The Okay Podcast Powered by The Strength Co. - EP 50: College Football, Taxes & More feat. BW Tax
Episode Date: December 13, 2024Podcast Hosts: Grant Broggi: Marine Veteran, Owner of The Strength Co. and Starting Strength Coach. Jeff Buege: Marine Veteran, Outdoorsman, Football Fan and Lifter Tres Gottlich: Marine Veteran, Texa...n, Fisherman, Crazy College Football Fan and Lifter Join the Slack and Use code OKAY: https://buy.stripe.com/dR6dT4aDcfuBdyw5ks Check out BW Tax: https://www.bwtaxllc.com BUY A FOOTBALL HELMET:Â https://www.greengridiron.com/?ref=thestrengthco TIMESTAMPS: 00:00 - Intro 04:30 - Tres joins the show 5:55 - College Football 23:33 - Playoffs 58:04 - BW Questions 01:12:59 - BW Is OKAY! 01:22:14 - Sign Off
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All right, welcome back to episode 050. That's right, the big fitting of the OK podcast powered
by the Strength Co. I'm your host, Grant Brogi. The price of Bitcoin is $97,830. Today is
Monday, December the ninth in the year of our Lord 2024. And we are broadcasting
live. Well, it won't be live when you listen to it Friday, but we are broadcasting in the
great upstate of South Carolina here in Greenville. And maybe just maybe the last episode that
we record here due to my buddy, you know, supporting his own troops. So, uh, yeah,
it's nice. You're going to go just like support, like you're going to move with
him and then like the workup with him. Right. Yeah. That's what I always do
for my buddies. Uh, we got the usual Mr. Jeff Bouger joining us from, uh,
the greater Mormon region of Salt Lake, Utah. And, uh, in studio, we have none
other than BW.
BW Tax is joining us tonight.
And we got a lot to talk with him about.
And of course, Mr. Gotlich will be here shortly.
He's in Vegas.
And you know what they say,
when you try to podcast in Vegas,
you just end up at the casino.
That's right.
I've always said that.
I've always said that.
BW, welcome to the OK podcast.
Thanks for having me. Am I the first in-house guest? I should know this. I've seen that
every episode.
Well, you sponsor it.
That's right.
Yeah. You're the second. Pull your mic in just till hair. Yeah, great. There you go.
And I'm just going to turn your gain up a little bit. Brother, we are not professionals.
No. So the fly fishing guide.
That's right. Fly fishing guides out
there. Well, we used to produce from Equipols, one of Mexico's three big things. Mexico is
known for tequila, mariachi, and Equipol chairs. But the Equipols are in my buddy's pod that's
on its way to California. So now we have these spinny landlord owned bar stools and you know, it's a little bit loose. All right. So if you don't
know who BW is, then you're a moron because you haven't listened to 50 episodes. But welcome.
How's Christmas season? Is Christmas season fun or is it like the ramp up to tax season
and starts to get stressful?
So my, are we talking about in personally or professionally?
We could go both.
Okay. Personally, my kids are really into Halloween and it's like a year long thing for them.
So going straight from Halloween to Thanksgiving, we have a bunch of family birthdays in between then, then Christmas.
Uh, they're kind of like, not over it, but they're kind of drained a little bit. And then professionally, now
I'm just getting a lot of new callers from, you know, OK podcast viewers that are calling
in asking, Hey, I'm new. Yeah, they're they're looking for a CPA for 2025. So for the 2024
tax season. So yeah, it's it's steady. Is that pretty common? Do most people not worry
about taxes until,
or does it actually get worse?
I love the people that call this time of year.
The ones, and I don't hate the people that call
during tax season, but it's just nice to,
okay, we're meeting, I get to look at your prior return.
You get to, I get some context as to what I'm dealing with.
And also we can do some tax planning
before the end of the year.
But if you're coming, the later you come,
the harder it is to do any kind of tax payment.
Yeah.
Tax man, the tax man cometh.
Jeff, we got any slides we can knock out
before we hop into college football?
We wouldn't want Trey to miss any of the top 12 drama.
The slide deck I'm consulting is pretty college football heavy. I can switch over to alternate one and gather something.
The hidden slide, if you will.
The one I'm most intrigued by, honestly, you put in Jude Law as one of the topics.
I did?
Yeah.
Wait, wait, really?
It was an auto correct?
Jude Law, the actor, I think he's British.
Yeah, Jude Law.
I just saw Jude Law in a movie that just came out Thursday.
What movie?
Maybe I watched it.
It was actually really good.
Now, I'm a big Jude Law fan actually.
Well, let's just say that as a hidden slide,
we'll get Trey on here.
Ha ha ha ha.
Dustin, one, two, one, two.
Oh yeah, baby boy.
And we got Mr. Gotledge on the mic of episode 050 of the,
let's see if you can do it in real time, B-Dubs.
Trey?
Okay. Jeff? Okay. B dubs, Trey. Okay.
Okay.
Okay.
Guy down.
Okay.
What is going on over there?
Y'all are lagging on there, man. I was so confused.
Yeah, sorry. All right. Yeah, you're Mike. Your mic mic's good I can hear you fine can you hear us fine oh okay let me fix camera
I didn't see B-dubs in there I can hear you laser cowboy laser cowboy licking
chicken what brings you to Vegas hey can't say you know money women stays in
there stays here I got a conference
got a little war conference and slots and craps yeah did you hit this did you
hit this strip barbell no I just got in not too long ago oh okay when you text
me earlier today what's that barbell gym in Vegas I thought like you were getting
ready to go you're just playing now that was more for curiosity. I was just like, hypothetically, like if I were to go,
like what would, what would that look like? If you had a buddy that wanted to go, if your
buddy was to go. Yeah, if I knew somebody. Yeah. Yeah. Yeah. Okay. Cool. Well, I'm glad
the hypotheticals are there. Well, I'll obviously talk about one of our sponsors, BW Tax today
for obvious reasons, but we're gonna jump right into college football.
And speaking of college football,
if you're not watching us on YouTube,
you should be watching us on YouTube,
because if you were, you'd see that BW's
is wearing nothing other than our other sponsor sweatshirt,
green gridiron.
No free ads, but there he is, green gridiron.
As we talk about college football
and all of you Notre Dame fans that didn't go to Notre Dame
and have no association
with the school want a Notre Dame helmet, click the link down below, go over there and you will
save no money, but we will make money by the fact that you clicked it and then we will keep making
the podcast. So go buy a helmet. If you're a Marine or a Marine Navy game or Army Navy game fan, you can go to thestrength.co
whose podcast is powered by and you can buy the Marine Corps helmet.
And I got to say, I brought up helmets to my staff when I was a drill and dudes are
buying helmets.
They're like, this is so cool.
So once you get a helmet from the helmet guy, you can't stop getting helmets. It's a slippery slope. Yeah. It's like when you buy your first
strength coat plates, next thing you know, you're broke. That said, Jeff, take us into the agenda.
And I got to tell you, this is the first podcast guest in person or virtual that came with like a notebook
pronounced spreadsheets in brackets.
So we are in for it, but I expect nothing else.
I'm a little bit nervous, you know?
Just like we've talked about him for so long,
and now he's just like here in the flesh.
You know what I mean?
Just like, what is my money actually going to?
Let me check this out in person. This feels like sponsoring for a
while. Grant just referred to me as BW tax and then he switched it to BW at
some point, but I think that was Trey that just started to call him BW. Yeah.
BW tax LLC.com.
Good God, better taxes.
Seriously, yeah.
If you wanna know about Mormons, call Jeff.
If you wanna know about Texans, call Trey.
If you wanna know about moving, call Grant.
And if you wanna know about taxes, call B-Dubs.
Yes, sir.
All right, take it away.
Okay, okay.
Okay. Let's see. Let's see.
I mean, do we want to just go right into
looking at the bracket here?
Let's start with the championship game.
Yeah, I say we have to get in.
First couple words, I felt like playing out as we thought, like Boise State.
Do you want your business?
Yeah. Do you watch Ashton Chinti go off?
Dude, the guy,
every game he's a beast. He's a beast. You're a big Ashton Genti guy. Big Ashton Genti guy. Do you think he's, you think he's a runner? Oh, he should be, but I think Prime just has
the media in his back pocket. I think he's going to get his boy the award. Yeah.
The prime, although I don't know that that definitely helped his case,
like playing in a championship game,
going off for a bunch of yards like we'll see.
We'll see. Well, he that should give me a little more weight.
He played in big games.
They didn't. When did they vote?
Is it before the I think it's before the first round?
The Army Navy night. Yeah, I think it is the Army round? The army Navy night?
Yeah, I think it is the army Navy night.
