Nightcap - Nightcap - Hour 1: Justin Fields IG Drama, Adrian Peterson's money issues, EA pays the players

Episode Date: February 23, 2024

Shannon Sharpe & Chad "Ochocinco" Johnson react to Justin Fields' defense of unfollowing the Bears on IG, Adrian Peterson denying he is selling his career memorabilia, EA finally paying college athletes and much more! 2:45 - Introduction 04:45 - Justin Fields on why he unfollowed the Bears “ Where there’s smoke, there’s fire” Ocho 14:45 - Unc says he hasn’t been on vacay since 1996 16:30 - Adrian Peterson says he hasn’t auctioned off awards 25:00 - Unc breaks down costs of AP’s bday party - Says he prob spent about 2 million 58:00 - Unc criticizes Ocho for saying the Vikings should loan AP money 01:03:00 - Caleb Williams doesn’t hire an agent - Ocho says it’s not a bad thing 01:05:30 - NCAA football offering college players $600 to be in video game (Timestamps may vary based on advertisements.)   #Volume #ClubSee omnystudio.com/listener for privacy information.

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Hello ladies and gentlemen, thank you for joining us again for another episode of Nightcap. I am your favorite, Shannon Sharp. He's your favorite, number 85, route runner extraordinaire, Bengals legend, three-time first-team All-Pro, six-time Pro Bowler, Bengals ringer honor. Should have been seven. Inductee, Bengals legend, Chad Ocho Cinco Johnson. Please make sure you hit that like make sure you hit that

subscribe button ocho what now we're officially at 1 million 87 000 subs 13 000 away from 1.1 million thank each and every one of you that have liked thank you that have subscribed and that have followed nightcap with unk and ocho and on Wednesday night, Unc and Gil. So thank you again. Please make sure you subscribe to the Nightcap podcast feed. You can get it through Club Shay Shay, but please, please make sure you subscribe to the Nightcap podcast feed. Thank you guys for selling out Shay by La Portia.

We're taking pre-orders only. But we have pinned the link at the top of the chat and orders are being filled currently. I was just told that they're filling the orders and if you order it you'll be able to receive the bottle quicker than I originally anticipated. But thank you again for selling out Chez Balaportier.

We've also been nominated by the NAACP Image Award for Art, Sports and Entertainment Outstanding Podcast. Please. We have the link pinned at the top do us a favor go vote for us greatly greatly appreciate it again shamed by laporte pinned at the top top pre-orders naacp image award for art sports and entertainment outstanding podcast we have that link pinned at the top. Please go and vote for us. Thank you. Ocho, time for our very first segment of the day, which is a newscast.

Yeah. Hey. Justin Fields made headlines this week when it was discovered that he had unfollowed the Bears on social media. Appearing on the St. Brown's Brothers podcast, Fields cleared the air. Let's take a listen to what he had to say. What's with the unfollow with the Bears? What's up with that? Man, bro, I'm glad we're talking about it because people, why do people take social media so serious?

Like, I still mess with the Bears. I'm just trying to take a little break. I follow the Bears and the NFL, bro. I'm not just trying to have football on my timeline. Like, I know y'all mess with a girl. EQ, especially you. Just because you don't follow the girl on IG don't mean you're not messing with them. That's true.

That's true. That's facts. When you're single, you're really messing with the girls you don't follow more than the girls you follow. You feel me? Oh, so you're saying you mess with the Bears more now that you don't follow them. Man. I didn't like that. Okay, okay.

It's something that I don't want to see in my timeline. I'm about to go on vacation. I don't want to see no football. And guess what? Just get away. Get away from it. Every Bear is post. It's either drive.

Let's see who you follow. Nah. Let's see who you follow. It's either drive, Caleb. So it's like, bro, man, I'm tired of hearing to talk. Hey, yeah. You know what that

get, right? Okay. How about this? Come on now. Come on now. So if you, if you're tired of

seeing something on social media, guess what you do? Get your ass off social media. Yeah, that, that,

that too. But listen, Justin Fields is saying all the right things. He's saying all the right things, but obviously it's bothering him. The trade rumors, the Caleb Williams stuff is bothering him. So what do you do? You sick of hearing all that shit? Normally

it's come from a little birdie inside the organization. Everything comes from a birdie inside the organization to get the train rolling where there's smoke there's fucking fire it's always been like that this is a business it's a business that they like to play games especially on their end it's chess not checkers

he's tired of the bullshit he unfollowed him has nothing to do with I like that that's true though yeah you mess with a girl yeah that's cute but you're sick of the shit you unfollow them you already know what time it is you know how the game goes you bet you've been in the league long enough you know how they like to play it is what it is he took that he took the high road though i just i mean the answer i really like the answer it's a good throw off for those that don't know no better i know better i know better yeah i agree with you ocho um it's tough when you're in a relationship

and that's what the the uh the bears and justin fields are in a relationship but you keep hearing one of the like uh i think they want to move on you know you watch tmz and you see the uh page six and you see this one uh rumors uh reports that right such and such an unhappy such a sleeping in separate rooms such and such a separated man i'm tired of hearing this man i don't want to hear this no more so i'm unfollowing all the tabloids i'm not reading any more papers to try to get it to quail but they're getting that from somewhere there's something going on somewhere that would make them write those stories considering they hadn't wrote anything like that

in the previous years. You know better. You know how it works. You know it comes from inside the organization. They get the pot stirring. You get the pot stirring. You get the train rolling. You put it out there. You put tidbits out there. Obviously, we being players, you don't want to hear nothing like that,

especially as a quarterback, especially as a quarterback, knowing you've done all you can for this team. And here they go. The business side of things, this is what they always do. And then the analogy of saying, listen, when me and Rhea argue and I don't want to see nothing she's posting on my timeline, you know what I do? Block her. Oh, you unfollow her. Unfollow her. While we argue, oh, well, I ain't playing. I ain't trying to see none of that.

