and gentlemen, please welcome your favorite co-host of the Caleb Hammer Show and one of your favorite Hamerly personalities

and the best membership on YouTube, Brandon. Oh, no. You told me. You lies to me. Oh, dude, he's been texting while we've been literally in here filming. Well, we're in here filming. Oh, God. Dude. Talk some sense into the man.

Then this man, he just said, he just said... He just... Start a screen recording, by the way. It's Android. I don't know how to. He just said, block him. Block him. Ow. Man to ma'am. It's been going on for months now.

You thought this was over, right? You thought this has ended? you thought they stopped communicating oh what did I do oh wow do you want to marry a woman that cheats on you after your engagement

and then tells you that it's done and continues to do it this is quite literally one of the most disgusting things I've ever seen this is egregious buddy so if she's doing it now she's not going to stop

and she hasn't stopped she told you she stopped today. They're calling each other my love back and forth on Sunday. Honey? Was I doing this Sunday? Does that work? Honey.

Yeah? Yes. You told me you stopped. Yes. Why haven't you stopped? Because I don't... I don't know. I don't know. I'm sorry.

How about you just block him? Well, because I told you he's my friend. He's not your friend. He's apparently your boyfriend. Not to me. He's not really my boyfriend. You love each other. Yeah, but...

And I don't like that. So if he's not your boyfriend, then you have no problem to block him on everything right now. Why did you delete the text previous to Saturday? To hide them. No, no, no, no. He got a different number. Okay, bring up his previous.

then. Okay. You're not going to like the name. It's not about me. It's about Al. Sweet Al, perfect Al. Al, we're 40 minutes in. I love you. You're a great guy. You can do so much better. This is insane, buddy. What name? That's the name of one of my sisters. What? She's hiding the contact under her sister's name. She's hiding his contact. Al, you think she's texting her sister, brother? You think she's texting her sister? That's him. Yeah, sure. Just go ahead and take a little. Her actual name there is either butt face or weirdo. Oh, yeah. I wouldn't know this wasn't you.

So you knew? You just didn't bring it up. He said he wouldn't have known. I wouldn't have known if I looked at it. So here. If he's not your boyfriend, you'll let Caleb block him on every single thing. No.

Yes. Ow. Ow. Listen to me. If she blocks him on one thing, she's just going to talk to him on it. Oh, no, I know what she has him on all. Number and,

Facebook. But buddy, that's the thing. He has a different number already. Like, that's the issue. He's going to keep getting different numbers. No, he didn't get that number because of me. Doesn't matter why he had it. It's a different number. And he'll keep finding different ways to, you'll keep finding different ways to let him contact you. Do you even care about your family? Because you're playing Russian roulette with their future. You're spending $5 a day on B.S. And drinks and churros. That is two grand a year to put one foot in the grave. All while your family has zero protection if something happens to you. Make it make sense.

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slash safety. I'm like Caleb right now to compare quotes from top companies and see how much you can save. That is policygenius.com slash Caleb. Stop being a liability to your family and start being a provider. I already launched Liquid Assets, My Official GamerSups Flavor, Raspberry Apple, and it's been selling like crazy. Here's the update. The free gift stacking promo from Christmas in July has officially sold out. But the flavor hasn't.

Zero sugar, under one calorie, 100 servings a tub, same new tropic blend. same full vitamin stack, still just four scoops a day max. Code Caleb still gets you 10% off your entire order. And there's still a shot. One out of every 10 that your tub comes with my face on it. All you need to do is head to Gmerstubs.g.g. slash Caleb or click the link in the description below. Why won't you stop?

I don't know how. I've been wanting to stop, like actually stop with every relationship. How do you not know how? All relationships? Yes. I want to stop. I don't, I don't, I want to be by myself. I actually want to live by myself.

That's been the goal since the beginning of the year, actually. That has legit been my goal. He was like, hey, you're 360s off, by the way. So he has her location usually. And she was like, yeah, I got mad and turned. Oh, you didn't know about that one. You don't know anything? What do you know about?

Do you have a late 360 circle with him? I do. Oh, my f***. And he asked, what are you mad about? I was like, okay, obviously she's ready to leave this guy and just stick to her man. Now, she said, just everything at this time. he went through my phone again, as in you, and I just changed everything on my phone

and told him that I didn't like that. I still don't trust him. You don't trust him? Because he went through my personal belongings. You guys are saying, I love you, I love you, I love you. You're cheating on me. Hey, love, I'm sorry, it's been a minute. Happy, happy, happy four.

Do you really care that he threatened? Like, what the fuck are we doing? You're just talking about how much he's seen, you guys. You're just... Yeah, there's a lot of sex messages. Oh, my God. Hey, honey, she's calling him, honey! He's calling you good little slut.

Yes. Oh, dare I? Oh, I do dare. I do dare. Okay, thank goodness. There's nothing in here. Not on that one. It's on Discord.

