The Ramsey Show - App - The 2022 Annual Giving Show Replay (Part 2)

Episode Date: December 26, 2022

A special replay episode of one of the most popular shows of the year: our Annual Giving Show! Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find... out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

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Starting point is 00:00:00 you're listening to a special rerun episode of our annual giving show. Live from the headquarters of Ramsey Solutions, broadcasting from the pods moving and storage studios. It's the Ramsey Show, where debt is dumped, cash is king, and the paid off home mortgage has taken the place of the BMW as the status symbol of choice. We help people build wealth, do work that they love, and create actual amazing relationships. Thank you for joining us, America. Rachel Cruz, Ramsey personality, number one best-selling author three times over, and my daughter is my co-host today as we take your calls. Today we're talking about giving.
Starting point is 00:01:05 This is our annual giving show. If you have a great giving story, some outrageous generosity that you received or that you caused to happen, meaning you gave, hey, we want to hear inspiring giving and generosity stories. The phone number is 888-825-5225. Merry Christmas, America. Tis the season for generosity. This is the place where we celebrate that. We teach you to live like no one else so later you can live and give like no one else.
Starting point is 00:01:38 Generous people make us smile. Generous people make our eyes leak. And that's what this show is all about open phones at 888-825-5225 starting off this hour with a giving story ben in birmingham merry christmas ben merry christmas thank you for having me on the show absolutely so tell us your giving story so um this is actually kind of a receiving story that my siblings got. But my parents and our family have been missionaries for the past 20 years. My parents moved overseas in early 2000.
Starting point is 00:02:14 But prior to that, my dad, while he was in seminary, was working at FedEx, and they met some friends who basically became really close family friends. And as my dad was working, he kind of made his way up in the ranks at this job where he was working. And when they decided to go overseas, this family friend basically said that because, you know, my dad was willing to give up his career and kind of go overseas to serve, that they were going to basically purchase cars for all of their children whenever they came back for college. So there's five of us, five children. So whenever we ended
Starting point is 00:02:55 up all coming back, he essentially bought a $15,000 to $20,000 car for each of us. He paid for the insurance for the first year for that car. He paid for basically all the maintenance for the first year on those cars. So kind of over the course of, I would say probably 10 years as each of our siblings came back, he ended up probably paying about $100,000 worth of money that he put into buying cars for us to essentially get established and have a way to be you know transported while we were back in the country and our parents were still overseas so it's pretty incredible gift on his part um and a pretty awesome story that i've actually never really
Starting point is 00:03:35 gotten to tell a lot of people so that's a very cool i love that yeah i love the way the whole thing went down it's a friendship and they just admired your mom and dad and the you know nothing you could listen if you want to do something for someone and blow their minds do something for their kids exactly i mean that touched your mom and dad more than than if they'd gotten the money directly or if he'd wrote him a hundred thousand dollar check to underwrite their their ministry or their mission work uh it wouldn't have meant near as much as what he did yeah exactly and basically it provided because they were still overseas when we would come back for college so essentially it provided us transportation to get to our school school during the semesters our summer jobs during the summer to basically go and see our our
Starting point is 00:04:21 extended family in different parts of the country. Because without that, I mean, my parents definitely couldn't have afforded to buy cars for us whenever we needed to come back to the States for school. Yeah, absolutely. So pretty tremendous, tremendous gift on his part. For sure. Okay, Ben, this might be a weird question in the middle of your giving story, but some calls we've taken on this show, some people have a really hard time receiving gifts. So how did your parents,
Starting point is 00:04:46 what was kind of their posture when this friend came forward and said, hey, I want to give your kids cars when they come home? You know, like, were they, was it 100% just they accepted it in this humble spirit? Or did they have any level of like, oh, man, we wish we couldn't do it. We can't do that for our kids and that receiving, you know, cause I want to speak to that in a, in a, in encouraging people to receive the gift. Cause sometimes, sometimes I think people struggle receiving as well. Yeah. I think it was honestly kind of easy for them. Cause I think that they knew that that was something that they weren't going to be able to provide for us whenever we came back to the States. So in a way, it was kind of maybe a relief for them and kind of a burden off of their shoulders in terms of having to provide for
Starting point is 00:05:36 their kids in that circumstance. So I think it was honestly kind of a relief for them. Yeah, no, I love that. That's what I pray people's heart is. I think it was honestly kind of a relief for them. Yeah, no, I love that. That's what I pray, you know, people's heart is. But I think sometimes people need to hear that to say, hey, it's okay to receive. And you can do that. Like, it doesn't speak to who you are if you're the one given something. So I love that. That's so great. Very cool, Ben.
