The Ramsey Show - App - The 2020 Annual Christmas Giving Show (Hour 2)

Episode Date: December 23, 2020

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Live from the headquarters of Ramsey Solutions, broadcasting from the Dollar Car Rental Studios, it's the Dave Ramsey Show, where debt is dumb, cash is king, and the paid-off home mortgage has taken the place of the BMW as the status symbol of choice. I'm Dave Ramsey, your host. You jump in, we'll talk about your life and your money. Dr. John Deloney, Ramsey personality and author of the best-selling book, Redefining Anxiety, is my co-host today. This is the eve of Christmas Eve, which can only mean one thing on The Dave Ramsey Show, our traditional giving show. We always do a giving show as our last broadcast of the calendar year, heading into Christmas because God gave his only begotten son. Paid our debts with it.

And so we're going to talk about giving. Generosity. We teach you to live like no one else so that later you can live and give like no one else. So if you have a great giving story, you call in and talk to Dr. John and me. We want to hear your great giving story. It could be when you gave something or when you received something, but it's inspiring to other people to hear great giving stories. As a matter of fact, this may be one of the more popular shows we do every year,

so much so that we're tempted to do them all year, but we reserve them for this special day. Stacey is with us in Houston, Texas. Hi, Stacey. Welcome to the Dave Ramsey Show. Tell me your giving story. Hey, Dave. I actually have a story of receiving and giving. On September the 17th of 2017, our son was killed tragically in a car wreck.

Oh, no. Sorry, Stacey. Thank you. He was 24 years old old and he was married. They were expecting their first child very soon. In fact, the baby was born 12 days after Jacob passed away. So in those days that followed, the vehicle that they had was destroyed and there was no vehicle for Danielle and the new baby. And our community and Jacob's employer rallied together and donated money to provide a vehicle for her.

And so we were so blessed as a family by the generosity of our community and people that knew Jacob and loved them and knew us and loved us that we wanted to give back to our community, and we wanted to do something for the seniors, the seniors for our high school that were graduating. So our family has always been fundraising like for cancer, fundraisers and such. So what we decided to do to honor Jacob and to give back to the community was we made homemade chocolate chip cookies and my husband fries pork skin and

Jacob's oldest brother put together a flag football tournament that we try to do annually, but this year we were unable to do due to the COVID crisis. But the first year that we gave the scholarships, we were able to raise money to give seven scholarships totaling $14,500. And we live in a very small town. I know it said Houston, but we're actually in Buena, Texas. Oh, yeah.

So like I said, the first year we gave $14,500. And this last year, we didn't get to have one of our events. So we were a little bit shorter on funds, but we were still able to give $10,000 to the high school students. Seven high school students received a combined total of $10,000 this fall. And we can plan on continuing to do this as long as the Lord allows us. We kind of took a break on cooking food during the COVID crisis, but this Christmas season, we decided to try the cookie bake.

And this cookie bake, we raised $1,000 in about a week. So we have $1,000 to go into our scholarship fund. And very fortunately, we found out that our company that we work for matches. They have a matching gifts program. So my husband and I both work for the same company, and they'll match our donation up to 50%, up to a total of $2,500. So we continue to be blessed to be able to give back to the community here that we live

in. So that's our story. We feel tremendously blessed by God, by the people that he's put in our lives. And I wanted to share our story so that some people may have gone through something similar, may feel like they have no hope, something bad has happened to them, that there's always a way to take the bad and turn it into good. My favorite scripture that I've leaned on so much is Romans 8, 28. And we know that for those who love God and all things work together for good, for those who are called according to His purpose.

