Financial Audit - I’m Going To Get Sued For This | Financial Audit

Episode Date: May 29, 2026

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Free of charge. BetMGM operates pursuant to an operating agreement with Eye Gaming Ontario. you. To watch episodes of Financial Audit a week earlier, check us out on YouTube. I just said okay. Just fucking work, dude. Just work. I gave a fuck.

I took the client just fine. Well, you told Lindsay that you thought your manager was jealous because you think you're better looking and the manager is a natural born woman. She's jealous that I'm a hot tranny. Your right eye is further from your nose than your left eye. But why were you here at 8 a.m this morning? Because you got kicked out of your fucking hotel that we sent you to. You a fucking little fool.

We sent everyone to like the same few hotels. You're the first one to get kicked out. But no, no, no, you got tits as well. Those were free. You did your name? No, how was it free? Colorado taxpayers. Why would I pay for it if I can get it for free?

June 1st, I'm launching the Hammer Elite app. Available on every major platform. Join the wait list by using the link in the description or pin comment down below. To get a never-before-seen financial audit video, and then an exclusive offer just for you. you. You'll get lifetime access to the entire Hammer Elite catalog and our Hammer for Life Box packed with limited edition merch. So mark your calendar. June 1st. This is the best membership you'll ever join in and that is a promise. I'm Jade. I'm 28 from Denver, Colorado and you're

watching Financial Audit. Yes, you are and you're on it. Thanks for coming over to Austin. You're welcome. What are you doing in Denver for a living? I'm a barber. I cut hair. You know, do mentor. Okay. Things like that, you know. Thoughts. Turn around? I think you kind of need a haircut.

And your neckline's kind of... I need a haircut. Yes. Yeah. Tell your barber not to block off your neckline. You look like the little boy. Little boy. Okay.

It just looks cleaner when you like taper it, you know? Well, she said I was harder in person. I said cuter. I said cuter. Cuter. That's what you want to hear when you're into little boys apparently. No, no, no. Okay.

You will tell kids that they're cute. You don't tell kids that they're hot. So, barber? Yeah. Yeah. Very good. What do you make? Well, I don't really know.

It depends. Okay. Well, you know, that's the first question, financial audit. I'm a tip employee. Okay, very good. How much you make on average from your tips? And then your commission. And then you're hourly.

You combine and figure out. I don't know. If I knew, do you think I'd be here? Yes, because most people know what they make. and there's still... I do not know how to go through the rest of this conversation without a number I can put down for how much you make.

I don't know how reliable the guess. Okay, what's your hourly? It would be 12.50 an hour. That commission. That commission better be good because 1250 an hour in Denver ain't going to do shit. Well, no shit.

Yes. So I have my own apartment, so it must be doing something. Most people can get their own apartment. Not without roommates. No, you can get an apartment. I mean, they'll... But paying for it, I'm not evicted. There's no evicted notice.

Is that the... Do you want a round of applause for this? Kind of. Okay, well, you're not going to get it. That's a basic shit, and I see it behind the payment immediately on the first document, but we'll get into that. That's just what's in front of me, so I don't think there's too much to celebrate here.

I'll be completely honest, but okay, so you're a barber, but you don't know how much you make. Great. Well, maybe... I mean, a little bit. What do you think? Commission? Commission-wise. Let's just try that.

Okay, wait, whoa, boy, actually, first $12 an hour, how many hours do you work? Let's start there. I don't know, 45 a week. I'm always making overtime to time. That's pretty good. Yeah, one of the top employees there. Okay. Until you got me fired.

I got you fired. Yeah, you got you fired. I have never been to Denver. So, but your attitude, you know, I was watching you, and then I had a little incident with my manager. I don't know. You're watching, you were you mimicking my attitude? I mean, to your clients? Not my clients.

My manager. Did you tell your manager she was spending out of her budget? No. What was the, what? But your attitude is contagious. I wanted to. Well, when people are being bad, was she being bad? I don't think that's me getting you fired.

She had an attitude problem. And she thinks I have an attitude. Oh, shit. Wait, that means, you do have an attitude problem, by the way. But my. Yeah, but it's deserved. Well, I was going to say mine comes from how the people act. So does mine.

Yeah, but I don't know. You kind of came in here like a... Because I said that you were cute. No, because you don't know your pay. You don't know your pay. But now I think we do know your pay. Your pay is zero. You got fired.

But I, you know, I'm going to get on unemployment. I'm going to get on unemployment. I can find a job. No, no, no, no. But if we're talking to how much you make from this job, there is no job. Well, I'm going to freelance. I have clients that want me.

Okay. So how much do you make from the clients that want you? I don't... $3,000. for May. And that's not including Okay. It's not including my tips.

Is cash? Are you not including your tips? Not cash. There are no tax on things. Oh, but $3,000. Huh? No tax on tips. Depends to your income level.

But essentially, yeah, I mean, you'd be fine. But you're right. But no, no, no. I'm talking about how the clients are paying you. Your clients. What are your clients? How are they paying you?

In what way? What do you mean? Oh, my goodness. How are you collecting the payment through your client? Where? Where are you cutting your client's hair? Oh.

I don't know. Why? I mean, it could be their house. Dude, okay, this is going to be an impossible conversation. I thought about going and getting... So you do know. I have ideas. Where did you cut their hair in the $3,000 that you made?

Where was I? Before? No. No, you said you made $3,000 directly from your own clients. No, I'm going to. Oh, you're going to. Yeah, we were just now. Okay, where's this going to?

Why aren't you now? Why is it going to instead of doing now? Because it came here. I got fired and then I came here. When did you get fired? Like a week ago? No, it was your attitude. Allegedly. Okay, well, I don't think that's me.

But why weren't you trying to make any money within the last week? I would have been freaking out trying to cut as much hair as possible. Just let you know. Well, because I got my tax returns in, so I didn't fucking needed to. What did you get? Did you even claim everything properly? Who even knows? Yeah.

Okay. How much did you get? What did you get? That doesn't mean you claimed it properly. How does it not? What did you get back? Federally, I got back close to $3,000, and I'm still waiting back from state. Oh, you want to call the manager that fired you on the post show.

Okay, we probably will. I mean, I love a good fight. I don't think she's a... You probably got fired because, I mean... No, she is like... What was her reason when she said you got fired? Do you want the first incident or the incident that I technically got ruined? Yes, if you just got fired, tell me.

I need to know... I know the whole thing. No. Don't, that's, come on, that's not possible. Don't be a dick. Don't be a dick. You were not there. I literally just said, okay.

I had a client book last minute. Then he called and was like, hey, I'm going to be late. Why are you going to book appointment 10 minutes before something? And then still be late. That's so stupid. So I was just making a comment about how that's annoying. No one was up there except for me, the front desk girl and the manager. And my manager's like, yeah, it's annoying, but we can't change anything about it.

Because I knew that policy already, because I've been there longer than her, I helped open that store. What is this ego? I just said, okay. Just fucking work, dude. Just work. I give a, I took the client just fine. Well, you told Lindsay that you thought your manager was jealous because you think you're better

looking and the manager is a natural born woman. I don't care what she is. But you said that to Lindsay. Yeah, exactly. She's jealous that I'm a hot tranny and she can be, she's Shrek. And not human shrug. Your right eye is further from your nose than your left eye. So?

I bet her proportions are normal. Fine, let me see. She has Nemo boobs. I'd rather have that than an eye that's trying to jump from my face. Wow. I mean, I'm just saying. That was so rude. Well, a couple, you were shitting on her. I'm gonna ship back for what it's worth.

I mean, if you're trying to talk about looks, I don't even care about the natural... Well, I mean, if I was like shopping for... shopping for You shop for women? Wow. Male order bride. Yeah.

Well, you know, capitalism. I'm kidding. But if I was looking for someone, huh? I said it plays into the in-cell energy. Insale energy. I have a girlfriend. How much was she?

I have to unblock her to find... Love. But even still, even without the girlfriend, Encel is involuntary celibate. I have never had an issue. Where's my in-cell energy? This spring, denim gets a softer, lighter update.

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I don't. I love women, in fact. I'm very beautiful. The way you talk about them, the way you talk about their bodies and how you hate fake tities. I hate fake tities. That's not anything. That's not anti-woman. In fact, I like their natural tities. I love women in their natural states. The way that you go on and on and on about it. About fake tities? You're just resulted because you got some fake tities because you couldn't grow them naturally. Because I'm a skinny legend. If I was fat, maybe I could. I do got some titties, that's true. Yeah, mine are prettier.

Mine jiggle. So do mine. You want to see? No, absolutely, I do not. I do not. I've seen too many unconsensual tits on the show. I just talk about men's bodies, too. It was no unconsensual.

Oh, I know, but I'm saying I've seen too many unconsensual. I do, I ripped dudes on their appearance all the time the episode we just all uploaded yesterday with the fucking r-and-is. And his 180% VA cooking disability, I was shitting on him. Barely mean to him. You're not really mean to him. You are mean to women more so than you are to men. I don't know. That sounds like you're like a weird terminally on bullshit, terminally online bullshit

because here's what we're dealing with here. Here's him. Lowest IQ and financial audit history, class three on the thumb now. Yes, we were so nice. Dude, you're just obsessed with being a victim. What are you talking about? We're just as mean to everyone. women that come on the show so we upload more women, you could say that, but we're just as

mean, I'm just as mean specifically to everyone. I thought you're going to show me a picture of the person that's natural, but better. Okay. Well then I don't really give a... So you think you're fired because you're hotter for being not natural? Well, she's natural and not as hot. That's one of the reasons. Okay. Is it that or is it because you were a... because you interviewed for the manager position and she got it over you. Well, no. She was upset that she didn't get a party and no one clapped or no i think she fired you because you were a because you wanted the job you didn't get it she did yes because you wanted the job no no no i yeah sure i wanted a job because i've been there since day one but doesn't matter that's not how people get

promoted that that is not how anyone i had more clients than her i had more loyalty than her loyalty loyalty from clients or loyalty to the business both um i was also a certified i was also a certified trainer, so I was training all the new people. They probably see her as a better manager. Again, you do have an attitude. She's obviously not when everyone hates her at work. You have an attitude. When it's deserved.

