The School of Greatness - 109 7 Simple Steps to Master the Game of Money with Tony Robbins

Episode Date: November 24, 2014

"It's time to become the chess player, not the chess piece." - Tony Robbins If you enjoyed this episode, check out the video of the full interview and the show notes at www.lewishowes.com/109.

This is episode number 109 with international best-selling author, Tony Robbins. Welcome to the School of Greatness. My name is Lewis Howes, former pro-athlete turned lifestyle entrepreneur. And each week we bring you an inspiring person or message to help you discover how to unlock your inner greatness. Thanks for spending some time with me today. Now let the class begin. Welcome back, everyone, to the School of Greatness podcast. I am so excited and grateful for today's episode. And the man that I'm interviewing is Mr. Tony Robbins.

for today's episode. And the man that I'm interviewing is Mr. Tony Robbins. And it is so fitting that it is the week of thanks and Thanksgiving here in the United States. And this is an interview I've wanted to do since the beginning of the School of Greatness podcast. So I am very grateful and thankful that we're able to release this on this very specific week. And Tony Robbins, if you don't know who he is, for the past three decades, he has served as an advisor to leaders around the world, a recognized authority on the psychology of leadership, negotiations, organizational turnaround, and peak performance. He has been honored consistently for his strategic intellect and humanitarian endeavors. His nonprofit, Anthony Robbins Foundation, provides assistance to inner-city youth, senior citizens, and feeds homeless and feeds more than 3 million people in 56 countries every year through its International Holiday Basket Brigade on Thanksgiving week. Robbins has directly impacted the lives of more than 50 million people from over 100 countries

with his best-selling books, multimedia and health products, public speaking engagements, and live events. Yes, he is a very large man, and he's up to a huge game in the world and in his life. And this week, we've got him on. Very excited about this. He is actually talking about money and how to master the money game, the seven simple steps to financial freedom, which is this new book that just came out. I read the entire thing. It's like 600 pages. It's something ridiculously long,

but it's so captivating. And I want you guys to go pick up a copy, grab a couple copies for your friends, give them away as Christmas presents, because it may be one of the most powerful things you do for someone as a gift to show them how to master money in their own life. Now, I dive into a lot of different things in this interview, and I want you to go check out the show notes over at lewishouse.com slash 109 because we've got a video from the entire interview that you can go watch. And Tony's a very captivating guy, so you're going to want to make sure you go check this out and watch the video as well over at lewishouse.com slash 109.

Some of the questions I asked Tony is, if you were to change the education system from the very beginning, what would you do to implement and teach to the next generation about money? Because I felt like we never really learned about money growing up. I asked him who mentors him personally, who coaches and mentors him today. I asked him how he handles a breakdown if he has any of them. I talk about and ask him why gratitude is the secret to wealth. Again, this is a week to be grateful and thankful.

And he talks about how gratitude is one of the secrets to wealth. I ask him why. I asked him, how do you start shifting your mindset towards giving when you have nothing to give? Then I asked him, what is something small he's done that he's very proud of? And if he was 31 years old again, my age, what three things would he do financially knowing what he knows now? Again, he's interviewed over 50 of the wealthiest people in the world and condensed it into seven simple steps in this book on how to master money. We cover a lot of different things in about an hour conversation.

Very blessed and grateful to introduce you to the one and only Tony Robbins. So I'm here with Tony Robbins. Thanks so much for coming. Good job, man. And I'm very excited about this interview. You are actually one of the three people I've been wanting to get on the show since I started the School of Greatness. Wow. I'm complimented. Thank you. You are one of them, Will Smith. That's awesome. And The Rock. I know them both. They're great.

Great, great people. All three of you are extremely inspiring, and you're just up to such big things in the world. Yeah. And that's what the School of Greatness is all about. So I'm very excited, very excited to talk about your new book, Money Master the Game. I am a very slow reader and I've only probably read four books cover to cover. One's The Alchemist. Yeah, great book. One's The 4-Hour Workweek. And I'm almost finished with yours.