Unfollow her. She's out there posting a hand on the hip with a bag and she all happy. You ain't happy. We just got to do an argument. I ain't happy. Unfollow her. You know? know so that like i understand where he's going with it but for sure he's not in a position to actually be truthful on what it really is but it's bothering him i understand where he's coming from obviously to me i like justin the fans in chicago like justin but knowing the chicago bears and the way this business works

and the type of player Caleb Williams is you already know what they get ready to do. I believe they're going to do that also I think the best fit for Justin Fields would be in Atlanta you know it would be a beautiful relationship between him and Kyle Pitts

and Drake London and B. John Robinson and he can go a new scenery, a fresh start is always a good thing. Yeah that's not a bad thing relationship between him and Kyle Pitts and Drake London and B. John Robinson and he can go, he can eat a new scenery, a fresh start is always a good thing. Yeah, that's not a bad thing. But it's just tough. No, not at all. Not at all. The team that drafted you now all of a sudden because they believed

in you, there will not be no rumors. You don't hear no rumors about these other guys. You ain't heard no rumors about Mahomes or these left, even for Dak. I'm not saying, and I understand we're talking about the upper tier quarterbacks, but we didn't even hear no rumors about Lamar. When Lamar was a free agent, ain't nobody, oh, somebody, Lamar got a visit scheduled to this team. There was nothing.

It seemed like. Well, actually, you know, Lamar stuff was a little bad. Lamar stuff, they purposely said, oh, don't nobody want to trade for him. Oh, don't nobody want to touch him. When behind closed doors, you know good and goddamn well, Lamar Jackson is Baltimore. This situation is completely different. Yeah, for sure.

It's completely different. Yeah, and they don't want to sit that precedent. You know, teams don't want to give up, though, because it seems to me that there are teams, there had to be at least 20 teams that Lamar Jackson is better than all, better than quarterbacks more. But a lot of teams had already settled in their quarterbacks. So we know, like, they're not Herbert and Burrow and Mahomes, Josh Allen. Guys like that are safe.

Dak, Jalen Hurts, guys like that are safe, Ocho. But there are other teams that can absolutely use. Definitely use them. You talk about being a quarterback away. safe, Ocho, but there are other teams that can absolutely use definitely use them. You talk about being a quarterback away. There are teams that are just a quarterback away. That's it. A quarterback away and a few missing pieces. It's about,

yeah, we don't want to... Man, child, please, stop playing. But Justin Fields can do some damage. He can do some damage over there in Atlanta. And I think it'd be, you know, a fresh start. It's never a bad thing. But it's just tough, Ocho.

It's tough. Joe Ocho, I don't know if you have, but I've been in a relationship when I knew the best thing for us was to go our separate ways, but still hated it because, Ocho, man,

man, I had worked so hard and to know that it's falling apart and to know that it's best apart and to know that it's best if we go our separate ways is never easy. And that hurt, huh? That hurt, that hurts. Because think about the time.

Think about the time you put in. You can't get that time back. Think about everything you've invested in getting to know this individual, knowing them inside, knowing them out. Listen, this one here, this one right here

i can start a conversation i can start a sentence and before i finish what i'm saying she could finish it like getting like getting to that point when you're with somebody man is probably one of the most difficult things and the fact that you were able to you were able to to actually end stuff on good terms i I find that I would, me, if I was in that situation, I would find that hard to do. It is hard. It's not easy.

So I'm more on the side of, yeah, I'm more on the side of Justin Fields. Oh, y'all bullshit. Oh, y'all playing with my name. You're not valuing me as a player and I've done all I can for you. You know what? Man, I'm going to unfollow y'all.

Man, fuck y'all. Because that's basically what happened. He said, well, I mean, if you're on vacation, why are you on social media? If you don't want to hear that bull jive, you don't want to see it. I thought you go on vacation

to get away from social media. I thought you go on vacation to clear your mind. And all you do is whether you go alone or when you go with somebody, you're in that. So clearly, clearly, you're not really trying to escape social media well maybe maybe also social media has bridged the gap for finding a partner to go on vacation with once you get there the whole show media i thought you were i thought you wanted to be about

that person i mean because if you go on vacation no joke and you on your phone right and she and she on her phone you might as well yeah you better tell me I don't spend all this money for these tickets and I done got this you know he ain't standing no thousand dollars he's probably standing something twenty five three thousand dollars a night so I don't spend all this money Ocho and we both over here on our phones what the hell was that well normally you you you only on your phone after you handed your business I ain't on my phone at all. If I go somewhere, when I go somewhere like that,

I'm totally, I'm totally unwinding. You closed off from everything. That's what I'm saying. I haven't gone on a vacation. Haven't gone on a vacation since 96. But you best damn believe, if I go on a vacation, hey,

I'm going to get my money worked. You ain't been on vacations since, wait, you ain't been on vacations since 96? Like Cancun, Aruba, St. Martin, like nothing? Jamaica, Bahamas? Hey, that's, God damn, man.

I'm going to go on vacation on Joe. Hey, put it like this here. When you don't see, when you turn on your IG and you don't see, okay, he's on it now, you can see, and you don't see no post from on your ig and you don't see okay uh he's on it now you can see and you don't see no pose for moshe right okay i know yet you better believe that hey listen i love your passion i mean you you you're inspirational for me obviously the

way you work the time that you put in but uncle all all work and no play and no fun ain't good for you man i'm about like when i take this vacation you got you got you got you got you got it you got an exhale man but did you did you hear what you just said like logically think about that i haven't been on vacation since 1996 you can't live like that we'll get back to that later because we're getting off track but man we're coming back to that i'm about to be living how i do it what you got you got you got some up yeah yeah i ain't talking about no arm either yeah yeah baby i'm talking about that old baby arm you know what i'm saying man don't joke man look here let's get to this okay check this out

adrian says that despite reports he has not authorized the sale of any of his trophies or awards a pennsylvania lending company called d'angelo vehicle sales loaned ap adrian peterson 5.2 million dollars in 2016 when ap would when ap planned to use most of the money to pay back other lenders but he didn't they don't know what he did with the loan but they do know he didn't pay back the company that he borrowed the money for so he borrowed 5.2 million in 2021 a new york judge entered the judgment of 8.3 million dollars against ap stemming from unpaid loans court records indicate that he hasn't paid up since and instead has been ensnared in a legal battle over legal battles over attempts to seize his property

