Financial Audit - I Finally Snapped | Financial Audit

Starting point is 00:00:01 Visit BetMGM Casino and check out the newest exclusive. The Price is Right Fortune Pick. BetMGM and GameSense remind you to play responsibly. 19 plus to wager. Ontario only. Please play responsibly. If you have questions or concerns about your gambling or someone close to you, please contact connects Ontario at 1-866-531-2,600 to speak to an advisor,

Starting point is 00:00:22 free of charge. BetMGEMGEMP operates pursuant to an operating agreement with Eye Gaming, Ontario. This spring, Denham gets a softer, lighter, update. Introducing Old Navy's drapey denim wide leg, a new fit that moves with you. It's everything you want denim to feel like for summer. Easy, breathable, and effortlessly cool. With a fit that creates natural movement and a wide leg that feels modern, not overwhelming. Plus, that signature, wait, for this price, moment. Old Navy's drapey denim wide leg. To watch episodes of financial audit a week earlier, check us out on YouTube. So your girlfriend's afraid of you cheating. Hmm, I

Starting point is 00:01:02 I wonder why. I'm a good person. Who's . Don't know. He messaged her yesterday, Yo, you're trying to link when I'm around? What has he been on today? Tender 15 minutes.

Starting point is 00:01:13 That is not true. You call your girlfriend insecure? I call her what? I think she actually had every reason to be insecure. This is a shitty show. I'll play this game? Yeah, I'll ruin your studio right now. I don't know.

Starting point is 00:01:26 You might want to message me. No, no, no, don't, don't, don't. I just launched the brand new Hammer Elite app, Avail on every major platform. To celebrate the app launch, I'm offering 30% off the annual plan in the month of June only. Plus, I have an exclusive offer

Starting point is 00:01:41 just for you. But I'll only have 1,000 available to purchase. You'll get lifetime access to the entire Hammer Elite catalog and my Hammer for Life box packed with limited edition merch. Download the Hammer Elite app by using the link in the description

Starting point is 00:01:55 or pin comment down below. This is the best membership you'll ever join, and that's a promise. My name's Michael. I'm 24 years old from Manchester, New Hampshire, and this is financial audit. It certainly is, and you're certainly a big piece of shit. I'll be completely honest. Let me say some.

Starting point is 00:02:15 My mom is a fan of you. My mom's a fan of you, bro. She says you like the rip-off Dave Ramsey. You produced a big piece of shit of a son. And we're bigger than Dave, so we'll be fine. You disagree? I mean, look at every podcast. Sorry, it's not a jerk-off, but if,

Starting point is 00:02:30 If we're ripping off, then, ha, ha, who's... But here's the thing. You're a big piece of shit, and everyone hates you. Listen, like YouTuber Penguin Zero would hate you. You're the guy that everyone hates. Really?

Starting point is 00:02:42 Yes, because you went to... Because you went to jail for being a prank YouTube. That makes me hateable? Yes, you're the biggest piece of shit that it ruined YouTube, that ruined everything. You're a bad person. People love me. Who loves you?

Starting point is 00:02:56 Like 14-year-old kids? Maybe not that young. Oh, come on. Who loves the... I walk outside of my city. People yelling my name, beeping horns, yelling at me about walking my dog. People know... Yeah, because they hate you. They beeped you because they hate you. They love me. They love me.

Starting point is 00:03:10 He's going based on the look. The look. Yeah. Look at your hair, dude. The Jew curls? How old are you? You're copying... Like, my generation's haircut is what you're copying with that. Like, that's just not it.

Starting point is 00:03:22 It's just curls. What's the haircut? I don't know. I think it's like comes off as if you're trying to be cool. A broccoli top. Are you trying to be cool? No. It's actually just perfect for getting out of bed

Starting point is 00:03:34 and put in some in my hair. But I appreciate you trying. You're doing very well. I know. I probably caught you off guard by calling you a piece of shit out of the game. But that is because you are.

Starting point is 00:03:45 Everyone hates the prank YouTubers. Okay, you wouldn't come on my show if you think I'm a piece of shit. I mean, but prank YouTubers are the worst among us, man. And I'm glad you went to jail. Yes, I need to learn about how much you make, but I just wanted to start off by saying that.

Starting point is 00:04:00 Who says I'm a prank YouTuber? Where are you getting that turn? Isn't that what it is? I don't know. I looked over and that's kind of the only thing I had. I mean... Okay, you got arrested for content. I think you're a bad person. What content did you get arrested for you, pathetic worm?

Starting point is 00:04:12 I jumped off to San Monica Pier. I got away initially. That's not even a prank. You're like killing yourself. I almost drowned, actually. It was kind of bad. The barnacles were like ripping on my hands and all the stuff. I like basically asked this girl for her number.

Starting point is 00:04:26 And how we were filming it was, if I got rejected, I jumped, but she gave me her number. So I'm like, okay, well, I'm jumping anyway. So I jumped off the pier. I started drowning. Finally made it to shore after like a while. A whole bunch of people up there filming me.

Starting point is 00:04:40 My camera crew started fighting like performances who were like performing. Fighting performances. Yeah, I jumped there in someone's performance. So they're like 200 people watching and I just use the crowd as my own. Again, you're an asshole. How am I an ass? I wasn't hurting anyone other than myself. Yeah.

Starting point is 00:04:58 Yeah. You're an asshole. I was only hurting myself. I wasn't like... No, you heard the performance. You're an asshole. Okay, it wasn't the best performance out there. I'm gonna be real.

Starting point is 00:05:06 It doesn't matter. You're an asshole. They probably put time, energy, effort into it. People were watching and you interrupted it because you're an asshole. Because you think you're everything. You think you are the main character. You are that piece of shit. I'm so done with people like you.

Starting point is 00:05:21 I know I'm hitting this episode off strong. But it is because when I sat down and looked over at that, I was like, oh, I hate him. I already knew a hair. hated you because you are the worst of humanity who goes out and uses the world in innocent people that do not consent to it for content you're a bad piece of shit person and i'm glad you got arrested you're glad i got arrested i just said i'm glad you know how long i was even in jail for no tell me a year i did year a year really i was looking at seven to fourteen yeah who for what

Starting point is 00:05:50 they deemed it they deemed it a mental health crisis and got dropped down to a year but yeah i was looking at a lot more yeah there's actually so it wasn't just a pier i had a whole bunch of charges before that. Oh, okay. Well, now it makes sense because I don't understand seven years for jumping off a pier. I'll be honest. That's where I was like, okay, maybe the criminal justice system is going too far. But, okay, prior charges.

Starting point is 00:06:11 So, yeah, you're a piece of shit. So what are the other charges? Usually. Yeah. Really? Usually, yes. You couldn't survive in there. I'm going to just be real.

Starting point is 00:06:21 No, that's why I don't do the illegal things that would get me in jail. So if you went to jail. Okay. Might be a piece of shit, but not an illegal piece of shit. Thanks, sort of correcting that. Yep. Yep. Yeah, but everything I do, like with you is with a consenting adult. So it's just like...

Starting point is 00:06:37 I don't film kids. What are you applying with that? They're not consenting. Okay, sometimes. They see a camera. Sometimes doesn't mean all the time. If you see a camera in your face, you know that, okay, yeah, he's filming me. It's kind of self-explanatory.

Starting point is 00:06:50 If I walk outside and put a camera in someone's face, that means they consent? Yeah. I mean, not... What? Okay. Consent is a pretty simple concept. Oh, you're an animal! No, I'm not real, though.

Starting point is 00:06:59 If I point a camera at you, you don't like it. Just turn around. It's not that difficult. So what was your previous charges, that piece of shit? It was a... Okay, burglary and... Was it... Yeah, yeah, you're a good guy.

Starting point is 00:07:12 What a good guy! No, and the other felony was a fleeing with a deadly weapon, which... It wasn't even a weapon. They said... Was this for content? It was... Nah, this was off camera.

Starting point is 00:07:21 Yeah, this was not. This was off camera. Oh, so yeah. Um, yes, when you went to jail for... that stuff. Yes, you're a piece of shit. And the other people that went to Joe for that shit. Yeah, you're a piece of shit. And there are pieces of shit. Like, I don't know what to tell you. I think I'm at least like a cool piece of shit, right? Like, no. People like me for the most part. I mean, everyone has opinions, but, you know. Really? Do they? Because you're literally

Starting point is 00:07:45 just putting cameras in people's faces. Like, and you think they like you. They like the attention. Dude, when I'm filming, I build a crowd. People start following us around, place to place. Like, people enjoy this stuff. It's a different age. You're old. I'm going to be real, bro. What are you like 40? 40-ish?

Starting point is 00:08:02 Uh-huh. Yeah. Well done. Very good. You still got a patchy beard going on too, though, which is crazy. That is true, but you know why I do? What? Because if I don't, I got the double chin.

Starting point is 00:08:13 Okay. I respect that, I guess, maybe. Uh-huh. A little bit. Okay, what's the channel? We're going to bleep it because I don't believe in Cloud on this show. Yeah, it's a... The one where everyone's out there cheering you on.

Starting point is 00:08:24 Is it with 2,760 subscribers? I mean, YouTube isn't really... YouTube I post and do my thing. Okay, so where do people know you from? I'd say like Instagram. I got the most views outside. Same username? Yeah, same thing.

Starting point is 00:08:43 Yep, yep. I got like 400K on TikTok. Lost the password, though, but... Followers don't really mean anything. No, they don't. Especially for you with your followers. don't really correlate very much. What does that mean?

Starting point is 00:08:57 It means, okay, so what you're doing right now? The world this week. Yeah, and let me tell you someone. What's you doing right now? Pull up my views on my reels on Instagram. Compared to your views with a million followers and tell me I'm not just as close to you. No, you're not because the reality is the vast majority of your reels get 30 to 20,000. I average about 50K views.

Starting point is 00:09:14 Okay, that's pathetic. What do you average? Half a million? I'm like, about a million. I'm like, what's that? No, it's not, sorry, it's not pathetic. But if you're comparing it to the million, like, again, I don't really sit here and jack off on how well we're doing,

Starting point is 00:09:25 but if you come in here and you start pretending like, like that we're not doing well and that you with 20 to 50 is doing well. You're doing your thing, I guess. You could call it that. Third largest podcast in the world. And who actually cares about finance?

Starting point is 00:09:39 People watch this? Okay, third largest podcast in the world. Of finances. No, all podcasts. So let me tell you this. People watch you. It was Medius. It was Rogan and it was us.

Starting point is 00:09:48 Again, this isn't a brag. I don't even talk about this shit. I posted a thank you online, yes. Keep sucking Rogan's down. Yep, I know I get it. Uh-huh. You love Rogan, don't you? You want to get that second spot.

Starting point is 00:09:59 We've never mentioned his name on this show. You just did. You just did. Until now, because I was giving you the rankings. You're... How the what the what is your brain, man? Your ego's so big that you have the rankings memorized. Do you check this like nightly or...

Starting point is 00:10:11 Weekly. But it's more so for ad rates. So let me tell you, people watch you for people like me. They don't watch it for you. No one likes you. They watch it for the gas. You say that, but then about a hundred different people tried to create the same.

Starting point is 00:10:24 show and they all failed. Maybe because they didn't get enough guests like me on it. Oh, they certainly did. I don't know. I mean, I do because we do competitive research. Competitive research. Are you a nerd? Did you get bullied in high school? No. I unfortunately was. Yeah, yeah, you did.

Starting point is 00:10:41 No, I unfortunately was the verbal bully. That's why I'm so good at it on this show. No, you're okay with it, I guess. Okay. You didn't ask my question. Do you get bullied in high school? No. No? You have friends? Yeah. I just can't find that believable. Okay. You just seem like an asshole, everything about you.

Starting point is 00:10:58 Yes, I'm an asshole. Very unlikable person. Okay, very good. Like, I don't know what you're accomplishing here. What are you doing? What are you trying to get? Oh, what I'm trying to try to say is... Because your entire point here, when you're trying to metric your success is that your view to follow ratio is similar.

Starting point is 00:11:13 No. But, okay, so then you go off on a tangent. Okay, I'm an asshole. Okay. Asking about my high school. I make a living off of making videos. Is that not success? Do you?

