Nightcap - Nightcap - Hour 2: Daily Dumb Dumb, John Hope Bryant, Ocho's fine

Episode Date: February 1, 2025

Shannon Sharpe and Chad “Ochocinco” Johnson recap the top pop culture moments of the week including the return of daily dumb dumb, financial literacy expert John Hope Bryant joins the show, Ocho discusses uniform regulation fine and much more!03:14 - Who is today’s Daily Dumb Dumb?06:10 - Finance expert John Hope Bryant joins the show55:10 - Ocho took a fine for not following uniform regulations(Timestamps may vary based on advertisements.) #Volume #ClubSee omnystudio.com/listener for privacy information.

You're listening to an iHeart Podcast. The Made for This Mountain podcast exists to empower listeners to rise above their inner struggles and face the mountain in front of them. So during Mental Health Awareness Month, tune into the podcast, focus on your emotional well-being, and then climb that mountain. You will never be able to change or grow through the thing that you refuse to identify, the thing that you refuse to say, hey, this is my mountain. This is the struggle. Listen to Made for This Mountain on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts.

A lot of times, big economic forces show up in our lives in small ways. Four days a week, I would buy two cups of banana pudding. But the price has gone up, so now I only buy one. Small but important ways. Four days a week, I would buy two cups of banana pudding, but the price has gone up. So now I only buy one. Small but important ways. From tech billionaires to the bond market to, yeah, banana pudding. If it's happening in business, our new podcast is on it. I'm Max Chastin. And I'm Stacey Vanek-Smith. So listen to everybody's business on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. I'm Michael Kassin, founder and CEO of 3C Ventures and your guide on good company.

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Bonus bets expire 168 hours after issuance see dkng.com slash promos for deposit wagering and eligibility restrictions terms and responsible gaming resources Ocho, you got to listen to this baby mama who blocked her income and child support payments. Chad, take a listen to this. Take child support payments from him, do you? Yes. He leaves it there. Blocking on Venmo?

He should. That makes it so much easier on him to just Venmo me instead of going to the bank. He's doing everything the easiest that it can possibly be done for Chase. And he's done that the whole time we've been together. Why would you not want it to be easy if he's going to send you money? Why would you not want that to be easy for him?

Because it takes one more thing off of Chase that he has to do. You don't take child support. Let that sink in. She said because it's easy, he should have to go to the bank and get the money and bring it to her. So when he Venmo her the money, she blocks the payments and then says, I ain't getting child support.

I don't understand. What's the point? What is she doing? She said it's too easy for him to make child support payments by Venmoing her the money. Oh, so she wants it to be a little bit more difficult on him. Yes.

That makes absolutely no sense, honey. No sense. I wonder what the ruling was in that case. You can't block Ocho. He's paying. You can't say he's not playing when you're blocking the payment.

She's tripping. She's tripping big time. Big time. I'm like, I had to listen to it again. She was like, because it's so easy for him. And he's always doing the easiest thing possible. Yes. You know what I mean? Ocho, how many people have direct deposit on their bills?

Because everybody got tired of writing checks, filling it out, putting it in the mail, putting a stamp on it. They say, you know what? We can just take this out every month and be done with it. Oh, yeah. Babe, you got to move on. He done moved on with his life. That sounds like a woman that's upset that the child's father or ex-husband or whatever the case may be

has moved on with his life. That's what happens when you still have feelings. When you're a little bitter. When you're a little bitter because if you're not bitter you let everything happen very smoothly so you don't have any type of situation or you have no combativeness. What's the word I'm looking for?

Yeah. I'm looking for a word. I really can't find it. Talk to me. Yeah, that too. Yeah, auto pay. I ain't got no auto, well, I do got auto pay, but Shelly set that up. Great guy,

great financial guy, had some great ideas of how and what you should do if you get some money, how you can save your money. He and I had a great conversation talking about it. He told me, like, if your assets are on your ass, you're not set. So without any further ado, let's give it up. Good friend of mine, John O'Brien.

John, how you doing? All good, my man. Good to be with you. Good to be with you. So a couple of weeks ago, you did a- You know what? You know what? You know what? The ladies had talked to me about you since you were at the forum,

and they said, you know what the biggest thing on Shannon Sharp is? I was like, I don't know if I want to know the answer to this question. No, no, no. The biggest thing on Shannon Sharp is his credit score. He's got a his credit score. He's got 800 credit score. He's got an 800 credit score. This brother's making smart sexy.

We've been making dumb sexy for way too long. We've dumbed down and celebrated it. It's time to make smart sexy again. You want to impress me? Get an A in math. You want to impress me? Don't just be cute. When you go to the club

tonight, ask her her name. Yeah, you fine. Then what's your credit score? That's your partner for life. Anyway, I heard that you're at a very high credit score, Shannon. Kudos to you, brother. I am. I'm trying to get it back to 850. I'm trying to get it back to 850. I'm trying to get it back to 850.

It's been real slow to get it back up there, but I'm trying. Yeah. Hey, brother John, I'm glad you opened up with that. I'm glad you opened up with the credit score thing. For the people that are in the chat, I see this discourse many times,

especially on Twitter, where people are always arguing. There'll be a question. Would you rather 800 credit score or a certain amount of money and it'd be it'd be a lot of money let's say just a million dollars or it might be and every time on twitter they arguing for hours and hours at a time and everybody chooses a certain amount of money as opposed to a credit score for those that are in the chat can you please explain to them how important it is to have a credit score over any amount of money?

People see the dollar figures and the amount of money and they forget credit. I want the lump sum of money. Yeah. Ambassador Andrew Young, who was Dr. King, by the way, good to see you, Chad. God bless you, man. Both of you guys are legends. When Ambassador Young was on that balcony with Dr. King when he was assassinated, he's also built the city I'm in now is the only international city in the American South, the biggest economy in the South, the 10th largest economy in the U.S. And he would say, to live in a system of free enterprise and not to understand the rules of free enterprise must be the very definition of slavery.

So you make money. My boy, Tony Ressler, billionaire, taught me this lesson. You make money during the day. He owns the Atlanta Hawks, for those who are sports fanatics. That's not why he made his money. That was originally his toy. It was just something to play with. Now it's worth billions. But he made his money in That was originally his toy. It was just something to play with. Now it's worth billions.

