The Ramsey Show - App - I Need Advice on My Parrot Training Business (Hour 3)

Episode Date: April 12, 2021

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Live from the headquarters of Ramsey Solutions, broadcasting from the Dollar Car Rental Studios, it's the Ramsey Show. Where debt is dumb, cash is king. The paid-off home mortgage has taken the place of the BMW as the status symbol of choice. Christy Wright, Ramsey personality, number one best-selling author, is my co-host today as we take your calls about your life and your money. Open phones at 888-825-5225. That's 888-825-5225. Carrie is with us to start off this hour in Detroit, Michigan. Hi, Carrie. How are you? Hi, Dave. How are you guys doing today? Better than we deserve. What's up? So I left my corporate job at the end of February, and I finished up a certification that I've been working on for about a year and a half

in animal training at the end of March. I've been working since the end of February on building website, ordering business cards, networking, but I'm at a point now where I'm, I guess I'm nervous to pull the trigger and publish my website and distribute my business cards at local businesses. And I guess I'm nervous. I guess I'm looking for some advice on just how to not feel like a fraud since I'm still new at this. And how do I even go about setting my prices when I'm still learning? I'm still, you know, a novice, not a quote-unquote expert yet.

Yeah, Carrie, I'm going to tell you the number one way to get rid of this feeling of the fear, the insecurity, the doubt, the imposter syndrome, all that. The number one thing is to start doing stuff. Now listen, I know that sounds simple, but there's actually a practical implication of this. I tell people all the time, the antidote to fear is action. Nothing will silence your fear of doing the thing like doing the thing, so go do the thing. Nothing will silence your fear of publishing the thing like doing the thing so go do the thing nothing will silence your fear of

publishing the website like pressing publish or taking your business cards to the local you know vets or wherever you're you know there the action steps that you take and every time that you take a step of faith that you take a step of action you actually start to do stuff with this business your fear lessens that voice in your head gets quieter, your confidence grows, and you go, oh my gosh, I did it, and I survived. What else can I do? But if you're waiting around until this feeling of ready comes over you, it will never happen. So like obedience training for dogs?

Actually, I'm going to be working with exotic birds. Who's your market? What are you, what problem are you... People with exotic birds, but you're teaching exotic birds to behave? I am. I am teaching exotic birds how to behave, and surprisingly, there is a market for it. And surprisingly, you can do that. That's amazing.

That's the surprising part. That's amazing. You know how to do that. So, yes. So I'll be training like parrots mainly. Parrots are one of the most rehomed animals. Because they won't behave?

Because they won't behave. They're not meant to be in homes. They're meant to be in the wild. They're not domesticated. So they get mean. They're mean wild they're not domesticated so they get mean they're mean they're destructive and you train them to not be so mean instead of putting them on the grill

people rehome them okay yes have you checked out the market in Detroit so long like is there like do you know the market like where the parrot owners hang out in Detroit I I do. So when I left my corporate job, I took a job in a exotic bird store, basically just doing retail sales, which is horrible, but it's giving me the opportunity to network with bird owners. I've also been networking with local bird rescues um to so so are you afraid that you cannot train them i've i've i have had some experience but i i haven't experienced every issue yet you know and i i haven't been doing this 30 years and i this is the first parrot call i've never experienced this issue before but i this is the first parrot call we've never so i've never experienced this issue before but i'm winging my way through it no pun intended but uh all right

all right here's the thing here's the thing so the only thing i can draw a parallel on is i was with a guy who's been a as a professional dog trainer for hunting dogs uh back last fall and we had this long talk about hunting dogs just because i was interested in what he was doing and what he was selling them for unbelievable money because he's apparently very very big and he had this one dog he got and uh he could not train it and he said i've been doing this 20 years and he said this dog was an absolute butthole you could not train this dog and he said so i just sent it back to the owner and i didn't charge him because i couldn't help him right so what's wrong with