Starting point is 00:05:57 Thank you for sharing that story, man. Absolutely. Appreciate it. Absolutely. Merry Christmas. Good stuff. Open phones here, 888-825-5225. Patricia is in Connecticut.
Starting point is 00:06:10 Hi, Patricia. Tell us your giving story. Merry Christmas, by the way. Hi. Merry Christmas, Dave and Rachel. So good to talk to you guys. You too. Thank you. So I was actually the recipient of outrageous generosity that I wanted to be able to share with you guys.
Starting point is 00:06:25 And I haven't really told many people this story because I felt like it wasn't my story to tell since I was the recipient. But it's been two years, and I think it's time for everyone to know that the business that I run was given to me in October of 2020. So I was given a small business, which is actually a self-serve frozen yogurt shop. Oh, wow. So how did that come about? So, yep. So it goes back a little bit further. I got laid off from corporate America back in 2014. And I decided I didn't want to go back to that. So I picked up a part-time job at the local fro-yo shop right in town in November of 2015. And then my husband and I actually started the Baby Steps January of 2016. And then we finished our Baby Steps. We paid off all our debt. And then somewhere along the line, the owners had asked me, because I was still working at the frozen yogurt shop, to purchase the store.
Starting point is 00:07:32 Or they had numerous stores. So they, you know, it had been discussed. But they also knew I didn't borrow money. So I would always tell them no, because I couldn't afford to own a business, of course. And then COVID, of course, came in April 2020. We had to close the shop down. So I was actually unemployed. It was self-serve frozen yogurt.
Starting point is 00:07:53 So it just wasn't sustainable, which was devastating. But we actually did reopen in July of 2020. So my bosses decided to reopen. And that's what we did. And then a month later, one of the bosses pulled me aside into the back kitchen, which is never a good sign, right? I was nervous. And he had asked me if I wanted the store, if I wanted to, you know, take the store, be the store owner. And I said, I don't really know what you mean. What does that mean?
Starting point is 00:08:26 And he said, we're going to give you the store, but you're going to get this store with equipment that is 11 years old. They've been in business for 11 years. Yeah. I'll tell you what, I want to hear the rest of this, and I'm up on commercial because I don't want to run this into the ground. It's too good. Hang with us through the commercial, Patricia.
Starting point is 00:08:42 We'll hear the rest of the story here on the annual giving show on The Ramsey personality is my co-host today this is our annual giving show here on the Ramsey show we're taking your calls with giving stories receiving stories this is our annual giving show here on the ramsey show we're taking your calls with giving stories receiving stories this is all about generosity live like no one else and later you can live and give like no one else we were in the middle of patricia's story in connecticut uh she left corporate america went to work for a frozen yogurt shop and they offered to sell it to her a couple of times and then during covet after going back work, the owner walks in one day and says they are offering to give it to her. Now, let's pick that story up there, Patricia.
Starting point is 00:09:53 Thank you. Thank you. Yeah, that's pretty much how it went. So like I said, they offered to give me the store and the store had been in business for about 11 years already. So, of course, the equipment, you know, the machines been in business for about 11 years already. So of course the equipment, you know, the machines, all that stuff was 11 years old. So that happened in about August and sure enough, October 14th of 2020, we closed on the business. I started, you know, an LLC, I opened new bank accounts and I did all that. And we actually closed. And here I am two and a half years later as a small business owner in a very small town, but enjoying every second of it.
Starting point is 00:10:34 Wow. What prompted them to do that? Like I said, they'd offered a few times. I think when customers would come in, I was always there. So customers would say, Oh, is this your store? And I would say, no, no, no. But they would always say, well, you treat it like your store because I had so much passion for what I was doing. And it sounds silly. People think it's silly, but you know, at my interview with, with the store owners at, at when I started, I had told, you know, I had told them I treat every job like it's a career.