When she's coming at me telling me that my health issues don't matter because she didn't feel appreciated at her manager announcement. What even is that? What do you mean? What is that? Your health issues are an issue with her getting celebrated by being a manager. What the fuck are you talking about? I went to the urologist

because I was pissing blood. I'm okay. Did you cut it off? No. I like sex too much. That would have done it. But... Done what?

Bleed. But either way, I don't know how that's connected to her not feeling happy of the celebration and lack thereof. Well, I clapped. I told her congratulations

in a nice way. Let's just be honest. I also rescheduled my appointment to be at that meet. for her to show my support. What an amazing person. Let's just be very clear. You put it on her,

even just bringing up this being more mean to women thing than men, which is just objectively untrue unless you're weird termally online Reddit brained. The thing is you want to put yourself in a victim category. I'm sure there will be a third example here soon. You just, everything is against you,

against the world, you're an immediate victim out of the gate and it's not a good look. You can't take any responsibility. In fact, number three, there it is. I'm the reason you got fired. You can't take any accountability. You really did become a woman, didn't you?

Well, that's the point, right? It's the whole point of being trans. Okay, very good. So how the fuck are you going to survive? We don't allow people to come on with a show with no income, but you must have got fired before you even got here, before you applied. Hey, you had to have.

Okay, so what's going on? Okay, and then now even more, your experience, your discrimination all working there. Because no one decorated your station for your birthday. Shut the fuck off. That's where it's started. You're not discriminated against you.

You're not a victim. You're in Colorado. No one gives a... No one cares. No one gives the shit that you're trans. Who cares? I don't think it was because of that. What were you discriminated against for?

Because you're a woman? Is that what you're saying? No. That's not what I'm saying. Because you were white? I'm not white, actually. My grandmother's full-blooded Cherokee and lived on the reservations. Bitch, I got 25% native.

You're white. I suppose I live in Colorado. What you mean? You go and try and tan up there. Denver's still one of the sun of your cities. Just because there's sun doesn't mean your skin could absorb the rays. What? Have you been to Colorado?

No, but I don't think that's what's required to understand. The altitude? Uh-huh, closer to the sun. So either way. Because there's less oxygen, your skin cannot absorb the UV rays of the sun. Maybe that's true. Maybe it's not. I don't really give a fuck. What were you discriminated?

against is my question. I just think that she's a MAGA supporting dumbass that fires every minority that has worked there. You're not a minority. Well, I guess trans, but you said that's not even why you were fired. I mean, it might not be, but like... Your grandma being 1% native is why you were fired?

I didn't say my grandma was 1% native. I said she was full-blooded Cherokee and she lived on the reservations. Are you deaf? Maybe. Do I need to speak louder? I just have a hard time listening to... I don't know, you're just kind of a bitch

So it's difficult for me I'm angry I got fired Yeah, but you said it's because of me And now I'm freelancing And I am gonna have income I already have income Well what, that's what I asked at the first question

But either way, you're discriminated against Because you're, let's do the math 25% Indian Like me, we're the same Okay That's why you were fired You're saying you're discriminated because you're Indian I don't know

Because you're a bitch? Okay What was your discriminated? No, if you're going to claim discrimination, which might go legal, tell me. I don't know. I really feel like she just did not like me, and that has to play a part. Because you're a bad wig? Like what? This is my hair. Oh, and you cut hair? Shit. You think my hair is bad? Let me see your f***ing hair line.

Okay. Okay, well, it's not that bad. No, it's not bad at all. I just got a big... No, I'm getting a couple of grays, but I'm just... I thought it was a wig. No, you didn't. No, I thought it was a wig. Okay. You can keep telling yourself that, sweetie.

It's nothing to even tell myself. I thought it was. That's fine. You've corrected me. Now I know it's not. It's okay. No, the discrimination thing. I just don't get it.

Anyone can cause discrimination. Okay, so this is why no one believes anything anymore. You've ruined it. When people claim... I ruined it? Yeah, when people claim victimhood and discrimination, no one believes it because of people like you. Now you're just saying anyone can claim discrimination,

but you can't even tell me what you're discriminated on. It's like, yes, you're the reason. Multiple different things. But you can't give me anything. Tell me something. Well, you said it was stupid that I didn't get my station decorated for, but they do it for everyone. But what was the discrimination?

Why were you discriminated against specifically? You already said it was not because you were trans. You said she's maga something. I don't know what that, were you wearing a Biden or a commoisher? Ew, no. What the, what the, what the, what, you, so that has nothing to do with anything then? So what were you discriminated on it? If you're going to claim that, if you're going to claim victimhood on everything, what were you discriminated?

I mean, it's hard to say. It could be the trans thing. It couldn't. Then you weren't just, shut the fuck up. It's just fishy that I was such a good worker. To you. To you. You thought.

Everyone thinks they are. That's why all my clients are pissed off that I'm not there anymore. They've all hit me up and I'm freelancing. and I'm going to have... Yeah, maybe, but you're also the disgruntled former employee. That always happens to everyone who got fired. Welcome to every fired employee ever.

It means nothing. You can't even claim discrimination. You try to say it was my fault. Saying it's because she's maga. You're saying it's because... It's a lot of thing. ...that she thinks you're prettier than her, the natural born in your words to Lindsay, I guess.

I don't know. You keep... It's so many different things. I don't know. You're victim and everything. No personal responsibility. responsibility, no accountability, you throw it to me. And again, it just makes no sense. It's lining up with everything. I'm sure there will be victimhood on this. You're saying, I mean her to women. No,

I mean her to you because you're a, because you're a bitch, because you're delusional, because you're f*** up. Just like the guy yesterday too. You're just a victim, want to be victim. You can't describe anything. How did I get you fired? No. Because my attitude? No, you're a bitch. Your attitude rubbed off on me. Yeah, and I don't treat people like that. Yes, you do. You were talking. What? On this show, absolutely. You think people like shit. I'm the show that you signed up for. Yes, I'm saying to my manager, to my boss, anytime I've ever been in those situations, no.

To a police officer getting pulled over? No, I know when to and when not to. You're just... She's coming at me. What do you mean coming at you? Like in a condescending, like... Tell me, tell me. She's coming at me with attitude.

Like when I said, when I told her okay, she later was like, and had this attitude. You're probably like, okay. I just said okay and I walked away. I doubt it. Highly doubted. But you're going to fire somebody for saying, okay. Because you probably came into with an attitude.

What would she say? What would she say if we asked her right now? I know we're calling her in the post show, but if we asked her right now. She would just probably say that I had an attitude, and I, you know, I was not, I didn't fit the culture. Or whatever that means. Okay, and what about your previous job?

You said you were sexually harassed by a massage therapist when you were working at a med spot. I was. Okay, why happened there? Me and everyone else. Yeah, and everyone else. Well, me and a few other girls. It was like everyone else, but...

What? What actually happened? Because, no, no, before you actually say, before you actually say, because this is, because sexual harassment, very bad. So it was discrimination. So it was discrimination. But going off of where you are and your mindset and how you are essentially destroying our culture with your, like, false claim bullshit, because you just said the discrimination.

Now you are what has diluted that entire conversation because you couldn't describe discrimination of any kind. And now it's just impossible to believe you on anything. So what was this sexual harassment? try to not over sensationalize. Okay, well, I'd have this massage therapist that constantly be like, Jade, when are you going to let me touch you? When are you going to let me rub you down?

And then he was also gross, smelled like B.O. If he was hot, how would you have felt? I mean, those questions are still not how you're supposed to ask. Oh, that's, thank you for answering that question like that. It's the meme. It's the workplace meme. Like, hey, Sharon or Shannon or whatever. Who cares, though?

You know, I told him multiple times to stop. He would come up behind me and where we would do laundry and touch my back or my ass. Why didn't you start with that? If that's actually, that's actually like, that might be even like assault more than anything, but you didn't start with that. You said, you started with a question. You see how I can't trust you? You see how people like you have ruined all, all trust in this world for claims?

I ruined all trust in this world and claims. I didn't. How? With your discrimination thing. This sexual harassment thing you started with, he was stinky and nasty. and said he wanted to give me a massage. And then, after I push back on that, you're like, well, no, he also came up behind me and grabbed my ass.

It's like you had to push the goalposts because your original claim was obviously nothing. You've ruined. Drone it in student loans with massive interest rates, I see it on the show all the time. People get a loan to advance their careers only to be left with sky high interest rates and crazy minimums that leave their paycheck gutted. Maybe you've already gone to a normal lender to try to refinance your private student loans. and they looked at your less than perfect credit score and hung up the phone.

Maybe part of you even thought, yeah, that tracks. I guess I'm stuck. Stop it. You don't deserve to be buried in a high interest loan for the rest of your life because you hit a rough patch. The banks aren't rejecting you because you're a lost cause. They're rejecting you because you're not profitable enough for them at a manageable rate. That's where WRIFI comes in. Why Refi works specifically with borrowers who can't get refinancing through traditional lenders.

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With your claim of discrimination. I didn't claim it yet. On the show. Here you did. And then you said, well, because he was stinky and said, when are you going to want to get a massage? He did not say, when you want to get a massage. When you want to get rubbed down, which is weird. But then you said, which is bad because he's stinky.

