The Ramsey Show - App - Dave Goes After the Timeshare Industry! (Hour 3)

Episode Date: May 20, 2021

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🎵 Live from the headquarters of Ramsey Solutions, broadcasting from the Dollar Car Rental Studios, it's the Ramsey Show, where debt is dumb, cash is king, and the paid-off home mortgage has taken the place of the BMW as the status symbol of choice. We're going to spend this hour talking about the scummiest business in America today, the timeshare industry. Probably a close second would be payday lenders. And we could put another group of people or two in the list, but these are the scum of the scum. This is the lowest of the low.

They feed on people. They take advantage of people. Basically, they screw you the consumer everybody seems to know it but for some reason everybody keeps playing with the tiger i don't know why you keep playing with the tiger you go to the resort and Diamond or Wyndham or Westgate or Marriott invites you for a free night on the beach, a free night in Vegas, a free night wherever, or two, but in return you have to give up five hours of your life

in a timeshare meeting. If you leave the meeting one minute early before they give you permission to, you have to pay for your room, so everyone seems to endure it. But this is what you do. I don't understand why you do this, and so I'm going to try to convince you to stop doing this. You go into this meeting.

This is like saying the zoo calls you up and says, we will give you a one-year pass to the zoo if you will spend an hour in the cage with the tiger petting it. But we need to warn you ahead of time that the tiger's not eaten in several days, and he's rather greedy. And so you go in and say, well, I'm the one that will be able to pet the tiger and not get eaten so that I can get a free pass to the zoo. It ain't worth it. Buy yourself a hotel room and don't go in the tiger cage

but you do and then you spend twenty two thousand dollars fourteen thousand dollars twenty eight thousand dollars and you mortgage air because you don't own anything except access to their hotel room for a week, maybe, if you can get in. And then maybe you pay cash for it, which is even worse, because now you own air officially that's paid off, and then you find out that they're going to raise your annual fees all the time. These people are straight-up scum. This is a horrible product. Ninety-seven percent of the people that buy a timeshare don't like their timeshare,

wish they hadn't done it, have regrets, would like to get out of it. They think that the timeshare business like Diamond and Wyndham and Marriott and Westgate sucks. They think they screwed me. And they're a little bit ashamed to tell their friends that they got screwed by these people because they feel so dumb for going in the tiger cage. Because you go all along, I knew they were screwing me, but I still, I just didn't have the wherewithal to say no enough times in five hours with the temperature cranked up to 82 degrees and they were waterboarding me.

They put you in a torture chamber and won't let you out. I mean, you have to be like a BA to bust out of there, man. You got to be just arrogant and angry to get away from these people once you've put yourself in one of those rooms. Consequently, the timeshare business has been sued and sued and sued and sued and sued and lost and lost and lost and lost and lost and lost.

Catherine says, in 2013, we were visiting the Cancun Resort in Las Vegas when we were told that Diamond Resorts, which has now been purchased by Hilton, had were visiting the Cancun Resort in Las Vegas when we were told that Diamond Resorts, which has now been purchased by Hilton, had taken over the membership that we had in two different timeshare companies. We were asked to attend a meeting again where the sales staff told us that we needed to make a purchase so that we could continue to keep the equity we had already built up over the past 10 years. What equity? Timeshares are worthless, especially diamonds.

Since that meeting, we've been subjected to numerous update meetings where we've been pressured to the point where we felt we needed to make a purchase to be able to leave the room. Every time we told the staff we were already unhappy and that we could not afford to make another purchase, yet again they assured us that with the new purchase, all of our problems would be solved. We tried to solve this with Diamond and their representatives to no avail. We feel we have been continuously preyed upon by Diamond Resorts.

Stay away. John says, last March, we drove from our home in Michigan to Florida, but our reservations were canceled due to the pandemic. After that, we heard nothing. During the summer, we realized that the virus was continuing to be a problem, and we would not feel comfortable to travel or stay in a resort. We began calling and writing letters to Wyndham, asking them to consider extending our VIP points into 2021 because of the unusual circumstances.

