The Ramsey Show - App - The Annual Giving Show! (Hour 2)
Episode Date: December 18, 2023...
Transcript
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Live from the headquarters of Ramsey Solutions, it's the Ramsey Show,
where we help people build wealth, do work that they love,
and create actual amazing relationships.
I'm Dave Ramsey, your host.
This is our annual giving show, where we talk with people who have been the recipient of
generosity or they have been the giver of the generosity.
We want to celebrate generosity because we teach people to live like no one else so that
later they can live and give like no one else.
My co-host this hour, Ramsey personality and author, Jade Warshaw.
Her brand new book, Money's Not a Math Problem,
one of our quick reads.
It's a quick read, about, what, 40, 50 pages here?
Something like that.
57 to be exact.
You can read it very quickly.
Money's Not a Math Problem,
The Real Reason You're Broken, What to Do About It,
available for sale right now in the Ramsey bookstore.
And she's my co-host today.
If you have a giving story or a receiving story that will inspire others, we want to hear from you.
The phone number is 888-825-5225.
And I need to learn to pick up the right line.
Brianna is with us in Austin, Texas.
Hey, Brianna, welcome to the Ramsey Show.
Tell me your giving story.
Hi, Dave. Hi, Jade. I love you guys. Merry Christmas.
Merry Christmas.
So, Dave, I called you a few years ago. This is the second part of my giving story. This is a
continuum of my first story. So, back in 2021, well, first off, my husband Ralph and I have been
trying to get pregnant for about seven years, and we were told by the doctor that we had to go through IVF treatments,
fertility treatments.
We started our debt-free journey four years ago in October,
started your program.
And so at the time when we found out the cost,
we realized we couldn't go back into debt for this.
So we were blessed.
My best friend and his wife actually blessed us with $20,000 to go through these treatments.
Wow.
So that was part one of the story.
So we went through IVF and we realized it was a little more than 20.
So it was 30.
So my best friend and his wife said, we got the extra 10.
Don't worry about it.
Wow.
So we went through.
These are good friends.
Yes.
My best friend since high school.
He is amazing.
Went through our first round and unfortunately did not have any viable embryos that we can use.
So as you can imagine, we felt completely defeated, just devastated.
But I knew to keep my faith and trust that God would bless me with the desires of my heart, which, of course, is to be a mom.
So Ralph and I obviously knew we didn't have the money to do another round.
So we said, well, maybe we should consider adoption as an alternative.
Well, once my best friend Danny and his wife found out of the outcome of the first round,
they said, no, you guys are going to do it again.
And they gave us another $30,000.
Whoa.
To do another round.
Wow.
Which we did. And we got embryos from that. And last summer we
implanted one of our embryos and I got pregnant, but I lost the baby very early on in the pregnancy.
So again, just, you know, try to not question God, right? Because knowing he has a plan.
Oh, this is a roller coaster of vicious emotions. Yeah, it truly was. So it took me about a year to heal from that loss. And so a few months
ago, I told my husband, Ralph, I think I'm ready to do another transfer. And Dave and Jade, by the
grace of God, we are pregnant. That's so exciting. Yes, we are pregnant.
We're almost 11 weeks.
We have a beautiful, healthy baby boy growing, and I just still can't believe it.
And we will be debt-free by January.
Hey!
Well, now there's some interesting timing.
God's timing, right?
Always his time, his plan. God's plan.
Wow.
Wow. Yes. Well, congratulations. God's plan. Wow. Wow.
Yes.
Well, congratulations. And what an unbelievable friend.
Yes.
That's what I'm thinking.
Yeah, he is a blessing. Him and his wife will be the godparents of our son, obviously.
And anything else they want. Oh, my gosh.
Yes, absolutely.
Oh, man, that's amazing. Oh, man, that's amazing. It's been, I mean, seven years, right, up and down and just so much emotions.
But I just, I wanted to come on and share the second part of the story just to remind people to never lose faith in God's plan, never lose hope.
Because, you know, He takes you through, it's never just a solid line, right?
There's hills and valleys and up and down.
And at the end of the day, He always blesses you with those desires. It's just trusting his time and staying faithful.
Wow. And then I'm sure for you, this also informs, okay, you're debt free.