Starting point is 00:11:09 So I'm going to have a lot of passion. I love being around people. Of course there's, you know, our clientele is generally kids. So I think that after COVID there was a lot of restrictions and they actually own a hardware store in the same plaza uh so they were really you know we all know everyone was stuck home during covid so they were just slammed over there i mean they were every day all day everybody was home and at the hardware store so i think it was just time to to figure something out to let it go. Ah, okay. All right. But through your diligence of being so excellent, you know, at your job, you're the person that shined through to receive that, which is amazing.
Starting point is 00:11:55 It really is. And it's been amazing. And it's more than just a small business here. You know, it's definitely a family business. I'm actually looking inside the store right now. My husband's covering for me while I'm on the phone with you guys. My mom does all our shopping at Costco every day. So, you know, my retired mom gets to go to Costco every day.
Starting point is 00:12:13 Basically a joy for her. And my son does all the heavy lifting when orders come in or takes the garbage out at night. You know, I have a bunch of great employees also. But it's the customers that really make it just really worthwhile. It's definitely what I feel I was called to do. Oh, I think you were. Yeah, you're the backbone of America. Small business people like you, that's what makes this entire place run.
Starting point is 00:12:37 It is not large corporate goobs, and it's not the government. It's people like you that make this country great. The free enterprise system causes people like you to shine, and people like the former owners that were generous to you to shine yeah absolutely that's incredible just handed over a business yeah pretty cool awesome very very cool stuff hi patricia thank you for sharing that merry christmas to you we appreciate you hanging out with us today this is our annual giving show our question of the day comes from blinds.com find out for yourself why blinds.com is the number one online retailer of custom window coverings free samples free shipping and with the new promos they run every month you'll save even
Starting point is 00:13:17 more use the promo code ramsey to get the best deal so today's's question comes from Jim in Florida. I'm struggling in giving recently because I have plans that I need to accomplish, buy a house and get my small business off the ground. I am a generous person, but I feel like I'm being cheap when it comes to giving or when my wife gets to get something for her friends or sister.
Starting point is 00:13:43 I don't feel good while deep inside I know that I am. I'm kind of confused if I'm changing to a jerk and a selfish person, but honestly, I'm doing it for my family, so I need some help. Jim. You know, I mean, I think that there's a reality that when you have your bases covered in your home and with your family and the needs are provided for, it allows that generosity to flow even greater with maybe not as much stress. But this doesn't sound like it's a, I need to take care of my family first. I mean, yes, you want to be able to buy a house for sure. Get my small business off the ground.
Starting point is 00:14:29 You know, but this, I would say to those, Jim, that giving, it doesn't have to be extravagant. And so starting to give a little until you can give a lot, right? Like if there are things in your life that you're wanting to do, we all have that. But that doesn't mean you can't do both is what i would say yeah it sounds like um that the uh what's bothering you more than the actual giving um to the sister or to the friends or whatever by your wife is that it feels like that's blocking these other goals and it's not that's the reality so the way you can overcome that is just budget for it. Just say, we're going to put a line item in the budget, you and your wife.
Starting point is 00:15:10 We agree on our entire budget, but we're going to agree on this is the amount that your wife has for friends and sister. And don't go over that. And then you can use the rest of the budget and see that you are able to accomplish your goals of doing stuff in the business or saving up for a home or whatever. You'll see that if you budget $100 or something, it's not going to keep you from doing those other things. But this idea that it's not got any limits on it and you're not in agreement when she's doing these things that's
Starting point is 00:15:47 where the rub is so if you were in agreement and it had a reasonable limit and you were in agreement on the limit on the amount that that you know your wife has for these two activities sister and friends or whatever you want to call it uh then you'd be okay with it uh but it's just the ambivalence of it that is uh that is probably throwing you because you're obviously a person who plans. But this is not something, it doesn't make you a bad person to say, I'm going to accomplish some goals. That's not a bad person.