On December 1st, we were finally informed, but we would not, they would not, and our points would terminate at the end of the year. We were also reminded that we could not make guest reservations, meaning that we would have to use it personally. We had been cheated out of the third year of our contract because of the pandemic, and Wyndham refused to recognize that the pandemic called for concessions. We were VIP members for 20 years. We now have a very negative impression of Wyndham

and will never encourage anyone to deal with them in any way, even for a one-night hotel stay. Wyndham, by the way, is spending $100 million purchasing travel and leisure and a rebranding from Wyndham to travel and leisure. Now, Wyndham is a nationally known brand, internationally known brand, but they're going to do completely away with it. You know why? They're spending $100 million to do away with this nationally known brand. Why?

Because it has so much negative connotation attached to it now because they've screwed so many people. Why is this hard to figure out? Marriott is not far behind. Marriott Vacation Club salespeople are super trained used car salespeople. They tell you how easy it looks and how easy it is to book. Trust me, it's all fabrication. I could not book a week in October 11 months in advance.

Costs? How about $20,000 for your week of timeshare? $750 for annual maintenance fees. $104 to trade week for points. $99 for interval membership. $84 to book your week, and oh yeah, $79 to cancel your week. After canceling, even due to death and immediate family, you have 60 days to use your week at a resort.

Good luck with that because you can't book it. Check the figures. Booking fancy hotels is much cheaper, and you don't have to stay a full week in the same location, and you get the week you want without booking a full year in advance. Stay away from Marriott Vacation Clubs. Trust me. Signed, a true sucker.

These are actual posts on the Internet right now in the last few weeks. If you've been screwed by the timeshare industry and you want to talk about it this hour that's what we're going to do baby we want to expose these crooks for who they are the phone number here is 888-825-5225 and you can't get out of them they're almost impossible to get out of oh well we'll release them horse crap you will not now you lied again unbelievable you're not releasing anybody you screwed them and then you hold them and screw them over and over and over again it's unbelievable it's a shameful thing that you're doing and you continue to do it diamond marriott windott, Wyndham, Westgate, the worst offenders.

If you have an offender of another type, that's fine. Or if you just want to talk about one of those that you've worked for and you quit because you got tired of screwing people, call me, 888-825-5225. Registration is now open to attend our largest leadership event of the year, Entree Leadership Summit. We will be at the Hyatt Regency Orlando in beautiful Orlando, Florida, May 22nd through the 25th, 2022. We always bring together the best leaders for this event, and next year is no exception. I'll be there speaking, as well as our very own Ken Coleman, Christy Wright, and Dr. John Deloney. We've also got legendary comedian and former host of the top-rated Tonight Show, Jay Leno. Best-selling author, Patrick Lencioni. Founder of IT Cosmetics, Jamie Kern Lima.

American restaurateur, Will Gadara. Classic concert pianist and powerhouse speaker, Jade Simons. Best-selling author, Henry Cloud and more. These are leaders and speakers who have made their own rules in business and are going to inspire you to do the same to learn more about the event and get your seats text the word summit 2022 to 44222 we're talking about the timeshare industry today. One of the stummiest of all industries.

Multi-billion dollars. And boy, do they throw their dollars and their weight around. They try to crush anyone who comes against them. They've been having a fit with me, I can tell you that. And all they've done is just piss me off instead of silence me so i'll tell you a little bit more about that later if you have been a victim of timeshares or you own a timeshare or you used to work for them and you got tired of screwing people so you got out of there and you want to tell what really goes on behind the scenes we all know but love to hear from you the phone number is 888-825-5225 how's got a horror story he's in evansville hey how how are you i'm doing

fine you dave good man tell me your story good well uh we bought back in the uh early 90s uh at westgate in florida and uh you know you talk talk about them strong-arming you into buying. It wasn't really like that for us. What they said made sense to us at first, and so we bought. And we used it once or twice every, you know, few years, and just we decided it was time to get out of it. What'd you pay for it? We tried and tried, and nothing that we said to them worked.

