The Ramsey Show - App - Your "Why" Should Cause You to Cry (Hour 2)

Episode Date: January 30, 2019

The show about you

Live from the headquarters of Ramsey Solutions, this is the Dave Ramsey Show. It's where America hangs out to have a conversation about your life and your money. Sitting in this hour for Dave Ramsey, I'm Ken Coleman, and I'm honored and thrilled, always fun, to talk with you amazing folks. I host the Ken Coleman Show on Sirius XM Channel 111 that leads into the Dave Ramsey Show every day. I'm a Ramsey personality and I am the voice for careers. Specifically we are helping folks discover

what they were created to do and then once they have that clarity, how do you make that dream a reality? That's what we do every day on the Ken Coleman Show and so this hour we're taking your career calls. Are you stuck? Are you confused?

Are you scared? Come one, come all. 888-825-5225. We're opening up the phone lines. 888-825-5225. And we're going to start it off with Nathan, who's on the line in Albuquerque, New Mexico. Nathan, how can I help? Hello, Nathan.

All right, we've got a little problem there. Let's see if we can get Tammy, who's on the line in Lincoln, Nebraska. Tammy, how can I help? And this is what happens on live radio. So we're going to figure that out. 888-825-5225 is the number. And I promise we'll get you through. Nathan, Tammy, hang on.

And we've got the best engineers in the business. We'll get it figured out. And we will get to your calls. 888-825-5225. Real quick, while we're working on this, a couple things. If you have not heard me on Dave's show before, at KenColeman.com, we have two very practical resources that we've been talking about when I guest on the show with Dave. And we call them the Get Hired Guides. Now, the Get Hired Guides, two very practical resources.

One is a resume guide and template, meaning we teach you how to flip the resume. There are 8 billion templates out on the internet that show you how to do a nice, neat resume. But the reality is, is that the average hiring manager is spending somewhere between 6 and 60 seconds reviewing resumes. So if your resume looks like everyone else's and you don't have a relationship attached to the resume, then you're probably not going to get a call back. And so we have flipped it. So there's two main things you take away. One, make sure that you're finding some type of connection, some relationship in the building of the place you want to work. And you're hoping that they, because of someone who vouches for you, or if you have a direct connection, of course they're going to vouch for you.

They're going to go walk your resume in to the hiring manager. Now, the second thing we have in the Get Hired Guides is how to ace that interview. The job interview for most people is anxiety-filled. And it induces all types of fears. And the key to perform well is preparation. And so in this resource, we guide you through what you need to do to ace the interview. And again, it's all about preparation.

All about preparation. So if you go to KenColeman.com right now, they're absolutely free. And you can get them right on the homepage. You don't have to scroll down. Thousands upon thousands of people have downloaded these. If you have someone in your life who has got a big job interview coming up, go to KenColeman.com, download them, and shoot them over to your friends.

Because if you do the preparation and you submit a great resume, not only are you going to get a call, you're going to win in the interview. Now, I'm going to share something I plan to share a little bit later in the show. But I'm going to share something with you right now that I think everybody needs to hear. And this is about confirmation. Confirmation of your why. So if we look at the big question, why am I here? What should I do with my life?

This all comes down to your purpose. And many people attach the question, why am I here, to purpose. So how do you absolutely know for sure, total clear confirmation on your why? Here it is. If your why doesn't cause you to cry, it's not your why. Let me say it again. If your why, what you believe is your purpose, your reason for being on this planet,

and we're talking about through your work, because we were all created to work. If your why doesn't cause you to cry, it's not your why. Now let me explain. The reason that the emotion of crying is a great litmus test and confirms that you are, in fact, doing what you were created to do is because you have longed to do this work for a long time.

You have thought about it. You've wondered about it. You have done the work. You have knocked out the goals. You have sacrificed. You have been patient. You have persevered. And along that journey, because the longing is so great, you know it's the work you were

created to do, it means so much that when you actually step into it, you are beyond grateful. Like there's thankful, grateful, and then when you have worked long and hard to step into the dream job and you actually get there, you will be overcome with emotion because you can't believe you're doing what you've worked so hard to do. And so there will be emotion. And I'm not talking about every time you walk in.