Starting point is 00:11:22 Is that not successful? How, these views don't equal living? brands will pay. So, like, for example... So there it is. So that would be... Yeah, money. Which would be my follow-up question.

Starting point is 00:11:30 Which, by the way, you follow me, I don't follow you. Who's doing better? You follow me? I said, you follow me? I don't follow you. I do not follow you. I would never follow you. I'm going to be right at you.

Starting point is 00:11:41 Bleak his name, black out of his name, but it says follow back. Yeah, that's a misclick. I don't know. Oh, yeah. Okay. Okay. Okay, guy. Yeah. Okay.

Starting point is 00:11:49 I don't like financial stuff to bear with you. Okay, it's Caleb Springer. Why you have to compare yourself to other people so much? Well, actually, it's a comparison that I captured. People try to use it to weaponize against me. I just chose to use it for myself. You're obviously not good enough if you have to keep comparing yourself to these other people. Top three podcasts, but you're saying I'm just like Dave Ramsey.

Starting point is 00:12:07 I'm just like this guy. I didn't say that. You said that. You think when you say something, that means I said it. You said that. I did not say you're running back. This is recorded. We're good.

Starting point is 00:12:20 All right, get to the financial. Get to the financial stuff. Let's get to the show, dude. That says, I'm figuring out what you do for a living. You say you're an influencer, I would say barely. And you get arrested for it because you deserve to be arrested. And I'm ashamed that you made it to the beach. But what do you make?

Starting point is 00:12:36 I make about like 8 to 10K a month, I'd say. How? I got my ways. What are the ways? They come in from, like, many places. How many of them are legal? Well, you assume when I sell drugs? Yeah, maybe. I don't know. You're the one that went to jail, not me.

Starting point is 00:12:53 I don't sell drugs, no. No, not anymore. Not anymore, and also you're on probation, so you're probably going to tell us if you do. Yeah, I'm a probation guy. Probation guy. How long is your probation? It's another, like, three years left to it. So, a little bit of time. My license is suspended, too. I got, like, four years on that. I was in jail for that appointment. and I had to, like, go in for the court thing, and they didn't bring me. And so they just gave me the max.

Starting point is 00:13:19 One more thing. If he does one more thing, lock him up forever. Because he will never change. Forever. Yes, because it's people like you that continue the repeat crimes in this country. Yes. I haven't committed in crime in a while.

Starting point is 00:13:33 I spent a year in jail. Didn't commit any crimes there. Yeah. That's how that works usually, yeah. I mean, I could have. You could have. But, yes, I mean, it is, we, society was protected from you because we locked you away, yes.

Starting point is 00:13:46 But now that you're back, if you do it again, lock them away. Society's very thankful I'm back. Let me just say that. Sure, 3,000 people. Yeah. It'll be up there. Maybe.

Starting point is 00:13:56 I mean, I wish you success, but not success on the behalf of other people that didn't consent to be in their content. That's why this show's fun. It's because people consent to me in the content. If I was doing this on the street and just ambushing people and they didn't consent to it, that wouldn't be very fun.

Starting point is 00:14:08 That's abusive and bad. I think I would like watching that better than the show you're doing now. I'll be honest. You can go watch that. That's fine. The metrics. disprove that, but either way, that's not what matters. I'm saying what you're doing is unethical and disgusting.

Starting point is 00:14:21 Unethical and disgusting is crazy. Yes. How? You are putting cameras in people's faces and not getting consent for it and pranking them and making prank content, and it's bad. So what did you do before the show? You didn't make other content. You just went straight to a podcast.

Starting point is 00:14:35 That was your dream? This is your dream? Correct. This is your dream? Correct. What's your point? It's kind of sad, bro. Oh, no, millions of dollars in a nice house.

Starting point is 00:14:47 horrible. Yeah, I mean, I bet I'm way happier than you and I have maybe. No, no, no, it is true. The most and degenerate the people, the happier they do tend to be. It is true. When you're successful, you really measure things very well. When you're a budgeter, when you're, you know, actually making sacrifices to the future, you actually start thinking about things like that and it actually does suck. It kind of weighs you down. That is true. I was probably happier when I was a financial mess,

Starting point is 00:15:14 100%. Now you're a millionaire sellout. Sellout. Yeah, your major sellout. Your whole character. Oh, your character. You're posting. I haven't, okay. Sure, I'll admit, like I followed you for a day because I'm going to see who I'm going to talk to, right?

Starting point is 00:15:28 The goalposts are pushing. You try to get kids to buy credit cards. What? Yeah, bro. What did I do that? You are assigning a lot of things to me that I've never done. You encouraged people to actually probably ruin their life and go in debt by. What?

Starting point is 00:15:44 Is what I? Is what what you what? I'm not going to say I'm like a financial expert, but I feel like I'm pretty good. We know that. A pretty good, like, reasoning, okay? And. You've not proven that yet in 15 minutes, but continue. My reasoning's telling me that, like, you, uh, ain't now.

Starting point is 00:16:01 I don't know where I was going with that. I ain't now. I ain't now. You heard of here first. Okay. Good. Very good. So how am I a sell out?

Starting point is 00:16:12 Because you, what? How many, what's on this table? All these sponsorships they're paying you? First of all, this is our products. And this, we have. Dollar wise is you? With them? Yes.

Starting point is 00:16:22 Sure, by yourself you did that? Well, me and my team. Well, your product is more known than you, and that's kind of sad. I wish, actually, that would be a lot better. I feel like I've heard of dollar wise before. I heard of Caleb. Maybe, and that would be great. That would actually be a wins.

Starting point is 00:16:35 That would be a W. You got like a porn star name. Caleb Hammer. You're trying so hard right now, man. Caleb Hammer. You're trying so hard to stop. If you're going to accuse me to Vesella, please tell me. Because so far we have two things that we have our own very,

Starting point is 00:16:48 own product. Yeah, you got products. I've had. That's not a sponsorship. You post with credit cards. What? Yes, I see posts of you saying, yo, buy this credit card.

Starting point is 00:16:58 It'll change your life. No. That's not a thing we did. What? I've seen that. Is there like some AI, Caleb out there that I don't know about? I don't know.

Starting point is 00:17:09 No. I don't think so. Now, we have a credit card a plier that matches people with good credit cards for their situations. Only if they are credit card people, of which I've never promoted in a video until you gave me this opportunity right now.

Starting point is 00:17:22 Oh, wow. For what it's worth, again, it is qualified only if you're a credit card person. Because I actually do love credit cards. I use credit cards. Of course you do. You're a millionaire. No, no, no, before that. Oh, okay.

Starting point is 00:17:35 Yeah. I bet you've never been in debt. Have you? Oh, my gosh. You know what it feels like? Okay, this guy's... So he assigns things to me that are not me, and then he says I'm not things that I want. Like, what the fuck are we doing?

Starting point is 00:17:48 Okay, I'm going to move on from that because clearly you don't. know what the fuck you're talking about and that is a waste of time. So 10,000 hours a month, what's the income sources? Please break it down for me because that it's important for the rest of our life. You've said one thing. One thing that is true. Maybe you're happier. Maybe you are.

Starting point is 00:18:05 Because sometimes the more successful and the more in tune you are with your own actual issues. I think I'm pretty successful. I'm not going to lie. Okay. Well, that would be a lie. But you think it actually might not be. Compared to the average person? Yeah, the average person doesn't go to jail for a year.

Starting point is 00:18:20 But pause for a second. The point stands. It is usually the people that are doing the worst through the most ignorant. Ignorance is bliss. And that is true. I will give you that. But that's the one thing in 17 minutes

Starting point is 00:18:32 of which you have tried to thrown out that is maybe correct. But 10,000 hours a month, break down those sources. Yeah, okay. So a lot of it's coming from like brand deals. So, for example, they'll send me like a product or something like that.

Starting point is 00:18:46 I film, what? You can do that with your probation? Yes. I have a, I have a card. smoke. Yeah. Okay. Yeah, yeah. It was easy, too. I just set my back hurt and I got it. It was like nice. I hate this country. I love this country, but there's a lot of it. It comes from that. Like, I get like $100 to $200 per video doing that. So I try to do those every so often. What rest of the 10K is, you know, it comes, comes and goes where, you know. Okay, so you have

Starting point is 00:19:16 no idea. I saw Snapchat's a little bit. Every once in a while I get a check from Snapchat. I made 8K a day. That's going down substantially. Snap is cutting that heavily. They already have been. Yeah, it's bad. And you'll be on Snap. Okay, that's crazy. That was a finance joke for you. Yeah, I didn't. On the finance show. I went right over my head. Beiro with you. I'm more of like a hustle. I just do what I can to get money every day. It's like, and I like it. I wake up every day. Not really no one. As long as it's legal and moral. I agree. I vibe with you on that. But unfortunately, what you're doing is oftentimes not moral.

Starting point is 00:19:46 And many of it was illegal. It's moral. It is not moral to unconsensually film people on the the street for your financial gain. That is not a good... I've never had a bad... Okay, so for example... You wouldn't know! Okay, so let me... Tell me if this is moral.

Starting point is 00:20:00 I did a video, I made a whole bunch of sandwiches, right? And I was giving them out to the homeless. Very nice. No, not moral. Because you're using the homeless for your own financial games. No, I'm really not. If you did that and didn't film it, I would give it to you. Dude, the nice shit I'd do, the donations I do, I don't really volunteer.

Starting point is 00:20:15 Don't really have time. But if I did more volunteer work, I wouldn't be filming it. I don't film me making donations. I don't do that. I don't brag about it. I don't even tell my friends about that. I don't do that because it's not for moral masturbation. And you'll be an unlikable guy for the rest of your life because of that.

Starting point is 00:20:30 Well, first of all, come on. Let's this, can we be honest? I don't, I don't, because I don't care. I just have fun. But the thing is, they wouldn't be watching. They wouldn't be watching if they didn't like me. You don't watch for you. Okay, which is why no one's been able to do this show successfully that I've tried.

Starting point is 00:20:47 Listen, oh my God. Ego. You got the biggest ego ever. This kind of mind reading is a psychological defense mechanism called projection. No, I'm responding to what you say. I never stroke my ego on this show. Never. Okay, that's all you do.

Starting point is 00:21:02 You got plaque hanging behind you? It's a good set decor. And it's also 100,000. It's not even the gold one. Dude, at least I'm able to pay my employees. How much you pay in yours? Buddy, you have not been following our content. They make a lot of money.

Starting point is 00:21:18 I don't think anyone my age watches this. Maybe like, Okay, well, that's not true. Your age is a quarter of the watching. Yeah, and the rest trickle from Dave Ramsey. No. Dave's actually not even one of our most... He's your biggest co-shows.

Starting point is 00:21:34 I bet, right? Competitors, sure. He's not really even close to us in the numbers anymore, but I guess if you want to call him that, yeah. I love Dave, but if he's going to say this, I mean, I'm just going to say it, right? Again, it's like, I'm only responding to him. I would never come out here and just say this shit.

Starting point is 00:21:49 So what's your point? You're really, it's a podcast, but you're not really good of podcasting. How? I'm at least trying to stay on topic, but you just fly everywhere, man. No, I'm talking to me. I got ADHD, like kind of bad. A little bit. Not bad, bad.

Starting point is 00:22:04 Probably more excuses to get more pills and drugs legally that doesn't go against probation. I actually stopped taking my meds like a couple weeks ago. Oh, that's great. Yeah. It's working really well. So the income, that's still what I care about for what it's worth. Yeah. Okay, I had 4,613 come in.

Starting point is 00:22:20 Now payroll of 4,000 so you have a job. Drining in student loans with massive interest rates, I see it on the show all the time. People get a loan to advance their careers only to be left with sky high interest rates and crazy minimums that leave their paycheck gutted. Maybe you've already gone to a normal lender to try to refinance your private student loans,

Starting point is 00:22:38 and they looked at your less than perfect credit score and hung up the phone. Maybe part of you even thought, yeah, that tracks. I guess I'm stuck. Stop it. You don't deserve to be buried in a high interest loan for the rest of your life because you hit a rough The banks aren't rejecting you because you're a lost cause. They're rejecting you because you're not profitable enough for them at a manageable rate.