Actually, I think I was wondering if you had to get another game in before that would be
big.
I don't think they also maybe they change it now with the 12 game.
I have no idea.
But it's supposed to know the Heisman's for the regular season though, right?
It's always out before the bowls.
Yeah, because our Navy is before the bowls. Yeah. Cause already Navy's before the bowls. Yeah.
Does his rushing record count for all these extra games he's playing?
I mean, I guess it does. I think Barry Sanders,
Barry Sanders did it in just 11 games. Yeah.
And did he break? Did he break Barry Sanders or no? No, no.
I think he's still got another 400 or something.
He will break it.
300 something short, 32 yards away from it. I think it knew the starter at the half.
Okay.
She's that game.
Press it.
So press my Barry Sanders.
Dude, right?
It's wild.
Yeah, that's that's the that's Dion's brother, right?
Barry Sanders. Yeah, same last name.
Yeah, yeah, yeah, the quieter, the quieter, more talented brother.
Yeah, yeah, yeah, same guy.
OK, same brother, sir. Yeah, same brother.
OK, what else?
And the next night or next day, we had the Mac, the Mac.
Oh, the Miami of Ohio beat someone.
And I was like, what game is this?
What conference is this?
But I actually caught like the end of it.
Anyway, I forgot who they beat.
And then and then what we went into Clemson, SMU.
No, that was Georgia, Georgia, Texas.
Or yet rematch Georgia, Texas.
Oh yeah.
I didn't see any of that.
You had the big 12.
Did you watch the big 12?
That was the morning game.
Who was that?
I still don't know.
It was Arizona State was playing Iowa State.
Did you catch that one?
A little bit.
Yeah.
What's that?
Running backs name? Scataboo-Boo, Scat-a-Boo.
Got a good white running back.
Yeah.
Oh, love a good white running back, like Danny Whitehead.
They had a clip of him from high school that kind of went viral of him just breaking like
15 tackles on like a 90 yard run.
Oh, nice.
He's still doing that.
Is he a sophomore, junior or senior?
No.
He's a junior or senior this year, I think.
Okay. But he's a man. He's going to watch. What's his name?
Scat, scataboo, scatter brew. I don't know. Is he a scat back?
Game. He looks like he's on the program. Ah, love it. So he's basically a fullback. It's borderline fullback. Yeah.
Yes. He looks like scataboo. S K A T T E B O. So, you know, scatoby. He's, he's fun
to watch. They don't have a kicker. No on. Too soon. Okay.
So big 12 in the morning.
Yeah.
I moved to the SEC Championship, Georgia and Texas.
I missed most of that first half.
Was it good?
I didn't see any of it.
No.
Did you see it?
It was a snoozefest.
Snoozefest.
I saw six, three in the half or something.
And then and then Georgia just well, their quarterback went down.
That's kind of a big.
I don't remember.
George is yeah, so that he had a backup plan.
I don't remember what part of the game was it.
Second, it was that happened.
Yeah, so he he got hurt at the end of the first half.
That's right.
And then the backup came out in the second half and kind of just like
juice them. That was their first touchdown. Yeah. Yeah. Okay. I thought the quarterback's
name was different. So the backup finished the game. Yes. No. Okay. He came in for, he got hit
really bad and the primary quarterback came in and literally just handed
the ball off and they scored.
Okay.
So when the helmet came off on that tackle at the goal line, that was the backup.
Yes.
And he came out because his helmet came off.
Correct.
Nice.
That was a decent game.
How do you feel about Texas now, Trey?
Man, their quarterback is so inconsistent that I think if they, I think if they want to win,
I, whenever they put the arch mania, I think he's, I think he's a better quarterback.
And I think if they want to win, I think they need to make the switch.
I just don't think they're going to.
So I don't know.
Sometimes, sometimes, uh, what's his name?
Quinn yours can have like a really good game and he looks really solid,
but I don't know. He's not the guy.
Trey's over there like making hot shower or something. It's like water.
Screw it. Right into the mic. Um, well,
I saw who wasn't at the game and that was a Beavis or a Bayville.
Oh yeah. Bayville. Yeah. Yeah.
So you know, it was funny about that is, is the art, the link that Jeff,
what what are the headlines?
A Jeff had said, like, there wasn't enough space. Yeah.
Big B, no space for Beaver.
So my point is, if A&M had won the game and saw his horns off,
he could have gone. Oh, my.
Because there would have been plenty of room. Yeah. Be Be have gone. Oh my gosh. Yeah. Bevis. Bevo. What's his name?
Venmo. It's Bevo, right? Yeah. You got it. Yeah. Yeah. Yeah. I wish Arch Manning would
play more. I think they're bringing him in for kind of like apparently his athleticism
for a manning, which is just weird to say. Yeah. He gets about one. They bring him in
for like one package. Yeah. Per game. The wild steer. In the one package he came in
for the A&M game. He scored so. The old old man. All right. So then we got the night game. We had Clemson SMU. I thought
that I guess you could say if Clemson wins, it beats them handedly, which they did. It's
probably better for South Carolina. Would you agree with that as a Gamecock fan?
I just don't think based on the narrative that played out Sunday afternoon in the CFP
selection show, I just don't think South Carolina was on anyone's radar.
Yeah.
No, it should have been.
We can talk about that later.
I'm sure.
Yeah.
No, my point was I was like, I should probably pull for Clemson and if some other things
had happened, but I just couldn't.
And I was, go horses or whatever they say there.
I just really wanted Clemson to lose that game and they didn't.
Yeah. And they ended up one of what, by two scores, three, maybe.
No, I'm saying, yeah, they want to feel like a few.
Oh, that's right. That's right. That's right.
That's right. They're up for a while. Yeah. Yeah. That's right.
That's right. Yeah. Yeah. SMU came back and then. Yeah, that's right. That's right. That's right. That's right. That's right. They were up for a while. Yeah. Yeah. That's right. That's right. Yeah. Yeah. Yeah. SMU came back
and then, yeah, that's right. SMU came back. So he screwed the pitch. Yeah. 56 yard field goal.
Yeah. Yeah. Well, they let them, they let them, I think, return the kick for like the 40 or 45
yard line. And then they had one throw with like three seconds left and then just phenomenal
kick. Yeah, it was like good on a man who was fun to watch. But yeah, yeah, it was exciting.
Yeah, I was impressed. And then Oregon, Oregon, Penn State. Oh, yeah, I didn't catch that
one. It was like almost a game.
I feel like Oregon was just kind of doing whatever they wanted early off.
I kind of tuned out after a while and then Penn State came back a little bit.
Penn State was like, I don't think it was actually trying to.
Yeah, they were trying to catch up almost the whole game.
Yeah. And they just kind of had it.
And a game like that where they're both gonna be in I
Did anyone watch it close enough to see if like it was starters the whole time?
That's it. Yeah, it was it was okay
Okay, we're playing for that by like that's a you're playing for the by I guess you're playing for the by at that level Yep, which I was curious if SMU would have won. Do you think Arizona
State would have gotten the buy over SMU? Are they one loss too? Or do they have two losses?
No, they got two. I think SMU would have got the buy. Yeah, I would say that too. Because
they would have ended up being higher ranked. Was it the higher ranked? OK, I think.
But who knows? Who knows?
It's I don't know that that that format format is just all screwed up.
It's like the 16th.
Clemson was the 16th ranked team and they get a buy.
And you're like, what?
That doesn't make any sense.
No, it makes no sense.
Like, there's still the 16th ranked team.
Well, they'll probably jump tomorrow, right?
I'd like that. I think it came out like they ranked. Yeah.
Oh, well, I mean, it's all locked. It's all locked. It's all locked. Yeah. OK. Well, you have it there in front of you.
No, in Texas in the first round. Kind of. Yeah. But they're the 16th ranked
during the top 12. You know what I'm saying? Like of yeah, but they're the 16th ranked during the top 12
You don't say like well, but they're the 12th ranked of number 16 12 seed, but the number 16 team in the nation
Yeah, yes, you got like now. It's like you throw those rankings out the window because the committee has spoken and yeah
committee sure did look fired up watching the game didn't they
And yeah, the committee sure did look fired up watching the game, didn't they?
Was that picture you sent me real? Which one? Where it was like a bunch of people like wearing all black sitting in sofas.
I think so. Yeah.
It was the committee watching the- Taking no notes.
Yeah, taking no notes. And there was like no popcorn, like no pizza, no beverages,
just like sitting in an office.
Well, I guess that's like the question.
Do you prefer a committee or like some impersonal algorithm
like the BCS?
Algorithm?
I'm an algorithm guy.
I think the algorithm is great,
but I think the one thing for last year,
keeping FSU out was huge,
which I don't think the algorithm would have done.