Starting point is 00:16:19 Now, what we do teach and have taught from the very beginning around Ramsey and I think it's good to get into this a little bit is you want a baseline of giving that is your normal rhythm in your life every month and then you have when you are are prospering and you've got extra money above that normal budgeted giving that's just flying around, and you have a choice between buying another thingy and doing some generosity, then you can change and do some generosity with that surplus money, that extra money that's from prospering. But when you're first starting out, we teach people to limit
Starting point is 00:17:05 their giving to their baseline normal giving. Now, for those of us that are Christians, evangelical Christians, we teach and believe within our faith to give a tithe, a tenth of our income to your local church. That's your baseline. That's your normal rhythm of giving. You don't stop doing that. And above the tithe is called offerings. And all throughout Scripture, offerings come from surplus, from prospering. And so they would come after you're out of debt, after you've taken care of your own household. And so this idea that you're supposed to give away the rent money and your kids become homeless because you were generous, that's absurd. And it's not scriptural for those of you that are Christians, by the way.
Starting point is 00:18:00 Take care of your own household first or you're worse than an unbeliever. That's scriptural. And that's not lacking in generosity. It doesn't make you a bad person. Quite the opposite, it makes you a good person. Yeah, absolutely. So we start with taking care of our house. Then we can expand and say, we're going to take care of people outside of our house.
Starting point is 00:18:18 And then we can expand and say, we're going to change our family tree. And then we can expand and say, let's change our whole community. But that all comes from the surplus above the normal rhythm of giving and i think you need to put a rhythm of giving gem in your budget for your wife to have some freedom without being worried about you being upset about it this is the ramsey show are you sick of planned obsolescence you, when companies make products crappy so you have to buy more of their crappy products? Well, me too. And it's why I love companies like Grip6. Grip6 is all about quality products meant to last forever.
Starting point is 00:19:15 That's why their comfortable, bulk-free belts, slimline wallets, and lightweight wool socks all come with a lifetime warranty and simple returns and exchanges. So check them out at Grip6.com today and get up to 20% off with the promo code RAMSEY. Rachel Cruz, Ramsey personality, number one bestselling author. My daughter is my co-host today. This is our annual giving show, the show where we talk about the power of generosity. If you've got a great story that's inspiring on where you've given or received, we would love to hear it. And you can call us at 888-825-5225 speaking of giving uh this show's free for you on podcast on youtube it's free for you on 680 radio stations all across america tens of millions of you join us every week thank you we appreciate that we are
Starting point is 00:20:22 grateful for you uh but it's time for you to give back you need to go and uh leave a rating a five-star rating at wherever you listen and don't leave a one star they're not valuable at all that's why they call them one star put a five star on there thank you we appreciate that and you need to subscribe it helps other people be notified by all the algorithms and uh oh the various things that the wonderful people on the internet do to allow you to know that these things exist it's caused by you subscribing so subscribe leave a rating and share the show tell people where you listen to it on talk radio send a link to your podcast off of spotify or apple or wherever
Starting point is 00:21:05 it is or youtube say hey you ought to check these guys out the information is real and it's not you know we're not on here whining and crying and angry every day we're here helping people and so it's kind of an unusual show in that regard you ought to spread the spread the word we ought to get more of this kind of thing out there in this world today. So open phones at 888-825-5225. All of our callers today will be getting the Live and Give box, which has in it the Total Money Makeover book, the Baby Steps Millionaires book, and a one-year membership to financial peace university this allows you to break this up and give it away a book a book a book a class however you want to do it or use the whole thing yourself the live and give box by the way if you want to buy it it's only 99 bucks
Starting point is 00:21:57 at ramsey solutions and that's about 50 60 bucks under what all of those items retail for so it's a good deal the live and give box. One of our traditions on the giving show that we do is we bring on a few of our Ramsey team members, a few of the 1100 folks in this building who all practice generosity at different levels and have great stories. But no question about it. Nathan is with us. And Nathan's got a great generosity story.