They said that just, yes. How? What'd you pay for it tried and tried and and nothing that we said they said that just yes how would you pay for it uh it's about 20 000 okay and so you used it a couple of times every every two or three years and then after how many after dave ramsey was one of the worst uh investments i ever made in my life and after after how many years of using it a couple times every few years, did you want to get out? Oh, after the first five years, we decided to try to get out of it. So you had used it maybe ten times? No, not even that. Probably five times. Okay, for $20,000. And you wanted to get out, and what happened? Well, they said they do not buy them back.

They suggested that I either try to rent it or give it away to someone, which is a joke, too, because people that have heard about them know that that's not a good investment, and you can't give them away. So if you can't give it away, it's not an investment at all. Exactly. Okay. And there is no resale market for these at all. None. You can go online and look at what they are.

You can't even sell them for a dollar because people don't want to take over the dadgum fees. Exactly. And then about three years ago, they hit us with a $1,000 special assessment. I guess they were going to do some painting. And so there's nothing you can do about that either. You know, that's on top of what you're paying for maintenance and taxes every year. And so when about three years ago, when I was diagnosed with cancer for the second time, two weeks after my wife was diagnosed with cancer,

I decided it was time to really start in earnest trying to get out of this thing. So I made some contacts and started networking with people who were sympathetic with my situation. And they referred me to an attorney who tried to help us as best she could. And I ended up on a witness list in a lawsuit that she was involved in. And that was really when Westgate took notice. When they saw my deposition and saw how damaging my testimony could be, out of the blue one day they just called me and said, I hear you want to get out of your timeshare.

Here, sign these documents and you're done. That's how I got out. I wish it was that easy for everybody, but it's not. So you had to get their attention by punching them in the nose, in other words. Pretty much. So you called them up and go, I've got cancer, my wife's got cancer, and they said, toughies. Exactly, yeah. And it wasn't that easy because it took me sitting on hold for 30 minutes waiting for someone to come online to even talk to me.

And I wasted a lot of time on the phone, but it was worth it in the end because i did get out but my poor dad has been has been dead for 12 years and i still get a bill every year for his maintenance and taxes and i hope you don't pay that oh no no no no no and but the they and i call him and told him that you know he's deceased his estate has been settled for two years and they don't care they just keep sending a bill so i keep throwing it in the trash yeah so wow so where was this property uh we bought in uh orlando at uh it's west gate was because it was at the west gate of disney oh that's where it was named oh and that's where the company was named i bet huh yes yes because they've got them all over now i mean they screw people in lots of towns now yes they do yes they do and we uh we're a little closer to uh branson

missouri so we traded uh for a another additional fee they they allowed us to trade to that property uh about 10 years ago and uh so it was closer for us. We did use that one a little bit more because we could drive to that one, but it was still, we just didn't use it. And once we decided that we would much rather spend our time doing other things, and you're right, you know, if you want to change locations, they'll let you do it for a fee. It's $150 to change or even to change the week that you go. They'll nickel and dime you to death.

Yeah, and now $1,000 to paint it. Yeah, that comes up after you've already paid $22,000 for it and used it five times. That was probably the straw that broke the camel's back was when we got that special assessment. So how are your wife's cancer? How are you all doing? We're doing great so you both recovered yes good and like i said i've i've had cancer twice and uh beat it both times so praise the lord for that one amen wow well i'm glad you're doing better i'm sorry for

your situation but i appreciate you taking time and telling 22 million people westgategate will screw you, and even if you've got cancer, they basically just hang up on you and are not going to get out of it until you get involved in a lawsuit against them, and then suddenly they go, oh, you said you wanted out. Who knew? Which is exactly how all these guys act. It's the only way you get out is you have to pound their face in because they're absolute scum.