So like having a human element can be good sometimes.
Yeah, it's never going to, there's always number, there's always going to be a
game Cox and a tide, you know, there's always going to be an Auburn in an Auburn.
Yeah.
Right.
It right at the outside.
Yeah.
Rude.
Yeah.
Auburn in an Auburn. Yeah, right. Right. The outside. Yeah. Rude. Yeah. A Georgia Tech running a good veer, like just on the edge of greatness.
Yeah. All right. Well, what ball game is South Carolina get?
I did not know all this was out, but to be fair, I got back from drill late last night.
So is everything like published?
I think so. I was playing Illinois.
Oh, I didn't know what it's called what it's called, what bowl it's called.
Is it Music City?
No, it's...
Let's see, I'm pulling it up.
South Carolina, December, Cheez-It, Citrus.
Yeah.
Oh, okay.
Citrus Bowl, that's a good one.
But it does, like I think all the bowls,
the historically what we think are bowls,
I think are thrown out the window now.
Little bit.
Yeah, like I think the whole thing is different.
You're playing to win a game.
It doesn't really mean that much.
Well, no, I don't even mean that, but I just mean historically, even when South Carolina
had three 11 win games in a row, the goal or 11 game winning seasons in a row, the goal
was Sugar Bowl.
I mean, because they were in the
SEC championship once lost and then the other two they weren't
and then it was like, all right, you get, you know, outback or
whatever. But it was the sugar bowl. If we got that like that
be a big bowl that we've never gotten to. Yeah. And maybe that
still exists. But I feel like it's like, yeah, you're either
playing a bowl game or you made the playoffs.
Yeah. I think that's a fair, like that's at the same time in South Carolina, wow. The citrus bowl over the, yeah. What was it? The bad boys,
mowers pinstripe bowl and Yankee stadium. It's like,
well, hey, Nebraska's playing in that. It's a good,
look like a good game. You know, I gotta say, we got four boys on this TV and I think that we may all be over
220.
Jeff, where's your weight at these days?
I'm at like 205.
You need to get your weight up.
So three of us are from Nebraska and one of us is from Georgia.
Yeah, now Jeff and I were sitting at a spot
in Encinitas, California one time.
We get in to watch a game.
We sit down and there's some folks on the other side
and they come in and they go,
you boys from Nebraska, you're awful big.
And so we just have always run with them.
We're like, oh yeah, if I'm 220, I'm from Nebraska.
Those corn fed boys.
I wish you would do a an NIT.
Tournament yes, yes, when that would be so much fun.
Let BW go off here. Non CFP bowl games. My opinion is they're kind of dying because guys sit out, then there's
a transfer portal.
If you think about it, if you're entering the draft and you're like, should I play this
meaningless game, risk an injury, or should I just prep for the combine right now?
So that's been going on for years.
I think the expansion has actually helped it a
little bit because now there's more meaningful games. True. True. I just think, I don't know,
you just, it seems like a moneymaker. It would be awesome. It would be great. Oh, man.
Someone tell Pat McAfee they do do an IT and you can only play sophomores and freshmen.
Oh man, that'd be so fun.
All right.
Well, with that said, there is no in IT, but there is a 12 game
playoff since it's all published.
What should we do?
Should we go with the first week games?
And then?
Yeah.
I got them all in.
Yeah.
Go ahead. Oh my gosh. Yeah, go ahead.
Oh my gosh. BW's prepared.
They're not in chronological order though. Oh no.
December 20th. One thing I will say I'm really excited about.
Three of these games are happening outside in cold weather.
Oh, big cold weather. Big Boston guys.
Two of those are going to be SEC teams playing or no.
Yeah, we got SMU and Tennessee are coming up to the Midwest.
Where that?
All right, so let's go back.
Let's start in chronological order.
So December 20th night game, Indiana at Notre Dame.
Okay.
We're talking about lows of 24 degrees.
State championship right there.
Now this is two teams that don't deserve to be in the playoff.
Talking about two fan bases.
I'm so mad about these two teams.
Let's talk about Notre Dame's last two college playoff games.
Yes, last.
They lost to Clemson 30 to
three. Yep. They lost to who was Alabama, Alabama. Yep. I think
the combined score was like 66 to 17 or something. National
Championship in 2013. Alabama like 4214. Yeah. We're all just a
team that's built for the big stage really. Yeah.
I think they may have been all been Brian Kelly. I really,
I do like Marcus Freeman a lot.
More so than Brian Kelly edge. Brian Kelly seems like a used car salesman,
but I mean he killed a guy once. Like a slight Brian.
Kelly killed someone. He, someone died on his watch. Tell me more as a
student filmer and he made him feel in practice and like torrential winds.
He died. Yes. Did he blow away because he was under 200 pounds fell down off the tower.
Seriously. Like there was like one of those like scissor lifts. Oh man. And he was up in like blue. Yeah. Oh, I forgot about that.
He didn't even care.
So why don't we go through the Notre Dame, Indiana winner?
Notre Dame's favored by seven and a half.
Okay.
As much as-
At Notre Dame, right?
It's at Notre Dame.
I think Notre Dame wins.
I do too, but I'm to be pulling so hard for Indiana.
I don't know. I really I would not be surprised.
I wouldn't be surprised if Indiana.
Beats I Notre Dame's offense, I haven't watched them
the second half of the season.
I don't know if they've gotten much better.
That defense is really good, but. I don't know that that offense gotten much better. That defense is really good, but I don't know.
That offense is kind of inconsistent for me.
Who'd you say Notre Dame beat us?
I think Notre Dame, yeah.
I think Notre Dame, too.
I think Indiana is nothing.
But I think we're all in agreement
that we want Indiana.
Yeah, I want Indiana.
Yeah.
Okay, take us to the next one.
All right, so then on Saturday we have big
noon kickoff SMU at Penn State high of 34 degrees. Is that a cold weather game to you
as a Bostonian? I think so. If you're coming up from Texas. Yeah. From Dallas. Yeah. Okay.
Penn State is favored by nine. I gotta say though Dallas get
down. Fort Worth gets pretty cold. Jeff and I have been
there in the winter. Verify verify that is verified.
OK, so. Who's favored by the state? Penn State. I think
Penn State wins by 14. I agree. Yeah, I think I think they spank him and I don't want that.
So I it's but it's potentially possible that I hate Penn State.
No, I don't hate him as much as I dislike Notre Dame, but I do not like Penn State.
Where does this stem from?
Joe Paterno.
Tracking.
You know, you call an older you know what you you know what you call an older woman that likes younger men? You can say it. It's fine.
Mom will be okay with this joke. She won't like it, but yeah, Cougar. And then what do
you call an older man that likes younger men?
Nanny line.
Yeah, Nanny line. Yeah. I don't know. I just don't like Penn State. Yeah, I can't really. Maybe it's Steelers.
James Franklin is what? Three and 19 against top 10 teams in his tenure.
Look at the stats just flowing over here. Three and 19.
Luckily for them, SMU is ranked 11. So he's dodging a bullet there.
Oh, whew. Close one.
All right. So Trey saying Penn State. I'm saying Penn State.
You're saying and Jeff
just for
parody sake.
SMU. Let's go.
All right. All right.
I did. And I, for the record, I picked Indiana on the first
game.
Okay.
That's true. And a And I, for the record, I picked Indiana on the first game. Okay, Indiana.
Oh, you did, okay.
Hey, PJ, you just need to summarize all of our picks.
You can make an image with the games
and then the names of the picks.
And then after all the games, we'll need another image.
You don't have to make it real.
Nothing has to come across the screen.
Actually, just put Dunkin' Donuts real quick.
Yeah.
Thanks. Okay. Next game.
Next game. Clemson at Texas 4pm. I didn't check the weather for this.
Hook them. Hook them. Horns down. Hook them. I'm going Clemson on this one.
You think they're going to win? Texas is 11.
Are you really?
Favorite. Yeah.
Yeah. Wow. That's the Bob Jones effect right there.
Yeah. Yeah. Wow. That's the Bob Jones effect right there. Okay. Texas at home and you take, you think Clinton will win it? Yeah. Yeah. I want them to. I
don't. Sorry, Trey. I think I picked Texas to win that one. Jeff. I think Texas will
win. I just think Texas hasn't done anything this year.
That's true.
Yeah.
That's very true.
So I am definitely pulling for Texas and I want Texas to win, but I have watched enough
of Debo's swiney games.
I was like, what?
I'm like, oh yeah, points there.
Yeah.
Yeah.
I've watched enough of Debo's winning teams to know and coming off a
gamecock loss, this would be the year that we beat them. Get left out of the
playoffs and go to a citrus bowl and they get hot in the playoffs. I'm with
B-Dubs. I think Clemson wins this game. That would be a Clemson move right
there. Next, the final first round game,
Tennessee at Ohio State, 8 p.m.