Starting point is 00:22:23 Hey, Nathan, how are you? Good, Dave. How are you good dave how are you doing good merry christmas same to you merry christmas little nerve-wracking putting on that microphone isn't it and you're just a little bit you're doing good you're gonna make it so tell tell us your story man so so my my uh mentor is a guy by the name of Stan Freeze, super nice guy. I worked with him for 10 years, and it's like over the years, he's just been so generous with me, but there was one instance that it completely floored me. So, about 10 years ago, I was working for him, and I was actually dating, she is actually now my wife, Lauren over here. And so, I wanted to propose to her, and I was just casually talking to Stan about it one day saying, because back then,
Starting point is 00:23:30 this was actually before Dave and so I was very stupid with money. So I didn't have the money to buy a ring for Lauren. And so I was just kind of venting to him about it one day, didn't really think anything of it. And then probably about two, three days later, he actually drags me to one of the conference rooms. He says, come here, come here, come here. So we go to one of the conference rooms, and he gives me a box, and says here you go i said okay so i open it up and it's a really nice ring and he just tells me you marry that girl right now oh my god
Starting point is 00:24:16 whoa just like that yep yep so he gave you the engagement ring. Yes, he did. Wow, that's cool. Yeah, he was, because I was just floored, and I said, Stan, did you buy this? And he said, oh, no, no, no, no. I upgraded my wife's ring, so you can have that one. And I'm like, oh, my gosh. Oh, my goodness. Wow, that's very cool yeah so how tempted have you been to do something like that for somebody now that you're out of debt and doing well oh we're we just we just try to find just seem like every opportunity my wife's very good with a discernment. And so like when she tells me we need to, you know, to give somebody money or to, you know, to help them out, help them move. I always listen to her and say, okay,
Starting point is 00:25:15 you know what you're doing. Smart man. I was about to say the same thing. I was like, smart man. Oh, that's amazing. Okay. That's what I love about the show though, is I'm like all the different ways that people step into people's lives, and intersect them in their stories where they're at and be able to to help right and even something like a proposal to be able to say hey go marry that girl yeah here's the ring and all that so stan stan well done is it still the ring you have your wife sitting over here yes yeah yeah that's amazing absolutely amazing there it is right there i like it so great all right nathan how long you've been with ramsey since uh january all right and tell everybody what you do here i am a a um i'm a a senior uh writer with the uh content team absolutely very cool well thank you brother
Starting point is 00:26:04 for sharing that you did a great job and that's a wonderful giving story a wonderful story yes thanks very cool merry christmas y'all very good stuff fun fun fun that's about as good as it gets i love it hey open phones here at 888-825-5225 teresa wrote in uh from the baby steps community on Facebook group. If you didn't know, there's an official baby steps community with, I think it's over a million people in it now on Facebook. That's the official baby steps Ramsey community. I don't know.
Starting point is 00:26:36 It's called something like that today. A family member reached out asking for help. They're truly struggling receiving food stamps, but we're desperate for items you cannot buy with food stamps. In less than an hour, I was able to go through my stockpile and fill a giant Ikea bag with every possible item they may need. I'm gifting them toilet paper, cleaning supplies, toothpaste, deodorant, napkins, air freshener, laundry soap, dryer sheets, tissue, trash bags, and about a dozen other household necessities on my way over i'll be picking up dog food a gas gift card and some gifts they can give each other for christmas i'm
Starting point is 00:27:11 so thankful for being debt free and that a bunch of recent overtime is allowing me to help them without it impacting my budget at all i'm finally in the season of giving and i couldn't be more thankful for that oh i love that isn't that great and even just that a little bit of that convenience where you're like all right i'm gonna just go through my pantry and see what i have here and be able to fill up yeah fill up a bag and be able to give it away well and you can double up i mean you know a lot of people that you know they do the costco thing and they buy like six jars of peanut butter and so they've got plenty you know they do the costco thing and they buy like six jars of peanut butter and so they've got plenty you know so you're not going to go without that's right that's right it works out
Starting point is 00:27:49 you know it's it's uh but just to be able to do that spur of the moment and catch somebody katie says for so many years i hated december my husband's son and sister's birthday plus christmas i could never do what i wanted this year i'm taking five of us to florida to my parents for christmas doing house projects for them while they're everyone can have what they need and some of what they want for christmas birthdays plenty for giving but the hardest part is keeping the list straight check the bank a few minutes ago because it felt too spendy and i had only spent five percent of what was allotted that's weird but good weird keep going it gets fun yeah there you go well you know what it takes the stress off the holidays um
Starting point is 00:28:40 one of the biggest elements of stress yeah is the financial threat of a hangover, a financial hangover that lasts till May when you've got your money under control. In the name of generosity, right? Yeah, all in the name of generosity. I hated December, she says. Yeah, I get it. I completely get that.