I didn't say it's bad because he's stinky. Kind of. That's how you were saying it. That's how you were kind of framing it. I was trying to paint the picture. That's how you're framing. Exactly. That's what I'm saying. That's how I'm saying. But your attitude of you being a bitch, guess what?

You're not a victim before filming this episode. Why were you here at 8 a.m this morning? Because you got kicked out of your fucking hotel that we sent you to. You a little freak? We sent everyone to like the same few hotels. You're the first one to get kicked out. Well, there are... I don't think other people are the problem.

So how are you the victim in that? How are you the victim in that? Let's hear. When you're being nice at first, you'd be like, hey, we just want to know if we can help us out because we had no hot water. We had no AC. The microwave wasn't working. Comfort sweets.

What? That's not where we sent you. Well, I didn't book it. What are you talking about? Okay. Okay. Okay. So you were being nice.

Well, actually, the water just wasn't hot enough. It's not that. literally was not working. I tried it for 30 minutes. But go ahead. Continue. You are a goal post pusher the moment you get any kind of pushback,

but go ahead. Story changes it all times. Continue. And then he was... How are you the victim in this? Yes. Let's learn. We tell him what was going on.

Was he stinking gross? No. But he was rude. He immediately was like, uh-uh, no, we're not doing shit for you. We already gave you. The whole tell, the guy at the front desk is not saying that. Okay, he didn't say shit, but like...

He still was just like, we... And this is why we can't believe anything. This is, this is the person on TikTok who is trying to cancel someone for like rubbing up against her in a subway. This is the person on Reddit who is trying to hold everyone accountable. This is the person that has ruined all, all things in our cancel culture bullshit. There was a correction that happened with cancel culture. And it was good because many people were not being held accountable. But it went way too far with people like you who just claimed victimhood on every.

Everything. In the moment you get pushed back, you have to make up shit. I don't claim victimhood. What? That's all you've done for 22 minutes now. But sometimes, you know, I am the victim. I literally was sexually harassed. And then I literally had a manager that had to get out to get me in some sort of action. And then now this guy was a complete dick to you. And then he actually really said nothing.

No, he was rude. What you just said he said nothing? He told me I was not allowed to talk. The story is changing all that. I was only going to talk to my friend because she's passive. Yes, because you were probably being crazy. Absolutely. That's a fair response. No, I just said the F word.

I said we had no hot water. Oh, come on. If you're going down there, like, we don't have any f*** out water. That's not how I said it to him. You're right. You're probably a sassy, even worse. No. No shit.

He was like, actually, I'm going to talk to your friend because you're being too much. Well, no. It's because he tried saying that we act, that the shower worked. It didn't work. We had no hot water. I don't believe you. You've ruined all credibility for yourself. That's why when I went back to get my charger, they were,

fixing the sink or the faucet and the shower. So why the f... Did he kick you out? Because he wanted to. Because they were probably fully booked and they wanted to fit in that seat. What was his reason? Okay, I'm being told they threatened to call the police. They wouldn't threaten to call the police because you said...

It is true. No, they would not say that. See, this is why I can't believe anything you say. We don't want to go get them? There's cameras in that hotel. This is why I can't believe anything you say. They would not threaten to call the police because you say, we don't have any f*** out water.

That would not happen. And no real world would that happen. Well, I guess we're not in the real world, are we? He gave you 30 minutes to leave, threatened to call the police. This would not happen if you just said a... Dear Canadian exporters, our ambitions, our ideas, and our potential were never meant to be boxed in. Nothing can contain us. With the support of export development Canada's market insights and financial solutions,

you can turn obstacles into opportunities, discover new markets, and keep our... nation front and center on the global stage. The world needs more Canada. Together, let's give it to them. Visit edc.ca to learn more. Bad word. Yeah, it is though. I said it twice and he's mad.

Should we call the hotel and ask? I mean, if you want. What would they say? I don't know. They probably would be confused. Well, they have weird shifts there. I don't know. I need to know exactly what hotel it was.

It was comfort suites, Austin Airport. Austin Airport. Yeah, because we're in Austin. Yeah, this is not where we were really... It's by the airport. Yeah, I know. The hotel that you sent was expensive. Yes, but it's reimbursed.

Yeah, but you have to have the money in your account to buy the ticket, which I didn't. We don't know if you guys are going to... Because you got sort of the least reliable people, you can believe. A way to least reliable people. You guys don't answer your phone. For the front desk and all other inquiries, please press two. Good morning. Thank you for calling Comfort Suite Austin Airport. This is Tina. I'm my assist you.

Hi, Tina. Are you working at the front desk? Yes, sir. Hi, Tina. There was an incident this morning with... They are guests on our financial audit show here in Austin. We put them up in Comfort Suites Airport. They were kicked out and threatened to call the police on them. I was wondering if you could give me more information on that since that's where we booked them. the GM was trying to explain. They were trying to get a comp night for the one day's state the first night because they didn't have no hot water so their shower wasn't working. We moved them.

As soon as we moved them, maintenance went in to check that room that they were in. Everything was working. We did move them into a bearer suite. And so they were trying to comp that or get a late checkout for tomorrow. And my GM said them that was not possible. and then her guest started talking and he asked her to hold on because he was speaking to, I believe,

was on who made the reservation. And her guest used her language towards him several times and he asked her to stop and she continued so he asked him to leave. Because he did not want to. Oh, okay, so she was being disruptive. Yes, the guest of. Okay. Well, what kind of language was she using? Was she being hostile towards?

She was, she was, she was, uh, testing. I'm not, I'm not sure. I was here, but I was doing other stuff, so, but I know that was the altercation this morning. Okay. Is, uh, is your coworker okay? Um, uh, it was our GM. Is your GM okay? And he is, yes, he is fine. Okay. Okay. Anything else we should know about this? You know, if you have any more questions, you can call our GM, he'll be back here in a little while or first thing in the morning. Do you went to another property? Oh, okay.

Understood. It was the GM. Wow. Okay. The call of the threatening to call the police is what kind of concerned me here. Why did it get pushed to such extreme level? I'm wondering. Yeah, that's something you would have to ask him.

Like I said, I was here and that was kind of what I heard going on, but I was sending to other death. And, you know, I was here at the counter as well, but, you know, there was so much. what's going on this morning. Okay, so just confirming one more time. So they stayed there and they were essentially trying to, it sounds like rip the system a little by trying to get the room comped that they were in because they were complaining about not hot water.

And then you guys went in and found there's hot water. And so you actually found out that they were lying about that so that they could get a free stay. And then they were, we moved them to a bear suite. Oh, you moved them to an additional suite. Okay. Okay. Thank you for the confirmation. I really appreciate it.

Uh-huh. Bye-bye. You're not a victim. You're a line, bitch, and I don't believe anything you've said about any allegations in the past about anyone around you. You're a bad person

and no one believes anything because of... Frizzed like you. I'm not a... Ted? Well, I also heard your kind of... Didn't you guys have, like, methadone on you? What?

Or something like that? No. My security guard told me. What? No. I'm just saying. He told me. It's the first thing...

That... First thing that happened when I walked in. I'm not okay with that. That is not in my bag. That is not a fiasatic. Okay, okay. I'm just saying. I don't even know.

I don't know. I'm just saying that's literally the first thing he told me when I walked in the door and then I told Brandon. So I wasn't making up that that happened. I will believe you that didn't. I will believe you that didn't. That's fine. I'm just saying my security guard told me that.

Okay. So you lied to me, which means I unfortunately can't believe you're assaulting, which unfortunately also means. I can't believe your harassment thing or you're firing thing. You are a liar. Don't believe. You're the reason why people won't believe women.

You are the reason. Yes. Do you not get this? Do you not understand this? I've had this happen to me and people around me. People like you are horrible. You've ruined it. You have a slightly negative experience.

You're over sensationalize it. And you destroy our culture. I can't handle. Sensitive? You tried to get a free room. They moved you to a bigger, better suite. We tried getting the first night comps because I'm didn't have a hot water take a shower.

And then they went there and they proved that it was wrong. And they put you guys in a bigger suite anyway. You guys are trying to milk the system and get some free money. Disgusting, degenerate piece of shit. They're annoying. I'm annoying because you got called in your shit for the first time in your life. No. It's not the first time.

So you probably deserve to get fire. You probably were not harassed. No one believes you. And unfortunately, no one believes anyone anymore because of people like you. You freddit, TikTok brain freak. You're a piece of disgusting. shit. So I'm glad you got fired. I'm glad you don't have money to pay this. You're a bad person.

So you're going to make $3,000 a month? Now, how are you going to do that? Your little clients? I'm freelancing. A little freelancing, but you haven't made a penny. You haven't made a penny. Where's your money? How are you going to make $3,000? You don't have a plan. You don't have a plan. I can go to their house. They can come to my house. I have my tools. That's it? You have no, do you have anything on the books? You have anything on the books. Okay, but I'm being told you're planning on moving to New Jersey immediately.

anyway, so how the fuck you're gonna... You're not taking your Colorado clients there. No, I mean, some of them will come out there. No, they know they will not. For a barbarous appointment? No. Okay. No, they won't.

No one's going to... A couple of my clients would. Why? Just because they love me. You're delusional. I'm delusional? Yes, you're delusional. That's why they're texting me, asking where I'm going, how, you know, all that stuff.

Okay. Because they probably want you back to get the haircut. I could believe that, but they're not going to fly in New Jersey for a haircut. I didn't say all of them were, but a one or two would. Do they get anything on the side? No. Then why would they? It makes no sense.