Well, it's beautiful to hear you making meaning out of a dark, dark time and blessing so many other people with your giving. Thank you. That's very touching. It's unbelievably powerful. And, you know, it's interesting that what that, you know, giving you something to lay your hand to at some of the darkest moments of your entire life, it gave you something to do to not, quote, turn it into a positive, but just in the middle of your pain to do something positive and uh because you can't really turn his loss into a positive it's not

there's that's impossible but but there can be good that comes of the the dark hours that you're walking through and and your pain and you just did something really, really gorgeous with it. That's so beautiful. Well done. It's got to feel great, too. It does feel good. It's been a tremendous part of our healing for me personally. It's like, you know, my child was 24 years old, and, you know, when they're little, you're always doing something for them. And then when they get big, you don't have to do things for them as much, but you still do have to do some things

but it's like when they're gone there's nothing left to do but now there is yeah well thank you so much for sharing and high five to the you know businesses get a lot of bad rap for being just money hungry grubbing jerks high five to the two businesses that in this story one of them helped out the wife of their employee that passed away they didn't have to do that and high five to her company for matching the donations up to a chunk yeah putting some good out into the world and the truth is that's generally what businesses do right that stories never get told they don't ever talk about that because they want to talk about and cause division and cause other things so instead we get the beauty of this and we can see the bouquet of flowers that was made i love it uh over a unbelievably

difficult situation it's the eve of christmas eve which means that it's time to say merry christmas and it's time to stop and celebrate generosity, and that's what we're doing today. Dr. John Deloney, Ramsey Personality, is my co-host, and we're taking your calls about giving and about receiving. And my team set this in front of me. If you're still looking for great Christmas deals, you can also be a blessing.

And our famous $10 sale is still going that means that over 50 of our best-selling books envelope systems only ten dollars each number one bestseller the total money makeover approaching eight million copies now the new quick read that hit the bestseller list by dr john deloney 84 pages it's a couple chapters redefining anxiety what it is what it's not and how to get your life back is flying off the shelves. We had to go to reprint twice, just $10 each. And we extended our discount on the starter envelope systems, and you can get them for only $5 right now. All kinds of goodies at DaveRamsey.com.

And the sale ends on December the 31st, just a couple of days away, when finally the year 2020 comes to a close. This one in the books, man. Check it off, baby. Check it off. This is The Dave Ramsey Show. This year has been unpredictable. Well, that's an understatement. But make this Christmas and New Year's your time to save money and give your loved ones gifts that will teach them how to make a plan for their money and their future. Our famous $10 sale is ending soon.

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888-227-3223. Dr. John Deloney, Ramsey Personality, is my co-host today on our annual giving show. If you have a giving story or a receiving story that will inspire others to generosity, that's what this show is about today. Open phones at 888-825-5225. Faith is in Cincinnati. Hey, Faith, tell us your giving story. Hi, Dave and John. How are you?

Great. I'm in college, and last year someone anonymously donated $25,000 so I could graduate debt-free. Wow, that's a lot of money. Yeah. And you have no idea who did this? No idea. No, it was handled through my pastor, and the church wrote the check, so I want to find out. Wow. That's cool. What are you studying?

Linguistics, and I have an internship with a Bible translation non-profit, so I'm studying that side of language learning and translation. So someone felt like that they were investing not only into you, but into the ministry that you're going to be doing, right? Yeah, which was very affirming because I was kind of thinking maybe it might be just my plan and not God's, but I think God and somebody else believes in what I'm trying to do. Wow. You're right. Affirming is a good word that's like the ultimate high five a twenty five thousand dollar high five yeah yeah and i i don't know who it was because i

wasn't necessarily um checking in with um my church family i moved about an hour away from my hometown so i don't know how they found out about where I was or how long I'd been in college and kind of paid off cash flow as I went. So I'll graduate December of 2021. And I had a question because I'll have about 13,000 left after graduation and I want to give it to someone else. But is it wise for me to put aside an emergency fund or just give it all away? I think you should ask God what he thinks you ought to do, and I think you'll have a good indication based on two things.