Starting point is 00:22:57 That's where WRIFI comes in. Why Refi works specifically with borrowers who can't get refinancing through traditional lenders. It's their whole thing. They refinance private student loans so you're only paying interest between 0.1% and 5.99%. And they legally cannot charge you more than that. They'll even customize your payments to get you out of debt at a pace that works for you. And if you need a co-borrower release from your loan, they've got a program for that too. Plus their team is in Phoenix, Arizona, so when you call them, you talk to a real person.

Starting point is 00:23:23 It only takes three minutes to check your rates, and it doesn't impact your credit score. If you've been told no a million times, try Y-R-R-R-E-F-I-R-E-F-Harmor. That is Y-R-E-F-Y-FY-Fi-Hawr, or call AAA-R-Refi-E-Fi-E-Fy. Break free from the high-interest trap and get your finances under control once and for all. If you or your child spent years growing up on social media and experienced serious mental health struggles, you should hear this. Recently, a jury ordered meta and YouTube to pay millions for their role in designing and promoting addictive platforms.

Starting point is 00:23:57 They knew their apps could contribute to anxiety, depression, and body image issues, but did not share those risks while prioritizing profits. The recent historic verdict underscores the consequences of those decisions. Now Morgan and Morgan is stepping up to hold these platforms accountable for the harm they caused. Click the link in my bio to take a short quiz. You may be entitled to a potential recovery of over $1,000. No, I did for two. My buddy got me a job for two days.

Starting point is 00:24:27 I quit. You didn't get paid $4,000 for two days. I haven't worked a job in like five years. No, you don't get paid $4,000 for two days. Snapchat. No, it's pay. It's payroll. Oh, okay.

Starting point is 00:24:38 Maybe it came through Snapchat and maybe the accountant just marked it as payroll. Um, I mean, I'll have to see in the accounts. Okay, so maybe $4,000. So maybe I'll consider you like a $5,000 median average. Can we say that? You say 10. So 10's probably a high month, but then you have low months, right? Yeah, there's some months, so it's like almost nothing.

Starting point is 00:24:59 Yeah. Okay. So we can call it five average. So you're going to have to live off of five and store some aside for the slow months. I guess. I don't really have to store anything. Then what are you doing the low months? Go steal something?

Starting point is 00:25:14 I have people that help me out. People that... Okay, so that's pathetic, then. You're not self-sustainable. No, no, no, hear me out. People that are invested in my future, they know I'm going to be something one day. Wait, you said you pay your employees. If people are paying you, how are you paying your employees?

Starting point is 00:25:28 I only got one right now. I got one employee. Employee? Yeah. What's this employee? Tell me. Yeah, his job is basically like, basically he's like my helper. He just kind of helps me and he's my friend pretty much and hangs out with me and we just

Starting point is 00:25:41 fill him together. And he's a employee. I don't pay money. But you're not going to... your way into being the next togy. I don't want to be togy. What? You're saying, well, I don't want to be togy.

Starting point is 00:25:53 You make insane content. You treat your employee the same and you're fucking... You are him. Just unsuccessful. I'll take it. I'll take it then. Just unsuccessful.

Starting point is 00:26:04 Same drugs. Same probably should have gone to jail. Same incidents. Toggy's never been in jail? I bet he went. He's been. Probably should have been. I love him, by the way.

Starting point is 00:26:16 I think I've been to jail than you really know. More people than you do. Sure, but not the majority. I would say half. I don't think half of America has been to jail. I'll say like more than you think. You're just living. More than I think, yes.

Starting point is 00:26:29 You live with all your buddies and you go and read books on the weekends. What the fuck? So are we literally... Maybe plant some flowers and that's your fun, bro. It's different. It's a different life, dude. What is this flower thing? And study, study money.

Starting point is 00:26:42 Okay. Are we really critiquing me for being like... Are you even qualified? Relatively intelligent. What qualifications is what I need to do to do a money school? I didn't go to money school. I'm sorry. I didn't apply to money school.

Starting point is 00:26:54 I can apply to money school after this. Can you find me money school? I mean, like, what? School to learn about to do this? Well, what makes you even able to do this? What school is there to do this to say, hey, don't spend more than you make? So there's really no need for you.

Starting point is 00:27:07 You're basically just admitted it yourself. Kind of, except, well, people change the lives coming on the show, and the average American only has like $400. People change their lives by watching what I do. Yeah. Yeah. They become cooler. I have more friends, maybe. Huh? They'll have more friends? Do you have friends? Oh my gosh. Why do I allow you to suck me down to the rebels? I got to stop allowing this.

Starting point is 00:27:27 Oh, chat. I'm too, I'm too easy. I'm going to be real. I'm running this show right now. This is my show. You are because I'm too easy. I'm too easy. No, this is easy. I feel like I could do what you're doing. Then why don't you? I'm going to. Why do people say that and then they can't? I'll start my own financial audit. Waiting for it.

Starting point is 00:27:42 I'll be there. You want to be my first guest? Okay, sure. Sure? Sure. No, let's talk, yeah, bet, bet, bet. That sounds good. I'm not even going to lie. That's clean.

Starting point is 00:27:52 Yeah, that was bleeped. That sounds good. That was bleeped. No one will ever know who you are. You know, people, there's AI. You can undo a bleep nowadays. No, we like cut the audio. We cut the audio.

Starting point is 00:28:04 You don't just put a bleep over the audio? No. Yes. Safer. If I just said it enough, you'll mess up on one of them, right? That or all kick you off. Okay, so $5,000. we're median. So you say you, so how do you pay this employee?

Starting point is 00:28:19 I need to know how you pay, because now this person's, this is the point I was trying to make the to Togi, which I'll try to make to you. Now this person has sacrificed other opportunities and you are. Yeah. I pay him. Yeah, his life is in our hands. So basically his payment is... Three percent of U.S. adults have ever been to prison, state or federal in the United States, or jail. Three percent. We're on a whole other topic right now. Uh-huh. But just fact checking you. Okay. Thank you.

Starting point is 00:28:46 Yeah, basically I pay him with, like, so brand deals, send me stuff. I'll give him, I have like a limited bongs, like a limited weed product, so I give him those. I hate you. He comes on trips with me. That's not paying. So you don't pay him. He doesn't have a salary. No, every once in a while, I'll give him some money.

Starting point is 00:29:03 What? Every once in a while you get. Okay, so how does he pay his bills? He has another job he does for that. Ah, okay, yeah. Ooh, this guy needs to leave you. You are going to tear him down. How long have you been out of jail now?

Starting point is 00:29:17 I've been out for maybe like eight months, I think. Eight months now, a while. Haven't gone back yet. Yeah. Yeah, it's the key word, obviously. So how are you funding these months that you're not making money? Which, again, you need to pay for him. He needs to make a living.

Starting point is 00:29:34 So I consider almost like to talk your terms, right? Like, I got like a financial team. What? to assist me with making content and videos and living my lifestyle, pretty much. Okay, his team's his girlfriend, by the way. That's the note that I have. Your girlfriend funds your life

Starting point is 00:29:51 because you're a pathetic cuck. Okay, maybe she funds it because she believes in me and knows I'm going to be something one day. Let me see what she looks like. She has to be desperate. She's the nastiest bitch. There's no reason.

Starting point is 00:30:04 I have no pictures online with her. Okay, well, you can look at her Instagram or Facebook or Twitter. You're right, you're right. Good looks. Yeah, you're look. Listen. I'm going to be honest.

Starting point is 00:30:14 I mean, I call it as I see it. The dude is a generally good-looking guy. So I understand why, like, people would want to, you know, sleep with him as like a woman, but who the fuck would attach themselves to him long term? I need to see more pictures. No, that's not enough. I don't even follow her. Let me...

Starting point is 00:30:30 He doesn't. No, I don't follow her. Well, maybe she's not... She's cool. She's a... No, she has your letter in heart in her bio. Yep, she does. Okay.

Starting point is 00:30:42 When she accepts your follow request from her boyfriend, let me see. Yeah, she should do it soon. I hope. I mean. What is wrong with you? You are a crazy person. So she believes in you. So she helps pay the bills.

Starting point is 00:30:56 You guys live together? Yeah, we do. How long have you guys been together? Three years. Wow. So when you were in jail, she was just like, what the fuck is wrong with this? Yeah. Dude, she was fun to me in jail.

Starting point is 00:31:07 I had money in jail. I was living good, too. What is her job? I need to call her. I need to call her. she's a basically like uh she's not here is she oh damn i don't know what it's called but basically she's like works with old people like she has to like wipe their ass like she drives a bus sometimes so she's not making that much money most likely and she has to fund your entire life does she live

Starting point is 00:31:27 with you yeah yeah live together you live it's her uh she lives your employee live with her no i'm like what why would my employee live with my girl no live with you no he doesn't live with me he lives like mom i think okay there we go that makes more sense because again you're not giving them many money. And when you do, it's nothing, and it's just giving them bongs because you guys are low-life losers. You don't smoke? No, it gives me anxiety. Right. Is that okay with you? Well, I want me to tell you why. It's because you're not really that good of a person, and that's what happens to people who are... Is that the, like, mythological, is that how that works? Yeah, you have anxiety. I get anxious. I'm an

Starting point is 00:32:02 anxious little boy. Is that okay? Is that okay with you? Is that acceptable? Does that meet your little checkmark list? I don't care what you do. It's on you. You clearly do, because you're criticizing falsely, everything, everything in the show so far. Okay. But you haven't been able to bring up one reality. That you're unlikable? I think that's... Maybe that's, I mean, that's to the eyes to the behold, right?

Starting point is 00:32:25 Like, that's for the individual. Yeah. Obviously, people watch. Obviously, people do like... With the thousands of people that I've met and have taken pictures with, yes, no, people like, I don't ego stroke. I never... Oh, that's that financial guy.

Starting point is 00:32:40 They don't know your name, I bet. Do I ever talk about this stuff? No, I don't. Thank you. Ah, you're like making me talk about it. It feels weird. I don't like it. And it comes across a weird on camera.

Starting point is 00:32:49 People are going to think I'm like bragging. I don't give a fuck. It's okay. In fact, I'd rather people not say, no, it's okay. You can say how to me if you see me. It's just like, usually I'm just like on the mission to somewhere. Yeah, you can say hi to me too. If you see me.

Starting point is 00:33:00 Shoot him. In Minecraft. But what confuses me, I'm going to be completely honest, is in your pre-interview with Colton. It's like, you were telling Colton that you think she might be. be a gold digger. Which is deeply concerning because she funds your lifestyle and it's the only reason you have a place to live. I'm being honest. I would have said that.

Starting point is 00:33:17 Because maybe she believes one day he'll become rich and famous and then she's got to rape all the rewards from it. Yeah. Yeah. Is that a question? Yeah. Give me your thoughts on that. Because that's what you don't call to.

Starting point is 00:33:31 So tell me. I mean, I wouldn't, I don't know for sure. I wouldn't say she's like a gold digger. I think that she sees that I'm going to be successful one day and I'm going to make it. and she wants to be along for the ride. I give her a good life, dude. Like, she's been able to meet people. She never would have been able to meet go places.

Starting point is 00:33:50 People are more followers than you, dude. Who? You know what I'm... That's my boy. I tattooed him. He got like 1.8 million. More than you. I have more than that.

Starting point is 00:33:58 I'm not talking about subs. On Instagram. Oh, okay. More than you. I guess I got one on Instagram. I don't really use it. What do you mean you don't use it? My team uses it.

Starting point is 00:34:07 No, that is true. They post shorts. That's fair. So you're lazy. I have one a day. I have people I don't have to do every manual My employee's here with me

Starting point is 00:34:16 He's holding my stuff for me He's here? Yeah, he's here Oh, go bring this pathetic worm to me Please No, no, no, no, no, I need to see that I'll talk to him more on the post show But I just need to even see what this preacher He works hard for me

Starting point is 00:34:29 He must be the most disgusting feature I've ever met He's a good guy Okay, so, okay, good, you tatted someone With followers that, again, we established Followers, me nothing To myself, too. I did all my tattoos. I could tell. Okay.

Starting point is 00:34:42 They're not, are they that bad? No, it's just a little messy and kind of just like weird. I did, I'm a brutal. I do this all in like one weekend. No, again, we can tell. You don't have to tell us. We know this. Okay.