that strategy no that's a good strategy you can that's that is that is going to be a part of the journey carrie i don't think you need to dread that and fear that i think you need to accept that there's gonna be there's gonna be a bird you can't there's gonna be parents you don't know what to do with okay i lived on i lived on a farm i had a horse back uh years ago and i same situation sent this horse to be trained and they brought it back to me they said we can't we we've broken a bazillion horses we can't break this horse i ended up selling the horse i couldn't he couldn't be trained so that's gonna happen you just accept that rather than fear it just accept it but know that the majority of the time you're going to have parents that you can train

based on your education and certification and you're gonna be able to help these people but here's what i want you to do i got a challenge for you i want you to get one customer i don't care who i don't care where and i don't care what you charge you get one customer tell them you're my first customer i'm gonna do it for three dollars but go do it for god's sake do it and when you do it's gonna do so much for your confidence yeah yeah just get out there and start swinging you know get at the plate swing the bat don't wait until you're not scared to do the thing you want to do do it scared the antidote to fear is action the first time i sat down in this chair and got in front of the microphone i couldn't hardly talk i was so nervous and now my pulse rate doesn't even change you know but

there are people that walk up in front of an audience and break out in sweat do it scared play scared the first time you got on stage I was there you were scared I use this example all the time because I think sometimes we look at people doing things that seem scary we think oh well they're fearless they're just confident they just have this certain gene that I don't have they're doing it despite their fear. And so, Carrie, if you're waiting for permission, for someone to give you enough approval, or someone to tell you, it's not going to happen. I need you to go get a customer, any customer, anywhere, for any amount of money, any parrot,

and help this person with their parrot this week. And watch how that first customer that first interaction do it scared will build your confidence we work with dysfunctional parrots oh my gosh this is so awesome but i love that she said what if i get a parrot there's so many jokes we've never we've never got a call on parrots before this is this is gonna be part of the jokes she could use she's just gotta you gotta embrace the humor in this you gotta wing it yeah i can't help you this one's a bird brain i mean you know it's just can't help you. This one's a bird brain. I mean, you know, it's just so, you gotta wing it.

This one's a bird brain. You can do this, Carrie. Hey, stay on the line. I want to send you my book. Kelly, you're sending my book, Business Boutique. That will help you push past your fear.

I love it, Carrie. You're amazing. Chapter two, Carrie. Read chapter two on fear. You got this. For any of you out there that are unemployed, shut up.

I mean, she's a parent trainer. My God. This is The Ramsey Show. It continues to amaze me how identity thieves keep finding ways to use our own identities against us. Not only do they commit crimes related to financial fraud, medical ID theft, and insurance benefit fraud, but now we have to deal with home title fraud. Thieves are using your own personal info to take ownership of your home so they can take out loans, and you end up with a pile of debt and foreclosure notices.

Over 4,000 data breaches happened in 2018, exposing 3.6 billion records. So thieves have plenty of identities to use, and there's a one in five chance it will be yours. That's why Zander Insurance is the only program I use and recommend. Their plan covers all types of identity theft and it takes over all the work if you become a victim visit zander.com or call 800-356-4282 so Chrissy Wright Ramsey personality is my co-host today you and I have the blessing of getting to teach people about business about money about life and uh in a sense that's passing passing on a blessing that all of us have

had at one time or another, and that is, I think most of us can look back, the vast majority of us can look back and say, somewhere in our education career, K through college, there was a teacher that was a life changer. I bet you're seeing one right now in your mind. You know, it's so interesting because just the other day I was thinking of my track coach, but even with writing specifically. You know, for years, Dave, I thought, oh, I'm not a writer, I'm not a writer. And I am a writer, and I've gotten better through practice.

But I remember even in high school, a specific English teacher, that just that one class, and it wasn't the assignments, it wasn't the projects, it was how she spoke life over me. It was how she believed in me, how she encouraged me in my writing projects that really started that love of writing for me at such an early age. And it's amazing how a teacher's presence and their encouragement can make a bigger difference than even what the subject is, just who they are in these kids' lives. Yeah.

