Financial Audit - Str*pper Stormed Off Financial Audit

Episode Date: October 13, 2025

🍿 WTFFFFFFF SHE IS MESSAGING OTHER GUYS BEHIND HIS BACK and sending N*DES ---- but even worse… I read the text messages between these two, and he’s evn more evil tgan he came accross in the main episode… watch the post show here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join 💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book, just submit proof of purchase here: https://tally.so/r/3xzPq5 💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ 🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$0.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB ___________________________________________ ▶SPONSORS: Click this link https://boot.dev/?promo=CALEBHAMMER and use my code CALEBHAMMER to get 25% off your first payment for boot.dev Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78 Roll over your 401(k) at https://hicapitalize.com/caleb and see site for full terms. This video is sponsored by Capitalize! #ad @hicapitalize ___________________________________________ ▶EDUCATION: 1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰 2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸 Learn more about your ad choices. Visit megaphone.fm/adchoices

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Book on Hilton.com or the Hilton app and save up to 20% to get the stay you expected. When you want savings, not surprises. It matters where you stay. Hilton. for this day. To watch episodes of Financial Audit a week earlier, check us out on YouTube. I told my pregnant wife to skip the mortgage payment so we could make our credit cards.

Oh, so you lied to me? And you got a $3,000 computer. Shut the fuck up. Every single time I got money, it all went to you. She's saying she does not feel like she ever gets treated. I don't know what the fuck you want. What do you f*** you want? I'm done.

Did I get you out of your parents' house? Did I... The tools to change your life have just been upgraded. Download my budgeting app rebranded to Dollar Wise today and start your free trial. Sign up for the annual version and I'll send you my budget-friendly cookbook that can't be purchased anywhere else. And I'll personally sign it and mail it directly to you. Download the Dollar Wise budgeting app today and take advantage of your free trial. Hi, my name is Pixie. I'm 22 years old.

I'm Levi and I'm 24 years old. We are from the Gulf Coast of Mississippi. And this is financial audit. I told my pregnant wife. to skip the mortgage payment so we can make our credit cards is the one and only note I have what the fuck is

that is not a good start I'll be honest thanks for coming in from the Gulf Coast guys that's crazy well you guys are young to have a mortgage so this is exciting Gulf Coast probably not one of the more expensive areas I know Mississippi shirt isn't

it'd be cheap no not really She's lying. She does not know money. She does not know money? No, actually I don't. Okay. He was actually the guy taught me a lot about money and got me to get certain credit cards whenever I was 21.

So. It's okay. We're all informed on different things. Well, that's okay that you don't know money. He doesn't understand hairlines. Like we got it. We all got our own issues. Okay?

It's okay. What do you do for a living, Pixie? Um, right now, um, I was employed, uh, unemployed for a little minute and then I just, I just now How long is a little minute? Um, I don't know. How long was that? I mean, technically she's been unemployed for like a whole year now, I would say. Why are we saying technically? Uh, well, she was a stu-for a while, uh, but she's not licensed. Oh, that's how you guys met? Uh, no, actually. You didn't pay? No, no, I don't go to clubs. I'm sorry. I don't, I don't, I don't, I don't, I don't, go in with any of that.

This is not linking. We actually met at, we worked at the same job. We worked at a car wash together. This is a strip car wash? No, no. It's a regular car wash, an express wash,

you know, go up to the station, buy a wash, drive on through. Regular, run of the middle. So you're putting out tits? Yeah, for, almost two years,

I was like... Full booby dancing. It was fun I'm sure people Enjoy it Did you make money? I made a lot of money Pregnus, yeah

Yeah They usually end up there That is true Were you guys dating the entire Pregnast Sure Yes, so So you never did a backroom deal

But we were dating even before I was a sh**er Yes You never did a back room deal then Because here's the thing I'll be honest What you're talking about What you? you probably wouldn't admit to, but here's the thing.

I've only had one other s' frown as far as I can remember. But I've had many of people on the show that have gone to sprups and they've all paid to stick it in. Every single one of the dudes. Never once? I will say that is not me either. I hope so. Oh, we're very giggly. Okay.

We're happy to be here. I do that when I'm nervous. Okay. Yeah. No, it's a cope giggle. It's okay. Okay. Good.

Well, I'm glad you didn't do that because, again, all of a sudden, that just started becoming our perception after every dude that was like going to strip clubs and spending money. Have had stick in. Actually, and then I had one other stripper. We never even uploaded the episode because she came all f***ing up and we didn't even realize it until like... Like on drugs? And we didn't realize it until 15 minutes in, then we were like, we can't film this. And you need to go get help.

But, and she was sucking for money. So that was my perception. Yeah, no. I'm happy to hear you have it. I've never done that before. actually I've been offered in a back room some dude whilst I was like giving him a dance he was like if I give you a hundred extra dollars

where you suck my dick and I took I took the money 100 dollars worth it what does it usually cost huh what does it usually cost well up there it was $300 for the 30 minute room and that's like where he took me and he had already given me the money and then I was like okay well he could give me the like What did your co-workers accept to go down

Huh? What did your coworkers accept to go down? What's the going rate? Well, up there, like, it was like $300, like, flat. He's asking how much it costs to fuck. To sucky-sucky. Oh, I have no clue. Come on.

Your friends didn't ever discuss. You and your coworkers? I was never friends with any of them at that point. No. And none of them really admitted to it because they would get, like, instified. I think the stripper that came out because they'd get AIDS. They'd get insta fired. Oh.

For prostitution. That too, probably. That too, probably. Yeah, I think the one girl that came on the show has had 500 or a thousand What the fuck? No. There she wanted her.

I don't know. Yeah, it's really sad. That's why I'm just glad to hear you haven't done it. You say you have a job now, though. I assume it's not stripping. We're pregnant, even though I bet some would enjoy seeing a little head peeking through.

Actually, they told me that once I was like showing like too far, that I wasn't allowed to like show my face up there anymore. Oh, they fired you? Well, they got fired me. They told me I could come back. When you were done with the pregnancy? Yeah. Sure, sure.

Okay, what do you do then? What do you do? You said you were unemployed, but now you're not, is what you're suggesting. Yeah, I just got a job at Domino's. Okay, good, good, good, good. As a delivery driver. So Tippin, how long have you been doing that? I literally just started.

I was a delivery driver for Jimmy Johns. Honestly, same age at 22. I mean, I did it from like 18 to 22, I think. So just about that... Sorry. What? Why are you laughing? Because you said 18 to 22 and she's 22 and she's just now starting it.

Sorry, I think that's funny. Well, she was grinding and she was stripping. Yeah, she was grinding. I know. I don't... That pole. I don't, like... And men's laps.

I was a hustler. Yeah, she was a hustler. She was bouncing on dick that were in jeans. We're in jeans. She did not know about... She did not know about the towel trick until I told her about the towel trick. Yeah, you bring a little towel And you can just like lay it on their laugh

And that way That way there's another layer of protection I don't know That's not my scene Apparently it's yours If you know the trick No, I just watch a lot of videos He's never gotten a lot of videos

Everyone's favorite So what do you make How long have you been doing this? Oh, which one? Domino's A day So you don't know how much you're going to make Tips and everything

No What's your wage hourly? They said it was $8. They said it was $8? You don't know? In store. In store. And then once you're on the road, it goes down.

Yeah, it's like $4 an hour. Yeah, that's traditional. Okay. And then, like, the guy... How many tips did you get that night? It was like $13, but I only did like four deliveries. And like... Over how long?

I was like splitting it with the guy who's training me. It was just like a few hours. It was literally two hours. Training do you need to drop off pizza? I didn't get trained to drop off sandwiches. They're making sure you're not, you know. And are you? I'm not.

A little bit. Is she? Okay. Yeah. Okay. And what do you do? Because you must make money in order to pay these bills except what bills we're suggesting to skip mortgages. So I'm assuming I'm doing incredibly well.

Okay, yes, your petto smile is really glaring through me. These laughs are loud, ladies and gentlemen. And I don't know how this is translating to the other side, but my ears are bleeding. So currently I am a cellarman at a brewery. So I can and cake beers, seltzers. What do you make? I'm making $16 an hour right now. Damn.

It's like basically the only income in the house? How many hours a week are we working? 35 to 37. He tries to hit 40, but he usually comes. home for an hour every day for lunch, which... Yeah, I have recently stopped that. So there was a point in time

where I was coming back home because she wasn't home to take care of the dogs, to bring them outside and whatnot. Why was she home? Because she was at the tattoo shop. She's also a tattoo apprenticeship. Oh, yeah, I have a tattoo apprenticeship.

Sorry. Why not? Just do something that we're just not making money. Yeah, why not? Okay, great. That's my exact thought too. That's your exact thought too? Yeah. What are the conversations around this? Well, okay, so at first...

I've been in and out of it for like a few years. Like, whenever I was 18... Great, it's very effective. Yeah, whenever I was 18, I started an apprenticeship, like, right out of high school. And that person, like, he ended up, like, doing some really bad... And he had to, like, skip state. And so I never ended up, like, getting licensed.

Yeah, but what's your thoughts on this? Because you're against it. I'm talking about what's the conversation, like, around these? Well, I mean, at first, I was fully okay with it because I did have a good paying job. and we were able to pay for everything pretty much. But after I lost that job and I ended up having this job, I've been trying to really get her to get more of a traditional job to where she can actually put forth towards the money that we need, of course.

Now, that's not to put her down because obviously, yes, she was stripping. She did make lots of money. You were. You were making good money. Yeah. Do they show hole in Alabama, Mississippi? Do they show a hole in Mississippi? No. They don't in Texas, so. Well, the club that I worked at here in Mississippi, um...

It was a whole club. They was nudity, but like only on stage, like... Holes? Yeah, like, girls could get naked. Whoa, that's illegal in Texas. Yeah, but like the only... I think, right? The only requirement was that, like, you were...

Legal in Austin? Yeah, the only requirement was that, like, you're not on the edge of the stage where someone could, like, reach out and touch your... 18 plus is full nudity, 21 plus is only topless? How does that even make sense? The older you get, the less nudity? Hey, titties are tities, though. Very weird. Titties are fine.

They get boring after a while. Sounds kind of gay, grandpa. Do yours get boring? Yes. Yeah. Okay, so what hits your account on a per paycheck basis, and what is it? Like, biweekly? It's weekly and...

Yeah, well, it's on weekly. $450 to $500. $2,000. How are we doing? Not good. Obviously not well if we're having to potentially skip a mortgage. You guys got a house together. How long have you guys been together?

Two years. Yeah, about two years. You guys met at the car wash? Yes. How, like, quickly did you guys get together? We were talking for about a month, and then I was giving her rides home, and then I convinced her to take a ride to my house. The fuck.

Okay, good. Not at first. Okay, okay. But that was your first date? Hey, you want to come to my house? No, actually. I'm taking you home. No, actually.

Come to mine instead. So what happened was is my car, I ended up having an accident and like one of my tires blew. Okay. And my boyfriend at the time refused to come in, like, give me rides and like help me out. And he was kind of being a fool about it being like trying to fucking cells. After a month of you taken her, you broke up and just started dating him?

Um, I kind of didn't. didn't break up with him until after I already went. He was your manager. He was your manager. Sorry, Levi. You went over and you fucked him before you broke up. Yes. Yes, she did.

But I did break, like I broke up with him directly after, and I didn't really get to have a physical conversation with him because he kind of just texted me. Who was the boss of him and you? No. What? What? Your manager.

Yeah. I was on the low totem pole of the manager status, but yes, I was in charge of her manager. Yes, I was her manager, yes. Yeah. Power dynamic. So you cheated. I didn't feel bad about it.

I've been trying to break up with that guy for like... You know how you do it? You break up. What do you mean trying to break up? What the fuck what's wrong with you? Every single time I tried, he would like do that guilt trip. Yeah, you know, I think it makes me be. I'm going to kill myself if you leave me.

Well, maybe he does. I don't know. It doesn't mean you're forced to stay with someone. You could call the police if they say. that you can send them to the psych ward for the day. Okay, well I want to talk about that guy. How quickly did you guys move in together?

How quickly did this all move? Pretty much once he brought me home and like we did the deed. I pretty much never left his house. So you guys moved in immediately? Yeah, she moved. Pretty much. Are you guys married?

We are engaged. When did you guys get engaged? Because you're pregnant. August. You're pregnant. Have we mentioned that yet? Yeah, yeah, I'm pregnant, yeah. She's pregnant.

We have mentioned that. August, you got engaged. Yes. How far? I am almost 20 weeks, pregnant. Okay. Okay. Is that why we got engaged?

Guys, if we're talking about skipping, paying our mortgage, why did we get off preggie? So, whenever we had gotten the house, like, I was stripping, and, like, I was stripping, and, like, I made all the money in order for us to, like, make the down payment for the house thing. Oh, it's the scene from the fucking big short. I was a bartender. Now I want a boat. Okay, hold up.