to collect on that judgment, including items that have been kept in multiple storage units. On Wednesday, dozens of his personal items even were advertised as sales at a Texas auction, including his 2012 MVP, his 2007 Rookie of the Year. Now Peterson is fighting that, too. He said in a video, we allow them to go into several of our storage units with clear instructions. I want to emphasize that I'm financially stable and would never sell my hard-earned trophies. In 15 seasons, Adrian Peterson earned an estimated

over $100 million. Ocho, remember in 2015, AP threw a party. He spent millions on his 30th birthday party that featured a camel in which he rode

snake charmers, belly dancers, first class travel. Ocho, I want you to listen to what I'm saying. First class travel for 300 guests. See? What? And what people say, well, he did all that. How

did he go broke? Ocho, you realize that most of the times when athletes buy stuff, it's not for them. It's to impress people that watch them, that see them. This party wasn't for AP. This was party for the guests that show, look how much money AP got. Look at this birthday party. A camel? You're going to pay for 300

guests to fly first class? Three, Ocho, listen to what I'm saying. Do you know a jumbo jet? So he needed basically two jumbo jets. Three jumbo, ten jumbo jets. And you put three other people.

So guess what, Ocho? If you fly them first class, who the hell putting them people up? You. So if you fly them people, Ocho, when you brought your guests to Hawaii for the Pro Bowl, you flew them in. Guess what Ocho had to do?

Put them up. Guess what else Ocho had to do? Feed them. Yeah. Hey, I have a question. Before I even get into this, do you think this story is real or maybe it's exaggerated, maybe a little bit fabricated?

Because 300, that's quite a lot. That's quite a lot. It just... I'm trying to wrap my head around it. Hold on. Peterson made a list of about 320 friends and family members, brought his guests first class plane tickets to Houston and booked them first class hotel rooms to attend his birthday party. Now, he did this in 2015 and turned right around in 2016 and borrowed five point.2 million. Damn, man.

Listen, obviously, I mean, people that have followed me throughout my career have followed me just in life in general. Obviously, you've grown to know me and understand how financially conscious I am when it comes to spending, my habits and my cheap ways.

And it would most, I call it cheap. most would call it, you know, um, very fool, uh, is, is to not just lead by example, but to prevent situations like this. Obviously I love AP, uh, a good friend of mine, and I hate speaking on one's misfortunes, but, um, at it's, it's unfortunate situation. It's very unfortunate. And I think sometimes we get caught up in the image, the lifestyle that the NFL provides us with the money that we're making and not thinking long term. Yeah, for sure. And I think that's one of the things that we continuously, we miss out on is we miss out on

the small opportunity, the small window that we do have in thinking that this money will continue to always come in these big checks making 650 000 you know what it's like to have a 650 000 check every monday don't do you know what that's like no i don't know what it's like but i okay but i'm saying yeah i made i made good money i made good money when i when i when. And I know to getting 300, 400,000 every two weeks. Yeah. And just the thought of it, I think for me, it hit me early. It hit me in year three with great understanding. Okay.

I'm thinking long-term. I'm trying to set myself up. So I scale back on. Listen, I'm all for enjoying yourself. The fruits of your labor. You work hard as hell to get to the NFL. You work hard as hell. Enjoy yourself. But you got to know when to say no to family. Oh, yeah, for sure. You got to know when to say no to friends and you got to know when to say no to those who mean, you know, good that's around you, especially those that weren't there before you made it. You got to learn to say no, because they never know when to turn it off. They never know. They never know when to turn it off. And the more you enable them always giving, giving, giving, giving, they're going to keep coming back more and more. And everybody always has an idea. Everybody has a money idea on what your money, what your money always, and it never pans out the way they think it is.

Everybody has a great idea. But listen, I don't know the issue personally, but on this case, in general, this can be a lesson for a lot of players, especially now. They think, oh, I'm making much more than he was getting paid back then. They're giving me... You're spending more too, though.

Yeah, and you're spending more if you don't have structure, yeah. And you spend it more. If you don't have structure, if you have no financial discipline, everybody else going to be in the same situation. 10 years from now, you're going to be, you're going to be in the same situation.

Made for this mountain is a podcast that exists to empower listeners to rise above their struggles, break free from the chains of trauma and silence the negative voices that have kept them small. Through raw conversations, real stories, and actionable guidance, you can learn to face the mountain that is in front of you. You will never be able to change or grow through the thing that you refuse to identify. The thing that you refuse to say, hey, this is my mountain. This is the struggle. This is the thing that's in front of me. You can't make that mountain move without actually diving into that. May is Mental Health Awareness Month, a time to conquer the things that once felt impossible

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A lot of times the big economic forces we hear about on the news show up in our lives in small ways. Three or four days a week, I would buy two cups of banana pudding, but the price has gone up. So now I only buy one. The demand curve in action. And that's just one of the things we'll be covering on Everybody's Business from Bloomberg Businessweek. I'm Max Chavkin. And I'm Stacey Vanek-Smith. Every Friday, we will be diving into the biggest stories in business, taking a look at what's going on, why it matters, and how it shows up in our everyday lives. But guests like Businessweek editor Brad Stone, sports reporter Randall Williams,

and consumer spending expert Amanda Mull will take you inside the boardrooms, the backrooms, even the signal chats that make our economy tick. Hey, I want to learn about VeChain. the boardrooms, the backrooms, even the signal chats that make our economy tick. Hey, I want to learn about VeChain. I want to buy some blockchain or whatever it is that they're doing. So listen to Everybody's Business on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. I'm Michael Kassin, founder and CEO of 3C Ventures and your guide on good company, the podcast where I sit down with the boldest innovators shaping what's next. In this episode, I'm joined by Anjali Sood, CEO of Tubi, for a conversation that's anything but ordinary. We dive into the competitive world of streaming,

how she's turning so-called niche into mainstream gold, connecting audiences with stories that truly make them feel seen. What others dismiss as niche, we embrace as core. It's this idea that there are so many stories out there, and if you can find a way to curate and help the right person discover the right content, the term that we always hear from our audience is that they feel seen. Get a front row seat to where media, marketing, technology, entertainment, and sports collide. And hear how leaders like Anjali are carving out space and shaking things up a bit in the most crowded of markets.