I was scheduled to flunk the second grade because I couldn't read. And apparently my mother called a GH summit in the principal's office and they promoted me beyond my ability anyway. And so I go into the third grade reading below kindergarten level, basically. Ms. Mary Jane Hurt taught me how to read. Wow. And I've had seven new york times bestsellers wow i mean these teachers change the whole trajectory of your

life that's right you know i mean these teachers that don't mail it in now we all had the one that mailed it in right or the seven that mailed it in or whatever including the tenured college professor who didn't do a day of work in their dadgum life after they got tenured we had those too but the the real teachers the ones that see this as a calling, not just collecting a check, they're the ones that change people's lives. And so the past year has been pretty stressful. We've all gotten a new appreciation for our teachers,

and that's why our team is celebrating them and all of the hard work and dedication that they give every day with our Teacher Appreciation Giveaway, sponsored by Mobil, the affordable premium wireless provider. Don't miss out on the chance to win awesome cash prizes, like the grand prize, $5,000 cash for a teacher. So, teachers, here's what you do. You don't want to miss out on this.

Go to ramseysolutions.com slash teacher and enter and you'll be in the drawing it is that simple you don't even have to write an essay we should do that just to be mean but no just if you're a teacher enter at ramsey solutions.com slash teacher and we're going to give away lots of cashes and lots of prizes but the grand prize five thousand dollars cash we used to give away vacations back when people could do those away lots of cash and lots of prizes, but the grand prize, $5,000 cash. We used to give away vacations back when people could do those, but now you don't even know how that works, so we're just going to give you the money and you can figure it out. The giveaway ends on April the 30th, just around the corner, and if you're not a teacher,

be sure and tell the teachers in your life or in your kid's life to go to ramsaysolutions.com slash teacher to enter. And speaking of great teachers, we have Rod Hames on the line. Rod is a middle school teacher in Atlanta, Georgia at Cruz Middle School, and he teaches our high school curriculum, Foundations in Personal Finance, our middle school curriculum for middle schoolers. Hey, Rod, how are you? Great, Dave. Thank you so much, you and Christy.

I appreciate you guys having me online. Well, thank you, and we appreciate you being one of those teachers that changes lives and teaching middle schoolers this stuff. So how many students at Cruz Middle School? About 1,300. Oh, wow. It's a big school. Big school, yeah.

Okay, and how long have you been teaching? Well, I'm finished up my 30th year. Wow. So, yeah, 30 years. Wow, that's neat. Thank you. Congrats. And so you're teaching foundations. How long have you been teaching the curriculum to the middle schoolers? Well, thankfully, one of your smart investors got involved in my life, and so thankful for Roger S. Green and the work that they do as a smart investor. And they have sponsored my class for three straight years,

over 300 kids for three straight. So we're looking at almost a thousand students that Roger Green has sponsored. So yeah, it's been great. Wow, that's amazing. Well, we have a lot of businesses, particularly small businesses, sponsor pay for the curriculum for a school, middle school, for high schools all over America. About 48% of the high schools have now taught foundations and personal finance. The middle schools are catching on to it. We've got a middle school curriculum that's highly popular as well. So I'm interested. What are these middle schoolers picking up out of this that catches your eye and you go, oh, this is worth doing?

Well, it is absolutely amazing. You would be shocked at what they would say. I even pulled up a quote or two, and I thought, oh, my word, I love what this one sixth-grade girl wrote. She said, because we do a ceremony at the very end of the unit when we finish the foundation. And I asked them, I say, I need a quote from everybody. I want to know what have you learned? And this one girl just summed it all up to me. She said, I have learned to never spend what you don't have. I love that. Wow. She gets it. That's awesome.