Oh, fucking just incredible. When's the last time you sent him a spicy? I don't remember. That I actually don't remember. I don't know. I think it was actually the last time on Snapchat. When did you block him on Snap? When was that?

That was a few months ago. Yeah. No, it was about a month ago on Snapchat. That's him. I recognized his name from anywhere. 43 minutes ago, we talked on Discord. I blocked him on Discord. I unblocked him on Discord.

Got a new number. I actually had two figure out how to. do it. Got her number again. They're literally talking on here today, too. Oh my gosh. This was... Dude, this was just recently.

He said, so I'm going to assume you were going to train me to do that? Oh, you were talking to him that you have a way you like everything and he doesn't do it right. Brother. I'm honest. Dude, you're a fucking crazy bitch. No, he's straight up coming to... You're disgusting creature. He came.

to me. But the cheating is dishonest. But no, he came to me and, no, he came to me and confronted me about it and I was honest to him about it. Not honest that you're still doing it. But I told him right then and there, hey, yes, I've been doing this. When he confronted me. You thought this stopped after the...

I don't... Yeah, those are the images she sent to them. Sorry for the trauma. We're going to have to wash her. I'm sorry. Yeah. You get in there, buddy. I did, I did warn you.

Those some titty pussy butt. Have you gotten those pictures? Yeah. Oh. Okay, I'm going to send you out. I want to talk to Al alone. If you want to take him out, Lindsay. I'm going to stop this screen recording.

Me or him? You, I want to talk to Al in here. Okay. I want you to get the fuck away from me. I'm pissed of you right now. With my. Can I have my phone? Do you!

Okay. No. at all. Get the fuck out of my studio. I'll let you back in for a second. Al, I'll be honest. This is financial audit. And in financial audit, the first half, I do the get to know you. I get to figure out what the dynamic is. That way, it helps me with the rest of the episode. And then I do the number audit part. What the fuck am I auditing in this episode? There is, there's literally a 700% interest payday loan at the top of this. I do need to get into this, but where is this headed? Al.

you cannot stay with her. She's currently cheating. She's cheating in the middle of this episode. She's never going to stop. What is it? Is it the fear of being alone? You're 22. You got time.

I'd already lost it once. In high school? Yeah. Well, why? She's not that cute. What are you losing? What does she add to your life that you can't see yourself living without?

She tells my anxiety. She's not real besides that. No, that's big. As someone that is, you know, I deal with some anxiety issues, if you feel like she's the reason why you're not having to deal with it, it's almost like she's your drug of choice. And you're afraid of her not being there for your anxiety. But you will find someone else.

You know that, right? You know, she's using, why does she want to be with you? She wants to be with this guy. I'm confused on that. But she doesn't want to be with him either. Yeah, that's weird. Does she want to be with anyone?

What the fuck is she doing? But I just, I don't, I... I don't know. I don't know. You will find someone else. Does that scare you that you might not? Man, that's another thing that's always scared me, so yeah. Yeah, that is scary.

I get it. Okay. So, what's going through your head as you've learned everything that we've all been learning together in this episode? Obviously, the producer's new. and the fact that she just wanted to say it is crazy, but what's been going through your head? My sweet owl, my perfect innocent owl, who's never done any wrong in this world.

A lot of thoughts. Walk us through them. Open and honest, buddy. I'm going to have his number. You have his number? Well, I had his number at one point. Why? Because I decided the second time,

I would just figure ready to get a hold of him, I'm telling him to back the hell off. And did you? I did. And? He hasn't. Yeah. But what happened in that confrontation?

He threatened to call the cops on me, but that didn't really matter to me at all because the cops ain't going to do shit about the phone call. No, and you're Al. They would never do anything to you. We protect the Al. I don't know. What was going through your head that she's still doing this now?

Is it just the fear of losing her? Or are you angry? I kind of both right now. I get the fear of losing someone. That's a legitimate fear. but there is a reality in the end that she's never going to stop. And the question you have to ask yourself is, are you okay with that? She's never going to stop.

She might stop with this guy, but she's going to pick someone else up. I don't know. I've thought about her open relationship idea. You said you don't want that. They're okay if you guys are down with it, but if one person is being forced into it, it doesn't work. If there were a ground rule, I think I can handle it, but the ground rules would be really strict. But she can't even follow the ground rule of not cheating. today. So, like, you can't trust the open part. Open is built on trust. And there's no trust here.

What are your ground rules? What would your ground rules be? Do I pretty much no physical? Yeah, I don't think she... Just emotional. It's open, buddy. Yeah. Yeah, that's... We just saw photos that she, you've never seen. Yeah. Those are naked photos of her that she's sending to another man that you've never received yourself. By the way, you can do a lot better than those. Trust. I mean, you don't

want to live up to her insane, weird kink shit. Blindfold, that's fine, normal. The fucking the knife is kind of crazy. I've never done that. Yeah, yeah. Like, Brandon, you know, we like, you know, we're a little freaky. Yeah. That's insane.