Listen to Good Company on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. Givers have to put limits on takers because takers never put limits on what they'll take. So if you don't put it, but here's the problem the AP running into. You don't get to determine what they take. If you take out a loan, or if you or I take out a loan, and we default on that loan,

they coming to get anything of damn value. Your house, your cars, they took a Mickey Mouse watch off a Red Fox arm. What? So you think, you think, hold on, but here's the thing. How does that sound? You are the default judgment,

but you said you financially set. Listen, we never, obviously, I don't know his personal situation. Normally, there are ways that you can hide money. Yeah, I guess some things you can keep out of bankruptcy.

But why are you in this? You made a hundred million dollars. You made a hundred million dollars and you, you throw a party or you throw a birthday party for your 30th birthday. Ain't no telling how much it costs. If you fly in 300, I mean, you might've spent damn near half a million dollars on plane tickets.

What? Oh, Joe, you know how much first class tickets cost? A first class ticket anywhere between $1,000 and $2,000. Now multiply that times 320, 300,000. Okay, now you put them up at five-star hotels. What are five-star hotel rooms going for?

500, 750,000 a night? How long did they stay? Who feeding them? Who paying for that incidental? Who's paying for that room service? Who paying for those internet charges? Okay, now you got Camel.

Now you got Pete. Now you got the food at the party. Let's just say conservatively, he spent at least $2 million on the birthday party to impress other people. Nigga, who? At least $2 million on a birthday party to impress other people. Nigga, who? At least $2 million.

I mean, just hypothetically speaking. You think a party could cost that much? Hell yeah. Yeah. $2 million? Yes. Ocho, the man spent 600 to 700 thousand on plane tickets

now you put people up in a hotel how long did they stay how long is it gonna how long you put them in a hotel room let's just say they stay two days

you put 100 to 200 people in a hotel room for two days and the room's gonna cost you 500 how much is that Ocho Jesus Christ okay you know you gotta have entertainment at a party for two days and the room's gonna cost you 500. How much is that, Ocho?

Jesus Christ. Okay, you know, you gotta have entertainment at a party. You gotta have food at a party. Right. How do you get to that? Don't you gotta have transportation? They ain't writing no biosignatures to the party, so you gotta have car shuttle service to get them

to and from. You gotta have alcohol. You gotta have food. Conservatives, let's say $2 million. But then the next year, you turn around and go borrow $5.2 million. Think about what he's saying. He said he borrowed the money to pay the people that he already owed. Did you hear what he said? Hold on. Hold on. Let me go back. A Pennsylvania lending company called D'Angelo Vehicle Sales loaned Adrian

Peterson $5.2 million in 2016 when AP planned to use most of the money to pay back other lenders. Think about what he... Ocho, did you... Let me read that again. Hold on. Let me call... A Pennsylvania lending company called d'angelo vehicle sales

loaned adrian peterson 5.2 million dollars in 2016 when ap planned to use most of the money to pay back other lenders oh this god damn man i don't, I don't even know what to say except what I already said. I don't know. Listen, the players, the players today, I know, you know, there are players probably in the chat. They're friends of mine that I know that come to me

and they ask me for advice. And I try to, I try to give them as many examples as possible on ways to be smart with your money. Enjoy yourself. I got all these young dudes that I know that's coming up getting ready to make hoo-hahs of cash. Crazy work.

Bruh, listen. You got to learn to be able to tell people no. You might be making 30, 40 million a year. This shit go fast, bruh. No, you ain't making... If you're making 30, 40 million a year, you need to be making 40 million a year. This shit go fast, bro. No, you ain't making, if you're making 30 or 40 million a year, you need to be making 80 million a year. Because 40 million a year

is 20 million a year. Now, when your agent get his 20%, now you cut that in half. Now you got, if you make that kind of money, you got staff. Ain't nobody making that kind of money that don't have a staff. You know that, I know that.

Be it executive assistants, be it managers, be it people that clean. You got a staff that work full time. Chefs. Things of that nature. So you have a monthly budget. So somebody making $40 million,

actually they're making $20. Now when agents that get their 10, 20% now you cut that in half. Now that's what you making. Okay, you got a monthly budget. You have a lifestyle. Somebody that's making $40 million a year they ain't living in no million dollar house.

You know that, I know that. Yeah. So now I'm going to keep it all the way 100 with you. They're not. You got to find a way to cut back on some of that shit. Yes. I ain't never had no staff. I ain't never had no staff.

I had one person. I had my agent with Drew Rose House. And I had one person that did my deals. Shit, I was my PR. I was my PR person. I mean, I didn't need nobody else. You know, I sold. You know, I always talk about the Cowboys.

Jerry don't need to do nothing because they sell itself. Yeah. I sold myself on the green grass. So everything else for me to do off the field, it was easy. It was easy to do. But you got to find a way. I don't know how. And you can talk to people all goddamn day until you turn blue in the face.

And it'd be hard for me to turn blue in the face because I'm black as hell but everything you say goes in one ear and out the other when it comes to somebody making money it's just embarrassing ocho that we that we get in position like this and and i get it ocho because a lot of times look i always said if i got money the one thing i wanted a rolex yeah i wanted a ferrari i wanted a Rolex, I wanted a Ferrari. I wanted a Mercedes. Those are the opulent things that I saw that I would look at, consider. Now, obviously, getting my grandmother out of that environment

was my first sign that I had made it. But to get a Ferrari, to get a Rolex, and get a Mercedes, your boy's straight. Okay, now you look at it like, and that's why i got rid of all the cars i have because i'm like shannon you got to you want to drive a certain car you've got to drive two cars down the hill just to back the one car that you want to drive out shannon what you doing

this for bro right are you doing this because you you need the car to get point a to point b are you doing this to impress other people yeah man let me get up off this yeah i say let me get up off this right and and that's the thing i mean bro a hundred million oh cho i remember when i got with marvin dimoff in 1996 he called me i said uh i'll need representation would you represent me at the time he had he had Elway. He had Marino. He had just signed Jonathan Ogden. He had, I mean, a lot of big names. I think at the time, he might have been Seau's agent, Seau later witness. But he had, like, big, big-time clients.

He's like, sure. He's like, okay. What do you want? What are you looking to do? I say, I want the same lifestyle 10 years, 15, 20, 30 years from now as I have right now. Bingo. There you go.