25 degrees.
Ooh.
Insane.
That's, to me, this is my favorite,
the one I'm looking forward to the most.
That's on this weekend, right?
No, it's on the 20th. Now, it's next week.
So there's a week off.
So this is Army Navy Week.
All right. Slash has been a week.
Yeah. Support the troops.
Yeah. Got to support the troops.
I I think Tennessee wins this.
And I think I think Ryan Day gets fired shortly after that game.
I didn't realize he had such a bad record against Michigan until a couple of weeks
ago and I was like, Oh, yeah, he might.
He is in the hot seat.
I think Ohio State wins this one.
Who would you say?
I honestly don't think Tennessee's good.
So Ohio State is favored by seven and a half.
Who are you saying?
I'm going to go with Tennessee. I think Tennessee. I mean I don't think so.
By the way that's a man singing. That's my favorite Ludacris song.
I'm gonna keep it sweet as soda pop
I still dream about that
Rocky Top, you'll always be
Home sweet home to me
I'm going Rocky Top too,
and mainly because I like Rocky Top,
I like Tennessee, I've wanted Tennessee to lose all year,
I don't like Tennessee, but I like the song Rocky Top because it's like the Marine Corps hymn. All the fans know like
eight words and then the rest of the song, they have no idea what it's about. So yeah,
I'm going Vols win, but I think it's gonna be close.
I heard an interesting today about this game. They were basically saying if Ohio State faces
some adversity early, the fans are just so fed up with Ryan Day
and what happened with Michigan that they're going to just like turn on him in the like
early on.
So, yeah,
like if they get down like 10 nothing real quick, even if they're struggling offensively,
they have a couple three and outs, maybe there's a turnover or something like that.
You think they'll start doing them?
They could just turn on them.
Yeah.
They punt on a fourth and short.
Yeah.
I can see that.
So that's it for first round.
That's it.
We could talk about, I mean, you know, the rest of the path.
I mean, who has the easiest path do you think to victory?
I would say Texas.
So yeah, I guess I can.
Or Georgia.
Georgia is a good one too.
I can verbally tell you winter of Clemson, Texas plays Arizona State.
Yeah.
Then you probably hit Oregon.
And so then Tennessee, Ohio State plays Oregon.
So then.
Yeah.
What about the other two?
Do Georgia.
Georgia has an easy win.
So Penn State actually has the easiest, I think, first two.
They have SMU and then Boise State.
And then Georgia is going to play the winner of Indiana Notre Dame and then the winner
of Boise State Penn State.
Okay.
So yeah, Georgia has a pretty easy path.
Yeah.
They also benefit the most from having this time off
with the injured quarterback.
Very true.
And they've had a lot of-
They've had a lot of-
They're doing SEC schedule.
They've had a lot of extra time on lately though,
back to back overtime weeks.
Right?
Is that true?
Yeah. They played a lot of extra time. Oh, that's right.. That's right. Yeah. It must be exhausted.
Yeah. I guess Georgia Tech and then this week. So.
Do you see Kirby Smart talking about their schedule in front of Greg Sankey?
Yes, I did. Yeah, that was good. Just like ripping the SEC and the schedulers.
Greg Sankey was up there there just like frowning
like right next to him.
So yeah, thanks to these guys over here.
And he was like,
He was like,
He was like,
He was like,
He was like,
He was like,
He was like,
He was like,
He was like,
He was like,
He was like,
He was like,
He was like,
He was like,
He was like,
He was like,
He was like,
He was like, He was like, He was like, He Yes. They had a neutral site game in Atlanta,
and then they had the SEC Championship in Atlanta.
So I don't really get that.
Who's that coming down the track?
Clemson was the first one, right?
Yeah, Clemson was the opener.
I would stand on this chair, but I feel like it would spin.
And my hats are all in my buddy's pod headed to California,
and you have to have a hat to really make it work.
Oh, true.
Yeah.
All right.
Do you want to go on a rant about South Carolina?
No.
Do we want to say like who our pick is?
Who we think should win the whole thing?
We should probably do that.
Yeah.
Okay.
Whole thing.
Well, we'll go to the next round.
Are you going to have our picks and go to the next round and go all the way
through? Yeah. Yeah. Okay. All right. All right. That's that'll work. That'll
work. Um, Chick-fil-A Peach Bowl, New Year's Day, Arizona State versus Clemson
or Texas. Okay. I said, I think we all pick. You all said me and Jeff said Texas.
So I'm, I'm picking Clemson. I'm going to say with Clemson too.
I'm going to say with Texas. I think Arizona State loses. I think we all agree Arizona
State loses again. Do you need a pen to pencil on some things here?
We'll just let PJ do all that. Oh, what I will say. PJ, put the bracket up.
Start filling it in.
Fill out college football brackets
and have those pools now.
That's what's right in front of them right now.
Yeah, that is a fact.
I didn't mind.
We need to do that on the Slack channel.
We need one for the Slack channel.
By the way, VDevs, thanks for always advocating
for these things.
If you're not a member of the Slack channel,
we have a Slack channel.
If you like lifting, if you like taxes, if you like food,
no one likes taxes, but if you want help on taxes.
We get a bunch of different channels.
If you like crypto, I mean, the block height's 874040.
Shout out Zach Copley.
Slack channel's a lot of fun.
It's 29 bucks a month unless you use code OK.
It'll save you 10 bucks right there for the lifetime,
so you can go in and get that price reduced.
But yeah, we'll get that.
I'll set that up tomorrow.
So you can join the college football pick them.
It'll be, what do we want the buy-in to be?
$1,000, one Bitcoin.
How does $10 sound?
That sounds more reasonable. Okay, we'll do $10.
All right, all right.
So we'll get that.
Okay, so I'm sticking with Clemson.
He's sticking with Clemson.
Trey, you're sticking with Texas.
Texas.
Arizona State.
Okay.
All right.
Next game.
Go ahead.
No one thinks Arizona State is going to win.
No, no.
Okay.
Rose Bowl, New Year's Day, Oregon versus Tennessee or Ohio State?
Oregon wins.
I got Oregon.
I think Oregon wins.
Yeah, Oregon.
Yeah, sorry, Rocky Top.
All right.
New Year's Eve, Feastable.
Boise State versus Penn State or SMU.
Penn State, Penn State.
Going Boise State.
Ooh, I would agree.
Like the one test Boise State had this year was against Oregon, right?
They pushed him to the limit, man.
Lost by three.
Yeah. They lost by three and then Oregon ran back two kickoffs
to like win the game.
Like that was part of their scoring.
Ash and Gentie had like 200 or something.
I don't know.
I think I'm gonna go Boise State on that one.
I'll go upset.
Okay, so you guys are saying Boise beats Oregon.
No.
No.
Boise beats Penn State.
Penn State, Penn State.
Yeah, yeah, yeah, sorry.
All right.
Sugar Bowl, New Year's Day, Georgia versus Indiana
or Notre Dame.
I got Georgia.
Georgia.
Georgia.
Yeah, easy.
You won the backup quarterback.
He's saying back today.
All right, so we're all saying Georgia, and we all said, yeah, maybe I should have gotten
the pen.
I told you.
I got it up here.
I got it memorized.
Don't worry.
Look at the CPA right here with a pen in his pocket.
Yeah, we all had Oregon and we all had Georgia.
We all had Georgia.
That makes things a little easier.
Okay.
So and then Trey and Jeff had Boise.
So this comes down in the next game. We've got the Cotton Bowl Classic. We've got Oregon versus
Clemson or Texas. So this is where I think we're in ball. I didn't realize it's in Dallas.
You got to go boys from Dallas. I think Texas. I think Texas will win that one.
All them boys near the Casey boots rolling up.
Are you a Texas fan?
No, I'm just a rich boy from Dallas.
That's a tough one.
Uh, I'm a couple oil being a couple of my dad.
My dad is studied patrolling engineering
at Texas A&M University.
He's been working for Halliburton for 32 years
and has been to six dick chaining Christmas parties.
I am from Dallas.
The worst.
He's so like foghorn like Hory.
That's where I always go when I go to Texas.
I'm gonna go Oregon wins that one to Texas. I'm going to go Oregon wins that one.
I'm going Oregon.
Oregon.
OK.
OK, so Trace and Texas makes it.
Big Texas family get it.
All right.
Yeah, I get it.
You're a big Texas guy.
So yeah.
Go screw yourself.
We get it. All right. You bleed orange and white. We get it. Yeah, that's cool.
Yeah. We you're a big fan of Bevo. We know.
So then we got Georgia versus Boise or Penn State.