Now, if you're walking into the office crying every day, that's probably a little weird and people should look at you strange. I'm talking about there is deep emotion attached to the work that you get to do. And the second reason that your true why will make you cry is because of the meaning attached to the results of your work. So the first factor was that you've longed for it. You've worked for it for so long that you're overcome with just gratitude all the time. I can't believe I could do this. The second reason is during a given day or a week or a month or a year, there's going to be multiple times where the results of your work, it's reported back to you that your impact is making a significant difference. And when you feel that, and someone reports back to

you and says, hey, what you're doing is making a huge difference, and the meaning that is in your heart that is attached to the work and the results of the work, it all comes together, and it should overwhelm you in a positive way. Now, I'll give you an example. We recently had the SMART Conference in Dallas, Texas, all the Ramsey personalities. We got a chance to speak on stage in our particular area of specialty and what we focus on. And my favorite part of the Ramsey live events are when we get to meet the folks that come to the events. And it's always nice to meet them. And it's not them saying, hey, Ken, and nice things and shaking hands in a picture. But it's when the few meet them, and it's not them saying, hey, Ken, and nice things

and shaking hands in a picture, but it's when the few of them say, hey, I've been listening to your show, and as a result, I did this. It's about what they did. And when I hear somebody, or I read an email, we get emails every day,

ask at kencolman.com. When people email in, and they say, hey, Ken, I was listening to your show, and as a result, I did this. And because I did this, this happened or this good thing in my life is happening. That's not about me. It's about them, what they did. Same thing with Dave Ramsey.

When he hears from you and sees you and you say, Dave, because of your show, because of Total Money Makeover, because of your baby steps, we change our family tree. That is why we do work that matters. That's what we mean when we say that on this program. So your why ought to make you cry. And if your why is not routinely and consistently make you cry, it's not your why. Keep digging in.

More career calls coming up. Don't move. 888-825-5225. I'm Ken Coleman, sitting in this hour. A career theme hour of The Dave Ramsey Show. More coming your way right after this. Do you know who is a prime target for identity theft? Your children. Kids have no debts or credit history.

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It's just the smarter, more affordable way to protect your entire family and it's the only plan i provide to my team zander.com or 800-356-4282 welcome back america this is the dave ramsey. I'm Ken Coleman, one of the Ramsey personalities, host of the Ken Coleman Show on SiriusXM 111. It leads into the Dave Ramsey Show every day there on SiriusXM. We are doing a career-themed hour. Are you stuck? Are you confused?

Scared? We're taking your career questions. 888-825-5225. 888-825-5225. 888-825-5225. Let's go to Nathan who's on the line in Albuquerque, New Mexico. Nathan, how can I help? Hey, Ken. How are you doing?

I am doing well, sir. Great. Great. Well, here's what we got. Me and my contractor friend, we both do remodeling. And what we're trying me and my uh contractor friend we both do remodeling um and what we're trying to do is start a marketing company just to bring jobs in for both of us um so i guess our problem right now is do we do the company under one person and pay the other person or do we try

to do a partnership? We've kind of gone back and forth. All right, so if I'm understanding, you want to start a marketing company designed to bring you more remodeling jobs? Correct. My question would be, why do you feel the need to start a company as opposed to let's just put some money and time and effort into all things marketing to actually create more remodeling jobs. It just seems like the wrong amount of effort and unnecessary partnerships and all those

things just to simply get more jobs. What am I missing? Well, we both have our own companies. We kind of wanted to stay separate companies. Yeah, but again, you're both advertising for both. Right. I get it. But for you guys to create a marketing company, you're not marketers.

Am I right? Right. Okay. So you guys are talking about partnering, which I'm not a fan of. Neither is Dave Ramsey. It just creates unnecessary relational messes. So you want to create a marketing company, neither of which of you know how to do, so that you can create more work so you can both get jobs to do remodeling. That is absolutely nonsensical, and I'm not picking on you. It just doesn't make any sense

because the amount of time and effort and money you would put into actually starting this marketing company, you ought to take some of that and do some Facebook ads, for heaven's sakes. I'd go hire, for a very small amount of money, some 21, 22, 23-year-old who's great at social media, and I'd say, hey, create a Facebook page, an Instagram page. Help me understand Facebook ads. Would you just tutor me, please? And help me get noticed out there. And I've got all these pictures of all this remodeling work I've done. And oh, by the way, I've got a bunch of customers. I don't know why you two aren't going to your customers going, hey, I'll give you some incentive here.