He says, okay. He says, send me what you have. Cash, bonds, stock, liquid. Send me your debt. If you have any kids, child child support mortgages what whatever he said okay this is what we need to do boom boom boom i mean he laid it out he said shannon this is what look you got three kids all your kids are under the age of six years old so you got 12 years of child support at that point in time ocho i was seven

years into the league right he says you're not gonna play another 12 years in the nfl not at the position that you play right cool boom so now how much how much uh your grandmother how much you send your sister? Do you send your mom anything? Everything. Ooh. Me, that's why I did. When CBS let me go, I ain't lose no sleep. Fox let me go, I ain't lose no sleep. Right.

I'm straight. I can say to homie do absolutely nothing fuck man how you I mean let me my whole concept and it caught me early it caught me early you know

how image obviously I'm from Miami you know how Miami folks are we flashy flashy cars jewelry the whole nine yards

so obviously you know growing up during my era i make it to the league you know what's the first thing you want to do well you want to get you something nice yes you want to get you something nice i got i got me something nice you know i did the ferrari i did the lambos i did the hell i even had a goddamn bugatti at one point that i was leasing at least for a year but i think i got about year four I never forget I got the year four and I felt I had arrived I was going places and people were noticing and and knew who I was what I'm like and he me like what in the hell am I driving all this crazy shit for what the hell am I wearing all this crazy shit, fuck? What the hell am I wearing all this stupid shit for?

And I had got to a point in my career where my name was just as big. Listen to me real quick now. My name was just as big as anything I could purchase. You get where I'm going? I'm not saying I'm big as Ferrari. I'm not saying I'm big as Bentley or any of the nice cars. My name alone was just as big as anything else where no matter where I went, well, they already know who it was. So what's the point of me driving that? We already know who I am. And for one, when it comes to women during that time, what you impressing them for?

Because they didn't already Google how much you're making. So they already know you're rich. So they're going to deal with you anyway. Yeah. Everybody done did their homework. Everybody done did their homework. So there's no reason to dry it out. There's no reason to know where it is because they know what's coming in.

They know what's in your pocket. Enjoy yourself. Because at some point, when the check stop rolling in, you find yourself in situations like this yeah i just for me it hit me real early and i got on that cheap shit driving that ugly ass smart car everybody make fun of i've been driving that business pad what 16 years i'm on my fifth one everybody be laughing yeah he hell i'm gonna be i'm gonna be living the same lifestyle I was living in 2004 when I was making what eight nine men a year

I'm going to be living the same lifestyle when I'm 60 same thing for sure same shit it ain't I tell people all the time

it's not how much you make it's how much you keep how much you keep yeah because you can make a lot of money but if you don't keep none of that

what have you done and impress people image a lot a lot then a lot of people like you got to think about it the times we in it's about looking like you got it if you're playing nfl you gotta look like an nfl player if you're playing nba you gotta look like nba player my 87 87 of us go broken we done playing two years after we done you live you living outside of your means while you're playing. Because there,

aren't you? There used to be guys that would spend so much during the year, they would have to get a loan from the team on next year's salary. Huh?

You serious? Hell yeah. How you think teams are able to keep tabs on you? I guarantee you, every team know exactly how much money you got. Why you think they know that y'all can't wait a mile when it comes to strike?

Because they know how much you spend. They know how much you got. And mama ain't going to let them bills keep piling up. She's going to tell you to get your ass out there and cross that line and go out there and play that's crazy it's it's i i just i didn't know i i didn't know a team could do that bro i mean that man you got you got to be that boy though i mean to be able to go to your team. That man worth billions. If you can find out about some lady

that you dating with your money, what the hell you think he could do with billions? Right, right, right, right, right. I never thought about it like that. Just the thought of it, you having to go to, can you imagine me going to Mike Brown and we in April?

Hey, Mike, man, boy. Boy, look here, man. I need a little loan until we hit loan until we get the training camp. I didn't know you could do that. That's dope. You got to be one of the better players to be able to pull that shit off. Yes. I didn't know you could do that.

That's dope. That's dope. I mean, it's not a good thing. I'm just saying. That's also contingent on whether or not. Because he's like, hold on. If you come to me for a loan, but see, I can take it against next year's salary. So I ain't got to worry about you paying me back because I'm just going to take it out.

Just take it out. Get out your check. I got to worry about you. See, I got to worry about you paying me back. I ain't got to confiscate nothing. I ain't got to put no lien on nothing. Yeah, I'll put a lien on your damn salary. That's what I put a lien on. So you. That's what I'll put a lien on.

So you're supposed to be making $2 billion? Guess what? You're making $1.5 because you borrowed $500,000. Right. Damn. Yeah. That's what you borrowed. $500,000. You know what? The best teacher in life is experience

because no matter how many times you go to the rookie symposium and you listen to somebody talk about money you're going to have to learn your own way for sure you're going to have to learn

your own way because when them young fellas when them young bulls see them checks man and see the numbers you know the casual fans see five year

80 million or whatever it may be it ain't nothing like that 40 it's 40 out for taxes plus your agency if you were the agency they take it they take it 10-20% yeah 80 million or whatever it may be. It ain't nothing like it. It's 40 out of taxes. Yeah. Plus your agent.

If you were the agency, they take it 10, 20%. Yeah. Like the movie star. Oh, he did 20 million at the movie. Nah, he got 10 out of taxes and then his agency took 20%. Yeah. So 20% of 10 million

is $2 million. So that 20 million that he got, he got 8 million. But even people, the casual fan will still say, well, hell, that's still a lot. That's a lot of goddamn money for you to be blowing. But a guy that's making that kind of money got that kind of lifestyle.

Look at where they're living. Gated communities, security. I mean, if you rock, don't you got to have 24-hour security? Okay, you big-time name, you make that kind of money, guess what you got? You got security. 24 hours, round the clock.

Kardashians, they got it, round the clock. Yeah. Listen, they on some other shit when it comes to making money. Yes. That's what I'm saying. They year- round with this so i yeah i've been to people house you got to go through multiple checkpoints right you go to one checkpoint like well damn bro he just stopped me how you hell you think i got to you if i wasn't

who i said i was i could have made it to you damn and you just saw me you saw me turn in handed my driver's license right talk to this man and now you stop me right how the hell we pull a switcheroo that fast i know that that's crazy how do how do we stop the players or help them with their finances and understanding you gotta want to though you can't you can't help ocho for me to help you you gotta want you gotta want help how can i help you, you got to want to help. How can I help you if you don't want help? Ocho, you know how we, Ocho, it's the thing that makes us great that makes us most fallible

because it's our ability. I can do anything. Right. Well, if I can do anything, nothing can happen to me. Shit. But money make you feel invincible. Money make you feel invincible.

