The Ramsey Show - App - Life Is Too Short to Live for the Weekend! (Hour 2)

Episode Date: September 24, 2019

Ken Coleman, Career Tools to get you started:  Debt Calculator: http://bit.ly/2QIoSPV Insurance Coverage Checkup: http://bit.ly/2BrqEuo Complete Guide to Budgeting: http://bit.ly/2QEyonc Interview Guide: http://bit.ly/2BuGnZE Check out other podcasts in the Ramsey Network: http://bit.ly/2JgzaQR 

Live from the headquarters of Ramsey Solutions, broadcasting from the Dollar Car Rental Studio, this is the Dave Ramsey Show, where America hangs out to have a conversation about your life and your money. Sitting in for Dave Ramsey this hour, I'm Ken Coleman, one of the Ramsey personality's best-selling author of The Proximity Principle and host of The Ken Coleman Show, a part of the Ramsey Personalities, best-selling author of The Proximity Principle and host of The Ken Coleman Show, a part of the Ramsey Network. So you can hear it on SiriusXM. You can hear it 32 stations around the country. And you can get the podcast of the show each day wherever you listen to podcasts.

What are we doing over there? Well, we're going to be doing that this hour. It's a career-themed hour, work that matters hour. That's what we do in the Ken Coleman Show. We help men and women get the clarity they need on who they are, what they want to do, why they want to do it, and then we give them a clear path to that dream job, work that matters, work that when you wake up every morning, no matter what you have ahead of you, you're grateful because you are good at the work, you love the work, and the results of the work matter deeply to you. This is possible. But sadly, 70% of Americans are not engaged in their work.

They don't enjoy their work. They've got a case of the Mondays. Monday morning rolls around, and it's all they can do to get in. And then when they get in, they're counting down to Friday afternoon. And when you think about that Americans work on average 90,000 plus hours over their lifetime, that is a recipe for misery. So we want you to get to the end of your life and reminisce, not regret. So that's what we do on the Ken Coleman Show. We'll do that this hour on the Dave Ramsey Show.

Taking your calls, 888-825-5225 is the number. 888-825-5225. We'll start it off with Michelle. Michelle, how can I help? Hi. Thank you for talking with me. Sure. So basically I'm trying to decide if I should move to Scotland for my master's

or if I should stay in Canada and continue searching for a job where I have more of an opportunity to grow and learn. Well, I've got to tell you, staying in Canada for an opportunity to grow and learn sure sounds a lot more opportunistic than moving to Scotland. Why is this a choice? Give me the pros for both. For Scotland, if I move there to get my master's, I'm going to further my career, potentially be able to get a better job. For staying in Canada, I'll be more comfortable, have my community around me.

However, I've been searching for new job opportunities for a while and haven't had much success. Okay. So I'm thinking that maybe getting the master's would help with that. Okay, so what is it that you would love to do? If you snapped your fingers today and said, Ken, give me this job, give me this career, give me this path, what would it be? Yeah, so occupational therapy is what I'm looking into, and I really love helping people get a meaningful life. So how will the master's degree in Scotland give you the opportunity to do that?

So it's a master's degree specializing in occupational therapy. Okay. Can you afford to do this now? Do you got the money to cash flow your way through this? Do you have some sort of support system when you're moving across the world? Yeah. So I do have the support for it. I'm just trying to decide if that's the most efficient way to use my money.

Well, what would be the other option? Can you get qualified in Canada? Because this is all about qualification. That's why you would pursue a master's. It gives you that additional qualification, gives you that status, that entry ticket, if you will, into the arena that you want to be playing in. So can you do it in Canada? The answer has to be yes. So what are the viable options for doing it in Canada? Yeah, I can do it in Canada. It's a lot more competitive, so I've had trouble getting into the programs here in Canada, which is why I looked internationally.

So in order to do the programs in Canada, I would need to invest another year in university probably to get those marks that I can be competitive with. Well, then you just got to weigh it. Because if your question is, what is the best expenditure here? Because you've got the money. I can do it in Canada. I can do it in Scotland. You've got to look at time and money here.

So this gets down to, we've got some pros and cons. I had you list the pros. I would do it on your own time, list the cons. This is just good old-fashioned grandma ways. You know, get out a piece of paper, pros and cons. For Scotland, for Canada. And when we talk about money, it's not just the expenditure of how much money and how to best spend it.