But he made his money in finance, actually, in Aries management. Anyway, built his wealth. A really good guy. He said, you make your money during the day. You build wealth in your sleep. So this is a similar situation. People become obsessed with the wrong thing. You ask a very good question.

I want to get that cash. I want to get this dollar. I want to get this bag. I want to get that cash. I want to get this dollar. I want to get this bag. I want to get this money. I want to get it useless, completely useless. Money has a velocity. It's not stopping. It will go. And if you're financially illiterate, people who are literate will separate you from that dollar. 92% of all GDP of blacks in America, one point six, one point seven trillion dollars we generate and spend every year. Ninety two percent is consumption. So the man you want to call it that he knows you just don't go spend it. They don't need to hire you to be the spokesman for

Louis Vuitton. You're going to be a walking billboard for it anyway. You don't need to hire sports figures to be to be to be Gucci sports people and whatever the brands are. They're going to wear it on anyway because our assets are all too often on our ASS. So because we are, where the rules are published and the playing field is level, we kill it. Special sports, the arts, politics, faith, the rules are published and the playing field is level. But we have never been taught capitalism and free enterprise and financial literacy, which I consider to be financial literacy is a civil rights issue of this generation. So it's what you don't know that you don't know that's killing you, but you think you know. So now I'm going to drop a bomb here that makes the point that money in and of itself is absolutely useless.

If I gave a homeless guy, I was homeless for six months of my life when I was 18 years old. It was economic homelessness. Most homelessness is mental illness and depression and other things, drugs. If you give a homeless man a million dollars and do nothing else ultra he'll be broken six months because if nothing changes here my mindset and then nothing changes here values then nothing's going to change here and here you will walk away from your money or somebody will walk away with your money and we want to blame the man for these bad contracts and in the music business and bad contracts. You signed it. The Klan didn't tell you to sign it.

Nobody hit you, stabbed you in the head with a butcher knife and said sign that contract. You said, y'all, I don't need to. I just want to do the music. I just want to play ball. I don't want to mess around with that. It's the music business. It's the business of music. It's the music business. It's the business of music.

It's the sports business. It's the business of sports. And so we are brilliant in so many ways. We've been doing so much with so little for so long. We can almost do anything with nothing. But we were never taught financial literacy. There was a Freedmen's Bank created in 1865 after the Civil War. Abraham Lincoln did it with Frederick Douglass,

and he was killed the next month for that and promising Blacks the right to vote. The bank failed. We never were taught how money works. So in some ways, it's not our fault, but we live in a capitalist democracy. So all these folks, 70% of those who win the lottery, 70% broke in five years.

Wow. Broke. So all this stuff about give me that money, give me that dollar. I'm going to be really dramatic here. Let's take all the money in the world, including mine, including yours, including Shannon's, Chad. Let's take it because we're green, really. We're not black at this point. We're green.

We've made it. Take all our money with everybody else's money, the top 3%. We just made the whole world socialist now. Redistribute it to everybody in the world equally. Within three years,

we'll all have it back. Yep. If you don't do anything else, we'll all have it back. If you don't do anything else, we'll all have it back. Because somebody understands how capitalism and free enterprise and money works. And somebody has to understand how to spend it. People say, I can be a millionaire. I won't go broke. Yes, you will. Millionaires go broke every day.

A billionaire can go broke. It's hard, but you can go broke. If your outflow exceeds your inflow, then your overhead will be your downfall. What you really want is mindset, knowledge. You know what I like about Shannon? He came into the whole global forum. We had the whole global forum. And my man just was nosy.

I asked Quincy Jones, how'd you get so smart? I'm just nosy as hell. I want to know everything about everything. He was nosy. Ask Quincy Jones, how'd you get so smart? I'm just nosy as hell. I want to know everything about everything. He was nosy. He was all up in everybody's business, asking this billionaire question, asking that billionaire question, asking that CEO question, all up in my face, asking me questions, trying to learn what he doesn't know. You don't know what you don't know. John, let me ask you this. And I don't know if you know this off the top of your head, but I was reading,

like in the Jewish community, the dollar stays there like 43, 45 days. In the Asian community, it stays there like 20 days. In the white community, it stays there like 10 days, 15 days. In the black community, it stays there like two minutes.

That's right. And that's where the pit stop. Ocho and I had a conversation. We were having a conversation and Ocho was like, yes. So, Doc, if I gave somebody, if I gave a person $380,000 and that's all the money

they gave and they weren't working, they're 20 years old let's just say 25 30 would that money last them a lifetime won't last them six months look it happens every day it's called lawsuit settlements it happens every day you know you go to urban radio station let's just have a real conversation I mean mean, because Malcolm X said, we've been bamboozled. We've been tricked. We've been fooled. We've been hoodwinked.

That applies to so much. President Bill Clinton once said, it's hard to get somebody to agree to the truth when the lie is paying their paycheck. Here are the bookends. Use those two statements as bookends. Hoodwinked, bamboozle. Let them straight. Run them up. Yeah. The other comment, it's hard to get somebody to agree to the truth if a lie is paying their paycheck. Now, in the middle is financial illiteracy.

Now, you go to an urban radio station, focusing on our community, and listen to the ads. 80% of the ads are pimpin'. Law firms, lawsuits, I mean, high interest rate, you know, mortgages, sea paper, auto loans is right there in broad daylight. I'm going to go one step further. And we, so they get, they get these settlements, slip and falls, whatever, you know, people running in front of cars and tripping. By the way, criminal, AI is going to make criminality really a bad business because these robotics, these cameras and artificial intelligence, you need to get a new gig.

That, that, that day is soon. And I mean, next couple of years over. But anyway, back to this point. You go to our neighborhood. You go to a place where we grew up, and here's what you see. A check casher next to a payday loan lender. Next to a renter-owned store. Next to a title lender. Next to a liquor store.

Next to a title lender, next to a liquor store, next to a pawn shop, a fast food store, restaurant, and a church down the street trying to make you feel a little bit better once a week. That's your neighborhood psychologist. That's your neighborhood shrink. We don't want to admit we're crazy. Oh, I can't go to a psychologist or a shrink. Somebody might think I'm crazy. If you're black in America and don't think you're crazy, you're crazy.

