Mick Unplugged - Uncover Money's Truths: The Unspoken Rules of Wealth from Jade Warshaw

Episode Date: March 19, 2026

Jade Warshaw is not just a financial expert; she's a force of nature revolutionizing how we understand and interact with our money. As the brilliant mind behind the game-changing book "What N...obody Tells You About Money," Jade demystifies the path to financial freedom with unmatched insight, realness, and a powerful commitment to transforming lives. Her journey from personal financial struggle to empowering countless others speaks to a profound belief that our stories are never just for ourselves, but meant to inspire a revolution in wealth management.Takeaways:Your Story is Never Just for You: What you experience, especially in overcoming challenges, is meant to be shared as a guide and inspiration for others.Money is Three-Dimensional: Beyond knowledge and behavior, our emotions, past experiences, and personal narratives are crucial for true financial success.You Are in Control: Despite feeling overwhelmed by financial struggles, recognizing your agency and focusing on essential needs empowers you to take decisive action.Sound Bytes:"I have learned that your story is never just for you. Like what you go through is so you think it's for you at the time, but I know more than ever everything I've gone through there's somebody out there that needs it and it's my job to get it to them.""Money is actually three dimensional. And the third dimensional is the human component, which is our emotions and who we are and what our experience is. That is the main filter in which we filter all that information.""The most important thing to remember is that you have shelter first... Then the next thing is you gotta make sure that you have transportation... Then the next thing is yeah, utilities... And then finally food, you gotta have food."Connect & Discover Jade:Instagram: @jadewarshawTikTok: @jadewarshawFacebook: @jadewarshawpersonalityBook: What No One Tells You About Money🔥 Ready to Unleash Your Inner Game-Changer? 🔥 Mick Hunt’s BEST SELLING book, How to Be a Good Leader When You’ve Never Had One: The Blueprint for Modern Leadership, is here to light a fire under your ambition and arm you with the real-talk strategies that only Mick delivers. 👉 Grab your copy now and level up your life → Amazon, Barnes & Noble, Books A Million  FOLLOW MICK ON:Spotify: MickUnpluggedInstagram: @mickunplugged Facebook: @mickunpluggedYouTube:  @MickUnpluggedPodcast LinkedIn: @mickhunt Website:  MickHuntOfficial.comWebsite: howtobeagoodleader.comWebsite: Leadloudseries.comApple: MickUnpluggedSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

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Starting point is 00:00:00 All right, everybody. So this is a truly impactful episode with my good friend, Jay Warshaw. We go into credit cards, why you shouldn't have them, why you should have them. We start off with Jade's amazing because if you're someone who has had debt period, if you have debt now, I don't care, personal life, business, whatever, this episode, we break down the things you can control, the things you should focus on. And strategies that really help you clearly understand that you're in charge. This episode, I promise, is going to change how you view debt.
Starting point is 00:00:34 And more importantly, what financial freedom should mean to you. I am extremely honored to be sitting here with the dynamic, the amazing, the powerful. This Jade Worship. You're listening to Mick Unplugged, hosted by the one and only Mick Hunt. This is where purpose meets power and stories spark transformation. Mick takes you beyond the motivation and into meaning. helping you discover your because and becoming unstoppable. I'm Rudy Rush, and trust me, you're in the right place.
Starting point is 00:01:07 Let's get unplugged. Ladies and gentlemen, welcome back to another exciting episode of Mick Unplugged, and today we have a brilliant mind with us here. We're talking about an individual who was not just reshaping the conversation around finances, but empowering a revolution in personal wealth management. She's a brilliant mind behind the new game-changing book, what nobody tells you about money and a true visionary dedicated to demystifying the pain and the path to financial freedom. Please join me in welcoming the insightful, visionary, the unstoppable, the magnetic.