Yeah, it is. You're never going to do that. Which means she's always going to try to look for something more. Because she feels she's entitled to that for whatever reason. You're engaged to this woman. Do you have a wedding set? Yes. When?

November 2nd. 2027. Going to... Oh, at least it's next year. What do you want your life to look like with her? I wanted him to go back to the way it was when we started. What did that look like? No.

It was happier. And it wasn't the constant cheating. That's every relationship in the beginning, that buddy. And actually, they're still in the beginning. Yeah. I mean, you guys are in the beginning. It doesn't... get better when this is the start.

If this is the starting point, it's never going to get better. This just picks up. She's an addict. She's an addict. Might have one criticism of you, my sweet perfect towel. I mean, yeah, they're not showing up to work because this isn't very good. She did complain in the pre-interview a lot how you don't shower. I recommend showering.

I mean, I do do that. More frequently? I do like maybe every two days. Let's try every day. Yeah, well, usually I go too tired from work and I just come home and go right to sleep. Then do it in the morning. Let's shower every day. You're outside all day, right? Yeah, I am.

You're outside. It's hot. You're in Tennessee. Yeah. You got to shower every night. Yeah, I know. You know, the producers did invite this guy to come here to get his side, but he said he'd get violent with you. So we just didn't let him. Why would he get violent with you? That's crazy.

I don't know. Wait, you know that other guy's homeless, right? I didn't know that. He's homeless? I did not know that either. Okay, I need to learn more from her. Can we get her back in? If we gave her a second to cool off,

I want to see what she's thought about all this now. This is just insane, dude. How do we even do a financial audit here? Luckily, we love this bring her part, but I do need to do an audit in the end. What do I do? How's your finances? You okay?

Not really. What about her? Eh, it can happen. Good. Good death. When you caught her cheating, you blamed yourself when you should, okay. She's back.

All right. You had time to cool off. I did. He just had the floor for a little bit. I'm going to let you have the floor. Tell her shit, you can tell him shit. I don't know. Because I'm just trying to figure out where the fuck they go from here.

I just, I want to be happy. I haven't been happy. in a long time. And I don't feel happy in this relationship. I don't feel happy in that relationship. I want to be by myself. I haven't had that chance ever. Who are you going to go,

who would you even go stay with? I have people in Arkansas, Texas, South Carolina, and some people in Tennessee. What do you mean? I've told you this continuously. Because I know about those people, but I know about those people.

I even know that I could get a job. I can get a job in my dream job. I can get a job and my dream job at the hospital doing medical assisting work and actually get 20 an hour working overnight and get my own apartment for 500 a month and be by myself finally. Wait, what are you saying right now? I'm saying that if it comes up to where I need to be happy by myself, I have options to leave.

I have an out. So what's going on with this? Yeah, are you kind of sounded like a breakup. up. I did. Yeah. I just didn't want to be the bad guy. Well, you G-Ded so.

Yeah. Wait, no, tell us what's happening. Wait. Actually? Yeah. Like on the show, you're just fucking... I mean, we can talk about it on the plane because, of course, we have to fly back and stuff,

and I need time. But I don't think we should be engaged. I think we should just be a normal couple. for the time being until we get everything back. Yeah, first step is blocking him. The homeless guy. Can you do that?

I don't know. Wait, do you want to be with him? You're ending the engagement now. Listen, I'm not telling you to break up. I think he should break up with you, actually. But the thing is... He won't do it. He's too soft. Okay, but what about you?

I'm not telling you to break up. But what I am doing is I'm saying, do your thing, whatever it is. Don't draw out. Be with him or don't. Make the choice. Make the fucking choice. I mean, you just broke the engagement.

What the fuck is that? That's insane. I haven't seen that in real life in my life. That's crazy. Just don't play with this man. Sweet Al, perfect Al. Yeah, he'd giggle at that, but you're, you're fucking with him. You're stringing him along.

Are you with him or not? I don't know. That is some... That is some... That is some... ...level behavior. I don't know. What the fuck is that?

I just think I need some time to think, and you need some time to think as well if this is what you really want. But dude's not leaving you. He'll never leave you. Which is a horrible mistake. He should leave you. The fact that you're the one considering breaking up, I don't understand. Like, this is so confusing.

I'm not happy. I haven't been. Yeah, no shit. So why are you stringing him along then? To get my affairs in order to make sure I have... So you used me for a place to live. Oh, so you just confirmed you're breaking up with him, but you're just waiting? No, not necessarily. Girl, that's what you just said.

Is that what you just said? Until you get your affairs in order? Yes, yes, okay. That means until everything lines up how you see it lining up and then you leave. I guess you could put it that way, but that's not how I see it. What's how you just said it? How do you see it then? I want to make sure, like, he's okay with me leaving and I'm okay as well.