I'm going to stop her right there because, yes. Because we had a house. We thought we'd be stable. Hold up. Okay. Her stripping did not pay for the down payment of the house whatsoever. The down payment was $1,400. Okay.

Her stripping did not go towards that. Her stripping actually went towards my debt. Okay? because I had about $4,000 worth of debt and had a shitty credit. No, I didn't lie to you. This is exactly what I told you. And we've talked about this many times. You just don't know the money.

I've tried to explain this many times. Where's the confusion? The confusion is she thinks that she basically paid for the down payment of the house. But in reality, she kind of just paid my debt and got my credit higher so that we could then buy the house. How does she not know that? She's... Why don't you know it? She's slow.

I'm not slow. I guess this wasn't explained to me. I don't know. Like, I thought, like... So, I was, like, making the money. I was pretty much, like, just giving it to him. Her pimp? No, I mean, well, so...

It was my idea. Yeah. I mean, it was really her idea. So I guess you could say I was, quote, unquote, taking advantage of her or whatever. But, I mean, I wouldn't say so. because, I mean, got her a house.

I mean, at this point I kind of do feel like... House did you guys can't pay for, apparently. Well, I mean, it'll get paid for. Will it? I'm being told no. I mean, we are technically, we did miss this last month. We are actually behind.

We did pay last months before the due date. Do you even know this? What I hate about this? Do you even know this? Okay, I thought he told me that we'd be okay if all of us sudden I got pregnant and it just be his income. He told me he'd made just enough money to where he'd be able to pay the mortgage. Two thousand hours a month? What's your mortgage?

13. What? I wouldn't be giggling. What the fuck? You guys are dying. I'm nervous. I'm nervous. That's insane. In what world do you sit there, money man? She knows nothing about money. You're the money man. How the f... I mean, technically if you break it down, if there wasn't any other payment, I mean, if there wasn't any other payments, shocker, food is a payment, utilities are a payment. There's payments everywhere. Up until... Life is payments. Up until I had to quit stripping, like, I was making our mortgage payments.

I was making money for all the groceries and everything. She was paying for the groceries and our fun. My job at the car wash was paying for everything because I was making about 4,000 a month at the car wash. Why did you leave the car wash? I got fired, actually. both fired okay why were you fired? She quit the car wash

yeah she was fired from stripping uh okay yeah okay fair why why why was I fired from there uh there was a customer that didn't want to follow the car wash's policies and he got handsy with me and I essentially defended myself

the company didn't see it that way and they fired me did they have cameras yeah yeah and that's why they didn't see it themselves I mean, whenever a person pushes you back, 10, 15 feet and advances on you. I also watch the footage. I would say that's pretty clear assault, but okay. It's because there's a no tolerance policy against customers or something like that.

I don't remember. Well, what else happened? I mean, I was just texted what happened. Oh, okay. Well, he advanced upon me pretty much, and I unholstered my weapon. They have a no weapons policy. It seems like grounds for firing. I mean, yeah, I did grab it for fun.

If they have a no weapons policy and you whip out a fucking gun. Okay, well, like, the car wash. That's a convenient thing to leave out that. Yeah, fair. If Colton wasn't here who already knows your entire life story, I would not have known. The car wash was in like the most ghetto, like, area in. That's the policy and he got fired for it. And that's what happens.

Maybe there shouldn't be their policy. Sure, but it wasn't. He got fired for breaking the policy. Is that not fair? Yeah. No, it is fair. What I believe is unfair that everyone in the company knew that I carried and that I carried it for the past two years while working for the company. Dude, you broke the rule.

I mean, I don't know. I understand. I accept what happened. Like, I, yeah. Okay, why'd you quit and go into stripping? Who just goes into stripping? Well, I was still working at the car wash whenever I started stripping. I just, like, was making so much money that I was like, I'm making my entire paycheck, like, working at the car wash.

the strip club. Why'd you pick up stripping? It just seemed easy. Like, I'm pretty. I'm young. Like... Yeah, for a long. I don't know. Man, there's people that strip into their 50s. Yeah, there was a grandma in there. Making good money? Hell yeah, grandma. Go off.

No, okay. For those into grandmas, I mean, how much were you making? I mean, you don't really have tits. Do you want to donate some titty? Oh, from this? Happily. Um, in, um, in, uh, in Mississippi, I was. was making like five to eight hundred um and then i stopped working in mississippi five to eight hundred a night a night okay how many nights a week i would work like one or two nights a week are you going back right after birth yeah okay well not right after like but like is that what we want to do because what's the

career what's the career trajectory there right because that's what we're thinking about if we're locking down what we're doing for work? I would love for her to not even have to work. Well, it's truly... Two thousand hours a month. I know, I know, I know. I'm going to say, fuck you. Yeah, yeah.

I wish I could have transferred into the same career field because there are other car washes down there, but one of them is ran by an imbecile. Why are you car wash obsessed? He's been in it for a minute. cars. He's 24. I don't know. I mean, it's a decent career. No, okay, so I do have a mobile

detailing business. I do also do that. It's just not, it's just not big. Well, that probably, yeah. Exactly. It has picked up recently though. I have started. When did you guys get this house? Why did you think you could get a house? Just because the strip money, that's not such a consistent source of income.

So much life changes. It was pretty consistent. I, I grinded. For what? The two years you did it? Like, that's not a career trajectory on a 30-year mortgage. 30-year mortgage. It's not a two-year mortgage. I mean, the plan was I was going to strip until, like, I pretty much couldn't anymore. Well, yeah, but no.

And or my tattooed on whose age. Career was going to help. I don't know. Which isn't doing shit now because I'm an apprentice. I just started. Yeah, you've been trying to do it for two years. Have you been cash flowing this? I have supported it.

How much has that cost? Credit cards. How much does that cost? Anywhere between $6 to $700. Oh, I thought you were going to say $1,000. No, no, no. Now the detailing business, yeah, that's more like $2,000. Yeah, he did ask me before he did all this stupid...

I was just like, if you think it's going to be... It's going to work, I guess. So, guys, if you can barely even afford your mortgage, and we're talking about skipping... How are you even affording... How are you even affording food? How are you even affording, like, putting food on the table? So we do have a lot of frozen stuff?

She'll eat a chicken pot pie. That costs money. How are you affording it? That doesn't make sense. Someway somehow. I mean... What's the someway somehow? My mother, she kept on like offering it.

Like, I kept on refusing her, but she kept on being like, I'll buy your groceries. Your mother's offered? Because she sees you guys... How are you going to afford a kid? Oh, okay. And? She was okay with doing it for... a little while.

And then... How long was she paying for y'all's groceries? It was only like two or three weeks that she did it. Yeah, like when? Within the last two months. And now? She has gotten kind of mad at like... Like, she offered the help, but now she's like no longer wanting to provide said help.

Potentially good, but why? What's a reason? She's saying it's a financial struggle on herself. and the groceries are expensive for her too? Probably is. Oh. So she's enabling. Probably.

Like, what the fuck are we doing? They have their own financial issues. I'm sure everyone does. Yeah. Yeah. I don't know. We try and be open with everything, but I mean... I mean, he says that he's completely transparent about all this stuff.

Why did you guys choose to get a fucking pregnancy? Well, we didn't choose that. Why weren't you wrapped up or why weren't you peeled up? Well, at that point, well, whenever she, whenever like this all happened, I still had my good job. So, like, I was still. No, but you just said it was a whoops baby.

That doesn't answer why you weren't wrapped up, dude. I had a good job. So I didn't wear a condom. What? Well, yeah. That's an interesting form of birth control. I mean, if someone believes that they're somewhat stable, they have a home and they believe.

And you don't give a, like, were you trying to get pregnant or not? Or did you just not give a fuck? I, I think we had the allusion. of security because I was stripping and so I was making it possible for us to like... But were you guys trying to or not? Because you were fucking condomless, no birth control.

I mean, I would say we ran out of condoms, if anything. Condoms are pretty expensive. Dude, go to the free clinic. Oh, shit. Yeah, you can do that. You can do that. Those condoms are ass, though. I'm allergic to latex.

Oh, yeah, she is allergic to latex. Did you not know that? What the fuck? No, we... No, I knew that. I just forgot that. So you're fucking wrong way. you do anything then, like even a cup

or whatever the shit is. I was on the pill for like a really long time. You guys were just straight up dropping loads. Straight up dropping loads constantly and you just didn't give Finsman. No, not. It should have to party naked, okay? Yeah, it does. It absolutely

does, but with no protection of any kind. I wouldn't say that we weren't trying and I wouldn't say that we were trying. But if it happened, we would take it as a blessing. And is it a blessing? Yes, I would say it's a Even even in our state that we are in and how... Which means very not great life for the kid,

also meaning kid will grow up... That's not necessarily true. Why? Explain how? There are thousands of kids that are born into a situation. And you think they have an incredible life. I believe I have an incredible life. I was born in a pretty situation.

Buddy, I don't know. Maybe I think you're being a little optimistic right now, but come on, look, you haven't landed up anywhere spectacular. I mean, okay. I love my job, though. They support me. They'll help me. Yeah, but you can't pay your mortgage. We have had many arguments about him getting a second job.

It's repeated cycle oftentimes, and you're bringing someone into that before you're even ready? Again, it's not much. You just pay off your debt before we've ordered a murdery fund then. Knock it up. No, I understand. Stick it in the bottom tall then. I understand. Right?

I personally don't like it up my... It is. Okay. I do like to try. Okay, okay, okay. You want to start fighting? So it's an interesting time to bring a kid in again, because you're bringing it into a repeated cycle.

Seems pretty selfish. What's the best way to break a repeated cycle than with a completely unexpected thing to help you realize what the fuck you're doing? You've been pregnant for how many weeks was that again? Almost 20. Yeah, I have your spending just a couple weeks ago. Okay.

And a lot of it is what Bill is, right? He's got the chart. He's got a pie chart. How much went going out to eat? Last statement, last month. Oh, you can blame her on that. Bish what? Well, how can I have a number?

Perhaps. Let's see. We probably went out twice maybe, so 150. Okay. How much? What do you think? Come on, you were there. I don't know.

What would you think? Just based on what you experienced. Just a guess. A gas lady A hundred dollars Very good It was a thousand So you guys are

That plus your mortgage And you're way over Yes that was literally going out Like restaurants Yes You f You absolute tit Yes

You f Welcome to numbers And I also seem to blame her a lot Does he blame me for all the debt Um He does blame me for some of the stuff I don't blame her for the debt It kind of does feel like

A lot of this is my responsibility Like whenever I... Why? I don't know. Whenever I was, like, stripping, it felt like all my money was pretty much just, like, going out the fucking window, like... For his debt? For your debt?

Yeah. I mean, whenever I was working in Louisiana, um... I was making, like, $800 to, like, $1,000 a night. Still don't understand it, but that's good. Like, I don't know. Like, it's a shit for the money.

money that should like last like a while like I don't know like but like it was just like gone like bit gone and then it would be like the end of the next week he'd be like off you gotta go stripping again and like make all this

money up well she would go she would be like a she went like we're gonna be like really bad if I don't make anything she went like two she's gonna be insulting but when I'm curious about something I'm curious about something so I'm unfortunately a filterless person what the What do you mean?

What do people like? What do people like? I don't know. I was just talked them up. I would just chat them up. Okay, it's the flirt? Yeah, I was just sit there and... Because I guess you're young if people are into that.

Specifically, 22, that's right. Yeah, but like, I don't understand. Like, what is there? And... What's going on? I don't know. What do you mean? You just look like a person.

This is like just the very normal basic average person. I would just like be like really bubbly and cute. Like the entire time. I guess the rooms are pretty dark. Also, I know how to throw that. I know how to throw it back. She does have an... She makes up for it in the back.

Yeah, yeah, yeah, yeah, yeah. Especially now with her getting pregnant. It has gotten bigger. Well, that happens. Those have gotten bigger. They were smaller, if you can believe that. That's possible. Okay.

Yeah, they were a lot smaller. I'm going to go 3-2-1 and on point. I want you guys to give me at the exact same time what you think your financial score is. the whole household. Both of you combined, zero to 10, zero being the worst, 10 being the best, okay? We get it? Same time. Three, two, one, zero. Zero. We did not understand same time, but I appreciate it. If you want to get your financial assessment, take the Hammer Financial Score quiz at Calebhammer.com. It is free. See where you stand, where you're doing well,

where you need to improve, where you completely. Take it and then make sure, if you don't want to be like a guest who ends up on this show, sign up for the dollar. wise budgeting an app. There's a free trial, and if you like it, you can save a lot of money by switching to the annual version. And when you do, I will sign my budget-friendly cookbook and mail it directly to you. Learn more about DollarWise, the brand new updated dollarwise at DollarWise.com. All right, let's get into these documents because there's quite a few.