That's a... Haircut. Yeah. Why are you moving anyway? You don't have money to move. How are you going to move? You're not going to afford to move? Are you going to have...

I have my taxes. I have... But you can have to get, like, a new license over there? I already did. Okay, so your taxes. How much did you get? In total, it'll be like $4,000. How much is left?

How did you even get that back? Why? Because it's tax. There's no tax on tips. They had like the deduction. What? Did you claim your tips? Did you pay money for your tips?

My credit card tips, I claim. Okay. So it was automatically what held from your tips. So that's why $4,000 back? $4,000 is just a lot. What the fuck? Okay. I mean, for what it's worth,

you're in the bottom 50% of earners, and the bottom 50% of earners only contribute 1% to the federal income taxes. we do have the most progressive income tax structure in the federal government in the western world. So we're essentially redistributing wealth to you. You're welcome. I just wrote a big check. Congratulations.

Thanks. Yeah. So with that, you're going to get a job in Jersey then. So that's how we're going to pay off our debt. You're getting a job in Jersey? Yeah. Maybe it costs a living and... What about cost of living?

New Jersey is more expensive. No, it's about the same. In Colorado? Yeah, Colorado is. It is, but the East Coast is like, besides like... It's literally around the same. My best friend lives in New Jersey. Where in New Jersey?

Wanikyu-ish. Do you need help spelling? Yes. W-A-N-A-Q-U-E, I think. I'm dyslexic, so you're asking the wrong person for spelling. Okay, well, let me pull up some data on that. But, oh, what... But you just got an email yesterday saying that you're not able to...

get rehired at any location. Due to the nature of your separation. Oh shit. So this is a chain. And you were going to try to go with, oh. When I was working deep. You deserve it. You're a bitch. No, I don't. I don't deserve it. Yes, you do. You're a cut.

Yes, absolutely. What's this chain? Doesn't matter anyway. You're not going back. What's the chain? Scissors and scotch. What? Cissors and scotch. I know. I've just never heard of it. Oh. They cut hair and they have a bar. Okay, no.

So Denver is 10%. above national average. The Wanuku is 29% above national average. No, it's 15% higher. But when you actually have somebody that lives there, they can kind of give you...

That doesn't change cost of living. They can tell you how much rent is. I go there all the time, so I know how much groceries are. Guys, because she knows one, someone, the statistics are just incorrect. That's actually... That's how it works.

That's how it works. It's a 15%... She's live data, though. What did you use... Chat GPT that... You're a certain number. Yes, we searched. I searched.

You're... You're just using... What? You're just using... AI. What do you... As a search engine, not to...

A real human that's... ...lives there? You're using an anecdotal example versus where it... Let's see where it got the data from. Okay, this came from Bestplaces. Now, where does Bestplaces.comnet

take aggregate their debt from? I don't... I don't... I'm asking in general I also... But she lives there, and her rent is about the same as mine. Groceries are about to see... And apartment.

dot com and Redfin. Property tax organization. Oh, and the Census Bureau. You know, I'd say census.gov is pretty good at that. So actually, it's confirmed by multiple sources. It depends on where you're at in those towns. I did the metros for both of them.

I did the metros. It's always going to depend a little bit more than where it's at, but it is 15% higher cost of living. At the same time, she said, with no job lined up. I could find a job anywhere. No, you can't.

You actually just got told you. You're not going to be hired from those chains. And like, wait. Oh, okay, I read that wrong. Yeah, the company got fired from has multiple locations. I read it as you got fired multiple times. No. Okay.

So, yeah, you're going to transfer salon, but you're not doing that because they're not taking you back because you're impossible to work with because you're more employee. That was before I thought about New Jersey. That was a different state. But I have money. So what's your plan for New Jersey? Please tell me. So tax return, you got $4,000?

Yeah. How much is left? Three. Wow, that's going very quick in a matter of like a week. Well, I had to pay. Well, it's probably less than that, because I had to pay rent. Less than that. So what is it?

$2, $2,500 or $2? $2,500. Okay. Add that rate, that will be gone at about a week and a half. So you're... Yeah, maybe. I'm a... No, yeah.

So what's your plan? What's your grand cross-country plan? No. I have a finesse. Huh? I have simps that just, like, giving me money. Oh, my... Why is it the ugliest people that get the most money?

Ugglest people. It makes no sense this happens. Every... I mean, come on. Yes. Okay. Yes. Okay.

Which, honestly, again, I know I'm like, I mean, I'm large. So it's just I'm not a 10 out of 10 either. But following the logic of the show, that actually means I could make the most amount of money via sims. I've seen the people in Austin and, yeah, I'm not ugly. Austin's one of the youngest cities. Actually, incredibly stunning. Beautiful. I don't think so.

Okay, but that's because you look in the mirror with that haircut and think it's good. So, yes, we're not battling you as a source. Your hair cut looks stupid too. Are you 14 with your broccoli top? Is it a broccoli tops like this? I just have a little curl here. I cut, exactly. It's a 14-year-olds are perming their hair.

Well, you know, do you want to know the lore behind the perm? I'll tell you. The lore behind the perm. Well, people think it is weird, validly, that I perm. It's because I was dared to do a perm. And you kept up with it? So I was there to do a perm for the first time. So I did it in the week after I did the perm is when I recorded my first YouTube video.

So it just kind of cemented that as my hairstyle. So I'm just like, ah, shit, I'm locked in. Plus, it's so much easier than styling your hair. Just go. So, okay, you're somehow simping, which, by, again, that logic, I guess I could make a shit ton of money. I don't really understand it. It kind of just depends on what I need and how much. I don't even have to do anything.

I just want to talk to me. You know, also, we're just, we're not considering your opinion on what people look like valid. Okay, I'm not taking your opinion. Because your eyesight's f***ed, man. Yeah, I'm wearing contacts. You see like 10 people at once looking in 50 different directions. Okay. That shit's going to be on the back of your head before the year's done.

Yeah. And they're not, yeah. That shit's traveling. So either way, how much are you making from these sugar datties of which I'm sure you provide sugar for? I actually don't. They're not sugar datties because they're like my age. Fine. Very good.

How much by making them come? If they come on their own, that doesn't make me a... They're in their room gooning. Oh, so it's for images? Not all the time. Sometimes it's just a talk to me. I literally have a guy that's... It's like, I want...

Congratulations, you're paying for fake tits and a dick. Some guys like that. Some guys like that. What can I say? And you like saggy titties and men too. No, I like them perky, but real. Okay. Wait, and what?

And guys? No, I'm not. I'm not in the guys, but I appreciate... Yes, I am sure. I know. Ha-ha, it's the meme. It's the financial lot of meme. I think it's the fact that you tell everybody that you f***ed dudes in high school or college.

Okay, one, I've never said that, but I thought I was by in high school. in early college. Never said what you said. You didn't f-th them. You were the bottom. I got it. No. No, and also never did that.

But I appreciate it. And it doesn't matter either way. Okay. Either way, it doesn't matter how much you're making from the sugar because that's all there is. Right now, that's all there is. That and me redistributing my wealth to you.

I suppose. I mean... So how much you're making from the sugar. Come on. I asked like five minutes ago. Average. On average, like a grand. So what's your cross-country plan?

Because you're not getting there at this rate. You're blowing through a grand and a half a week. I'm going to start freelancing, taking my clients here, saving up money. Then I'm going to go move to Jersey. So where are you moving then? I haven't made that decision yet. Oh, you're so you haven't made a penny freelancing yet. So you haven't proved it.

You haven't proved the model. Well, I've thought about just breaking my lease and going to hang out with it. Because my friend said I could stay on her couch for three months to get, you know, income in Jersey. Well, what's that going to be? Is it going to be free? but you don't even know when you're going to move there. I don't even know you're going to move there. Yeah, well, like...

When? You don't. So it's difficult. I could break my lease and go tomorrow. Break your lease. Where do you have the money to break your lease? It usually costs like a couple months of rent. I just told you I'm a finesseur. I have sims. No, yeah, but what's your rent? $1,600. Dude, that's going to cost maybe like $4,000, $4,500 to break your lease.

Okay, well, I mean... You simped for $1,000 a month. I didn't say a month. Yes, you did. I said each time. What? A thousand for a couple pictures? I didn't say pictures.

What do they give for a thousand? Come on, be honest. It really depends. I literally have guys that will just send me like $100 for breakfast and not talk to me. It's not a thousand. That's why I said it. Depends. You said each time.

When you get a thousand, what have you done for that? Asked for it. That doesn't make sense. You know, sometimes I'm just... So you can get $4,500 $2. Sometimes I spend money elsewhere. and I over-trap. How are you finding them?

These pathetic worms. They just come up to me. Sometimes they're at the bars. Incorrect. What do you mean incorrect? That doesn't happen. It doesn't happen. Guys don't approach me at bars.

You, correct. Okay, got it. That's who paid for this pedic here. Don't look at my feet. You didn't pay for that? I don't know. I didn't ask. He paid for it.

Fine. Ask one of them for $500 right now. Let's see if you get it by the time this episode ends. Okay. Yeah, 500 bucks. Hey, baby. Need some money. However you do it, I don't know. June 1st, I'm launching the Hammer Relief app, available on every major platform. Exclusive dedicated shows every single day, Monday through Saturday. And to celebrate the app launch, I'm offering 30% off the annual plan in the month of June only.

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Who would have thought? That's incredible. Check it out. Link in the description below. Yeah, I want to see this. I want to see it. What? I want to see that message.

Oh. I'm looking at this chat, and I might regret it in many ways, unfortunately. But for you, my content friends out there, hey, could you help me out here and send me like $500? Okay, I'm pushing send. Okay. Good? Wait, how do we...