Starting point is 00:34:55 So again, gold digger. How is she gold digging? I don't really understand that. Not now. You can't really gold dig if there's no gold. So you're saying it's a future gold diggers is what you're afraid? Here's the actual thing that is kind of crazy. She didn't, do you know why she didn't want to come?

Starting point is 00:35:08 Did she tell you? Yeah. Why? She did tell him. My theory was that she didn't want, like, it's the internet, bro. The internet's mean. There's a lot of viewers, a lot of... That's not what she told Colton.

Starting point is 00:35:20 What does she tell Colton? And we're not going to... I'm never going to tell you who this person is that's sitting across from me. And he doesn't even have that many followers anyway, so it's not matter. But either way, she's afraid that the show is going to make him more popular. And if he becomes famous enough, she'll leave him. She's actually afraid of that. Yeah, no, she's freaked out.

Starting point is 00:35:37 Jailed boyfriend who is pathetic and provides to nothing. to the household. She's afraid she'll leave him? Again, he's a good-looking dude, but other than that, I don't understand. Don't understand. This is my top employer I hear, actually. Oh, my, fuck.

Starting point is 00:35:51 What is this? No, I'm not touching you. Don't do that. You're not on his side, bro. Come over. Hey, I'm just a nice person. Don't mind. Okay, get on your knees like a good boy.

Starting point is 00:36:03 Okay. How you doing? Pipple patch. I appreciate it. I got one up here, too. Okay, no one can hear. You're not talking into a mic. I need to know.

Starting point is 00:36:15 What do you do for him and how much does he pay you? Basically, I get this kid to and fro. Huh? To and fro wherever we go, you know? Oh, fuck. Okay. So whatever he needs done, I get him there. He obviously can't drive himself.

Starting point is 00:36:30 So somebody's got to do it. Mm-hmm. You know? He does a lot for me, bro. He's a hard worker. Shut the fuck. I mix all of his music. You know, I do.

Starting point is 00:36:38 Oh, he does music too. Oh, man. I mean, I do a lot, man. No, keep going, please, yes. Yeah, so I'll bring him around, film for him, you know, come up with some ideas. He doesn't know much about mics in that. That's not true. I compete with him, you know, a little bit.

Starting point is 00:36:54 He tries to be, you know, he tries to act like he knows everything about me. He doesn't. But, you know, I do what I can. And what do you get in return? I get to be, you know, involved. I get to do my own thing. He pays me. How much?

Starting point is 00:37:09 You know how many people would love to be involved? It's not. just about money. You know, I don't do everything for money. Let's talk about the money. How much do you get paid and how frequently? I don't think I received any money, actually. And you lied to me. You said you give them money. I've given you money, bro. You're here right now. How did you get here? That's not money. You paid for myself. Oh, you did actually. You did. I do da da da da da da da. Real shit you did. You did. You did. Honestly, like, what, well, what do you mean? You pay me? Like, what do you

Starting point is 00:37:37 pay for anything? What, you put us in a super eight? Real nice. You don't really shout that out. bro. We've been trying to make a look better than that, dude. Hey, listen, man. I'm still waiting on that money you owe me, dude. Like, how much money? Like 10K? Oh, for $1.00. Not that point. Just like over time. It's been like six years. Never pay me. Oh, I'll pay you for gas. I got you next time. Oh, I don't got any money. Oh, I need a drink today. Like, oh, you know, it's been a long time. But you know. And I told you. And what do I tell you every time? You're going to get that. Yeah. You say you're going to pay me back, but you have yet to do that.

Starting point is 00:38:09 You don't have a... What money? You make a... When I make it, when I make it, you make a little money now, which is the only reason I'm willing to allow this conversation to continue is because you do make money through your little brand thing. That is true. Money game in. I will accept it. But even still, okay, you made five. Why can't he get 500? Because, you know, it's expensive to film content. I would love $500. It goes into content. It goes right back into it. Is he not a part of that content? When I say I'm in this content, it's in almost every video. These people are also part of me invested. Are they ever in videos with you? Yes. In fact, with. 100,000 paid members of the Hammer Elite membership. Here's the break. In Toronto, every arrival is a statement, and nothing says it better than this.

Starting point is 00:38:50 Cadillac Optic was the number one selling luxury EV in Canada for 2025. Find your rhythm across a seamless 33-inch display and an immersive 19-speaker AKG surround audio system. This city demands agility, and Optic delivers with precision to make every drive extraordinary. Let's take the Cadillac. Find out more at Cadillac Canada.ca. Luxury sales claim based on S&P Global Mobility,

Starting point is 00:39:12 media new vehicle total registrations for calendar year 2025 for the Cadillac definition of luxury. I think I was 100,000 actually. I was like, I literally subscribed that day. You, you subscribe to him? Well, I had to do homework, right? I had to do homework. I appreciate the research. And he actually has money, sounds like, because he has a job. Yeah, I work a job, yeah. What do you do? I work for like a communications company. Please get him a job. I tried to get him a job. You suck. So I used to work for this restaurant and I worked there for like two years. They love me. They needed people in the kitchen.

Starting point is 00:39:43 I was like, oh, I know a guy. What did you do? No, I quit. I quit. Yeah, in like two days. Yeah, two days. I quit. Wasn't for me.

Starting point is 00:39:50 I almost fought a dude there. Like, I was about to knock him out. Yeah, I'm going to fight you if you don't pay me 10K, dude. That's fair. But yes, those people are on camera with me. Mark is sometimes on camera. So to answer that question, yes. Okay, we'll continue this in the post show.

Starting point is 00:40:04 A part of the... I don't want him in the post show. I'm going to be real. He's not a good guy. Don't give a shit what you want. I don't think you get to choose. Yeah. talk about how I owe you all this money.

Starting point is 00:40:13 Well, you can pay me, I wouldn't. I want to figure out your financial situation because we've got to start paying it back. But I guess that's the first that, 10,000 hours goes to, what should I call you? Fake name, fake name. Chris. Chris? Chris. Okay.

Starting point is 00:40:27 So Chris, $10,000. Very good. And I agree with that. You got to start paying them back. Thank you. Chris. You'll be back in the post show. And we'll figure out how this, all this comes together so we can start getting you some more money.

Starting point is 00:40:42 Oh, this is... Okay, you said you didn't do anything illegal while in jail, which your girlfriend would go to the prison and film you fighting people in the prison yard for content. Yeah, no, it's fine. I'm not fighting people. I did not fight people in the prison yard for content. What did you do? I fought a lot of people in jail, but not, like, on camera.

Starting point is 00:40:59 What was the camera thing? She, uh, basically, I was getting yard time. Most of my time, I didn't get to go outside and I finally could. So I wanted to get video of me outside in jail. Show me. I don't even know. I would be real. I didn't get too many views.

Starting point is 00:41:11 so I didn't want it to look bad. But I'll try to find it. Basically, let's going to save me a second. I got to go back to when I was in jail. Yeah, basically I... Oh my gosh, she thinks you're going to cheat on her in Austin. So she's afraid of you leave. This is why she funds your life.

Starting point is 00:41:27 What kind of pathetic? She has to be pathetic. She has to be ugly. There has to be something. There has to be something. She has to be pathetic or ugly or something. Why is she afraid of you one of the literal worst humans I've ever met? You said I look good.

Starting point is 00:41:40 Afraid of leaving. Huh? You said I looked at it? Yes, but you're a horrible person and pathetic. I don't. Why would she be afraid of you leaving? Show me! Okay, okay.

Starting point is 00:41:49 I still look good, bro. I have a lot of videos, dude. I make videos like... She's afraid to you, she should leave. Yeah, she needs to start her... An answer for like 20 minutes in the hotel, she started tweaking. Oh, she needs to start her life. What do you mean to start her life?

Starting point is 00:42:02 She needs to start her life. You are holding her down. Let's be very clear. She's showing up to jail where her 20-something your boyfriend is to make content? Yeah, not good. Not good. good. Did you see my mugshot though? Tough.

Starting point is 00:42:15 Does she know that you told Colton that you think she's holding you back? When did I ever tell Colton? Who's, I don't even know a Colton. I do not know a Colton. You want to come defend, Colton. Who's Colton? A producer of the show.

Starting point is 00:42:29 Oh, you're Colton. Okay. You know Colton. Yeah, I do know Colton. He's nice, good guy. What? What did you? What's Colton lying about? What did I lie about? You told me that you think that she's holding you back because she doesn't like your lifestyle. She doesn't like that you party. She tries to, I don't say the word hold back.

Starting point is 00:42:45 I'll say she tries to keep me inside and not do, go outside too much. That you're hanging out with strippers. Couple times. Uh-huh. Not hanging. I don't go to strip clubs. That's what you probably do that, Caleb. I bet a few times. They're fun.

Starting point is 00:42:59 Yeah, and they're not. They're fun if you're like middle-aged old dude like you. I pretty much am. But you brought one back to your hotel room. Yeah. She only found out on your Instagram. story. Yeah, well, she got blown on my phone and my, yeah, yeah. That's insane. So you're a liar. You're a liar piece of shit. One, you are pretty much shit. You f*** her. No, what?

Starting point is 00:43:21 Yo, why would a stripper come back to your hotel room? Can let me tell you. I got boys, right? And they be performing and we're on tour across the United States performing. Oh, shit. They, they, they, they, they, they, they, they, basically, I didn't have the pull. You think I got pull. I don't have that. So no shit. Okay, that's crazy because I think I do got pulled, but. You have nothing. They brought them back. They brought them back. There was like three strippers brought back to the B&B we were staying at

Starting point is 00:43:47 and that's all that I was just to have it on camera. It's all that I was. But she only found out via your Instagram story. Yeah, or I think one my... So you think she's holding you back because she doesn't want you cheating on her because she doesn't want you

Starting point is 00:44:01 hanging out with strippers because she doesn't want you going out and partying. You think she's holding you back? I mean, yeah, because I got to do this stuff. Not cheat, obviously. Then don't be with her. Let her go. Go ruin your life.

Starting point is 00:44:14 Let her go. How am I ruining my life? Her life. Leaving would ruin her life? Yeah, you're right. Oh, dude. That's brutal. And yet you still denied it to her.

Starting point is 00:44:25 When she saw it on Instagram, you denied it to her. Yeah, well, I didn't do anything. I didn't do anything, bro. I film content. It's to make it look good on camera. You should know you got to just film it. I get people in the videos. It's all that is, bro.

Starting point is 00:44:39 It's not that detail. It's not. I'm honest about everything. We're not hiding shit. I don't hide nothing. We just sit here and this fucking life. I don't hide nothing. If you had a girl who freaks out about you doing certain things,

Starting point is 00:44:56 you too would be a little hesitant to show certain... You think my girlfriend doesn't have any, like, rules or anything? If I broke that and she freaked out, yeah, I would get in trouble. Okay, thank you. So if you were doing stuff that I'd get in trouble... But I wouldn't! Okay. Yeah, of course.

Starting point is 00:45:12 Goody two shoes, Caleb, right? Goody, too. She's respecting the relationship and loving my girl. If I didn't, I'd let her go so she can go live her life. And I think your girlfriend deserves that kind of decency. She has a personal ATM to you. That's it. No, no. That's it.

Starting point is 00:45:29 And then you're going to, you are their fucking lover. Give me your Instagram again. Yeah, here you go. Pay her sometimes, too. Fuck off. Yeah, she needs gas or, like, food or... She gives you money vast majority of the time. She pays to the ride.

Starting point is 00:45:40 She's everything. Because she knows that my money goes to go to go. I, I, Caleb. Make sure you're black. Make sure you're bleeping out this guy's name. Again, I do want to show you guys some things. I just do not want to give a pathetic worm like this in a cloud. Shut the fuck up.

Starting point is 00:45:52 Yes, I did. Okay? You did. What happened? No, I said, no, when I said I did, I said that I had a girlfriend. Because I have a girlfriend. I just launched the brand new Hammer Elite app available on every major platform. You'll get three exclusive dedicated shows every single day, Monday through Saturday.

Starting point is 00:46:12 And to celebrate the app launch, I'm offering 30% off the annual plan in the month of June only. Plus, I have an exclusive offer just for you, but it's limited to the first 1,000 people to purchase. For a one-time payment of $500, you'll get our entire Hammer Elite catalog for life. And a limited edition Hammer for Life box packed with limited edition merch you can't get anywhere else. Plus, you'll get access to our exclusive four-hour Hammer Elite Day live stream on June 27th. the Hammer Elite app by using the link in the description or bin comment below. This is the best membership you'll ever join and that's a promise. You can get $200 in bonus cash right now.