We need to elect her to Congress. Oh, so true. Wow. That's amazing. That's so true wow that's amazing that's so fun how rewarding is that that's so cool very you talked about a blessing what a blessing it is to work with kids to be able to turn on light bulbs and to be but as you said you know uh we have the choice to speak life into these children's lives so it's a great blessing uh as you said it's a. So it's a great blessing. As you said, it's a calling and it's so much fun. I hope I can hold on for several more years because this truth has got to get out to our youth. That's awesome. You know, one of the things we've seen, Rod, is a lot of times when kids are learning this in the schools, they take this information home and start talking to their

parents about it. They ask questions to their parents about some of these subjects. Are you seeing that happen to you? Constantly. So anytime I get a chance to connect with that child, a parent through either, it's usually through an email. They will email me back and say, oh my word, the conversations we've had about the stocks and about GameStop and had that great conversation about long-term investing versus what the craziness of GameStop and had that, and the kids are going home. Even today, I finished up a unit on insurance. So I'm expecting parents to get bombarded with these insurance questions, Sue,

but I always hear from these parents, oh, Mr. Ames, thank you so much for sharing. It's opened up a line of communication that I actually didn't have with my middle school child. I don't even know, you know, sometimes the parents don't even know how to talk to their middle school kids because they go into this crazy stage. But yeah, it's a great conversation happening at home. That's cool. That's interesting. It's a common language for this age group that starts to act like they came from another

planet for a little while. That's neat. That's very cool. I hadn't thought about that. Very interesting. Well, well done, sir. We appreciate you teaching the class, and we appreciate you being one of those teachers out there that is changing people's lives.

And we appreciate the folks over at Green Financial for sponsoring them and putting the middle school or the high school in there. If you're interested in helping us sponsor this into your school in your area, you can take on a school or you can take on a whole city. We've got national sponsors. We've got all kinds of things. Just get in touch with our Education Solutions team at RamseySolutions.com and click on the Education section. And we've got a high school curriculum, middle school curriculum. We've got stuff going on in colleges and universities.

We've got all kinds of different ways that we're serving the students out there and making it really easy for the teachers to teach material that is common sense and staying out of debt, living on a budget, the same stuff we teach you guys. And how many times have you guys out there said, Hey, why haven't we taught this stuff in college, in high school? It's basic common sense. Why weren't we taught this in school? Well, it is.

It's taught in half the schools. And the other half need it. Yep. So it's that simple. And remind everybody to go to RamseySolutions.com slash teacher and have all these teachers sign up for this giveaway that we're doing. That ends in about a week and a half on April the 30th. Coming up really fast, about two weeks, I guess. And so jump in and get that done here during Financial Literacy Month.

So good stuff. Again, Rod Hames in Atlanta, Georgia at Cruz Middle School. Thank you, sir, for your 30 years of service to those students. And you're incredible, sir. And thank you for teaching our curriculum. We appreciate it. And we're honored to be partnering with men like that and women like that all over America. Good stuff.

This is The Ramsey Show. Thank you. In the lobby of Ramsey Solutions on the debt-free stage, Tyler and Haley are with us. Christy Wright, Ramsey personality, is my co-host today. If they're on the debt-free stage, Christy, that means one thing and one thing only. Love it. How much have you guys paid off? $63,000. Good for you. And how long did that take?

About three years. Good for you. And how long did that take about three years good for you and your range of income during that three years about 50 000 okay cool what do y'all do for a living i am an advisor for transport and appraisal leasing and i'm a teller but i wasn't working when we paid off the debt okay wow good for you congratulations, you guys. Where do you all live? We live in Ringle, Georgia. It's about 15, 20 minutes from Chattanooga, Tennessee. Yep. Just over the line.

