The Charlie Kirk Show - Are We Finally Cracking the J6 Pipe Bomb Case?

Episode Date: November 11, 2025

Blaze Media made a spectacular claim about the infamous DNC pipe bomb case dating back to January 6. But did they get the right person, or is "gait analysis" an imperfect way to identify someone? Juli...e Kelly helps the team break it down. Plus, Ryan Girdusky weighs in on the 50-year mortgage debate, whether Trump has pursued enough economic populism, and why the Republicans should feel good about New Jersey despite last week's setback. Watch every episode ad-free on members.charliekirk.com!    Get new merch at charliekirkstore.com!Support the show: http://www.charliekirk.com/supportSee omnystudio.com/listener for privacy information.

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Starting point is 00:00:00 My name is Charlie Kirk. I run the largest pro-American student organization in the country fighting for the future of our republic. My call is to fight evil and to proclaim truth. If the most important thing for you is just feeling good, you're going to end up miserable. But if the most important thing is doing good, you will end up purposeful. College is a scam, everybody. You've got to stop sending your kids to college. You should get married as young as possible and have as much.
Starting point is 00:00:30 many kids as possible. Go start a turning point you would say college chapter. Go start a turning point you would say high school chapter. Go find out how your church can get involved. Sign up and become an activist. I gave my life to the Lord in fifth grade. Most important decision I ever made in my life and I encourage you to do the same. Here I am.
Starting point is 00:00:46 Lord, use me. Buckle up, everybody. Here we go. The Charlie Kirk Show is proudly sponsored by Preserve Gold. leading gold and silver experts and the only precious metals company I recommend to my family, friends, and viewers. All right, welcome back to the Charlie Kirk Show. I'm Andrew Colvin, executive producer of this show.
Starting point is 00:01:14 Hour 2 is kicking off now. We have a great guest for this. It's going to help make sense of the insanity of shutdowns and so much more. And that is Ryan James Gerdesky. He's the host of a numbers game podcast. and he is also in charge of 1776 Project Pack. Ryan James Gurdesky, welcome to the show. Thank you for having me on, Andrew.
Starting point is 00:01:36 Yeah, great to see you. We also have Blake Neff here. I want to open this up to a larger conversation. But let's start with this shutdown fight. I mean, this is, okay, so there was a vote last night, and then all hell breaks loose in the Democrat caucus. They're freaking out because they feel like they had all this momentum in New Jersey, Virginia, and I want to get into New Jersey.
Starting point is 00:01:58 you have a contrarian take on New Jersey that I want the audience to hear about. But so they think they've got the momentum. So why concede any points? Why give in? Why open the government back up? Which just strikes me as highly, highly cynical, uh, on a thousand different levels. What are you making of this? Make sense of it for our audience.
Starting point is 00:02:15 Well, I think in part they didn't want to do this before the elections, right? I think that they wanted to keep the government shut down before the elections. I think that it helped juice their voter base for sure. Then I think that also, um, when it comes to why did they go along with this shutdown is because people are really suffering. I mean, it is, I mean, the flights were being canceled. People do need people who are on food stamps, do need food stamps. There were actual, and those are their constituents.
Starting point is 00:02:44 Those are their voter base. So why wouldn't they do something for their voter base? And I think they got the vote on health care they're going to get. Who knows how it's going to go? It's a promissory vote. But then they have to refund the government again in January. So it's not like it's like a, you know, they lost the fight for a million years. They get the fight again in two months.