So we go there and hoop and holla, used to. That's one of our problems. We don't go to church anymore. We don't have any spirituality anymore. That's a whole other conversation. We've been really hoodwinked now because now we think money's God. We think materialism's God. We think some rapper's God. Anyway, so now the one place you could go and hoop and holler, we don't go there anymore. That's so you don't go crazy. Now, literally, you're being pimped. A 500 credit score neighborhood, the only place you see those places,

or is it a 500 credit score neighborhood? By the way, black and brown, urban, poor, white, rural. Now, you go 15 minutes away in every city in America. I've mapped every zip code in America by credit scores. The Hope Financial Wellness Index. You can go to my website and put in your zip code. I'll tell you your credit score in your neighborhood. I'll tell you how you're living. You go 15 minutes away from that zip code, and you're in a 700 credit score neighborhood in Chicago.

I think it's Lincoln something. And then 15 minutes from there, I think it's Garfield Park or something. 500 versus 700, 700 versus 500. You go, you know, Atlanta is the same thing. L.A. is the same thing everywhere you are now. And that's seven in the critical neighborhood. Two parent households. Prime financing. 75% home ownership rate. Prime almost non-existent. Whole foods. Sit down restaurants. Proper businesses. Mainstream banks, right? 15 minutes away, a third world country. We think this is normal. This is why you cannot give somebody 350, $380,000 and think that there's, forget a lifetime, it won't last them a year. I said six months, I'll be gracious. It won't last.

If your outflow exceeds your inflow, then your overhead will be your downfall. I'm gonna go one step further. We are brilliant. Black Americans are literally geniuses. We came here enslaved. My second great-grandfather on my mother's side, my dad's side, and my second great-grandmother on my mother's side, both slaves. My grandfather was a sharecropper.

So I'm talking from the real place. We come from nothing. I come from the bottom quartile of poverty in Compton and South Central to the top 1% in one lifetime because of what we're talking about and me understanding how this system actually works. Now, we're brilliant and we're geniuses. Imagine what would have happened, Ocho Cinco. Imagine what would have happened, Shannon, if we had a black Jewish business plan. you can learn to face the mountain that is in front of you. You will never be able to change or grow through the thing that you refuse to identify. The thing that you refuse to say, hey, this is my mountain. This is the struggle.

This is the thing that's in front of me. You can't make that mountain move without actually diving into that. May is Mental Health Awareness Month, a time to conquer the things that once felt impossible and step boldly into the best version of yourself to awaken the unstoppable strength that's inside of us all.

So tune into the podcast, focus on your emotional well-being, and climb your personal mountain. Because it's impossible for you to be the most authentic you. It's impossible for you to love you fully if all you're doing is living to please people. Your mountain is that. Listen to Made for This Mountain on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. A lot of times the big economic forces we hear about on the news show up in our lives in small ways. Three or four days a week, I would buy two cups of banana pudding. But the price has gone up, so now I only buy one.

The demand curve in action, and that's just one of the things we'll be covering on Everybody's Business from Bloomberg Businessweek. I'm Max Chavkin. And I'm Stacey Vanek-Smith. Every Friday, we will be diving into the biggest stories in business, taking a look at what's going on, why it matters, and how it shows up in our everyday lives. But guests like Businessweek editor Brad Stone, sports reporter Randall Williams, and consumer spending expert Amanda Mull will take you inside the boardrooms, the backrooms, even

the signal chats that make our economy tick. Hey, I want to learn about VeChain. I want to buy some blockchain or whatever it is that they're doing. So listen to Everybody's Business on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. I'm Michael Kassin, founder and CEO of 3C Ventures and your guide on Good Company, the podcast where I sit down with the boldest innovators shaping what's next. In this episode, I'm joined by Anjali Sood, CEO of Tubi, for a conversation that's anything but ordinary. We dive into the competitive world of streaming, how she's turning so-called niche into mainstream gold, connecting audiences with stories that truly make them feel seen.

What others dismiss as niche, we embrace as core. It's this idea that there are so many stories out there and if you can find a way to curate and help the right person discover the right content, the term that we always hear from our audience is that they feel seen. Get a front row seat to where media, marketing, technology, entertainment and sports collide. And hear how leaders like Anjali are carving out space and shaking things up a bit in the most crowded of markets. In the fall of 1986, Ronald Reagan found himself at the center of a massive scandal that looked like it might bring down his presidency. Did you make a mistake in sending arms to Tehran, sir? No.

It became known as the Iran-Contra affair. And I'm not taking any more questions in just a second. I'm going to ask Attorney General. I'm Leon Nafok, co-creator of Slow Burn. In my podcast, Fiasco, Iran Contra, you'll hear all the unbelievable details of a scandal that captivated the nation nearly 40 years ago, but which few of us still remember today. The things that happened were so bizarre and insane, I can't begin to tell you.

Please do. To hear the whole story, listen to Fiasco, Iran Contra, on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. Imagine what would happen if we didn't have a 40% home ownership. Go ahead, Shannon. What are you about to say? I want you to explain what that means and what that actually is. Yeah, owning something versus talking about something. You know, poor people talk about other people.

Wealthy people talk about their ideas. Go to a barbers ideas. Go to a barbershop. Go to a nail salon in black community. Go I'm not talking about us. I'm helping her to help us. Listen to what we're talking about. We're talking about mostly other people. You go ahead. Go ahead, Chad. You want like Chad Ochoacinco by the way. Yeah, it doesn't matter what you call me. I'm answer. I have a question. One of the things you just said, the others talk about their ideas and how they can work together.

When it comes to us, we have a problem working together because we don't want to see each other win. We're always in competition with each other as opposed to other ethnicities. They're more so, okay, if you had this idea, well, I'm going to pick you up. And then whoever's above him, well, I'm going to pick you up. Where they always work in unison and a very small percentage of us want to see each other win or help us get to a level where we want to. All right, we want to see you win. You know what, I want to see Joe win, but I want to see him doing better than me. Would you like me to tell you why?

Why? Low self-esteem. So check this out. If you're African-American, by the way, there are only African-American ghettos in America.

There are places where Italians live, where Polish people live. There are places where Caribbean Blacks live. There are places where Black Africans live. There are places—I want to make sure I put Black people in this—but there's only African-American ghettos in America. Inner cities that are a magnet and a holding place for poverty. What does that relate to? When people say, oh, African-Americans, y'all are lazy, y'all are not intelligent.

Really? So you went 400 years ago, halfway around the world in an agricultural economy to go get dummies from Africa and brought them all the way across the world at incredible expense and brought them to America because we're stupid? No, no, no, no, no. We were agricultural geniuses of the land. I'm coming to your point now. They had this soil in the American South that was a gold mine.