Know it well. Good for you. So $63,000. That's a lot. What was it? What kind of debt was it? We had student loans, medical debt, credit cards, appliances, cars, an HVbac a little bit of everything you're kind of normal yeah normal but normal sucks yes too normal so you don't want to be normal anymore

what happened and woke you up three years ago what put you on this journey well we kind of started before three years ago but it was a little on the wagon off the wagon um but three years ago, but it was a little on the wagon, off the wagon. But three years ago, we just kind of said, we don't want to have debt. We've seen, you know, friends and family have debt, and we don't want to get older and still have that debt. So we want to get rid of it while we can. Okay. So do you remember what happened exactly that said, okay, that's it, we're doing this? Game on.

No falling off the wagon, No running along beside the wagon. We're riding the thing. We had started discussing the fact that we were going to have children soon, and we said we definitely don't want to have debt before we have children. Part of the answer. Yeah. Okay, that's it. Gives you a different perspective.

For sure. Thinking about a family, yeah. Yeah, you've got to go, well, I'm going to have to get my act together to be able to do this. Yeah. Okay, good for you. Cool. So what were the first steps? What did you do once you said, all right, in order to have babies, we've got to start acting like grownups,

and we've got to get this mess cleaned up. What did you do? We did the envelope system. We started with the envelope system and sat down and wrote an actual budget rather than saying, well, we'll do this much on this and this much. We actually sat down, said this is what we bring in. This is what we're going to do for our groceries our gas everything so definitely making a budget and doing the envelope system and sold our car and you sold a car we paid a thousand to sell that car we paid yeah we actually we still owed money on it and we said we

don't want a car payment and so we took it to car max and got rid of the debt we actually paid a little bit to get out of debt but what did you sell it for how much um they paid what like nine it was like nine thousand and something and we owed like about ten yeah okay good so that got rid of nine thousand of the 63, 10,000 of the 63, actually. But so very cool. And then that kind of broke things loose, and here we go. So you've been a one-car family during this time, then? No, we actually, so we had a car that was already paid for,

and then we had a little bit saved up, and so we paid cash for him a car to just drive back and forth to work. So then we had two cars again, but we just had one so we paid cash for him a car to just drive back and forth to work so then we had two cars again but we just had one that we paid cash for okay you got got a little hoopty then yeah it's a good deal so we made that thousand back yeah i love it that's yeah that saved it saved you a bunch good run good run what do you tell people the key to getting out of debt is making a budget and working together i mean if we weren't on the same page then it definitely wasn't going to work if he wasn't in on it then it wasn't going to work which he wasn't so in on it at first confession definitely working together in a budget sacrifice 100 okay so how did you guys get connected to us i had heard heard of you through church, but really I kind of started getting interested in finance when I first started my first job.

My nanny had always told me, you save your money and you tithe. Those were my first two things she told me as soon as I started my job. And so I kind of started researching like finance um and so i learned about you that way but then also the financial peace university um through our church which we actually never took financial peace university um but i had heard of it um and then we listened to your podcasts a lot all right so tyler what got you on board tired of being broke 100 i know but that's what got you started when she started she kind of started then you came along a little later, right? Right.

There was a point where, for me, I mean, just embarrassingly enough, I couldn't afford cheese for a party one day. So I was like, something's got to change. I didn't know what it was. And then I heard about you through her. And then whenever it was the interest part where I was like, well, why should I not pay off the higher interest first? She's like, well, because you're not gaining momentum. And that made sense. What I'm doing wasn't working.

So, you know, it didn't take much to get me on board because I just didn't want to be broke. But once we started going, it started to make a lot more sense. Very cool. And loved it. That's awesome. What was the part that now that you've actually gotten to experience keeping your money, how does that feel? To get paid and you get to keep your money, it's not going out the window to all these money. How does that feel? To get paid and you get to keep your money, it's not going out the window to all these debts.

How does that feel? Freeing. I don't have as much anxiety and stress. Yeah. And just knowing that, I mean, not that we can just do whatever we want, but we have a lot more freedom than we had before, for sure. Yeah, absolutely. Well done, you guys.