Starting point is 00:01:48 Ms. Jade Warshaw. Jay, how are you doing today, there? Well, thanks, Mick. I think that's probably the best introduction I've ever had. That was pretty awesome. I'm honored to have you on. I mean, I think your new book is not just a book that everybody should read, but it tells a story. And that's what I love most about the book. And we're going to get into it in just one second. But I always love asking my guest this first question, and that is, what is your because?
Starting point is 00:02:12 That thing that's deeper than your why, I like to call it your true purpose, your true meaning. So if I were to ask Jade Warshall, it's 2026. Today, what's your because? Why do you keep doing the brilliant things that you do? Oh, man, I love that you differentiated it today versus back when you were paying off debt. Because today, my because is. I have learned that your story is never just for you. Like, what you go through is so, you think it's for you at the time, but I know more than ever,
Starting point is 00:02:41 everything I've gone through, there's somebody out there that needs it, and it's my job to get it to them. I love it. I love it. And that truly defines who you are. I've been a huge fan of you forever. I think since the scream videos, when you were out screaming. Man, yeah. Yeah, flashback, right? But just, what you mean to so many people, the advice, the, the realness that you provide, I think is unparalleled. And so, like, I always wanted to ask you this question and now I kind of get to. Like, not only did you get to your path of financial freedom, what gave you the vision to say,
Starting point is 00:03:20 all right, I'm not going to just do it for me. I'm going to help others. You know, that started, it actually started very small as everything does. And it was so small that I didn't recognize what was happening at the time. and I think it's like that for a lot of people. Obviously, my husband and I had come to the end of our debt-free journey. We paid off the debt. But in the meantime, one of the ways that you stay motivated, no matter what it is that you're doing in life, is you have to surround yourself by people who are trying to do the same thing.
Starting point is 00:03:46 Either people who are trying to do it, people who have done it and can help guide you. But either way, you need to be submerged in that environment because that's what helps you stay motivated and helps you stay on track. And so when my husband, Sam and I were paying off the debt, we said, okay, it makes sense that we should host classes to help other people do the same thing. And so we had a program called Financial Peace University and we would invite folks into our home that we could teach them the material. But by way of that, we were also learning and staying motivated with that material as well.
Starting point is 00:04:17 And so that's how it started is just as a way of, hey, this is something that can help us, help them. It's a community thing. Great. And we slowly started to see the more of those classes that we did, the more people asked us to do the classes. So it was like, hey, we heard that, hey, we would go to church and people say, hey, we heard that you helped so and so with their finances. Can you help us? Or we heard that you walked along so and so with their budget. Could you look at my budget? And so it just kind of added fuel to that fire. And before we knew it, you know, we were doing this one or two times a
Starting point is 00:04:48 year. And it was just a special thing to have seven or eight folks in our house, you know, make them some dinner and really talk about this in real life. And I think that's what people are craving and we were able to see the fruit of that. For somebody to walk up to you, even one person to walk up to you and say, hey, because of that class you taught, I paid off my car, I never thought I'd be able to pay my car up. That for me was like, wait, what? I could influence somebody to do something as major as some of the things that I'm trying to do. And so that was kind of the first spark of there's more to it than just what we're facing and what we're encountering. This has the ability to help other people around this. And Jade, what I love about what you're saying and again,
Starting point is 00:05:32 being a huge follower of yours forever, I have family members and friends that have been following you as well, too. You give, I'm going to say practical advice, but advice that people understand. Like, you're not talking about mathematical formulas and, you know, if you do this and invest in this and, you know, wait 36 months and then this, it's like, you're like, not, just focus on this one thing. right? And let that main thing be the main thing. And you also are very clear in telling people like, hey, I'm not here to make you wealthy or rich. I'm helping you understand debt finances and financial freedom in that sense. And I've always wanted to applaud you just for that practical sense. Well, thank you. You know, the practicality of it, I just remember being that person who,
Starting point is 00:06:16 the truth is, you know, of all the classes in school, I always did the poorest at math. I was an A student until we got to the numbers and then I was making Cs and sometimes D's. That's the truth. So it's ironic that I work with numbers and math for a living today. But if you notice, I always try to go past the math and I try to get to the heart of the person because that's really what will help us be successful. And I found that when it comes to money a lot of times, Mick, society, they teach it as a two, kind of a two dimensional thing.