Starting point is 00:46:52 Listen up, if you want your savings to actually earn something, I got something for you. The average savings accounts right now are paying around 0.39% APY. So if you've got 5,000 hours saved, you're earning like 20 bucks a year. And it feels like an insult because that's about nine times lower than what you could be earning. With Chimes High Yield Savings account, you can earn 3.75% APY. That same $5,000, that's about $188 a year, $168 more for letting it sit in a better spot. That is a new pair of headphones, that's a weekend getaway, that is real money, not a joke.

Starting point is 00:47:25 I tell people all the time your emergency fund should not just be sitting there doing nothing. Mine's in a high-yield savings account because I want it growing, but still accessible. No lockups, no nonsense. It takes just a few minutes to sign up. no monthly fees and no minimum balance, which means you get to keep your money. Revolutionary concept, isn't it? And they make savings stupid easy with their automation features. You can set goals like an emergency fund or a vacation, round up purchases automatically, or send part of your paycheck straight into savings. Go to that link or click the link in the

Starting point is 00:47:58 description below or scan the QR code on screen to start earning 3.75% APY. Don't put this off, sign up today and actually make your money work for you. Let's get back to the show. Do you have, you don't post her? I don't think you do, man. That's the point. Do you know how scary these people are out there? The, knockers and weirdos? Yeah, thank you.

Starting point is 00:48:15 So you agree with me on something. That I don't post her, yes. Yeah. See? What? I choose that. I'm not that different here. If you were,

Starting point is 00:48:21 I didn't say you had to post your girl. What is you talking about? Okay, so here's your most popular one. And I got one with 5.5 mil. This isn't the best content. You know what? Go to my main, like my main. Okay, okay.

Starting point is 00:48:54 So here's your... Oh, she followed back? I think we understand her fear. What's the fear? There's always a fridge to protect the snacks. Yo, I listen, man. Listen, she's... I understand why she is giving you all her money now.

Starting point is 00:49:20 I understand why she is terrified of you cheating and doing anything and hanging out with attractive strippers and getting famous and leaving her. And I, yes, I understand. Yes. I, yeah. She's a good person. She has a good heart. Sure.

Starting point is 00:49:39 She's a good person. You could have said more things than that. She's a lot. There's a lot. I can talk forever about that, you know what I mean? Uh-huh. Yeah. Okay.

Starting point is 00:49:52 Anything else you want to say about her? I mean, not really. Like, she's a good person, bro. Wish she could have came. Like. Bro tagged me in a story the other day, by the way. Yeah, I never saw it on your phone? No, I saw it on your phone.

Starting point is 00:50:08 Okay, I did not tag you. You mentioned at Caleb Hammer Composer in your story. Yeah, composer, what? You make music? Did. Don't really have to. Quit, it didn't really work out? No, I was making a living off of it. It wasn't as much as I wanted. You make, you, wait, sing?

Starting point is 00:50:23 I made a living off of it, yes. I don't know about that one. Okay, good. Again, just like everything else. I'm glad you don't know about it. it. Like, I guess that changes my story and history. But you get my point where I'm saying, like, my views are pretty close to yours already and I have like no followers.

Starting point is 00:50:45 But, hey, this is interesting. Okay, so I appreciate this hustle. You're reaching out to pretty much every brand. Hey there, I recently came across your page. I would love to make a promo video for you. Feel free to check out my page and let me know if you have any, if you want to see any analytics or have any questions. So I appreciate that hustle. You did like better. Casino

Starting point is 00:51:01 stuff and... Yeah, I had a casino deal for like a little bit. And some, uh, actually uh, You don't respond to it. So I actually understand how you're making that money. Again, like, I can appreciate that. I'm a hustler, bro. Do I got to do to make money?

Starting point is 00:51:13 I can appreciate the hustle. I work hard on what I do. Just a matter of time. I truly believe that this is for me. And you're also sending everyone in your life videos, like links to your videos so that they watch it. How old are you watching this? How old are down in these DMs are you going?

Starting point is 00:51:33 April. That was one of my birthday is. It was probably. It was your post-jail video. You're like, please support this. please support this. Yeah. Which is fine.

Starting point is 00:51:40 That's fine. That's okay. You probably used to do that too. Yes, towards the beginning. Probably not actually, because I haven't probably just made fun of it to be real of you. No, but you have to have no shame going into this kind of stuff. Yeah, exactly. So, no.

Starting point is 00:51:53 Yeah, like most of those falls I got are in the past, like, a few months, too. Like, I was really nothing, not that long ago. It was getting there. Oops. You're watching other people's videos now? No, I'm clicking around. You do know you're, like, running a podcast right now. kind of just hanging out.

Starting point is 00:52:09 Oh, it all works out in the end, my friend. I do not have that many videos. I'm going to be real. Are you looking for, like, evidence here? Yeah, found some. No. Who's... Don't know.

Starting point is 00:52:27 No, okay. Don't know. I'm a... I don't know. Of which he messaged her... That's my favorite part. Oh, my goodness. He messaged her yesterday,

Starting point is 00:52:36 yo, you're trying to link when I'm around? I did not see. that that is not me. Like I said, so I got, I got my boy. He said that, that's him. He said, she said, maybe. He said, what do you mean by maybe? Because, like, I don't know when you're around. Said flying back the 24th, I'll be in Manch for a little, and then I'm going to Miami. Yeah, we all on Miami trip plane. So. Don't know who that is. Don't know. I think possibly like there's a club. Someone who's like actually not, well, there she is, Chan. I think we see. We see.

Starting point is 00:53:12 see what is happening here. Crazy shout out. That is crazy. Yeah, that was yesterday, my friend. I don't talk to no one, bro. I'm going to be honest with you. I really don't. I stay off my phone.

Starting point is 00:53:22 I don't really be doing that. Okay. So who's... I really couldn't tell you. Okay. Yo, you responded to her story. Oh, yeah. No, she's from Austin.

Starting point is 00:53:33 She from Austin. She is. Yo, I'm from Boston. In Austin for a few days to film or shows. You're trying to show me around? Yeah, that's, that's, that's, um, content, bro. She's an influencer. I'm just trying to find some people to show me the city, bro.

Starting point is 00:53:45 I don't know much about Austin. Mm-hmm. I don't know what type of point you're trying to prove it all this to be really. No, of course not. Of course not. Of course not. No, no, no. Why?

Starting point is 00:53:56 No, no, no. Like, dude. First of all, you say you're going on my IG, bro. Now you're like in my WhatsApp or something. Like... What? Is there a WhatsApp too I should check out? I don't have WhatsApp, bro.

Starting point is 00:54:06 So, uh, who's that lady that you wanted to link up to? She's like, I don't know, I saw her like this morning, I think. She popped up on my phone. Okay, but you're the one messaging her. Yeah, saying... As well. My girl, bro. No, the other one.

Starting point is 00:54:25 There's two in there. There's not two. Okay, there was another that used to film videos with me and we're all friends. I put their name so they don't know his girlfriend's name. Who's... That's my boy's ex. That's my boy's ex. I don't talk to her.

Starting point is 00:54:41 She's kind of. attractive. Yeah, you don't talk to her, except for when you are talking to her. No, I talked her for a little bit like they broke up. Your last message was a couple weeks ago to her. They broke up and saw. You're lucky you got a lot of disappearing stuff on here. They broke up. So your girlfriend's afraid of you cheating.

Starting point is 00:54:56 I wonder why. I'm a good person. I would not do something like that. No, you sleep with everyone, every town you're in. Which again, if you guys are in an open relationship, I'm totally down for, but I don't think you are based on her fear. I don't sleep in no one. I like just me and friends.

Starting point is 00:55:10 We all believe that now. Just having fun, bro. Uh-huh. Uh-huh. Okay, this one actually at least seems like business for what it's worth of... Who's... Again, I don't know any of these people. You had multiple massive long threads with her, so of course you do.

Starting point is 00:55:29 Business, see? Business talk. You hear that? Yeah, with her, like I said, yes, it actually was. Thank you. Not the first person that you were talking to this morning. That was for showing me the city, dude. I've never been here.

Starting point is 00:55:43 What are you, who are you texting? Bro, is like texting my mom right now. Just seeing what a response will be of something. I didn't give you free range. Okay, you do have WhatsApp. I, for what? Oh, wait, yo, don't actually. Okay.

Starting point is 00:55:58 I do go WhatsApp. Yeah, I got WhatsApp. I got WhatsApp. Business, that's business. That's all business. You can click on it. They're making a brand with my face on it. That's what that's about.

Starting point is 00:56:07 Well, trust me, will black out anything private. Yeah, bet that. I feel like you're a liar, though. I'm not going to lie. No, we'll always believe out. Yeah, no, they put in my face on a bag of weed. And so... Okay, you think you're going to go viral. No, you're not. Doing what?

Starting point is 00:56:23 We won't allow that doing this. I just get a percentage of it. I'm not going to go viral by people selling... How am I going to go viral by doing that? Okay, yeah, this is pathetic. I just got a really nice mug shot, so they want to use it for that. Yeah, so you're talking someone on here about, like, the business, right? Yeah.

Starting point is 00:56:42 Okay. Yeah. Well, I guess it's better than cheating I don't cheat to clarify Come on I don't cheat Try to link up What the fuck are you talking about

Starting point is 00:56:53 Show me the city, let's get some drinks Not even not even that Don't know who that is What? Never heard that name You're Miami link Shut off Never heard that name

Starting point is 00:57:04 Yeah that you're Come on You got lie detector test here I'll do it I do not know who that is Yeah we're gonna call the girlfriend of the potion and we're going to tell her exactly what has happened.

Starting point is 00:57:15 That is 100% the reality of what's going to happen. If you're willing to do FaceTime with me, I'll screen share and I will show you that he is on Tinder. No. He is stupid because I pay for every fucking thing in his life. I have everything he owns in my house right now. So when he gets back, I guess it's all going to be fucking gone. This whole thing's a joke.

Starting point is 00:57:33 Be honest with you. This whole thing's a joke. You fucking have done this shit before. We were told in the pitch that she would not come. We could not call her. No, he told us. I could have came. I would have paid my own shit and everything. I could have fucking came, but he didn't want me there because he wanted to fuck other bitches.

Starting point is 00:57:50 You f***, buddy. I don't fuck with cheaters. Again, if you guys are open, I'm not cheating. No, I'm going to be honest. Don't show with that. You call your girlfriend insecure? Appreciate it. I said she actually had every reason to be insecure. Why? I do not think she's insecure. With everything that just happened, I'm not going to lay it out for you.

Starting point is 00:58:07 Shut the fuck off. What do you think your financial score is zero to ten? You pathetic? Like a horrible human being. Like 10 being the best or the worst? Best. Like a solid, like probably like a 10. Nine.

Starting point is 00:58:20 Nine. Nine. Dude, you're actually a fucking moron. I'm not hungry. I got... Thanks to your girlfriend, that isn't. Now, unfortunately, she's still probably will be with you. Listen, this is...

Starting point is 00:58:34 You're not trying to make fun to relax. It's just like, we understand why she's doing this. And it's actually just really sad. She's a beautiful person. In what way? Every way. Okay, good. See, thank you for clarifying, because earlier you only said personality.

Starting point is 00:58:48 I did, yo, your recall is not there. Play it back. She's a good person. She has a good heart. Sure. You could have said more things than that. She's a lot. There's a lot.

Starting point is 00:58:58 I can talk forever about that, you know what I mean? Anything else you want to say about her? I mean, not really. That's not all happening. Okay, so here's the thing. As a girl's girl, I'm with you, Queen. I'm on your side. Here's the reality.

Starting point is 00:59:11 Listen, I know he's. handsome. I know you probably think you can't do better. Um, dude, girl, girlie pop. I'm going to be talking to you in the post show, but this is for you right now. He's a piece of shit. He was in jail. He's stealing your money. You're a piggy bank to him. He will leave you. He is officially cheating on you. A hundred percent. Can I do this? Can I have my little time? Can you mute his mic, please? Thank you. Um, but the thing is, you can do better. And the reality is, it is, it's kind of f*** out there. There's many downsides to the dating market and whatnot. But the upside for you is you have the advantage. You own 100% do. Even like, I'm not saying you're the bottom 5%, but even the bottom 5%, they still win on Tinder and everything for women.