This is going to inform how you live like no one else, right? Because you've seen how people can
bless other people. I'm sure that this, you've already got some ideas cooking on how you would
want to be a blessing if I'm not wrong, right 100 percent 100 percent and our son will never know the word debt ever wow that's incredible
thank you pretty pretty amazing so your friend um yes extremely wealthy he you know what he
became a multi-millionaire just he works for an organization that kind of blew up when they went public a few years ago.
And he's been there since they started up and he cashed in his stocks.
I mean, my friend never went to college.
I mean, this was just a tremendous blessing.
So he and his wife are multimillionaire.
It's a full gift.
Like you don't have to pay him back.
Wow.
No, not at all. And we live, we're from the Bay Area. It's a full gift. Like you don't have to pay him back. Wow. No. No.
No, not at all.
And we live, we're from the Bay Area.
We're from San Jose, California, but moved out to Austin about seven years ago.
And so he and his wife will be throwing a shower for us, a baby shower in California
with all of my friends and family in a few months.
So that'll be amazing.
Very cool.
I love that.
Yeah.
Go back home for that.
Yeah.
Or back to the childhood home anyway yeah
way to go so my husband and i will be there in tennessee next year we're going to come out and
do our debt-free scream we've met y'all when you came to austin um for your event a few months back
so we will be out there to do our debt-free scream for sure and who knows maybe the baby
will be here by that time and you know we can come in you can meet him i would be honored
that's pretty incredible uh because one of my favorite things other than generosity is babies
the only problem with babies is they grow up and want cars and tuition but um other than that
they're awesome that's good dave no the little tiny ones i've got i love them but you know and
then then they hit about two and I let the parents take care of them
We had like the seven-year-old, the eight-year-old
And the ten-year-old over last night
For watching Elf
That's the right age
They're starting to be able to reason with them
That's true
You want them to get to the age where you tell them what to do
And they do it
Hypothetically, yeah
I love it Don't do that to the dog. You'll kill the dog.
That's funny. When Sam and I found out we were having our first son,
we did the little gender reveal and my pastor leans over and he says,
oh, it's a boy. That's great. You don't have to pay for the wedding.
That's the first thing he started thinking about.
Wow. Not even had the kid yet.
I know, right?
They're already calculating this.
This is great.
Too fun.
Too fun.
Well done, you guys.
Very, very well done.
I love it.
Hey, that's what it's about, generosity.
It is more fun.
Giving is more fun than anything else you can do with money.
Now, you can do some really fun stuff with money.
And you can do some bad giving sometimes, and it's not that fun.
But it is your best option at creating a lot of smiles.
And that's what we're doing today.
We're highlighting and inspiring, receiving and giving any form of generosity that we can come up with.
Jade Walshaw, Ramsey Personality, is my co-host.
This is The Ramsey Show.
Jade Warshaw, Ramsey Personality, host, co-host of The Ramsey Show
and author of the new quick read that we just put out,
Money's Not a Math Problem.
Y'all be sure and pick it up and check it out.'s my co-host today and uh has also been a little bit busy in the last few
weeks in preparation for this giving show today uh you were out uh george did this too and uh we
tried to get a couple other folks in on it but you and george were the ones that pulled it off
uh out exercising spiritual gift of giving away my money. That's right. That is the spiritual gift.
It's easier when it's someone else's money. Well, if you just remember you don't own it,
God owns it, you're managing it. Yes. It leaves everyone in that same seat.
You're giving away someone else's money, and it's always easier to give away someone else's money.
That's a good point. That's philosophical, Dave. I like that.
There you go. Theological, too. Watch out. I'll get you with both of them.
All right. So you guys went out with the too. Watch out. I'll get you with both of them. All right.
So you guys went out with the film crew and set this up a little bit.
What all happened?
So we went over to, I guess we were on, what, the east side of town, James?
It was more like north side, like Germantown, the Nations area.
Okay.
Yeah, the north Nashville.