Quite a few. Lots of paper lately. I'm getting lots of applicants with lots of debt. You're welcome. It's exciting. for 2,000 hours a month it's very scary we don't know how your income converts

I guess it's probably going to be an additional 15 you know what are you on the what are you on the calendar for the schedule for how many hours a week she don't know I don't know they haven't told me anything but you don't know your schedule

even though you start your job what if you're scheduled right now that's my exact same question I'm joking really well no I told them I was going to come here because I wanted to obviously

make a budget too because obviously, I mean, obviously I have no idea how the, I spent $1,000. Well, speaking about not knowing how, I do have a note here. This debt, you don't even know about. He sent this in, and you don't even have a fucking clue, apparently. If you've Google, learn how to code more than three times this month, it is time to stop searching and start training. There's a reason you keep bouncing around. Most programming courses just teach theory leaving you to figure out how to practice on your own.

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first year on the annual plan. Let's talk about student loans. I know it's something we all avoid talking about, but if your private student loans are crushing you, why refi might be exactly what you need. They don't rely on your credit score alone. They look for borrowers who have the desire and the ability to repay. That is a game changer in a market where most lenders only see a number. Interest rates under 6% guaranteed. That's practically a unicorn in student lending. Plus, they offer structured payment plans to lower your monthly bill and even a co-send a release program so your mom and dad can step off the hook. Why Refi is known for their personal service? No faceless call centers, you get a dedicated rep who actually cares about your progress.

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Why doesn't she know about these? So, like, the first main one, I kind of didn't want her to pay for all of my debt. And so I kind of wanted to hide a little bit of it. Hide. Yeah. She can't be aware and not pay at the same time? I mean, I guess. I mean, he asked me to help him with his debt, but like.

But this is unknown. This is unknown. He didn't tell me a number. I started to get tired of her being. I guess scared or paranoid about the money. Were you? Yeah, it did put me in a mood. How'd that go?

Tell me about it. I mean, so, I mean, we got into a few arguments, of course. There were times where, like, I would come home and I'd ask, like, hey, what are we having for dinner? And she really wouldn't know because we wouldn't have anything. I just don't want her to be doing everything for me. Are you? I mean, for a while, it kind of was. Why?

Why was she doing everything for you? Well, so whenever we first started talking and we got together, she helped me out, getting my money together, and she helped me out with a little bit of her money to get a truck. I gave $1,000 for that truck. If you ever done anything yourself? Sorry.

It's okay. What's going through his head right now? Don't grab his dick. We're not in the strip club. I was grabbing his leg. What's going through his head right now? I don't know. He doesn't like to discuss this stuff with me, I guess.

And so he's always, like, kind of deflected from these conversations. Is that fair to her, though? If you guys are engaged, she's pregnant. She has full not converting the child. Like, this is important times for her to be informed on the situation that, a baby's about to be born into. Yes, that is true. She should be informed on everything.

But I also don't want her to be worried about every little thing. Like, I don't want her. Because no matter what, like, look, I know it's horrible to say, but if I have to miss a mortgage payment and them yell at me for 15 days, 30 days, while I keep the electricity and the water on so that she is seen. okay and if it comes to the point where we lose the house and we go back to my parents, I don't want her that whole time being stressed out about it. And why the f***ed we spend a thousand hours going out to eat?

I would be on your side. I would shed tear with you. I'd even give you a tissue. Fuck you spend a thousand hours going out to eat. I straight up don't even know how. If we are a $1,300 month mortgage on $2,000 or net income right now, a thousand hours going out to eat already pushes over our entire budget and we're complaining about not keeping the utilities on. You can't spend almost your entire

mortgage, which is already way too much of your mind. You can't spend half of your income going out to eat and then cry about a mortgage. And then cry about utilities. You can't. I'm not even crying. I'm not crying about that. Don't say I'm crying about that. I'm crying about the

state that I'm putting her in. Okay. Then why the fuck you're doing it? Because that thousand was spent. To try and keep her happy or something, I guess. I don't know. To keep up the fucking illusion. A dog? You have to spend on bones to keep her happy?

A thousand dollars a month when we can't pay our bills? She's going to be a mother of a child in a house that is financially unstable. I think that is what's going to provide more unhappiness than anything else. That's fair point. That's, I mean, I hear you there. I mean, I would have much more respected honesty and been like, hey, we need to go on a budget plan. Like, we can't go out to eat like as often as like you want to. Well, if that's the case.

I've told you that many times. And I mean, he didn't really, like, fully put the brakes on. And so I didn't know where the stopping point was because, again, I wasn't fully and I guess I wasn't fully informed on like what the fuck was going on because he kept on telling me everything was okay. I would tell her everything is okay, then we wouldn't do anything, though. So, I mean. Well, how do you feel about the fact that he did lie? Even with positive intent, potentially, he did lie.

thoughts. I'm, I'm, I'm a little stunned. Like, I don't know. She's, she's in the blank right now. Yeah. Well, here's one of, by the way, two debts that you've never even heard of or known that have existed, by the way. So let's start with number one.

Yeah. Yeah, exactly. Zabble. $9,057.18, with a minimum monthly payment of $271.49. By the way, on the $2,000. What are we at? That's like $15. 12 and a half percent of our income to one minimum of the payment?

One minimum of the payment. And you didn't even know about. What the fuck is this for at a 24.2% interest rate, by the way. Horrendous, disgusting. My credit cards were out of 32. That's better. Oh, you're telling me it's a consolidation. It is.

I knew he was doing consolidation loans. I just didn't know it was that bad. Where do consolidations lead us? May anyone please tell me? Yes. You don't have credit card balance. You drain it to fill the consolidation, but all of a sudden now there's a big old money we can spend it and then you spend it and then we're in double the debt.

This is how it always works every time, either through bankruptcy, consolidation, credit card transfers, you name it. Those are incredible tools, incredible tools, but only after you change your behavior and I get, I mean, I just saw a thousand dollars going out. Okay, okay. Hey, what was the outflow last month? Outflow includes interest accruing, but what was the outflow last month? We know what came in.

It was nothing. Fucking bullshit. Probably about $3,500. Dude, your payroll was literally $1,254 last month. Oh, okay, $1,200 was paid. Were you stripping it this time? No, yeah, I was. I was.

How much did you make? I think she was just finishing that. How do you pay? You put it in the ATM? I usually kept it cash, like what is it? I usually kept it cash unless he was paying. bills. If he was paying bills, then he put it in his make a count. I don't know then. What was the outflow?

Inflo is probably like 3,000, 4,000. That's why I said 3,500. For the inflow? Well, no. No, the outflow. What do you think? Outflow, 3,500? What do you think? I know it's a guess. But what do you think? Come on. I don't know. You see the life around you. What do you think gets spent on a monthly basis? This was the entirety. Come on. I don't know.

Just picture your light. I need you to have some kind of reflection. 5,891. $0.56. Bringing a kid into that? What a joke. What a joke. What are we doing? You guys aren't ready to be parents.

You might be loving, but you're not ready. Like, for some reason, I still feel like it's my responsibility. You're already on the right track because you have a job now. It's not going to bring in much. I know it's not, but it's not. With our unknown hours, like this is confusing. And a lower income, lower cost of living area,

It's not going to be a... It's going to be money. It's not going to replenish the stripping. It's not going to replenish the stripping. He kept on telling me everything would be okay if I had to quit my job. Like, I was like fully thinking everything was going to be okay. Why would you tell her this? That was when I still had the car worse job.

Okay. Which brought in $3,000 a month instead of $2. Four. Four. Okay, you still spent $6,000 last month. How would that have still worked? Well, I wasn't in debt at that point in time either. What?

When did we not have debt? At that point in time, I did not have the Zabble or the one main. Oh, but the other debt we had. So you saw it. It was mostly gone. It was mostly gone. When? When was this?

I've paid this debt off at least two or three times. When was it? That job. When were you fired? In March. Of this year. You have accumulated, you have accumulated besides the mortgage approximately, I'm going to do the math.

You have accumulated since. literally March $51,000 of bad debt. 51,000. That's outside of the mortgage, ladies and the gentleman. 51,000. So, so you knew all this, and you still wanted me to get you a PS5 for Christmas. And you got a $3,000 computer.

Shut the fuck up. You told me it was going to be okay. Like, you could pay for that. Is your fucking credit good? Is your credit card's good? Yeah, the fuck they are. Yeah, but I still have $700 on my fucking Discover card. Like, you told me you were going to give me the money back, and I would have that paid off.

Yeah, and I still don't. I, the previous, I never said I would pay off the PS5. I never said that. You told me you'd help me with it. I have had zero help with you. I've given me no money for that shit. And whenever I was stripping, you barely gave me any money to really pay that. I said that I would pay for the gun.

that we bought on your card, did I not give you money for that gun? Yes or no? She's laughing because she knows I'm right. I never said I would help pay for that PS5, not once. Ambition comes in all shapes and sizes. At First Citizens Bank, we roll with your goals because we're built for what you're building. Fit for your ambition for Citizens Bank.

The gun? Yes, I will agree to that. Okay, well, you didn't, like, help me help myself, I guess. Because every single time I got money, like, it all went to you. Like, every single time, okay, correction, us. It went to us. It went to us. It went to us. It went to us and you.

Like, yeah. I could have paid off my fucking card for one night stripping. Like, I could have. Okay. Would that have fixed our situation? No, not really, but I would have had less debt. Your debt is not the problem here. I know it's not.

But I could have helped you. I don't know. You can, what the, you can still help. Are you, are you that special? I just hate having $700. I understand. I hate having $27,000 in debt. That I didn't need to take on.

Like, like, nothing gets spent on me, like ever. A thousand dollars worth a fucking restaurant money went towards you. The fuck are you talking about? I would have rather to have been something else. I don't know. Okay, then don't ask for sushi every fucking day. I'm pregnant, so. Ficking make it.

We're on Wick now. You can fucking buy that and make it? You're going to fill out the snap or the tan or whatever the f*** that format? You're going to fill that... Are you going to answer a yes or no question when it's an open-ended? Yeah, she asked me a yes or no question and didn't know how to fucking answer it. Sorry, you can't. Wait, wait, we are in Texas, right?

Mutual combat does count, right? Okay, that... Um, ladies and gentlemen, a financial audit. This is one of the most exciting moments in this channel's history. You know I've been working on building all these educational tools or budgeting app, all this crazy stuff over this past year, because that is where my passion is. We finally did it, and now we put it all into one program called Dollar Wise Central. You get the premium version of my budgeting app.

You get the cookbook mailed to you and signed by me. You get to learn about debt, investing, budgeting, real estate. Basic beginner stuff and finance all the way to the advanced stuff. Collaborated by experts with the lowest refund rate in the industry for a reason. And guess what? If you are struggling or you want to learn more or you want to change your life in any way whatsoever, like literal tens of thousands of people have done with our programs, go to dollarwise.com. Click that link below.

Your life will change. It'll be incredible. And I am here for you with an incredible support team that you can reach at any time. This is a no-brainer. Dollarwise.com. Let's f*** go. Sorry. You're on Snap?

I just got Wick and we're applying to Snap. He did the wrong application. How much comes in with Wick? What does that go to? Wick is strictly for the groceries. Uh-huh. How much? What is it?

It devise. They give you like basic. They'll give you bread, milk, cereal. They'll give you? No, okay, correction. You can go shopping. Yeah, but how much can you get a month? Okay.

What can I contribute to the grocery budget? It's separated. So there's like a fruits and veggies budget that they give you. I think it's like $47 that we get. Yeah, it's $47 a month. And if you don't spend it all, then it just goes out the window. And then we get X amount of pot. I don't know the exact that we get.

I want to be able to contribute to the grocery buses so we can put less cash towards it. Well, the computer was bought with the Zabalone. It was. Wait, what? So it was A gaming computer I built it, yes Hers? Her little her $3,000

Oh now that you've calmed down it's ours Well I mean she wanted it But do I use it? It's become ours Streaming? No she plays this game called Planet Zoo I can't play it anymore because you know What do you mean you can't play it anymore? I'm never fucking home and if I am home

I'm focused on other things Like, maybe you shouldn't have a tattoo or a pretty shit. You can have more time at fucking home. Oh, okay. So I shouldn't strive for my career. You don't fucking make any money in it. You don't make money for a fucking while, but once you get the clientele, like, you can make some money. Like.

Now, here's the most important question is, are you going to get that clientele? I'm just saying, like, you can do all this drawing, but I mean, you're not even. doing anything on skin, you're not doing anything on fake skin. Yeah, because I don't want to fuck anyone up on real skin, because that's kind of, you know, a little bit permanent. Oh, how often do we communicate like this? Oh, no, we usually at each other at this point. Oh, this is communication. Yeah, no, this usually goes down the...