I want to take me like a mutual breakup type thing. Well, no, dude's never going to break up with you. It's not mutual. He loves you endlessly. You're cheating on him. I don't think I can love anyone, to be honest. Didn't let him go. For his sake. I don't.

So you never loved me? No, I didn't say that I never loved you. So you can't love anyone. At this point right now. What? Why? Me, my emotions, my head. Oh, we know what's fucked up, but, I mean, I would love you to tell us.

Just. Okay, she's not saying it, but she's breaking up with you. And I am incredibly sorry. But this, I actually, I will say that I think that's kind of a win. You don't see it that way because you really love her. So it's so hard and it's tragic in your heart right now, this is so much better for the rest of your life. This is so much better for the rest of your life.

This is so much better for the rest of your life. You will have some time, some broken pieces to get yourself back together and get yourself back up on your feet and find someone that loves you, treats you with respect. And you will. Just because you had a crush on her in college doesn't mean you should be putting up with this shit. High school. Yeah, yeah, high school. But you know what she just said, right? She just said she wants to leave you, but because you don't want to leave her, she's afraid of doing it.

But she wants to now. I told you just kept going to therapy. I don't like therapy. It wasn't working for me. No, it was not. You didn't see it, but you were starting to get better. I don't think I was getting better. I think I was actually getting worse.

That's not what therapy does. No, actually in therapy, sometimes it does get worse for a few months for it to get better. But this is because you're finally letting go of all like the bullshit coping mechanisms and avoiding actual truth. As long as you have a real therapist and not like an enablement therapist, which a lot of, the pussies on TikTok have. It was probably getting worse. Then it was probably getting better. Yeah, and the dreams that I've had about you?

Well, the dreams, first off, the first dream was obviously because I caught you cheating and you thought I would... Yeah, but you didn't have to claw my face off. It was in a dream. Well, how are we punishing people for dreams? I wasn't punished. I'm not punishing him for it.

I'm not punishing him for it. What the fuck? What? He did not control your dream. I'm so confused right now. No. This is so... No, I'm not punishing for that.

I just bring it up because it... It was a dream. Yeah. It was a dream. It's make-belief. No, but that means something spiritually to me. Oh, my... Run.

Run. Run for those East Tennessee Hills. Run right up the Appalachians. They're more like mountains. Yes. Run. Run. She won't be able to catch you run out of those mountains.

I don't know about that. I go to the gym. He don't. So... Mm-hmm. I do go to the gym with my cousin. I do go with her. Credit one just called her.

Oh, my. Yeah, they've been constantly calling me. Oh, no. That's okay. They've been calling me too. Oh, my, okay. No, I don't see. They typed in their couples there because she went.

No. You guys cannot be together. How do you not see that this is horrible for... What do you think, Al? She just broke up with you without breaking up with you. She took off the engagement ring for sure. I can put it back on. Sorry.

I don't want him to be hurt. That's my main goal is I don't want him hurt. And I know that I've already hurting him. Yeah, that would have been a good start. Good point, Al. W. Al. You just, you told me when we got together, you don't want the same thing to happen

that happened to you when he cheated on you. And then you go and cheat on me. That was physical. This is not. It doesn't matter. Physical and emotional. Same thing. Not what you said when we ever.

having the agreement for an open relationship, even though it was thrown out the door. I said, what would be the standpoint of what I could and couldn't do, what you could and couldn't do? And what did you tell me? It would be no physical. You said it would be purely just emotional.

Actually, not even emotional, just flirting. Yeah, you can't send news. Well, I didn't know that at that time. Now I know. Well, we won't open a relationship when you did it. Okay, that makes sense, but still... Well, yeah, you were just cheating. Like, you're being a whore.

Listen, this is the reality. I didn't know this Al, but she told the producers. I did see earlier, this was, it was a little weird. I've never seen this because I don't really interact with the guys too much, but I like wave high, right, before filming. You guys were separated. I didn't know why. I was like, why would she be brought back so quickly?

But, okay, you know, whatever. Producers know what they're doing. They're producers. I guess she laid out a game plan going forward. So this is what it is. This is exactly what Mistella laid out. So she told the producers that she wants to be single, just straight up. And that she wants to be with trans men.

No. I said that if I was to get back into a relationship, that would be my number one. If you were to get back into it, meaning she's leaving this relationship. Okay. So she wants to be single, and she wants to pursue a trans man. You suck with money. So you download a budgeting app. You start with the classic one.

Why nab? But everyone just deletes it because it's way too complicated to you. So you go to every dollar, that's Dave Ramsey, the personal finance guy, right? Well, they're gonna force you to use it his way. That's not very personal finances. Rocket money, they got a lot of commercials, but they're owned by Rocket Mortgage.

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Click the link in my bio to take a short quiz. You may be entitled to a potential recovery of over $1,000. Yeah, my brain is making the same face as I'm reading that. There's a lot more, but yeah, initial thoughts. But I don't know if I'd actually do that or not, to be honest, because I don't know. I don't know. I just feel like I need to be alone for quite a while. Initial thoughts, Al.