And so we found a Kroger over there, and we thought it'd be really cool if we could find
a way to give away groceries to folks. And so it kind of, we wanted to be sneaky about
it. We didn't want them to know that that's what we were there to do. But at the same time,
you have to kind of let them in a little bit because you have to get them to sign a waiver
so that they can be on camera. And so what we did is we told them that we had a YouTube show and
that we wanted to get their opinion on inflation and
rising costs at the grocery store. And so that's how we got them to talk to us. And then we kind
of got a mic up that way and so on. Yeah, because I noticed the one lady when I was looking at a
mic on the mic, I got a mic. Yeah, well, we tricked him. We tricked him and we blessed him.
I love it. All right. Let's roll it and see what happened.
Hey, what's going on, guys? I'm Jade Warshaw, one of the co-hosts of The Ramsey Show.
Look, we're always telling you the most fun that you can have with money is to give it.
So we are going to put that to the test.
We went over to our local Kroger grocery store, and we're going to see just how fun it is to give some money away.
I came into Kroger grocery store, and I told Amy that we really just wanted to know her opinion on inflation and grocery store prices.
But Amy, what we really want to do is just tell you to fill up your cart and we would love to bless you with whatever you can fit in that cart.
What?
Actually, I decided I think I just want to buy you guys these groceries today.
Are you kidding?
We have a really cool Christmas basket over here that we'd like you guys to just fill up with whatever you want.
I got to call my mom and ask her what she wants.
What am I going to do?
I'm going to get meat.
Yes, get meat.
Get the most expensive stuff.
Yes, get what you want, girlfriend.
We are filling these carts up.
This is so fun.
Oh, no, we just need two.
No, you don't.
You need lots. That's what you guys want us to do.
My kid uses these.
My baby eats these.
Yes, get plenty for the baby.
I know things I've been wanting to buy
and haven't been able to buy.
Yes. Look, she's doing the right thing.
She's just throwing it in the cart.
This is great.
What YouTube channel you guys work for? So it's called The Ramsey Show. Dave Ramsey? in the cart. This is great.
What YouTube channel you guys work for?
So it's called The Ramsey Show.
Dave Ramsey?
Mm-hmm.
Okay, I took his class last semester.
Oh wow, Foundations and Personal Finance, wow.
Yeah, the debt snowball effect,
that's the one I'm currently using right now.
And it's help.
Okay.
I mean, it's help.
I just came here to grab some lunch on my lunch break.
Where do you work?
We provide insurance and things like that for families of lower income housing or whatever
it may be that they can't afford.
TennCare provides insurance usually.
Okay.
Where's your cart at?
It's back there.
I was scared I wasn't going to get it around here.
Time enough.
Here on me pushing your cart wasn't part of the deal now.
Where are you guys from?
We're from Kenya.
Okay, cool. Yeah, my mom's from Somalia.
I was born in Kenya.
I was born in Kenya.
So you've got another younger sister.
Is it just the four of you guys?
No, it's ten of us.
Ten of us.
Wow.
I love that.
That is a giant family.
This has been the funnest day of my life.
Free food, y'all. Who is sponsoring this is
what I want to know. God is. Yeah, God is. Definitely God is. You're right. Amy, you did it.
Oh my God. I'd say that's a pretty full cart. Good job. What is this for? Because we just want to be
generous, and this is what we're supposed to do. We're supposed to bless people.
And you were so kind to me when I rolled up on you in the aisle.
I hope this was a blessing.
I'm glad to see it.
It is.
This is not going to be a pretty face for Carol.
Blessings on blessings.
All right, two weeks of groceries for $3.88.
But we're also feeding a family of what, 11?
How long do you think this will last you?
Two months.
Yeah, two months good.
Several months.
We don't have to go to the store for a while.
Merry Christmas.
Bless y'all.
Thank you, Carol.
Now how do I get these in my car?
All right, Jhenéa, we did not forget about you,
because you have been the one, like,
ringing up all these groceries and, honestly,
watching all these people get a blessing.
Merry Christmas.
Thank you.
$500.
I hope that you can find something really great
to do with that.
We just hope that you have a Merry Christmas.
Yes, girl.
Thank you, mom.
Wow, guys, that was so incredible.
Look, the cliche says it's more blessed to give than receive,
and I can attest, it is so true.
That is the most fun with money that I've had
in a really long time.