Don't go out if you don't want to see anything. No, no, no. I just... Okay. Okay. But let's just see general chat. Okay, okay, safe, safe, safe, safe, safe. Good.

Okay, got a client two. I need to get ready, the near downtown, giving myself the time to drive. Let me know what happened. When you're a mid-sized business, you need every competitive advantage you can get. Like an AI solution that works for you, not against you. SAP Grow is built with AI embedded at its core, working across every system. And it's ready to go from day one so you can hit the ground running. Bring it with SAP Grow

AI Cloud ERP for any size business I'll hop in the shower On my way Okay, so you fuck him for the money No, I don't fucking. We literally just hung out and smoked a blunt Oh shit, I'll open the door, run up and shower Why are we all showering then? I'm not showering.

I'm over to you? Okay, BB, I'm hoping anyway, I'm already just got here And he was also somebody that I actually gave a chance to And he... So you have... Have you... I can't know. Okay, well, here's the conversation for the money.

Okay, hold on. What is this? There is a picture that was sent. It was this. It was a picture of me, and she said, this, like, L-O-L. Excuse me? He asked me who I was watching.

Absolutely, excuse me right now. Thank you. I forgot that was there. Okay, see, I know you're a flyer. Do you sell picks? Ha ha, ha. I mean, I have guys try to get them me, but I don't be giving them the time of the day.

So, yes, I do, you said. And I mean, I have, you also said. Uh-huh, interesting. Thank you so much for giving me the time of day. I actually care about you. Also, pictures are prostitution. Nothing who truly come from that unless we both make some serious changes. And he's like, yeah, I'm a swinger.

Yeah. So I'd want to do threesomes. I'll do 300 if you come over in a hundred. if you do tomorrow. And I didn't do that. Yes, you did. Because he said the money and you did go over. But not no weird three.

Oh my goodness. Wait, what's this? But yeah, it was a nice night, even the sexual part. You f*** liar. You f***er. This is why I go through the text, ladies and gentlemen. This is why I go through the text. But this is also a dude that I actually wanted a relationship with.

But because he's into open relationships with. Oh, you also said yes, you fuck others often. have other sins. I didn't say often. Yes, you did. It's here. Often's not there. He responded, let's see.

Are we getting $500, ladies and gentlemen or not? He said, ha, ha, ha, ha, what's going on? Just so I can pay a bill that's hitting later today, babe. Yeah, that's fine. Like I said, he was somebody that actually wanted a relationship. He was somebody that I actually wanted a relationship with. Yeah, and he wants to suck your... Well, that's what you do in relationship.

you have sex. For money. No, but, like, you have sex with your girlfriend. If she was down bad, wouldn't you give her a little money? No. She's like that fuck her. She can be responsible. She's figuring her shit out.

Oh, maybe I'm figuring my shit out. I give my girlfriend gifts, but right now she's figuring out her income situation even better. These are gifts. No, not like eBay gifts, though. So let's get into these finances. Let's get into the numbers, because now I understand we're coming from a place If you make $0, $0,000, you're blowing through all your money, you suck for some money, or get your dick suck for money. It's weird.

You plan on moving across the country. If they just want to give me money, that's, who cares? Shut the fuck off. Come on. You guys talked about how you were fucking suck in. Shut up. I know how it worked. But even without that, what?

What? What? Do you think your financial score is zero to ten, zero being the worst, ten being the best? Your little thing said... The website, yes. Yeah, so 2.5. Very good. If you want the little thing, you can get it for free at Calebhammer.com.

That is your hammer financial score. Take the assessment. It is free. It just takes a few minutes, and you can see where you stand in the world of money. And if you don't want to be like a guest who ends up on this show, one, don't transition. Two, or you can if you want. You can budget your transition by downloading dollar-wise. Take the free trial.

See if it works for you. Connect. Automatic account connections. It's incredible. Most people take the annual version because it saves a lot of money. And when you do, I will personally sign our 30-day. detailed meal plan and mail it directly to you. This meal plan is incredible.

It comes with the digital version of the cookbook as well. Why did you tell that? So it's yours. So you can meal prep now. You got all the meal plans. You can meal prep every single day. No more excuses. Okay.

So again, like I said at the beginning of this conversation, you had a fee that immediately charged because you didn't pay your card. You pathetic creature. What is wrong with you? What is wrong with you? Why are you not paying your fucking card? It was a $25 minimum monthly payment.

couldn't even do that. I forgot. $32. I forgot. Automatic. Because I'm not used, well, I don't like auto pay because why. Well, guess what?

It loves you because you're, it comes out and I don't have the money in there. It gets taken out anyway. Then I get charged next to $30. Okay, well, that just happened anyway because you didn't pay it on time. I met on my checking account. Well, now it was happening in your credit card. It's hitting it somewhere.

Well, why would it hit two places? Well, it wouldn't because you would have paid it. But either way, by overdraft. Not that I'm advocating for that. Trust me. But, okay, so you owe $468.48. What's going on with this card? Well, there was a time where I couldn't get credit cards for a while.

Good. You shouldn't. And then I got my credit to a reasonable standpoint. And credit karma kept saying, oh, like you can get approved for all these credit cards. So I just decided to try since before that I got a loan. You're hitting them all. I like all these things. I like personal loans.

I like credit cards. We have a credit card matcher and application thing on Calebhammer.com. Same with personal loans. Because they're great. I love them. I use them.

People should. You can't because you don't know how to manage your shit. It's for people who know how to. You can't. I mean, duh. So what did you do with the loan? I got a nose job.

I couldn't tell. Thank God. What the f f f*** did you know? look like before? Because we got like a Michael Jackson thing going on. No. You can see my nose. I still have one.

It was very much a traditional like, you know, cherry nose. That's horrible. Not a normal nose. I mean, so now I understand why you think I look super white because I just Well, and also just like your skin color. Oh yeah. Okay.

So you took up the loan for a nose? Yeah. I thought it was to pay off the credit card. I thought that's where you were going with that. No. What did you rack up? You just opened this card last year. I was saying that that's what made me realize that I can get credit cards again. Oh, for my sake. Why? Because you were able to get the person alone for the nose so you're like, I can get credit cards?

Yeah. Oh, for f***. I guess the only way I could get that loan is putting in a... What are we doing? Okay. So what did you rack up this credit card with and left than a f***ing year? I don't know. Sometimes Doordash, sometimes the bar. Sometimes I'd buy like... stuff on whatnot. What not? What's whatnot?

I've heard of What Not. We've had What Not before. What is it? It's like the auction app thing. What are you auctioning? I don't auction anything. What are you buying an auction? Bratstalls.

I fell down the little boo-boo hole for a while. La-boo all for me. But you fell off because everyone in... What's Brats? I think I've heard of Brats. Oh, of course you do. Everyone always brings their full collectible special little thing. Oh, that's Brats.

I know Brats. Brantz is like, oh, gee. That's... Yeah, she's from 2003. Oh, you're breaking it. Why the fuck are you collecting this shit? It's not great. Because it's a good investment.

No. I'm creating generational wealth. Dude, you're generation... Do you realize how much some of these costs? Well, tell me, how much does it cost? Well, her... She's a little on the cheaper side. But I have dolls in my collection

that can go up to like $700. Sell them. Please, please, please, please. Oh. Why would I sell them? I guess you probably shouldn't before you change your behavior or else you'll end up in the same situation to I would just buy more.

Like, the only times I sell dolls for my collection is... So you're saying if we get this credit card paid off and you move across the country, all your money will just go to rack up the credit cards against on Braddolls? Maybe. But what are we doing? What's the point? What are you trying to do? What do you want for your life?

You're a literal pathetic failure that blames everything on everything around you. I'm trying to move out of Colorado. And then... Why? Why do you have to move out of Colorado? Because it sucks. It's dry there. People there are boring.

They're just granola. Okay. Sure. Fair enough. I don't hike. and I don't ski. So what's the point? Fair enough.

Okay, that's fine. I got you. I got you. Okay, so you're trying to move back to Jersey, everyone's favorite state. The food's good. My best friend's there. Best friend. There's he go.

That's a good reason. So, okay. But what are we trying to do, though? Because if we're just paying off that so you can buy Braddolls again, it's like, is that what I'm enabling? Is that what I'm helping here? No, like, I really want to move. I do want to, like, focus on that.

But. That's it. This entire thing is for a move. Do you have to move furniture? What are we doing? Because moving's expensive cross-country if you want to take everything. If I was to move, I was just like put everything in my Jeep and...

So what are we doing? What are you trying to do? What am I trying to do for you? What's the productive thing here? Help me out with my finances. So you can... Move to New Jersey. Just to move.

That's it. After you move, your life is done. Apparently now I need something to do with my eyelids. So surgery. I don't think they can move an eye. That's the first. What? Let me see. He asked.

He asked if he can... He asked if she can pay him back. Well, he's been going through a lot right now. And he's waiting on... He just got a new job. And he's waiting on like that money to kind of take into effect. I know that. Okay, let me try to manipulate.

Yeah. That's usually what I do sometimes. Yes. That's why I'm imitating. Okay. this card. I mean, I'm being told you probably just racked it up in weed and shit, which kind of correlates with your DoorDash whole ship.

Can you pull cash out on weed or on credit cards? Well, I mean, you could cash out, do a... What am I thinking of? Well, I'm not a... Cash advance, but no, it's probably not it. Okay, yeah, missed immediately, and you got interest accruing, but even still,

probably blames it up and then ordering DoorDash. Let's continue, though. Credit 1. You know if you have credit 1 and you have, like, the worst credit. Ever. Because it's like the worst credit card you can get. It's horrible. I didn't know that. So I started watching your show. I thought it was. I thought it was Capital One. I had it. I got it after watching it. That's what everyone thinks. It looks like Capital One in the mail. They get it.