But it all that it go by so fast. I ain't about the money. I'm just saying. Your years in the league. You wake up one more. No joke. The next day, you know, you're 10. And don't go.

It go by so fast. And then the money. Hey, the money hey the money um like i don't i don't think people understand if you can't budget a thousand and make a stretch then you won't be able to budget five thousand if you can't budget five you won't be able to budget ten thousand so if you get a million and you get millions it's still the the same. If there's no financial discipline, the same thing continues to happen. It's just a cycle. It's a cycle. And listen,

they don't mind paying you $100, $200 million. But you know, in the back of their mind, you know what? We're going to get it all back anyway because it's going right back into the system. It's going right back into the system. Yeah. I'm not saying that not enjoy yourself. I'm not saying you make enjoy yourself. I'm not saying

you make eight million dollars and you got to flip coupons and groupons and stuff like that. That's not what I'm saying. But bro, you out there trying to buy, hey, you get mama a house

that costs 10 million. You got a house that costs 10 million. Why mama need a house with 10 million? You know a 10 million dollar house to upkeep on a 10 million dollar house? Man, listen.

Get mama something that mama can clean or you can have somebody come clean once a week or once every two weeks something mama can pick up yeah listen

I say it all the time that's why anytime I talk about NFL or NBA dudes it's okay to enjoy yourself it's okay to enjoy yourself because you work hard but getting lost in the sauce where

your identity becomes looking like you got it like that shit is going to run out I don't care how much you making because once the check stop and you stop playing it's impossible name one thing

name one thing in life that pays the way the NFL, the NBA, or MLB does. That you can do outside of sports. What? Nothing. Unless you're working for the goddamn cartel

and that ain't going to happen. Because you don't know Spanish. I think the thing is now, Ocho, they're looking at with social media, the content created, you get certain guys, and you can make good money, but still, Ocho, they looking at with social media, the content created, you get certain guys and you can make good money. But still, Ocho, my

thing is if you go broke with 10 million, you would have gone broke with 20 million. You probably would have gone broke quicker because you'd have brought more bull jive. Yeah. The more they give you, the more you spend. The more they give you, the more you spend. But more they give you, the more you spend.

But damn, I don't like AP's situation, man. I don't either. Ocho, 5.2, you know what the interest rates are now? Yeah, is it? I'm just curious because this would be new to me as far as being in a situation like this. Is there a way to get out of this in general? Yeah, they're going to see everything. I don't know what the bankruptcy rules are in texas

uh i don't know um but normally they see the assets they try to recoup some of it right they try to recoup some of it fuck man man that's that's that that's i don't like that well hopefully everything works out for ap yeah um let let that be a lesson to others ap bumped his head don't you bump yours let that be a cautionary tale to a lot of people and hopefully uh uh ap could you know they should have some of these guys that have had this happen to them and let them talk. I sat in that very seat that you sat in.

Young guy making a lot of money saying this couldn't happen to me. But let me tell you how it happened to me. Did this, partying, had this many, had this many homes. I'm paying for this home over there. Paying for two homes over there. Got my mama a crib.

Got my girl or my wife mama a crib. I got five or six cribs. Five or six? Huh? I'm just saying. That's how money evaporates. You know, Ocho, it ain't enough for guys to have $100,000

a month. $100,000 a month? $100,000 a month? Man, Ocho, them people got $200,000 budget. I'm just saying. Yes. Boy, listen. Boy, it'd be a goddamn cold day in hell. You hear me?

Where did I stay my first two years in the NFL? At the thing. But Ocho, you got to understand. If you paying a mortgage... You see where my mind was at, though? You see where my mind was at early? Man, I'm not paying for nothing. Ocho, even if you got a $5-6 million home,

that's a $30,000 a month mortgage. That's $30,000. That's with nothing else. That's no utilities. That's if you don't have car payments. That's if you don't have kids in school. You got kids in school? More than if you got a $36,000,000,000 home, your kids go into

private school. More times than not. Not always, but more times than not. So that's another $15,000,000,000, $25,000,000 a year. Yes. So when you look up and you think about what you're paying for, you helping your you have your your wife family yeah hell yeah a hundred thousand dollars a month yes yes yes absolutely

boy shit that's oh that's that's crazy now that i'm now that i'm doing the numbers and you know the way you and what you did was a hypothetical but there probably are some situations like that because the money's different today yeah for sure the money's different today so you know obviously you're thinking like well shit i'm good it's coming in crazy you know i'm making whatever it might be a year and i got this coming in and you know how you bring it. Lamar Jackson made $80 million last year. Ugh. But Lamar. You could buy 25 years ago, 30 years ago, you could buy an NFL team for $80 million.

Yeah. And you think about, you know, the good thing about Lamar? He the complete opposite. He the complete opposite. And he from here, but he moved different. He not even like that then you know his old his old girl don't even play that shit well you finna spend what spend who on who on what nah you know man Lamar old girl don't play that shit yeah he crazy as hell that's what you do

you know you get a little car signing deal you make 50 60 thousand dollars that's the money you go jack off yeah you know what I'm saying? Little car side of deal, Ocho. You do a couple of those. You got an appearance. You show up, do a little speech, do a little meet and greet. That's the money you F off with. Your salary, you ain't. Salary, don't touch that. Don't touch.

Don't touch. Don't touch that. God damn, man. That's crazy. But hey you did you have debt before you had debt like just in general no look listen i could i called myself man i ain't had no credit my baby man she sleep but i called myself beating the system going to college you know what i ain't gonna get no credit cards i ain't gonna get no credit card because i heard the horror stories why people fall behind they get all these goddamn credit cards go spend all this money on the credit cards and then boom

they in debt on top of that college tuition you owe this you owe that you man listen this one here came along i ain't had no debt got me a little got my little credit right little black card you know started building my credit right right you know getting me together because i'm trying to beat the system not understanding you gotta have some debt because people think you're doing something shady i had i had to have some type of reoccurring... A mortgage. Mortgage or showing that. You pay rent. You pay... Yes.