Starting point is 00:03:03 And I think that they'll get the health care, but then they'll have the conversation. But ultimately, a large portion of the Senate Democrats are centrist, I guess, to say they're not a, they're not, they're not part of the far left, which is why you see the far left on social media crying all day to day. Yeah, I mean, it strikes me, though, is that there was essentially a calculation by a lot of these far left. members of the caucus, even in the media. And you see this, Sunny Hosten is basically saying, hey, we want Schumer out. He's out. We want to, we want to play Schumer. So you're essentially, it feels almost like they're snatching defeat from the jaws of victory here because they were winning the messaging war. They had convinced a large percentage of, at least their electorate, but maybe some squishy middle, that we were just wanting to starve little kids and take
Starting point is 00:03:53 health care away from Americans. They were sort of winning on that. And now, They're freak out over reopening the government because they never were they were never going to have the votes, Ryan. They were never going to get there. The caucus, the Republican caucus was staying firm on these ACA subsidies. So essentially they were doing it for optics. But it's like the point is it's the most cynical reaction to it. And I think their reaction is giving Trump and the Republicans the upper hand here. Well, go back to when the shutdown starts. What was the number one story going on the political media? AOC potentially to chance. Schumer. And he needed to seem like he was a fighter. This is what the fight was over. It was over Schumer's political career and Schumer's political future. And I think that was a big part of it. I think Schumer really, and that's why Schumer voted against it. Schumer would never usually vote against a government spending bill. He usually always votes for this. It's to show that Schumer still's tough and Schumer should not be primaried. And they're all going to come after him.
Starting point is 00:04:51 Rokane has already come after him. As you said, Sonny Hosson, there's other people on the left saying Schumer has to go. And I think that that's really the tragedy of Schumer's life. He's been his entire life trying to get to this point. The most I think he ever had is 51 Democratic senators to really do nothing, Wes. Yeah, it is. All right, so let's go back to this 50-year mortgage debate and kind of this Gen Z economic moonshot idea. We've got, we actually talked about an hour one. And I mean, we got inundated by emails across generations about what they thought of that I'll be honest. I think Blake, you would agree it was more positive than we were expecting.
Starting point is 00:05:29 People are actually a little bit more positive on this idea, at least in our audience, than what you would see on like Twitter X discussion. Blake, I was definitely expecting more negativity on it. And then I got a lot of people who said they liked the idea. Yeah, they basically are seeing in a very pragmatic way how people could use this, use it to get into the market to the first place and then refinance or use it to trade up to a home. So people are seeing flexibility. They're seeing opportunity to being pragmatist about it.
Starting point is 00:05:58 Our original take this morning was that it reeks of debt slavery. It's not addressing the underlying root causes. It's just sort of like covering over them, papering over them. Ryan James Gurdowski, makes sense of that for us. What's your take? Yeah, I kind of agree that it's an entrance to the marketplace. I don't hate it because it's not like you have to do it, right? You're not forced to.
Starting point is 00:06:19 You can still do a 30-year loan. It's not like they're getting rid of the 30-year loan. And I think for a lot of people is that try to get in for lower rates and then readjust over time. But the American public is extremely fickle. We want solutions to take care of itself within six months. I mean, it's almost like we almost have like a sitcom show brain. Like the whole episode has to have a happy ending within 28 minutes. Otherwise, we don't really want to be part of it.
Starting point is 00:06:45 So we would like a very short-term answer to this. And the problem is the root cause of our economy, the real stressors of it right now for everyday people. It's been happening for at least the five years, at least since COVID, a lot of these problems have been taking place. If you want to try the deficit and talk about other things that's going on way longer, right? Trading balances way, way, way longer. But right now, the insustainability of life for working class people, and especially for Gen Z, has been going for five years. You can't fix the whole thing in the nine months that Trump has been president, right? And I know at times it doesn't seem like he's been paying attention
Starting point is 00:07:17 to it because there's been other high-profile things, the wars in the Middle East, and trying to solve Ukraine and, you know, other stuff. But I think that given what is the problem, right, for the everyday life, it's a question of how do I make it better in the immediate? And that's a good answer. It's a Band-Aid. It's not the full solution, but I don't hate it. All right. So I'm going to say a provocative statement.
Starting point is 00:07:42 And I want both of you to react to it. I'm not saying I agree with this. I'm saying this is a critique that has been leveled against this administration. And I've heard it from both sides, actually. I had a conversation this morning from somebody on the left that alleged this, which doesn't surprise me, but hearing it over the weekend from the right. President Trump's economic populism is fake. Prove me wrong. Do you guys agree or do you disagree?