It produced crops that were incredible gold mines. Cotton and tobacco is gold mines. In fact, Haiti was the wealthiest outpost for France in the world. It was Haiti. And that's a whole other story. We get to it before we end because that's the reason America exists is Haiti. But let me come back to this for a minute. So now they bring us over here. Now you guys as big as you and Shannon now,

high self-esteem, confidence, your tribal leaders, your chieftains, they captured you, they brought you here, but they got to beat the self-esteem out of you. The first thing you gonna do is fight. You see your wife being abused. You see your children being sold off. I'm not trying to start a, get everybody worked up. I'm trying to explain to them how we get to this low self-esteem.

So, they're abusing your wife. They're holding you down. It takes probably eight people to hold Shannon down. They're holding him down just until he stops fighting. Because that means he realizes he cannot do anything to help his wife. They broke his spirit. They're not trying to help his wife. They broke his spirit. They're not trying to break his body. They need his body. They're trying to break his spirit. We're not human beings having a spiritual experience. We're spiritual beings having a human experience.

Energy matters. So now they sold your kids off in a different direction, so you don't have any hope for that. Most dangerous person in the world is a person with no hope. They now abused your wife. You can't do anything to protect her. Now you're just a broken man, just the way they need you. Now they put you to work building these crops.

By the way, blacks and whites, poor blacks and whites were friends in the 1600s in America on a plantation. True fact. Again, some of this we want to go deep on. But to answer your question, they had to break your spirit. They had to keep you away from books. They had to not teach you financial literacy. They needed you to have confidence in taking dead soil and bringing it back to life. What were we experts at?

Africa is hot. The soil dies all the time. We were geniuses of the land, bringing it back to life. What were we experts at? Africa is hot. The soil dies all the time. We were geniuses of the land, bringing it back to life. What's the largest untapped natural resource in the world today? To this day, it's Africa. That's what everybody needs. By the way, Africa is a future to the world demographics because the youngest people in the world are in Nigeria. Anyway, back to this story. So now you've got high confidence today. Let's fast forward now. African Americans, we're killing it in many, many sectors. We have incredible confidence because we're competent, but we have low self-esteem. So if I don't like me, I'm not

going to like you. If I don't feel good about me, I'm not going to feel good about you. If I don't respect me, don't expect me to respect you. If I don't love me, I don't have a clue how to love you. And here's the big one. If I don't have a purpose in my life, I want to make your life a living hell. Because whatever goes around, comes around and hurt people, hurt people. There you go with crab in the barrel. So now you have all these smart people who are hooked on cash, not building wealth. Hooked on giving it away versus collecting it. Hooked on transactions versus relationships. Hooked on what I got to get versus what I have to give. Being told religion isn't important anymore, forget about that and spirituality, now the devil's got you. When you and Shannon get up in the morning and me,

the devil says, oh shit, they're up. There's not enough of us. Because when you succeed, I love it. I applaud you. I don't have a self-esteem problem. It's okay if you don't like me. I like me. But self-esteem and arrogance are two different things.

So what do we need? Five pillars of success. So my last book is Financial Literacy for All. It's a bestseller. One before that was Up From Nothing. I used six of them. But the one before that, Up From Nothing, had five pillars. As much education as you can shove down your throat. How do we reverse what we're talking about, Ocho Cinco? As much education as you can shove down your throat. That's why you see books all around me in my office. I'm always reading. That's why, again, Shannon knows it. You're nosy. I love it. Number two, understanding how the language of money works. Financial literacy is as important as the right to vote, as a four-year education. A 700 credit score is as important as a four-year college degree. Yes, I said it. And everybody works for me as a college degree, and they better have a good credit score. Because you never had a billionaire that didn't do it on good debt. You never had a successful country or city that didn't do it on good debt. You cannot succeed unless you understand how the system works and you need cheap access to good credit. Number three, you need self-esteem and confidence.

Well, number three, we need family structure and resiliency. Number three. Number four, you need self structure and resilience. Number three. Number four, you need self-esteem and confidence. We just covered that. Number five, you need role models in the right environment. So why do our kids want to be rap stars, athletes, and drug dealers to the exclusion of everything else? Because that's all they see.

In our neighborhoods, a symbol is a success. We're not dumb and we aren't stupid. We're brilliant. We're modeling what we see. Let's give the kids something different to see. Let's widen their aperture. Let's make smart sexy again. Let's make, forget Black Lives Matter, let's make Black capitalists matter.

So that's why I say a Black Jewish business plan. Number one way you build wealth in America, homeownership. What do we argue about? Endlessly, because we 41, 42, 43% of black people own a home compared to 75% of our mainstream counterparts read white. The whole tax code in America is designed to support credit

scores. I'm sorry, designed to support homeownership. But we want to argue about, John, you know, and there's somebody probably in the chat right now. What are you talking about? We don't own the home. The bank owns the home.

If you don't pay. I mean, I can go at this all day. I like math because it doesn't have an opinion. But no one taught us this. I mean, this is basic stuff. Three things have never gone down in value. Stock market value, real estate values, and GDP of America, gross domestic product. And the history of America, gone up, there was a recession, it receded, and corrected above the line.

Every time. But, John, let me ask you this. But here's the thing, though, John, you know, in order to really invest in a stock, you got to have what we call disposable income. If you're using check, if you live living check to check, if you got to pay a mortgage or rent, you got to pay a car note and you got to pay bills that leave you very little disposable income in order to put into the market. So therefore, they're like a lot of people that don't have disposable income in order to put into the market. So therefore, like a lot of people

that don't have disposable income, it's hard for them to accumulate, forget generational wealth, just enough that when they retire, because I ain't really counting on, I ain't really counting on Medicaid and Medicare to take care of Shanna Sharp. So I'm just like,

hey, that's going to be over with. But when you don't, so how would one that has very little or marginal disposable income accumulate something that when they retire, they have something, they have a nice little nest egg? So you don't have a self-esteem problem, Shannon.

No, hell no. I love me. You won't have a problem with me when I say to you that what you just said is wrong. Okay. Now, when it comes to professional sports, I gotta come to you and just shut up because I don't know. I have no clue. Okay.