One is the circumstances will present themselves to where it's wise to do what you're thinking, and two, you'll have a sense of peace about it. Okay. If you don't have a sense of peace, if you have a troubled spirit about it, and or the circumstances are sideways, if both those things don't line up, then you're probably supposed to hold on to it. Okay. So the only way you would release this, and I love your spirit,

that you're willing to pass it on and continue to pay it forward and uh it might be that that spirit is activated a decade from now and there wouldn't be there wouldn't be anything in no im noble about that um there was no expectation by this giver that you pass it on if there was any left there was no stipulation uh you just are unbelievably blessed and want to continue that pattern, and I appreciate that. I think the intent of the giver, and really, for that matter, I'll even speak for God momentarily, was probably to make sure you get set up and get on this mission.

And I think that's a first priority above the pay-it-forward idea. That's my opinion, and it's worth what you paid for it, by the way. Thank you very much. But here, the thing I always look for is if I do not have peace about something or if the circumstances are screaming at me otherwise, or especially if both of them aren't there, if I don't have peace and the circumstances are screaming at me otherwise, then I, or especially if both of them aren't there, if I don't have peace and the circumstances are screaming, then I'm going, you know, I don't think that's what this is for, that, you know, that God wants to line these things up.

And so, but for instance, if you were to leave and leave college and you were to walk into a linguistics thing with the amount of money being paid to you that you could support yourself and you have housing lined up and you have your transition lined up and you've got furniture and your utilities are set up and you don't need any money and you have this unbelievable piece, then maybe now is the time to pay it forward. But maybe this money is to be used for those kinds of things and then later on you'll have the opportunity to pay it forward. But maybe this money is to be used for those kinds of things.

And then later on, you'll have the opportunity to look back and go, I remember back when I was in college, and I'm going to write that check. I just, I love that. And I think your wisdom is wise. I think when somebody gives something to us that we don't expect, we instantly feel this burden that we've got to, now it's our job, we've got to go do something right away. And there's something about putting yourself in a position so that you can secretly make sure that somebody else can give somebody else $25,000.

And that takes years to be able to earn that kind of money, to be able to give freely that way. What a gift. Yeah, very powerful. Well done. Very well done. Melanie is in, if I pick up the right phone. Okay, Kelly, help me out. I hit the wrong button here.

Thanks. All right, now let's try this. There she is. Melanie is in Des Moines, Iowa. Hi, Melanie, how are you? I'm good, Dave. How are you? Better than I deserve. Tell us your giving story. It's not really a surprise to anyone that 2020 was an absolutely horrific year, but I went through a lot this year that goes even deeper than the pandemic. Unfortunately, I started out 2020 in a really terrible marriage, full of heartbreak and

pain and just tremendous amounts of hurt. And I was carrying it on my own and was really secluded in that. And finally had the confidence and the courage to confide in my sister and her husband. Their names are Megan and Ben, and my story is really truly about them. Once I confided in them, they quickly began helping in any way possible and encouraging me and really just supporting me by both spending countless hours on the phone with me during the darkest moments of my life. From moments where I was crying on the bathroom floor to moments where I just really felt like I couldn't continue on. And all the time, we're just really trying to make sure that I felt safe and secure to do whatever I needed to do to be safe for the rest of my life. And they also, during that time, converted their basement into an apartment for my son and I to move into if the time came that

I needed to leave my marriage. I made the courageous decision in March to leave my marriage after continued attempts to fight to save it had totally failed. And at that point, my sister Megan spent well over 100 hours between paperwork and communicating directly with the lawyers and helping me work through the loss of my marriage, just countless hours doing things for me while maintaining, raising her daughters and working full time and being in a pandemic. Both her and Ben came out to support me as I packed up my house and left my husband. My sister helped me drive across the country. I was living in Seattle at the time, and we drove from Seattle to Iowa in an epic 26-hour straight road trip with my less-than-two-year-old son and my dog. That's like a 50-hour road trip there. Yeah, it was not a short trip by any means. And then I moved straight into the basement that they had constructed for me. The most amazing part of that, though, is that they've allowed me to live here entirely rent-free, which has allowed me to pay off every ounce of debt I had accrued during my fight for custody and everything with my marriage ending.