Ooh. Ooh. Georgia.
Where is this game played? This.
Oh yeah.
Capital One Orange Bowl.
Where's that?
Miami.
Miami.
They're going to have both schools are having a tough time with those Spanish speakers.
South America game.
I mean, I'm just saying as a guy that's been to Miami, there's not a lot of English being
spoke in my, in Miami. They just call that native language, Spanish. As a guy that's been to Miami, there's not a lot of English being spoke.
In Miami, they just call that native language, Spanish. I've been to Georgia, there's also not a lot
of English being spoken down there too.
Yeah, that's true, yeah.
Oh man, I kinda wanna pick Boise again,
but I think Georgia will win that game. That would be so crazy.
Is Georgia. Yeah, Georgia.
You silly boy.
Georgia.
Jeff takes Boise.
That you take.
I'll take to it.
No, no.
Come on, Jeff.
OK, Boise.
Yeah, he took me into it.
OK, OK.
That's just you're going to run for 300 yards on them Bulldogs.
So now we know I'm jumped to get a run for 300 yards on them Bulldogs.
So now we come down to the national championship.
We got, it's in Atlanta.
Okay.
Oregon. Again.
Oregon and Georgia or Texas and Georgia?
I got Texas and Georgia again.
Right, so what's your pick? Well, a trade to this first.
It's so hard to beat a team three times. So I think Texas is going to win that one.
So you have Texas winning the whole thing. He bleeds orange and white.
Hey, Texas. You big. Big Texas.
Big Texas. Oh, the trade's always poking them and
putting varsity's horns back on. He like Yeah, what is what's Texas Oh the eyes of Texas are fun is that is that Texas
No, I don't know. What's the fight song? Oh, I don't know the stars at night
We're from the side
We're from the South. We just know so much about Texas.
Yeah, big Texas guys.
Tell you what, there's a great smoke and vape in Fort Worth.
Fort Worth Marine Corps likes to put you right there, right next to the smoking vape and
the donut shop.
Two things every Marine should do.
Oh, it was the hotel close.
Yeah, the only.
Yeah. This, yeah.
This just said it's right behind you.
Potential sponsor, the smoke and vape in Fort Worth.
Oh, my gosh.
The amazing.
OK, so you have you have Oregon, Georgia.
So I have Oregon, Georgia, and I think I think Oregon wins.
OK, I got your I got Georgia.
I have. Who do I have?
I have Boise City.
Boise City.
Boise City.
Boise City.
And Oregon.
And Oregon, ooh.
You gotta go Oregon.
Oh come on, your boy's gonna win the Heisman.
You gotta stay with the team.
Where are your prime glasses at?
Oh they're right over here.
Oh okay, it's over here. Okay.
It's prime time.
Think about that pick again.
Think about that pick again with gold lenses on your face.
Okay, hold on.
Maybe I'll see things a little clearer.
Yeah.
That's much better.
It looks like Boise State's winning the national championship.
Let's go Broncos.
All right.
All right.
All right there, PJ.
We'll make it easier for you.
You can just make national championship predictions.
One photo and yeah, we'll make it easier.
Okay, so that's that.
So college football is done.
If you're a subscriber to the OK podcast,
you don't need to watch any of these games
and waste any time.
We've already told you the winners and.
You're welcome.
Well, we actually ended up with four different answers.
So that's good.
Oregon, Georgia, Texas, Boise.
Yeah, so you have to watch all the games now.
Oh yeah.
Yeah.
I will say in my heart of hearts,
I think only Oregon, Georgia and Texas have an actual shot at winning this thing.
But you guys also, the Texas hasn't done anything this year,
and now you're thinking they're going to win the national championship.
I don't understand this logic to two things can be true at once, man.
They haven't played anybody.
And they're going to win the national championship.
Yeah, they have it.
They have a really good defense.
They do.
Did anyone have Ohio State winning?
No, I think no.
First round.
Who are they playing?
Tennessee.
No, I think we're well, I was Vols.
I picked I was Vols.
You picked Ohio State, Jeff.
Okay.
Interesting.
Because they're what? But then you had a lot of people are saying they're kind of a dark horse that could win it.
That nine seed, I don't know.
Mind day is going to screw up eventually.
They lost it home to a bad Michigan team.
That's true.
Jeff, is anything with an arms reach that was made by Mr. Helmet?
My arms aren't that long, but hold on. in arms reach that was made by Mr. Helmet.
My arms aren't that long, but hold on.
Oh, I thought he was going to the shelf. Arms reach, yeah.
I took my armored one to the office in Seal Beach.
Hell yeah, brother.
Look at this, look at this.
Look at this Marine Corps
helmet. You can buy it right from the strength.co mini helmet. That's the strength code version
with the red visor on it. But you're listening to all this college football. You want boys
to do in the national championship. Go put your money where your mouth is and go buy
a Boise helmet like you should click the link down in the show notes. If you want anything
besides the Marine Corps helmet and we'll send them to you. All phones go
to Gamecocks NIL. Obviously. Right to Lenores Sellers. I don't know why he's not being talked about for Heisman
honestly. He just came on. I heard your coach talking about him quite a bit.
There's a player. Yeah I mean, Lenore's player in the universe.
Lenore's finishes the LSU game, and this is a total different conversation.
Lenore's didn't play the second half or Alabama or Alabama.
And yeah, there you go.
Gamecocks be winning it all instead. What's he was he rich or fresh?
Yeah, red shirt freshman time left. Let's see goes, you know what, you know a Dion said today a lot of these boys in the transfer
Portal looking for a bag. How about you look for a blessing?
Like I don't know what that means, but the first one's only
Second the second ones from God and coach prime likes the second one. I'm looking, I don't know what that means, but the first one's only in the second one's from
God and coach prime likes the second one.
I'm looking for a blessing.
Yeah.
Gamecocks are left out.
I'm mad.
It's okay.
As a Gamecock fan, we got a shot at a 10 win season that has not happened many times,
maybe like eight in school history.
Okay.
So, you know, it's a big
deal. But yeah, anyway, anything else on college football? Army
Navy game, we got to pick that real quick. Oh, yeah. So you
got to be pretty easy. Well, both schools started out hot.
Army has what now three losses two let me just pull that one
loss no one loss they lost in Notre Dame lost in Notre Dame and that's it all
right so you think an army and then they just won their conference too yeah hmm I thought three or four. Let me just pull it up real quick.
Two lane, Notre Dame.
Navy eight and three.
Rice?
Didn't Navy lose to Rice?
Navy has lost to two lane, 35-nothing, bad loss.
Rice, good job, B-Dubs and Notre Dame.
The smart school in Texas.
And then they have army Navy. And
then somehow, oh, they're going to the Armed Forces Bowl against
Oklahoma. Interesting. troops Army is 11 and one I'm going Navy
wins this game. I got to pick Navy. You have to can't afford
not to Trey. I think I want to pick Navy, but I think Armie's going to win that one.
I think they're too good. All right.
Well, go Navy.
You see this
to stand off that Oklahoma State's in with Mike Gundy. No.
I love Mike. So they won him.
He ought to. Everyone loves Mike Gundy.
He's been there forever.
I feel like since early 2000s, like going on 20 years.
But he had how many games they win.
They beat Arkansas, which was a miracle.
Two, three, less than five.
Yeah, it's bad. Oh, yeah.
It's good. And so they want him to they were predicted to win the big 12,
but they want him to take a pay cut
and then have that difference go to NIL.
And he's like, no, I'm not gonna do that.
So they're in a standoff right now.
They might end up firing him.
Like his job's on the line for NIL.
So yeah, so unless he takes a pay cut,
he might be getting fired, which would be completely
insane. I heard Scott Frost going back to UCF, which is pretty crazy.
Yeah. And then I heard Grant's boy, Bill Belichick's, and talk with North Carolina and Target.
I saw that and I would love it more if he went to Navy, but I'd love it.
My mom went to Chapel Hill. I lived in Raleigh for a while and kind of liked NC State. If you look at those schools,
Clemson's kind of the Chapel Hill, South Carolina is kind of the NC State in terms of, you know, the way the performance is,
just like the culture is and that sort of thing. But I would
just love to see him in college football. And because my mom went there, I'd be like,
oh, I would totally pull for Bill Belichick at Chapel Hill. Yeah. So that'd be cool.
I think this new era of college football kind of suits him more, like less, like apparently
now you can just send all your coaches to do all the recruiting for you.
I don't think Belichick's a big recruiter. Yeah.
No, you give him a bag of money and the transfer. Yeah, exactly. Yeah. That's like right up his
alley. He's kind of good at recruiting 23 year olds though. I think his talent is finding like,
the dynamics in the rough.