Starting point is 00:59:55 You have, you have the upper hand right now in the dating game. Take it. This guy is bad. You're muted, so it doesn't matter. He doesn't listen to you. So the thing is you have the upper hand. leave this man I know he's handsome and it feels like he can't get anyone else you can he's a bad person he's an actual bad person he uses people around him for money

Starting point is 01:00:18 I'm a great I'm a great person I'm not I don't cheat I don't do anything bad I everything's fine like I'm not

Starting point is 01:00:31 I think you're a great person like like you just sitting there talking to my girl for 10 minutes bro like what are you doing Unmue my mic, bro. Like, I'm serious.

Starting point is 01:00:40 Unmute the mic. I'm not even playing right now. Is there, like, this is the worst podcast ever. People actually watch this. You're telling me people sit here and watch this. This is like, what do you have under the table, bro?

Starting point is 01:00:59 Weapons. So you think you're nine. Whatever. Okay, get your Hammer Financial Score. It's free at calebhammer.com. It's wonderful. It just takes a few minutes to where you stand in the world of money. You're being quiet like a good boy.

Starting point is 01:01:13 I appreciate it. Is he still muted? I hope so. Is he still muted? Unmuted. We can unmute him. Well, actually, let me get through this first. Also, download the Dalloway's budgeting app.

Starting point is 01:01:25 Take the free trial, see if you like it. If you do, of course, sign up for the annual version. I will personally sign our 30-day meal plan and mail it directly to you. It is awesome. It is great. Now, usually the guests get this on the show, but you're a horrible person.

Starting point is 01:01:38 You can go fuck yourself. You rip my meal. My meal. Yours, you have nothing. You own. Arrnuffling. You're a bad person. I don't like you. Okay, you can unmute them. Yeah, they did not hear you, by the way.

Starting point is 01:01:49 So you've been yapping, but no one knows anything. You just did all this. Disrespected me. Dallowise.com. Yes. Yes, I just respected it back to what I said earlier. Of course I disrespect. This is why no one likes you. Who's no one? Everyone in the world, bro.

Starting point is 01:02:03 What are you talking about? Dude, you're very, no one likes you. You're a miserable person. Who is this no one that you are talking about? People, go outside, bro, and tell me someone's going to like you. I do! Not much, obviously. I guess stopped all the time.

Starting point is 01:02:15 They like it. That's not an ego thing. He's making me do it again. Stop it. I hate having to do the ego thing. I don't like ego. Yeah, he does. I don't want to be, I don't want to be Tony Hinchcliffe just like thinking I'm like the shit.

Starting point is 01:02:26 I like his show, by the way, but he has a big ego. I like his show, though. So do you. I'm sure there's an ego there, but it says I don't flex it like that, man. You want to be the next Dave Ramsey. That's your whole persona. Why? Why?

Starting point is 01:02:39 What is your obsession with David? My mom. him actually. He tells me that I should do that. Actually, he was my first pick. I was going to try to get him to help me. Call him then. Yeah. I think that's what I'm my tell your mother to go get an abortion. His first abortion recommendation. Yo, I'm adopted. She can't do that. I'm adopted. I'll be rude with you. We'll still find a way. Yeah, lokey.

Starting point is 01:03:01 So that's why you're f*** up. Is that a real thing? It has a little bit of M-B. I was a meth baby, apparently. Like, yeah. All making sense. So, yo, I think this is Clorna! Yeah. 1,500, or, 152.

Starting point is 01:03:20 It's not that much. Okay, well, you... Sure. Thousand bucks. Bring it up so I can, like, see it. My client. That was from, like... Clorna.

Starting point is 01:03:30 I don't think I'm signing a video, too. How'd you get the screenshot then? 152-79. Pass screenshots. It was for an Airbnb. What Airbnb? The ones down here that you're going to be... Bitches in?

Starting point is 01:03:40 Who's calling me? People are calling me. Let me see. Let me see. Let me see. Let me see. No, no, no, no. No, no, let me see. I will not allow that. Caleb, I'm going to be so honest with you. I'm not going to mention who, I'm not going to say who just called me. It's probably your girlfriend.

Starting point is 01:03:52 What? Probably your girlfriend. No. Okay, can I? I need to see your carna, though. Can I see your clarna? You're not going to stay on Klarna. We both know that. No, I need to see your Klarna. Okay, you can see Klarna that if you stay on Klarna. I'm not signed in, though, so why do you need to see it?

Starting point is 01:04:07 Okay, can you sign in real quick? Because I need to see your, this is a financial audit. This is the worst financial advice I think. I've ever got. We haven't given any. Tell me I'm a piece of shit. I'm a piece of shit. You're like I don't know my password, bro. How'd you get us to screenshot,

Starting point is 01:04:22 I haven't paid it back. Obviously, I don't, you know, yeah, you want to try? You can see it from a foot away. Okay. No, no, just click sign in. Yeah. See if it auto fills. No, phone number or email.

Starting point is 01:04:36 There we go. He's figuring it out. See, that's what I do, bro. I do, you know. No, what? I do stuff like phone video. I make videos, bro. Like, it ain't that confusing.

Starting point is 01:04:49 You acting like you've never done this. I'm a... I can't get in. No, let me see. Look at that little smirk. Show me? I'm not in. Okay, so it sent you a code to your email.

Starting point is 01:05:00 Get the code. Oh, God. Now I'm seeing all the messages, bro. How many people are... Did you text on my phone? It doesn't matter. A lot. One, one person.

Starting point is 01:05:09 No. No. Who responded? My girl. Can we just look together? I don't need to see your girl. We don't need to hurt your girl. And then people are calling me on Snapchat.

Starting point is 01:05:15 We don't need to do that. Some reason you went on there. Yes, of course. Start texting everyone. Is this what you're doing? No, no, no, no. Don't do this yet. No, no, stop.

Starting point is 01:05:25 Your Wi-Fi here sucks. Yeah. Bad. Yeah. Agreed. Call his money can't upgrade that. We got it the best we could before the money. We spent a lot of money out of it.

Starting point is 01:05:35 It sucks. Yeah, it won't even send me to code. I guess you can't see it. No, no, no, come on, man. No, we are doing this. I need your little picture that you're People printed out. But I can't see where it's spent, how much the minimum is.

Starting point is 01:05:45 One is the only is spent on a B&B is what it was. A B&B. B&B. Yeah, Airbnb. But either way, I need to see what your minimums are. What does that even mean? Stop! What's a minimum?

Starting point is 01:05:57 Yeah, it won't even send me to code. Oh, God. Who's that? Won't even send me to code? No, it was to your email, I said. So pull it up in your email. Oh, shit. I bet that.

Starting point is 01:06:09 I got a couple emails, actually. And what do you think? That's the real world. This is him. This is actually... So I actually tried to use Klarna again to, like, come here and it didn't work. Yeah, you probably haven't maxed out.

Starting point is 01:06:24 Yeah. Yeah, I'm being told you couldn't figure out anything. All he sent me was 40 screenshots of individual purchases. I send you bank statements, dude. Not statements. That was hard for me to figure out, actually. I went down to the bank. They didn't even do it, right?

Starting point is 01:06:38 You went down to the... Yeah, I didn't... Use. I figured out how I'd do it on the phone. I figured it. out. It won't send it to me. You gotta operate your Wi-Fi. Okay, try to go on cell then. Cellular. I don't know why my girl's name is popping up in my email so much. I don't need to look at your girl. I really don't anymore. I don't need to do that. I do need to look at your screen time,

Starting point is 01:06:57 though. That's a part of the show. Screen time? Give me your phone. Yeah, see my, see my, you are not looking at your girl. I am looking at your screen time. Right. How much is it a day? Like, you're gonna just roast me on that. Oh my gosh. You're on your phone so much. Oh no. So this wasn't even to get to you. Oh, no. No, this actually wasn't. I went on here. I went on here to... Look at the screen...

Starting point is 01:07:21 I just need someone over here with me to witness this. What? What is not? Dude, what? Brandon? Yeah, I'm on my phone a little bit. What's your point? You're on your phone a little bit. This is just for today. It's what I do. Your travel destination.

Starting point is 01:07:33 It's what I do. I'm like, on an airplane, bro. On an airplane, okay. Yeah, so I was like, oh, okay, I have to do this. What has he been on today? Tinder 15 minutes. That is not true. I was looking at your screen time

Starting point is 01:07:44 because we do that to see how productive. If you don't know, that was a setup. I'm gonna be real that was a setup. You do not do it for that. No, yes I did. Starbucks is bullshit and a waste of money. And you already know that by making your coffee at home and investing the rest.

Starting point is 01:07:58 So now you need to do that with your energy drink as well. Make Gamer Subs at home for just 40 cents a serving. And honestly, it literally tastes better. And we proved this accidentally via a blind taste test in our Hammer Elite show Fat and Fatter. The number one ranked energy. drink is game subs. Literally the cherry flavor is

Starting point is 01:08:19 insane. Listen, you can also get free samples to see if you like it or 10% off your order at GamerSups.G or click that link in the description below. Type in code Caleb. Stop bleeding out money making minimum payments across multiple high interest

Starting point is 01:08:35 accounts. Most Americans are spending hundreds sometimes thousands of dollars that could be going toward actually paying down debt instead of aligning some bank's pockets. And look, if you you're sitting on high interest credit card debt, a car loan at 18%, or oh my goodness, a payday loan charging you triple digit interest rates,

Starting point is 01:08:55 you need to hear this. If you've already cut up the cards and built better financial habits, but you're still drowning in interest payments, barely making progress, and this is for you. I have opened my very own marketplace, a personal loan marketplace that lets you get personalized offers from multiple lenders in one place.

Starting point is 01:09:14 You can see if you pre-qualify in minutes and it won't impact your credit score. But here's the deal. This isn't a magic bullet. If you refinance your debt but keep swiping, you're just making the problem worse. You still need to fix the behavior that screwed you in the first place. But if you're serious about getting out of debt faster,

Starting point is 01:09:31 you could potentially lower your monthly payment by securing a single payment at a much better rate. Check out the link in the description below to see your personalized offers or go to Calebhammer.com. And remember, you still gotta do the work. Production, you're bleeping out what he just said. No. That's all getting cut.

Starting point is 01:09:48 That was getting cut. Crazy. That's crazy work. Yo, I'm from Boston. I'm in Austin. I ain't even from Boston, so that can't be me. God. For a few days, for a TV show.

Starting point is 01:10:05 Yeah, see, you're not even that high quality of a show. I'm not. Oh, well, he's getting something. A lot. And for what is where some of them are kind of cute. Some of them are bust. No, I don't do it. This isn't me.

Starting point is 01:10:16 They're running a two man. They're doing the duo. Who's that? You set up the two-man with your boy on-Benzhou she know this? I have to ask. Does she know this? No what? It's you are doing this, man.

Starting point is 01:10:28 I don't go on Tinder. I don't do that. I feel like you're just making this up to make it like, I don't know, dude. Yeah, the screen recording and all this stuff right here, Chad. I'm making this up. So she doesn't know this. No. Well, she does now, obviously.

Starting point is 01:10:44 No, we don't have to tell her. We can, if you want to tell her first. Okay, you're talking to... So really, it's just, hit me out. Give me out. Give me out. Oh, you're talking to a lot of women. No, I'm not.

Starting point is 01:10:57 They talk to me. I don't talk to them. Half of them I don't respond. You can see that. No, you... They're the ones not responding half the time, but yes. I got my little catchphrase. I got my...

Starting point is 01:11:06 It's like in my notes app almost. Like, I got a game. I just do the same thing to everyone and it works. I don't do it. I don't do any of this, bro. Like, what? It's not that bad. This is cooked, man.

Starting point is 01:11:20 I was just trying to... I'm in my first time in Austin. I legitimately did come on here for screen time. I doubt that. It doesn't matter. I don't care what you think. One of your producers told you something and it got... No.