Starting point is 00:06:48 You got the knowledge, which is the numbers and, you know, the formulas and everything like that. And you've got the behavior, which is now you take the numbers and the formulas and now you've got to go do the budget and now you spend like this. And these are the percentages. Money is actually three dimensional. And the third dimensional is the human component, which is our emotions and who we are and what our experience is. That is the main filter in which we filter all that information. And that really is the main variable that we're going to decide if we actually do the knowledge and the behavior. And it's crazy to me that that's the part that gets left out.
Starting point is 00:07:22 And so that's hopefully what I hope draws people in is, yeah, we talk about the numbers and we talk about the percentages. But first, let's talk about you. How did you grow up? Why did it make you mad when I said that? Why are you so hung up on your ex and what he's making? Like, right? I want to get to the person before we start talking about dollars and cents. I'm going to take you back in time, not too far.
Starting point is 00:07:44 Thanksgiving, 2024. Okay. We're at the Hunt family Thanksgiving. And Jay Warshaw comes up in conversation. Here's why. So, you know, Thanksgiving and then the next holiday is Christmas and we were having conversations about like, where do we do in Christmas and all that? Just, you know, family. We might have been playing spades while we're having this conversation.
Starting point is 00:08:03 For sure. Little dominoes. Exactly. But the conversation around credit cards happened. And because I own businesses, I look at credit cards differently because I look at it from a business mindset first and then the personal mindset. Okay. And I was a person that's like, hey, I don't use credit cards in my personal life.
Starting point is 00:08:23 And everybody's like, well, why not? I'm like, it just doesn't make sense to me, right? Like, I don't like giving money or interest to anybody when I don't have to in my personal life. Now, business is vastly different because I might need that interest. Or like, tax perspective, like, you just never know. So I would love Jade Warshaw to talk to my family right now about- You're pulling me onto the, into the Thanksgiving table conversation. And just so you know, I'm sitting joker, joker, do.
Starting point is 00:08:48 So if you know, you know. But I'm just to say, I'm at the space. table sitting tight. Yeah. I just love for you to just break down personal perspective, not business side, and we can go to business later, but the personal perspective that Jade has on should you use credit cards, should you not, when to use credit cards, and if so, why and how? Well, I like this question. It's pretty simple for me, and it's not really just relegated to credit cards, although since you framed it that way, we'll go that way. For me, debt in general, really unless it's a mortgage in the personal space is there's no good side to it.
Starting point is 00:09:25 I go back to kind of biblical principles, the borrower, a slave to the lender, truly. And I've experienced that in my life, even when it's just a little bit. And you don't have to owe like exorbitant amounts of money. There's just that feeling, even if you owe your buddy 10 bucks that you feel it, you're like, oh, every time you see them, you're like, I forgot the $10, right? We've all experienced that. So it's not even about the amount of money. it's just, it's something that hangs over us. And it is. You feel, you feel pull of that from the lender.
Starting point is 00:09:54 Whoever the lender is, it could be your buddy. It could be Chase Bank, right? So for that reason, debt in general for me is not the best practice of handling money. And that's the way I would qualify it. If you're looking at it from a biblical perspective, it's not a sin. It's just a best practice. Hey, borrow or slave to the lender. You should know that, right? It's just a thing to know. So when it comes to credit card specifically, obviously some of the highest interest rates known, especially right now. I call APR. I call it added pain and regret because that's what it is. You spend the money, then you're on for 22 percent added pain regret, right?