It's also your time. So if you stay in Canada, obviously that means you've got to go to another year of university, which gets you to the point where you can qualify. If it were me, I would stay in Canada with the support. I would work on the competitive nature of this thing. You said it's very competitive,

so it's difficult to get in. I would go that route. And by going that route, you've just got a bigger support system and I just think that on the surface of what you've given me, I think either option is fine, but you've got to make the best decision holistically, not just the best financial decision, the best relationship decision,

the best time decision, not just money. And when you get to that answer, which one is the best decision holistically to move me down the field, there's your answer. Don't look back. And you've got to trust that. You've got to trust it. Let's go to Julie, who's on the line in New York.

Julie, how can I help? Hi, Ken. Thank you for taking my call. Sure. I am a public school teacher, and I know that you have talked to many teachers and prospective teachers before on your show. But I've been doing public school teaching for a little over 12 years. And kind of like your intro to this episode, I'm that person right now that is having a very hard time going to work.

I'm counting down the minutes to the day when it's over. And I'm kind of at that point where a lot of the school districts in my area have the same issues that my current district has, so I'm not sure if going to another public school is the answer or if I should pursue teaching somewhere else. I love teaching still. That still is my passion, but I'm struggling on what to do right now, and I have been for about five, six years now.

Okay, let me ask you this. Let's identify what's causing the struggle, because you love the role of being a teacher, but there's something about the environment that you're in that's kind of sucking the life out of you, I'm guessing. Is that correct? Absolutely. Well, then just give it to me real quick. Give me this short, sweet description of what's causing the juice to go away.

We are currently where I'm at, getting completely micromanaged. Our curriculum is chosen for us, so the creativity is just gone. And the challenges of the students today, academically, socially, emotionally, behaviors, it's just out by the end of every day. Yeah, exactly. So let me ask you this. If I remove those challenges that you just so beautifully described for our audience, you would love teaching, wouldn't you?

You'd be excited. You'd skip to work. Absolutely. Okay, so herein lies the issue. You do know what to do. But what you've got to do is you've got to look for a different place. So you're doing the right thing, Julie. That is your primary role.

You love being a teacher. That's in your sweet spot. It uses what you do best to do what you love to do most, and that's instruct people. Well, who says it's got to be young people? Maybe it's the college environment. Maybe it's in a private charter school environment where you as a teacher have a lot more control over how you teach, what you teach, how you discipline, all those things. This is an environment change, not a career change.

And Julie, you just answered the question. If we could remove those hurdles, the challenges in your current environment, you'd love your work. So let's go find places, and there are multiple places, multiple levels for you to teach and love it. Go do that. Be a teacher. Don't move.

More of your calls coming up here on the Dave Ramsey Show. If you've turned on the TV, read a paper, or been on the web lately, then you know this country's in the midst of an identity theft crisis. Equifax is attempting to settle with its 150 million breach victims. Now that's a joke. And Capital One exposed the records of over 100 million Americans. These are just the breaches making the news. You can't possibly still think you don't need identity theft protection. Folks, this problem is not going away. The only way to fight it is being prepared with an ID theft protection plan, and the only one I have ever used or recommended is from Zander Insurance.

They cover all types of ID theft, take over the work if you become a victim, and even protect your money if it gets hacked. They also cover kids for free on their family plan. ID theft is a nightmare and you need to get protected. Call 800-356-4282 or visit zander.com. This is the Career Hour of the Dave Ramsey Show. I'm Ken Coleman, Ramsey personality, best-selling author of The Proximity Principle, and host of The Ken Coleman Show, a part of the Ramsey Network.

Sitting in for Dave this hour, taking your calls. Are you stuck? Confused about the future? Not sure where you want to go? Are you just to go? Are you just absolutely terrified? You know where you want to go, but you're just terrified that there is no path forward. You feel like you're going to fail.

You're just consumed by doubt. Well, today may be your day. Maybe this is your hour. Because I'm going to tell you something, folks. We can give you clarity. Clarity on who you are, what you want to do, why you want to do it, where you want to go. And then we come up with a clear plan, a path forward to do work that you love. Here's what we say every day on the Ken Coleman Show.