Okay, wow. This is quite an accomplishment then. It's a huge accomplishment for me. It's a big book for anybody. It's a huge accomplishment, but so interesting. And I feel like I've done a pretty good job of earning a lot of money over the last few years. When before, I never knew how to make money. I was an athlete. I was trying to make it to the NFL.

That was my only focus was playing sports. I never learned about how to make money. So when I was able to dive into this and really learn the ins and outs of making money but actually allowing money to make money for you. Exactly, make money while you sleep. Make money while you sleep. It was so interesting and I feel like I've done a good job of making money over the years

but there's so much more in here that I'm fascinated by. Well, it's interesting because I did the same thing. I come from a very poor background and we had no money for food at times, quite literally. And it was rough. So I wanted to make sure money wasn't an issue for my future family. So I figured out how to make money. And I figured when I was, I don't know, 23, I figured out how to make a million dollars in a year. I went from 38,000 to a million. And you don't do that by some new strategy. It was a

psychological shift as well as a strategy shift. But then I made the same amount of money for seven straight years, even though I built a dozen more companies, helped more people than ever. But it was like unconsciously, well, you want more than a million dollars? What are you, you greedy? And I was actually staying, where was I? I was in Milwaukee, Wisconsin. I arrived at 2 o'clock in the morning on my birthday. I didn't have a private plane, so I had to go like four different connections from where I was.

And I get in this place, and it's a horrible place. And I call my kids, and I'm talking to this woman on the phone named Maria who used to run my house and take care of my kids. I said, you know, Maria, I'm sorry it's so late, but I want to talk to my kids. Oh, happy birthday. She gives me this whole thing. And then she walks me to Mr. Robbins, you know.

She says, I never dreamed I'd live in a castle because I had a place called the Delaware Castle. And I just want to thank you. I feel like a princess. She goes, last night I was sitting in your jacuzzi looking out at the water and thinking how lucky I am that I'm in the Ramada Inn in those days. Looking at this moose head going,

this woman is really rich. So I finally decided, listen, if I can make $38,000 a million that it's not about money, it's like growth. So I went, I want to make three million, but I want to make more of it while I sleep. But then I really began to realize it doesn't matter how much money you make. It's really your capacity to take your creativity and stop trading time for money.

It's the worst trade in the world. Everybody's a financial trader. They don't realize they're a trader. They're trading time. And you can't get more time. So this book is how to take anybody, an average person, a millennial just getting out of college with a bunch of debt and saying, how do I really make this work? Or a baby boomer saying, how do I still retire? And the way I did it was I said, I want to interview 50 of the most brilliant financial people in the world. Because most people don't know that I've

been working with Paul Tudor Jones, one of the top 10 financial traders in history for 21 straight years. And he hasn't lost money in one year in 21 years. We made money in the tech blow up that happened in 2000 and 9-11. In 2008, when the market was down 51% from top to bottom, he made 28% positive. Incredible. So every day, literally, he emails me, I monitor him, I come see him, I work with him, and he pays me seven figures a year to be able to do this. And I've been able to continually help him go to the next level. But quite frankly, I've learned more from him, I think, than I could ever teach him. Right.

And he helped me open these doors. So this book is the best from every self-made billionaire that I could find. Carl Icahn. I mean, I'm sitting down with this guy. He just made $2 billion in the last 18 months off a $30 million investment off Netflix. He sent an email or a tweet out about Apple saying it was undervalued and became, two hours later, it was worth $17 billion more by a tweet. So the people I've got to hang with over the last three, four years have been, I've got a PhD in finance from the people controlling the world's finance. And what I try to do is the reason they did that is make it simple, bring it so I could train anybody else. Because in this business, what you don't know will hurt you financially. So I want to know how to protect people and how to help people maximize. And that's why I did the book.

It's incredible. And what I want to know is why we weren't taught these things growing up. Me too. Tell me. Right? So if you were, if they were like, okay, Tony, we're giving you the key to the education system. Yeah. And how would you apply, what teachings would you apply into about finances, learning about this, how to generate wealth as opposed to trading time for money, but really leveraging it and investing the right way. What would you start implementing? Well, the first thing you want to teach anybody, a child, a kid, anybody is that you'll never earn your way to freedom. You just don't.