Yes, I'm asking how often. Oh, um... We have a lovely conversation at least once a week. Once a week, I'm surprised it's that little. No, it's more like twice a week. Oh, okay, maybe. Yeah, the women are better remembering typically. He usually starts the bit because she can't calm the fuck down.

She'll remember that, but she won't remember anything else. Well, no, no, women, yes. Women, you, yes. You guys do better remembering arguments. He forgets them and I'm just like. We move on. Actually, I remember the important parts of the arguments, the fundamental parts of it, but okay. He's always right.

No, there are many times I've said that you are right. I can't even count on one hand, okay, how many times you have said that. Did I... Did I... Did I not... Did I not... Did I not blame the government for asking a stupid question? Yeah, after we had a whole f***t, and you called me a f***-ass.

Because you asked me a yes or no question, and you told me that you didn't know how to answer it. Yes, no? No, yes. I will agree that I do get, you know, heat at times, and I do get loud. But if you, I don't know, look past that a little bit. Levi's always right. That's all you need to know. And Pixie's always wrong.

I will say from a debate tactic, you do shut down and stop. Yeah, I do. And he knows that. He knows that. If we're strategically trying to win, which I don't think that's not necessarily how we should be having these conversations, I'll just say. And then Mr. Levi, you do get a bit personal. Yes, I do. Which isn't necessarily best for these type of conversations, I will also say. Fair, yeah, I agree with you. I agree with you.

I could work on my tone of voice and how I come out. Colton just texted in here, and this is why his conversation with you guys was four hours long before he came here. Oh, fuck. Sorry. Oh, he enjoyed it, though. I'm sure he did. I'm sure he did. slowly turns next page

It's just like So hi microphone And you're telling me the conversations outside of here Are even less effective than that Because it just gets petty as Oh yes Oh yes it does What is the pettiness it turns into

Well he calls he usually like ends up calling me a dumb Because my mother has a mental disability And so he starts saying because she's That I'm a fuck That is that is not true. That is not true. That has happened before. Just because your mom is... I'm exposing his narcissism, okay? So that's how it ends up. You call each other names. He calls me names and I just shut down. She shuts down before I start with the names, actually.

So she starts down that triggers you and then you bring out the names. Yes. Why don't you... Well, no, I don't want you. Oh, no, he'd get more pissed. No, no. See, that's the thing. That's the thing. I would love for her to, like, get some fiery back. I would love for it. Why? It would show me that she's not a violent person. No, I'm not telling you to be violent. That's not what I'm saying. No, if I get angry, I get violent.

I would just love, I would love for you to just use your words and not shut down to the point to where I do yell. Y'all are going to see this on the news to hear it from me. You'll hear it for me. Sorry. He's going to be dead in a ditch. Do you not like, mom? Oh, no, I do not. I do not like her immediate family really at all.

The rest of her family, though, I do like them. But her mom and dad, I truly believe that they have failed her. Oh, yeah, they didn't teach me about any kind of financial. What f***ing does she have? She is missing part of her brain. It was taken out? No, she was born that way. Yeah, she was born with part of.

How, how is she? Scale of one to ten. Okay, she's... at some point she was smart and able enough to, like, want to become a nurse. And then she had gotten pregnant. And then she married my dad. And I guess she just gave up on that. She's been a stay-at-home mom, like, my entire life.

That's all I've ever known. Could she legally consent to that? To what? The sex? Yeah, yeah. She's not that. I don't know. I'm going off of...

See, see, I question that, too. She just has really bad memory issues because her brain's overcompensating for what's missing. It's just memory. Yeah. That's it. Oh, it's thought process too. Oh, yeah.

And motor skills. Yeah, she has zero motor skills. No, she can move, though. Like, she can walk around. She's literally missing the part of your brain that controls, um, like, what's the word? Like all your motor functions, all of them, all of them. Like if she's about to face plant, she has to, like, physically think about it. Instead of just, like, having...

Gravity won't do it? She won't have the reflex. She doesn't have the reflex. She has to, like, actually think about what the fuck she's doing. She got no Abdullah Oblangada, or whatever that thing is, right? Medulla Oblongata. Is that what it is? Or it's not...

Oh. Alligators have that. Right? Waterboy. What is the $8,723? $79. One main financial at a 25.5% interest rate. Minimumancy payment, $200. $168.66. What the fuck is this possibly? This is the second one you don't know about.

That's right. Guess what? We're nearing $20,000 of debt you didn't even know about. How much stripping is that? How much butthole being gazed into is that? 20,000. So that would be less than a year, actually. You show your butt hole to people? No, she doesn't. She might have flashed it. I'm not, I mean, if she wants to give a little wink to them. Have you been? Let's have her answer. No, I did not take off my underwear. Very well done. Okay, good. That makes me happy.

It makes me happy, too. $20,000 of debt you did not know about all at like that 25% interest rate. Minimum of the payment is now equaling a fourth of the household income. Why did we get a house? Because we had two dogs, two birds. We could live with your mom. Two dogs, two birds. My mom was mad at you because you kept doing laundry.

in your goddamn underwear, all right? We were stuck in a house with three other people. What's wrong with a woman in underwear? My mom don't want to see that, and her husband don't want to see that. It's just underwear. I would literally wear clothes. It's the same thing you'd see at the beach, right? I mean, panties bent over.

I mean... No, I would wear shorts. I remember. Like, I would never step out of your room without shorts on. Okay. Well, I mean, if it wasn't really that, then okay. Okay. Okay.

Okay. We couldn't live with mom because hole was slightly showing, which apparently we don't show, but kind of around house. Maybe, I don't know, it's a mother. Interesting. No. We had to buy a house and you fucking bring up these dogs and birds and what? We were living with my parents in a small room. I already had a dog.

We ended up getting a bird for some fucking reason. Why? She'd fucking ask her. Okay. Why? He didn't tell me fucking no. She kept asking. Okay, I really wanted this kind of bird for like a really long time.

But like I was fully okay with like bringing it to my house and then like going to fucking take care of them. You never went to your house to take care of your first bird. You stayed at my house. Your father and mother would take care of your bird. Ladies and gentlemen, if you want a solid six and a half out of ten to impregnate them, just go to the south and get them a bird. Yes. And then you can do anything. wishing you could be there live for the big game

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book it with Price Line download the Priceline app or visit priceline.com actual prices may vary limited time offer Yes So she asked Why do we get a house

And still your answer was We got a bird No Okay So we lived in a small room We were cramped And that happens But I don't understand

Why that equals Let's get a mortgage Instead of rent A pit bull Mississippi Can't rent Don't have a pit bull Fuck you

What Okay Damn That's my baby Well That didn't work out very well I mean, I honestly think we have way too many dogs at this point. How many dogs do you have?

We have four. For every pit bull, the fucking... Three, I thought we were full. And then we got another one. That's her fault. What's the percentage the child makes it to one with every pit bull we add? Oh, 100%. Haku will defend, uh, yeah.

Haku's very, very protective. He's a good boy. Great. One out of four. Trading Eswab is now powered by Ameritrade, bringing you an expanding library of education with even more ways to sharpen your trading skills. Access new online courses, insightful webcasts, articles, engaging videos, and more, all curated

just for traders. Plus, guided learning paths with content designed to fit your unique interests. No sifting to find exactly what you need so you can spend your time learning to trade brilliantly. Learn more at Schwab.com slash trading. I have two out of four. This is my thought process. And the other 50%? Levi's always right.

Look, Hakku's the alpha. Haku's the alpha. And he has... He's a little f*** dog. He's a little bitch. I thought he was a female when I first met him. How many times did you leave the bunny out?

And Huckoo's a- There's a bunny. There was a bunny. I got rid of him. And then the pit bull ate it. No, we sold it. Because the pit bull was gonna eat it? No, the pit bull would protect that thing with its life.

It's mostly because I got pregnant and like all the animals. Let me, let me, let me, let me say something real quick. How many animals are there? Right now? Seven. What are they? Three birds and four dogs. Good, guys.

What are you doing? You're bringing a child into this? Look, a pit bull will not eat a dog unless you treat it poorly. A dog? I said that wrong. A pit bull will not eat a baby unless you treat it wrong. You know, it's interesting. No one else has to say that about any other dog breed.

A poodle will eat your baby. Yeah, a poodle will eat your baby. will. A chihuahua will. A chihuahua will not. Interesting that they're the only ones that have statistical probabilities of. They are nanny dogs. They are actually really low on that list. Thank you very much. I would love for you to research that actually. Okay. You may know credit cards and whatnot, but pit bulls are not dangerous. I think you're being a f***le. I think he's being a f***le towards pit bulls and generalizing them. I think they're what, right? They're what, ranked 23, 24? I think. I think I think we are assholes for owning three of them and having no time for any of them,

especially the baby, the baby dog. You wanted the baby dog. Because I was like, holy fuck, that's fucking cute. And then now you fucking hate him. You told me it was going to be chill. You were going to take care of the dog. You were going to train the dog. Now you have no time to train the fucking dog.

This dog misbehaves and he's just a fucking asshole. The other three are good. Like, I honestly, like, kind of. I kind of want to get rid of him. Like, low-key I do. Give me time. I mean, we can sell him for a decent amount. He is a pure split.

I have given you all of the time I fucking have. I'm a very patient person. My mom is disabled. I have been taught patience, bitch. We got rid of your bunny. I will make a deal with you and I will get rid of one of the dogs. If you want to get rid of chunks,

since you got rid of your bunny, I will get rid of chunks. See, now she's sad because she doesn't want to get rid of him. Oh, also, Pitbull's only. make up 60 to 70% of all fatal child dog

related accidents in the United States. He's also the only one that has fucking bit you. Do you want to show people your thumb? That's chunks. Yeah, he bit you. Not Hakku. Yes, I guess it's the good 30%. Also, you got to put that in context.

One of the good ones. You got to put that in context. Two of the dogs were fighting, okay, and I was stupid. That's the context for 70% of all fatal child tax. Okay. You asked me to look at all Oh, I did. Well, I was more specifically wanting you to look up. 70% of all child fatal dog-related incidents in the United States.

Okay. Yeah, they, okay. Small children, yes. You're right, when they're easier to just... Yeah, literally like a fucking infant that we're going to have at our house. I love dogs. I actually don't care about pit bulls. Every pit bull I f***ing and I love dogs.

I lived with one. for a bit. It was actually the worst dog I've ever lived with. I'm going to say that. But that's okay. I don't think it was the pit bull's fault. I think it was the owner's fault.

See? See? It took piss and fiss in front of my door every day I woke up. You can probably research. Either way, 70%. You can research that 70%. And I bet,

and I bet out of that 70% 80% of those people are horrible dog owners. You guys are insane. And the fact that, again, according to you, this is considered one of the more productive conversations

y'all have. I think that's because there's a third person. in there. That's why it's productive. I'm barely involved. Navy Federal Credit Union. Okay, she knows about this one. Did you know it's over maxed out?

It looked like you just woke up from my... What happened? Did I? What? I don't know, as you pulled up back to the mic. No, I've never done... Hi, I listen to your financial audit. I've curated the exact resources and tools I personally use or would use if I was in certain situations. So, take advantage

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Sorry, sorry, sorry. I don't think about that. It'll get paid. He keeps on telling me, I don't know. about money, but I'm starting to think he doesn't... Well, I agree. That probably neither of you know that... At one point, it was good.

Does that matter? If it weren't... If you didn't murder anyone, but then you did, is your defense... Well, I didn't murder people up until now. Like, it doesn't matter. This is what's happening. I also wouldn't judge you if you were a piece of shit ten years ago. I judge you for what you're doing now.

That's good. That's good. Yeah. Now's all that literally matters. matters and the future. Passed not as much. That's what is heinous. I like that. I like that.

Okay. Great. So stop bringing up that argument. $66.21 cents of purchases. Are we summoning something to the child? What was that? Her palms are sweaty. Knees weak.

Arms are heavy. Hold it out. Oh, okay. $66. $21. The purchase is why? On a credit card, we can't pay off that is not a crewing interest. Or that is accruing interest that we can.

can't pay off. That is over the limit, even. I don't know. That's probably my longest running credit card right there. Oh, good. Wonderful. How long does this take to pay off if we do not purchase? Which you're incapable of, and we only make minimum payments, which is all you do. Probably four years. Four years is your kid will be four. Yeah, he would be.

How long do you think? Okay, your kid will be 13, actually. Oh, fuck. That's if you don't purchase, but yeah, always do. 13. That would just be minimum payments, though. Thirteen will be. Yes, minimum 3rdvenous without purchases.

Okay. Yes, you put a little extra towards minimum. It doesn't make any difference, though, because you purchased well beyond what would have been considered net minimum anyway. 13, middle school, right? I think. Yeah. Yeah.

Kids in middle school. That's finally getting paid off. That's not fair. No, that's not fair. In what way? Is that not fair? That's not fair to them. To who?

To the kid. I agree. So why the fuck are we purchasing on it? What did we do? Spotify. Peacock. Peacock. Why Peacock?