Initial thoughts? Trans man wants to be alone. Go. Honestly, it makes no sense. Yeah, true. Well, she has two plans, I guess. Plan A. Preferred plan, apparently.

Return to Tennessee temporarily and save after filming this episode. She says, Stella, would prefer to fly back. to Tennessee continue working and aggressively save money so that she can move the right way rather than making an impulsive move. She says that she specifically wants to avoid emotionally throwing herself back into a difficult living situation before she's financially ready. I. Ride you out until she can get the fuck out.

Use you. Okay. You got to admit, though, that household is very not it. It works for you. That's the reason that your dad's girlfriend left, and that's the reason why one of your sister's boyfriend that was living in there left. Yeah, cope over cheating, horror.

Plan B, stay with her adoptive family in Texas. So this is plan B. She's also been thinking about not returning to Tennessee at all, as in like literally going back with you. Her adoptive mom is still planning to come to Austin while she's filming. And Stella says that if she feels like she has to leave, she could go back with her. this could be today, man, this could be today.

Stella repeatedly says she doesn't care where she sleeps because she just wants to get out of her current situation. That's just because the house in Houston. These are your words, though. That's because the house in Houston has a lot of people in it. And my ex is still currently living there as well. Ex-fiancee. Who you'd probably happily let this shit out of you.

No. Uh-huh. No, I would not. Long-term goal, though. Arkansas, Texas isn't necessarily. the final destination. She says her real goal is Arkansas. Yes.

But she recognizes that moving there requires money. So that's why she would use you. Okay, I'm sorry. We just need to be honest now. No matter what, no matter if you stay with her after today, her goals do not involve you ever. So she either uses you today and for the next few months or she leaves you literally driving back with her adopted family.

That's it. Which I'll have to probably just like get up. No, no, no. Answer this question, truthfully, not beating around the bush out of the fear of some emotions. Is Al in the future of your picture? I don't want to answer that question right now. I do not. That's a no.

There's a yes? It's not necessarily a no. It's just I don't want to answer that question right now. Like, literally could go either way. To one of the initial producers you talked to, she did say that she still has feelings for her ex-fiancey, but... But that's not going to go anywhere. I can't.

This went nowhere. So what financial audit do I do on you guys? I don't know. Wherever you feel fancy. I'm sorry. By the way, I'm calling the homeless man that you're cheating on him with in the post show. To be very clear. I am calling him, and you can convince him.

confront him, Al. Get ready. I mean... Time to man up. He has some choice words to say to you as well, Al. What? What has Al ever done? Probably just things

that aren't even that severe. I mean, they could be severe. They could not be severe. Oh, yeah? Well, what could I possibly done? Did I cheat on you? No. You did not shoot on me? Even though you told me I could get revenge and cheat on you?

Yes, I did say that. And I told you That's not how it works What does Al ever done to you Other than when he lost rides to work Shows every other day And doesn't Every other day

That's what he told us Every other day What do you mean every other day I literally have to tell you every single time Hey you need a shower You smell Not even me your sisters have told you that as well And I take one about every two to three days

Do you scrub? No I can still smell you Buddy what do we have again Showering is so relaxing and nice It was childhood trauma Childhood, yeah Was showering?

Yes It's actually Go to therapy Get exposure I mean it's just like He contacted my Skin so I had to turn it down Enough so that way

Go to therapy Do exposure Yeah maybe they can help you blow up Balloons without gagging And throwing up That's a big deal to you in So let's cheat on them Like what?

I didn't cheat on him for that No I had to blow I had to blow up 300 balloons I had to blow 300 balloons All by myself Doe doee doy doy doy Why a tank of helium?

No. I didn't want to do helium for all of them. It was balloon arches. I had to blow it up by... No, I had to like... No, I had to blow up all 300 balloons by myself. No one was helping me. I asked him, hey, can you blow up this balloon?

And he goes blow it up, and he just, like, gags and then can't do it. Now you have a problem using your mouth? I don't do that. I never have... Like, I don't like doing that. So she wants to ride a knife, but can't give head. I don't like doing that. I have childhood trauma from that.

Oh, my, gosh. No, seriously. That does not equal. Let's cheat on my partner. Like, none of that and your miscarriage, all that stuff that is really bad and I do have sympathy for, excuses literally any of this.

So it's almost pointless to bring up. I will pay for your first four therapy sessions because I love you. Oh, yeah. I don't know. I've never actually done therapy. That's pretty good. In fact, I have a guy.

I have a guy that helps me with my panic disorder. He helps with phobia specifically. And you have this thing with the shower? Let me connect you to him specifically. Because he's really good. He is the opposite of a fucking enablement therapist. He literally tells me I'm a pussy all the time and to shut the fuck up.

It's what you need. You need someone who's going to hold your feet to the hot water. I also get you a course career certification so you can make some money. You don't get one. Fuck you. I already have a degree is fine. Okay, making $15 an hour, you're pathetic.