You look around and you see, you know, Curt Schilling, if you remember from Boston Red Sox. He had $100 million a year. He's broke. Bankrupt. I asked Warren Buffett, I said, what made you the wealthiest man in the world? And he smiled and he said three things. He said living in America, great opportunities, having good genes, so I lived a long time.

And he said the last thing is compounded interest. And we all know about compounded interest. But I give an example, a book of this guy, Theodore Johnson, worked for UPS. Never made more than $14,000 in income in his entire life in a year. And in old age, he was worth $70 million. And how did he do it? All he did was he took a percentage of his income. His percentage was 20%. Now, his family said, we can't save any money. But he met a friend

who said, if you pretend there's a tax and the tax just took the money away from you and you never see it, the money just comes out of your account and goes in an investment account, you'll be financially free. And so he was disciplined. He didn't look at it. It happened. $70 million by compounding. So people's mistake is, and kids don't know this, adults don't know this, that you won't earn your way there but you can compound your way there. What I wanna do is say, where do you put that money? Not for me.

That's the secret. Well the first trick is actually do it, almost nobody does. The second trick is you really have to understand where you're gonna get hurt because. The fees. The fees are just destroy people. You have a little chapter about the fees,

I was like, this is incredible. Isn't it wild? It's nuts. You lose so much money just on the fees are just destroy people. You have a little chapter about the fees. I was like, this is incredible. Isn't it wild? It's nuts. You lose so much money just on the fees. Just so people have an understanding, 96% of all mutual funds never match the market. I mean, they never beat the market. So I was just on a morning show this morning and Michael Bloomberg's, one of his guys in the house, some of his money.

So this is the only industry I know of where people think they can be a doctor. They think they can be a financial planner. And I said to him, I said, well, look, the statistics, Warren Buffett taught me this. He said, Ray Dalio told me this. David Swenson, who took Yale from $1 billion to $24 billion in two decades. These are people telling me this. Nobody beats the market except a couple of unicorns that nobody has access to. And I said, I didn't say you're not one of them.

But I said, here's the truth. 96% of mutual funds don't match the market. That means 4% succeed. Now what are your chances of picking the right mutual fund? People don't know what they're doing. They put their money in a 401k, they pick a mutual fund not knowing what it is. If you play blackjack and you and I play

and you get two face cards and your inner idiot says, hit me, I wanna give you one chance in a million. I'm going to give you an ace. You have an 8% chance of winning. If you try to get a mutual fund, you've got the 4% chance of winning. So what I show people is not only do you not get the result, thinking logically, if I hire someone else to do it, they'll do better than me, but in addition, you pay around 2,000% more than it's worth,

meaning you get the same exact product, the same stocks. If you own the index, you own a piece of all of America's best companies, say the Vanguard 500 index, 500 top companies, that costs 0.17%, like less than two-tenths of a percent versus the average mutual fund is 3.17%. Compound over time. But first just hear that so you understand, the average car sold in America is a Honda Civic. It's $20,000. You can get the Honda Civic for $20,000 or you can pay $350,000. That's the difference between.17 and.317.

But if you look at it over a period of like, how old are you? 31. 31, okay. So let's assume you and a couple buddies at 35 manage to put aside $100,000 and you manage not to add any more money, but to grow it at 7% in spite of ups and downs in the market. And you're 65. How much money do you have?

Well, if you paid 1% in fees, over those 30 years, your 100 grand became 574,000 bucks. Not bad for never adding another dime. If you had 3% in fees, had the same growth, but 3% in fees, you now have 324,000 bucks. Almost half as much. Quarter million dollars, 77% less money., you now have $324,000. Almost half as much. A quarter million dollars, 77% less money. And you had the same return. It was just the fees. So the world, most people ask them, what are your fees? They have no clue. So I've created a site where people can go, they can type it in, you find exactly what your fees are and what you should be paying. And it's highway robbing. Where in the world would you pay $2,000, 2,000% more for the same exact product?