Yeah. Yeah.
People that fit his scheme and yeah, making him work.
Yeah.
I would love to see him there.
And I think Chapel Hill's a big enough
and capable enough school that if we're correct
and it suited him, this style that he could actually,
you know, take that school on.
So that'd be cool.
Jeff, you wanna just rant quick
about how much you hate the 12 team playoff
before we switched all things BW?
Yeah, I think at beginning of this,
or when they, I liked the 14 playoff.
I thought it was good.
I thought like maybe add in a play in game
between like two teams to get into that fourth spot.
But I just never really felt like
they needed a 12 team playoff.
And then the season started
and then kind of how like the games played out
and it's like, okay, you lose a game,
you're still in it, you lose two games,
you're still kind of in it.
And it definitely added more like value to the regular season. But then is the only three lost team in it Clemson? Yeah. Okay.
Yeah. And then like looking at it, or maybe something's going to happen with the conferences
or something like that, but like looking at them, like Indiana is in there. Notre Dame's in there.
Arizona State's in there. Like Clemson's in there. I guess comes and kind of won their win,
but kind of back into it with Miami losing that game.
But I'm just like, I only think there's three teams in there that can actually legitimately win this thing.
And then if they had done four teams this year, though, it'd be a nightmare.
If you think of that, because they think of of how many teams would not have made it. Boise State, which we said earlier, their
one loss was to Oregon by three points. So who makes it if there's four teams this year?
I think this year was particularly nuts. I don't remember a season like this since like
08. Was that the year that BC was number two for like a week?
They kept the number one team kept losing.
Was that that year?
Yeah.
Yeah, I think that was it.
Like, Missouri was number one.
The curse of the number one.
Yeah.
Man, what a hot take.
I prefer the poor team playoff.
Yeah, I didn't see that coming.
You prefer less football than more football. Yeah, I didn't see that coming. You prefer less football than more football.
Well, I do like more football.
And someone did pitch it to me this way at work,
that I always talk sports with.
And they were like, well, what if Auburn was like
the 12th team to get in there?
I'd be like, well, I'll be pretty pumped about that.
So I guess it's, in some ways it's good,
but I think just like objectively on paper, I'm like,
eh, I don't know, but just a money grab.
I don't know, when you get a money grab. I don't know.
When you get to the point where you're looking for number 12
and you start looking at three lost teams,
it just gets really hard, right?
And obviously I'm disgruntled, but I mean,
you have Alabama, LSU, Ole Miss,
Texas A&M's three losses, right?
Yeah, four. Four, four, okay, yeah. But I mean, like once youem's three losses, right? Yeah. Four. Four. Four. Okay. Yeah. But I mean, once you get into three losses, it gets difficult.
The FCS is 16, isn't it?
Something like that. And it seems like it's a good system, how they had it.
I've liked it. I mean, the Citadel has only made it once since I went there, but-
See, to me, it'd be like, I don't know, just make it to where. The conference champion is not an automatic bid.
If you just truly put the 12 best teams.
So do you get do you get rid of conference championship games?
No, I don't know.
That's my if you just put like the top 12 teams in there,
like Bama would be in South Carolina would be in. Yeah, to me, it feels like if it put like the top 12 teams in there like Bama would be in South Carolina would be in
yeah, to me it feels like if it should be the top 12 teams cuz like
Yeah, if you're like hey, I'm in the time one of the top 12 teams is the 12 team playoff
But I'm not in the playoff like what?
Yeah, FCS is 16 teams. I
Think it's 16 team playoff. I think they'll fix it after this year, personally.
We'll see.
Yeah, I don't know.
Do you think they're going to remove the automatic bid
aspect and just go off seeding?
That would make more sense.
I would think so.
Because, like, come on.
The big 12 is not.
And in its current state, it's a lesser conference right now.
It used to be something, but I feel like now it's not.
It's not that.
It's fun to watch that.
I'm just gonna go on a limb and say that the number 15 seed
Abilene Christian out of Texas is gonna win the FCS.
Hey, sure.
It's where my sister went to school.
Did she really?
She went to school, ACU, Wildcats. ACU, hey, sure. It's for my sister went to school. Did you really join school?
ACU Wildcat.
Hey, I'm a big fan of the Wildcat formation.
Wildcats win.
Is that what they do?
So they do.
Have you been to the formation?
Yeah, I've been.
It's not a lot.
How I've been today.
Yeah. Have you been to an avalanche Christian game?
They used to be called the yeah, the the white house.
They used to be called the Christians.
Yeah, basically.
They're very liberal now.
Oh, I'm not my pick.
North Dakota State is going to win the FCS.
That the Jackrabbits.
Yeah. Yes, sir.
Number two, see, they're good.
Jackrabbits. Yeah. Yes, sir. Number two. Number two. They're good. Jackrabbits. Who's the who's bison? Is that Montana or
North Dakota? No. I don't know. I think so. Doesn't matter.
It's not race. But I think that wraps up college football. Any
other hot sports takes you want from B dubs? How about Juan Soto just got signed to like a $765 million deal.
Million dollars a week.
Yeah. And then who is this shortstop, the giant...
I never heard of him. I haven't been super into baseball,
but I never heard of him and I saw some gigantic contract.
And I was like, ah, good for that guy.
Well, B-Dubs, you came in with a list of notes, which no one does.
And we just kind of go off the cuff.
Like on a slide deck that we prepare Marine Corps style, like, Oh, I got a brief
tomorrow, anything you want to cover before we pepper you with dumb questions?
No, I just had some notes on the games.
Okay.
I didn't want us to be like fumbling around.
Yeah.
Trying to figure out match- just printed out a bracket.
That's funny.
Like the usual episodes.
Yeah.
I think what he means is as a sponsor, I wish you guys were a little bit more organized,
so I thought I'd bring a little structure into the episode I was on.
I thought I would set the example.
Yeah.
All right, Trey, what you got for B-dubs?
When's taxis officially start?
When do you start prepping for it?
Yeah. About first week in January,
I usually send out an email to all my existing clients
just with their organizer,
which is just a summary of their prior return,
like a request list almost just like basic stuff.
Like here's how to set up an appointment.
Just to like kind of touch base.
But the kind of the frustrating thing now is like,
if you have a brokerage statement,
so like taxable investments,
those are coming out later and later every year, like February 15th.
So, and then the IRS is like pushes back like e-filing, it seems like every year.
So it's getting more and more compressed.
So some people might have all their stuff ready to go like first week of January.
And it just sits in my office.
I'm like, hey, I can prepare your return, but we can't really file until like last week of January. So, but yeah, you know, it usually
kind of, unfortunately all picks up late January, mid February.
What is the perfect tax client? And I'm not talking in terms of this guy's got a W-2 and it's an easy returner,
this guy's got four businesses, it's more difficult returner, this guy owns property somewhere else.
But I mean, in terms of talking to you and then approaching tax, you must have some favorite clients.
So in the genesis, I have favorite clients. Yeah. I think it's probably going to be similar
to what you're going to say, but like all
the clients where I meet with every year and it's the same conversation over and over again,
like, Hey, do this next year. And then they come next year and they haven't done the thing
I told them to do. So I like people that kind of take some ownership into their situation.
If I make recommendations, follow through
with them kind of thing, which a lot of people do. So just people who are organized is obviously
going to be super helpful just being efficient, but also people who are engaged in the conversation,
they want to learn. I'm happy to like teach and Discuss things with them. So yeah, okay. How about you?
Jim clients. Yeah, I mean in the yeah, it's it's the same exact answer. It's like why isn't this result happening?
It's like well, let's look at your training book
Because we do that, you know with gym members as the new year comes
It's not tax season, but they come in and they've been paying for
however many months. They're like, oh, my goal last year is to look for a five and then
do it. And so we can on, for physical gym members, we can just pull a report. And we're
like, well, you're paying for three times a week membership. And on average, you come
2.1 times per week, or whatever it is. But yeah, it's the same thing, just
like the consistency.
But we also, I don't know, I was more wondering like date wise, like, do you like clients
that talk to you, I don't know, every quarter? Or is it just like, hey, you're going to run
your business and do your stuff and
just don't come to me in March, come to me in December and we'll be okay. Or do you prefer
to like talk to them throughout the year as they're making decisions and doing stuff?
Yeah, like definitely business clients. You know, they don't have to check in quarterly,
but if they're just checking in to check in, nothing's really changed, that's fine. But there are
the clients that'll make a major decision with serious tax implications.
Without calling.
And you don't find out about it until like March. And at that point, it's like kind of
too late to do anything. So yeah, just, I usually stress to people, reach out to me
before you're doing anything big.
Yeah.
Yeah.
So this is a crypto podcast.
All we talk about is crypto.