Starting point is 00:10:29 So we have all felt that. Then there's the idea of just what we know psychologically. Obviously, if there's any plastic associated, there's less friction when we spend, right? You don't have to pull out paper dollars that you can sense and see the actual. numerical, you know, denomination on the bill. So you know, oh, that's a 20. That's 100, right? You don't feel that it's just a piece of plastic with your name on it, less friction. And of course, if you're using something like Apple Pay, even less friction. So it causes you to spend more. And we have seen, depending on what studies you look at, and depending on what you're actually purchasing,
Starting point is 00:11:07 people in many cases will spend 50% more, even up to 100% more, depending on what it is. like fast food are some of the worst defenders, concert tickets, entertainment. Those are the biggest defenders. And those tend to be the things that we plot the credit card down on for, you know, the most often, right? And so for those reasons alone, it really is kind of a dangerous thing to get involved in, especially if you're a person who is prone to impulse spending. So it's like, we can really just go down the line of all the different reasons. You could even go to it on a moral perspective. Personally, I'll say for me personally, as a person who had lots of credit card debt. What I don't like about credit cards is a vast part of
Starting point is 00:11:51 their income model is based on me failing, which means, hey, I actually need you to be your worst self in order for me to make money, meaning I need for you to default. I need for you to be late. I need for you to keep a revolving balance. And I just, Mick, I'm the type of person. Give me a product that is serving me. Give me something that I can be my best person whilst using your product. you can also make money. I don't have to be slumming it to make you money. Do you see what I'm saying? And credit cards are the opposite.
Starting point is 00:12:21 I just personally, that gives me an ick factor. I don't like it. No, I love it. You know, I tell people all the time, like, credit cards get you with all the frills, the cash back and the earning points and all. Like, no, you don't need that. And then on the statement, it's very clear what the minimum payment you can make is, because to your point, they want to keep you right there.
Starting point is 00:12:43 They have no desire. for you to pay $100 minimum when only like $2 go to the actual balance. Yeah, exactly. And there's something to be said, I really feel that debt in America is a drug. And I think that credit cards are that gateway drug. It's that first thing because we all grew up in that environment. I mean, the first thing was like, hey, you get into the world when you're 18, you need a credit score.
Starting point is 00:13:07 And so the first thing is, hey, well, let's get a credit card. Right. And so that's kind of our first taste into that world. and what I've really found, because you know, I'm coaching folks on a daily basis with this stuff. And when I say to somebody who's ready to get out of debt, I say, okay, let's just start by cutting up these credit cards because this is a, you know, this is a vicious cycle for you. Let's cut them up. And I mean, it strikes fear in their heart. And, you know, I'm all about the emotion. So I'm like, where's that fear coming from? So my first thing is let me dig deeper. And what I have really pinpointed it back to is it's like a crutch. Anybody who's played sports knows you can only support a muscle for so.
Starting point is 00:13:43 long. Like if you get an injury, I remember I used to play college volleyball and I was going up for the block for all the ligaments in my thumb and I had to wear a guard, a brace for my thumb for a period of time. I remember the first time the trainer was like, hey, it's time to take the brace off. I was terrified because the pain that I had felt. And they were like, hey, you know, you're going to have to get used to it. You're going to have to use your fingers the way you once did. That's the only way you're fully going to heal. And credit cards are the same way. A lot of us turn to credit cards because we end up in a painful financial situation. We've lost a job. Our significant other moves out, like all these things and we're like, man, I'm really feeling the pain and stress of money. Let me go over here to these credit cards.
Starting point is 00:14:22 Credit card provides a crutch for a little while, a brace, if you will, for a little while. But then we start to see, hey, I'm not actually doing well managing my money the old way. I have lost confidence in my original dollars and cents that I had. And now I'm very, very dependent on this brace, crutch of credit cards around my finances. And so what credit cards really do is they systematically steal our confidence and our pride and what I'm just going to call just having a sense of good feeling about the work that we do and the money that we make. There's a dignity in saying, I went to work, I got my paycheck, and that's enough for me. And so what happens is over time, it's like, you're telling me I just have to live on my paycheck? Yeah, what about that? But how insidious that
Starting point is 00:15:12 credit card still that that's enough and that's okay and we can actually just do that. So before we get to the book, I'm also going to hit on something you said. You talked about it could just be borrowing money from someone else. So I'm also to tell you a little bit about me, Jade. I'm the person that it's really hard to borrow money from me. But if I do, I have one rule. What is it? You got to shut off your social media.