Starting point is 00:08:08 Blake, you can go first because Ryan's thinking right now. I can see him. I mean, he's definitely done some pretty populous things. I mean, the tariffs are a populist measure, clearly. Like, he's done them for a populist objective to bring manufacturing back to America. America. And I mean, even the 50-year mortgage, this is intended as a populist thing. And it might be more popular than I expected it to be. Well, he's talking about the $2,000 tariff. The $2,000 tariff. That I don't like. That is, I think that's, it's not my cup of tea. You'd rather
Starting point is 00:08:38 pay down debts. You'd rather bounce budgets. And it feels like, I agree. I almost suspect some of it is he's trying to, you know, maybe politically pressure the Supreme Court because he can be like, well, I'd have to take $2,000 back from everyone if the tariffs get repealed. And it's also just, we saw during COVID. We had a lot of stimulus payments during COVID and it just drove an inflationary spike. Get me those stimmies. Yeah, the stimmies. Give me those stimmies. It's like, you know, it's sort of like, oh, give me one more hit of cocaine or something. It's in the end, we are addicted to cheap money. And the cure for that is not more cheap money. But coming down from that, this is what the hard point of a lot of populism is it is painful to make good economic decisions. Long term, it is very healthy. But
Starting point is 00:09:23 especially because of how addicted America's gotten to our current pattern, it will be hard to break that pattern, possibly even politically impossible. That's really tough. Ryan James Gurdess, I think that it has been a mixed bag, right? American right, the America right is obsessed with free market capitalism.
Starting point is 00:09:40 And so he's sticking to things like the tax cuts on the wealthy that I don't think. I think if he would have gotten rid of those, that it would have been much more populist. But I think that at the same exact time, he is done, And he is inarguably done populist things. I think that's, I think it's a mixed bag. It's hard to sit there and say he's only done one or only done the other.
Starting point is 00:09:58 He has to work within a Congress. He has to work within the Senate. I know that I went to Capitol Hill right before the tax cut votes were coming up. And I said, here's a poll that I've done with some very smart people. Least popular thing were tax cuts for millionaires, most popular thing, no tax on Social Security, no tax on tips. They really did not like that answer. So I think that given what the Congress...
Starting point is 00:10:19 What was the most popular thing? The most popular thing was no tax on tips, no tax on Social Security, overwhelmingly by brokers, least popular tax cuts for millionaires. I brought that to Republicans in Congress in the committee, and they were not really feeling that information. Are you ready to drop up to 20 pounds or more by the new year? At Ph.D. weight loss, they've cracked the code with their metabolic reset system, a science-backed method that gets your body to burn fat first. The program is simple. They tell you when to eat, what to eat, and customize the program to your body's needs and your schedule. But that's not the best part.
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Starting point is 00:11:36 the scale hurry the offer is only good in october so call now mention the code new year call 864-644-1900, that's 864-644-1-9-00, or visit their website at my Ph.D. Weightloss.com. That's 864-644-1-9-0 and mention code New Year or visit their website at my PhD weightloss.com. Ryan, real quick, give us your coordinates here. Where can people follow you, find the work that you're doing? Yeah, you can find me on Twitter at Ryan Gurdowski. I have a website at Ryan Gurdoski.com. We can get my great newsletter. I have a podcast in the IHeartRadio app and every we get a podcast called the numbers game. And I have a pack for education called the 1776 Project Pack. And we have a foundation called the 1776 Project Foundation. What are you doing at
Starting point is 00:12:24 the pack there just so people? We invest in school board elections. So we did about 80 school board elections last week. We didn't do a great night, but we still won 27 of them. And then the foundation gets involved with those school boards to sit there and say, how do we improve reading levels? How do we get involved with discipline? How do we get rid of some critical race theory in your classrooms. How do we celebrate America's? Yeah, stuff like that. Super important. That matters a lot. I was reading just over the weekend about someone in
Starting point is 00:12:48 a really conservative part of the country, but they just said the school board is like all kind of just libs because people don't pay attention to it. And it was like one guy blocking all the, you know, insane race communism and he lost re-election. Oh, geez. So that school board is now screwed again. So actually, this