And many of you listening to my voice today need to hear this if you hear nothing else. You were created to fill a unique role. That means you are needed, but it also means you must do it. Somebody out there needs you to be you. So when we talk about work that matters, we talk about living on purpose. We talk about the dream job. It's not about us. It's about giving ourselves away to others.

The reward of the process is that you get to do something that you're good at, do something that you love, that creates a result that matters deeply to you because it is for the benefit of others. This is available to all of us. So join the conversation. 888-825-5225 is the number. 888-825-5225. Back to the phones we go. Ben is on the line in Maryland.

Ben, how can I help? Hi, good afternoon. How are you, sir? I'm doing well. I wanted to know how I could become a motivational speaker. I'm a nurse practitioner. I love my job. I love what I do.

But I want to be a motivational speaker. And I feel like I have no message. And so I just wanted to know if I could get your advice. And a little bit of backstory is that I did youth ministry for about 12 years. And for about six of those years, I was the guy up front holding the microphone, you know, the loud, goofy guy. And I kind of miss that. But I think that that's where me wanting to be a motivational speaker comes from. And I thought about some ways I could kind of go in that in that direction. But I just wanted to ways that I could kind of, um, go in that, in that direction,

but I just wanted to know if I could have your help. Um, so just some of the ways I thought about is maybe teaching, um, teaching in a nursing school, um, running team leadership meetings or, uh, helping to, um, doing a new hire orientation at businesses, um, or even like being warm-up guy for like a comedian show, like Ellen DeGeneres, you know, those warm-up comedians that go on the hour before. So I just want to know if you can help me. Yeah. Well, first of all, I just want to say, Ben, I love how honest you were and self-aware.

You want to be a motivational speaker is how you started the call, but you have no message. And I love that you realize that because want to be a motivational speaker is how you started the call, but you have no message. And I love that you realize that because you cannot be a motivational speaker if you do not have a message. Now, as you kept talking, you actually peeled the onion. And I like a couple of your options on how to do this. And here's what you said. You said you miss being the wild, wacky guy at your church youth group where you were up on do this. And here's what you said. You said you miss being the wild, wacky guy at your church youth group where you were up on the mic. And so what I hear there is you are a performer. Let's just break this down. Ben, you love to perform. There's something about

the eyes being on you, the pressure for you to say something that's entertaining or inspiring. That's essentially what you're saying. and there's nothing wrong with that. There's nothing inherently wrong with that. But absent the message, until you develop the message, I love a couple of the things that you recommended. Because you love performing and you love communicating, I like the idea of trying to lead some of the nurses' meetings there as a nurse practitioner.

I love the idea of you maybe doing some teaching and training and talking to your leader going, hey, I'd love to do some training. And be willing to volunteer in the early days. Volunteer. Say, hey, I'm willing to do this because I love to communicate. Here's what I want to communicate, and here's why I want to communicate. Cast a vision. Maybe get back involved in the youth group. I like those things where you get back up on a platform on some level and you begin to perform again. Now, as you are getting back into performing

and kind of exercising that communication muscle, you need to begin to ask yourself the question, what group of people tug at my heart the most? What problems in society really draw me in? What solutions or services or things that I look at and I go, man, I could get passionate about being a part of those things. And when you begin to identify things that move your heart, then the message will begin to present itself. And then put yourself in positions to share a message. Maybe it's a message of faith. Maybe it's a message of responsibility, financial responsibility. Get yourself in positions where you're sharing.

And when you do that, the voice will begin to reveal itself. But do not leave the nurse practitioner gig. That's your full-time gig. That's the day job that's going to fund this future if this is a future. But you need to dip your toe in the water and explore. 888-825-5225. It's a career hour here on the Dave Ramsey Show. I'm Ken Coleman, Ramsey Personnel, and host of the Ken Coleman Show. Let's go to Christine,

who is on the line in North Carolina. Christine, how can I help? Hey, Ken. So I'm kind of getting up there in age, and I've done a lot of things in my career, but I never landed truly anywhere. And so I'm confused now as to what direction to go in because I'm underemployed at the moment. And the things that I would want to pursue, I just, at this stage of the game, like I can't see myself starting over just to get to where I may want to go. Let's just pause for just a few moments, and let's not assume that you would have to start over at square one. Okay? Okay. Let's just assume that.