You can only do it because the financial industry makes things so opaque, so convoluted, and people feel overwhelmed. And hard to understand. Very hard to understand. That's why I try to come in here and go, look, time to become the chess player, not the chess piece. Let me teach you so you understand what's going on. It's not that complex. They use all these big words. But when you know what's going on, you don't get screwed.

And more importantly, you take advantage of the system instead of letting the system take advantage of you. Yeah's not that complex. They use all these big words, but when you know what's going on, you don't get screwed. And more importantly, you take advantage of the system instead of letting the system take advantage of you. Yeah, I like that. Now, you've coached some of the world's greatest athletes, former presidents, biggest CEOs. Who coaches you? I've had a lot of people asking me to ask you this question. Who mentors you? Who coaches you today? I have always looked for people that were playing the game at a different level than I am and or knew the road ahead. I always tell people anticipation is power. If you ever play a video game against a child, it's pretty disastrous.

Maybe not for you. You're maybe a different generation. For me, it's not the kid is faster and smarter. If they played this game before, like eight million times, so they know the first shot's here, the second shot's there, the third shot's there, and you're reacting reacting so when you're reacting to things you fail so my mentors have been people over the year different people my earliest mentor was a man named jim rohan he was a personal development speaker just touched my life then i was involved in neurolinguistic programming nlp when i was gosh 21 22 23 years old i became partners with a man named john grinder brilliant man co-founder

of that but in my last couple decades it it's been people like Peter Guber, who owns the L.A. Dodgers and owns the Golden State Warriors NBA team. He's got 52 Academy Award nominations. So he's a mentor for me. Paul Tudor Jones, I coach, but also I'm coached by him because we get to pitch and catch. And then I've got some people in my life that, like Steve Wynn is a dear friend of mine, built most of Las Vegas. He's brilliant. And these guys are all 18 years my

senior, so they know the road ahead. And I'm able to learn from them in advance and then kind of anticipate things. And that to me is incredibly valuable. Yeah. Very cool. Now I want to ask you how you personally handle a breakdown because you, I've been to your workshop and incredible experience. Thank you. And you teach people how to overcome their fears and how to handle breakdowns, but how do you personally deal with it? And do you even have any breakdowns? Yeah, they sent me a list of questions you had

just to kind of give me, that was one of the questions that I was like, you know, it's interesting. Breakdowns, it's certainly not something I experienced, but it's not because I'm so talented or so brilliant or so fearless. It's just, you're like an athlete. You're an athlete. You're in shape yeah right you're not going to

have a reaction in your body like somebody who doesn't take care of themselves right so you know I believe I don't believe in emotional intelligence I think it's useful but I'm more interested in emotional fitness because intelligence is a capability fitness is a state of readiness interesting if you are fit you can take that demand right now you can deal with with it. You can deal with that physical stress, that emotional stress. Same thing is true with psychological fitness, emotional fitness, right? So I'm pretty fit. And part of that is not because I'm so smart. Part of it is I've taught this for decades. I remember I had a woman who came to one of my seminars in her early 80s probably. And she would run in this room, 5,000, 10,000 people. I think it was, you know, she went to a couple of 10,000 person events. And she would get in this front row, fight her way through there.

And she'd jump and go for it. And at one break, she came up to me, I was signing a book for her, and she says, she goes, Mr. Robbins, I've seen you at like eight of these. I've seen you like when you're really, I know, I can hear your voice, you're hurting, or you haven't slept. And she goes, you always seem to be so up all the time. How come you're so up? And I said, well, part of it is I attend all these seminars.

So I'm teaching it. So there's a fitness of that but there's also you know i've i've buried three fathers and in one mother and you know that affects your life i've uh you know i've had a physician look me in the eye and say you have a tumor in your brain wow and so i've had those moments that when you've had extreme stress and you push your way through it you build psychological muscle it's like, it takes a lot to knock me off. You know, in the early days we didn't have $50,000 to keep the doors open. How do we do it? Then I had, you know, graduated to 5 million and graduated to a partner that mine who kind of didn't do things well. And I ended up owning a hundred million

dollars cause I had to take on his debts, a hundred million dollars. And, but when you do all that stuff, you know, now my company's do companies do five billion you know a year so you you keep expanding what i would call really the circle of your the threshold of your influence sure you know everybody has a threshold of control and if you get beyond it you kind of freak out so it takes a little bit more i don't know i can't really have breakdowns i don't have a breakdown do i get pissed off or get frustrated or tired? Yeah, but a breakdown, honestly, no. So how do you handle it if you get tired or something? I sleep when I can. I mean, it's honestly pretty simple. But, you know, when I've had challenging times, I mean, I have so many tools.