Starting point is 00:13:04 is all apply for endorsement. Yeah, exactly. So check out Ryan's stuff. He's doing great work. And I read your national populist substack all the time. Your newsletter I appreciate that. Absolutely. And by the way, which is why we actually had you on here, is you had a contrarian
Starting point is 00:13:20 take on New Jersey. It all ties in because Dems were playing the shutdown to juice up their base voters, especially, and it was smart because this is not for your election. Our turnout, we have low prop voters, they have high prop voters, so you juice it. This is why we saw some of these margins
Starting point is 00:13:36 increase over 20, 21 years. You say there's a last half full interpretation of what we saw in New Jersey specifically. I'm sure you could extrapolate that out. But what is your take? Yeah. So unlike Virginia, where Winston Sears really didn't run a very good race, Chidorelli did run a very good race. He got 200,000 more votes, sorry, 122,000 more votes than he did last time. That being said, he would have won any election in New Jersey's history since 1973, except for the one last week, because turnout increased by more than 50%. But when you look at the very bare bones, you know, metrics of where New Jersey is going. It's undeniably going in favor
Starting point is 00:14:15 Republicans. And I point this out. In the first year of the Trump administration in 2017, Democrats were outregistered new voters in New Jersey, 12,500 to Republicans, sorry, Republicans registered about 12,500. Democrats raised about 45,000. There was an immense blowback from Trump's when first got in tens of thousands of new Democrats coming out of the woodwork, hundreds of thousands of new Democrats over the course of the four years in the first year of this year that all begins a reverse when Biden became president by the way in the first year of this year Democrats lost 8600 voters in the first 10 months of this year while Republicans gained 21,000 new voters right an unparalleled trajectory completely different than when Trump first became president that
Starting point is 00:15:03 shows that the where the direction where the trajectory of Jersey is going is undeniable even though we had an election loss, even though independence swung against us this one time, people would much rather be a Republican than a Democrat. And there's a point of clarity in New Jersey that the Democratic Party really isn't working there. Now, we've heard a lot about like the Latino vote, right? The Latino vote swung heavily. When you look at how the Latino vote voted in 2025 versus 2021 and 2017, they're still way more to the right than they were in 2017, right? They haven't lost all this huge support that were going for Republicans. In some places is a double-digit increase. When you look at Republican versus Democrat increase in the
Starting point is 00:15:41 raw vote, Republicans in many cities, there was more raw vote increase towards Republicans the last eight years and there were towards Democrats. And actually when you, when the liberals like, oh, it's all immigration, when you look at what voters are talking about, it was cost of living because, you know, a group swung even harder against Republicans than Latinos in this last election from compared to 2020, it was non-college educated whites. Non-college educated whites actually had a bigger swing because it's about affordability and they are feeling it in the pocketbook. So it wasn't an immigration thing. It's not a Trump thing. It's just it's a mixture of high propensity turnout from Democrats and anger over the economy. So would you say that and by the way,
Starting point is 00:16:27 I'm glad you brought up Latinos because one of the things Blake and I have talked a lot about is, you know, these new maps out of Texas. A lot of that is contingent on Hispanics. staying in the Republican column. You could over-engineer those maps and find yourself in a worst position theoretically. So, hopefully, yeah, hope, are you seeing, are you seeing that trends continue? Is it accelerating? What, what's happening with Latinos? And I know I'm talking about Texas and New Jersey, it's probably two different things, but we got 30 seconds. Yeah, well, there was a poll by Unados, which is not a great polling firm. They're pretty liberal. However, they poll Latinos and they said, what are your five biggest issues? Four were related to the
Starting point is 00:17:01 economy, cost of living, health care, housing. And the fifth one was gun violence. Immigration does not make the top five. And when you look at where they project Hispanics to go versus where they went, it's about maybe a five-point swing in the direction of Democrats, but it's not overwhelming, and it's not free 2020 to swing towards
Starting point is 00:17:18 Republicans. Do you think that holds for Texas too real quick? Yes, I do. Okay, good. Because Tejano's are more to the right than the Latinos are. Ryan James Gurdowski, great work, my friend. Thank you for making the time today. I know you had to move some stuff for him. Thank you so much. President Trump walked into a catch-22 when taking office.