Starting point is 00:15:33 Because if I see you go buy a new pair of Jordans or go to a nice dinner and I haven't got my money back yet, I'm going to feel a certain way. So my rule, my rule, if I give you money, I just need your social media off because I don't need to see it. I'm probably going to be upset if I don't get paid back. Is it working? Because then it's like, well, not only can I see, I can't see you in person either because don't let me spot. Right. Thing new. Right.
Starting point is 00:15:58 Right. I promise you, it was probably like 10 years ago I lent someone money. And to your point, they came up with like what they didn't tell me they wanted the money for. But then they come in like new rims on the car. I'm like, really? No. Like, like, that's, that's what we doing. That's what we're doing.
Starting point is 00:16:12 Okay, got it. Got it. Yeah, we've, we've all been there. I, I have been there. Yep, yep. So, Jade, what we are really here for is this book, what nobody tells you about money. So, one, your team was gracious to, to send me a copy. So thank you for that.
Starting point is 00:16:30 And I have, I have since purchased a few copies for family members and friends. Because what I love doing is having us read something together at whatever. ever pace you read, but then we talk about it. And your book for the last three, three and a half weeks has been the most talked about conversation and in my little family friend mastermind group that I have. But everybody wanted to give you kudos for the title of the book, because that instantly makes you go grab it. What nobody tells you about money is like, yeah, I want to know what that is. I want to know what that is. So I love to hear from you the perspective of why this book, and why now? This book because I am in an environment right now that I go on YouTube, one of the
Starting point is 00:17:16 largest YouTube shows, one of the second largest radio show out there. And I'm giving people advice who are calling in in the most desperate situations. And what I find time after time is what I also found with myself when I was in the most desperate financial situation. That, again, you get numbers, you get tactics, you get behaviors. And all that hits up a wall. hits up against a wall of what your experience has been, how you grew up with money, what your spouse knows about money, how you feel about money, how you feel about yourself, all of those things. And so what I ended up finding in a seven and a half year journey with my husband paying off debt is what I ended up finding in these calls that I get day after day
Starting point is 00:18:00 on the Ramsey show, which is I got to get to the bottom of the person and why, because usually what happens is they call in, they already know what I'm going to tell. them. They already know it. Logically, it makes sense. Oh, yeah, okay, it would make sense and I need to probably pay off the debt. Yeah, it makes sense. I need to get some savings. Yes, it makes sense. I probably need to, right? But what they really want is to tell me something personal about them that's going to unlock it. I need to go, oh, you know what? Your husband probably is not on board with the plan. Tell me how he grew up again. And then we're talking about how the husband grew up. Then the next thing we know we're, right? Well, this is the second marriage. So tell me about the first marriage, right? We're ending up talking about all these things but the money. And so what I figured out,
Starting point is 00:18:39 really early on is that money touches every area of our life. It touches our spiritual life. It touches our career. It touches our relationship with our kids, relationship with our spouse, relationship with our parents. It then touches all of our experiences, how we were first encountered, how we first encountered money, what we saw growing up. All of these things are encompassed in how we view money. And so if we forget about that and we just say, oh, I'm going to find, I'm going to just go on Instagram and find an expert to tell me how to manage my money. They could tell you. you the simplest thing you need to get on a budget and we feel offense or we feel like what they just told me to get on a budget don't they understand and right from there on the wall goes up
Starting point is 00:19:18 we don't even know what caused the wall to go up we just know the wall went up and then the next thing you know now you're calling me saying hey i tried to do a budget it didn't work well i don't why didn't work budgets are very easy oh i don't know it just didn't work for me i doubt it there's something deeper and so that's how that's why the book the book is there to help address that It's what I felt. Hey, it's not just about the $460,000 of debt we had. I feel a major insecurity around money. When I was growing up, I was the only black kid in school and I had to dress a certain way to try to feel acceptable, right? All these things. And I encountered that and I just knew I wasn't the only one. And so that's why I wrote it. And just practically speaking, I wrote it now because I had the opportunity now. And so I jumped on it.