You spread the word about how great my work was for you. I'll give you a kickback on any job. So if I get a $10,000 job, I'll give you $500. I mean, get innovative here just in the sense of I just need to spread the word. Word of mouth is what big-time marketing agencies are all about. The biggest marketing agencies in the world are paid to do one thing, create word of mouth. You can create word of mouth right there in your own zip code but you just got to be a little bit more aggressive and focus on the right things but you don't need to start a marketing company so the direct answer to your specific question is that would be the worst idea that you could

possibly execute on and if you got some money, go hire a local marketing company. Sounds like you don't want to do that. And so anyway, back to my ideas. I'd hire the 20-something to help you spread the word on social media, Facebook. You can do targeted ads when people search things. It is a minuscule amount of money, and it'll actually make the phone ring. 888-825-5225 is the number. This is a career theme hour on the Dave Ramsey Show. I'm Ken Coleman, a Ramsey personality. I host the Ken Coleman Show, which focuses on

helping people discover what they were created to do. And then once they have that clarity, how do we make that dream job a reality? 888-825-5225. That's 888-825-5225. Somebody's out there listening, and you're stuck. You're scared. You're confused.

Give me a call. You have the answers. I'm going to help you uncover what they are. Let's go next to Tammy, who's on the line in Lincoln, Nebraska. Tammy, how can I help? Hey, Ken. Thanks so much for taking my call. Sure.

So I am stuck. So how do I possibly go about discovering what it is I'm meant to do when I feel like I don't have any skills or strength to offer? Well, the first thing you have to recognize is that that's a lie, and that's in your head. It came from somebody else or some series of circumstances because it is silly to believe that you have nothing to offer the world. So you do have talents. So let's try to break this lack of belief.

If I were to interview Tammy, the people who know you best, this could be family members, close friends, former teachers, former coaches, former co-workers, just the people who know you. And I said, tell me the things that Tammy has always been complimented on. Tell me the things that Tammy does well. What would they tell me? My baking.

I like to bake. Well, that's great news. Okay, so that takes talent because people like your baking. You're not only good at it, but they think it's scrumptious, right? Absolutely. What else? Probably my listening skills. I'm always there to listen. If someone needs to vent, I'm there. Now, let me ask a quick question. Keep the other things in mind, but a real quick interruption. When you listen to people, what do they tell you after you're done listening? Do you give them advice? Do you make suggestions and they walk away feeling a little bit better

because not only you heard them, but you actually give them a little advice here and there? How does that play out? Well, I think it plays out well. If there's not anything I can offer them in the way of something to follow, I at least maybe try to put a different spin on it. Right. So do they compliment you on that?

I have received some, not a ton. Yeah, but the point is people... They keep coming back. Right. But Tammy, you just admitted to millions of listeners that you have a couple of talents. We're not even done yet. So we know you're great at listening and giving some good thought. You're good at baking. What would you say is another top talent

or skill that you've developed? Come on. You got it. Spit it out. Anything else that you do really, really well? You've always done well. And this subject in school, people complimented you on it your whole life. What is it? I make people laugh.

Yeah. You make people laugh. How do you do that? I suppose my humor and my lightning, the mood. I make the others spin on things. Exactly. Okay, now let's switch over to the passion side. This is what you love to do most.

Tammy, I don't want you to worry about. Tammy, I don't want you to worry about this answer. I don't want you to think about all the hurdles or all the limitations. I just want you to let your heart speak. You ready? If I could snap my fingers and give you the money you would love to make doing this every day, what would it be? Go. I would say blogging but i have no experience who cares what would you blog about i i think that it would help me do maybe a lot of like recipes i love recipes i love pinterest yes um i don't like cooking so it's the baking, plus maybe helping people with what troubles they're having. You know, sometimes kids. People come and talk to me about kids' situations.

Sometimes I share my own. Interesting. Give me the short version. What problems do you most get excited about solving when it comes to kids? Is it behavior? Is it grades? Yes. What is it?