Starting point is 00:17:37 Do nothing in America would be staring at a ticking debt bomb, the kind of crisis that could cripple our future. Instead, he's taken action with strong policies to slow the train and buy some time. But the effects of past administration's spending are still working through the system and experts predict dramatic price increases in market uncertainty. Trump is doing all he can, but no matter who's in office, protecting your retirement savings is ultimately up to you. And that's why many Americans are turning to real assets like
Starting point is 00:18:04 gold and silver. Preserve gold is our go-to choice here at the Charlie Kirk Show. We use them because they make it easy to own physical gold and silver even inside your retirement accounts like an IRA or 401k. Now, hear from Charlie in his own words. Preserve gold is my go-to choice for all my precious metal needs. They are the real deal and I recommend them to my friends, family, and viewers. Get their free wealth protection guide now by texting Charlie to 50505. President Trump is fighting for America's future. Now it's your turn to help protect yours. Julie Kelly is with us, the great Julie Kelly. Welcome back to the show, Julie. I think this is the first time we've had you since all of everything went down. So welcome back. It's been too
Starting point is 00:18:48 long. It has been. Andrew. Thank you so much for having me on. And I know we're going to talk about some issues that were near and dear to Charlie's heart and that he and I discussed several times over the last few years. So thanks so much for having me on. Yeah, absolutely. And, you know, we talked about this over the weekend. And, and it's true. I mean, I think about all the times we had Darren Beattie on and you on talking about, who did this? Like, you know, it's, like, if you think back on the stakes of the J6 pipe bomber, I mean, if we're to believe what we're told is, like, Kamala Harris almost got, you know, murdered. And then, like, nobody in the government seemed to care. So it is a very, very weird. We heard so much.
Starting point is 00:19:30 about January 6th and yet so rarely would they mention like, oh, the attempted assassination of the vice president or like this terrorist bombing that was at the center of it. So there was some news this weekend. I'm I approach it with fear and trembling because
Starting point is 00:19:46 there's a lot of moving pieces here and a lot of allegations being thrown around. So please set the stage, tell our audience what happened this weekend and then we'll get into whether we should believe it or not. So first of all, as you guys know and Charlie knows, knew that I have been covering the pipe bomb, January 6th pipe bomb issue, really since the summer of 2021. And no one did more work on this really than Darren Beatty at Revolver News. He's now in the administration. I really miss him at times like this because he always, he pegged and he exposed so many strange circumstances with both the DNC that is where the pipe bomb was found outside.
Starting point is 00:20:29 the headquarters of the Democratic National Committee at about 105 on the afternoon of January 6, 2021. You could see police officer vehicles right there, including one belonging to the U.S. Secret Service, because to your point, we also uncovered the fact that, strangely, Kamala Harris, who was a sitting U.S. senator at the time, she was going to be part of the proceedings that day, also historic incoming vice president for inexplicable reasons went to the DNC headquarters at around 1125 that morning. She was there when this really dummy device was found outside just to the right of where that black SUV is. And then also we have covered the equally strange circumstances about the discovery of the device outside of the Republican National Committee headquarters. That was detected at about 1240 p.m. 20 minutes before that
Starting point is 00:21:28 joint session of Congress convened. So anyway, we've been exposing all of this Kamala Harris's presence, the law enforcement ties of the woman who discovered the RNC pipe bomb. I found the video that showed bomb sniffing canine units, not once but twice, right near the DNC device. So look, few people want to know the identity of the person or people who set those devices. But what we saw happened over the weekend was a and there is um you could see law enforcement after the alleged device was found and as you guys know it was right in between those two benches under that bush um so at any rate a few people want to know the identity more than i do or daren baity or the people have really done so much work on this but over the weekend uh a really bombshell sorry for the pun story on the blaze
Starting point is 00:22:24 claiming that a gate analysis had determined the identity of an individual who had similar walking patterns as this individual here seen on surveillance video the night of January 5th, which is when the FBI thinks that both of those devices were planted. So this has been, yes, I'm not going to say anything, but she was a capital police officer, on January 6th, she was using non-lethal munitions against the crowd, firing pepper balls into the crowd, as many Capitol police officers were doing. And apparently, looking at that video, Steve Baker, who's one of the reporters on this story, thought that her walking patterns mirrored the one on the individual on January 5th, who still has not been identified. And the so-called gait analysis, apparently some software determined that the match was around 94% certainty. So a lot of skepticism about that story.