What are these things? You just mentioned things. Give me the top two or three things, maybe the one that you've been thinking about the most. It's a different career path or a job or a role, but you're just doubting whether or not you could even get there because you think you've got to go all the way back. What are we talking about? Yeah. The things that I'm thinking involve planning, research.

I was a television producer when I started and I was educational programming and I loved it and I was really good at it. Where I live now, they don't have opportunities like that. It's mostly news. But along those lines, I really enjoyed the work that I was doing. It was fulfilling. I was really good at it and I would love to be doing something similar or project coordination or making things happen. There we go. Okay, so stop. Stop right there. Stop right there.

That is very attainable. This world revolves around people like you, Christine, who make things happen. So I hear producer, you were in television, that same role in television could be a project manager, a project coordinator, a get it done person in so many different industries. And your experience as a television producer, moving fast paced, creating stories, researching content, pulling it all together. You've got a lot of unique skills, the ability to move quickly, the ability to deal with details, the ability to follow through and execute. My guess is you're probably organized. Have I said anything that's

not true about you so far? No, it's all true. Yeah, but here's the great news, Christine. You don't have to start over. See, that right there, see, it's looking at your previous experience and going, what did I do every day? Forget that it was in television. What did I do? Just because it has a different phrase describing it in this industry doesn't mean it's not transferable

to another industry. So I'm going to tell you something right now. Everywhere around you, Christine, everywhere around you are roles that are logistical in nature. They are production, meaning it's producing a system. It's efficiencies. It's all these things.

And it is a part of a team, and you're a behind-the-scenes, make-it-happen person. So, again, you could be a project manager for a marketing firm. You could work in manufacturing. You could work in a warehouse. You could work for a marketing firm. You could work in manufacturing. You could work in a warehouse. You could work for a technology company. Why? Because television is the fastest, most just unsure, change on a dime type industry. And you ate that for breakfast.

You said it. You said, I was really good at it. We could all hear the confidence when you described it to me. So take that same confidence that we all heard in that call, and you start looking for roles that allow you to produce results. It's that simple.

And you are qualified. And you are needed. Go, go, go. Hey, more Dave Ramsey Show coming right up. Welcome back, America. You're listening to The Dave Ramsey Show. I'm Ken Coleman, a Ramsey personality and host of The Ken Coleman Show. Also a best-selling author of The Proximity Principle. And we're doing a version of The Ken Coleman

Show here this hour on The Dave Ramsey Show. Sitting in for Dave this hour. We're taking your career questions. You stuck? Confused? Scared? You just need some clarity? Well, that's why we're here. Happy to take your call. 888-825-5225. 888-825-5225. 888-825-5225 is the number to jump in.

We go to Kentucky where Garth is on the line. Garth, how can I help? Hey, Ken. Thanks for taking my call. I appreciate it. Sure. I'm just kind of stuck in a job that I don't really love. I've had several different jobs. I was a police officer. I've been in a job that I don't really love. I've had several different jobs.

I was a police officer. I've been in the construction business. I was in the military. Right now I work for a utility company. And I just, I'm 28. I've got a family to support. And I really just don't know how to get into a career field that I want to be in because I don't know what that is. Okay, so we don't know what the career is.

That's the problem, correct? Right. Okay. Right. I sense, though, that any time I talk to somebody like you, that there are some ideas floating around in your head, but you either haven't told anybody or when you talk about it, some type of limiting belief comes in, and it's probably fear, doubt, and you start to question it because you've done a couple of things that I see on the list

here. The police officer, the military, there's some themes there. And so without any kind of fear of what you're going to say, but if I could give you something tomorrow, just wave my Ken Coleman show pencil here. And I just give you a gig tomorrow, no risk, you knew you would be successful at it, and you just wanted to try it, just to see. I've always wondered about this. What comes to your mind when I say that? I think I would like to be a contractor. Also, since I've kind of started listening to Dave and you guys,

I've really took an interest in financial help, you know, helping people that actually want help. Just a couple things, just to say a couple things there. Okay, well, that's good. Now, the first thing out of your mouth is usually the one that's at the top of the heart, and so let's look at that contractor good. Now, the first thing out of your mouth is usually the one that's at the top of the heart. And so let's look at that contractor role. You've had some experience doing some construction work. Again, let's stay in this dream session for a moment because we've got to get your head quiet. We've got to get your head quiet. We've got to let your heart talk.