I'm meant to cancel that. Prime, something on Prime. You went into a gas station, got something, what you getting? Uh, kickstarts for the morning. Kickstart, what's that? Is energy drink? Yeah.

And that's why, this is literally why I approach these guys to be our things. Have you heard of GamerStups? Well, you should. Dude, you buy the fucking tub. You buy the tub. It's 40 bucks,

but you get 100 servings. That is 100 of your kickstarts every morning. That is 25 cents per energy drink instead of you going and spending $8,000. Is it as good? Yes, dude, it's incredible. We, yeah, do it.

Seriously, we've tasted them all. This is great. I don't know if I've had this one. Good is my favorite. It's cherry. Yeah, you like that dino fart, don't you? That does actually taste pretty good. Dude, it's, damn.

I'm not gonna lie. It's literally, they're like the only people I reached out wanting a sponsorship because it's so good. It's pretty good. We got that link below. You know what to do. But either way, 25 cents, 25 cents, 25 cents for your wake-up thing

instead of this $8.00. This is like the most budget. I always tell people to buy in bulk. This is it. It's $0.5.00 instead of $8. Like that's budget to its core. Yeah. 25% off with my link.

But even their way. I have bought energy drinks in the past in bulk to save money. Even better, dude. Get the powder, put it in the shaker. It's just as good. I do have a whole bunch of Gatorade Zero powders that I do also. Yeah, I mean, that works. Yeah.

I mean, come on, look at this. We're going in and getting $9. We're pushing it over the credit limit. It's just unacceptable. McDonald's and then Hungries. $178 of interest in an 18% credit card. Who has the Amazon on their phone? Pull it up.

Start a screen recording. We'll black out private information. I don't really make purchases. I better not see an 8-inch dildo on there because I saw that yesterday. On someone else's Amazon. And seeing how it's only yours, I would be concerned. What are you homophobic?

I wouldn't buy a dildo off of Amazon. I'm not afraid of them. I'd be classy and go to Bad Dragon, get one of those. Local establishment, shout out. What are we going to? Amazon. Yeah, I know, but what are we? Amazon!

Just start a screen recording, and I'll navigate. I'll drive. I'll drive. You won't drive? Okay. I can't be offended with a man whose mustache is going over his lips and his hairline is halfway to the back of his head. It's impossible physically. Impossible for me to be offended.

There are plenty, and I mean plenty of great men in the world that have this hairline that were also born with. Yeah, but they're not also going all the way down. They don't look 40 at 24. I like my hair. I can put it up in a nice ponytail. It's beautiful. It's soft. I mean, girls love it.

It's fine. You look like you're born in the sewer. You collect pizza in the sewer. Why don't we have a Nissan truck transmission $325 thing in here and then a universal 4mm. This isn't in the cart ready to purchase. $400 worth of shit. Oh, that's just been staying in there.

Well, it needs to because what the fucking? what's going on? I meant to put that into the save for later. You know, I hear at low calories for a much better cost, that does grow back hair, allegedly. I really don't need, I really don't need those air hoses. Okay, so this is also my thing.

He always, like, is ready to make another purchase, but whenever I will... Like a trip to turkey? What? No, like, bringing my shit to, like, the shop and fixing it, or fixing her thing, or... Yeah, and, like, he always gets, what he wants. But if the instant that I want something, it's like, oh, shit. Is this true? I would say

it's 50-50. I would say it's 100% true as the person who never really spends money on themselves. Um, you got tattoo stuff. You got some clothes. You got a computer. You got... Most of my closet, it. I've had it since high school. Yeah, yeah. Have we not gone shopping, though? Yeah, to f***ing Walmart. Got one item for me. Okay. And you didn't want to go to

any other store. You don't know where to shop. Okay? So I've told you many times, take your fucking money that you make and go to the goddamn store with either my mom, your mom, if she can navigate that well.

and buy it. You already know whenever I go out with my mom, I'm going to drive. I know that you're going to drive because your mom can't fucking drive. I'm surprised that she makes it to this goddamn house. That's fucking hilarious, actually. Also, that's not the same hairline. That's going to be your hairline where we get up there in age. Yeah, 25.

So one can have a hairline and still have that hair. We're the Hartford. with decades of experience insuring millions of unique small businesses. When it comes to your small business insurance, Thank you. One size, absolutely, does not fit all. Get a quote or find an agent today

at thehartford.com slash small business. Sometimes women like to be spoiled. My girlfriend likes getting gifts and whatnot. It's fine. That's not her love language, but she still likes it. I feel like you probably don't get that. She gets sushi. What's your love language?

Do you know what that is? She responds to Dickwell. Yo. See, that's what a guy thinks a woman only wants. I don't know. I haven't treated myself in a very long time. Well, what do you like to be treated? There's quality time, there's touch, there's gift-giving, acts of service, and words of affirmation.

I don't know. I don't know. Huh? Oh, you want them to give a fuck about you? Yeah, I don't know. But in which ways, which qualities do you find to be the most important to you? Because I feel like you're just not getting it. them. I don't know what to expect. No, what do you want? What in your dream world would you get?

I would like to get my nails done. Like, I know that's expensive, but like... Okay, so him gifting, you going and doing nice things. Yeah. Okay. Well, how does it feel that you're not receiving any of this? I just keep on thinking, like, it would come around the corner, but... Do you ever bring it up and talk? I do, and then he... I don't remember a lot. Levi's always right. I don't remember the last time that you asked to get your nails done. Yeah, because I stopped asking. Okay, that had to been a while ago then. Do you want me to go get some nail polish?

I'll paint them for you. I was making stripper money, and I still never got my nails done. You got your nails done many times while you were a stripper. What the fuck? Once, dude. Yeah, and then you complained that the nail tech your nail. And you said I'm not. Yeah.

I know who the go to now? but like, I can't fucking go to them. How do you, I mean, do you always have to put her in her place to be shut down? You have to own the lib? Like, what are you? I would love for her to answer back. But that's just going in an unproductive circle forever. Because she just says the same thing that doesn't counteract my thing.

I'm literally trying to communicate and then. She's saying she does not feel like she ever gets treated. Yeah, I hear that. Yeah, I hear that. But your response is, no, you did all the time. Or you haven't brought that up in a while. Yeah, as far as the nail painting, yeah, she hasn't brought that up whatsoever. But does she bring up sushi?

Does she bring up wanting to go places? Yes. Yeah, because I usually get those things if I fucking ask. Okay. So... If I ask for other shit, that's like too much. What else have you asked for besides nails? Clothes?

Just to go out. and do something else. I don't fucking know. And we have tried to go out and buy you clothes, but every single thing that I pick out, you're either like, no, not that, or you're like, I wish it would be like this. I wish it would be like this. You can't keep wishing without, like.

I like what I like. I'm not going to force myself to. Okay. Like, I'm not going to buy, like I'm not going to force you to spend money on. I know I'm not going to like or no one, no, I'm not going to wear. Okay.

Then find what you want to wear and we will buy it. We could have been on here. We could have been on this exact show. And instead of him saying $1,000 going out to eat, he could have been like, you spent $1,000 on clothes, on whatever the fuck. I don't know what the fuck you want. What do you fucking want? I don't know what I'm, okay?

Okay. At this point, I fuck. Then. what the f*** are we even doing here? That, like, if... I don't know what the fuck are we doing here, dude. Like... In reality, I never thought I would even be on this...

I wish... I actually wish I would have been on this show with actually good debt. Or, well, no, no debt's good. Correction, with minimal debt. Too bad, dude. Like, you don't... You weren't fucking honest with me the entire fucking time. I've been paying your...

Like, I know, like, some of that stripper money definitely went... went to you. Yeah, like, your selfish is just, uh, I mean,

you could say that, yeah. Did I, I'm done? Did I get you out of your parents' house? Did I get your own house? Did I?

Well, let's give, okay, let's give her a moment. Why take it so far, take it so personally? She started going personal too there, dude?

Life's personal. Not with your significant other. You have to be real, though. No, that's not a product Listen, I understand That's not the best way to have a productive conversation In a relationship where things get so hyper-emotional Okay

I guess Lindsay will talk to her And maybe we can get her back on She'll be okay Okay, yeah, well how often you put her in this kind of position, dude? Come on, how often does that happen? More than I really want it to We've barely even gone into this money, dude more than I wanted to.

More than you wanted to, yet that's how you have the conversation. I would wish for her to actually give me points back. Like, I would love for her to actually... You're pushing her to just fight. You just want her to fight because you want the fight. You're not trying to resolve it. Come on. If you want her to give you the actual points,

you're just saying you want her to fight. You want to have the fight. Because otherwise, She will literally just shut down from the very beginning. Do you understand why? You will have an opportunity that you haven't had before, and that is to watch back this conversation and see how you act in these situations. It's not healthy.

Okay, okay, I'm going to check on her. I'm going to try to corral her back. Sit, think. This is financial audit. Eventually. You okay. She's back. Yeah, I'm glad.

Grab some hydration. Okay. Feeling good? Feeling okay? I got heated. It got heated. Good? Okay.

What's going through our head right now, guys? This is my usual response to shit. I just try and just like forget that's happening. So that would be, what you said would probably be the answer just giving up, yeah. What are you thinking about? Well, you went and got your Gatorade, talked to Lindsay, had your pregnancy P, which we collected for later. What are you thinking about? What are you going to do? Sell it.

It's what fuels me. Ew. Okay. What's up with the synchrony care card? Is that care or car? Car. Car. Car. Okay. The synchroning car card card was essentially just going to be one of those cards that we were going to use in case we needed to do any major...

Why not have a fund or emergency fund instead of having a car preemptively just in case? Like, you didn't even get it for an expense? He said that we were getting that for in case like the Camry had problems or like any of the other cars. I've never heard of someone get a card for a just in case very specific category. So this is why we have emergency funds for a just-in-case. Yes, yes. Yes. So I was thinking that if it was more than what the card would be and or if it was more than what we had at that point in.

time we would use what we had to use on the card and or for like gas because you can use it for gas too. And it traditionally is a zero percent unless of course you go over the three months to six months and then they f-homava resort and casino at San Manuel is California's number one entertainment destination for today's superstars. Catch the Jonas brothers return to the Yamava theater stage on April 30th. powerful vocals of Demi Lovato on May 17th and the signature Southern Country Rock of Eric Church on July 19th.

Tickets on sale now at yamava Theater.com only at Yamava Resort and Casino celebrating its 40th anniversary. You in? Must be 21 to enter. But, I mean, it was for our vehicles. What are these fees? Borshsh. What fees?

Lay fees. Yeah. Lay fees. You know he's laid on his debt? He's laid on your bills. He's laid on your bills. just a credit card bill. Minimum monthly payment of $76.

$76 late on $76. He didn't tell me that he was late on any cards. I was under the impression that they were being paid. What do you think? Minimumly. So that is, the late payments are of 100% on me. I was debating on whether or not to do one of those bull-shund. Um, what are they, uh, what's that main, you, that main one, uh, that national debt relief

or whatever the f*** is. Okay. I was thinking of doing that bullshit. Again, the third time. Like, that's worked so successful. I, I know. So you're just going to let it die? That's why I ended up. But you wouldn't communicate that to your fiance. We did communicate that actually. She's saying she doesn't. I, we didn't do it. I, I, I told her that I was like, I didn't tell, okay, I didn't tell her the debt that I was in, But I did tell her, hey, I have a little bit of debt. I'm thinking of doing this to get rid of it. You remember this? He did tell me about it, but again, I didn't know how much debt he was actually in.

So I didn't really get, like, the full picture, if that makes sense. She got the overview, not the details. Yeah, he's not ever completely 100% honest with me, because I think he's just scared that I'm going to get actually angry with him, which I never really do get pissy with him. It's usually he gets angry at me. Really? Okay, I get mad at you for fucking up real life simple.

Okay. This is real life. Simple. Okay, as in like taking two hours to do 30 minutes of dishwashing. Like, fucking... You're getting angry at her for 30 minutes of dishwashing. Okay.

What the fuck? Okay. No, no, no, not third. No. She will take hours to do a 20-minute job. What was it getting angry at? I have continuously told this, man. I have ADHD.

I will, like, I will start a task and be like, oh, wait, I was supposed to go do this other thing. I'll stop the task. Go do whatever the fuck it is. Finish whatever the fuck it was before. I'm like, oh, fuck. I didn't finish this. Let me come back. So.

And that's just like how I work. That's just like I'm ping pong. Whenever I was still working at the car wash and I was making enough money for everything, quote unquote, I essentially just wanted her to become a housewife and still. And still continue her apprenticeship because I could allow her to do that. Because you could allow her to do that. Is that what you wanted? What I want, slash wanted, was to start my apprenticeship, not really worry about

fucking money. Like, he told me how to fucking worry about it. So I was under the impression I could start my fucking career doing this. And then, like, everything would be fine. Like, it didn't matter if I made money, like, straight off the bat or not. Like, I would be able to have time to get my stuff together. and I don't know, everything will be fine. That was my impression, at least.