Hope I haven't been unclear you guys all right sandy's with us in hayes kansas hey sandy tell me your story about time shares well hi dave we were in florida in 1999 with our daughter who was actually cheering for hayes at a collegiate um competition down there and we were walking down the beach, and a man come up and offered us a place to have some free drinks and some stuff inside of the hotel and offered the girls a free bicycle rental and everything. And so we went in and kind of got caught that way. We hadn't bought that day, even though we had made up our minds before we went in that we weren't going to show you how that way. We hadn't bought that day, even though we had made up our minds before we went in that we weren't going to show you how that goes. And we ended up, the previous caller spent a lot more

money than we did. We ended up buying in for only $6,000. But their way to get us to buy was by explaining to us that other people had to buy a week at a time, and this time, sure, it was done by points. So we didn't ever buy a week. We didn't buy a specific time frame. We could go any time, and they would buy it back from us any time we wanted to get rid of it. That wasn't in writing, was it? No.

Well, actually, it was. wasn't in writing was it no well actually it was it wasn't writing it was you're cutting in and out honey you're gonna speak directly into your phone sandy you're cutting in and out you're gonna speak directly into your phone okay i'm sorry that's okay so we you said it was in writing that they would buy it back? Yes, it was in writing. And when we got ready to try to sell it back to them then, they explained to us that Sunterra had been bought out by Diamond, and Diamond didn't have an agreement, and so it was no longer, it was null and void. And I asked them, I said, well, so you can change the contract without even telling us?

If you're Diamond, you can, because Diamond is God. Now, it's exactly what they implied to us, that they were pretty much the end-all, be-all. And they even told us, we asked them nicely to buy it back, thinking that that was what we had signed up for. And the guy told us, he said, you know, we will take you to court for the rest of your life. We will ruin your credit. We will take your home. We'll take everything. But you cannot get out of this.

There is no way. And so we just kind of gave up for another year or so. And then I started seeing a lot of ads for it, and we were afraid to be scammed again. So we kind of just didn't do anything until I saw an ad for the Timeshare Exit Team, which had your name behind it. And they got you out of it? Very confident. You guys got us out of it. I'm not Timeshare Exit Team.

Timeshare Exit Team got you out of it? I'm not Tom Sharek's team. Tom Sharek's team got you out of it? Yes, they did. Awesome. That's cool. Well, at least you got loose from Diamond. That's like, man. That's like getting loose from a concentration camp. Music Music

Music Music We'll be right back. We're talking about the out-of-control, multi-billion-dollar, scummy timeshare industry. Screwing people left and right and getting away with it and nobody's in their face about it. They're buying off government officials. They're buying off media. They're buying off everything trying to do this. They've been after us trying to shut us up, and it's not going to work. As a matter of fact, you're getting quite the opposite reaction. I'm going to devote entire hours to pissing these people off because now they piss me off.

So it's a fair trade. This from Andrew about Diamond Resorts, which was just purchased by hilton the ceo is a guy named mike flaskey now mike mikey i call him mikey and i've been trading barbs he calls me davy uh on on twitter a time or two back and forth he stood up in front of the arda which is the timeshare association and said he was going to pledge a million dollars this year to putting any Timeshare exit people out of business. How dare someone try to get out of their Timeshare after we've screwed them, in other words. My wife and I were in Las Vegas when we were approached by Diamond Resorts representatives asking if we'd be interested in receiving free tickets to dinner and a show as a gift

for our attendance to a one-hour presentation. When we signed up, our yearly income did not meet their minimum, but the rep said, don't worry, which in hindsight should have been a huge red flag. No, honey. A one-hour presentation for the timeshare company should have been a red flag because they're usually eight hours. At the presentation when the first offer was presented, we told them no way we could afford it. After four hours, there it is, of continuous better and one-day-only offers we finally gave in,

the employees led us to believe it would be an investment for us and our family. If you sell timeshares, by the way, you're scum. You should get a better job. You should not be involved in screwing people. And if you don't like me saying that, that's because you're scum. If you understand that I'm saying that, you need to start looking for a job today doing something that's honorable. The employees led us to believe this would be an investment for us and our family. The one time we've used this membership, we could not make reservations in Hawaiii like we desired and we ended up in vegas a little trade-off there both have sand uh we forced us

into a mandatory member presentation where we were talked into upgrading since the representative told us we could not refinance or we could refinance with our bank at a lower rate we relented this is not possible you can't refinance at your bank because you don't own anything. Now we're stuck with something we cannot afford, and Diamond will not help us. But if you're one of the few attorneys in America that will go and represent the consumer against the timeshare industry, they will come after you.