Starting point is 01:11:30 No, Colton, you didn't know this. Right? No, this was not a part of the conversation, buddy. All right, then. Well, that's sweet. You're telling people that are bad. Help me with my finances. You're trying to link?

Starting point is 01:11:41 Yeah. Maybe, yeah. Maybe, yeah. Maybe you can give me my phone back. How about that? No. I don't anymore. Because now you did.

Starting point is 01:11:52 kind of. Shit. My Instagram. Yeah, it works. It works, bro. It works. Nah, it's abused, bro. You know what it's like...

Starting point is 01:12:05 Man, this is... No. I be trying to pull... I'd be working night. You're trying to pull up one morning? No, da, da, da, da, no, no, mute his mic. No. Production.

Starting point is 01:12:16 Don't. Don't. Why didn't you make this your no-no? Why don't you do your job? And help me with my finance. making a show. This is a shitty show. Thank you.

Starting point is 01:12:30 Sometimes they're attractive. Sometimes they're like kind of really ugly. I don't really understand. I have a stigmatism. That was funny. I do. I think because of the meth when I was a kid. It's like a real thing.

Starting point is 01:12:43 You can Google it. It's like genuinely a real thing. I don't know why you're laughing at that. It's kind of... Dude, you're totally just... This whole show is just about making fun of my personal life and making fun of me. I'm not making fun of anything.

Starting point is 01:12:54 Laughing that I have an eye. If anything, I'm actually just saving. I'm saving someone. Who? Your girlfriend. She is saved. She's happy. Okay, let's go back to screen time.

Starting point is 01:13:05 Yeah, go back to screen time. So this is what I'm interested in. This week, he's used Tinder for almost a full hour. Whoa, one hour. And that was probably all, like, right now. Actually, it's probably all from you on my phone, dude. I'm being real with you.

Starting point is 01:13:20 You've been on my phone for how long now? Huh? You've been on my phone for how long now. Not an hour and not Tinder for an hour. Close. You f***ed this whole thing. Okay. No.

Starting point is 01:13:32 Yeah, the people that I care about. You're still on Tinder. You're just doing this for yourself at this point. No, I want to see. Respond. She's not going to. Why? I don't know, because.

Starting point is 01:13:45 You were messaging her this morning. But they think I'm the one typing. Why don't you type them from your number? How about I leak your number? How about that? You don't know my number. You never will know my number. I got my ways.

Starting point is 01:13:55 Okay, so I'm going to hold on to the number. this. Okay. I'm gonna hold onto this then. Your brand, what, what model is this? Wait, got gun under there? Yes, give it back. You ain't gonna point a gun at me. Give it back. What brand phone is this? The new one? And we'll count to five. I'll go back to jail right now. You think I'm playing? I'll take your phone with the, it is nice. It's a nice phone, dude. I don't have- I want a message. Who's- Who's- Who's-? Just in case. I will count down from 10. All right. We'll do a little swap. Nope.

Starting point is 01:14:26 Yeah. No, I will have my phone back or I will assault you. You'll... Dude, I'm bigger than you. You assault me. Yeah, but I have a gun coming. That's assault. That's just kind of the lame way to get out of it.

Starting point is 01:14:40 I'm going to be real with you. That's fine. You're going to assault me. Do it. Assault me. Okay. So... Let's see who you're texting.

Starting point is 01:14:48 Ten. Yeah. It's my turn now. It's my turn now. Seven. I don't see the security guy at the gun anywhere. Five. Five, four, three,

Starting point is 01:15:00 call a girlfriend. Two, Yo, what the fuck? One. I don't see girlfriend, you don't even have a girlfriend. She's not mentioned there. You can have your, give it to me, give it to me, give it to me.

Starting point is 01:15:10 Yo, what the fuck? No, no, no, no, don't, don't, don't, don't, don't, don't, don't, don't, don't. Don't, don't, I do not. Okay. I'm assaulting him. Yeah, you're salt. Wrong, full of f*** up now. Don't, don't let him hurt me, though.

Starting point is 01:15:20 Yeah, it kind of tasted good, though. It does taste good. Dude. You didn't give me. My phone back. You have security? Yeah. You're on my side, bro.

Starting point is 01:15:30 We're on the same side here, bro. I think we're okay. Dude, I feel like I just did a line of . You get a little bit at two of them. No, no, no, no. I just ruined your own studio, bro. Nice job. Let's pause for a second so we could breathe.

Starting point is 01:15:45 I taste it. Okay, and we're back. We had to spend some time cleaning. That was gamer subs. Very tasty, by the way. But, I'm sticky now, like, everything's red. You are? No, it went a little further than I was hoping.

Starting point is 01:16:02 And I never, I've never seen my security. Not physically, not real assault, not legally assault. He signed paperwork. It is okay and fully legal and we are good. I probably inhaled some of that. He has no ability to press charges. Thank you. And we never saw my security guard.

Starting point is 01:16:17 Move his ass that quick. I was impressive. He was ready to blast you. And I still win. Okay. His girlfriend's not even on his front, That's my dog, bro. My bro and people.

Starting point is 01:16:31 Okay, everything's very grainy now. Yeah. Nice studio we got. Thank you. Third in the world. Correct. Okay. So, hospital bill, $800.

Starting point is 01:16:41 Well, yeah, I got a collapsed out. And now you probably just made it worse by me breathing in all this. Being real with you. I'll be making the world a better place. So, what happened? Collapse lung. Why? Is there a why?

Starting point is 01:16:57 Yeah. Yeah, yeah. I was smoking too much. I'm glad you're putting that content out there for more kids to smoke. It was for money. There was a video I had to do it with like a dab rig. So I turned it as hot as I could to get more smoke, trying to please the company, make their product look good. And I like singed my lungs and like, I'm really sticky right now, dude.

Starting point is 01:17:14 Everything. We actually have a shower here. You can use it. I'm not using your shower, bro. I'm be real. I don't know what you doing that thing. I was trying to be nice for the first time this episode. It's a little too late for that one.

Starting point is 01:17:26 Okay. Okay. No. Is that first part true? Yes, what, true? Do I even say that? Do I say it? What you told Lindsay and Colton?

Starting point is 01:17:42 I tell them a lot. What did I tell them? You better do it before this episode comes out because then it's just mean, right? Do I say it? You were telling them that you're planning on breaking up with her anyway. Yeah, that's cut. That's cut. I'm a real.

Starting point is 01:17:58 I would be so honest. Well... I got to keep the peace, bro. I got to keep the piece for while I can. Peace is probably gone after this, but it's okay. So, but the thing is, can we be real?

Starting point is 01:18:15 Yeah. You're with her for the money. No, no, no. Why else? We have pets together, bro. If you're ready to... So that's it. So it's the pets and the money.

Starting point is 01:18:24 Yes, I got four pets. Because you're already fucking other bitches. No. No. No. that Tinder or those messages without... Damn really... Dude, I got... like, no, no.

Starting point is 01:18:37 I don't got that. Look at me. Who would want to f*** this? Covered in... No, you're an attractive guy. Yeah, I got makeup on now. Gamer... Gigi co-cale.

Starting point is 01:18:47 It does taste good. You don't taste it. I tasted in the air. No, I still do. It's good. I'm breathing it in. Yeah. No, it's very delicious.

Starting point is 01:18:53 Okay, but... Yeah, I think you're just... If you've already made up your mind, you're just choosing to stay further end. No. Which is really sad that you're taking advantage of someone. I could go somewhere else if I want to go somewhere else. I don't...

Starting point is 01:19:04 But the way that you're already done, you're already choosing that, and you're fucking other people and talking to other people. This is really sad. It's not... You're making it sound worse than it really is. Am I? Am I? I want to stick up for her, man. It's not fair.

Starting point is 01:19:22 It's not fair. $800 for the medical bills. You could pay it off with your $5,000 that comes in. Especially as she's taking care of all the bills anyway, man. This is pathetic what you are doing. to an other person that has real feelings. Real feelings. Real life.

Starting point is 01:19:38 I feel like you're making it a lot worse than it really is. Am I? Make it sound better. I'm a young. I'm a young kid. I'm not doing anything bad. Okay, you're 24. You're not a kid.

Starting point is 01:19:45 You're a young adult-ish. And I'm just living my life, have fun. Exactly, but you are using her feelings for that. No, definitely not. You can have fun or you can be with her. Choose. Let's again, you guys are open, but you're not. So it doesn't matter.

Starting point is 01:19:58 We were when we first got together for like a little bit. Doesn't matter. You're not now. No. Yeah, yeah, no. And also, that was like three years ago. Okay. A random paid for this $164.76.

Starting point is 01:20:12 What? A random paying for $164.76. Yeah, I don't know what that's from. Great, wonderful. Okay, well, you owe 30 days, 15 days, twice a month, 60 days. I'm going to be like, I owe Klarna money, I owe that money, owe a lot of money. I just... Well, why? What's your plan here?

Starting point is 01:20:32 What's the game plan? I'm taking the bad credit. it because eventually I can fix it in the future. I got to do what I got to do now to do what I got to do. What's the game plan though? What's your overall plan? What are we trying to do here? I'm going to get it to the point where I'm making,

Starting point is 01:20:45 if I make like double what I'm making now, I could live comfortably. I'll be fine. Maybe, but I feel like you'll just lifestyle inflate yourself up to that anyway. Yeah, I'm already living like a little inflated than I should be, I feel like. That's why you're forcing her to stay with you.

Starting point is 01:20:59 Pathetically. Well, it's going to be like $69 bucks a month. I think, I think, really hard to say. I mean, this is a mess to go through. Tell me about it. I didn't even know. I had to kind of figure all this out for the show. I didn't even know I owed this much to be real.

Starting point is 01:21:16 Seriously how this goes, my friend. Oh, the fine for the Santa Monica Pier. 4,000! Yeah. Does it have to be lump sum? Can you get on a payment plan with them? With the court, maybe. I can't do a payment plan, but it would be through the courts.

Starting point is 01:21:31 How much? What did they say the payment plan would be? I was in jail when that whole thing happened And so I think I have a set I think it's a set amount That I have to pay Because I could not be there They wouldn't take me for certain

Starting point is 01:21:41 Court dates And that was one of them Did you even get views on this? I got like a million view Video on Instagram short It wasn't worth it Long form did I It got like a couple thousand

Starting point is 01:21:54 And it wasn't even close to worth You certainly didn't make that back I thought I was gonna die Yes No genuinely bro I know I almost died Yes. Why do you think you should?

Starting point is 01:22:04 It's in the ocean out there. The plan was the day after that to climb the Hollywood sign and then all that went down so I didn't get that far. Man. What is wrong with you? You people that just use the world for your content. It's disgusting. Sorry, I'm still choking on what I be through it. These are real people, real things and real consequences.

Starting point is 01:22:24 The world doesn't exist just for you. You main character complex freak. It's not. I don't know. I feel like you live just a different life than me. You're like to be boring. I don't abuse people for the sake of my show. You're just boring. You don't know how to have fun.

Starting point is 01:22:43 You're boring. Fun is almost dying from jumping off the pier? You're going to get old and die one day and regret your life. What am I going to be regretting? You really do think you're togy. What am I going to be regretting? I think I'm togy. Yes.

Starting point is 01:22:54 You're copying and pasting exactly what he said. What will I be regretting? Not having fun. I have fun. I don't jump off. off a pier. That wasn't fun. I'm a beer.

Starting point is 01:23:07 That was not fun. I don't climb the Hollywood sign. I didn't. I don't break the law. That's me not having fun. I don't go to jail. Oopsie. That's not very fun.

Starting point is 01:23:17 It's just two different lifestyles, bro. What is it? Using and abusing my girlfriend? You're right. Abusing? Abusing is crazy. Using. And what did you say?

Starting point is 01:23:26 Okay, well, he doesn't deny the using part. I don't abuse. Quite telling. I didn't say, okay. Not actually abusing. using. Sure, not using though. Clear the air on that one. Like... You just have to make it.

Starting point is 01:23:40 Yeah, it tastes... It's not bad, actually. It tastes good. No, it's very delicious. Gamers sometimes is yummy. Can you give me some? For free? Actually? You deserved it after whatever. Yo, that's what's up. Bet that. You deserve it. You're a bad person, but you deserve. Hey, I appreciate you. We had a little too much fun there. No, I was not... That was... You're an asshole.