No. Yes. No. Yes. I have a degree in something else that I have not done. And you make $15 an hour. Yeah, but I'm going to go back to that. You make $15 an hour.

That's it. I don't give a shit about your degree. I got you a course, security certification. A lot of people in the audience have turned them into six figure jobs. You get that. She doesn't. You get Dollar Wise forever.

She doesn't. So use that. Download dollar wise, get your meal plan, all that good stuff. You get everything. helium, you get it all. Oh, thank you. And also, he didn't just sell the PS5 if he sold it to make you happy. No.

Even though you won't do anything to make him happy. That's what he told us. He doesn't even, no, no, no. He doesn't use the PlayStation. We don't use the PlayStation. Neither one of us. We use the Switch or he uses his PC. Yeah, but you're the one that wanted to come to the show.

I asked him continue. Right? I asked him continuously. She's the one who wanted to come on, right? So he sold his PS5 to get used here. I asked him continuously if this is really what he wants to do. She did. She did.

She did. She did. been fine with it. We would have been fine. But yeah, he did it anyway. It's not my fault that he did that. And I don't know why you said that. I said that I helped pay for the trip. That's all I said. You said in the green room you did this to make her happy.

You did say that in the green room. I didn't say anything about the PS5 in the green room. Did I? To come here. Oh, yeah, the trip. Yeah. Come here to make her happy. I'm not the PS5. I would have went by myself if you didn't want to go.

I would know. I'm glad you didn't because Al's learning a lot of things that he needed to learn. to make his life better. That was the original plan. I got therapy and a lot of stuff for Al. A lot of good stuff for Al. Including a free Hammer Elite for Life on the app. Nice.

It's really good. We got three premium shows every single day, six days. We're including the post show for this one where we call the guy that, I guess, wants to kill you and you want to kill him. You can keep paying for it. Okay. We're also upgrading your ticket to first class.

You don't have to say next to this. Okay? Okay. Although, we might have something to talk about on the plane. No, no, no. Leave her. No talking.

She'll, she'll manipulate you so she can live off of you. She's concluded that her future plans do not involve you. There's nothing to talk about. She wants to talk to you. I would like for his input on anything. Shut the fuck up.

But he doesn't give me his... And he shouldn't. He should leave you. Your fucking whore ass. We'll also do an episode of dating audit with you if you're down. We'll help you set up your dating profile to make it absolutely sexy and great. Get your tickets now for the dog stars. It's no surprise how fast civilization can disappear. Go!

Out there, it's kill or be killed. Jacob Allurety. There are people out there? They need our help. Josh Berlin. Shoot first and inquire afterwards. Margaret Quali. Okay, tough guy.

and Guy Pearce. Arm up! The Dog Stars, directed by Ridley Scott, in theaters August 28th. Get tickets now. Great. Okay, it's one of our Hammer Elite shows.

We'll do that for you. Okay. Let me check in, though. How are we feeling? Um... How are you feeling? Um... I mean, I'm here.

Don't really have any much feelings right now. I'm just here. I'm... Chilling. I'm sad. I didn't want to hurt you. You cheated on him, you fucking whore. I didn't want to hurt him.

Again? Again? Yeah. Again? Again? Again. I think the fourth. Yeah.

Sorry. I'm death-glaring you. I'm here. I don't feel the greatest right now emotionally. Good. I just, I want to be happy and I haven't been happy and forever. Let him be happy. And let him be happy.

him go. You're using him? He's not in your future and you want to be with like a trans man. I don't know. What the, what is that? What is that? Incredible switch up. Just give us eventually.

I know you said eventually you don't want to be with anyone right now. He is somebody, by the way. What, okay? What's this trans man thing? I've just been somewhat attracted to a few of them in the past. Okay. But you want pussy? No?

I think trans men have fussies. Some do, some don't. They have a dick, but it's like they're clit enlarged. I don't know. I want something platonic, not really romantic. Who wants to be with you for that? Wait, not platonic. You still want them to fuck you.

Well, F buddies are out there. But that's not, that's not platonic. Not at all. I think Platonic are just friends. I don't think any of these conversations have been platonic. Separate person for platonic, separate person for F buddy. Okay, and where does Al fit in? I do not know

I don't have a place right now Oh there you go Did you hear that Al Did you hear that? Yeah, I heard it Are you gonna leave? I'm gonna ask again now I'm

Rather than not make the decision on the show Shit, Al Ow Fuck man Ow And And technically You produced them

Lindsay you produce them Should Al get the fuck out Yes sir You should leave And leave fast She can't quit cheating on you, buddy Here's the furniture thing It's not a payday loan

So I got you Okay, max total cost I mean it's still crazy to be clear But yeah, you're right, it is weekly Thank you for correcting me on that If you didn't do that We wouldn't have known that maybe That we made a really big mistake

So I guess you're renewing it Every time? Yeah Very weird But again, your purchase Your purchase was 1,667 and the total payments in the end is 3,794. How?