Starting point is 00:29:00 This is the annual giving show here on The Ramsey Show. Teksting av Nicolai Winther well it's our annual giving show and all day we've gotten to hear some incredible stories of outrageous generosity this stuff that gets us fired up it never gets old guys if you've learned anything from the stories we're hearing today i hope you've learned that giving is the most fun you can have with money and you'll never have more fun than helping someone else change their life and one way you can do that is the live and give box everyone today has been getting the live and give box that calls in with a giving story this is the box we gave everyone, and today we're offering it. I thought it was $99. This is even more, $79.99. That's $20 off a normal. That's like half price for these items.
Starting point is 00:30:33 It's an entire year of Financial Peace University, a copy of the Total Money Makeover, and a copy of Baby Steps Millionaires. If there's someone in your life who needs this and there is then you give it to them you're going to show them hope you're going to show them freedom they might be the ones calling in on the next giving show because you changed their life so get the live and give box at ramsey solutions.com super sale on this thing 79.99 today uh you'll get it in time for christmas if you call it call in today or email or click on the website today and get it nobody calls in anymore and again that's ramsey solutions.com slash box you know we
Starting point is 00:31:12 used to have people call customer care and order stuff i bet there's still a few that do there probably is but but majority go on the internet yeah i mean it's just kind of a foreign thing the internet i said plural that's what john delaney always says the internets the internets i mean it's just kind of a foreign thing the internets i said plural that's what john delaney always says the internets the internets like there's two of them i know feels like there's a lot i don't know there's a lot of them all right andrea is with us in san diego andrea happy christmas to you merry christmas merry christmas dave and rachel thanks for having me on the show. Absolutely. Tell us your giving story, please. I have a receiving generosity story.
Starting point is 00:31:54 My husband and I got married last year, November 2021, and we went through Financial Peace University together, and we're on Baby Step 3B. And he is active duty military and is deployed this year. So last month on our one year wedding anniversary, since he's gone, I invited one of my best girlfriends to go out to dinner with me. I said, come to dinner with me. This is, you know, my treat. Let's just have a good meal and good conversation, you know, get whatever you want. Don't read the menu from right to left. And so we went out to dinner, um, at a really nice restaurant, the type of restaurant where the manager is, you know, roaming around, um, talking to people and making sure everything's satisfactory. So the manager comes over to our table and he asks, you know, um, if we're visiting
Starting point is 00:32:42 from out of town, cause it was a pretty touristy area. And we said, no, we live here. And so he said, oh, you know, what's the occasion then? And I said, well, it's my wedding anniversary, but I'm just here with my friend because my husband is away for work. And he had a pretty good guess. He said, oh, is your husband in the military? And I said, yeah, um, it's a big military community here. And he said, Oh, you know, I'm sorry that, um, you guys are apart, but, you know, hopefully we can, um, make your meal enjoyable. And he asked me what, what year wedding anniversary it was. And I just, you know, held up one finger and his jaw dropped and he said, Oh my gosh, you know,
Starting point is 00:33:21 I'm sorry. And he said, you know, which dessert on the menu were you girls eyeing, you know? And so we looked at one and picked one. I can't remember what it is now. And so of course they, they bring out that dessert, which was really nice. And my friend and I are finishing our meal and a waiter came over, um, the server from the next section over, it wasn't our server and he comes up and taps me on the shoulder and he said that the couple sitting in the next section over the table behind us overheard me telling the manager that my husband was deployed and it was my first wedding anniversary and they had paid for our entire meal i love it as they should have well played that's amazing I thought you're gonna say it was the
Starting point is 00:34:07 manager that just like you know picked it up and just said we got it but it was another customer there yeah that did that oh that's amazing yeah we I kind of thought when the manager was asking like oh which dessert did you like you know I thought that maybe they were going to comp the dessert. Right, right. And then my friend and I were just so shocked. And luckily, the couple was still there. They were, like, finishing up. And so I was able to turn around and I just said,