They'll come after you, the attorney. Christian is on the line. He is in Orlando. He is an attorney, and he works with other attorneys who've been sued for trying to get people out of their timeshares. Is that right? Did I say that right? You did. You got it, Dave.

And thank you for everything you're doing. What in the world? So you have people that are in the legal profession that are lawyers that sue a timeshare company to get people out of their contracts to abide by their contracts in some cases, which lets people out. And then they turn around and sue the lawyer. I'm sorry. You cut out on me. You cut out the lawyer. I'm sorry. You cut out on me. You cut out on me.

Try it again. Sorry about that, Dave. Are you here now? Yes, sir. I am. These timeshare companies don't want lawyers talking to them about arbitration or resolving things. All they want is for timeshare owners to shut up and have annual maintenance fees doubled every year. And my clients are just lawyers who,

they recognize that timeshare industry is the last legal fraud in America. And now they're being shaken down in federal court. These, the big guys, you said it, I mean, they're weaponizing the courts to shake down lawyers who help people get out of the last legal fraud in America. It's shocking. Wow. And so you turn around and rep your client or other attorneys

who are trying to get people out. That's right i represent how has that gone how many of these cases have you done and how how is the what's your success rate i i currently have probably 15 cases going on in state and federal court most of these cases haven't resolved we haven't even gotten to a trial. You know why we haven't gotten to a trial, Dave? Because they want to beat you to death financially. Boom. You got it.

They want to drag out the billable hours until you dry up and die. They want to make these guys spend hundreds of thousands or millions of dollars defending themselves. The insurance companies don't want to pick up the tab, you know. And so they force them out of business through litigation, and it's sham litigation. They're not investigating these lawyers ahead of time to see if they're good or bad. My guys in Missouri, they just have these salacious allegations, and it puts them out of business. They lose their law practice because they can't afford to continue to defend themselves against this company who has infinitely deep pockets. Oh, by the way, their pockets were lined by people they screwed.

And they're desperate to keep them lined. My clients are just folks who they haven't given up yet. You know, they haven't given up. They're not settling. They keep going. In fact, we filed a counterclaim against Wyndham and Blue Green for antitrust. And this morning we asked a judge to enjoin these guys from continuing any other lawsuits against my client until we resolve whether the ARDA and their buddies, Wyndham, Diamond, Blue Green, did a concerted conspiracy antitrust designed to make themselves stronger and to screw the consumers.

We think that's exactly what they've done. They announced it from the stage. Mike Flasky, the CEO of Diamond, announced that he was putting up a million dollars and challenged the other people in the ARDA to come together and collude to run Exeter's out of business. And if the FTC isn't going to look at it, that means we have to. So that's what we're doing. Wow. I'm a little shocked.

I have a huge respect for federal judges, and I'm a little shocked they're tolerating this in their courts. Dave, I don't think they are. You know, although they started this antitrust stuff probably about two or three years ago, like really going at it. But I've noticed in the last six months, these federal judges, like you said, they're sharp. And the tide is turning. You can tell. There's little orders that are coming out. Like I told you, none of these have really been resolved yet. But the little orders that are coming out. Like I told you, none of these have really been resolved yet. But the little orders that are coming out, they're starting to note that the dockets are being flooded with these cases that seem to go on forever and ever. And in the few cases that have had a summary judgment granted or something like that, it's usually in the favor of the good guys.