Starting point is 01:23:58 Yes. Yeah. But also, I told you something would happen if you didn't give me your phone back. And I got I'm to send away for everything. I told you something was going to happen, you didn't give me my phone. Still do. Yeah, you still do, and it still hasn't happened yet. Nothing he can do, because he'll get shot.

Starting point is 01:24:10 Okay. Security left. Obviously, he doesn't care about you that much. Buddy, he's watching right now. Where? He has cameras? Oh, wow, okay. Oh, that's how he got here so quick.

Starting point is 01:24:23 You think he leaves, you think he just it just leaves me in here with you freaks? That's what it seemed like for a little bit there. Uh-uh. No, sir. Okay, so the monthly place. plan. What could it be like 50 bucks or 100 bucks, 500 bucks? What monthly time? I did. I was not at the court

Starting point is 01:24:40 day, bro. I think it's a full set payment. Your lawyer didn't tell you? I had an attorney and not even a real lawyer, bro. Okay, reimbursement for medical expenses is a dog by incident. Oh, God. Yeah, that's three. I have to go home after this and go to court for that actually. What? And it is fake. There's this group. I was walking my dog, right? We're in a park, tennis court. My dog was playing. And these two. Yeah, pit bull.

Starting point is 01:25:04 How do you know that? Pipple. It's not a big, because you're in a dog bite instance. I'm going to be real, that's racist. Then I'm racist. Okay. It's normal. Pipples are just a type of dog.

Starting point is 01:25:15 My dog is that are conveniently all the dog bites. This episode is brought to you by Activia. You might already be eating yogurt, but not all yogurts are created equal. Activia contains over one billion probiotics per serving to survive and reach the gut alive. When it comes to gut health, Activia is the number one family doctor, recommended probiotic yogurt brand. Choose Activia. Feel good from the inside out.

Starting point is 01:25:42 Visit Activia.ca for more details. I don't know that's true. My dog was playing this park and escaped the tennis court while these two lesbians were walking. That's racist. And what about these lesbians? Bro, they, okay, they were walking their husky. And my dog saw them and was just trying to say hi. you're making this

Starting point is 01:26:06 okay because I have to go a court over this It was just trying to say hi with this. No, I have to go court over this So take this seriously please Okay, I am fighting this case To not have to pay this so Well this will come out after your court case

Starting point is 01:26:18 My dog Ran at these people to say hi Bit their dog in the neck The Husky and held on Held on to the Husky The husky's name was Odin Right so these two people are freaking out They pulled a gun out on me

Starting point is 01:26:30 Point down my dog freaking out Odin the other dog is tweaking Wagon his head all around turned around and bit one of the lesbians in like the arm or the hand. She needs stitches, all stuff. She went to the hospital like 10 times, by the way, for stitches, saying that my dog is the one that bit her and my dog did not buy her. You know, even incredibly progressive countries like the United Kingdom ban pit bulls.

Starting point is 01:26:51 You guys know this? I don't live there. Pipples are wonderful dogs, bro. They're good with kids. They're caring. They're wonderful dogs, bro. Yeah, this really shows the type of person you are to think that a certain type of dog. Or I just go with the tip of dogs.

Starting point is 01:27:05 Okay, be real, maybe my dog's like a rescue was abused and all the stuff. Three years old, I actually just got her. I haven't awfully sure. She got locked up just like me, bro, for like 10 days. Fair. Surprise she wasn't forced to be put down. Okay, that's really? You guys say it about my dog, right?

Starting point is 01:27:20 Yeah, she's that violent. She's not violent at all. She loves people. I'd be filming in my house having like 20 people over. She's fine. I don't want her to be put down, but sometimes it's like the rule. I don't think it's like a three strike sort of type of thing. I'm not sure.

Starting point is 01:27:34 Okay, so the lesbians are suing you? Yeah. For $3,000? Yes. Fair. Your dog is the one that caused it. No, my dog ran at them. The incident.

Starting point is 01:27:45 And put the husky's mouth and hit, or neck in his mouth. Didn't even leave a mark. My dog got more messed up than the husky. They're doing this just to do it, bro. Oh, fuck me. Oh, God. Money owed to his girlfriend, $30,000 and she's never getting that back. She's so, that's so, that's so, you've abused.

Starting point is 01:28:03 You've abused. You, this is, this is abuse, financial abuse. You are emotionally and financially abusing her. You're a disgusting person. I think, so one day when I make it and I do become successful, $30,000 isn't that much money, bro. Like, why are you back on my, you just love my phone. Can you tell me your code?

Starting point is 01:28:24 No, I can't. 420, 420. Like, it actually is. Yeah, it really is, Caleb. It was zero. and then people guess that. I'm going to be real deal with all this. I'm going to need a lot more than just one of these things, bro.

Starting point is 01:28:41 Yeah, that's energy. Don't relapse. Don't relapse? Please. With caffeine? No, I'm saying if it gets tough, please seek help instead of... Yeah, no, I'm not going to do... I'm done doing drugs.

Starting point is 01:28:53 I just smoke my weed and drink. I don't drink, actually. I'm on probation. Okay, those are still drugs. Yeah, it's legal. Medical for your back pain. Not here, though. Don't you get arrested here for smoking?

Starting point is 01:29:03 Everyone smoke. I got I had some weed on me I was going through right here, deer here and Border Patrol pulled me out of the car I think it was in New Mexico, pulled me out of the car and I searched my car it's right neighbors, right? Okay, that makes it Texas I guess.

Starting point is 01:29:18 Pretty much. I was driving through Texas. This show sucks. No one's going to watch this. This is horrible. Okay. Leave a comment saying he's a piece of shit I'll all get beuted.

Starting point is 01:29:37 Leave a comment saying that Caleb fell off. Okay. Leave a comment saying Caleb fell off if you're still watching at this point. Yeah. Thank you. Yeah, this $30,000, I feel horrible for you. And she keeps asking for it, I'm being told.

Starting point is 01:29:51 And you just lie about your spending to her instead. It's not that bad. I'm going to pay her back. And you took the money from a deal with the company to go gambling instead of paying her back because you're just a pathetic, horrible person. Okay. Citizens Bank.

Starting point is 01:30:04 Started with 14 cents. That's insane. Ended with 4.45. Who really uses bank accounts nowadays, though? I'm just buddy. Like, you're the financial account. Of course you have a bank account. I'm saying, bro, I use cash-up.

Starting point is 01:30:17 All. K-C-S. Rib, instead of paying back the girlfriend. Bradford. K-C-S-Rib. Pull some bullshit. Stop it in and getting some bullshit. Venoming out $200, probably for drugs. Okay.

Starting point is 01:30:29 Fungies, Margarita, Margarita, Bistro, Bistro, Bistro, Bistro, Bistro. Cash App. out. Opeless clip. Oh, you're paying for clipping. That's good. Yeah, I don't have a team like you, Caleb. I did my own clipping, thank you. I didn't have a service to it. And they probably sucked.

Starting point is 01:30:46 Nope, that's actually how we blew up. Good response. Should give me some advice. Make better content. Stop of using people. You're discussing freaking nobody likes you. Okay. Because you're an actual degenerate and pathetic waste of space in our society. Red Arrow. Cash up. That's how it was okay with throwing powder at you that you're not going to able to wash out for like a few days.

Starting point is 01:31:05 No, dude, I'm... It's because you're a horrible person. I did exactly what you do to other people. You go and ruin other people's life for your content. Random stuff of people. I like to just... Prank YouTube. You probably have done much worse.

Starting point is 01:31:16 Okay. Unis Street bullshit, Burlington stores. Aladjo, Providence Gate, Dubai something, to buy something, bullshit. Dubai? Oh, Dubai chocolate? Have you had that? Yes.

Starting point is 01:31:29 Yeah, it's gross. Yeah, it's not great. Tax service, which is interesting, because I love, I like chocolate and I love pistachio, but it doesn't work for me. Sometimes there's mint in it. I really don't like men. Kawabunga.

Starting point is 01:31:42 Woof Meow family bullshit. The goat mac. I take care of my dog. I buy toys and treats for my dog. Give it more nutrients to grow that jaw to latch onto another living thing. Again, racist. Sure. It is.

Starting point is 01:31:55 NYX, show bistro. Every purchase is bullshit. It's actually not one necessity in here. Cash app, cash up, cash up, Amazon. ATEM, which raw. It's just more. It's just like nothing in here. Savings 1010.

Starting point is 01:32:11 It's just $10,000 to $10. $10 to $10. That's you put some money and took it out. Dollar Tree. Amazon. Bullshit, bullshit. Amazon, Amazon, Amazon, Duncan. Oh, this is all.

Starting point is 01:32:22 Amazon, Amazon. Petco. That might be okay. Bullshit. Dave and Busters. Dave and Busters. Duncan. Amazon, Duncan, Bonds Mobile.

Starting point is 01:32:31 Applebee's ATMitch Roth, T.J. Max. Domino's Applebee. Bullshit. PetSmart. Bullshit. bullshit, bonbons, mobile, Louis is Italian. You spend more on bullshit going out to eat than like almost anyone that even comes on the show.

Starting point is 01:32:45 Yeah, I don't like to cook. Then you won't pay her back. Then you won't pay her back. I don't care if you like to cook. You should pay her back. She eats the food too. You're acting like I'm the only one eating it. I don't, well, yeah, no, she eats a lot. I know.

Starting point is 01:32:54 Oh, that's wild, bro. I'm going to be real. Well, she's very fat. That's okay. You got to be careful. I got a full can. Just saying. I have like 10.

Starting point is 01:33:03 Want to play this game? Yeah, I'll ruin your studio right now. Okay. and then I just have to pay the plaintiffs a little more. That's fine. Buy a new studios. We'll just pay the Mexicans a little more. And we love them.

Starting point is 01:33:15 And you're not racist. It's crazy. Absolutely not. In fact, I would, 80% of my company is Mexican. Okay. I have a black friend. It's the trope, right? Okay.

Starting point is 01:33:29 Bullshit. It's all bullshit. You spent Missileans bullshit almost $750 bucks, going out to use $600. Just bullshit. It's not that bad. It's all bad when you owe your girlfriend money. This is more pages and pages of bullshit.

Starting point is 01:33:41 You're a really bad person. I'm really not that bad, bro. You're a really disgusting, horrible person, and I'm not going to waste my time by giving you a budget and shit like that. I'm not going to waste their time. You're just a disgusting individual. I'm not going to get a budget. Correct.

Starting point is 01:33:52 Because what is 30 even budget? You blow it all on bullshit. You don't have a consistent income income. Okay. Summary. Pay your girlfriend back. Let her loose and let her live her life. You're disgusting horrible individual.

Starting point is 01:34:05 Yes, but she gave it to you. And you're a pathetic worm. Over years and I am expected to pay back all the once. Okay, I'm going to call her in the post show. I'll see you there. Joy and Hammer Elite, click that joint button. I'm not giving this man an ounce of my effort. He's a pathetic scumbag that is nothing.

Starting point is 01:34:18 Locked him up and he deserved to be there even longer. I hope you go to jail someday. I would get beat. Beat? You would not survive in jail. No, I wouldn't. I'm soft. Yeah, so I really, I pray and hope that that happens to you someday.

Starting point is 01:34:32 Why? What am I doing? What are you? Okay. Well, what's going to get me there? Assaulting me, maybe? Nah, he signed it away. That's why you do that.

Starting point is 01:34:44 See, you're a manipulative? You came on the show, you signed standard paperwork. Yeah, so you can assault your guess. Yes. I'll see you in the post show. Join Hammer Elite. I just launched the brand new Hammer Elite app available on every major platform.

Starting point is 01:35:01 To celebrate the app launch, I'm offering 30% off the annual plan in the month of June only. Plus, I have an exclusive offer just for you. But I'll only have a thousand available to purchase. You'll get lifetime access to the entire Hammer Elite catalog and my Hammer for Life box packed with limited edition merch. Download the Hammer Elite app by using the link in the description

Starting point is 01:35:22 or pin comment down below. This is the best membership you'll ever join in, and that's a promise.

Financial Audit - I Finally Snapped | Financial Audit

There aren't comments yet for this episode. Click on any sentence in the transcript to leave a comment.