Starting point is 00:34:35 thank you so much for, you know, your generosity. And they said, no, thank you. Thank your husband for his service. And, yeah, I didn't really get to talk with them much, but I asked, you know, if they were visiting or local and they said that they were visiting on vacation and they were flying home the next day and that was it. And yeah, just like the spontaneity and like the impact, like, I feel like that is just has such a bigger impact on me than it did them and it's like that makes my first anniversary like so memorable absolutely how long you've
Starting point is 00:35:14 been married now uh well last month was our one year anniversary oh this just happened this just happened wow okay I love that and i love the picking up the bill at restaurants dave you're really good at that like if you see someone you know but i think because i've been the recipient of that not to that extent um andrea like yeah your one year anniversary with your husband deployed i mean like that's just like over the top but anytime someone does anything that you think oh my gosh like it is it's so shocking to be on the receiving end and especially with you in all those circumstances like that feel that's just I mean that like literally makes you smile for weeks and weeks just thinking about that yeah very cool absolutely very cool hey and do tell
Starting point is 00:35:57 your husband we we appreciate him too we love you guys we appreciate what you do for America and um all the men and women like him and like you and the sacrifice that you do for him um being uh at work in quotes and if it's out of san diego then that could mean a whole lot of things yeah that's right so um yeah wow thank you thank you very very much open phones at 888-825-5225 i I had the honor of doing some things with SEAL teams, and of course, they're based out of San Diego, and when they're at work, that means they're downrange. Yeah, that's when it's getting real. So somebody is, some bad guy somewhere is in trouble that's what that means
Starting point is 00:36:46 so uh it's pretty serious and these men and women they they are uh their level of uh sacrifice their level of honor their level of training is otherworldly it is it's pretty amazing so anytime you've got the opportunity to bless someone in uniform uh please do it uh i don't care if it's a police uniform a firefighter's uniform or a set of scrubs sitting there or certainly a military uniform you just reach over and do that every single time and um you know i watched a guy the other day somebody beat me to it i was in a nice restaurant, and this guy walked in with a Vietnam veteran's hat on, just a ball cap, just a ball cap. And he was elderly. I mean, this guy, he had served early in Vietnam, probably.
Starting point is 00:37:39 But, I mean, it wasn't 30 seconds before people started lining up to buy that table's full. You know, I mean, it didn't take but a second. Because you could just look at that guy and go, that's a guy that needs to be honored. Yeah, absolutely. And pretty cool stuff. There's something that happens, Rachel. You're like, right, when somebody buys your dinner like that,
Starting point is 00:37:56 regardless of whether you're in a position of honor like that or not, you're just maybe a position of need, whatever it is. But there's something about food and that that transaction that makes the receiving person feel very special yes absolutely absolutely i know i hate to even say this story because it's nothing compared to the call we just had but when we we had been married about three months had moved to nashville i guess i've been about four months and we were starting off our jobs once tonight. I mean, in our early twenties, just doing it.
Starting point is 00:38:27 We had our budget and we couldn't really go out to eat. Like, you know, we were in the Franklin area and living in outside of Nashville. And we kind of were like, okay, we can go out to dinner like twice a week is kind of like our rhythm. And so we went out on a big date night to Puckett's downtown Franklin one night. And some friends that we knew, family friends, they were a little bit older than us.
Starting point is 00:38:50 And again, we had just been married about four or five months. And I remember we got waters because we didn't want to pay for a drink. We were in that season of life. And they paid for our meal. And I felt like I won the lottery. I was like, it's not coming out of our budget? But yeah, it takes you off guard. Yeah. There's something that makes you the lottery. I was like, it's not coming out of our budget? It takes you off guard. There's something that makes you feel special.
Starting point is 00:39:09 I know. It's a pretty cool thing. You do that great. You always are paying for people's meals at a restaurant. I just love that. I think it's a beautiful thing. Fun stuff. It's great.
Starting point is 00:39:18 It's our annual giving show here on The Ramsey Show. Man, I love generous people. They make us smile. They make our eyes leak. This is the Ramsey show. Dave here. You can find all of our shows with the Ramsey Network app on your smartphone. It's the only place to listen to the entire back catalog of episodes. Download the Ramsey Network app in your favorite app store today.

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