So if tomorrow I give you your own construction company, all right? And you're a contractor. What are you building? Oh, I like building residential, just like homes and things of that nature. Why is that what you would want to do? I just feel like there's an abundance of work, especially in my location. It's what I have a little bit of knowledge about, and I love seeing what I've done. I can look back at the end of the day and say, I did that. Okay. There's the answer. The first two things are not good answers.

Well, there's a bunch of work around here, so I can make money doing it. That's not a good answer, right? Because that's a J-O-B. But we're talking about work that matters, work that Garth was created to do. And so let's just look real quick. Let's do an assessment. Because I know that's what you want, but let's see if you've got the chops. Are you good with your hands?

Always been good at building or at least fixing things? I like to think that I always have been. Yeah, now come on. I need confident garth let's put insecure garth away i mean you re-ask the question garth if i interviewed people that know you would they say you've always been pretty handy you're good you're good with building and fixing things yeah i think um you know most people that know me and have seen my work would would agree with you okay all right do you love that side of things, the construction, the sitting down with the family going,

what do you want to create here? Let's look at the blueprints and creating all that stuff. Does that give you the juice if you think about that whole thing because you're putting a crew together and then you're building something that will last and something that makes people happy? How does that feel? How does that make your heart feel?

It feels good because I'm helping someone with their life and giving someone what they want that they really look forward to. It's a big milestone in people's lives. Okay, so here's what we've done. We went from you saying, I have no idea what I want to do, to you identified what you'd like to do, and you've revealed your heart. And so now it's what is it going to take for you to get there? That's what's the scary stuff. And I think that's why you've canceled that idea out. And so let's just – these are yes or no questions.

Do you know what it takes to get the qualification in this situation? This would be certifications, licensing, in order to actually become a licensed contractor in your state? No, I don't. That's the first problem that we can solve. This is solvable. I mean, I'm talking like by the end of tomorrow, you need to have the answers to what does it take to become a licensed contractor in the Commonwealth of Kentucky. All right? That is the first thing you've got to do. Now, once you get the answer to that, what does it actually take? You are able to answer how much

that's going to cost you in money. So there's some money investment here. It's going to cost you some money to get that qualification, certification and licensing in this situation. All right. And then how long is that going to take you? There's a length of the coursework or the classwork or the requirements. There's maybe the length that that going to take you? There's a length of the coursework or the classwork or the requirements. There's maybe the length that's going to take you to save up the money to be able to do that. So when we look at what do I have to learn and do is question one. Question two is how much is that going to cost me financially? Question three, how long is that going to take?

Now, all of a sudden, Garth, you've got yourself a pretty clear starting plan. I mean, it's right there in front of you. Those are the answers. So you do whatever it takes. You work three jobs, two jobs. You just do anything you can to stay stable and fund this future because then you go get that. Now, what you're looking for in the next step is once you get the qualifications, you want to go to work for somebody. That would be my next step. I would not necessarily start a full-blown business and trying to build houses right away. I'd go work for somebody, see if you can become a foreman because you got the qualification necessary, and you can add some real value there. And then get in the industry. That's what you do next.

Get in the industry and learn from a you do next. Get in the industry. And learn from a successful contractor. And then maybe start a little renovation business on the side. No conflict of interest there, and you're getting stuff done. So that's how you do it. 888-825-5225. Let's go to Sandra, who's on the line in New York. Sandra, how can I help? I'm good.

How are you? I am living the dream. What's going on? I want to give my husband the dream. He was working for kind of like a private company as a stock clerk.