So look, this season, if you haven't had a chance,
go and give, go bless someone's
life it will truly be the most fun you can ever have with money wow wow that was a good time that
was a good time dave how long were you in the store total oh maybe three hours whoa okay yeah
we're going to get all set up and then well i think here's what i found three hours to fill
those buggies it was i feel like it
was yeah it was it's maybe like two hours two and a half but the first the first one took a while
and then we started saying all right you have 10 minutes and that helped move things along i think
oh okay so they weren't all at the same time we had to put them running back to back to back that's
right oh i see we had to put them on a time the edit makes it feels like they're all together okay
yeah it what i found was when you first say hey hey, go fill up your cart, there's like this moment of this can't
be true. And then it's like, well, I'll just get a little bit. And I'm like, no, pile it in. Fill
up the cart. Yes. Everything you can get in this cart, we're paying for it today. That's right.
And it took them a moment. And finally it clicked in. It's like, oh, I'm getting crab legs and I'm
getting like steaks. Because they were grabbing little stuff i was like guys you don't understand the
blessing here like we're using dave's money don't buy cereal it takes up too much room that's right
so oh that was a good time so so fun that's fun that's very cool well done well done gang it's a
lot of fun it is uh it is the most fun you can have with money. It is. I mean, we say it over and over and over again,
but when you experience that Secret Santa type of thing
where you just walk up and randomly blow somebody's mind,
fill up their tanks with gas.
I mean, when we had the Fauci pandemic thing going,
we sent a bunch of our team over to to eat to two of the hospitals the local
hospitals to the gas station next door and all the nurses and techs and docs that came up when
we're filling up with gas we paid for their gas filled up all of the car it was a lot of fun
that's so much fun because they were on the front lines there was so much tension in the air and
fear in the air in those days and everybody thought you know we're scared of other human beings and all this stuff.
And you just went out there and start putting gas in somebody's car.
All of a sudden,
everybody chilled out.
Yeah.
You know,
I would agree with that.
It was cool in the store because,
you know,
that was for four folks that you saw getting blessed,
but there was a lot of people in the store watching that happen.
And there was this older guy who walked up to me.
He goes,
what are y'all doing?
You're giving away free groceries.
I said, yeah.
And he said, well, what do you have to do to get them?
And I said, well, you know, you have to be willing to be on camera.
And he was like, okay, well, I'm not willing to be on camera.
And it just so happened that when it was time to check out the two ladies, he was right
in front of us.
So we were able to get his groceries too.
And I said, look, you're here.
Let's just get your groceries too.
You don't have to be on camera.
I said, but, and so I was just so happy
the way it worked out because,
and then of course there's the cashier.
She's ringing up everybody
and she's watching all these people get a blessing.
Was he hiding from the law?
What was the deal?
I don't know.
He didn't have his hair done that day.
I don't know.
People get weird about being on camera,
but it was fun that the way the day worked out,
he ended up being in line with us and he got to benefit from that too.
So it was fun.
That's neat.
Very, very fun.
All right, folks, that's how it's done.
And that's what we're going to do this hour.
We're going to take your calls from those of you that have experienced generosity on
either side.
You've been the recipient or the giver, and it's inspiring to lift up other people
and cause them to do it. That's what this particular version of The Ramsey Show is all about.
This is The Ramsey Show.
Jade Walsh, all Ramsey personality, is my co-host today. This is our annual giving show where we highlight generosity here on The Ramsey Show.
Just a programming note for all of you.
If you want to go back and watch some of the videos of Jade or George giving money away and blowing people's minds, it's a lot of fun, or any parts of the show.
You can certainly do that on youtube and in some cases
you're going to get the visuals and uh we uh subcaptioned it so you can read because there's
sometimes background noise or or the background music we put over it made it a little hard to
hear in certain audio settings so go check the youtube out and you can watch it and that way
you can re-watch it if you want to that kind of thing it's very easy it's in the highlight
or the um what do you call that section yeah the highlights highlight section on um the ramsey show youtube channel
which by the way there's 147 million youtube channels literally y'all believe that that's
crazy it's a lot and they sent us a note this week that the Ramsey Show or the Ramsey Network YouTube channel is number 1,055.
Wow.
Out of 147 million.
I mean, I don't know when being in the top 1,055 is a big win, but in that case, it might be.
I think that it is.
I think that's a huge win.
Sheesh.