I'm proud of you thank you excellent excellent job well we've got a copy of rachel cruz's book for you know yourself know your money her latest new york times bestseller is a gift thank you for coming all the way to nashville to do your debt-free scream and i would like to throw in one thing in there during that time we probably would have paid off a little bit faster but during that time we did switch to i quit my job so we had two incomes and went down to one income which it did stay the same because he got he made more um but i did get to stay at home with our son during that and i finished my bachelor's degree during all good for you what's your degree in um organizational leadership oh

very good good for you well well done you guys. Again, proud of you. That's quite an accomplishment. Thank you. All of that done in three years. All right, it's Tyler and Haley from the Chattanooga-Ringle, Georgia area. $63,000 paid off in three years, making $50,000. Count it down. Let's hear a debt-free scream.

Three, two, one. We're debt-free! Yeah! That's how it's done! Wow. Very well done, you guys. Our question of the day comes from Blinds.com. They have a 100% satisfaction guarantee.

It means even if you mismeasure or you pick the wrong color, they'll remake your blinds for free. You get free samples, free shipping, new promos all the time. Always use the promo code RAMSEY. Today's question comes from John in Texas. Should I sacrifice time with my kids in order to get a second job? As bad as I want to be out of debt, I do not want to miss my kids' activities to do so. I want to answer this as you. Are you ready? Okay wow is that what you would say would you say boohoo get a second job i mean here's the thing it's temporary right like it's temporary sacrifice for a long-term reward

take the second job you're not missing everything you just might miss more than you want to in this season to get out of debt was i was i right or wrong you're right the vast majority of the folks that get gazelle intense and they cut everything out of their budget and they're not going out to eat and they're not going on vacation and they're on beans and rice and rice and beans most of them are out of debt in 18 to 24 months if you miss kids activities for 18 to 24, you are not going to change your life or the kids' lives. You're really not. Yeah. I mean, all you have to do is think about a military family where one of the spouses is deployed for six months to a year.

And they're overseas somewhere keeping America free. Their children do not die from that. They make it through. It is an emotional thing. And I missed some games, but I missed some games when I was starting this business so that I never had to miss a game again. And you can pick and choose what you want to do. But a lot of the kids' activities and stuff, I mean, the kids don't even remember them. Much less remember, you know, Dad missed all my games.

When you were four, your four-year-old soccer league, really? Yeah. I mean, they don't even remember. Yeah. They don't even remember to kick the ball at the goal. They're picking flowers. Yeah, they're out there wandering around singing nursery rhymes. I mean, it's just, I mean, it's, I go, hey, Papa Dave goes to the games.

I see this stuff. I see what's going on. I know. It's sweet that we can go there and be there., hey, Papa Dave goes to the games. I see this stuff. I see what's going on. I know. It's sweet that we can go there and be there. And you can pick and choose an important item. Right. But, yeah, it's worth the sacrifice for a short period of time. Would I do that as a way of life for a decade?

Not if I could help it. I would make some other changes. But I think for a short period of time, you knock it out. This is The Ramsey Show. Our scripture of the day, John 14, 27. Peace I leave with you. My peace I give to you. Not as the world gives do I give to you. Let not your hearts be troubled neither let

them be afraid jesus's words sarah blakely says don't be intimidated by what you don't know that can be your greatest strength and will ensure that you do things differently from everyone else sarah blakely being the one of the youngest female billionaires in U.S. history, she invented Spanx. Yes, she did. And owns the company and spoke at our Entree Leadership Summit a couple of years ago. Yeah. Pretty impressive, very impressive young woman.

You know what? We shared her story at Business Boutique last year about how when she was a child growing up around the dinner table, her dad would ask the family how they had failed that day and they would celebrate that because he reframed failures. If you're failing, you're out there doing stuff, you're trying stuff. And so we did that in the room. I had all the women line up and just, we had a mic in the middle of the room and come tell me when you failed or made a mistake and everyone in the room cheered. And it just reframed for you that it's okay if you mess up because you're actually out there trying stuff.