Man, I'm all the way right now. So I'm worried about hoarding all the money, thinking I'm beating the system by not owing nobody. And it was kind of hurting me on the back end a little bit. It will. Yeah. Which makes no sense. You see how fucked up the system is?

Mm-hmm. And they want you to pay the credit. They want you to have debt. They want to make sure you got the discipline to be able to pay stuff on time. Mm-hmm. And that's what you got to do, Ocho. Bullshit game, man.

Pay it on time. Yeah. That's why I don't have a Visa. Everything I got, I got American Express. I got one Visa card because some places don't really take American Express. But every month, I pay it.

I got it. I pay it. But, man, hopefully the situation gets worked out. Matter of fact, I know he can go to the Vikings owner

and ask the Vikings for, like, remember how you just said, sometime play can go. He don't play for the Vikings. Where he going to get $5 million from? How the Vikings owner going to get his money back? See, I can get my money back out of you because you got a salary that's going to be in 2024. Right. Where I'm going to get my 5.2 from you when you don't play for me? But think about this.

Think about this. Think about all the disposable income that NFL owners, the NFL... I'm paying AP $100 million. So, I'm just saying, don't you think they will come together and help him, though?

No. Did they come together and help the players with a lifetime health benefit? Have they come together with that? Yeah, see, I'm thinking. See, I'm thinking off. I'm thinking like,

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A lot of times the big economic forces we hear about on the news show up in our lives in small ways. Three or four days a week, I would buy two cups of banana pudding, but the price has gone up, so now I only buy one. The demand curve in action.

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shaping what's next. In this episode, I'm joined by Anjali Sood, CEO of Tubi, for a conversation that's anything but ordinary. We dive into the competitive world of streaming, how she's turning so-called niche into mainstream gold, connecting audiences with stories that truly make them feel seen. What others dismiss as niche, we embrace as core. It's this idea that there are so many stories out there, And if you can find a way to curate and help the

right person discover the right content, the term that we always hear from our audience is that they feel seen. Get a front row seat to where media, marketing, technology, entertainment, and sports collide. And hear how leaders like Anjali are carving out space and shaking things up a bit in the most crowded of markets. Listen to Good Company on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. So let me ask you this. Let me ask you this let me ask you this you got a homeboy you lend him some money he don't pay you back let's just say you lent him 20 000 and he don't pay you a dime back you're gonna allow him to come back and get more money from you no exactly you got a worker that you that's how we used to do. When we worked for Mr. Joe,

we could go get, Hey, Mr. Joe, can I borrow $20? Okay. You know, I'm going to take it out. Just your check next week.

Okay. But I was working. Right. Okay. Why the hell, if I'm the bank's owner, would I give AP a loan? I know,

but you, you got to hear where I'm coming from. Understand where I'm coming from. Owners love to give money to causes. I'm not saying this is a cause. It's a situation for a player that was one of the greatest to ever play in the NFL. One of the greatest at his position. I'm just throwing it out there because I know how I am.

I know if I was an owner in a position with that kind of money. You don't pay the man a hundred and something million dollars and now you're going to give him charity? All right. You just said, hold on, hold on. The chat just heard you say 20 minutes, how miserly and how frugal you are with your money, but you're going to give a guy five million. All right, here, small example. Small example. Okay.

This is a small example on how you know I am. You know I am with my money when I go out to eat how much I tip everywhere I go the past 15 18 years how much I tip every time talk to me that's a tip you're not paying them a salary I know I'm not paying them a salary but I tip a thousand dollars

every time that's on a much smaller scale even though I'm cheap imagine Imagine if I had billions. Let me ask you a question. You don't pay somebody a hundred million dollars. You tipping them. Okay, that person, I'll tell you what,

I'm going to do it better than this. You go to this restaurant and you find out this woman has just won a hundred and twenty million dollars, but she's still working there. You still tipping her a thousand? Thank you. You're not. I think different.

You don't think different. You got to use it in terms of how they think it. That guy paid AP $100 million, and now you want him to turn around and give him $5 million? Ocho, you wouldn't do that. Well, you know what $5 million is to them? Well, that's tough change.

How you think they got the way they got? Ocho, you wouldn't do that. Well, you know what five million is to them? Well, that's tough change. How you think they got the way they got? Ocho, you just said. You don't give your money away. And you got to tell people no. But you, see, you just said. Other people. No, we talk about this is a different level now. Come on now.

We talk about this. We talk about a whole different level. Ocho, you just said. We talk about one of the things. You got to be. Other people got millions, got great ideas with other people's money. You got a lot of great ideas

with a billionaire's money. I'm just saying. These are one percenters. No, I'm... You know what? I just got a good heart, man. Never mind. Forget it.

You're right. I'll tell you what, Ocho. So, I'll tell you what you do. Since you're so generous, I suggest you give $5 million away over the next 11 months. Me? Yeah.

But I got kids. So what you want to earn after he's given AP, paid AP for his services, $100 million to turn around and give him $5 million? I know. I'm just, I'm thinking,

I'm listening. No, you're thinking with other people's money. I know. I'm just, I'm thinking, I'm listening. No, you thinking with other people's money. I need you to think in terms of your money. Would you do that? Me? If I was, if I was a B,

if I was a billionaire, would I give AP five million? Yes. How did you get to become a billionaire by giving money away? No, you know, you got to listen. You got, you got, you know, you got to step on a lot of people to get to that kind of? By giving money away? No. Okay, yeah. Hey, listen. Hold on.

Hey, you know you got to step on a lot of people to get to that kind of wealth. You know that, right? I guarantee you they didn't give away five million along the way. No, I'm just saying. No, I'm just... All boots to the side.

You know, to get to that kind of wealth, you got to step on a whole lot of people to get to that kind... Oh, shit. You got... Right. Okay, I'm just saying. If just so happened, if I was a being there like them, can you imagine

if I was Jerry Jones? What? Oh, you need five? Man, here, man, you good. But that ain't nothing. That ain't nothing to them. Ocho, they got to give stuff to people that they can write it off. They're not giving out handouts.