Do you guys even know the special thing that's happening with this credit card? The care card? What do you mean? So that's a no. And I know you definitely don't know, right? The balance, 1,516. Oh, are you talking about the interest, the cruise on the whole thing? Deferred interests.

Yes, yes. I understand the deferred interest and everything, yes. Yeah, wonderful. When does it hit? It's probably already hit, actually It hits in four days Four days You will have an immediate $300

That hits $300 It'll push it well beyond its limit I mean you're gonna get fift here $300 you're about to lose Hey someone's gonna come to you And take $300 In three days

You're just gonna come take it If I had it Because he didn't manage this He didn't pay this off in time Are you gonna say something Or just look at me stupid I don't know how to fucking can respond to that.

Fair. Like what? I mean, how many times... Months ago, I was telling you to get a job. Months ago. Why didn't she? I was applying to jobs, and I was trying to get a job.

They just weren't calling back. And or I would go to the fucking interview. This is one time at, like, Subway. I went to the interview. The bitch told me I had the job, and, like, everything was good. I was going to be on the schedule next week.

And like I was under the impression that that was what was going to happen. She ends up just fucking ghosting me and not telling me when to come in. And then I end up texting her and being like, hey, like, when do you need me to come in? Like, I'm ready to work. And then she's like, oh, well, actually the person that was supposed to be like quitting, decided like not to quit just yet. I believe that she just fucking lied to me to not hurt my feelings. Well, I know. I mean, it makes sense.

Oh, guys, this is that a literal, literal. literal 35% interest rate. That's as bad as it gets. It doesn't get worse than that. Yeah, I know. That's for credit cards at least. Talking about her job experience, though, I will also say that she did have a job at Lowe's,

but she quit. When? This was back in March, I think. Why? I was still a stripper. Like, I was still... Just barely. Shut the fuck up.

Shut up. I mean, you don't go for three months. Okay, so like whenever I went in for the job, Um, like, they weren't training me, but they just gave me a f***ing broom and then just fucking walked off. And then I was just like, I mean, if they give you a broom, you should know what to do, right? I mean, I was sweeping up, but like, where the fuck did this lady go? She's supposed to be like telling me what the fuck to do. You quit the first day?

She quit the second day, I think, actually. Do you quit? I feel like you're someone that maybe doesn't, how long are you going to last at Domino's. If you're not getting that instant return that you're seeing, well, maybe you will, though, because tips. But I feel like if you're not seeing that instant return that you get in stripping. I don't know. This is a crazy debt. What even went on this? That was the

truck that I sold, actually. It went towards the truck that I sold. Then he sold it and didn't pay it off. I paid off. I actually paid our mortgage that month with what I... Oh, guys, this house situation is ridiculous. You guys aren't ready for a kid. You're not ready for a house. one of this kid's first memories

No, actually it's going to happen before he forms memories This is going to be a foreclosure You guys are going to get pushed to that point It doesn't have to end in foreclosure Technically, I mean we could sell the house Maybe, not the best market No That is not what I wanted

It is worth more than what we bought it for though That's not what she wanted This is not what your future wife wanted No, it's not, she loves our house Why you guys together? Why? It doesn't seem like the healthiest of all the relationships I've ever witnessed. I don't know.

I love her. I care deeply about her. Shrug. Why are you still on this? It's probably, is it because of that? No, I love him. Like, I genuinely do. Okay.

I just think things will work out for some reason. Well, that's deeply optimistic based on nothing. Okay. Discover it. This one's maxed out $998.20. So this is another one. Oh, all of them are maxed out, sweetheart. Yeah, sweetheart.

Let's just get that out of the way. I've never had someone call me, sweetheart. Yeah, who the fuck does? It's 2025. I've never heard someone. They should go smack. They're like, yeah, hey, and then you walk off. I got to go to this trip club.

$98.20. Let Brandon know when you're back on the poll. He'll take a trip to Louis L. Tip her well. Okay, he's supportive. Okay. Oh, he won't. $98.20, $0.43 minimum monthly payment.

$22.0.261 of interest. It takes four years to pay off. Why are we purchasing on this possibly? Who has access to the cards? The majority of them are actually in the safe. Well, they're all being spent on so far. Who has access to these? You don't.

Okay, so you have all the cards. She were deflecting towards her in the beginning. Why the f f f*** you purchasing? Last card was all bullshit purchased on. What about this? Probably also bull-f- Why? Some of it's probably her Amazon stuff.

To deflect to her. No, it's checkers. It was a few hundred dollars, dude. Checkers, she needs to eat on her way to work, man. Huh? Checkers, you gotta eat on your way to work. Yeah, but I definitely gave you that fucking money. Is it checkers' money?

Yeah, like, I was making fucking money. I was definitely giving it to you. Like... Yeah, every money, all the money that you gave to me went towards other bills. At any point, I could have paid for this. Not with $400, $500 a f***. Oh, boy.

Too late payments this year so far, by the way. Two late fees? Two late fees this year so far on this card. This is what you're in that you don't know about. We got a saver card. I guess it means the least this is never dry, huh? All right.

Nah, she licks it before. Okay. No one wants to picture what a balding dick looks like. $968. $0.54 with $34 minimum de-payment. This one takes seven years to pay off. $38 of purchases.

$25. That's the first time I've ever touched a stripper. I need hand sanitizer. Hey, I ain't got AIDS. The fuck. I did not accuse. of this? I don't think you get AIDS from a pole. Lots of bacteria.

I feel like you could though, can you? If the fucking licks it and rubs are wet koochie on it, I guess. Guys, that's not how AIDS gets spread. Wet koochee may be a little. Yeah, I mean, isn't it bodily fluids though? So I mean, like, if a girl's

grinding up, no? Between girls who wipe it down with alcohol. I want all you ought to kill. If she kooch touches the kooch, yeah, maybe. a bit. But blood's the big one and semen. $968.54.

Zod out here. This one's close to max out about $100 bucks away. $25 of interest, $38.74 of purchases, meaning well beyond our minimum of payment. It was woo-s. Just accrued up. Yeah?

Great. Well done. You're not credit card, people. Sorry, this makes me burnt, man. Use the FIS card. debit card that builds credit doesn't let you let you let's you let's you let's you spend what's not in your checking account and listen i'll get you a course career certification as well so you can get into the actual fucking workforce at some point people in the audience have used that

to add to their resume and they actually go get increases in jobs or pay so i'll get you guys i'll get you guys that okay thank you thank you sick yeah i mean on this card it's amazon and Netflix great necessities fly i haven't had one necessary purchase yet i want to be clear We've gone through one, two, three, four, five. Five accounts so far. Not one necessary purchase. Oh, we've had a late fee this year. Yay.

Another 50 bucks down the drain. 25. Oh, I figured it would be 41. There's another car that charges 41. There's so nonchalant about it. You have a child coming. Yeah, no. February 7th.

Just going to answer this for me? Yeah. Do we know gender? Mail. I can't answer this fucking question. Sorry. I have the little dude just wiggling around and me and you over here just answer and all the questions.

I'm sorry, go ahead. I wish you was kicking. He'll have to try harder than that. You weigh like 140 pounds. I'm not saying, I weigh 125. I can lay on you. And I can pick you up. No.

What do you weigh? 200? 250? You weigh more than that? No! Oh. Damn, that was about to, who. Like 215-ish.

Okay, I can bench you. I can pull. more gravity. I highly doubt that he hasn't worked down in a very long time. Okay. He just recently started working out. He's, yeah. I lift kegs on a daily basis. Her arms are thicker than yours.

She's 5'1. I haven't been stripping for a minute. Look at the shit. Okay, Gulf Coast Federal Credit Union. Visa Platinum. What's going on with this? I don't know. That's probably like my least used card. Which is why it's maxed out. Yeah, I know. At one point it wasn't. And that's why we

purchased 55 to strip club calling? No, the... Not listen to... No, I'm joking. They're calling me. I want to go through... You know what?

Based on your guys' arguments, I haven't done this in a while. I want to go through your guys' text messages in the post show. Oh, no. Oh, yeah. Oh, Jesus Christ. Common's gonna be calling me some names. Is this that bad?

Oh, probably. Yeah, 100%. Oh, I really have to. There's nothing spicy in them, right? No, we don't text any spicy. to each other. Snaps. Snap, Snapchat.

Oh. Oh, yeah. She'll send me needs on Snapchat all the fucking time. I'll be out work and I'll be like, God damn, what the fuck? Okay, 941, 27.

On this card. Again, maxed out. Another one? Another one? Yeah, I literally told you every single one of the cards that he's going to pull out is either right there

or right at it. 109 minimum fee payment. Oh, it's past $55. Currently. Yes, yes. Okay, great. All done. Thank you.

Dude, what are you even doing? Yeah, it was a return payment fee because you didn't have enough money. Suckin nuts and fucking butts. That's what we're doing. Did you hear what happened? Yeah, I didn't. You did not have enough money in your checking account, so it bounced, meaning he got an extra fee for not having enough when it tried to pull the minimum monthly payment.

Yeah, just throw that shit. Yeah, we've already hit a late fee this year. What the fad interest? This is just horrible. It's not even. that high of an interest rate for credit cards. I mean, it's 17. But, come on. Care credit for the pets?

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Tell me it's for a bird. No, it's for the dog. Well, actually, we brought one of the birds, emergency vet. Oh, no. That was, you bought it. That cost 50 bucks. Okay. And, okay, that's not, that's not the big spender on that.

Okay, okay. The big spender on that is our newest dog chunks. We had taken them to the vet to get his first round of vaccines. It cost $150. It was completely fine. We got home. He seemed perfectly fine. Everything was going great.

Then around 10 o'clock, he started to throw up a lot of blood and shit off the blood. Yeah, that sucks. I'm sorry. Yes, that is a good way. that's why we would definitely take a dog to the vet. But that's why we have pedigrants, but you guys have insane amount of pets. Yeah, I know that sucks.

And that's what? You guys shouldn't have pets. You can't afford it. You can't even pay your mortgage. Should you have pets? No. Why did you keep accumulating them? You can't afford them.

It's selfish. You can't take care of them. They're happy. Dude. The dogs are definitely happy. They're living a miserable life. But, um, in my opinion.

In my opinion, I think the dogs are living kind of a miserable life, like a little bit. Yeah. I know, I know. I know you're mad. I'm sorry. They have a backyard. They're fed every day. They have plenty of toys. They interact with- Why are they miserable? Yeah. We're always working or doing, so like, they're, like, a good majority of the day, like, they're locked up. Like, whenever we are home, they're outside. They're, like,

playing and stuff and, like, in the backyard, Taryn. up our backyard. Um, I don't know. I just think we have too many of them. I think three was like the max. Then why did you want the fourth? Why? You're the one who suggested it.

You're the one who found the fucking Facebook post and was like, oh my God, he's so freaking cute. And I was like, oh my God. And you just should not have showed me a baby dog. Did I show you that post? Yes, you did. Oh, okay. I was like, oh my shit.

I must hold him. It's selfish. You must hold him. You must. That's selfish. You guys can't take care of these dogs adequately. When emergencies happen, I mean, this has the limit of a thousand. If another emergency pops up, how are we paying to keep one alive?

It's not fair to them. And you can't afford pet insurance. You guys can't afford to live with your current mortgage. Like, this doesn't make sense. You can, if he is going to die, you can save him by, making it happen as quickly and painless as possible. Yes, but that is unfair to the dog that you're the one who's like, let's get more and more and more and more and we can't afford to keep them alive.

They are being fed. They have a nice home, okay. Did you not hear my argument? You don't have to repeat that. We all know that. Do you understand what I am saying? Levi's always right. Is that the catchphrase around the house?

That's her catchphrase, I guess. Well, do you understand why? Yeah. Because you didn't, you said your point. point. And then I brought up something counter for you to potentially listen to to challenge your own point of view and recognize, okay,

maybe that's not right. And then instead of even acknowledging it, you went back to your original point. Like, that's how you do. That is Levi is always right. If, okay, if one of the dogs get into a situation where they quite literally will die and we can't afford

to save them, God forbid, a 9 millimeter, we'll solve that real quick. Like, it's as simple as that. That, yes, that sounds horrible. That is horrible. Does this sound horrible? If the dog can't be saved, then it can't be saved.

Only can't be saved because you chose to adopt him and you can't afford to take care of them. That's the only reason they can't be. That's why it's selfish. Levi's always right. I'm more on pixie side here. Me and my girlfriend are going to adopt a stripper and take her away. big for her. I said we're going to adopt her. Yeah, that doesn't mean

they're taking my fucking clothes off. Jesus. We would have, but I'm kidding. Oh, we don't go for sixes. Boom, roasted. Discover it. What's going on with this? Yum, says the four. Boom, roasted. Every zero you add to your net

worth adds a number, though, so that's what's lucky. That's why I am statistically pushed to an eight out of ten. So you can pull a ten, that'll take all your money? Uh, pre-naps. Ah, yeah, there we go. $745.59 is on the Discover 8 card. What's going on with this?