Work all the way for 30 years. Became a manager and all that, but the company closed. How can I use or how can we or help him use the proximity principle for him to kind of like start new? Yeah. Well, does he want to stay in the same industry? I think he wants to move forward because he kind of like got stuck in that position. Okay. But I mean, is it the same? Does he want to stay in the financial industry or does he want to change the industries altogether? Completely different career space. I think he wants to change a career. Okay, so your question is, how do you use the proximity principle to help move him forward? I love this. Thank you for asking. And by the way,

Madison, if she doesn't have the best-selling book, The Proximity Principle, let's give it to her. But here's the answer. The proximity principle says, in order to do what you want to do, and this is your husband, so in order to do what your husband wants to do, he's got to be around people that are doing that. That's a new career here. And then he's got to be in places where that type of work is happening. Why? Because the right people plus the right places will always generate opportunity. So instead of just cold calling and trying to refashion his resume

and just flooding a bunch of cold submissions of a resume, that's never going to work. The proximity principle allows us to use our web of connections. We write about this in the end of the book. Everybody has a web of connections. Close personal relationships, acquaintances, and then it builds out from there. Think about all the people you know. How many people do they know? And so if he's clear, Sandra, on what he wants to do, well, then he knows where to look.

Who do you all know that knows somebody that is working in those companies in that industry that he's interested in working at? So he's identifying companies or he's identifying industries, and now we're putting out the word to our web of connections. Hey, who do you know? Who do you know? Who do you know? And again, he's got to get qualified. What does it take to get qualified? What does he have to learn to do?

How much is that going to cost? How long is it going to take? Those are the questions. And that's how you use proximity. Hang on the line. We'll get you the book. Don't move. More Dave Ramsey Show.

I'm Ken Coleman, Ramsey personality, host of the Ken Coleman Show, part of the Ramsey Network, sitting in for Dave this hour. We are taking your calls, 888-825-5225. Life is too short to be living for the weekend. Americans will spend on average 90,000 plus hours at work over their lifetime. Aye yi yi. And if you're just dreading Monday morning trying to make it to Friday afternoon and you do

that over 90,000 hours? Come on. Come on, folks. There's so much more. You can actually be in your sweet spot, which is where you use what you do best to do what you love to do most. And in that sweet spot, I mean, you're in the flow because you're good at it and you like it, and here's the best part, it creates results that mean something to you. So even on the long days and the hard days and the sick days,

we go to bed and we go, oh, I'm grateful. I know that I'm doing something that matters deeply to me and to others. Because remember, it's not about us. The reward is not just the good pay and the enjoyable work. The reward is seeing your work, the results of your work, make others' lives better. That's the reward. So if you're in the middle of the process right now, hang in there. Please don't quit. Please don't quit. Stay with it. You know, I've said many times on my show that

progress many days is just standing still, not retreating, not falling off the path. So many people are quitting every day. So even on a day where you go, Ken, I'm on the path to the dream job. I'm on the path to doing work that I love. I'm on the path to fulfilling my purpose, but I just don't feel like I'm moving much at all. Did you quit? If you didn't quit, you made progress. Did you just stay today?

The winds were howling. The ground beneath you was shifting, but you stayed. You made progress on the rest of the world because people are dropping off every day, just like that, dropping off. Every time I snap my fingers, somebody's quitting. And you're not just quitting on you.

You're quitting on somebody out there who needs you to be you. You were created to fill a unique role. So if you're not feeling a lot of self-worth today, hear me tell you, you are needed tremendously. But that also means you've got to do it. You've got to step into this clarity. Who am I? What do I want to do? Why do I want to do it? Where will I do it? Let's get those clarifying questions answered. 888-825-5225 is the number. We go to Allison, who's on the line in Tennessee.

Allison, how can I help? Hi. Thank you for taking my call. Sure. I have bought and read Proximity Principle, and I've already passed that on to my son. Oh, thank you. Yeah. Right now, I'm 61, and I'm kind of at a time in my life where I'm looking toward the next phase of my life,

and I'm not ready to retire. I don't plan to retire. But I would like to take what I do best and intersect that with what I really want to do, and I don't really know what that is. Okay. Well, let's start with what you do know. I think you do know what you do best. You're 61. You're successful. You're successful. You're dreaming of a next stage. That means you've got some ideas on what you do best. So how would you define those things? Well, I think I'm good at communication, large group, and interpersonal.

I like to lead people. I think I'm good at that. I like to have a vision and pass that vision and then create steps to get to that point and kind of gather people up along the way. And I'm good at setting goals and objectives and evaluating that.

I'm good at writing and interviewing and listening to people. And I seem to have fallen in my whole career into connecting people with things, whether that's jobs or whether that's what they're going to wear to an event or whether they're going to buy a gift. I'm that person that gets asked those questions. Well, you know what, Allison?