But has that affected your tax filings in terms of people selling Dogecoin or Bitcoin
investors or people that draw?
Has that changed things or is your clientele
not really into that or?
So good question.
So the IRS is definitely like crypto is still the wild west
with regards to the IRS.
There is now a box.
And Tascad just call that money.
There is a box you have to check on your return now
that says like I have been dealing with,
which I think I told you about. There's a, this is one of the first questions on a tax return now is like, did you buy or
sell any cryptocurrencies this year? And you have to say yes, if you did. The problem is
a lot of clients have like these grenades where they keep ledgers in them.
The thing is like Grants Buddy.
Yeah. There's Grants Buddy who keeps a grenade with a ledger on it. It's not part of Coinbase. It's not part of one of those major exchanges. And I don't know about it. So I don't...
And I don't know about it. So I don't, you know, I will, it's not something I ask every client, but if they seem like,
you know, they have a neck beard or something like that, I'm going to ask them if they've
been trading crypto.
So it'll be one of my first questions.
Do you think with this new administration coming in, do you foresee tax changes coming
in that quick?
If you had any guess, or did you take a year?
The existing quote unquote Trump tax laws that came into effect in 2018 are set to expire
in 2026.
I think at that point, we're going to see either an extension of those existing tax
laws for X amount of years, or we could see a major, I have no idea, honestly.
It keeps it fun.
We know for sure up until 2026 that everything is going to stay the same for the most part.
Okay. Good to know.
Hey, good thing you got a good CPA, Trey.
Yeah, I know.
Yeah. Thank God for that.
I'm going to get to bear my money in the backyard.
You graduate the Citadel. We're going to bring this thing in for landing for not too long,
but you graduate the Citadel and you end up as a CPA. And I kind of want to,
your degree was in accounting, right? Yeah. Yeah. So did you always want to be a CPA?
No, I actually really wanted to be a Marine.
Oh, interesting. Well, you can buy a Marine helmet.
We all wanted to be CPAs, so it's funny how that worked out.
So you end up a CPA, but just tell us a little bit, we've talked about your veer experience.
Oh, okay. How you got into that and like what you did, because I probably butchered it and
like typical brand style.
That wasn't a joke. I actually really wanted to be a Marine. Like that's why I went to
the Citadel.
Okay.
What happened?
I watched Full Metal Jacket a lot when I was in high school.
Yeah. And I was like, this is like, I thought that was like
graduating from Paris Island was like the ultimate achievement.
Sure. So I want to enlist actually, my dad was like think I tried to get into the Marine unit, the Marine
unit at the Citadel. Maybe you can explain this better.
A bunch of a-holes.
It was insane. I remember I tried like freshman knob year, which you're getting screamed at
all the time. I went to Gunny Grubbs.
Yeah. What was the Colonel's name at that time? Jenkins Hall. I don't remember. Yeah. He was kind of time. I went to Gunny Grubbs. What was the Colonel's name at that time?
I don't remember.
Yeah, he was kind of legendary.
And I was just like, Hey man, not, not, Hey man, but like I walked in there and I was
like, I want to get involved in the unit. And like, I just apparently approached him
in all the wrong ways. And he just kind of like chewed me out and I just kind of left.
I didn't know what to
do. So I think I did army ROTC like after that, which is so different. I mean, you go
into the army office and they're like, trying to get you to sign up for anything. They'll
listen, you know, long story short, I didn't end up doing any military stuff. Senior year, I don't know what happened. I bought a bunch of
Georgia Tech film off of eBay. And all their games from like, yeah, let me back up. So I was
always just a big fan of like triple option football. And I love the service academies.
Like I'm sure you guys played NCAA, the video
game a lot. Like I would always do press a pitch the ball. I would always do the triple
option like do dynasties. I was like, I want to just like learn this offense. So I bought
a bunch of Georgia tech films. So Paul Johnson was the coach there. He's like the godfather
of the triple option, bought all their film film, charted everything, made spreadsheets,
wrote a whole report on it. And my goal was like, I'm going to send this to a bunch of
schools that are either running this offense or play against this offense and see what
this does. So I sent it to probably cold email, like cold emailed, like 20 coaches.
One of them was the Citadel head coach and I didn't realize it, but at that time they were
installing the triple option there. And he came from like a pro football slash spread offense
orientation, but he had hired a bunch of his OC and offensive line coach.
This is Higgins.
Kevin Higgins.
Yeah.
He hired a bunch of guys to basically install the triple option like that year.
So the timing was bizarre.
It worked out.
He's basically offered me a position, an unpaid internship, his quality control.
So I thought I was going to be like the next like Billy Beane slash Bill Belichick, like moneyballing the
triple option.
I can tell that's what the Michigan guy was right.
Essentially, equality control is like a catch all phrase for you
know, you're basically an intern, you do a lot of you
break down film, you tag film. So like every opponent you know, you're basically an intern. You do a lot of, you break down film, you tag film.
So like every opponent you play, you have to mark like down in distance, formation, all that stuff.
You sit in, in all the meetings. So it was a good learning experience. Second year I was there,
the video coordinator left and they were like, we need to fill this role. So I actually did video
there for paid. This one was paid. I think it was a sweet $10,000 for the whole year.
And then I got grad school classes. So, okay. But I was also living in like campus housing. So it was Yeah, that's too bad.
essentially free.
Have like a five year CPA program?
No, no, they don't. Fortunately.
So then. So did you do?
I didn't finish. No, I did like a semester and I was like, all right, I need to get out of this. So then I got so then keep in
mind, the economy was not great at this time either.
I left and I got into the CPA world and my goal was just to be a generalist.
I didn't want to be specializing in one very niche thing that-
Tax or audit or something.
So I did tax, but it's crazy. You could get with a big four firm and just be
doing one very specific type of thing for huge companies. So there's
like certain R&D credits. You could be an R&D credit specialist and just focus on that one
thing. I wanted to be more general working with small businesses and stuff like that.
So when I moved to Greenville, I got with- Well, you did go to Boston to do a big firm.
Yeah, I did. Not a big four, but it was a larger regional firm.
What was it called? Wolf & Company.
So while you were there, were you downtown? Yeah.
Did you ever happen to go to that IRA bar called the Black Rose?
Yes. That was the Black Rose. Whenever I was underage, I would go to this Irish pub in Faneuil Hall.
Faneuil Hall is like the very touristy district. When I was underage, you could just walk in there
and they didn't card you because it was like an old man Irish bar, but it was also very touristy.
old man Irish bar, but it was also very touristy. The joke Grant's making is, I used to go to this bar all the time.
You told me about it when I was in Boston.
Lots of great Irish, live Irish music. It was just a fun time. But last time I saw my
dad, my dad's kind of, he doesn't really drink at all. He doesn't. So he was like, yeah,
I used to go to this IRA pub. The black rose.
It's not an IRA bar. Anyway, yeah, that's a bunch of departed references. There's a
lot of Boston. We're big Boston guys over here. So you moved to Greenville.
So moved to Greenville, got with a small firm here that did small business, like that kind of stuff, just general
accounting for a wide range of folks. And then for about five years, I broke off and
did my own thing. So yeah.
And now most of your clients are small business. Yes. Small business, any kind of like, even
like nowadays, like there's so much the gig economy, like people are kind of leaning
on CPAs for help with that.
A lot of people are buying rental properties.
A lot of just in general, you know, I don't know if this is because I live in a bubble,
but like it seems like a lot of employers are kind of pushing people into like contractor
roles as opposed to employees.
And when you're a contractor, you're considered self-employed. So, um, setting people up with
S-Corps, stuff like that.
Oh, so the, the, the contractees. So like for me, I have a bunch of contractors. So
like, okay, got it, got it, got it. Okay. Well, good. Well, if you need taxes, go to
BWTaxLLC.com You can get BW and his staff
on the other end. We'll talk more about that later. As a guy that went to the Citadel,
was a knob, new Gunny Grubs, and all that stuff. Jeff generally takes our guests through
a quick segment here. Jeff, you want to go ahead and take them through?
Oh, I thought you were going to do it. I thought you had a Gunny Grubbs. No, no, I'm gonna let you, I'm just gonna let you,
I mean, we can't, we can't deviate.
No, I got this, I got this.
All right, all right, so BW, I wanted to picture this.
Gunny Grubbs is sitting in his office.
The coffee pot just ran out.
Or some, some like some other person took the last bit of coffee.
There's no more coffee in the coffee pot.
Gunny Grubbs goes to grab it, fill up his cup.
There's nothing in there.
He turns around.
There's this knob standing there in front of him and says,
Hey, dude, how do I get into the Marine unit here?
And he just goes, Oh, I know we freaking refill the coffee.