Speaking of big wins, in the lobby on the debt-free stage is one of our Ramsey team members with a great generosity story.
Lily is with us.
Lily is on the real estate team at Ramsey Trusted, working with real estate agents across America.
How long have you been with the team, Lily?
45 days.
Oh, wow.
Fairly newbie then.
Okay, good.
Very new.
All right, cool.
So welcome, and you step forward.
We put out a note to our team and said, if any of you have great generosity stories you want to share on the air, you can.
And Lily stepped forward.
This is a special story.
I've already heard a little bit about this, so I'll turn it over to you.
Thank you.
So in middle school, my parents divorced,
and my dad ended up taking a job opportunity several states away, knowing that he would be able to still fly in and see us over the weekends or fly us to see him.
So we remained close to him.
He was a very special part of my life.
And fast forward several years, he decided he wanted to move back to Nashville and be closer to my younger brothers to finish out their basketball games and finish out their younger years.
Not every other weekend, but more often throughout the week.
And he moved back as he was getting closer to retirement age.
He was about 50. And about two months later, he was diagnosed with
glioblastoma, which is a very deadly brain cancer. Yeah. It was a big blow to the family.
And we all researched it quietly on our own. And though we tried to remain positive we knew that it likely meant he would be leaving us
so um how old were you i was let's see i was in my early 20s okay 20. all right um
so i was in college actually at the time um i had just transferred from school in new york to
back home which is a god thing. And so I was at the
University of Tennessee in Knoxville. And as he was sick, would come home regularly to help.
Every single week with this type of cancer, he would lose more ability to speak, ability to
understand words, and more of his personality. So it was every week, a new version of my dad that was a little bit less, which was really, really hard to endure. Um, and so during those months as time's going on,
I realized I was very single at the time. Um, but being so close to my dad, I cannot imagine a day
where hopefully I get married and he's not there. And my husband doesn't get to hear from him,
meet him. And I think a lot of girls want their dad to be able to walk them down the aisle.
So I felt a little nervous about it. I didn't want to suggest that I thought he was definitely
going to die, but knowing that it was a very real possibility, I talked to my stepmom about it and she thought it was a good idea. So we
started kind of trying to turn the wheels. And a girl that I grew up with in middle school,
sorry, elementary school, her and her brother had grown a very successful wedding videography
business in town. And I reached out to them, full intent to pay for a wedding video I think
their wedding videos start at ten thousand wow so you were going to do a wedding video with your dad
but you were not engaged and weren't dating anyone yeah we just wanted to recreate um a moment just
to put that um just to have that in the memory box, and the reason I wanted it to be filmed,
I wanted to do it for two reasons.
One reason, most importantly,
for my dad and I to just have the experience.
It's something he wanted.
It's something that I wanted.
And in case we didn't get that chance.
But two, a video to be able to share
something that's timeless.
If that day comes where I'm married
or getting married and he's not here.
And after talking to them, they wanted to do it and they were booked for pretty much the whole
year. I was about to travel abroad to Italy and my dad was declining again every week.
And I felt he was still in pretty good condition at that time but I felt for some reason like if
I wait it's not going to be soon enough and so they said they wanted to do it they wanted to
gift it to us wow which was huge that's a big gift that's the generosity play yeah we wouldn't
have been able to give you their services their services. Yeah. They filmed it themselves.
They actually have two sections of the business, and one is them, and one is some people that they basically contract out.
And so they put everything together.
We also had a family connection that owned a wedding venue, so Allenbrook Farms.
And they gifted us their venue. So there was a wedding that was going to be on Saturday and everything got set up early on Friday, another God moment,
and everything was gifted. The flowers were gifted. Wow. Yeah. And so we got to have this
moment together, which was super special.
And then I went away to Italy, came back.
My dad had lost a good bit of his personality.
And we got the video back.
We sat on the living room couch, watched it together and cried.
Yeah, I'll never forget that moment.
And still single, still not sure when it would be used,
but a moment that we got to have together. Wow. That's beautiful. Wow. Yeah. Fast forward
to last year and I'm about to get married. So this experience was about five years ago and then got engaged. And last October, we had everyone at our wedding venue, which was also gifted since my dad wasn't able to help provide for the wedding.