Starting point is 00:23:32 We can talk about it. But this, as you know, you guys, this took over the Internet over the weekend and is still getting a lot of coverage and attention. There's other circumstantial evidence they claim, right? like she did leave the Capitol Police shortly after like they're offering other certainly not it's certainly not proof 100% by itself but they do have more than just I get gate analysis literally just a AI analyzing how they walk I guess yeah well and it is interesting to note that she did leave the Capitol Police like pretty shortly thereafter and it's like she left and there's like a lot of quiet like they claim you know it's all very quiet but yeah but I'm not like
Starting point is 00:24:15 I'm not in a position and Julie I'd love your feedback back on this i i i'm not in a position where i even want to name the person because you know if allegations like this are wrong it's it's deeply unfair to the person being named and having their reputation you know sullied basically for uh you know we're not sure right we're not sure it but it is a giant mystery and i think there's two sort of stories under going on here at the same time one is this analysis that steve baker did uh gate analysis walking which is walking analysis but it's also it's one of those stories
Starting point is 00:24:50 that keeps coming back around because it is so mysterious why it wasn't made the hugest story during January 6th it should have been at least a top two or top three story that the vice president was almost
Starting point is 00:25:06 murdered along with the RNC there was one at the RNC as well and some of it it just doesn't make any sense because it's this glaring kind of outlier and we can't make sense of it but we all know that there was funny business going on on j6 and this would be a lynchpin in the unraveling this narrative that i believe has been sold to us that doesn't make any sense there's just too much wrong with it so what there's too much how rely yeah how how reliable are we
Starting point is 00:25:33 are we to take this analysis um i think it needs to be met with a very heavy dose of skepticism and i will explain why but first i want to clarify my position number one i do not believe and have never believe that those devices were set the night of January 5th. Because to believe that, you have to believe that both devices went undetected for 17 hours, and which seems particularly unlikely in the case of the DNC device, where not only, again, there were two bomb sniffing canine units who were right there. You had law enforcement from the Secret Service, Metro Police, Capital, police who were right outside of the DNC headquarters numerous times. And again, that device wasn't really obscured. It was right between those two benches. Not to mention pedestrians and other
Starting point is 00:26:28 dogs and people just walking back and forth. Very strange that that would have sat there for 17 hours undetected. The RNC device also very sketchy, the woman with law enforcement ties. Now, she told the FBI that there was no way that the device was not planted before noon on January 6th. She said it had to have been planted between noon and 1240 on January 6th because she went to that area at noon and didn't see the device there. Now, she is kind of a sketchy story. And I've reported on her, I've got a couple. Right. So that is where the DNC device you could see right there.
Starting point is 00:27:11 allegedly was sitting there for 17 hours and no one spotted it. There's also some video that indicates that maybe there was a plain close police officer who could have said it there around 1253, 1255 on January 6th. So I've never doubted that this was an inside job. This was a hoax. It was a stunt and that law enforcement was probably tied to that. So I want to say that very clearly. the problem with this report is number one this analysis and investigation took place in a matter of two weeks
Starting point is 00:27:47 that means that they identified this capital police officer thought that her walking pattern matched the individual on january 5th they put some sort of video samples together in the report in this article on the blaze they said that they did not use the FBI video they We used a different sample that was a better quality and speed it up to a normal speed. So we don't even know what the video clip was. Then they also used a video clip of this individual playing soccer. She was a college soccer star and then played, I think, like a professional soccer. So they have, they use that as a gate analysis.