And I know we don't freaking talk about, hey, dude, do he?
I don't even know you. Who the hell are you?
OK, so that's what you think about.
And you're going to give us the best. OK.
OK. That's pretty good. Pretty good. Not the worst. That might be the best.
Well, that's good.
Bdubs gets it.
That might be the best.
Yeah, that's a good one.
Yeah, Bdubs gets it.
We should do an ad read for, what was your moving company up in Boston?
Oh yeah.
Yeah.
How did this come up?
I don't know.
So Grant has been moving for a while.
Yeah.
So he's been moving for a while.
Yeah.
So he's been moving for a while.
Yeah.
So he's been moving for a while.
Yeah. So he's been moving for a while. Yeah. So he up in Boston? Oh yeah. Yeah.
How did this come up?
I don't know.
So Grant has been moving the past-
No, my buddy.
Grant's buddy has been moving, it seems like the past month, maybe two months.
The least efficient process, just slowly moving out of his house.
To be fair-
Let me park this pot, by the way.
To be fair, it's to move when you're also living in the same house.
True.
Yeah.
So you're a mover once for Jim.
I left that out of my resume.
Yeah. We you were a mover once for General Giant. I left that out of my resume. Yeah, I left that out.
Yeah.
We call it, what do we call it?
Pick and pack.
Pack and prep.
Pack and prep.
Staging.
Staging.
Yep.
And then-
Dollies or hand trucks.
I would go dolly.
You would go-
No, no, no.
You would say the thing with two wheels with an upright is a hand truck.
Yeah.
We never use hand trucks.
You would like to use dollies.
Correct. Yeah. Okay. Got it. Got it. I just, but in terms of terms. Okay. Yeah. Gentle giant, make sure that you pack and prep
stage and use dollies. That's right. Yeah. Potential sponsors. So speaking of sponsors
and potential sponsors, we actually have a sponsor, BW. That's the helmet guy. It's more of like an
affiliate, I'd probably call him or we're an affiliate for him, but we have a sponsor, BW. That's the helmet guy. It's more of like an affiliate, I'd probably call him,
or we're an affiliate for him.
But we have a sponsor.
He keeps the lights on.
And so, Trey, why don't you just take us through that segment
and we can give some facts and do the whole thing
and BW can do a read.
Oh, we're making our boy do his own read.
I love it.
I can't believe I'm paying for this.
Yeah, it's his tradition. Yeah, we can't pay you.
Let me tell you about your own company over here, man.
I will say, I started, I guess, an unofficial client.
We haven't really done it yet, but I have called the hotline first, first ring pickup.
So it is true what we say around here.
If you want to call and get it, talk to a human being and get your questions answered
and feel the warm and fuzzy on your taxes, you call BW.
Jeff? I mean, if you're listening to this podcast,
this episode specifically, I mean, you saw how prepared BW was
with all the in-detail stats.
You heard about him diving in deep with Georgia Tech film
he bought off at eBay.
So that just tells you all you need to know
about how he's going to approach
your taxes. So I mean, just finding every little bit to get you back for your return.
BW is going to make that happen.
I mean, what I like about BW tax is it's, you know, it doesn't feel like you're talking
to some boomer that thinks the black roses and IRA IRA pub and it's just like a real person and they
feel like they're on your team and they are single-handedly fighting the IRS for you.
So yeah, that's the company we talked about that sponsors the podcast.
Have anything you want to say?
Like you want to give a little ad read?
Yeah, I'll just do a brief one.
If you call BW Tax, you're going to talk to me as Trey said earlier. I actually,
contrary to popular belief, don't have any employees. It's just me. So good thing is
you're dealing with a CPA. So yeah, I specialize in small business,
but I do a lot of individuals,
people with rental properties,
people who are 1099 contractors,
crypto investors.
People with adopted kids.
Exactly.
So yeah.
What would you say is the difference,
there's a difference between people that do taxes
that are like trusted associates or something? Enrolled agent. So like, is that like a tidbit that
people should be on the lookout for in terms of, because you said, if you call me, it's
just me, but I'm an actual CPA. Right. So could people do your taxes that aren't CPAs?
Yeah. Technically to, I guess, do taxes, you just have to have a P-10 through the IRS,
which I don't think is particularly hard to get.
Okay.
I don't even know what the minimum qualifications are.
It's like getting a NASM versus being a starting strength coach.
Yes.
NASM.
50 questions true or false, you get it and now you're a personal trainer.
Yeah.
Okay.
So I think it's something similar. Yeah. Okay. So you want a CPA though?
Yeah. Yeah, obviously. Okay. One more question. You've listened now what has been 50 weeks.
Can you give us a power five rankings of your favorite ad reads?
Ad reads. Man.
And if you want to get power three, we can do three, but I just mean like when you listen
to this podcast back and you pay for it month to month and you're like, that was good.
I got to say Tanner was the guy who started the phenomenon.
So I think I got to give him the number one seed.
Okay.
Agreed.
I really like to-
I know who the worst is.
Yeah.
We'll get to that.
Go ahead.
I really like Tim Baines actually.
Because chess.
Yeah.
The chess tie-in was great.
Big chess player.
It was really good.
Really good.
Yeah.
Now I'm just-
So you got Sean Shepard, you got Brandon Teal, the Marine, you got Andy Herbert, the
Marine, you got Trey's brother.
Let me spot out a few before we think about Trey's brother, the doctor.
You have the Ozempic doctor, Air Force captain.
You have Macchios, you have Jim DeNofa, you have Nova Sky, the Marine female lieutenant.
Steven Garcia.
You have Steven Garcia that just talked about Ukraine.
Any of those ring any bells?
I would say Matios was great.
I thought that would be my power five.
Placido was great.
Oh yeah, Placido for you.
Placido was great.
Yeah, yeah.
And Sean Shepard.
Sean Shepard.
Okay, good. Yeah, that's good.
Big Daddy Shep.
I think I would, I thought Jim DeNofus was good because he said, the line where he said, he's fighting from the IRS.
And then he like pause, he goes, who technically, typically wants to take all your money.
And he's trying to put that money back in your pockets.
And I thought that was good, but yeah, some good ad reads.
Well, we'll just do it for you
if you wanna talk about yourself.
If you're looking for taxis upon us,
you can't wait any longer, bwtaxllc.com.
Go find them, call the number, this guy will answer.
Anything else, you got like a social media page?
I was gonna say, you know, my website is basically
a glorified booking page, which is by design.
So the whole idea is to just steer you
into an initial consult.
Initial consults are free, so however you wanna do that,
Zoom, in person, phone call.
So you can do people's taxes anywhere.
Yeah.
So you can do, I can do taxes anywhere.
I have a lot of California clients.
I have a few Texas clients hoping to convert Trey over.
I have to send you my report still Trey.
I haven't forgotten about you.
So that's all good.
Well with that said, B dubs, thanks
for coming on. Thanks for having me. And Trey, why don't you
just bring it? We'll leave them on the screen here. Why don't
you just bring us in for a landing? It's about that time.
What's what? 050. 050. Wow, who would have thought we would have
made it this far? I can't believe it. Not PW. Yeah,
episode 050 of the OKAY podcast. As always, I'd like to thank the man, the myth,
not the father of the Veer, maybe just like a distant cousin of the Veer. Redhead Stepchild.
Redhead Stepchild. Keeping on thechild. Keep it on the lights as
always. Good guy, better at taxes. If you have any questions, give him a shout.
If you look in the show notes below, you will see the link to the Slack channel as Graham
mentioned earlier. Use code OK. Get $10 off on that. Love to answer your question about
lifting or just life in general. If you go to YouTube, give us a like and subscribe there.
See your faces.
If you haven't done that yet, what's wrong with you?
If you go to www.theokpodcast.com, you will find the social media accounts.
Give us a follow there.
We all have our each and individual social media accounts.
Jeff.
Jeff Sarris He's on right now.
Jeff Sarris He's live. on right now. He's live. He's on right now.
He's live.
And I think that's it.
Did I miss anything?
No, I think it's good.
How's the pan cells going?
Good, yeah.
So thanks for bringing that up.
No one's listening right now except my mom
and she bought four of them.
So if my siblings listen, they would probably get the hint
that I have four siblings and my guess is
those are Christmas presents,
but the pans are gonna be finalized.
I'll tell you this, they won't be there by Christmas.
Wow.
They'll mail the first week of January.
I'm sorry.
I'm a titan of industry,
but I'm not a titan of speed at all times.
But the pans are good.
You can still buy them.
I'd say we're about, we're over a third through the sales
of the first run.
So go grab a pan and use code OK on the pan.
And with that, thanks for tuning in.
We'll see you next time.
We'll see you next time.