And we had a projector up and instead of doing the father-daughter dance we played this video and
my husband got to watch it for the first time with me it's really cool wow yeah wow so it felt like
my worlds were colliding i remembered the moment that i was in there and even though my dad was
gone it felt like he was there with me a little bit um he was yeah beautiful yeah beautiful lots of generosity makes a
tragic really sad thing a precious memory yeah exactly transformed it yeah something i wouldn't
have gotten to have and share yeah wow yeah otherwise wow so was there was the videographer
who gifted their services then you even got the wedding venue.
And they were booked.
Absolutely free.
Exactly, yeah.
And it was just such a God thing.
They both had the same Friday available and basically no other day of the year.
Wow.
So everything was just lining up quickly.
It was like a week before I was studying abroad.
Again, I just felt an urge to do it quickly.
And yeah, Dallas Wilson Wedding Films.
Wow.
And yeah, they gifted it to us and so thankful.
Oh, that's a beautiful story.
Yeah.
Pretty cool.
Pretty cool generosity story.
It's tragic and sad.
I'm crying with you, but wow.
Powerful.
Powerful. No better use for money. The best use you can have with money.
Generosity. There's nothing that does us good.
Well done. Well done. Thanks for sharing, Lily. Good work. This is
a giving show on The Ramsey Show.
It's our annual Giving Show on The Ramsey Show.
Thank you for joining us.
If you live like no one else later, you can live and give like no one else.
Jade Walsh, our Ramsey personality, is my co-host of the day.
Today's Giving Story of the Day is sponsored by Neighborly,
your hub for home services when you want to repair, maintain, or improve your home, stop wasting time scrolling
through pages and pages of providers. Neighborly is all you need to remember for a nationwide
network of local home service professionals. Visit neighborly.com slash Ramsey to find reliable help near you.
Today's question comes from Kate in the United Kingdom.
I'd love people to know that giving does not have to cost a thing.
If you are not wealthy like me, you can still give your time, your skills, your attention to others.
I volunteer with Age UK and have weekly phone calls with older people who are lonely and want some company.
I'm so lucky. I get to learn about the era, about them, and I really enjoy it. I also walk around our local park with someone who is lonely. It doesn't cost a bean. Whenever they want,
and I'm not working, we go for a walk. You can give, you can make a difference,
and it doesn't have to cost you if you're struggling financially.
Absolutely not. Winning. that right there love it generosity is not a dollar amount it's a character
quality uh-huh and generous people are the ones that hold the door for you they're the ones that
smile um they're the ones that um will go for a walk around the park with that's right i love that
and they're the ones that also give you a million dollars to feed hungry children. All of that
is generosity. Yeah. I was
always taught it's your time,
your treasure, and your talent.
That's what you can give. Three Ts.
That's it. Lauren
is in Louisville, Kentucky. Hey, Lauren,
tell us your giving story.
Hi, Dave. Hi, Jade. Merry
Christmas. Merry Christmas. Merry Christmas
to you. Okay, so we're kind. Merry Christmas. Merry Christmas to you.
Okay, so we're kind of still in the middle of our story, but to just kind of go back a little bit,
my husband lost his job after 15 years at a company, and we found ourselves door dashing 10 hours a day to try and survive. And so we went to our church just to see what
they could do or what they could help with, which is a really humbling experience. And of course,
they were there for us. And we got gas cards and grocery cards. But then one day I received a text
from one of the women that was working with us. And
she asked me to come into church early one day just to tell our whole story, which is actually
rather pretty long. And so I went in and I thought she was just being super sweet and told her the
whole story. And she asked what, you know, what I needed. And at that point, I was so thankful for the gas cards and the grocery help that they were providing.
And honestly, I just wanted prayer.
And I really just wanted somebody to talk to, you know, somebody to kind of be alongside of us through our journey.
And so that was it.
We hugged and I went to church service and left and went back home. And I don't know if it was a couple weeks later, we received another text that asked my husband and
I together to come into the church and to meet with the pastor at our local church and her as
well. And we had no idea what to expect. So we went in there, sat down, and found out that somebody had given the church $50,000 to manage to bless somebody that was in our shoes.
Wow.
Yeah.
And it was split between our family and another family who was in need.
And so we received $25,000.
That's a lot of money.
It is a lot of money.