So it's maybe those that struggle socially. And I think it's because we struggle with that in our own. She's an only child. So I think there is definitely some social struggle there. She doesn't have brothers and sisters to interact with to get those social skills. Tammy, I don't know if you just heard it, but you just identified a potential career that would have tremendous value.

Let's go back to what you just told me was your talent. You said your talent, two of your top talents, were listening, giving people some advice, changing their perspective, helping them laugh. I wonder if you're not involved in some type of counseling whether it be a guidance counselor this is what you have to talk to some people who know you really well who will give you some truth hey I talked to this guy Ken Coleman

he said this was in my sweet spot where I could use what I do best to do what I love to do most try some blogging on the side as well blog recipes just put it out on Facebook begin to show your work and you're going to see opportunities begin to open up to you. This is the Career Hour on the Dave Ramsey

Show. Don't go anywhere. More of your phone calls. Don't move. That's life. There's nothing smart about smartphones if your wireless plan is blowing your budget each month. Pure Talk USA offers smarter wireless with unlimited plans starting as low as $20 per month. You never pay data overage fees and we never turn off your data. No contracts, no hidden fees. And if you're thinking our low cost means less coverage, think again. Our voice and data service covers 99% of Americans.

And our 4G LTE network provides the fastest internet speeds like more expensive carriers. We operate on the largest GSM network in the U.S. to ensure you receive reliable coverage virtually anytime, anywhere. Plus, you can keep your same phone and number and add multiple lines to save more. We're so confident you'll love Pure Talk USA that we invite you to try our service risk-free. Visit puretalkusa.com or call 844-862-3677. Enter promo code SAVEDAVE and receive 50% off your first month. That's puretalkusa.com. Welcome back, America. This is the Dave Ramsey Show, where America hangs out and talks about their life and their money. Welcome aboard. I'm Ken Coleman sitting in for Dave Ramsey this hour.

It is a career-themed hour. If you're new to my name, well, I host the Ken Coleman Show on SiriusXM that leads into the Dave Ramsey Show. It's part of the Ramsey Network on SiriusXM. That's Channel 111. And we are live each day, Monday through Friday, on Channel 111 at 2 Eastern Time.

We're taking your calls this hour on Career 888-825-5225. 888-825-5225. And now we go to Atlanta where Jonathan is on the line. Jonathan, how can I help? Hey, Ken. How are you doing today? I'm living the dream. How are you? Awesome. I'm living the dream. How are you? Awesome. I'm doing well.

So my question today is that I'm embarking on a wonderful adventure of starting this, and I've worked for companies along the way, but never really had the opportunity to start a business of my own. So my question is basically, what kind of tips would you offer me as a new business startup? What is the business? Well, the business, it's basically an online business that plugs people into helpful services, particularly relating to attorneys. Okay. particularly relating to like attorneys okay so if i'm looking for some type of legal counsel you're going to have a website that if i go to this website it's going to list out several different lawyers uh by their trade or their specific area of specialty okay did i hear you

say you broke up did you say you're starting this business with a friend? Correct. A friend and I are starting it up. What does that mean? Is it a partnership or one of you, the lead dog? What are we talking about? It's a 50-50 partnership. Okay.

And what are you guys putting into this? How much capital? So far, we've put about 800 bucks into it. I'm in the process of writing a business plan to receive funding. Our funding startup is about $15,000. That's about it. Right. Well, this is a gigantic question.

I could probably spend the rest of the hour giving you advice. But I'm going to tell you to hold tight on this. Before you do any more spending or trying to raise money, you haven't even written a business plan yet, and there's nothing wrong with that. But before you write a business plan, my advice is to sit down with somebody who has a similar model. It doesn't have to be a directory or a service to point people to lawyers, although that wouldn't hurt. My guess is you're not the only person to ever think of this. So is there a similar business in the same sector, so same kind of deal, pointing people to lawyers? And then who are some people that are just in that online directory kind of driven model where the more traffic you get, this is a advertising eyeballs revenue model, correct?