Starting point is 00:20:05 Jade is always going to keep it real. That's why she's my favorite. Always going to keep it real. For those that are watching or listening, going through the book, what do you think is one common misunderstanding about money or finances that you want everyone to make sure they take away? Common misunderstanding? That's a very good question. I would say the first common misunderstanding is that somebody is going to come fix this or it's somebody else's mess to solve, right?
Starting point is 00:20:31 The way the world is right now, there's a lot of anger. And I talk about this in the book, one of the chapters, is about anger in general. And right now, the thing about anger is it wants justice. That's what it wants. When you, even something as simple as you get in a small argument with your spouse about how the dishwasher was loaded, what you want is the justice of them seeing it your way and then going back and making sure that they put the cups on the top rack, right? You want, you want vindication. And so it's the same way with money. And what's going on right now in the world is obviously real estate inflation has driven up costs, cost so, so, so high. Obviously, wages and many areas have not kept up with that. And so people are feeling that strain. Then you look over to the real estate market. Houses are so expensive and interest rates are higher than they've been in quite some time. And so it feels like it's going to take forever to buy a house. Then you look at the cost it is to borrow money. So credit card interest rates are higher than ever, right?
Starting point is 00:21:28 All of these things that create frustration in our financial life. And so the natural instinct is, I'm angry. Somebody needs to pay for this. I want justice. And so the easiest, place to point is, well, my problem is my student loan. So my parents, they must be the one I need justice over there. Or if the real estate issues are the problem and, you know, this is an outside force in the White House. The White House is to blame. The president is the one. I blame them. Or maybe it's your second marriage and there's some debt going. It's my husband. He's the problem, right? And everything wants justice from an outside source. When at the truth of the situation is at the end of the day, like my buddy Dr. John Deloney says, some things are not your fault, right? He would say,
Starting point is 00:22:11 not by my hand, but in my lap, meaning I didn't really cause this. I'm not the one that caused the housing market to get crazy. I'm not the one who caused COVID to start all this in motion. Right? But here it is in my lap to deal with. And that sucks. So there's that type of anger. And then there's anger of, I really did do this. It really is my fault. I just don't want to admit it. And so I'm just going to like create all this stuff out here. It all wants the same thing, justice. And so the only person who's going to go out and get it, and the only person who cares enough to go out and get it is you, the man in the mirror. You can sit and wait all day long, but you're likely not going to get the apology you want. You're likely not going to, like the government is not going to reach down and go, hey, you know what, Bob, we're sorry. You know, back in 12 years ago when you took, right, they're not writing you a letter saying that they're sorry. And I remember I had a pastor who said, and I'll just Never forget it. He said, you can't blame your way to a better life. And that stuck with me because anger wants justice and it wants to blame other people to get it. But if you want to succeed with your money, that finger needs. My mom used to say, you point out to point out right back at you. Right? That's these three fingers. And so you're the one that's going to go out and satisfy that justice of your anger. Amen to that.
Starting point is 00:23:30 You know, Jay, there's somebody that's watching or listening right now that's like, all right, I'm stuck financially. And I hear all this financial freedom stuff and sounds great. But I have $5 in the bank and I have bills to pay on Friday and I just don't know what's going to happen. And this has been the cycle of my life. One thing that I learned from Jade is this. The amount of money that you make or have is not the same thing as financial freedom. I know multi, multi, almost half a billionaire people that aren't financially free, right? I know people with $100,000 in the bank that are much more financially free than billionaires are.