Which one is that? Also, at least you can see my fucking lips. I trim. I care about my appearance. I usually curl it up. I always lay it up. I will defend the mustache. I love.

It's radish. I don't. Okay. Okay. Mississippi. 440. What's going on with this card? First card we didn't have purpose.

purchases on. It still takes three years to pay off. That's her card, right? Yes, that's my card. Wow. The first card that didn't have purchases was her card. Yeah, because I don't allow her to use them. That's insane. I'm just here, man. I'm just here. I mean, if I let her use them, would be in even a horrible position, no?

Hold on. Okay, you meet you love. I get it. But what the f-that's the dynamic you want in your relationship? I'm just going to say? No. Then what the-the-f? Huh? What the-the-f? What the-f? What are you doing? I don't know.

I don't know, man. I, I, uh, uh, what would I say you're doing? Accepting and coping. And it's insane. And I don't know why the fuck you're dealing with this. I'm not saying you're bad in all instances. I don't know, but what the fuck is that? Because I don't let her.

And then you hate that dynamic and you're just accepting it and having a baby with it. What? That's what you're committing to for the rest of your life? I'm not trying to break you guys up. I don't want you guys to break up necessarily, but what the fuck is that? That's crazy. I don't want us to break up either.

Yeah, but exactly. But why would you not want that? Because that is kind of one of the craziest, most controlling things I've ever heard in my life. I don't know. Dude, that's concerning for me to hear. Just straight up, that's concerning. Okay, so.

And you're just accepted. Like, because you've compromised. You've accepted and you've settled. Are you afraid you won't find anyone? Here, I, you're afraid that you're pregnant. I'll let her speak freely and I'm going to the restroom so that I don't even know what she's saying

and she can fully speak to line. Except you're going to watch it back, dude. Yeah, I will. I will. I will. No doubt. Yeah, I'm going to watch this whole episode, to be honest. Oh.

But I do really got to go pee. I'm sorry. Go pee, dude. Have a pee? Okay. Now I'm nervous. Um, I don't know. He got mad at me for spending on that.

It looks like normal hair when you see it from the back. He, um, he got mad at me for spending on this card. Um, whenever I did. All his cards. Yeah, but I didn't know like he was maxed out on all. All of his other cars. Is this a controlling relationship? I mean, I guess you could call it that.

Well, come on. Is this a controlling relationship? I mean, he does like... Colton, you want to sit in? He sails the boat. Colton talked to you guys for a few hours, and I'm committing to the financial audit the movie the sequel. Colton.

Hi. Is this a controlling relationship? Engaged Colton, by the way, very experienced in the dating world. He goes more for, you know, the gay. side, but he's still, you know, a relationship. Is this controlling? Because what the fuck is happening here? It seems very much like it is, at least with especially purchases, like the fact that

he won't let you use any, like, cards or the fact that he, what I don't like is that he's kind of telling you. Like, what I noticed was like, oh, you use this card for, like, a gun that, you know, I wanted to get you. And then was telling you like, oh, but I got you this, but I want you to use your card for it. And then it's like coming on here and saying like, oh, but now you are owing on that gun

and you need to make purchases on it. I don't like that. And then he specifically sat here and said for this one, yeah, I won't let her. Yeah. This is red flags galore. I'm not saying he's inherently across the board of bad person. I'm not.

But this dynamic's weird. And the way he talks to you is fucking weird. How? Have you not seen these conversations that have happened in this episode? The dude goes for insults and he will not give an inch and he seems very controlling and manipulative. You just nod your head? Did he wash his hands?

I don't think that's possible with how quick you were and the distance that it was from... I ran. Okay. Do you want to smell them? Yeah, he was. washed them. Thoughts?

I think you're right. I think you are right. And you will just accept it. No, I feel like every single time I try to communicate, it just ends up being a show and leave eyes right.

So what can you do then? You're just going to accept it forever? No, I'm just hoping that we can communicate our way out of this. That doesn't just magically happen. That's not how this works. That's not how, Any relationship has ever worked in the history of the world.

Nothing just magically happens. You holding on to that as a cope extreme. Huh? You can't just, uh, that? This is your life. I don't know. Oh, I don't know what to do it. I don't know what the fuck I'm doing.

I don't know what the fuck I'm doing. Well, here's the reality, if we can be completely honest, compared to even 10 years ago, especially 20, 30 years ago, you at 22 are about the mental, in life maturity as people back 10, 20, 30 years ago were at about 16, 17, 17, okay? People are maturing less today. Like, pretty much every polling and survey that's been done on this shows that people

are just maturing less. Not if I had to do with the COVID generation, you're kind of a part of that. I don't know if you're mature enough to be in this type of situation and committing to what you're committed to right now. I mean, I don't want to blame my parents at all, but like they kind of did just keep me underneath the fucking rock and told me never to get a credit card because all them are bad. You're just accepting this forever. And your hope is a magic fix?

I don't fucking know. I'm just afraid to look back at this conversation in 10 years when you're 32. I was hoping by the time I was 30 I'd have my own tattoo shop. But financially you don't look like it. That's not the point here, dude. That is not the point here. Lowe's what's happening with Lowe's? Loew's.

We got that to expand our front walkway. Why is that critical out of everything that's happening in our entire life to expand a front walkway? $503.29. Minimum monthly payment, $41. Why the f is that even considered remotely important? We needed a distraction, honestly, from what the fuck was going on in life. What the fuck was going on? I got this approximately a month before I got fired. So I don't know why this was the important critical purchase. She kept yelling at me about not having a fucking...

I was just making complaints. Like, I wasn't, like, putting my foot down and saying, we need it to happen. If he hears a complaint about something long enough, yes, he will probably do an action to do it because it's a signal that you want something to be done. I complain about other... And I don't get it, so...

I don't know why the, this was like a compromise. I mean, that's on him. Like, this could have waited, but we didn't. Interest, I mean, it is interest-free period for a second. 31.99% is what it will be. They also closed that account. Oh, that's... Yeah.

Okay. Interesting. This interest kicks in and, you know, mid-next year. Amazon? We're affirming Amazon at 36%. What? What the fuck is this? What's this? What the fuck? I truthfully don't even remember what was on that Amazon purchase. I truly don't.

Wonderful. I'm thrilled. I can't even. Oh, I don't even... What's the minimum on it? I don't even... I don't even know, dude. $30? Oh, great. $30 minimum. It's at $184.74.73. It just keeps on getting deeper. Yes. Yes, it does.

And you had no idea about how much of this? How much of this did you know about? Just straight up know about. I knew about him consolidating, like, the loans and everything. Dude, you know you're marrying into this? You know, this is the father of your show. This is the finances that your child grows up in. I kind of feel dumb.

Dumb for what? I don't know. Not knowing all this. Why wouldn't you let her know? Doesn't seem fair to me. Is it fair to you? It's a fair to you that you are not informed to this before you accepted an engagement? I mean, I would have accepted it either way, but, oh, she loves me.

She does love you. I love her, too. Great, wonderful. Is it fair that before being engaged, that she would not know, then why the fuck would you not tell her? I'd... $305 for this AutoZone, another 36% interest. What's the minimum on that? I don't even know.

I'll say 30. That was off. That auto zone was actually all for her. That was for her car. Very quick and happy to say when it's for you, by the way. Yeah, I am. Almost thrilled to do so. I mean, it was my first transmission,

filter change, and fluid flush. It went smoothly. Car runs great. Harbor freight. What's going on? Fees. Fees, there's a late fee. Yeah.

Late fee. How many late fees have we had that we've talked about so far? five, four, late. All your bills. All your bills. Why don't you just write this down? So the reason

why a few of those were late is because I was thinking of doing the national debt bullshit. A reason one of them was late is he literally didn't have the money in the checking account of bounced. Yeah. Yeah, that is. So you just don't have enough money to even pay your

bills. By the way? But that Harvard freight was to purchase a few things for the mobile detailing. Oh, fuck. Oh. Great. Wonderful. Yeah, $488, and then is $72 minimum payment.

What the fuck are we doing here? Didn't you tell me that you've made back the money that you spent for the details? And it went towards the mortgage and the lights. We shouldn't be having a kid if the conversation we're having is keeping the lights on. I'm sorry. We would be using rubber. It's too late, obviously, but you guys should have been much more cautious. God forbid, a freak accident happens.

It's not a freak accident if you're not using protection, you dumb tit. If cum is inside of you and you do not have a pill or whatever other variety you would prefer, yeah, believe it or not, babies come from that. Yeah, yeah. So freak accidents? What are you talking about? I forget what I said. Capital one.

Platinum card. Now what? It's going on with this. All right. $231 and $2 is out on this with a minimum monthly payment of $25. Oh yeah. Oh, yeah.

It keeps going. Trust me. How many more papers do you got? This is the normal stack of paperwork that most people come into the studio with. That's what's left. Yeah. I got like nine, 10 credit cards.

three loans. She doesn't even know this. This is wonderful. So what a relationship. What an incredibly ran relationship we have. I don't want to know what this drive back is going to be like. Oh, 10 hours of fun. They drove.

Hey, got to save the money. Oh, fuck. Yeah, except we literally like give enough money to cover the flights and everything, but that's okay. See, but less, that would be less money. I get it. I get it. You're fucking. Yeah. I understand.

Payoffs. This is going to be horrible. What is the drive back going to be like? Because I want to know how this goes after this. How does this go post-conversation? I mean, if he wants to have a bitch-fit, I guess we can have a bitch-fit. Is that what you call them? Or I can just be quiet.

And you can shut the fuck up until we get home. And then we can just fucking choke each other. There's no mutual combat in Texas, though. Let's have the conversation here. No, I'm chum. I do not condone hitting women ever. Sorry, I had to say that because I'd be joking about that too much. Women don't have rights.

How do you think this conversation is going to go on the way home 10 hours? Probably not much conversation. Turn in a kermit, the frog all of a sudden. What the fuck happened? Probably the cat. I'm from this. It's the throat. Continue. How does it go?

Probably. It's either going to go where there's no. conversation the whole way. 10 hours, that's crazy. Okay. Or we're going to argue for a little bit. I'll tell her to shut the fuck up. And she might, she might not.

And then, however it really goes from there. Why would you tell her to shut the fuck up? You're the one who's got us deep into the... It's dangerous. It's dangerous to drive and have arguments and discussions. We could pull over and fight each other. Only in Texas.

Pull over anywhere. Any state I don't give... Yeah, but it's legal in the other states. So no answer, okay. This is essentially what I got from that. I gave you two answers. No, it sounds like it's just going to be

completely unproductive in every way possible. Probably. Because we refuse to change our communication style and work on ourselves. Probably. This cash app, $150 went out. Let's see.

I gave him some of that money. Well, it's all gone. Yeah, I went towards the dog. I don't know to what. I went to the dog. They had been a good minute since they've been framed. Oh, we have a motorcycle. Why the fuck?

Why the, no, why the f***? This is unacceptable. How can you possibly allow yourself to have this and when you can't pay our mortgage? I told Levi this was a terrible idea, but he convinced me on the first purchase. I can just do on a second purchase. No, you convinced me on the first and second purchase.

Let's get that correct. that this was going to be a great thing. He said that he was going to teach me how to ride motorcycle, but that never happened. So we got the 300 because I didn't have a vehicle at the point in time. Great, but you do now sell it. What's it worth? I don't know.

We didn't get the value, you owe $5,276, minimum payment of $167 a week. Is that the $300? Yes. It's probably worth $5,000. Sell it. You cannot afford $167 minimum payment. You can't.

Especially when it's bouncing. We're already done. Fair. And you need to get to bounce in on dick as soon as possible to pay off all this debt, except not really. I mean, I let's, do you really want to be a stripper? So I'm curious. How would I even really go about selling that vehicle if I don't?

Listed on Facebook Marketplace and. credit. But, like, I don't own it, though. Like, I don't have, like, a title to it, so how would I really go about that? Usually you do the exchange at the end. There's legal paperwork

and one. Oh, okay. I mean, state to state, there's different rules, so you're just going to have to look. All right. I'll do my research. Suggests you can't sell it. This is ridiculous. I can definitely sell the 300. I'll agree with you there. Good. Sell it. You just can't afford this minimum payment. It doesn't make sense.

He does drive the 500 every day. Does he have a car as well? No, he has that. Well, the 500's even worse. It's a pathfinder. He could drive my Camry some days if I wasn't working. Okay.