Correct. You need to talk to somebody who has won in that business. Not somebody who has just recently launched. Not somebody who's thinking about it. Somebody who is driving real revenues and they're not starving. Before you do anything else, you need to get two very important items. One is a pad of paper. The other is a pencil. And you need to sit down with these people and ask them a million questions. What are

the landmines? What are the curveballs that came at them that they didn't see? How did they manage around those? You just need to become a student of the business, not have a great idea that you think, oh, I think this is going to work. This is where a lot of online entrepreneurs fail. They're so excited. They believe in themselves, and I love that. But you need to become an expert on what people who are winning in that space think, what they know, what they have proven, so that you can, in your business plan, allow for these pitfalls. Almost expect them. And before you ever ask for money, you go, okay, this is how we're going to have to do this.

How much is the relationships with these lawyers? How are you going to vet these lawyers? There are a lot of issues. I think this is a massive onion. I'd tell you not to launch this until you have really thought this thing through and you have planned for and done the necessary legwork on the front end that you've got a really good shot because of the quality of the product. And then you hope that you can market and get people there,

but at least the site itself needs to be high quality. If you don't think you can pull that off, I would not even attempt this. And also, you need to keep listening to Dave Ramsey. I wish Dave were here today. I'm not going to take his words, but we are not a fan of partnerships. When you're 50-50, every problem, every victory is 50-50. It creates a lot of relationship issues. Even though it's a good friend, sounds like, we're just not fans of this.

I would press pause on this and almost try to talk yourself out of this deal. And here's why I'm saying that. If you can talk yourself out of this, Jonathan, based on some of the things I've given you, maybe there's some evidence that makes you feel a little bit less certain, that's a good thing. But if this thing's burning a hole in your heart because you've done the homework, you know you can pull it off, and you've planned to pull it off despite any of the twists and turns that might come your way, then I say go for it. But if you can talk yourself out of this, this might be one of the greatest things you don't do. 888-825-5225. I'm Ken Coleman sitting in for Dave Ramsey.

It's the Career Theme Hour. 888-825-5225. Are you stuck, scared, confused? You just need to borrow some belief. It's the only thing that we're good at loaning, and we're okay with letting you borrow our belief in your ability to get out of debt, to find the dream job, and to step into it. 888-825-5225.

Let's go to Jamal, who's on the line in New York City. Jamal, how can I help? Hey, how are you? I'm calling because I've been in the banking industry, financial advisor now, for about 10 years. I worked my way through school, wound up getting a master's degree in international business to try to get into the international banking segment. And everything I do is just that I won't even get through the door. Like I went on an interview and they told me that I'm too old. Do you believe that? I mean, when they first told you you were too old, did you look at them and go,

that's not a thing, is it? Is that what you felt? I was like, this has got to be crazy. I don believe it how old are you i'm 36 oh okay so you you interviewed with a bad person a bad person told you a bad lie i mean that's pathetic it's it's it's so unbelievable it's ridiculous so what are the real limitations how many times have you tried to get into a role in international banking and you've been rejected? How many times? About seven times recently. Okay. Did you get to the interview stage or was this just, I applied and then I got nowhere? I applied and I got nowhere, but I did get to, I got two interviews with one bank. And when I got to that interview, that's when they told me that I was too old to get into a program where you would start out. Okay, but that's their limitation.

That's them saying, you're too old to do what it takes. Now I understand what they're saying. Sounds to me like they're going, this is going to take this many years to do these many things, and you're 36, you probably aren't young enough and in a life stage to be able to make those sacrifices. Is that what I'm understanding? Yeah. Okay, well, that's garbage. The question is, are you willing to do what it takes to do the work that you want to do, which is international bank?

Are you willing to make the sacrifices? Are you willing to stay with it three, four, five, six, seven years until you step into that dream job? Are you willing, yes or no? Yes. Then you're not too old. So here's how this works. The next time somebody says that to you, you look at them and go, I know you think that's true, but let me tell you,

I'm willing to do what it takes. I'm willing to save up. I'm willing to work for less. I'm willing to sacrifice, sell everything. I'm willing to do everything it takes. When I got into broadcasting, I was doing high school football, I'm willing to sacrifice, sell everything. I'm willing to do everything it takes. When I got into broadcasting, I was doing high school football play-by-play on the internet 90 minutes away from my wife and kids. There were two people listening to my first live broadcast.