Starting point is 00:24:15 I'd love for you to talk to that person, Jay, that is sitting there that's like, all this sounds good, but I still got to get through the next 30 days. Can you talk to that person and give them some inspiration or even a strategy? Yeah. So there's kind of like three aspects I hear you talking about. There's the first part where the amount of money doesn't solve the problem, right? You could make a million dollars tomorrow. But if you don't know basic financial literacy and you don't know how to manage it, you'll lose it. Right. We see it all the time, professional athletes, somebody who wins the lottery, right? So just setting the stage and saying that more money isn't necessarily the solved to the problem. It can help. But the biggest thing to remember is money is amoral. It is, it is. It is, it's, It is completely neutral. However, when money enters the hands of a person, it does have a strong power. And that power that it has is to make you more of what you already are.
Starting point is 00:25:08 So if you are a person who manages money well and you're naturally generous, it will inflate that in you and you will be more of that person. If you are a person who has a scarcity mentality and no financial literacy, it will inflate that. if you are a person who is fearful and cares very much about outward appearances. Do you see what I'm saying? You will do that and you will overspend, right? So realizing that you are the power of the dollar. And, you know, to your point, a salary of 30,000 a year in the right hands can go far further than a million dollar check in the wrong hands. And that is 100% true. People will say, Jay, that's not true. Yes, it is. I see it every day. So if you're a person who's like, man, Jade, I got five bucks in the bank, rent is due, and this is it.
Starting point is 00:25:57 Technically, I would tell that person, okay, first off, just remember, you're in charge. Because when those situations happen, what feels like it's out of control. And I've been there. The light, you come home, the lights are off, and you're like, crap, I forgot to pay the bill and I don't have money coming in for the next few days, right? It just feels like everything is out of control. So the first thing you have to realize is you're actually in control. and you're in control because you get to choose what happens next, which is, and we teach you here all the time, four walls. The most important thing to remember is that you have shelter first because we can write down a whole lot of things that we need to spend money on in a month.
Starting point is 00:26:31 But if you are struggling, you take care of four things and four things only. That is your shelter, your rent, right? Then the next thing is you got to make sure that you have transportation so you can get to a job, whether that's a bus ticket or making sure there's gas in your car. Then the next thing is, yeah, utilities, if it's cold outside, you need heat. If you live in Florida, you need AC. And then finally, food, you got to have food. So those are the four things that no matter what, no credit card company, no debt collector, no anything is going to take that away. So that's thing one.
Starting point is 00:27:03 And then thing number two is knowing, hey, in today's world, and I know this might sound trite, but it's true. There are more ways than ever to go out and make instant money. They're just more ways than ever. You've got the internet at your disposal. As long as there's, I say this, as long as there's rich people who don't want to do anything for themselves, you have a job. Because it's as easy as saying, okay, you need a housekeeper, great. You need somebody to watch the kids. Great.
Starting point is 00:27:27 Who needs to do your yard work? Me? Who needs to, you know. So there's always these service-based businesses and side hustles that are at your disposal that you could start today based on your talents. So just don't let, don't let the scariness of the moment take away your resource. forcefulness, don't let it take away your control to know, hey, these four things are the only things I'm dealing with. And that really helped me and helped my husband when things were really, really bleak. And just to know that the number, it doesn't, it doesn't change. There are two factors and two
Starting point is 00:28:00 factors alone that will help you get ahead. And one side of it feels like, dang, I was hoping you would give me like a magic, a magic third one. There's not. There's only two. You can increase your income and you can cut your expenses. That is it. Those, that is it. There's nothing else. You can do them both at the same time or you can focus on one at a time. But that is the magic pill. And the spoiler alert is it's not magic. It's actually just a lot of work. It's just work. And there's work in the work, right? There's work in the work. Jade, I've been honored to have you on before I get to my rapid five to close out, like where can people find and follow Jade? And I'm just going to say Google her and you'll see everything. But where do you want people to go directly? I'm on all the socials. I'm on TikTok
Starting point is 00:28:47 and I'm on Facebook, but I am me on Instagram. So if you're on Instagram, I'm actually on there. I go live. I am reading all the comments. I'm posting. I'm doing the captions. It's not my team. That that's me. And I read all the, I read the comments by the way. So if you think that it went into an abyss, it did not. I read them. There you go. And I'm going to make sure I have links to all of that. I'm going to have links to the book. Like, everybody do me a favor. You owe it to yourself to go get this book and to read this book. I think, Jade, I'm going to buy some copies. I've got an event coming up. I'm going to buy some copies and give those out to people that are coming to my lead loud event. So, yeah, it's that important to me because this book means that to me. I know we talked a lot about it
Starting point is 00:29:35 on the personal level, but if you're a business owner, if you're an entrepreneur, if you're a leader, need this book too, right? Financial strategy is the same business and personal. Like different numbers, right? Maybe a couple of different principles. But the end of the day, the foundation is the foundation. And that's why I love this book in so many ways. So thank you, Jade, so much. All right, rapid fire. Quick five. You ready? Yes, I'm ready. All right. You talked about having people over when you first started coming to the house and cooking them dinner. What does Jade cook this amazing that nobody else can cook like Jade? Biscuits.