Most people stay stuck on the couch. They're so scared to make a mistake that they don't do anything. Which, by the way, is a mistake. Right. Right. Failure is a step. What's your quote? Success is just a big pile of failures you're standing on instead of under.

It's a stepping stone on the way to success. You can't succeed unless you fail along the way. So I love that example of how her dad reframed that for her. And she was willing to fail, you know, because she was like, I'm going to try some stuff to get to where I want to be. And she sure did. John Maxwell did a book a few years ago called Failing Forward. Yeah. That's the only way you move forward.

It's just the trick is, I mean, what we're all afraid of is not failure. We're afraid of fatal failure. And so, I mean, we're not suggesting you be rash or gambling or crazy or something like that. So you pick your fight. I mean, you pick where you're going. But a lot of the stuff we're scared of is more emotional than it is actual. For sure. Absolutely.

But that keeps people stuck. What's the worst that can happen here you know and if you'll if you'll get that out and it's not death right and it's not you know bankruptcy you know so you don't you don't try something that you don't we don't want you to set you up to where you try things that cause you to fail but file bankruptcy that's not or to die or something like that. That's not what we want to do. But this idea that you can do things without messing up is impossible. No one can do that. Well, even those fears of failure, even the little ones keep people stuck.

I hear women say all the time, well, what if I launch a blog and no one comes? What if I put this product out there and no one likes it? What if I, you know, try this thing and it doesn't work? I'm like, okay, but that's enough to keep them stuck. What will people think of me on Facebook? What if she doesn't like, it's like, you've got to be willing to withstand that, those criticisms or rejection or mistakes or failures or whatever, as a part of the journey of learning and growing and trying more stuff. Because it's amazing to me sometimes those small things that you're saying are enough to keep people stuck. Yeah. And here's the thing.

Not what if I do this and they don't like it. Let me just tell you, if you do it, somebody's not going to like it. Yeah. Just go ahead and accept it. You're going to get a parrot. You don't know what to like it. Yeah, just go ahead and accept it. You're going to get a parrot you don't know what to do with. Let's go ahead and accept it on the front end and move forward anyway instead of fearing the possibility.

It's like, no, just know that it will happen. I mean, it's like, you know, we put these books on Amazon and then people rate them. And so I don't know what total money makeovers got, how many ratings on the thing. Let me pull it up and look at it. It's hilarious. So it's got a many ratings on the thing let me pull it up and look at it it's it's hilarious so it's got uh uh what is this thing a 4.75 star rating so that's pretty close to five right

right let's see here 20 000 people have rated the book and it's rated 4.75 stars stars okay so by definition if you do an entry that's a one star today having read that documentation there you're what's known as wrong i love this example when you share that it's so it's just like you know it's so true 20 000 people disagreed with you on average which means you're wrong right i mean so why do people enter that but but i mean but i can assure you that in the last three weeks i don't go back and look at them i mean it's just i pull it up occasionally just because i think it's an interesting study on what drives people i'm also interested in in a weird sick kind of a way as to why someone thinks i care what they thought after 20 000 people have already posted i mean i appreciate you posting thank you for that but but i mean

it's just like truthfully like i'm not gonna sell the book anymore because you're pissed right come on you think you're kidding me really yeah so uh what what drives this culture of of people nowadays i don't i don't grasp it like i'm not gonna stop so we're not gonna stop but here's the thing if you put it out there and that book sold eight million copies and uh you've sold hundreds of thousands of copies of books you put out there and you've helped tens of thousands hundreds of thousands of people with their businesses, with business boutique, and then somebody puts up a one-star, you can count on 100% chance that somebody is not going to like your art. Right.