The kid next to me and my wife because she's a good woman. I was willing to do it. It took me eight years to get to Ramsey Solutions. Another two years to get the opportunity that I have today to guest host for a living legend, a Hall of Famer. It took me eight to ten years. Are you willing to do what it takes? Because if you are Jamal, you'll use the proximity principle, which says I got to be around people that are doing international banking, and I got to be in places where that's happening. And you stay with it.

You make connections, and somebody's going to give you a shot. You've got to be willing to sacrifice and maybe start entry level and stay with it. Work two jobs. Work three jobs. Whatever it takes to stay with it. And if you stay with it, you will step into your dream job. More of the Dave Ramsey Show coming up. Don't move.

This is the Dave Ramsey Show. I'm Ken Coleman sitting in for Dave Ramsey this hour. It is our career-themed hour. I am host of the Ken Coleman Show, part of the Ramsey Network on SiriusXM, where we take callers every day, and we're helping people get clarity on who they are, what were they created to do. And then once you have that clarity, how do you confidently step out on the path to fulfilling your purpose, to doing work that matters to you all along to make a difference.

Our philosophy is that everybody was created with talent, things you do well. And everybody was created with passion, things you love to do. And that sweet spot is where those two things, talent and passion, intersect. In other words, you were created to take what you do best and use it to perform the work you love to do most. That is purposeful living. 888-825-5225. 888-825-5225. most that is purposeful living triple eight eight two five five two two five triple eight eight two five five two two five let's go to dave who's on the line in frederick maryland

dave how can i help hey ken afternoon good to see you man how can i help good good uh good day for this call um literally in the car heading to Maine looking for a new career path. Okay. Sitting alongside the road in Pennsylvania. It's cold, 14 degrees. So, anyhow, 56 years old. Been doing the same thing for 30 years and looking for a change. My wife is with me.

What have you been doing? What have you been doing for 30 years? Working for an electrical contractor, estimating in the D.C. market. Okay, what would you like to do? You're driving to Maine for something. You have an idea. What are you looking at? I'm looking at the electrical distribution side, which is I was on the contractor side.

Now I'm going to the distribution side, which I did back in 96. Okay. So what's your question for me? The relocation, it's scary. You know, I've got a family. I've got grandkids. You know, it doesn't make sense to move to Maine. Well, let me ask you this. Is Maine the only place that has

job opportunities within the electrical distribution world? No. Then why are we considering... I understand what you're saying, but there's two factors going on. One, human beings, in large part, are afraid of change, especially when you've got family close to you in one location and you're going to move away from them. Grandbabies, all that. I get that.

That's normal. But I just don't understand why Maine is your only option because you ought to be going, well, you know, Ken, now that I said that, I shouldn't be looking at Maine. I should only be vacationing in Maine, and I'm going to look close to me in Frederick, Ken, now that I said that, I shouldn't be looking at Maine. I should only be vacationing in Maine, and I'm going to look close to me in Frederick, Maryland, or, you know, a state nearby. Maybe it's only two or three hours away from family.

I'm just curious why you're not doing that. Because we considered Maine as a retirement spot. Okay. And then, you know, my house is paid for. Property is a lot cheaper in Maine. We have family. We have connections to Maine. Every time we vacation in Maine, it just seems like, you know, Maine's a spot.

You know, it always comes back to, you know, Maine seems to be the spot. Okay, this is hysterical because you're back and forth right now. Are you hearing yourself? Two minutes ago, you just told me it didn't make any sense to move to Maine. Now, when I pushed you on it, you keep telling me all the great reasons why Maine keeps popping up. I think this is just fear. I think you ultimately want to be in Maine. Let me throw it to you this way.

What if I could take the family that's near you in Frederick, Maryland, and without any problems, there were no limitations, i could just snap my fingers and poof they end up around you all somewhere in maine and everybody's in close proximity how would you feel about moving to maine then well it's ironic because my son owns a house as well i i did not plan on going to maine for job interviews tomorrow and Friday. And they're literally, they had a ski trip planned for Maine. So, you know, the writing's on the wall to some degree. You know, my mom passed away last Monday, and her whole memorial service, you know, Maine was talked about.