My parents and Ben and Megan had paid for the lawyer's fee, and I paid all of that back to them. I've also managed to entirely fund a six-month emergency fund for my son and myself. Wow. And I'm well into saving for a down payment on a house now. Wow. And it's just truly I cannot even be more thankful for the generosity. So because of them, they pour the elixir on the ashes and you were rebirthed out of the ashes. Absolutely.

I couldn't have said it better myself. They've just given me a safe place to live and to recover and to mourn and to heal. And it's been everything I could have ever asked for and more, a lot more. And I also, I can't even say that that's it because I was also blessed. My brother-in-law, Ben, is a pastor of a congregation out here in Des Moines. And one Sunday I was in church and I completely broke down and I was crying in my sister's arms at the loss of my marriage. And a beautiful couple that I refer to only as my guardian angels approached my brother-in-law asking if they could fund me getting back on my feet. And they have anonymously given to me and my son multiple times and continue to do so in order for me to just survive. Wow.

God is going to make sure you recover. That's pretty amazing. You've got people all around you, and he's seen to it. That's very powerful. Well done, Melanie. Thank you for sharing that. Beautiful stuff. This is the Annual Giving Show here on the eve of Christmas Eve. Dr. John Deloney, Ramsey Personality, author of the best-selling book,

Redefining Anxiety, is my co-host today here on the air. We're taking calls and comments from the lobby from people who want to tell a giving story to inspire generosity. It could be a time you gave or a time you received. I don't care. All I care is that it's inspiring. And Dustin Majan, or Maytan, I got that wrong, doesn't it? You got it.

Maytan, know him well, has been with us a year and a half, is on the Ramsey Trusted Team. He works here at Ramsey for the last year and a half, has a great giving story. So he dropped by the lobby on our debt-free stage. So, Dustin, tell us your giving story. My giving story is a receiving story. Thirteen years ago, my wife and I were in the middle of adopting our first son, and we were fundraising for it, so we baked pies, and we're telling people, hey, for a pie, just give us a random donation, whatever you're led to give us. So one Sunday, a member of the church comes up

and asks Tammy questions about the adoption and that kind of thing, and then asks, so how much do you need? And my wife just kind of flippantly said, $10,000, you know, not thinking much of it. And he goes, okay. Next week, she's delivering the pie to him out in the parking lot and gives him the pie. He hands her a folded-up check, and she doesn't want to be rude and look at it right there. So thanks, and comes in the church. I see her come in the church. She opens it up and is just stunned, mouth open, stunned.

And so she comes over to me, shows it to me, and it was for $10,000. Wow. Just 10 grand. I said, honey, you should ask for 20 i didn't i didn't say that you thought it though you did i absolutely thought it yeah and that just sent us on a wonderful journey that adoption um and then even in the hospital

when our son was born the birth grandmother slid us a check for $5,000 wow adoption is super easy it's so easy then we adopted two more and realized it's not easy

but amazing very hard I am convinced adoption is close to God's heart that suffer the little children to come unto me I just Very hard. But I am convinced adoption is close to God's heart. That suffer the little children to come unto me. I just, he adopts us. You know, and it's just, Paul talks about that real clearly in Scripture. And so what you and your family have done is amazing.

And for that guy to get to come alongside you is also amazing. So you get to experience your giving by adopting and um and you're receiving by adopting but you're also receiving you know you're giving a pie and you're getting a ten thousand dollar check for it yeah it was a good business model yeah that's a yeah that better have been an excellent it was not just thinking it was not you weren't even biking pies you're proud of come on man ten thousand dollar product oh yeah okay are you still in contact with this gentleman Why? You weren't even biking pies you're proud of? Come on, man. Come on, man. I'm $10,000 proud of. Oh, yeah. Okay. Are you still in contact with this gentleman?

No. You know, he's up in church in Anchorage, Alaska. And we've since moved, so lost touch. But we became friends. Yeah. Absolutely. And the important point is they weren't a rich family. You know, they just got a little chunk of money.

They just hold it with an open hand. Exactly. And that meant so much to us and obviously will always mean so much to us. And he's a part of our son. That family's a part of our son forever. Sure. That's right. Absolutely.