Starting point is 00:30:08 With gravy or just biscuits? No, I do a breakfast sandwich. It's biscuit, sausage, egg, cheese. My husband once told me if he ever found himself in prison for life, this would be his or on death row, this would be his last meal. That's what he told me, which is very extreme. So who's more competitive in the household, you were a hubby? Oh, we're both extremely competitive.
Starting point is 00:30:32 The challenge is not competing against each other sometimes. Got it. We're both very driven individuals. Yep. Yep. What's one piece of financial advice that you give to others now that you wish you would have been telling yourself when you were younger? Gosh.
Starting point is 00:30:48 I'm going to go with my gut here, which is the time is going to pass anyway, which is this idea that go ahead and start because the time's going to pass and the 10 years is going to pass, the three years is going to pass, whatever it is that you're waiting to start. Please just start today because you are going to look up a year from now, three years from now, four years from now. And the worst feeling in the world is to look up and you hadn't done it. And you're like, dang it, I wish I had went ahead and started.
Starting point is 00:31:14 Somebody right now is like thinking about starting, you know, a social media presence, but you've been thinking about it forever. Just go ahead and start today. And then next year you can be like, yeah, I started my page last year. There is. And then it's done. So you had time to do the book, to write the book. That's what I heard you say in between the lines.
Starting point is 00:31:31 What's another passion project for Jade? Boy, you know, I love food and cooking. and things like that. So I want to do some content around that. That's a big part of my life and a big part of my story, completely in the other side of things. But I want to do something around there. I always make the joke that my fourth act,
Starting point is 00:31:47 I've had a lot of acts in life, but my fourth or fifth act will probably be something around me opening a restaurant or something. Ooh, I'm there. Yeah. As long as biscuits are on the menu, I might ask you for some gravy on mine, though. It'll be a brunch spot.
Starting point is 00:31:59 Yeah, it would be brunch. There it is. There is. Last question, Jade. As you're writing the book about Jade and someone else is reading. it. What's one word that you want to define you in that book? God. God did it. And if you don't, if you didn't pick that up from the book, I did something wrong. God's grace. Absolutely. Dave, I've been honored. You mean the world of me. Keep doing what you do.
Starting point is 00:32:22 We're going to have to talk more offline because I have a thousand questions, some advice that I need. But just honored to be on this, this time with you today. Man, it was my honor. This was so much fun. Thank you for having me, Mick. It was great. You got it. And to all the viewers. and listeners, remember your because is your superpower. Go unleash it. That's another powerful conversation on Mick Unplugged. If this episode moved you, and I'm sure it did, follow the show wherever you listen,
Starting point is 00:32:50 share it with someone who needs that spark and leave a review so more people can find there because. I'm Rudy Rush, and until next time, stay driven, stay focused, and stay unplugged.

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