Yeah. You know, I pull them out. So it's like you as an athlete. You know, you don't just physically break down. Right. You take care of yourself. I'm constantly training that muscle. I think most people don't train their mind and emotions. It's like I think the most powerful muscles to me are not physical, they're as strong

and important as they are. It's like faith is a muscle, courage is a muscle, determination is a muscle, playfulness is a muscle. You know, passion unexpressed weakens. You know, faith untested gets smaller. So I'm always, I call it deep practice. I'm always pushing myself to the edge and pushing yourself to the edge makes you stronger.

Yeah. In the book, I was really excited to hear you talk about, you say the secret to wealth is gratitude. Somewhere in the book it says that. I think maybe it was someone else you were referencing. Yes, it came from Sir John Templeton. And every day I practice gratitude. When I wake up and every night,

I always try to say to my girlfriend or someone I'm talking to before I go to sleep, three things I'm most grateful for. That's great. Now why, so I was pleased to see that. I was like, I'm on the right track if I'm living in gratitude. But why is that the secret to wealth? Well, Sir John Templeton is probably one of the greatest investors in history. People don't know his name.

He started out with nothing. He wasn't Sir. He wasn't from another country. He came from the U.S. And he decided that he wanted to understand wealth. And so he saved $10,000, a huge amount of money in those days. And when Hitler invaded Poland, he developed a belief. His belief was you make your money in times of maximum pessimism.

Like if you were around in 2008, 2009, you remember what it was like, right? You could have bought the Sands in Las Vegas. You could have bought their stock for $2.28. Today it's $67. It's a 3,000% return. It's not bad. You could have bought Citibank for less than a buck, right? So people in those times, he understood that. And so what he did was, and everybody thought the world was going to end, he took $10,000.

He bought every stock on New York Stock Exchange that was a dollar or less, including companies everybody thought were going bankrupt. But when things are bad, people think it's going to be bad forever. When things are good, they think it's going to be good forever. And they're always wrong. Life's cyclical. So there's a season for everything. So once we got through World War II and went a few years later, guess what?

Those same stocks made him a billionaire. So when I asked him, I said, what's the secret to wealth? His response when he touched me goes, you know it. You teach it. I said, what's that? He said? His response when he touched me goes, you know it, you teach it. I said, what's that? He said, gratitude. And I said, why do you say that? He said, because if you got a billion dollars

and every day you live pissed off and frustrated, the quality of your life is called pissed off and frustrated. But if you have nothing, but you're euphorically grateful for whatever you have, you're the richest person that you're gonna know. He said, so it doesn't matter how much money you got if you don't have gratitude. So I do the same thing, by the way.

I have a process I call it priming where i get up every morning i do mine in the morning i just radical change to my body kind of alter my state and then i do 10 minutes i never miss and my first three and a half minutes is what i'm really grateful for and i make myself think of at least one of those three that's something really simplistic instead of something giant you know the wind on my face the look in one of my kids eyes you know something of that nature and then i do three minutes of strengthening healing i do three minutes of when i'm going to create my world and i do that for a minimum of 10 minutes every day because i believe you have to condition it you don't just hope that stuff shows up you set your intention each morning

every day yeah very cool so what are you most grateful for recently in your life so many things well it's thanksgiving so one piece well one is my daughter is 40 years old, and she's been with me as a child forever, and she's going to bring me a grandson. Wow. Congratulations. Thank you very much. That's cool. But also, it's Thanksgiving, so for me, it's a very emotional time,

because my family was fed when I was 11, and we had no food at Thanksgiving, and it touched me so deeply, and I decided I was going to give back. So when I was 17, I fed two families and then four and then eight. And then I didn't tell them I was doing it. And then I got my friends to do it and my companies grew. And you know, I've fed 42 million people now over 37 years. And what I can do- But you have a challenge for this, right?