Starting point is 00:28:31 But Julie, you're saying in order to believe this report, you would have to believe that the pipe bomb was planted on. January 5th. And you're saying that's not even what you think is true because it would have to sit there for 17 hours. Did they address that in their reporting, Julie, Steve Baker? They have not. Okay. But I do want to make clear, Andrew, this is what the FBI believes as well. They just did another update on that too. They just didn't update on that as well. The problem with this article, the public should be able to see the video samples that they use for the gate analysis. And we also should be able to see a copy of the analysis they call forensic evidence. So when you're not including
Starting point is 00:29:12 those links or that evidence or material in your article, it definitely should raise questions about the veracity of it. Furthermore, people who are asking questions, and I think these are legit, are being attacked. So I'm not really sure what that is about. This could kind of be simply solved by just giving everyone the evidence that they used to determine. this was a suspect. Yeah. Please check out Julie's Twitter. It's super important Twitter follower, ex-foller, and her subsect.
Starting point is 00:29:44 Julie, thank you for making the time for us today. I really appreciate it. Thanks, guys. Talk to you soon. If you're a listener to the Charlie Kirk Show, you know that Charlie built an amazing community through conversation. And that was online. That was in person. It was everywhere.
Starting point is 00:30:01 We're able to go very viral about what we're able to do on TikTok. billions and billions of views, but it was one connection at a time. TikTok offers opportunities for respectful exchanges of ideas. And through that, opportunities for community, not to talk over each other, but to talk with each other. On TikTok, you'll find creators who teach and encourage a carpenter passing on his craft, a mom explaining how to make a budget stretch or a gardener showing us how to bring a backyard back to life. Different stories, but the same drive, the desire to connect and to understand. that's what makes a strong community a common desire to connect to find a way forward through respectful dialogue building trust and feeling heard freedom to speak what we know and hear each other out that's the power of tic-tock it gives everyone a seat at the table a place to speak to listen and to remind each other of what connection really looks like conversation build connection and connections build communities we are still getting blown up by emails here no pun with the pipe bomb story
Starting point is 00:31:03 but we're still getting a lot of your emails about the 50-year mortgage. Colleen is worried that we're being swayed by the email from emails from you guys. It seemed a little bit more positive than we anticipated. Don't worry, Colleen. I still don't think it's a great idea. I still think it papers over the issue. I will say that it could be a tool. It could be a useful tool for people to get in the market.
Starting point is 00:31:26 You still get to write off your mortgage. I think you could make it even better, candidly. And I want to highlight this Lomas, tweet. Yeah, go for you. Let's just go for it. So, Lomas says, and this is Image 98, if you want to throw it up, he says, back of the napkin proposal for MAGA home buying policy.
Starting point is 00:31:40 Foreign nationals purchased something like 2% of American homes every year, mostly in luxury areas and much of it in cash. This should come with a steep tax. Such a tax is common elsewhere. Canada, et cetera, has a non-resident acquisition tax. Use that tax to offset interest payments for first-time native-born homebuyers. States can, should add additional property tax rebates for, for, first-time homebuyers born in their state.
Starting point is 00:32:05 Married couples buying for their first home should also receive additional interest rate discount. Listen, I love all the creativity. Some of these probably have negative side effects that we haven't fully fleshed out. But when you say, oh, you're married, you know, you would probably get marriage fraud at that point. We already have plenty of that. Right, exactly.
Starting point is 00:32:22 I mean, Ilhan Omar would be first example. But, no, I mean, you know, incentivizing good behavior, though, and then disincentivizing foreigners. Straight up banning institutional money from being able to purchase these homes. Private equity is another area of debate. You have to, you just have to think, like, what is our goal here? And it's as Charlie pointed out, the goal is to create an ownership society where people feel they have a stake in it. And that might mean we need to arrange things with mortgages where it's not an endlessly growing investment vehicle. So Blake, we have just so many emails. we wanted to make more time in the show to get through them.