What a beautiful story, Dustin. That's amazing, yeah. Wow. So my challenge is when this lands on youtube go ahead and pull the clip and find him and send it to him absolutely yeah i didn't want to steal his crown from glory and mention their name yeah that's all right it's all good but i'll send it to him you made the point and it's a beautiful story anytime you can assist in adoption and we had one another hour with infertility somebody assisting in, and it's just powerful.

It's powerful. Well done. Thank you for sharing that, brother. Thank you. Open phones at 888-825-5225. You know, you can hold money with a really, really tight fist, and it won't get away. Right. But no more will get in.

When you hold it with an open hand like that, that's the sign of kindness. Even a dog understands that. Come here. You double up your fist, even a dog understands that. I mean, you know, it's just that doubled fist is the sign of anger in any culture. Yep. And when you have it held tight like that, just remember that when you die, some undertaker that you don't know, make a minimum wage,

is going to pry that hand open and take it from you because you can't take it with you. Yeah, never saw a rider truck following a hearse. Never. All right, Rachel's with us in Montana. Hey, Rachel, welcome to the Dave Ramsey Show and our special giving edition. Tell us your giving story. Hi, Dave. Hi, Dr. John. So I was in college, and I was living at home with my parents trying to save money in

cash flow school. And I was trying to save up for my second semester. And I was working at a local restaurant and I waited on a lady one day who spent quite a bit of time in my section and I kind of got to talking to her and letting her know my story that I was paying cash for school. And she said, you know, that's so great because I'm a self-made woman and I admire those qualities about you. And I was actually going to sponsor my nephew to go to school and he won't even register for classes. He has no motivation. So she was really happy to see all the motivation that I had. And she said, you know, how much do you lack for school and books? And I said, well, just $600. And so she left me a hundred dollar tip that day,

which was more than generous, but then showed up later at the end of my shift with a cashier's check for $600 and said, thank you. You know, thank you for sharing your story with me um i want to sponsor you next semester if you come show me that you got a 4.0 so she paid for that you know that six hundred dollars and then the whole next semester yeah because you went and got a 4.0 i made sure i got that 4.0 i'm thinking motivation well done done. Yes, absolutely. So you graduated in what? Business management. Okay, cool. And how many years ago was that?

It was about, gosh, probably five years ago now. Wow. Okay. Cool. So what do you think the chances are that when you're in your 30s or 40s that you're going to be sitting in a diner somewhere writing a check like that? Oh, I fully intend on it. I think that that was hugely inspiring to see someone have that kind of generosity and believe in me and support me in that way when she didn't even know me.

All she knew was just the time I had spent with her waiting on her that day in my section. Yeah, I think she knew you. People who go through life looking for people to support and invest in, they identify it. They can see it. They can feel it. They can smell it. Yeah. They can smell it.

She knew you. She knew you better than you knew you probably right then. Well, I'm proud of you. Well done, and a great story. Thank you for sharing that very very cool open phones at 888-825-5225 larry stewart was uh from kansas city and um i got to meet larry and i actually had him on the show a couple of times before he passed away of cancer. And he was known as Secret Santa. And his story started out that way. He walked into a diner in Mississippi and didn't have a dime.

And he was hungry. And he sat down and ordered food anyway, fully intending to act like he lost his wallet or something and not have the money. And he's talking to the guy over the counter that owns the little diner. And the guy realized that he was broke and realized he was running a game, and he walked around behind him and reached down under his stool, and he said, hey, man, I think you dropped a $20 bill. And the diner guy handed it back to him, and Larry became a billionaire later in the cable industry,

and he would dress up as Santa Claus and go and hand out thousands and thousands and thousands of dollars randomly on the streets of New Orleans after Katrina, on the streets of New York after 9-1-1. He would go into areas that had been hit by something, and he was wildly generous. He ended up actually writing a whole thing up on his website before he passed away on how to be a secret Santa. Wow. And so he's wearing a Santa Claus outfit, and he's got cops with him because he's walking around with $30,000 or $40,000 in his suitcase right there, and he's just handing out $1,000 here, $500 here,

and just walking around looking at people and just walking through the grocery store giving people money out there, holding their bag out in the parking lot and just hands them money and then he not not even like that you don't even know what's going on he just randomly is throwing money around just like and i have to believe that was more fun than earning it oh you bet i mean the guy was he was a a fireball. I mean, everything about him was fun. But, I mean, you can't be that wildly generous and not be fun. It's impossible. I love it.