Somebody, but ship it anyway. Right. I'm not their style. I'm not their style. One of the things that stuck out to me, this was years ago, it was my very first Entree Leadership event, and I spoke and I watched the surveys afterwards because it was my first event on this stage. And of course, like, you course like you know 98 99 percent were positive there was like a one-star review yeah you got one of the highest ratings in the whole thing they didn't yeah they

but that but what did I focus on I focused on the one one-star review critics math yes so one of the things 90 98 percent times one percent equals zero yes yeah and the thing that stuck out to me is I had to remind myself to put myself back on the stage, to put another book out there, to continue to put yourself out there. I'm not fighting for them. I'm not fighting for the one star. I'm not fighting for the one star review,

the bad survey. I'm fighting for the 99% that did get it, that I helped, that made a difference in their, how they manage their time, how they manage their business, whatever. I'm fighting for them.

So I'm going to continue to walk on the stage, put the products out there and fight for the people that I'm going to continue to walk on the stage, put the products out there, and fight for the people that I exist to serve and be willing to understand one or two or three percent may not get it, and that's okay. I'm not fighting for them. It wasn't ever for them.

And that's okay. And, you know, the point is, let's see, oh, I hate everything Dave Ramsey stands for. Well, you never bought any of our stuff anyway. Right. When people are mean on social media, I'm like, I'll give you a refund. You're writing a blog from your mother's basement. I mean, really. I mean, I'm sorry.

I missed the part where you get a vote. So this is the thing. And that's what Sarah's talking about there. And it's not to be mean or sarcastic or something like that or uncaring or unwilling to accept input. Right. That's not the other. You know, certainly we adjust our products. We adjust our delivery.

Speaking, yeah. I mean, if we crack a joke on stage and it doesn't work, we don't use that joke again. Note to self, crickets. We just took feedback. That's crickets there. Crickets. Been there. And so, you know, there's things you're going to adjust things and you're always going to iterate up.

But here's the thing. Hear what Christie's saying very loudly. If you are not doing something because you think someone won't like it, let me help you. Someone won't like it. Do it anyway. That's right. That's right. You're not fighting for them.

Think of the ones you're fighting for, that your product is for, that your speech is's right you're not fighting for them think of the ones you're fighting for that your product is for that your speech is for that your business is for they need you do it anyway no do it anyway and then you celebrate your failures because along the way about 90 of your great ideas that you have in the morning while you're going for a run you're in the shower you're doing whatever and you have these great entrepreneurial ideas about 90 of your ideas suck we have survived 90 of my ideas over 30 years here and 90 of our other team members ideas too uh we've made all of our money me included we've made all of our money made all of our brand impact helped all the millions of people we've helped off about 10 of our ideas yeah but all of them sound great. Helped all the millions of people we've helped off about 10% of our ideas.

Yeah. But all of them sound great when you have them. Sir. Sir. So ship it, as our friend Seth Godin says. Ship it. Put it out there. Put yourself out there.

Try it. Do something different. And if you don't do something different, you're not going to get a different result. Try something new. I mean, you know, this whole get out of debt thing. Go yourself out of debt if you hate it you can get back in oh i miss those payments you can get back in you get right back in if you feel like you goofed up and i miss those bills there was a stupid thing going around on some of the uh internet this guy you know i'm a 29 year old millionaire and the worst thing i ever did is pay off my house well then go

get a mortgage why get an article Well, then go get a mortgage. Why get an article about it? Just go get a mortgage if you're so badgum brilliant. That's just ridiculous, you know. So, yeah, you can undo most things. Well, that puts this hour of the Ramsey Show in the books. We will be back with you. Before you know it, in the meantime, remember, there is ultimately only one way to financial peace,

and that's to walk daily with the Prince of Peace, Christ Jesus. Have a friend or family member that needs a daily dose of Ramsey advice in their life? Let them know about the Ramsey Call of the Day podcast. It's a quick hit of advice about life and money in under 10 minutes. Check out the Ramsey Call of the Day podcast wherever you listen to podcasts.