And that's credit one of their like partner. I don't know. $4.92.34. So maxed out. No, I'm a maxed out. Credit limit's $300. How do you owe 500 on $300 card? The fuck is what? Your past stupid. multiple months already. What the fuck? What are we, what are we doing? What are we doing? You're already two months behind. Now you owe a third month coming up. Sixty-nine dollars a month is owed. Why? What is wrong with you? Why can't you at least just pay a $60 payment? Because you weren't unemployed until a week ago. Well, because sometimes I just forget or I don't want to. No, there you go. It's not wanting to because you're not forgetting for three months.

Pathetic. What are we doing? Sometimes I don't have the extra money. or I have to pay a different bill and some bills are more important. Like rent, my car. This is $30. And you told me, you made it sound like you were at least making good money. I was.

I mean, I made $60 grand in last year. Then why couldn't you make a payment? A $60 payment. Because I buy things. There you go. Because you're prioritizing fun, what you want.

We're, we're, We're not promised tomorrow. Why should I have to worry about all that? You're not promised tomorrow, no. But on the higher statistical likelihood chance that you will be here tomorrow, set yourself up for a better life and success. Because if you die, you won't know you didn't have fun anyway. So it doesn't matter.

What? I know, that's what I'm saying. I have fun. I know, but if you died, you won't even know. How do you know? Huh? We don't know what happens after life. Okay, well, let's go with most religious perspectives anyway

and say you go to some kind of heaven. It doesn't matter. You'll be having. a great time. So who cares if you were struggling a little here? Exactly. That's my thought process. No, no, it doesn't matter if you would have sacrificed because you're having a great time up there anyway. So it doesn't matter.

Why can I do both? Statistical likelihood is you're going to live a long life. So sacrifice for it. What? Huh? What? What? Is there something I don't know? Are you going to die? You got... What do you got going on? I don't know. Oh, I was just saying you don't know. Then you're probably fine.

Okay. And then you might get shot at a bar because you're always... It's enough in people's faces being insane. Yeah. That's why I want to, like, conceal carry. Yeah, maybe. I don't know.

I don't know how things work in Jersey. But listen, I mean, you're blaming with Lindsay. You're blaming this on credit karma. Then you kind of started that, started setting that up with me. The thing is, you blame everyone for everything except for you. I don't know if you know, but your videos have credit one ads. Yeah, that's not me. I'm not putting the credit one ad in there.

I know you're not, but. Somebody is, and that's kind of bad. And credit cards are good, though. Not credit one. Not credit one. Credit cards are good, though. Their money? No, the rewards and everything.

If you can actually manage it, if you're a credit card person, but you're not. I tried. You didn't try because you're not paying a $30 payment. This one's not maxed out. Okay, let's see. We got a snap shot. I don't know.

I don't know. That's another guy. Another sugar daddy, maybe? I don't know. A guy with a beard is what it looks like. I can't see what. out you unlocking it. It doesn't matter. All I care about is the one guy. Okay.

So concealed carry. Well, you said it might get shot. So if I have a gun... That's expensive, too. I haven't looked into it. Okay. I mean, I... date guys with guns. I can't say it.

They want me to say it. I'm not going to say it. They want me to talk about... They want me to be nervous with a trans person getting a gun in 2026. I'm not. I'm not going to say it. It's not happening. I'm not going to be shooting up any schools. Okay, well, that didn't make me confident. Now I am nervous.

Now I am nervous. But now I'm very nervous. Shit, okay. I'm not going to shoot up schools because I voted for Donald Trump. Okay. So why would I be one of those trannies that shoot up schools?

I don't know. I think people just shoot up schools. People just shoot up schools, right? And usually they're the ones that like women. Like the trans women. You're right. That's right. You get guys to suck your dick, that's true.

I mean, you get girls to suck yours. Huh? You get girls to suck yours? I think that's considered pretty standard. Some people don't want standard. Okay, I wasn't criticizing. I wasn't criticizing you either. Okay, I don't understand the point of that.

What? Everyone likes sex. Yes, everyone likes sex. $69 is your now minimum monthly payment. It's probably normally 30, but again, you're multiple months late behind. $40 late fees. Stack can, like, crazy.

This is insane. Oh, it's actually been closed because of how past you are. So you can't even spend on it if you go, if you even pay it down. It can't. Which is good. You shouldn't have access to this. You're not a credit card person. Again, for those who are, you can figure out what credit cards work for you at

Calebhammer.com. Check that out. But you're not, so you shouldn't fill that out. Honestly, what really happened is my car got totaled. I feel like that's worthy states. So if we did sell your big collection, how much would that be worth? What's your collection worth? My, what?

Your collection of these things. Oh, if I sold it all together, probably like 10 grand. Dude, you could change your life. But if I sold them. How much have you spent on tattoos? I don't know. $20,000. $250,000.

What? No fucking way. What is wrong with people like you? You guys are just so fucked, man. I've been getting tattoos since I was 16. And then, I don't, I don't know. I just get tattoos when you live about. How much is your transition shit cost?

Hormones? Yes, how much does it cost? Well, I just got back on Medicaid. Hormones as well. No, no, you got tits as well. Those were free. You did your name? Free.

Why? Because my body is priceless. No, how was it free? Oh, Colorado taxpayers. Yeah. Not federal, right? Just Colorado? I don't, I hope that, because I just wrote a $4 million check the other day to the IRS.

If that's paying for literal titties, What are we doing? I have nothing wrong with trans, but why am I paying for people's boob jobs? No, don't get me wrong. I don't think it should happen either, but I did abuse the system because why would I pay for it

if I can get it for free? The government, the taxpayers paid for your tits? I mean, I pay taxes too, so... No, you're not an ad contributor. No, we just sent you $4,000 dollars back, especially with your no tax on tip thing and the majority is tip. It's honestly, it's just...

I'm not in favor of the no tax is on tip thing. It's so stupid. You already contribute nothing. It's just more populist policy. No, you're right. We should just be getting paid a normal wage so we shouldn't have to get tipped. That's fine too, but advocate for that. It's just so stupid.

It's just another, it's just a performative policy. And that's why both parties are on it because populism is winning right now. It's just, it's so stupid. You already don't contribute anything. You're part of the... I do contribute to stuff. No, you're part of the 50% that contribute 1%. It's nothing.

It's a drop in the bucket. If it was gone, nothing would change. It's this week. give everything new. Now we pay for your boobs. What else do we pay for? What else did we pay? Do we pay for your hormones? No, I pay for those. Okay. There's no health insurance pays for them? I mean, yeah, now, but I didn't have health insurance for a while. We all pay into the higher cost of health insurance. What about the nose job? I was, I paid for. And I don't consider that part of my transition. Oh, no? It wasn't gender affirming? No, not really. Is there any other genuine? For me,

I feel like I've always been confident in who I am. Well, it's taken a minute. But like. Is there Any more gender-affirming surgeries you've done? I'd be like, have done? No. Any more that you want to do? Yeah, I've thought about it. Maybe another boob job. Are we going to pay for that one too? No.

Why? I had to be on hormones for like two years, and then at that two years, they would see how big my breast tissue grew, and it was an A-cup. The government was tracking this? Yeah. Because if you... Oh, my goodness. If your breast development. The show's turning me into a fucking libertarian.

I'm ready to cut everything by 90%. Honestly, this is crazy. This is insane. I don't actually agree with that, but what the fuck? Because I know we're getting the worst of the worst on the show, so I get it.

But it's just like, what the fuck? What the fuck are we doing here, man? What the fuck? If you get bigger than a, like a B or bigger, they won't pay for it. But because I'm a skinny legend, I only got like... You're welcome for the taxes, America.

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and remember, you still got to do the work. You're paying foring the bratsdalls? What the fuck is wrong with you? I told you some of them are like $100 or more. How often are you brat-dalling? I don't know. It depends on my mood. Like, if I'm in a bad mood, sometimes I'll just buy one.

You're broken, man. I know. Oh, man, I meant gender neutral. I know. Dude, man, they're all gender neutrals. I'm not offended. I'm a respectful guy. Right?

A little. Oh, come on. I'm respectful. Yeah. Okay, I just did the one bad thing, but I didn't know it was a bad thing. That's why I said a little. You're respectful. I'm a good guy.

I just yell and make mean comments. All right. Update. I'm pretty sure he knows I'm here, too. Oh, let's just see. What did he say? I was trying to manipulate him. Let's see.

By the way, what I said is, I thought you liked me. Yeah, he said he does, but that's a wild request. Let me see. I'll manage this. Thank you. Ha, ha, ha, ha, I do, but that's a wild request. Because I think that's like, he literally just gave me almost $400 the other day.

So I think that's kind of why. I mean, if you look, the $300 that he sent me was literally like, I'm manipulating. Okay, give me more money. I'm not complaining. I'm just letting you know. That literally is Saturday. He gave me $300.

Okay, I sent three texts. So you don't care if my bill fails while I'm stuck in Texas dot-to-dot? Next message? I don't know. I thought you were different. Next message, never mind. Manipulation?

You're a little bit meaner than I am, but... I'm pulling out cunt for this. Yeah. Okay, so what even is... Oh, so that's for the Braddoll. Okay. Not this one. Tuck it up.

What's that? I mean, that sounds like, okay, you're hiding the dick, trans things, right? Tuck it up? Oh, yeah, they're really cute thongs. It matches my pants. It says, please, stop. Stop what? I don't want to imagine a woman's penis.