But there's occasionally, occasionally I might have something that I can give to you. And it was a beautiful setup. That is just incorrect. My mother worked 32 years at McDonald's aircraft making $15 an hour. She died September last with a million dollar net worth. She had bought and sold seven homes.

Her credit score like you was 854, I believe it was. It used to go over 850. It was 854. So when somebody watching this says, well, Shannon just made a great point, and he did make a great point. Here you go. I don't have any disposable income. You went to Starbucks last week smoking cigarettes. If you go to Starbucks three times a week and you've got a cigarette habit, that's $6,000 a year.

You're making $36,000 a year. That's 20% of your income. I'll let that sink in for a minute. The cigarettes on the box says this shit will kill you. Like, I don't know if I can say that in your pocket. This stuff will kill you. All right? So stop smoking cigarettes and go get you a curing machine at home and make your own coffee.

You've now just recaptured three grand, two grand. Take that, put it in the, by the way, don't even do that. Just stop doing silly stuff like going to a fast food restaurant every other night. Cook something at home. By the way, it might extend your life because you cannot have a soul food diet for the rest of your life and live to 80 years old. There are no

300-pound 80-year-olds, and that's a diet that was designed for slavery because they put... Anyway, back to this point... They were working it off, Doc. You could eat like that when you were in those fields working 14 hours a day. You had to because they threw the worst parts of the animal out back as a disrespect to you. All you could do was turn it into a delicacy. Whole cake, grits, hog maws, pig feet, fried chicken.

Oxtail, neck bone. Oxtail. I love oxtail. And we put salt on all the meat so it didn't die in the heat. Yes, you had to cure it. That's your heart protection. You're absolutely right. Right?

So I love soul food twice a month, not three times a day. That's why black folks are inflamed. We're not fat. We are inflamed. 75% of all disease, my wife, Chase, who's a wellness expert, she'll tell you 75% of all disease lives on inflammation.

Inflammation. It comes from bad environment, bad food. Back to this example. Let's assume that you don't have a, I was about to say crack habit. You don't have a Starbucks or a cigarette, alcohol. Yeah. You don't have that. You're just wasting a little bit of money. Take $25 that you were

going to go spend on whatever and do fractional share investment. You can buy a fraction of Warren Buffett's company, a $25 fraction of a share in Target, Target, Walmart, you know, wherever you, whatever you're dressed in, whatever you like, go buy that. And do whatever you can afford, $5, $10, you can do a dollar fractional share. Don't tell me what you cannot do. So somebody watching this, you're about to give somebody some money. Somebody watching this, I'm going to say, you got a check coming to you because of Ocho Cinco and Shannon Sharp. You got a check for $5, $6, $10,000, maybe $20,000. It's called the EITC. People say, what's that? The minute somebody in your chat says, what's that? Congratulations. You make less than $60,000 a year, which is half of this country. You just got a check from the

federal government through Shannon Sharp and Ocho Cinco. It's called the EITC. If you make $38,000 a year, you live in a small town, you're listening to this podcast, you have three children. The government owes you a check for working. It's not a handout for $7,500, about $7,000, $7,500. If you've never filed, it's retroactive for three years. That's 20 grand. One out of four Americans who qualify for it never even asked for it. That's 20 grand. One out of four Americans who qualify for it never even asked for it. That's $20 billion a year, Shannon. Wow. That's black people, to be real clear. That's us.

We don't have a tax pro. We don't have anybody doing our taxes. And if you're renting for the same cost of a mortgage payment, you should be owning the house. Rent to own. You're paying money uptown with people who don't like you, with money you don't have to buy something you can't afford to be in some place

people don't want you there. In a doorman, in a house that I own. I'm the landlord. I'm literally the landlord. I'm the largest minority owner of single family rental homes in America.

Well, I was. I bought this company, Promise Homes Company, owned 700 homes between here and Florida. I sold most of the company in 2021. And I did that over five years. And I encourage people not to rent from me. Rent and get out. Go buy a house. So it's a misnomer that you can't do this.

Whether you believe you can or whether you believe you can't, you're right. Is the glass half full or is it half empty? Depends on looking at the glass. One thing I know about you two, you're optimists. Over and around and through it,

you're going to get to it. You're going to run over somebody to do it. Is that right? Yeah. That's exactly what your listeners should be doing. Never say never. Don't say I can't do this. It's impossible because I'm making a little money. No, you got to have the I never focus on it. I focus on passion, purpose, authenticity.

What I can, what I, what I, I'm, anyway. I'm trying, look, I can move somebody's credit score listening to you who's making $40,000 a year. I can turn into a homeowner in a year. I can get your credit score up in 54 points in six months through my whole financial coaching. I can get your debt down $3,800. Your savings up $1,200 in six to eight months. I'm doing it through, I have 1,500 offices at Operation

HOPE that do financial coaching for free inside of bank branches. So the bank then says yes to you to become a homeowner. I'm not talking theory to you, brother. I've done four and a half billion dollars. I've invested four and a half billion dollars in the black and brown neighborhoods through Operation Hope with the exact stuff we're talking about. This is not theory. John, if we want to get you out of here on this, what would be your one

what would be your one best piece of advice you could give our chat tonight? Get off your rear end and stop complaining and stop whining. Stop obsessing with stuff. Racism is like rain. It's either falling someplace or it's gathering. So get out an umbrella and the color of your life and start strolling through it because it's not going to change. It's been around since Jesus. It's not going to change. So you must get your head right,

get your mind right, get your spirit right, get your life right. Get out of your own way. Realize that you're God's child. No one has these fingerprints. They're completely unique and they're yours. And you could be great. You can be Ocho Cinco and Shannon Sharp. Because they were once you. You can be John O'Brien. You can be Charlamagne. You can be Stephen A. Smith. You can be Charlamagne. You can be Stephen A. Smith. But there's no billionaire, there's no billionaire who's,

there's no entertainer or no sports figure who's a billionaire who didn't do it without crossing over into business. Yeah, it's the only way you can't. 100%. You can't sell enough movie tickets or concert tickets or merchandise. You can't do it with that cash. Won't get there. You build wealth in your sleep. Stocks, bonds, home ownership, investments, a half a million black businesses since George Floyd's murder. I'm committed to create a million black businesses by 2030. This is a black Jewish business plan, right? And there's

only 3.1 million black businesses in America. We've already created 40 and 50,000 of them, just under 500,000. That's 12%, give or take, of the national average. And I'm not going to stop because this is one of the ways that we can build wealth using our hustle, our talents. Don't just don't just stand on the mic on that damn thing. Don't rock the mic on the mic rental company on the stage rental company on the part of porta potties at the movie studio in the video shoot on the lighting system that gets rented. Nobody. These companies don't own that stuff. They rent that stuff. Be the rental company, the VIP bracelets, but own the company that prints those things and sell it to the nightclub. Stop being a fool going to the nightclubs, making $500 on a bottle of champagne that costs them 25. Be the company that sells them the bottles. Don't

go to the club, own the club. I was with Mike Maples, who's one of the top 20 venture capitalists. I'm sorry, I'm past. Am I talking too much? No, go ahead, bro. Go ahead. Go ahead. My mother always said, you never want to be the old guy in the club.