I'm writing all these things down. Communication, creating goals, listening, connecting with others. I think you sound like a leader, which sounds like to me. It sounds like you're a good leader. Is that true? I think so, but in my position now, I'm not leading anybody. It doesn't matter. It doesn't matter.

One of my mentors who's been a guest on this show many times I'm not leading anybody. It doesn't matter. It doesn't matter. One of my mentors who's been a guest on this show many times and spoken on our Entree Leadership stages is John Maxwell, and he once famously said, you don't need a title to be a leader. Right. Leadership is influence is what he says. Nothing more, nothing less. So having said that, as you look for this encore career, we always want to look when somebody tells me, well, I don't know what I'm passionate about or I don't know what I want to do, I always look for this encore career, we always want to look, when somebody tells me

I don't know what I'm passionate about or I don't know what I want to do, I always look to talent first. What do you do best? Because we as human beings like to do things that we're good at. And so the clues here are really striking to me. I think they're really obvious. So, let's just have some fun, Allison. No pressure.

It's just you and me and several million people listening in. Okay. If there was no pressure tomorrow and you said, I want to try this, knowing what you just said, these are the things that you're good at. So we'd use those talents, those strengths, to do something that would make your heart come alive.

Come on, Allison. It's right there on the tip of your tongue. Say it. I like to start things. I don't like long-term management of anything, but I like to do startup. Yeah. So give me an idea, something you'd love to start tomorrow. No pressure.

You know it was going to work. What would you go start? Types of things. What would you do? Well, one thing I would like is to develop some type program where I would work with probably young women on interviewing skills, on how to dress for interviews, on how to communicate during an interview, that sort of thing. Okay, Allison, do you have some financial freedom, basically,

to do whatever you want in the days ahead? I do. Oh, I love this. I was hoping that was the answer. Allison, you just told millions of Americans and me what you want to do, and it's really clear. And you started off the phone call saying, I don't know. And you did know, but you just needed permission to do it. Here's the deal. Go find a group of young women that are connected to your personal

web of connections, right? So it could be church, civic group, the YMCA. I don't care what it is. Could be the local community college. I mean, you start thinking about all the people you know, and you've been in your community a while. And where are these people at? Where are those young ladies? Where are they congregating? Again, could be a private school. Could be something you offer at a public school just as something for free. You don't have to make money doing this right now. So that is the best place to be because there's no pressure to generate income. There's just the desire to begin to mentor young women. And you listed out a couple of very specific ways you would mentor them, you know, mentoring them for the next chapter. So where are these young women hanging out? You got

a local community college? Go talk to the person in charge of career development or career counseling at the local community college. I can tell you right now that man or woman is overwhelmed. And I can tell you that man or woman would probably love to have your help. And so if you can do it for free to get started and you begin to build a track record, you begin to build some credibility, you create a Facebook page, an Instagram page that shows these young women you're mentoring and what you're teaching and what they're learning. You begin to build something and you're alive and you're loving this and you're investing in the next generation.

Don't put all this massive pressure to turn it into a job or a company. Just go help the young ladies that your heart desires to help and then good things will happen. So this is a reverse play of the proximity principle. You're not looking for a job. You're looking to get in proximity to those young ladies who need what you want to share. You've got years and years of wisdom and knowledge that you can give to them. So start that now.

I don't care if it's two gals, and then it's two more, and then two more, and before you know it, it expands all over your community. That's what you need to be doing. Folks then it's two more, and then two more, and before you know it, it expands all over your community. That's what you need to be doing. Folks, it's that simple. It doesn't always have to be a grand start. In fact, it rarely ever is. The small start, the first step, is what you need to be pursuing today.

What small step can you take today that will lead to the future that you so desire? I want to thank our producer, James Childs, and sitting in for Kelly Daniel today, Madison Browder. And most of all, you, America. Thank you. You're the reason why we do this show. You're the reason why Ramsey Solutions exists. And we are grateful for you. I want to say a big thanks to Dave Ramsey for letting me hang out this hour and host his show.

This is The Dave Ramsey Show. This is James Childs, producer of The Dave Ramsey Show. Did you know you can now listen to The Dave Ramsey Show on Pandora and Spotify? For all the ways to watch and listen, check out our show page at DaveRamsey.com slash show.