This is the Dave Ramsey personality is my co-host today on the eve of Christmas Eve as we do our annual giving show thank you for joining us call in and tell us your story about giving or receiving an inspirational generosity story to inspire everyone listening to greater generosity, more creative generosity, generosity that has more impact, and just in general, giving. Barbara is with us in Sacramento.

Hey, Barbara, welcome to the Dave Ramsey Show. Tell us your giving story. Hi, Dave and John. Thank you. It's a pleasure and an honor to speak with you. So my giving story, unfortunately, begins with my mom passing away on Thanksgiving, and she was 91 years old, and she lived an amazing life, never a burden to anyone. But what I didn't realize is that when you lose your mom, you could feel anger, and I did. And so I was fighting with my siblings, and I felt hurt and sad and mad. But one day, after storming out of my mom's condo that we were cleaning, and I was so upset, I was driving home, and it came to me.

My inspiration came to me. My inspiration came to me, give my whole portion of my mom's IRA to my favorite charity, St. John's Program for Real Change. This incredible program lifts women and their kids off the streets, gives them drug and alcohol treatment, counseling. They can get their GED, daycare, job training, and housing. And they're my favorite charity, and I wanted to do something in a big way. So I called them and let them know that I was giving them my IRA, which is going to be about $28,000. And it made me instantly feel 100% better. I was like smiling and joyful.

And so I just, that is my giving story and I'm going to be working with. And also in addition, I didn't need the money. Thank you. I am retired and I was like, what am I going to do with the money? Why don't I give it away in a really big way? And so we're going to honor my mom with a plaque or a bench or something. But that's what I decided to do.

So you went back to cleaning out the condo and you weren't mad anymore, huh? Well, I wish. It's not quite that simple, is it? It wasn't quite that simple, is it? It wasn't quite that simple, but I'm still grateful. And I'm so grateful for the both of you because I listen constantly. And here's the thing. I got out of debt.

I'm retired, but I never budgeted. And you know what? I'm going to start budgeting. And maybe I can give more away. It feels good, doesn't it? It does feel good. It feels good to tell you the story so thank you for that too because it's a tough day today.

Well, it is and I want you to know that there are thousands of people across the country experiencing the first Christmas season without somebody and that weight that you feel, that anger, that sadness, that overwhelming, I don't know how we're going to get through this.

Finding somebody else to bless, finding somebody else to give to is such a release. It's such a relief. It's such a gift for everybody involved. And you may not have gone back to that that uh condo less angry but when you sent that check on man i i just i can just see you walking lighter and taller right yep wow what a blessing powerful powerful well done thank you barbara is a beautiful story and i'm um it sounds like your mom lived a beautiful life. I'm really sorry she's gone for you.

Thank you. Thank you. Yeah, she was amazing. Well, I wish both of you a Merry Christmas and a Happy Holiday. Thanks for all the work you do, and for the positivity that you send out into the world every day. It makes a difference for all of us. Well, thank you. We appreciate you calling in, and Merry Christmas to you, too.

Wow. You know, I've often connected generosity to gratitude and gratitude to generosity as a cause and effect, both directions, really. But I never think about it with the other G word, grief. And the three could get stirred up and make some really cool gumbo. That's exactly right, yeah. Grief, gratitude, generosity, grateful for mom, her life, and how beautiful it was, and that she was self-sufficient, she lived on her own, she left to irate each of the kids in a sense,

and grateful for all the good times and all that, and in the middle of that it creates generosity, and in the middle of the kids in a sense, and I'm grateful for all the good times and all that. And in the middle of that, it creates generosity. And in the middle of the grief, yeah, it's just there's a lot going on there. Yeah, and Dave, I just can't iterate enough. I can't say it over and over again. People have been – we've been seeing the statistics. The anxiety is going up. The depression is going up.

