Immersive Spanish - Immersive Spanish - Season 4 - Episode 3 - El Banco (The Bank)

Episode Date: June 26, 2025

Immersive Spanish, "Moving to Madrid". This season follows Kav and Ana as they relocate to Madrid and start their new life together. Learn all the situational Spanish you'll need to move to a new city through their fun, engaging approach. While perfect for anyone planning an international move, these practical lessons are valuable for all Spanish learners wanting to master real-world Spanish.The Immersive Spanish App is here! Start speaking today: studio.com/immersivespanish.Follow along with bonus lessons and transcripts to accompany this adventure at our Patreon.Learn more: www.immersivespanish.net Hosted on Acast. See acast.com/privacy for more information.

You know how the hardest part of learning Spanish is finding someone to practice with? We solved that. In our new app, Fluency Builder, you'll speak with Rodrigo, an AI coach who's available 24-7. He corrects your pronunciation, roleplays real scenarios, and never judges you. Plus, I'll be your daily guide with lessons built around real world Spanish. Check it out at studio.com forward slash immersive Spanish. Season 4, episode 3. El Banco

How are you, Today, today, I'm at Banco Santander in Madrid to open our Spanish bank account. After getting our SIM cards, this is my next essential step, especially since I need somewhere to deposit

that 20,000 reward from Colombia when Anna arrives. Right then, I'm currently Asiando Cola, or in English, waiting in the queue. So get ready to listen to my interaction, with the cashier.

Tengue the number 43. It's a lot of people today. It's normal. Los bankos Spanishes are used occupied for the

mananas. Hey, don't worry if you don't understand what I've just said. We'll break it down. Tengo the number 43. This means

I have number 43. 3. This means that there are a BASTA HAYTE Oi. Parese that there

are Bastante Gente Oi. This means it looks like there are quite a few

people today. Parese that there are Bastante Gente today

Oi. Next I said Los Bancos Spanish Suellen Estar occupied

for las mananas Spanish banks are usually busy in the

mornings Los banks Spanoles Spanioles sullen estar occupied

occupied for las mananas If you ever find yourself needing to go to a bank

in Spain or any of the 21 Spanish-speaking countries around the world, you'll want to know the following vocab. The bank is El Banco. The bank account is La Quenta Bankaria. The ATM. The ATM. The ATM. Something you'll need if you want withdraw money throughout the city is el cajero automatico el cajero automatico so if you were to ask where is the aty m what would you say don't there is the cajero automatico very well next we have the debit card And finally we have the credit card. Any idea what that might be? La targeta of credit.

La Targeta De credit. So, what type of account should be? Ah. So, a count a current basic is the is the best

to start then I can consider other options so

just like back home in Spain there are different account types

let's learn about them now the checking or current account is the

count current current come on let's say it together la count

The savings account is The account The Quenta de Ahorro The non-resident account would be La Quenta

For non-residentes La Quenta Fora No Residentes The non-resident account the account. Finally, we have the account for foreigners.

The account for foreigners. The account for extraaneros. La. Quenta. For. Extraaneros. Good. I want to open a account bankaria. I'm a stranger and I need a

account for residding in Spain. My noviour will get in a week and we're just a co-centa conjunta. Here's some more essential phrases for opening an account. I want to open an account. I'm going to open a account.

I'm going to open a account. So, I want to open an account is I want to open an account. What documents do I need? What documents do I need? What?

Documentos Necessita. What documents need? Are there monthly fees? There are commissions mensuales? I. Commissions. Mensuales.

Are there monthly fees? I comissions mensuales? Does this include a debit card? Do you remember the word for debit card? Incluye targeta debito?

Does it include a debit card? Incluye Targeta De Debito. And finally, can I use online banking?

Pueuza La Banka Online? I'm Usar La Banka Online. Señor,

what documents need to presentar? I've got my passport and the contract of the alquiler of Airbnb. I need a little more. Oh my goodness. They warned me that documentation can be a nightmare in Spain. Let's cover what I need.

First and foremost, the passport. Remember the word for the passport? El passport. El passport. Next, we need. the certificate of residence registration, which is, El Certificado

De Empadronamiento. That's a bit of a tongue twister. Let's go again. El Certificado de Empadronamiento. De Empadronamiento.

If you thought that was it, you're in for a surprise, because we also need the rental contract. And the contract the contract of alquiler. El

contract de alquiler. And finally, we need proof of address. And proof of address in Spanish is

the comprobante of domicilio. El comprobante of Domicilio. Here are key account features.

The fee, which is La Comission. Doesn't that sound like commission? La Comission. Next we have the balance. El saldo. The bank statement, which is El extracto bankario.

El extracto. Bankario, which translates more literally to the bank extract. And finally, the transfer, which is The Transferenza. La Transferencia. There are many documents for firm. I'm going to learn the conditions with So,

before to firm. Well, Señor, how I can do a

deposit international? Ah, okay. Necessitare the code SWIFT and the

Evan to transfer our money from when Anna came. So,

given that I'll need to transfer American dollars, we should learn some grammar that

can help us specifically with international banking. Ready? The international transfer is La Transferencia international.

La Transferencia international. The international bank account number, which can abbreviated to I-B-A-N, is El-I-V-A-N. El-I-Van. Remember, that

In Spanish, the letters B and V are pronounced exactly the same. So it's not El Iban, it's El Ivan. Finally, we have the exchange rate. El type of change. El. Tipo. De. Cambio.

Eh, seor. One question more. Pue. I can access to my account for internet? The bank online. is very util to gestioner my finances. So, here is some

online banking vocab. Online banking is La Banca Online. La Banka Online. The mobile app or the mobile application would be La application mobile mobile.

La application mobile. The password is La Contrasenia La Contraseña And finally we have the username Something you'll need to create when you make

an online account And that is El Usuario And when you get your card You'll need to know the pin Which is El Pin El Pin

You'll need to know to withdraw money, which is sacar dinero sacar dinero sacar means to take out think of a big sack in which you put your money sac

to deposit money is ingresar dinero ingressar dinero just think about how it goes in ingressarar and to check the balance is consultar el saldo remember where you already know that

el saldo is the balance imagine you're consulting it consultar el saldo so before we finish up here are some quick banking tips for Spain banking hours are typically Monday to Friday 8.30 a.m. to 2 p.m.

many banks do charge maintenance fees but the good news is that these are often waived with direct deposits and here's useful tip bism or bism is a popular instant payment system between spanish banks seor much gracias for your help when will be it'stare active my account perfecto I have a bank area a pass or more in my

new life in Madrid. Let's review what we've learned. How would

you say I want to open a bank account? Come on, you've got this. I want to

open a bank account is I want to open a bankaria I'm to open

a account bankaria. Number two, how would you ask what documents you need? Or what documents do I need? What documents need? What documents need? What documents do I need?

And finally, how do you ask if there are monthly fees? There are commissions mensuales? There. Commissions. Menzueles. Well, Viajeros, I've successfully opened a Spanish bank account. Essential for life in Spain. So, now I can actually transfer our reward money when Anna arrives

and start looking for a permanent apartment. In our next episode, we'll register for the Spanish healthcare system, one of the best in the world. Asta la Proxima.