So it just gets weirder and weirder. You know, the farther we venture down this road, and it's just a matter of you know i don't want to force the issue um i don't want to be selfish um i want to take the right turn and like it is um dave you just shared with me what the real issue is you and your wife want to be in maine yes or no? Both our moms are from Maine, yes, we want to be in Maine. Yes, but you are worried that if you move to Maine, you're leaving your family behind, and you feel guilty about that, because you're afraid that they're going to be upset that grandma and granddaddy, or whatever your names are, they've moved away to Maine. You just revealed it. So that is a fear that should not be a fear. You just need to sit

down with the family and go, hey, here's the situation. It keeps coming up. I think they probably know all this already, and this is what we're doing. I'd love for you to join us there. If that's your story, if not, we're going to do everything we can to see you. Your house is paid for. You're going to be able to get a new gig, and you're in retirement and making more money, and Maine is where you and your wife want to be, so go to Maine and stop worrying about everybody else. They've got to live their life. You've got to live yours.

I'm trying to set you free. Go to Maine, and when you're there this weekend, just let your minds and hearts soak up everything Maine that's already been kind of rolling around in your head and heart, and let it be confirmed and stop thinking about everybody back in Maryland.land your kids are going to be fine i promise so don't worry about it you have to do what your heart is telling you to do and everything else is going to work out this is this is just fear of change um there is this tremendous fear that we as human beings experience when the unknown is involved. If I tell you, okay, we're going to go do this, and here are the risks. Now, it's 50-50, but even if the risks aren't that scary, you go, okay, all right, I'm in.

I'll do that. I know what the risks are. But when you go into a venture, whether it be some fun adventure sport or whatever, and you don't know anything about it that's when it gets freaky i've had some friends who've been in some deep caves where it's so dark you can't even see an inch in front of yourself and that freaks people out why because you have no idea what's ahead of you around you beside you behind you that's what's going on with you dave and i think a what's going on with you, Dave.

And I think a lot of people out there, you're so terrified of the unknown that you're just not thinking straight. And you've got to kind of let your heart override your brain. That's what's going on. Let's go to an email here. Robert emails in and says, I'm 47 years old and getting ready to apply for a new job. I've spent 25 years in the military

and also have 20 years of civilian work as well. He was working a second job while in the military. How long should my resume be if I want to highlight both careers? It's very hard to condense into one page. Now, Robert's talking about my resume template and guide at KenColeman.com. It's one half of the two get hired guides at KenColeman.com. And I recommend everybody put your resume on one page. Hiring managers are scanning in six to 60 seconds your resume to decide whether they want to do anything.

And so here you got a guy who's got tons of experience. I love this question. I get it a lot on my show. Here's the answer, Robert. We're looking for relevant experience, not everything you've ever done. If they want to know, you can put in there. I've worked 20 years here in the civilian world, 25 years in the military. If requested, I can give you all that.

Here's an addendum. But on that first page, it's relevant experience. Relevant experience. That's what you're looking for. And thank you for your service, Robert. Let's see here. Lindsay writes in, I'm in the process of a job interview and I'm nearing the final stages. I'm currently making $55,000 and have told them that I really want this job.

And in the interview, I said I'd be willing to take something less to get my foot in the door. But now I have regrets saying that because after looking at my numbers, I don't think I want to accept anything less than $58,000. Is it too late to communicate what I'm looking for? Well, you know, no, it's not. I mean, you can tell them, hey, this is what I said. I'm looking at my numbers, and I really need to make this. But I think that's counterproductive and almost a little silly. You said what you said.

If you really want to get in, and I can read this into this, you really want to get in, then make some sacrifices in other areas of your life. You look at $3,000, you look at the net of that after taxes, you spread that across 12 months, you can make some other sacrifices, you can do what you need to do just to get in the door, and then you should be able to move up from there. So I would not go back and say, hey, I said this, now I need more. I don't think that is necessarily a good idea. This is the Career Hour here on the Dave Ramsey Show. I'm Ken Coleman of the Ken Coleman Show. To check out the Get Hired Guides and more about the show,

go to kencoleman.com. I want to thank our producer, James Childs, and our associate producer, Kelly Daniel. And most of all, you, America, thank you for listening. This is The Dave Ramsey Show. This is James Childs, producer of The Dave Ramsey Show. Did you know you can now listen to The Dave Ramsey Show on Pandora and Spotify? For all the ways to watch and listen, check out our show page at daveramsey.com slash show.