Jim. So we really can't do that. So I don't know what the balance is right now, but you can early pay. If you can get $1,600 in cash, you can wipe it out. If you can get a personal loan at like Calebhammer.com or something, you can wipe it out because that'll save you a lot of money.

And I don't usually advocate for people on the show to get personal loans. So it's usually another thing. It's for people out there that are like me, they can manage it. We got personal loans. We got car insurance. We got debt forgiveness. But, I mean, this is like insane because this is still kind of like a payday loan. But, okay, so it's 42.92 weekly, so times 52 divided by 12, basically $186 a month.

Her? Oh, wait, I have great news for me on this. I don't give up. It's interesting how that worked. Oh, Al, you got a credit one. My friend, I recommend closing this, okay? Yeah. But isn't you able to pay it off before you can close it, I think.

I think you can close it before paying off. Oh. Doesn't mean it goes away. It's just closed. 200. Yeah, you have a late fee. So, yeah, late fee for about three. What do you want to say?

I would like my phone back, please. Sure. Thank you. Yeah, you got to text your current boyfriend. I'm not texting anyone. What do you got to do? Put it in my pocket? What do you think I'm going to do with it?

Cheat. I'm not going to do that. I'm putting it in my pocket. Okay, 240 bucks. $30 a month. Her? Oh, interesting. Don't give a...

Because you need. need to learn how to budget on your own because you will be alone, but that's okay. temporarily, we're going to dating audit you. You're going to do great. Experian. Who's Experian am I looking at with $3,000 on a synchrony care card? It's my. I don't care.

Who has debt to adoptive mom? Well, the only person who talks about adopting a parent is this crazy in front of me, so I don't really care. Advantage. Well, you didn't go to college, did you, friend? That's okay. So that's going to be her. Chime, hey, you're spending a lot of money.

Don't. Her. I don't give a fuck about you. your finance, I don't give a shit. Your chime, I don't give a... Probably spending money and shit. Okay. I care about your cash-hap.

My perfect dial. How are we doing? I'm doing good. Yeah, you are. You're a king. Don't you forget it. So cash-up, so you only got those two deaths. The rent-a-center and your credit one, right? No.

You can get out of that, and we can have freedom from horrors and from financial problems. Unfortunately, you didn't have a fee. on this in your, yeah, we did a rent-the-center, yep, so you're paying through your cash app. Overdraft payment, that's not good, Al, we got a budget, we need a budget, you got dollar-wise for life now, make sure you're budgeting.

5-M-M-shop? What's that? That's a GTA, isn't it? What is it? Oh, is that your... That's your role play, isn't it? Role-play. Was it recent? June 2nd.

What was it for? 5-M-M-dot shop. What was the pre-like, mount? The amount paid. I know, I know. 36 cents. No, that was your fee.

$12. $0.36. Yes. No, it wasn't the game. I don't know what that is. He recognizes it is. It would be under New Haven. Okay.

Maybe it's a subscription to one that you used to do, and you forgot about. Applebell. Cash would draw. McDonald's. G.C., Microsoft, cash at more rent to Center. State Bank. Books a million.

Books a million. Don't buy her shit. That. Getting some bullshit. Door-dashing subway. Probably should be doing it. Vapor, you vape? Yes.

Shit, buddy. He vapes very heavily. Shut the fuck up. I'm just telling you that I know. I don't give a shit about what you have to say. Cash app. Popeyes. Nice.

He's looking at me weird. Shut the fuck up. I'm sorry, but he's just. Shut the fuck up. Overdraft, overdraft. Overdraft. This is not good. Books a million.

We're not getting Subway and vaping and Popeye's when we're overdrafts. My friend, okay? Yeah. Shut the fuck. Oh, I remember that. Shut the fuck up. I'm just... Shut the fuck up.

I'm trying to... Shut the fuck up. I'm trying to remember stuff in my head. Shh. I'm remember... Quiet downs! Her? I don't care.

Very good. So that's the only checking account? Is that? Yeah. You don't have any savings. It's a retirement, I assume. That's okay. You're 22, you're young.

Huh? I might have the 401k, but I don't think have access to that. You know how much you got in there? You know how much you got in there? I know how much you got in? No, the books that gets for her. But you just got to not spend money for.

a little bit. You live at home so your rent's cheap. Your rent's nothing, right? Do you owe them anything? Mm-mm. He pays. Shut the fuck up. Do they... $200 a week. Huh? $200 a week? To the family? To live there?

Shit, what about groceries? How's that dealt with in the house? I guess they just use whatever they have to... Okay, so they get the groceries. Okay, well, that helps. So $800. You have to pay that? Shut the fuck! Do you have to... You're going to shut up, but I was paying for the groceries before. That was my rent there. I was paying for the groceries. I spent...