I don't know. Those words just come out of my mouth, I guess so. Are you afraid mine's bigger? No, if you were, like, tall, skinny white, like, yes, because the biggest dicks I've ever seen in the locker room

of like swim team and shit. How many dicks are you looking at? Everyone, well, okay, for what it's worth. The swim team in high school. I don't know if you want to say this. I do.

You think I give a fuck. The swim team in high school is crazy. Those guys, they were just none of them were gay but they were the gayest motherfuckers I've ever met. Straight men are the gayest men, I know.

And the swim team locker room, yes. So the tallest, skiniest white men are, especially the nerdy ones, they can, they can like wrap that shit around the throat and choke a bitch. That shit is huge. Intimidating, scary.

But you are not that person, so I'm not afraid. Okay. So no, I do not have that fear. Okay. The trans shit is $32.49. It's one more payment and it's done. I'll just call it trans. Transdick.

Okay. Trans dick, $32. Okay. And then what is this? What is this Forest Inc? you're paying for. Oh, those are my pants. I had to buy it for the show. You had to buy it for the show. Yeah, because they're cute. The show that does not feature pants. Well, you can see people sitting. All right, it's tucked up. What do you mean that, bitch? You can't see shit.

Exactly. The tuck it up worked. It's gone. I guess I shouldn't be that afraid. That's, well. $57.89. You can let me know if you want to see it. No, thank you. I've moved on from that. it's not college anymore. It is not college anymore, very distant. Okay, you are 35? Oh, one. Yep.

How's it feel? Fine, okay. I turn 29 soon. I'm scared. $57.89 with the $28.99 of $0.94 minimum payment. Okay. No, no, no, no. It's much more due than that, actually. Let me see. What's the balance? Okay. Yo, I mean, these are small debts, which is really stupid. because you could wipe all of these out and get this massive risk from all from over your head. I was going to until I got fired.

No, but then you shouldn't be going, you didn't have an emergency fund anyway, so you shouldn't be going into debt regardless. Because now this is risk holding over your head. Listen, you're going to have a hard time getting a job probably because you're a f***. But regardless, I'll get you a course career certification. You can get that in the trades.

You can get it in tech. You can get it in whatever. A lot of people in the audience have taken those and converted them into six-figure pay raises or jobs. so I got you with that. I have thought about leaving the industry.

You probably should because you're not a people person. Well, that's why I work at a barbershop because I can't deal with people. Yeah, definitely don't deal with people. You're retarded. You can shoot the shit more with men. Yeah, and then you got fired.

25,000. So obviously she can't hang. 25, after you were a, you owe 25,000. You owe $25,000, $738, $25,000. $7.883.68 at a 20% interest rate on something. I don't know what that is. I don't know what that is.

Do you have a 20% car loan of $25,000? Is that my jeep? Yeah. No. Here he is. Let's see. This is insane. This is insane. A 20% car loan I haven't seen in like a year on this show.

What the fuck is wrong with you? You're the worst. Let me see. He said what the fuck LOL. You got to be a little nicer to him. He's going through it. He says, I have bills and a whole kid. He has a kid and he's fucking, your dick is going out of there. He's sucking your dick. He's sucking his dick.

You got to be nicer to him. So he said, what the fuck, L.O.L. I have bills and a whole kid. And why are you in Texas? I said, for the show. Sorry for being mean, babe. I'm just stressing. I really want to blow you when I get back.

Oh my God. Do not say that part. But I really need this. Can you please help me out, love? Oh, you said it anyway. I don't want to suck his dick. I know, you can tell him later. Oh, you've sucked them many of times.

Now what are you saying? Or let you suck mine. Okay, so 20% carloin's crazy. Crazy. Maybe he should send that 500 because what the fuck is this? What did they tell you? That that was like normal at that time. For a f***.

It's like you that have the worst credit imaginable. Yes. They made it sound like interest rates were high for everyone. They were not 20%. Like 8, 9, 10. Well, then if they're high already and then you have my shitty credit, obviously. So what is your car? It's a 2020 Jeep Wrangler.

Dude, you got a fucking $25,000 loan on a $26,000 loan on a Jeep Wrangler at 20%. What is wrong with you? What is wrong with you? I wanted a Jeep. I know you did. Well, you bought it for 30, by the way. But it's worth 20. It's, oh, you 026 now.

What do you think it's worth? I'm probably screwed honestly What do you think it's worth? I don't know What do you think it's worth? The car? Yes, the car. What do you think it's worth?

Probably 25. Okay, 13,000. You're... You're... 20%'s insane. 20%'s insane. Yeah. But I don't know.

My car got totaled before that, and that car was paid off. What's your minimum fee payment? You dumb tip. $720. Yeah. And you're unemployed. Oh, you are so fucking...

Well, now. I wasn't unemployed when I... What's unemployment expected to be? Huh? I don't know because my manager won't give me my pay stubs, and they've never... They haven't given me access to ADP since January. I mean...

Like, they haven't given... You don't have any from before? From before. I got all my paystubs, like, through ADP, up until January. And then after that, I never had access to them on ADP. I bought that up to my manager multiple times. She never fixed it in ADP.

She just gave me. I have. They don't want to talk to me. Okay, then you did more than just say okay, by the way. Why I want a conversation with them, because my manager exaggerates a lot. Like, the whole shop cannot stand her. They're all scared of her. She makes you say yes.

It doesn't matter. Corporate. She makes you say yes, ma'am. We're franchise. She makes you say yes, ma'am. I know, but talk to corporate then. Corporate doesn't want to listen to me because they're too lazy and they just want to take the easy way out.

No, no. It's always someone else's fault. I don't know. Okay. Well, I have thought about contacting a lawyer. I know. But I wanted it, so I didn't care.

Exactly, which is actually what has defined your entire life. It's never been anyone else's fault other than you wanting. You wanted fun over an emergency funds. Well, yeah, I didn't, you know, I didn't grow up. You wanted fun over not having debt.

I didn't grow up with much money. So neither did I. I didn't fuck my life. A little in my early 20s, late teens, but I got out of it. You're 28. And? But.

You're a little old. for still just having fun for me. I am. You're a little old for that now. I don't think you're ever too old to have fun. It's not about not having fun. It's about you're using the excuse

of not having money. What? You are too old for using the excuse if you didn't grow up having money. You can fuck around in the early 20s with that excuse. This is also one of the first jobs I ever made this much money.

Dude, you're 20. going on mass shooting. Like, you are just like, you're there. You're too old. I don't even know how to shoot a gun. Huh? I don't even know how to shoot a gun. That's why they always miss.

The last time, no, no, no always. Well, tight spaces. Oh, miss him, I got it. Oh, him? Oh, you voted for him, so I don't think you're going for him. Um, now I don't. Oh, shit. All right.

Secret Service, I hope you're watching. Well, release the tapes. Release files. Okay, yeah, everyone wants the files to release. Okay, is Jefferson Capital. What the fuck is? I don't know. Well, it's open, but you don't know.

I don't know who Jefferson is. I hate you. I hate you. It's open, but it's 100%. Oh, it's collections. It's in collections. You just let it see. Again, it was prioritizing fun.

I don't know what that is, so how can I tell if it's fun? Dumbass dolls over. They're not dumb. Yes, they are. Paying on your debt so you allotted to go to collections. Well, I don't know what that one is, so I can't defend that. I don't know. Would the balance at least help?

It's $3,243. Come on. Okay, I'm being told it's for Verizon. Yeah. How the fuck you owe that much to Verizon? You broken creature. Because I used to have an ex-roomate that was disgusting. Oh, oh, it's always someone else's fault.

Here we go. Let's hear how someone else's fault this time. And I put her on my phone plan. Uh-huh. And this during COVID when we moved out because she was a dirty, disgusting hoarder. I canceled that because it was during COVID and I was told by Verizon that I owe them anything

and I was fine that they would just close the service in the account. The fuck you're talking about. First of all, you have no personal responsibility for anything. You are incapable of life. Well. It's pathetic. Take some ownership, you creature,

and you can still pay for this, get on a minimum payment again, or negotiate it down with your tax return money. We can't dispute it. Okay. collections, and not freak for trans, by the way, before someone sees that and clips it. I'm sure they still didn't left that part out.

That's how clipping works. $420 is owed in collections to this. It is funny. It's very progressive. Progressive. So you weren't paying your insurance because you're a degenerate failure. Well, I didn't pay them because they dropped to me

and then I didn't want to pay them out of spite. Yeah, but then you just, You're soft in the end, so I don't really understand. In the balance is 420, I kind of thought it was funny, so I left it there. So you fucked all your credit for that. You're never going to be able to get your own place in Jersey now with your credit only getting worse and worse and worse and worse and worse, worse, worse, worse, worse, worse, worse, worse, worse, worse, worse, worse, worse, worse. I was able to do it here.

Here before I got worse and worse and worse and worse, worse, so worse, worse, so worse, and not even break your lease. You're probably just going to allow it to go to collections, if we're being honest, because you'll prioritize moving over doing the responsible thing or actually making sure everything's okay. But that's still breaking my lease. No, you're just going to leave, and then you're going to own money, then it's going to go to collections. That's not breaking a lease. Breaking a lease is something you agree with. Right.

Usually they give you payment plans. They can, maybe. I don't know. It depends on the apartment. They love me. Huh? They love me. You think everyone loves you

and then you think everyone's horrible with the moment you don't get your way. People who don't like me are horrible. Exactly. That's basically what I just said. You toxic. Well, there's a reason. You're a bad person.

Yeah, there's a reason why. Collections, $68. It was for Gaico, and you couldn't even pay $68. you're allowing that to bring your credit score down by like 15 points for $68. Then just pay it $68. Let your credit score go up like 10 points immediately. Like why not? I forget.