Before y'all kick me out, I'm going to leave. So this guy named Mike Maples, he's a big venture capitalist in Silicon Valley. I was talking to him, right? So this guy named Mike Maples, he's a big venture capitalist in Silicon Valley. I was talking to him one day. I said, Mike, tell me about your family. Oh, just normal family. Mike, I didn't ask you that.

I asked you to tell me about your family. Well, my dad worked for Microsoft. Okay, what do you do at Microsoft? Oh, he worked for Bill Gates. I said, look, technically, everybody works for Bill Gates. What do you do? Yeah.

Made for This Mountain is a podcast that exists to empower listeners to rise above their struggles, break free from the chains of trauma, and silence the negative voices that have kept them small. Through raw conversations, real stories, and actionable guidance, you can learn to face the mountain that is in front of you. You will never be able to change or grow through the thing that you refuse to identify. The thing that you refuse to say, hey, this is my mountain. This is the struggle. This is the thing that's in front of me. You can't make that mountain move without actually diving into that. May is Mental Health Awareness Month, a time to conquer the things that once felt impossible and step boldly into the best version of yourself to awaken the unstoppable

strength that's inside of us all. So tune into the podcast, focus on your emotional well-being and climb your personal mountain. Because it's impossible for you to be the most authentic you. It's impossible for you to love you fully if all you're doing is living to please people. Your mountain is that. Listen to Made for This Mountain on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. A lot of times the big economic forces we hear about on the news show up in our lives in small ways. Three or four days a week, I would buy two cups of banana pudding. But the price has gone up, so now I only buy one. The demand curve in action.

And that's just one of the things we'll be covering on Everybody's Business from Bloomberg Businessweek. I'm Max Chavkin. And I'm Stacey Vanek-Smith. Every Friday, we will be diving into the biggest stories in business, taking a look at what's going on, why it matters, and how it shows up in our everyday lives. But guests like Businessweek editor Brad Stone, sports reporter Randall Williams, and consumer spending expert Amanda Mull will take you inside the boardrooms, the backrooms, even the signal chats that make our economy tick. Hey, I want to learn about VeChain. I want to buy some blockchain or whatever it is that they're doing. So listen to Everybody's Business on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. I'm Michael Kassin, founder and CEO of 3C Ventures and your guide on Good Company,

the podcast where I sit down with the boldest innovators shaping what's next. In this episode, I'm joined by Anjali Sood, CEO of Tubi, for a conversation that's anything but ordinary. We dive into the competitive world of streaming, how she's turning so-called niche into mainstream gold, connecting audiences with stories that truly make them feel seen. What others dismiss as niche, we embrace as core. It's this idea that there's so many stories out there, and if you can find a way to curate

and help the right person discover the right content, the term that we always hear from our audience is that they feel seen. Get a front row seat to where media, marketing, technology, entertainment, and sports collide and hear how leaders like Anjali are carving out space and shaking things up a bit in the most crowded of markets. Listen to Good Company on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. In the fall of 1986, Ronald Reagan found himself at the center of a massive scandal that looked like it might bring down his presidency.

Did you make a mistake in sending arms to Tehran, sir? No. It became known as the Iran-Contra affair. And I'm not taking any more questions in just a second. I'm going to ask Attorney General. I'm Leon Nafok, co-creator of Slow Burn. In my podcast, Fiasco, Iran Contra, you'll hear all the unbelievable details of a scandal that captivated the nation nearly 40 years ago, but which few of us still remember today. The things that happened were so bizarre and insane, I can't begin to tell you.

Please do. To hear the whole story, listen to Fiasco, Iran Contra on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. Hey, what did we do? By the way, we need a black Bill Gates, as much as we need a black president, by the way. Because that will create other billionaires,

other centimillionaires, hundred million, other multimillionaires who then create philanthropy in their neighborhoods, who hire people who look like them, mentor people who look like them. The cascade effect of that would be incredible. Back to this example. So I said, I worked for Bill Gates. Okay, I asked him i asked him 14 questions he finally said well he was a president of of uh software i said hold on slow down did you just say your dad was in present was the president of

software at microsoft so he really did work for bill gates yeah i said you said a lot your normal your life was normal tell me more Tell me about your first business. Well, you know, my dad, I started this little business. I forget what it was. You know, whatever. Newspaper business, whatever it was. I forget what it was.

But he was 12 years old. And he made this the biggest business in his neighborhood. And he went to his dad one day. Here's the point. He said, Dad, I'm so excited. I have made this the biggest business in our neighborhood.

I'm going to sell this business to Disney. Mindset. Mike Mabel Sr. said, I'm ashamed of you, son. We don't think like that in this household. I raised you better than that. I'm sitting there scratching my head going, wait a minute. The kid just said, I'm a businessman. I'm going to sell my business now to Disney.

He said, no, no, no. In this household, we don't build a business and sell it to Disney. We sell my business now to Disney. He said, no, no, no. In this household, we don't build a business and sell it to Disney. We build a business to buy Disney. Wow. Drop the mic. What is Mike Mabel's doing today? Buying businesses.

You model what you see. So we need to become what we want to see. Look, anybody out there saying, let's just give it away. Even if you want to distribute money like a socialist, you got to first collect it like a capitalist. So anybody out there who has a problem with what we've been saying in this last hour, let me say this to you. You try government, charity. You try social justice. You tried

guilt. You tried whatever you tried. We've tried a bunch of stuff. It ain't worked. Why don't you try capitalism? Hello? It seems to work for everybody else. Everybody who's tried to use free enterprise and capitalism to set themselves free has succeeded. We're brilliant. Why can't we do it? We can.