Starting point is 00:33:02 Go ahead. Oh, yeah, yeah. Just also, I want to apologize because someone said they went to the same high school as Boys 2 Men, and I am too much of a young person. I'm like, you know, our older co-hosts. So I thought Boys 2 Men was like a 90s movie. It is a band. It is a band I have never listened to.
Starting point is 00:33:20 Motown, Philly, baby. Motown, Philly. Yeah, not this is. We should go out on Boys2. This is beyond my Ken. I just want to apologize on that before I get dunked on. massively by everyone here oh do you have one because i got one that defends you yeah well i got uh we have one where uh m robert says you guys are insane boomer here you guys are insane advising
Starting point is 00:33:43 young listeners that a 50 year mortgage is any kind of solution and you should be ashamed of yourselves i don't believe i've we did not do that quite skeptical of it we are we are extremely skeptical my idea is build 10 million new homes deport illegals lower legal immigration, which is going to take some doing, lower the regulatory burden to build new homes and then play with other financial incentives, like writing off your entire mortgage up until the age of 35, prioritizing first-time homebuyers, banning institutional money, banning foreign investors, or, as Lomas suggested, maybe you put a tax on that. Because they are buyers. I mean, people want to sell their homes, you know, they want to make more money. I get the
Starting point is 00:34:27 incentive there. By the way, Williams says, guys, Blake was right about not giving the money away like the crazy stupid money blown by Biden, which spiked inflation and it has stayed up because of the budget deficit. The tariff money could be put in a sovereign wealth fund. And when it gets to a trillion, start to draw from it monthly for government expenses instead of borrowing that amount that amount from the Fed. Matt, the sad thing is, is that that's something we could have easily done decades ago. And, you know, that's what, so like Norway, for example, Norway has a sovereign wealth fund from their oil business. business and you know they're a country of five six million people and it's in the trillions of
Starting point is 00:35:04 dollars so it's actually a quite large amount of money per Norwegian citizen and america could have now we're broke but america had a long run where we were a very rich country that could have been pumping resources into that and you know the sad thing is that i've read about that remember when bush wanted to privatize social security in about 2005 and of course it went nowhere everyone was like oh don't let wall street get its hands on my social security if we'd done it would have been insanely, spectacularly successful given what the stock market has done since 2005. Would have just massive, would have fixed every problem with social security we have now. What do you think about the Bitcoin Reserve Fund that they're trying to build?
Starting point is 00:35:46 I don't, that feel, I would be very worried about that. I mean, it's like, okay, if you want to have it as a thing, I wouldn't have it as a large thing. It would just, I would worry that that would basically just be, it would. feel like a giveaway to people who already have Bitcoin to me and it's this hugely volatile asset and it's very volatile it's volatile and but it's probably going to go to a minute
Starting point is 00:36:09 and it's an asset that gets like hacked and stuff and yeah I mean like I would like to hope that the good people but you know that maybe that's hoping for too much competency can you imagine if our sovereign wealth fund got you know you can put them in cold storage and things like that there's ways you can you can address that
Starting point is 00:36:25 can you guys help us this is from Steve the difference in approximate 30 to 50-year mortgage payment. It will be lower. The payment would be lower. Yeah, but the overall cost of the loan would be much higher. It would be about looking at
Starting point is 00:36:40 it's when I, you know, the AI generated summary when I just asked for a plug-in difference. It said if you took a $500,000 loan at a 6.22% interest rate, you would pay 87% more total interest. Instead of $600,000 in interest, it'd be $1.1 million in interest plus the principal. What would the monthly payment be?
Starting point is 00:36:58 It doesn't say here It will be much lower I will tell you The first home I bought Was probably against the rules Dave Ramsey would have been so mad at me But I made out like a bandit on it I did an interest only loan
Starting point is 00:37:11 On a home I otherwise couldn't afford Sold it after two and a half years And we did well with it Because we bought in a really good neighborhood So some of this stuff is like You know there's a general rule of thumb And then there's reality You know
Starting point is 00:37:23 I'm not saying I was in the majority But it worked For more on many of these stories and news you can trust, go to charliekirk.com.

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