So I think that they are thinking about it. But that's after they've dropped $200,000 that they didn't have in legal fees into the thing. The good guys so i think but that's after they've dropped two hundred thousand dollars that they didn't have and legal fees into the thing the good guy right you're right you're right and so it's going to take one someone maybe my clients maybe someone else to give them a bloody nose and show them that this frivolous litigation can't stand and i think we will yeah well they've come after us now and that was a mistake because I have deep enough pockets to fight them

and I have 22 million listeners and I'm going to beat the snot out of them. Picking on you wouldn't be my idea of a good time. Well, they did and it was a mistake. They sent Inside Edition to do an ambush in the lobby of the hotel where we were doing an event last week, and Mary Guerrero and Charlie McKelvey come in there,

which are known for their intelligence anyway, but they do one of these ambush interviews. Mr. Ramsey, Mr. Ramsey, why are you endorsing Timeshare Exit Team? Mr. Ramsey ambushed me in the front of the dadgum lobby of this hotel. But there's no way Inside Edition does that without these bozos causing it. Yeah. Because Inside Edition is not that smart to start with. Mary's not that smart for sure.

Okay. I mean, she's not known for her brains. She's known for other stuff. But, oh, my gosh, y'all. This is what's going on out there. Yeah, so you're going to see me on a duck and cover in one of these dadgum inside edition things coming up this weekend probably but unbelievable hey man thank you for calling thanks for talking to us i'm gonna tell you guys a story in this next segment it's gonna blow your minds it goes right with what christian's saying this is the ramsey show Thank you. We're talking about the scummy and multi-billion dollar timeshare industry

who flexes its muscle against anyone who dares say that they're screwing people the way they are. So I've been dealing with anything that causes you guys grief for 30 years here on the radio. And if we find something that gives you grief, we try to help you with it. If term life insurance is the way to go, we try to find a term insurance provider for you. If getting a high quality real estate agent is a good thing, we try to do that for insurance provider for you. If getting a high quality real estate agent is a good thing, we try to do that for you. We do not endorse things on this show unless we believe in them. I don't put my name or my voice on something merely for money. And the most successful endorsements that we've done on this show are things that have to do with a problem you have,

and we connect you with someone that is an advertiser to solve that. One of the biggest problems we've run into over the years is people that are stuck in timeshares. You can't give them away. Nobody wants them. You can't sell them even for a dollar because nobody wants to take over your fees and your increased fees and all the hassles and all the screw-ups that we've been hearing about this entire hour.

So many years ago, a couple of young guys started a company called Timeshare Exit Team, and they were advertising on a small radio station or two here or there, and they got in touch with us and said, we want to come on the Dave Ramsey Show because you hate timeshares as much as we do, and we have a way to get people out of timeshares. We have a legal process with a team of lawyers to bust up into these guys and to get them out. And so we said, all right, let's do that. However, you guys are small operators, and you need to understand when we tell people to come to you, you're going to get a bunch of business, and you're going to have to get your business act together.

To say that their business exploded when I came on the air and told people, Timeshare Exit Team will get out, is an understatement. Their business skyrocketed over the next few years, resulting in them getting more than 20,000, almost 25,000 people out of their timeshares. But the problem was they were so successful that two things happened. One is there are two young guys running a business, and it's hard to scale a business that fast, and they got where they weren't returning calls that great, so we're jumping on them because we're hearing complaints because timeshare won't call us back,

timeshare won't call us back from the customer. That's not okay, and it was just because of sheer volume of business. The second thing that happened was that they were so successful that the timeshare companies, they were feeling the pain. It was hurting them. And so Mike Flasky, the CEO of Diamond, which has just recently been bought by Hilton, wind them.

Mike Flasky stands up in front of the ARDA and says, I'm going to commit a million dollars to putting timeshare exit companies out of business. Anyone who comes at us to make us let our customers go that we're screwing, we're going to put them out of business. We're going to do it with legal fees. We're going to do it with PR and publicity. We're hiring a publicity firm. We're going to put a team of lawyers on this. And he teamed up with Wyndham, and he teamed up with Blue Green, and he teamed, Diamond did, and Marriott, and whoever else they could get.

Westgate, whoever else they could get on the list. And they decided to go after these lawyers and different companies that were running people out of timeshares. And they've gotten bad stories written about people, including they're going after me now. They've gotten the attorney general in the state of Washington to try to prove that there was something false going on and there wasn't. And Timeshare exit team, although hugely successful over the years, has legal fees in the millions and millions of dollars now trying to defend themselves against this company, and they're running out of money. And so they've had to pull off of our show. They couldn't afford to advertise anymore.