We just have never tried it. That's what I'm teaching at scale. That's what you're doing. I listen to you. You did a whole thing when you're talking about credit scores. I mean, I remember you said 800. Now everybody is thinking, well, if I want to be like Shannon, I need an 800 credit scores. I mean, I remember you said 800. Do you know, not everybody was thinking, well, if I want to be like Shannon,

I need an 800 credit score. Ultra single be dropping, be dropping some gems. And you guys, you be weaving knowledge. Charlemagne is very good at this. Weaving knowledge and education into the entertainment. That's what we need at scale.

We got to make this mainstream right now. John, I appreciate you joining us tonight. That's what we're going to do from time to time. Our job here at nightcap is to not only entertain. That's what we do. We inform people about what transpired in the game and so forth and so on. But we also like to educate people. We like people because we want to see our people succeed.

And what better way to do it is that people that's been successful, sometimes we get redundant here from Ocho and I, and sometimes we need to bring a new voice in, someone that succeeded on a grander scale that can speak to things that Ocho and I, we need help understanding and talking about. So for you to come on tonight and educate our group, our chat, we greatly, greatly appreciate that. Well, let me say this.

I think you're brilliant. I think what you've done here is brilliant. I think that you guys are a great partnership. You play very well on each other. And I think it's very elegantly done. And I love seeing you shine. I love seeing you succeed. And other people I know, Bishop T.D. Jakes and Charlemagne and Stephen A. Smith, they're all rooting for you.

And that beautiful thing, a black man loving on another black man and completely straight. Right? So, so your audience, I want you to hear now this last thing, anybody, all of the folks who want to be ballplayers and football, God bless you. Fantastic. No problem with it. But 70% of all those in the NBA, 70% of all those in professional football bankrupt five years after retirement.

Two. Two years. Thank you, Ojo. You would know better than me. I would be conservative. And by the way, and then your wife leaves you. Yeah. So this is if your outflow exceeds your inflow and your overhead is going to be a downfall. If you've made all this money your whole life and you now use people fed on you, protecting you, serving you, giving you a paycheck.

Right. And then the paycheck stops. But your lifestyle is at a point. Where the bills keep coming and everybody else around you expects you to fund their lifestyle and you're not doing them a favor, by the way. All this posse that you're funding, you're not doing them a favor because they can't take care of themselves. You need people to be self-reliant. Give them a hand up, not a hand out.

And then when you need help, they can't come to help you because you're the source. So we've got to get our mind right because even when those who are succeeding at the top of their game aren't using an opportunity to turn an income into wealth that pays you when you sleep. So you can be Reggie Jackson.

You can be Magic Johnson. You can be Michael Jordan. You can be Shannon Sharp. You know, there's a whole list of the folks who've actually done this right. Hey, John, I need a couple of those cars that Reggie got. You know, Reggie got a big car. Reggie's balling, man. Reggie is balling.

He's balling. John, thank you so much. I really appreciate that, man. I'll be in touch with you. You know, you and I, we talk. We're going to get together and chew the fat, sit down and do some business together, bro. I really appreciate what you're doing for our community

and partaking wisdom on our chat tonight. So I greatly appreciate that, man. My pleasure. Sending you love and light. Everybody go out and get Financial Literacy for All. It's my newest book, Peace and Light. Go get Operation with Counseling. I'll give you $1,000 free scholarships to go to to operation get a year's worth of coaching and counseling so don't

say that shannon didn't do anything for you shannon and neutral single thank you boss thank you appreciate that that was uh john hope bryant oh he's brilliant oh joe i mean um the way he can lay out the way he can explain it to you um what you should buy. And that's what you have to do. You know, people are like, well, I ain't got no money. It's funny you ain't got no money, but you got money to stop by Starbucks drive-thru every day and buy a $5 to a $7 latte. Yeah. You got money to do that.

You got money to go on all these vacations. I've never understood borrowing money to go on a vacation. I've never understood that. Maybe that's just me. I'm not going to go. If I can't go and pay for it, I'm not going to go into a vacation. I've never understood that, Ochoa. Maybe that's just me. I'm not going to go. If I can't go and pay for it, I'm not going to go into debt to do it. Yeah, you know,

one of the things I've always had, you notice, I know you always talk about you don't go on vacation, but I also don't go on vacation until I put in some type of work. I see people, listen, there's nothing wrong with that. There's nothing wrong with that.

Just my mindset is a little different. Unless I, when I think about going on vacation, vacation to me, the reason for going on vacation is because I put in a certain amount of work and the body needs to reset. I need to have a mental lapse of just of calmness and peace. Yes. I just go on a vacation, just to be going on vacation, just take pictures and have fun. I never saw the point in that but it's me personally can i ask you a question how can i go on vacation and i'm worried the whole time how the hell am i gonna pay for this that ain't no that ain't no piece oh cho i mean i've got to get away like uh i ain't got a worry in the world i know when i get back i still got i got my mortgage going to be paid,

the car payment going to be paid, X amount of money going to savings, yada, yada, yada. I don't have to worry about paying for this vacation. If I'm on the vacation and I'm like, oh, Lord, have mercy. I show probably shouldn't have come. And I hear people say, oh, I don't know how I'm going to pay for this, but I'll worry about that later. Huh?

Yeah. You think that charge is going to pay for this, but I'll worry about that later. Huh? Yeah. You think that charge is going to magically disappear on your credit card? And that charge, I don't know what credit card rate is because I pay all my, probably what, what's credit card rate? 15, 20%? And you pay, you got a $5,000, $10,000 credit card and you send in $200 a month.

What the hell are you going to do? Somebody else going to be paying that off. It all starts with one of the key things that he did say that I always talk about. I mean, those that have followed me throughout the years, I always talk about financial literacy and having a discipline. If you don't have discipline, it doesn't matter what amount of money they give you, you're going to run through it. They're going to be gone.

You're going to run through it. That's why when that argument on Twitter happens every so often where people talk about credit score and a certain amount of money, and I see all the Twitter go with, oh, I want this amount of money because where it is, I'm going to just pay it off, and then I'm going to flip it, and I'm going to do this. They got all these ideas, not really understanding. That's not how it works.

Ocho, remember I told you the story? I was in the NFL, and my credit was so bad, I couldn't get a car? Oh, yeah, yeah, yeah, yeah, yeah, yeah. Here's a prime example. I couldn't get a car. And so, I mean, now, if you want to pay cash for everything, they'll graciously accept it. But now, if I got that kind of cash, I'm going to put it away.