Okay, well, you're here now. Well, now I'll pay it. What the fuck is wrong with this guy? He needs to call back. Well, he's probably mad now because I don't talk like that to him. I apologize. Oh, well, I still don't talk like that to him. I'm very nice, and I respect the fact that he has a kid.

You respect the fact that he gives you money. That too. So the dude has a kid, but he just, you just, does he have a wife? No. That's why he sex your dick, okay. He's a single father, full custody. Single father's second dick. We love it.

Yeah. Okay. Okay. Well, savings five bucks. Really getting your way across the country. Five dollars, yay. I think there's like Yeah, you're the worst of us.

Society, humans. Checking account went down. Apple Bill. Eddie Carrey. Every day store. Domino's. Apple Bill again. Bullshit. Venmo.

DoorDash. Pizza hot. ATM. Montreal. No one noticed where that $103. Went every day again. Netflix. Where to go?

Chick-fil-A-door-dash. But you have to get cash when you go to the dispensary. Oh, what the fuck is wrong with you? How much he spent on weed? I don't know. You're the worst of us. Amazon. Bullshit.

What's every day store? Because you go there every day. It's a gas station. It's gas. How much are you driving? You go there so often. I live like 20, 30 minutes away from that shop I was working out. But I lived in that town before I moved into the park.

You must have a lot of subscriptions. Vettomene out money again. What are you venting out? How much was it? How much was it? $14 that time. It was probably for lunch. It was probably for lunch.

Somebody ordered lunch at work. Dely. What not again. What not again. What not again. A lot of whatnot. That was like $200 and whatnot. Matt Mad Rad retro toys for $48.

Then an Apple. Little Knicks pizza. Multiple overdrafts. Are you kidding me? Oh, okay. And return item fees. What are we doing? You are pathetic.

Oh, and there's another debt. Just why not? Another personal line of credit at the end of it, just for fun. At a 32% interest rate, nasty, disgusting. What the fuck is wrong with you? Sorry, 11.18% rate. 11.8% rate maxed out, you're complete. Yeah, that's because I'll pay it off.

And then when that money hits, I take it back. Because it's a draw as you pay, right? Yeah, because doesn't that help my credit? So like fast food in here? It smells delicious. No, it smells like a cigarette. It stinks in here. Oh, it smells like McDonald's fries.

Huh? Isn't it? McDonald's fries or cigarette? It smells like a cigarette. McDonald's fries. You're broken. I think it was the nose job. No.

$5,99. It smells like someone smoked in here. Okay, two people agree on McDonald's fries. One person says cigarettes. Which one do we go with? Okay. Well, McDonald's fries kind of smell like cigarettes. Your nose job broke you.

I thought that before my nose job. There's no monthly payment on this. It just accrues interest, right? Then you have to drop. You can only take out what you, What? A personal loan. No, it's, um, uh, auto pay.

Auto pay what? Like $110 every month? Pull up your phone, give, uh... You have my phone. Yeah, give me your... Okay, it's just open. What do you want? Huh?

Not nasty. I wash my hands a lot. Why you on low power mode? It just makes everything weird. You have 50%. You're fine. Okay, subscriptions, let's see. Apple music, Google Photos,

backup. I call it plus. Paramount Plus, what the point is that? Because there's a couple shutters on there, I like. What a shutter? It's a horror movie subscription. Okay. And then, uh, Hammer Elite. That one's good. Probably not best for you in this moment, but... Well, I don't know what I was getting myself into.

Pretty good. Yeah. Three premium shows every single day, including where we're going to call your ex-boss. Yeah. She's kind of a bitch. I'm Bean. told that Brandon is your type, which is exciting. Congratulations, Brandon.

Well, like, yeah. Do you want to suck Brandon's peepee or do you want Brandon to suck your peepee? No? Which one? No. Which one would you? Are you asking? I don't care.

Oh, you would do either way. You're a switch. Okay. Yeah. You have to have fun, right? Brandon? Posto. Posto blowjob, your first blowjob?

He didn't say no. Okay, there's 15 things in your Amazon car, which is crazy. I use my Amazon with my family. Lots of water bottles, socks, my family. It's, I don't. Okay. We share.

The only thing I buy on Amazon is stuff for work. Okay, well, you don't have a job anymore, so no more. Amazon purchasing. Listen, I don't even agree with where you're going. Like, I don't even know what we're doing here, but, um, oh, there's more deaths, apparently. Parents, 1800, for why? Well, I went to urgent care,

and then I went to all a specialist. And I didn't have health insurance. Why? What the fuck did you? I had to go see a urologist. Why? Because I was pissing blood. That's right.

Where are you pissing blood? They said it could have been anything. Either me being dehydrated. They outrolled like STI. Are you freaking? All that stuff. So that's good. Drink water, weirdo.

Why do you owe your friend $60? Why can't you pay back $60? Pay your friend back. She told me it doesn't matter. Okay. So I can cross it. off. And then you owe in Tolls $1,600. I probably should still give it to her.

Well, she says she doesn't care. But she's also struggling. $1,600 to tolls is crazy. Yeah, that's because they don't, they've never sent me a bill. And now I can't get it. You log in online. I know how it works. It won't do it. It will never log me in.

And they've never sent me a bill. And that's also for my old car, too. And they've just held my registration. Good. Not good. Good. I hope you are never able to drive. I know how to drive.

I'm a good driver. No, not if you're not paying your shit. I don't care. Consequences. Actions. I don't think that makes me a bad driver. It's time that you actually get consequences for your actions. Your monthly minimum to the payments are $1,05.13. What's your rent again? 16.

What's your utilities plus internet? I don't pay for internet. On average, it's probably $150. That's kind of cheap. Okay. Phone bill. I don't pay my phone bill either. Hey, you can do helium when you do for $15 a wine. Why would I do that if I don't pay for it?

I said when you have to. Oh. Sorry. Gas, Vroom, Brum, Drive, drive. How much? Now, without the job. For gas? Now, what do you think is going to be?

Oh, now. Because you'll be driving to clients and stuff. Hopefully, we'll see. Probably anywhere from 70 to 140. 140. Car insurance? Car insurance is about two, but that includes rent-earned insurance. Okay.

TP fund, anything else you need to survive, make up all that good stuff. I guess not tampons. $150. Necessary food, $300. Use the meal plan. Use the digital cookbook we give you that you get for the annual version of dollar-wise. Medical health care, I'd say,

oh, co-pay is anything on a monthly basis? Well, I have Medicaid now, so now. Medicaid, you're on Medicaid. Yeah, I apply for it because I got fired. So it happened right when he got fired. Yeah, because I was losing my dental and I wanted, you know, I wanted to... I'm okay with it because he got fired.

Hopefully it's not a permanent thing. No. Do you have any pets? I do have one. What? What? A pug. Age and health.

He's six. Okay, $50 health insurance. How much for pet food? Um, I buy the big bag. I think it's like $120 and it usually lasts in three months. Okay. I don't know. This is called 40.

We'll just see. I don't know. Then 50 for pet insurance, 40 for subscriptions. Anything else that needs to be in your budget? Um. I don't know. Can I still buy Bradstalls? You can go.

herself. Game as fast as they could. It's been too long, Cowboys. From Disney and Pixar. So that's Lily Pat. Where are you? Some sort of old man toy? What?

She thinks you're old because you're bald, Woody. This Friday. Toys are for play. Tech is for everything. Toy Story is back. I want to talk to you, device. The long toys. Turn around.

God responded. I have plastic fingers. Featuring Taylor Swift's all new song. I knew it, I knew you. Available now. No way. Oh yeah. Disney and Pixar's Toy Story 5.

Only in Theater's Friday. Tickets's available now. and go, Brandon. But no, you're not getting rat stalls. All right, you're a child. Listen, you need $3,675.13 for minimum survival. Right now you make zero. Hopefully your unemployment helps with that,

but you just need to go make that at a minimum. And then obviously go make more because you need to pay down some debts and settle some collections and pay your friends back. The car is the big worry, but you can't really finesse that. There's no way out of that. You just need to make $3,675 at a minimum. but pay off your debts obviously move if you want to i don't really care break your lease that's

going to cost money too so you need to figure that out you need to go make that usually i'm like here this is i pay out the debt but i can't if you i don't know how much money you bring in so go make that so you can break even try to make more so you can pay it off okay i don't know um but we're going to call the person in the post show who fired her that's going to be an explosive confrontation i have a feeling because she's it sounds like the other one is too but we'll see So join Hammerlee, let's get the Hammer Financial Score. Spending in a budget you overspend because you make nothing. Zero out of ten. Debt, collection, zero out of ten.

Emergency fund, nothing. Zero out of ten, retirement. I don't know how to figure that out. Do you have any? I think so. How much? I don't know because... Zero out of ten until you can tell me. Zero out of ten real estate.

Hammer Financial score, get zero out of ten. Get yours at Calebhamper.com. Now join me in the financial lot of post show by clicking join in. Hammer Elite, three shows a day, six days a week. See you there. Hello. Yes, hi. What's going on?

I just kind of want to talk about why I got fired. What specifically? I feel like it was pretty clear. You were part of the problem. I didn't even listen and hear you out. Excuse me? Are you saying I'm part of the problem that got you fired for your... June 1st, I'm launching the Hammer Elite app, available on every major platform.

Join the wait list by using the link in the description or pin comment down below. down below to get a never-before-seen financial audit video and then an exclusive offer just for you. You'll get lifetime access to the entire Hammer Elite catalog and our Hammer for Life box packed with limited edition merch. So mark your calendar, June 1st. This is the best membership you'll ever join in and that is a promise.