They're running them out of business. They're running them out of business. They're not out of business yet, but they're having to defend themselves against the Attorney General of the state of Washington. They're having to defend themselves against a massive set of lawsuits brought time and time and time and time again, and all they have done is get people out of timeshares. That's all they've done. And so that's why you don't hear them on the air here anymore. And then Inside Edition shows up and ambushes me for an interview

and wants to know why I endorse Timeshare Exit Team, Lisa Guerrera and Charlie. Well, Lisa Guerrera and Charlie, even though I didn't grant you an interview in your ambush in the lobby of the Omni at the Dallas, that was so low class, you two. You ought to know better than that. You don't think I'm going to come back and put 22 million people on notice how scummy you are at Inside Edition? That was so low class.

So I'll answer your question. Why did I endorse Timeshare Exit Team? Because they were doing the right thing in getting people out of timeshares after companies like Mikey's had screwed them. That's why I endorsed that company. And I did it with great pride. And they got over 20,000 people out of their timeshares before the legal fees and the bogus stuff from bogus government officials.

I wonder how much he was paid. Wow. How much were you paid, Lisa? How much was Inside Edition paid by the timeshare companies? How much did they pay you? I didn't know you could buy a story on Inside Edition. I didn't think you all were that. I knew you were tabloid, you i didn't know you could buy a story on inside edition i didn't i didn't think you all were that i knew you were tabloid but i didn't know you were that low or are you just so dumb that you didn't understand you were on the wrong side of this

argument on the basis of the consumer so this is why timeshare is not on the air anymore timeshare exit team but guess who's still on the air me me and i'm sitting in a 300 million dollar paid for building neck deep in cash you jerks bring it bring Mikey. Bring it. You have done poked the wrong bear. You done pissed off the wrong hillbilly. You have messed with me enough that I am coming after you bozos, and I'm going to make a hobby out of you guys. And you don't understand how hillbillies work. We fight generationally.

Ask the Hatfields and McCoys. They don't even remember why they're fighting, and they're still fighting. So, Diamond Resorts. Hilton, you made a huge mistake investing in Diamond, because I'm about to destroy your freaking investment, if I have anything to do with it at all. I'm going to tell millions, tens of millions of people, over and over and over and over again,

how bad Mike Flaskkey is as a ceo how scummy he is and how these companies absolutely are screwing the consumer over and over and over and over and over again if any of you dave ramsey listeners go into a diamond presentation after hearing this, I got to call you stupid. If any of you Dave Ramsey listeners go into a Westgate presentation after hearing this and you walk into the tiger's cage in order to get a free pass to the zoo and pet the tiger hoping the tiger won't eat you, you're stupid. I'm getting a free a free hotel buy your own hotel buy your own hotel did you hear the guy called in in the first segment twenty two thousand dollars he invested and used the thing six times that's a nice hotel where are you can rent out the dadgum?

Come on, people. Think. Think. Don't be stupid rednecks and fall for these people. Don't be stupid. These companies are straight-up evil. They are sucking the lifeblood out of America's families, and we have got to stop them from doing it. the only way to stop them is not legally they got too much power

because they're buying off lawyers or running lawyers you heard that guy they're running lawyers out of business unbelievable the guy's having to shut down his legal practice because he's overwhelmed with law with court costs and legal fees to protect himself because he was acting as an attorney to get people out how do you i mean 15 cases that guy's got right now and that's just one guy you know how hard it was for us to find him we found him in 24 hours lisa it wasn't hard to do a little investigative reporting and actually find out what's really going on in this industry. If you were a real reporter, oh my gosh, this is not hard, you guys.

This is not hard. When something feels slimy, you know why? Because it's slimy. So, Diamond, Westgate, Wyndham, Marriott, Blue Green, who am i leaving out here i won't leave anybody out just let you guys know you've been hassling my butt for two years behind the scenes and we just made it public game on boys game on this is the ram Show. We'll be back with you before you know it. In the meantime, remember, there's ultimately only one way to financial peace, and that's to walk daily with the Prince of Peace, Christ Jesus.

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