You don't know what to say or how to react in those moments.
I mean, that's a fully funded emergency fund for some people.
That's a lot of money
it is it is they so whoever we don't know still to this day we we have one month left at this moment
of help and we're so thankful for that but we they we don't know who it is and we're not supposed to
know who it is but we know that a little bit of their story is just at some point.
I think this is an older couple.
They had the same thing happen.
Maybe they lost a job, almost lost their house, and somebody did this for them.
And all these years later, they are really successful.
I've heard they've had some health issues, but they wanted to return and do the same thing.
And Dave and Jade, I have to tell you, when all this happened, we were debt-free because we follow you.
We did have a three-month emergency fund that helped us through at the beginning before we went to the church.
And the day will come when we do this exact thing.
Oh, I know it will.
Amen. Yeah, the ability to pay it forward do this exact thing. Amen. Yeah.
The ability to pay it forward will be incredible.
Yeah.
My goodness.
Well done.
Wow.
Somebody well done out there.
Good stuff.
Good stuff.
Now, how old were you all when all this happened?
Uh, 30, so around 35.
It's been about a two year journey that we've been on.
Husband's gotten a job now. He, he does have a job. It's not,
we don't know what's happening, but it's not even enough still to pay the bills.
We went from a six figure income to just, I mean,
almost losing our house and we have applied, I mean,
miracles have happened nonstop. Um,
somebody paid for actually our preschool paid for all our Christmas gifts last
year for our kids. Uh, when taxes were due, cause we, we just worked nonstop.
I opened a dog business,
which has been really successful in my home and we plan on expanding it,
but we're just like scraping by still,
but we've never missed a payment on anything. Um, and we, um, we don't play the
lottery. I always listen, Dave, cause you make fun of your daughter for going on vacations and,
you know, gambling and stuff, but we don't gamble. But my husband got some numbers in his head
and bought a $2 lottery ticket where he had to put the numbers in on a random day and won $10,000.
And after taxes, it was enough to pay our taxes for the year, which we didn't have.
That's wacky. That's crazy.
It's been nonstop. I don't even know how to explain it.
Wow. What a story. Way to go. Thank you for sharing. It's amazing.
Thank you very much.
A gift of $50,000 to the pastor. They say, find two unemployed families that are struggling,
give them 25 each, or that's how the pastor decides to split it up anyway.
And pretty, pretty incredible. And it makes all the difference in the world. Thanks for
sharing your giving story, Lauren. well done very well done it's
interesting how she said it was probably a couple who had been through something similar and it's
funny how when you go through a hard time that's what informs how you want to give later on because
you've experienced it you felt it you you felt the need and so you feel obligated and you feel
i mean really obligations not the word but you want to help out in that same area.
Well, you're inspired by people that are feeling the same kind of pain you want.
Yes.
You know, that's the thing.
So, yeah, there's nothing wrong with that at all.
No, that's great.
I mean, if you've been through cancer, then, you know,
you're going to have a soft spot for people that are going through cancer.
That's right.
Whatever it is, you're going to always have that.
And that's perfectly fine.
By the way, that's one of the things with the
ramsey family foundation we we uh don't give to things that at least one of us don't have one
member of the family uh doesn't have some kind of an emotional connection to you have to it doesn't
have to be that we necessarily felt that kind of pain but this is something that's on our heart
it's not just generally we're looking at the numbers and we just try to randomly figure
out oh these people are doing a good job no we need to have a feeling about it needs to connect
to us yeah and um because we don't give to that many different things we do well with the ones we
do give to but um you know one of the one of the analysis is does somebody in here in the Ramsey
family when we're sitting and talking about this does somebody in here have a connection to this and I mean does it does it does it prick your heart does it make you
come alive to say we want to do our generosity that way that's right and there's nothing wrong
with uh avoiding something that is perfectly valid but that doesn't motivate you yeah of course
yeah so lots of very cool stuff out there lots of things you can do to be randomly generous or very intentional and diligently generous.
By the way, I suggest you do both.
You don't mess up with generosity.
You can't out-give God, boys and girls.
You just can't do it.
It's impossible.
Jade Walsh, y'all.
Good hour.
Thank you for having me.
This is A Giving Show on The Ramsey Show.