They're giving it to foundations. They're giving it to a situation. That's what they do. Jerry Jones ain't giving anything unless he gets a benefit from it. I know. I'm just thinking. I'm just thinking how I'm just me on how I am. You know? So let me ask you a question.

So if you give AP $5 million, tell me what he's learned. Well, I can't teach him a lesson, I can't teach him a lesson. I can't teach him a lesson, but he does need a second chance.

Ocho, he had loans and he borrowed another loan. Damn, so you need a third or fourth chance. Remember what he got

the loan for? To pay back the other loans. No, they didn't say a loan. They said he got that loan to pay back the other loans. No, they didn't say a loan. They said he got that loan to pay back other loans.

So, okay, I got you. All right, don't worry about it. I'm just, I mean, I'm thinking different. I'm thinking different just, never mind, not bad, you're right. But I noticed you don't think like that with your money. You just told me how you save your money.

Yeah, because, I mean, it's not how you, that's how I live. That's how I've always lived. But I'm just saying, based on circumstance and situation, based on how much I had, oh, I'm willing to give. Oh, you got a lot of money now, but you ain't give it away. You said you got just as much money you had when you was making eight, nine million. And guess what? You ain't got no Ferrari, no Lamborghini, no Bugatti. You got a smart

car. Yeah. So theoretically, so in actuality, you're living more frugal now than you were then. Yeah. But because the value, the value is right here. This is the value now. So it's no, it was no point of that. So everybody's caught up in the image and saying,

well, damn, I'm in the NFL. Okay, I'm making this much a year. Okay, this is where I have to drive. This is the way it goes. We are caught up in the symbols of freedom and the symbols of, oh, look, I made it. I'm rich. I got money. Like I got away from needing the symbols of what we consider freedom and having money

very, very early, very, very very early i don't know it's weird it's hard it's hard to explain some people will understand it some people won't but i don't know it just worked for me it won't work for everybody else oh so i guarantee there ain't a whole lot of people that's gonna be willing to give somebody five million after they've blown a hundred million i'm just saying whether you got a billion dollars, you got $10 billion, you got $50 billion, that people are not going to be as forgiving of your situation. Now, let's just say you had a nice little nest egg and some family member had a medical issue and it wiped it out. People can understand that. Right. But if you made $100 million, and after taxes, that's $50 million, people aren't going to be as forgiving, and people are not going to be as sympathetic or empathetic in that situation.

Right, right, right. Okay, I'm not thinking. I'm thinking. Caleb Williams entered the NFL without an agent to represent him he has not hired an agent and apparently does not plan to do so following in Lamar's footsteps you like that um yeah save yourself some money because you're slotted as a rookie and basically as a quarterback Oo normally you get 10 percent over what the quarterback got the previous year so i don't know what the number one pick signed

for last year let's just say he got 40 million so you'll get a 10 percent raise from that that's 44 million and that's get fully the contract is fully guaranteed they'll probably give you 20 25 maybe even 30 million right signing bonus so really there is no reason for it. There really is. And because you are the number one pick, so everything is already slotted. So you already know what you're getting. So there's really no need for an agent then. No. Theoretically, no. Well, I think

who does he know or who does he have in his corner? I'm sure he had someone talking to him. The language. The language and being able to read through everything. Because I know. Or you get a lawyer. I already paid somebody an hourly rate.

I've heard of NFL players paying an attorney an hourly rate to read over the contract, the fine print, the language that you don't understand. They can help you understand it better. Right. And the fee will be much less than what you would have to pay an agent, right? Oh, yeah. Hourly rate compared to a percentage? Hell, yeah. Okay. okay okay okay okay hey it's not it's not a bad thing especially for someone like caleb williams coming out who is the true number one pick and there's no guessing

and who is going to be or it might might not be or is he going to slide or nothing like that so i i kind of like the idea i'm not sure what the con of doing so would be, but if everything's already guaranteed and slotted based on what the last number one pick had got last year, damn shit, why not? Right. Check this out, Ocho. EA Sports is bringing back college football game. College football game.

And it's offering 11,000 college football players $600 for the ability to use their name, image, and likeness in production, and they get a free copy of the game. The College Football Players Association has urged players to reject the offer. Many will blindly accept the offer because they regard it as an honor and a privilege to be included in the game. EA knows players will grab the money without thinking about it twice. That's how most guys that age are inclined to operate. It doesn't make it right. EA has a market cap value.

That's the value of the company. As of this month of 37 billion, it has budgeted $6.6 million for the bulk of the players in our NIL rights. Current NFL players got a check for 28,000 this year for Madden. Damn. What's your take? I mean, they have the money to do it where they can pay the players, the college players, a little bit more.

Most of the college players now are making money outside of EA as well with the NIL deals. $600 ain't no money. 6,000, they might have would have got you, boy. Yeah, 6,000. 6,000 would have got you, boy. That's just good. But I think, you know what it's like being in college

and seeing your name on the back of that jersey, though? You know, that's a dope feeling. That's a dope feeling. I like it. I like it. $6,000 and 87, boy. Maybe not for $600. They could make it a little sweeter.

Give them six bands. What six bands? Yeah. Just to be in the game though, can you imagine? That's dope, man. You remember your first time playing Madden and see you on there? I'm not a Madden fanatic. they used to play it all the

time the guy guy used to carry it around in their case and they had the little game consoles you know that's what club shisha was they played we had two tvs had madden going had a spade game going right had a crap game going had a a a poker game going i mean we were always doing some of everything. Dice game going. Drinking. Yeah. I get it, Ocho. $600 was a lot of money when I was in college. $600 ain't no money for these kids, Ocho. Especially not nine.

Hey, Ocho, what's the money they making now? There ain't no money. I mean, Shador, I think Shador is getting a prime son or the quarterback. I think he'd get a little, a tick on the 5 million in NIL. For real?

Yeah. Well, let me hold something. Well, let me go. I almost had that job in Colorado too, man. Yeah. But, but, but like I said, man, they worth $37 billion. And I'm not saying you got to give the kids $60,000. But I think $6,000.

I think $6,000. What's $6,000 going to hurt? Nah, especially, can you imagine? We haven't had college football in so long. Do you know what they're going to have in sales? Sales is going to be crazy. Yeah. Oh, it's going to be crazy. Yeah. Oh, it's gonna be crazy.

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