The grief is going up. And if you will just stop and find somebody to give to. Find a group of people to give to. Let some of that stuff pass out of you and through you to somebody else. And if you don't have a dime, it's okay. Go down to the homeless shelter and serve soup. Just go look somebody in the eye and say, hey, I want you to know that I love you. Go serve soup.

Go serve soup for an hour and talk to them. Go pick up trash in your neighborhood. Yeah. Go do something on behalf of somebody else. Get out of your head and go be for someone else. And it just has a way of healing us from the inside out. Yeah. Well, I mean, it's probably not appropriate when we're talking about serious mental health issues and comparing them with this.

But there's something really selfish about a pity party. Absolutely. You get stuck wondering, why did this happen to me, and what did I do? And you become the common denominator. Yeah. Instead of, how can I help? How can I go make sure someone else isn't going through this? And we all rise together with that. I lost a friend of mine in cancer about a decade ago, and he was a savant, a philosopher

kind of a character. Classic. I mean, he was a savant a philosopher kind of a character uh classic i mean a redneck savant but you know still you know i'm talking about and um he said he got cancer and he's sitting on the thing the guy come in and goes look this is bad and he goes that's strange i always wonder what he's gonna feel feel like somebody said that? Huh. And he said, I never thought, why me? I thought, why not me? Why not? Other people get it. Yeah.

Why not me? And I thought, wow, that's a different outlook. Because the pity party is why me. Right. Poor old pitiful me. What? And we all have them. I mean, I can have a big one.

I'm a drama queen. So I can have a... You said it, not me. Hey, hey, hey, i can hey hey hey but yeah but if you're able to to immediately whatever problem life lays at your feet if you're able to back out 30 000 feet and say why not me why not me and we all they were all on the clock right we're all on the clock why wouldn't i but when someone says your clock's short now you know oh i can really start living turn 60 i think i'm gonna jump out of an airplane why wouldn't i well why not with a good parachute why not you right and somebody else with another one right

so i did it's fun it was actually actually all really fun darcy's with us in denver darcy we're on the clock tell us your giving story right quick hi dave and and John. I made the decision in August to leave my toxic marriage. And because of that, I had found a great place for my kids and I to move into. But we had no furniture. We had nothing moving out. And I opened up to some of my friends about my decision to move. I actually talked to John shortly after I made the move. So, hi, John. Hey, good to talk to you, Darcy. You too. So, I opened up to a few of my friends and just told them they had known what had been going on, but they didn't know when I was going to move. And within a week of me telling them my decision and all of this, they went out and they found people to either donate or they

bought furniture for me and my kids. They moved everything in on the trip, the last triple-digit weekend of September. They moved three flights of stairs. All of the furniture, set everything up, filled our cupboards and our fridge with food. They filled up our bathroom with toilet paper and cleaning supplies, everything you could possibly imagine you would need in an apartment. I am actually doing incredible. It's been so humbling, honestly. And the kicker, yeah, the kicker is that they loaned us their van until we were done with the divorce because we only had one vehicle for our family. And so they loaned us their van.

They paid for our subscription to streaming services, so we wouldn't have to pay that. Well, they take great care of you, Darcy. That's incredible. What a beautiful story, man. That's great. Friends showing up. Chance of redemption. Everybody gather around.

Here we go. Game on. That's right. I love it. That puts us out of the Dave Ramsey Show in the books. This is James Childs, producer of The Dave Ramsey Show. On your smart speaker, you can add our skill by saying, Alexa, open the Ramsey Network skill. From there, you can listen to all our shows. Ask Dave money questions like, how do I invest my money?

Or what is the debt snowball? Find out more at DaveRamsey.com.