They'll figure it out. Your family will help you, right? time of what? When she leaves your family, you'll help you, right? I mean, yeah, I'm not going to get kicked out. But they'll help you. They'll, like, not charge you for groceries, right? Yeah. Because 800's already a lot for you.

Because you make 1,800, this is a chunky thing. Your dad was... Shut up! Your dad was... What's your car insurance? Car insurance? $230 a month. Jeez, dude.

Gas. Brum, Froom Drive. How much? You don't really pay much for gas. Because even if you pay for insurance. Shut up! How much? I don't drive. Okay, so nothing?

You go to work. Oh, my ride breaks me up and he doesn't live. Why do you pay car insurance? Because, well, the car isn't my name, so I have to pay for it. Okay. But I'm allowed to use the car. I'm allowed to use the car, but I just can't bring it to work because he needs to go to work. Do you ever use the car?

No, I don't make any payments on it. Okay, get off this. I'm going to cross off the car insurance. He has to pay. You're done. Get off of it. He's not going to pay. Then I don't care.

Then let it default. I don't give a shit. Let it default. Let it default. I don't care. You need the money to fix your life and get on. You and your family are not one person. You're to give it me $800 a month for rent, which is actually kind of a lot. What's your phone bill? Straight talk, so it was like 45. Okay, I'll get you helium for 15. T.P you find anything else you need to survive, my friend, $100. Razors.

Shower gel. All that good stuff. 10 and 1, whatever you do. subscriptions. I'll try like 50 bucks. I want you to be able to play your games. You got any pets? You personally. Under your care and ownership. No. We're not allowed to. Shut up. Medical health care. You got co-pays on a monthly basis. You will with therapy, but I'll cover some sessions first. The medical health insurance? Yeah. No, it's through my job. Yeah. Okay. Buddy, you don't need much to survive. Listen, this is,

we got you at about a thousand bucks, which means the 800 hours left, which means you can pay off all the debt pretty much in a couple months. You save that up. That's not that difficult. And then you're free. But you need to get the car insurance off your name. I don't care if he doesn't pay it. You don't even use the car. So it's not your problem. Let a default, let it get repoed. I don't care if it affects your credit for a little bit. You need a fresh restart. And then you... I'm sorry. They're just not... His dad is not going to like that at all. There is no other way for transfer. I don't care. You need to live your life. Tough conversations need to be had. And you need to leave. You need to get out of the house. We need to start pursuing a new

career through the certifications that I give you. Do the therapy that I give you. Use all the tools. Pay off this debt in a few months. Say that you can pay for the car insurance, but he needs to lower the rent by that amount. You know, so either way, it just breaks even. And at that point, we need to get you like a cheap rent and we're going to do a dating audit with you and you need to leave her.

No matter what she does to manipulate you, you need to leave her. Okay, guys, we're actually going to bring in the other man in the post show via a video call. Your hammer financial score zero is clear as day. Maybe a 1. Maybe a 0.5 because the 401K's open. I don't know. But, I mean, it's just like, this is Brad.

And you just honestly, go fuck yourself. You're a horrible human being. I don't give a fuck that you're a part of Hammer League. I give open and honest to everyone, no matter who they are. Go fuck yourself. Disgusting which. Join us in the post show.

Get your hammer score. for free, Calebhammer.com. Join us in the post show three premium shows every single day. The number one I need to for a reason. It's incredible. It's the best. Or just download the Hammer Elite app or go to Hammer Elite.com. So same membership on both. Three premium shows every single day, six days a week. Join us for an extra 20 minutes in the

financial auto post show. We're going to bring in the other man. Should we call this guy? Look who it is. Yeah, it's that fucking freak. By the way, you should also know if she brought up that she doesn't even want to be with you either. I have a job. Homeless. I actually show up for that job. I get paid decent fucking money to show up to my fucking job. I don't sit there and call

out and then play on my fucking computer like a little bit. You work at Sonic. So? I just launched the brand new Hammer Elite app available on every major platform. So you can watch every show anywhere you want. You'll get three exclusive dedicated

shows every single day, Monday through Saturday. Refer a friend after you sign up and you get an additional 30 days of Hammer Elite access for free. Download the Hammer Elite app by using the link in the description or pin comment down below. This is the best membership you'll ever join,

and that's a promise. I want you to be on the next episode of Financial Audit right here in Austin, Texas. If you think you have interesting finances with an interesting personality or a story or a life or relationship, I will personally pay you to take time off of work, fly you down to Austin,

get you personal transportation, a hotel, food, and we'll have a great time hanging out. Go to Calebhammer.com. Or click that link in the description below. Hey, y'all's Kelly Clarkson with Wayfair. Ever order furniture online? and wonder what if? Like, what if it doesn't hold up?

That sofa was four days old. You should have ordered from Wayfair. With Wayfair, there's no what if. Just style you love and quality you can trust. Visit Wayfair.ca. Wayfair, every style, every home.