So if you're working, there is nothing besides this for him. Yes. Drive the 300, because this one's more expensive and sell this one. It would be a whole lot safer for me to drive the 500 than the 300. Is that a cope? No, no, quite literally, it would be, I have to drive on the interstate. and it is significantly safer for me to drive the- Why?

Speed. Huh? If I have to get out of a dangerous situation, no. How fast does the 300 go? 85. Oh, shut the fuck up. People drive 100 on that road. Go right lane, dude.

Right-lane. They will not see you. The amount of accidents that happen. Well, yes, you shouldn't have a motorcycle anyway. It increases your risk of death by like 80%. My mom called me the other day because someone died, so. My mom called me the other day She figured how to use the phone?

Yeah Shit, that's what I'd be wondering sometimes Well actually she can't even text She has to use like the text to speech whenever There it is Yeah She has no hand-eye coordination Yes, no, I wouldn't have this

It saves on a lot on gas also No, again I'd keep the 300 and stuff Here's dumbass cope Sell the 500 The 500 do you vote? It's only $40 more dollars No, it's $8,669

The total loan that you have to pay is substantially higher. I don't want to hear it. All right. $270 to the payment. What's the interest rate on this one? What's the interest rate on the other one? 9.99. Both?

Yes. Oh, they're horrible. Get rid of this one. I'll get rid of the 300. He's going to get rid of my motorcycle. Well, technically was supposed to be my motorcycle. You'll learn on the 500. It's easier anyway.

What is this? This looks like something in the world of real estate, but I don't know. So that's the Mississippi Hall of Core. So that's, It's a FHA loan essentially, a down payment. This is a loan for your down payment? Yes. Oh, fuck.

Man, you were not in a position to get a house. That's what MHG is for, though. Huh? That's what they're for there. No, dude, it's in a 2% interest. It's not horrible. But if you have to borrow for a down payment, you can't get a house. And I know for a fact that you didn't have a fully front on emergency fund, meaning you can't afford to repair if it happens.

$74.35. minimum payment, you owe $9,568. This is fronronic in every way. That's what insurance is for, though, for a repair. Shut the, dude, insurance, depending on what? If your washer and dryer breaks? Oh, it did. We bought a new washer.

There it is. So we... If you're... If your dishwasher breaks, if you're fridge breaks... We don't use it. If your fridge breaks... We don't use it. We don't use it.

We don't use it. Uh-huh. Exactly. That will have break again at some point. Roof... Roofs have to be replaced here and there. It's a brand new roof. Uh-huh.

And that has to be replaced here and there. has warranty. Warranty based on what, though? I'm not actually sure. Exactly. We don't know, buddy. There's an insurance is a beast to deal with. A beast. We got a 5.59% mortgage rate

to not anticipate the cost of housing, dude, and you've already had to replace things. Like, don't be a moron. Also, it's not 1,300. It's literally 1,381. It's closer to 1,400. For your income, that's insane. In 19 cents, you owe a total of $179,447,

and 95 cents. Who. Typing your address, I'm going to have you type it because he looks greasy. I'm the one of clean hands. So we owe it an old on the house 190,000 hours with both loans.

It's worth $2.16. We'll see. Oh, it's currently down. Huh. What did you say it was worth? 216? It was. It was.

$194,000. And by the way, Zillow is very generous. It is. So you would actually lose money if you sold the house because you would have to come up with closing costs. You'd have to come up with all the fees. The realtor, 6% for both ends. Would you lose like, what, 60,000?

I don't know about that much, but you'd be out of pocket, I'm guessing, about 20, 25, maybe 30. Yeah. And you said, oh, we'll sell it. That's what he said earlier, right? Remember that? Remember when he said that? That was interesting.

That was curious. Play that back? Technically, I mean, we could sell the house. Yeah, I don't think that's going to happen because you guys would be fpped and you're fucked if you keep it. Good luck. $10 in that checking,

but then also $1,000 in this checking. It's a bit weird. Going in, getting his energy drinks again. Ficking cameras ups up, man, $0.25 a serving. What are we doing? You don't like Graham Steffen and his life? Coffee, this is even cheaper.

McDonald's, Hungry Lama, Chick-fil-A, Raising Cains, winning, got an energy drink. Hungry Lama, energy drink, Amazon, Dunko. Hungry Lama, energy drink McDonald's, energy drink McDonald's. Sea, we roll. Sushi. Sushi.

Oh, wow. Guys, hey, she had one out of ten. The hungry llama is, um... You always want to push things onto her. I'm not pushing that onto her. Come on, you just get so excited when it's her and not you. I mean, I was just about explaining the hungry llama though. Hungry Lama, energy drink.

Checkers, energy drink, hungry llama, raising canes, auntie hands, dominoes. It's supposed to be getting money from dominoes. Uh-huh. Energy drink, energy drink, hungry llama, energy drink. Huh? Sometimes I don't feel like cooking. That's not an option. You can't afford your life.

And also, he can cook too. I cook most nights, actually. You work 38 hours a week. I don't want to hear it. Water coffee, energy drink, energy drink, energy drink. Sonic, icebox, energy drink, energy drink. Michael's stores, Hungry Lama, Domino's, energy drink. A firm paying for Tows, something.

Energy drink, this is insane. Golf sport, well, that's utilities, that's okay. Dunko, Sparklight, this is fucking insane. Sparklight, yeah. Okay, that's fine. This is insane. $5 in the savings while we're really, fucking world. Heading to retirement.

Energy drink, energy drink, energy drink, energy drink, energy drink, energy drink, Sal Beauty, Sally Beauty, McDonald's. That's her. Oh, wow, she got one again. He's so excited. Shut the fuck up. Salon, McDonald's. I spent on my hair.

Energy drink. Yeah, I wish she did, and I'll be honest. I thought she didn't get any. I thought she didn't do anything. You got mad at me whenever I did that. I got mad at you way after the fact because you did, you changed it again. My hair's fucking grown out. I literally just bought color to put back in.

my fucking hair. That's literally all the day. You can't just have a beautiful brown head of fucking hair? It's growing the fuck out. What the fuck I'm supposed to do with this? Nothing. Wow, it's going to be an interesting 10 hours. Saucer, checkers, energy drink, McDonald's.

Again, I've seen like 50,000 energy drinks in here, but we're freaking out about her doing one thing. And neither of you should do either of these things to be clear. But your level of freak out on her doing one thing when you're out going insane, what the fuck are we doing? I don't know. I know you also got $150 immediately spent on a Red Bull beverage

before that flavor went on in stock as well you just blew it. Hey, he did ask me about that first. Yeah, but you don't know anything about the money. I didn't know anything. You asked about the hair thing, right? No. No, I did not.

I didn't think I should have to ask. No, but it's good to communicate while we're budgeting trying to get out of debt. Well, he didn't communicate with me, so... I agree. I agree. You're both... But it's really silly how angry he is about it when he does the same amount of insanity. if not more.

Energy drink, energy drink, energy drink, cash app, cash app. Retire and item fees twice this year. What do you have return item fees on? Well, no, that actually makes me curious because she doesn't spin on anything, so why would she have a return item fee? Guys, what are our thoughts?

Give me your thoughts while I'm adding up the math. What do we think? We just went through all the debt. Oh, I know we're fully in the negative by like a good... Pixie, I want to hear your thoughts because you didn't know what was going on. We just went through everything. thing. What do you think?

I'm disappointed. Give me more than that. I'm added up numbers. Um, I don't know. I wish I knew like the full picture before we even got here. That would have been really nice because now I have to mentally process this for like the next week or so. So that's nice. $1,589.17 are a debt minimum of the payments, not including the mortgage, which is $1,381.19. Well, there we go. Our budget's already over.

We lost. The debt payments in the mortgage, it's gone. We're done. That's it. I mean, let's assume maybe you bring in an additional $2,000? What are we at currently? And that's hopeful, because we don't know how many hours you're working. We don't even know what's happening at this job.

No. So we're already at 3,000. Let's keep going. Utilities. Internet. All that stuff combined. Into the mic. How much?

The electric bill actually has gone up. How much? It's not like 16, 170. Gas. Like vehicle gas? No, gas for the house. Is there no gas? Like 30 bucks.

Okay. There'll be more in the winter, but that'll supplement, you know, from the electricity. Internet. Uh, it went up to 80. I am cancelling it and trying to find a different one, though. Utilities for now, 271. Phone bill. Uh, I don't have one.

Parents. Either? No, no. My parents pay for my shoes. When you get your own, do helium, $15 a month for each line, if T-Mobile is good in your area. Uses the same towers. Gas, room, room, drive, drive, both combined. Um.

I don't really pay for my gas all that often, so... I buy her gas. Um... All combined in a month. Mm-hmm. Let's see. Best guess. Come on.

120. Car insurance combined. Her mom pays for her car insurance. My mom just informed me that... How much is it? She said it was $69. And you're going to have to pay for that soon? She's been...

She paid for it the last two months. Okay. How much is yours? The motorcycles are... They're paid for the year 180. 180 for a year, not six months? A year. Divide that by 12 plus your 607, you said?

Okay, so car insurance, $82. It was like $200, but I had full coverage, so. Oh, you're not going full coverage, okay. Yeah, I went. $600 for groceries. Use the budget-friendly cookbook and the meal plan we give you in the budgeting class. Total fine. You just got to warm up, cook a few times a week, and then warm up.

TP found anything else to survive. We should be able to do $150. Total paper, tampons, all the goodies. You probably don't need those right, right? and how that works. Medical health care, co-pays? Are there co-pays? I mean, you're not going to the doctor?

I know. I'm going, yeah, but... There's no co-pays. I'm underneath my parents' insurance and... And there's no co-pays? There's no co-pays. Okay. Is there a gym?

I'll pay. We don't go to the gym. Okay. Subscriptions... I want to. 30... Okay, well, I'll bucket in that bucket. I'll write in gym 30 bucks.

Nobody needs a gym membership. No one. Go on. Your body is free. Flempt. Nobody needs a gym membership. $30 for gym, for her. $30 for subscriptions if we can.

Pen insurance, good the fuck. Food, how much? We don't know that number. 80 bucks a month. Yeah, for the dogs. It would be for the dog. I'm gonna say 100. No, the dogs, we have to buy them food

multiple times a month, I would like to say. Because we got four. Well, even if you're bringing an extra 2,000, we're still under. So currently, in order to survive, you need $4,348.28. Yeah, you bring in 2000, and even with her additional $2,000,

if we're lucky, you're f***. This one, I listen, you're one you're going to sell the bike, preferably the more expensive one. You probably won't. This is, you guys are, here's the reality. Maybe we change your behavior

and learn how to budget for a couple months and then you can do bankruptcy, but I'm going to pay for you to sit down with one of our finance people read. I'll pay for the session. He's going to go through this. going to analyze before and then give you guys a plan because you just need extra help. I think bankruptcy is the only way to help.

But it doesn't even help our mortgage situation. You guys are, no, but again, that doesn't solve your issue because your house is way too much. This is just crazy. I'm sorry, this is just, I don't even know, guys. I'm sorry, I don't even know. I'm going to pay for that session. At this point, I mean, I'm burnt out. And this is, I'm sorry.

It's fine. This is your life. so I'm sorry. Oh, fuck. Okay, I'm not going to spoil what it is. Oh, my goodness, there's something that Levi doesn't know that she's been doing that we're going to talk about on the post show. Sorry, big guy. That's fucking weird too and juicy.

Okay. We'll do that on the post show. Let me get the Hammer Financial Score and then we'll go into the Post Show. Click that join button. Hammer Financial Score. Spending into budget, zero out of ten, overspent, debt? I mean, it's impossible to pay. It's just zero out of ten.

There's not even collections or IRS, and it's a zero out of ten. Like, that's insane. Emergency Fund. There was nothing zero out of ten in real estate. It's a break-even house. Three-bed, two-bath. 13 hundred square feet. I'd rather it be 15 for resale.

But three-bed-two-bath is least helping. Okay, with the break-even, not at a perfect spot. Interest rate, well, you got double debt out of ten because at least you're in the market. So Hammer Financial Score for the household, one out of ten. Guys, join-harmor Elite, click that join button. We got three premium shows we post every single day, Monday through Friday. including an extra 20 minutes of this episode and the Financial Auto Post Show.

I will see you there right now where we are gonna expose Pixie for something Levi doesn't even know. Get ready. Someone from the strip club is still sending her a lot of money through cash up. I text him every other day. Oh, every other day.

Oh, that's my favorite one. God, I love you. I know you're getting married and having a baby, but I will always love you, Boo. I just wanted you to know. You were doing this behind his back. One of them, I've actually never seen this photo. I want you to answer truthfully,

have you ever done anything with him. Glusive members' content? Click the link in the description or pin comment below and watch thousands of hours of extra and uncensored content. Enjoy more ways to save at Ralph's, like low prices in every aisle. And when you download the Ralph's app, you can clip and save more with digital coupons every week. Plus, you can earn fuel points to save up to $1 per gallon at the pump.

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