I want to put a large portion of it away and let it work for me because I know I'm going to get somewhere between 4% and 8%. Yeah. I ain't trying to pay no car. I ain't trying to put $200,000 to pay a car for $200,000. Or having a car cost $30,000, $40,000. Or I want to get a house and I got to pay for the whole house, pay it off. Or I have to get some.

No. Hell no. No. That's just me. But, nah, that's just me. But, uh, John, we really appreciate you.

Hopefully chat. You enjoyed that conversation about how to, you know, financial be financially and fiscally responsible because at the end of the day, ain't nobody coming to save you. Now you, you can hope you can hope.

And we don't, we're not doing political. Hey, I've made peace with the decision that the American public made on November, that second Tuesday in November. I've made peace with that. I ain't finna work my nerves up. These four years gonna go by in a breeze, just like the last four years and the four years before that. So y'all can get all upset and talk about, oh, I don't know what I'm gonna do.

I know what I'm gonna do. I'm gonna keep my head down. I'm gonna keep do. I know what I'm going to do. I'm going to keep my head down. I'm going to keep my ears closed. And I'm going to go to work. That's what I'm going to do. Now, I don't know what y'all are going to do, but I'm going to tell you what Shannon Sharp is going to do. That's what I'm going to do. And when these four years is up, I'm going to look up.

There's going to be somebody come in, make a whole lot of promises, and they don't deliver. Some people are going to get delivered on and some people are not. But y'all keep worrying about this. I ain't worried about it. I can't. I can't. I can't work my nerves up. I've made peace with it, Ocho. I think they should also. Ocho, the Eagles

are selling snow from their playoff win. They boxed it up to snow. I mean, they put it in a little container, and you can buy it. I think it's $9.99, $7.99. Is that too much, Ocho? Yeah, that's too much. That's too much because, listen, for one, the fans, Philadelphia,

the culture in general, they should be used to winning by now. They should be used to winning by now. We're having the snow, and there's no point. Because we'll be in contention every year. We're going to be in contention every year. Jeffrey Lurie and everyone else who is responsible for putting that team together, they're always going to be in contention because those that are at the top know what the hell they're goddamn doing.

Oh, Ocho, they're selling it for $50. The snow? 50 bucks. No, man. I mean, it's cool, but it's no point. It's no point. Y'all going to be back in the NFC Championship again. Depending on the color jersey we wore,

you know I would change my chin strap, huh? Sometimes I have a black chin strap. Sometimes I have an orange chin strap, and I would wear the orange shoe. You remember everybody's shoes had to match. Even back then, everybody had the same color scheme. Yeah, I know. So I would take the fine. I would take the fine, and then it got to a point like year six or seven,

they would call down to David Fulcher. Remember David Fulcher? Yeah, I know Fulcher. Yeah, I played against him. He was 33 with the Bengals. Yeah, I played against Fulcher. Fulcher was our – what do you call the guy that comes out and – He was the –

I don't know the right name. Uniform guy. Uniform guy. Uniform guy. So, listen, he would tell me during pregame, he'd say, listen, Ocho, now you know. They're looking at you. They're looking at you.

You're not supposed to have that. You know, I take the towel, I take the streamer, I cut the towel, and had a long streamer hanging. He said, look at that. That's not an NFL issue. They're going to get you for that streamer. I said, folks, man, y'all might as well go ahead and find me now because I'm from the wettest towel.

And these orange sheets and orange chin strap, I'm from the wettest too. Man, it got to the point in year six or seven, the league office would call in the middle of the game and say I will be removed from the game unless I take those shoes off, unless I take that cream off. They sure would. With the right chin strap. I'm like, what the hell?

Yep. This is what we got to? Oh, yeah. They made me, Ocho, because I had patent leather shoes. this is what we got to oh yeah they made me, because I had patent leather shoes, so the shoes was like white, blue and orange where you could only have two colors you could only have two colors

so they made me cover up one of the colors, so you can cover, I don't care what color it is, but you're going to cover up one of them I'm like, I just want to know what is the, what is I say the like, I just want to know what is the what is, I say the shoe, I say everything matches. Y'all make it seem like I got on a blue and orange uniform

and I got on a red pair of cleats or something. I said, come on guys. It's like, hey Sharp, I don't make the rules, I just work here. And I used to have a blue chair strap. So that rule was implemented after I left Ocho because I had a blue chin strap basically my entire career.

And if you go back and look, my chin strap, I never buttoned my full chin strap. It was never off. I always kept mine hanging on the right one, hanging. Listen, I saw Prime do it, so I did it on off. That's why my helmet always flying off. I never buttoned the last one. Both of mine was hanging.

They're like, button that chest strap. I was like, no. Something bad gonna happen. I button this chest strap and something bad gonna happen, I'm gonna swing on you, official. The volume. During Mental Health Awareness Month, tune into the podcast, focus on your emotional well-being, and then climb that mountain. You will never be able to change or grow through the thing that you refuse to identify, the thing that you refuse to say, hey, this is my mountain, this is the struggle. Listen to Made for This Mountain on the iHeartRadio app,

Apple Podcasts, or wherever you get your podcasts. A lot of times, big economic forces show up in our lives in small ways. Four days a week, I would buy two cups of banana pudding, but the price has gone up, so now I only buy one. Small but important ways. From tech billionaires to the bond market to, yeah, banana pudding. If it's happening in business, our new podcast is on it. I'm Max Chastin. And I'm Stacey Vanek-Smith.

So listen to Everybody's Business on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. I'm Michael Kassin, founder and CEO of 3C Ventures and your guide on good company. The podcast where I sit down with the boldest innovators shaping what's next. In this episode, I'm joined by Anjali Sood, CEO of Tubi. We dive into the competitive world of streaming. What others dismiss as niche, we embrace as core. There are so many stories out

there. And if you can find a way to curate and help the right person discover the right content, the term that we always hear from our audience is that they feel seen. Listen to Good Company on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. In the fall of 1986, Ronald Reagan found himself at the center of a massive scandal that looked like it might bring down his presidency. It became known as the Iran-Contra Affair. The things that happened were so bizarre and insane,

I can't begin to tell you. Please do. To hear the whole story, listen to Fiasco, Iran-Contra on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. You're listening to an iHeart Podcast.