A hundred million. Well, this one, what I did is I decided, you know, I'm writing this book and in the middle of writing it, last summer, most people didn't even notice, Congress cut food stamps. They don't call them food stamps anymore, but I lived on them, so I know what they are, food stamps, but my family lived on them.

But they cut it by 8.7 billion, which means you eliminate 2 million people from the rolls overnight, and they still need to eat. So I support all these nonprofit organizations, and Feeding America is the largest in the country. And so I thought, I want to call attention to this. So if I donated all the profits of this book in advance, how many people could I feed?

Because I normally feed 2 million through my foundation, and I match it. So we feed 4 million a year. And they said you could feed 10 million people. I was like, wow. I mean, and then as the years gone by, I got more and more inspired. And so now I'm going to feed 50 million people personally. I'm not just from the book.

I'm writing a larger check on top of it. But also I'm working with Feeding America to get matching funds to feed 100 million people. Incredible. on top of it, but also I'm working with Feeding America to get matching funds to feed 100 million people. Incredible. So to go from my family not being able to eat to feeding 100 million people is a pretty amazing sense of gratitude and a sense of grace. And I've done my part, but there's been grace in that as well.

That's amazing. It's incredible what you're doing and very inspiring. So thank you for doing that. So anybody who gets the book, I'm not giving prominence for you, but it'll also feed on the average 50 families every book. 100% is being donated. 100%. Not only 100%.

More than that. That's amazing. Now, I think I also read in the book, I don't know if you said this or someone else said this, but the key to living is giving. Yes. Now, I think I might have heard you say this actually back when I first saw you when I was 16 at an event. And I remember thinking, I don't have anything to give. I don't have any money. You know, how am I supposed to invest my money? Yeah. 10, 20% every month. And then how can I give on

top of that? But I really understood that, you know, it's so valuable and important to give. And I work with a lot of nonprofits myself, schools for kids around the world. And I've seen a big impact in my life and the way I'm able to serve people. So John Templeton told me that he's never seen anyone tithe, which tithing is usually 10% of what you earn, for at least a decade. He didn't become incredibly financially free. Wow. And I think the reason is I had a moment when my whole life changed.

It was kind of twofold. I was really young, like yourself back then, working my tail off, trying to build a business. And you have big goals. You don't always succeed to start with. They just come together, right? You know, it was hard. And I remember I was so frustrated because I was working 18-hour days

and nothing was working and I was broke and I felt embarrassed, you know, I should be doing better than this. And so I was driving home from Orange County on the 57th Freeway in San Gabriel Valley out near a place in Pomona, California. It probably doesn't know anybody else, but I can remember it so vividly because it was

almost midnight. And I was at this breaking point. And then I was like, why am I not doing better? And then I just pulled over the road. And I used to keep these journals. I still have them, written journals. And I wrote in big lines, you know, the secret to living is giving. And I started to cry.

And I realized I am so focused on what am I not getting. I'm not focusing on what I'm giving. So for six months, man, it turned me around. But then, you know, something else started getting in your body. It was in my head. It was in my heart. But it had to get in there to stay. And I started going through some really tough times.

And I lost everything financially. And I was mad at everybody because, like, I'd loaned a friend $1,000. And, you know, I had them doing well. And he didn't even return my phone call. And what changed me was I was down to, I don't know, 22, 23 bucks, something like that. I don't know, it was $24. Enough that I knew that I didn't have money for food for the next week, clearly. And I didn't have any prospects.

And I was living in Venice in this 400 square foot bachelor apartment, feeling sorry for myself for getting pissed off. And I thought, you know what, I've got to eat. So I'm not going to drive my car because I'm not going to spend the gas. I'm not going to pay for parking. I'm going to go to an all-you-can-eat place and load up for the winter, right? So I can get more, like one meal a day. And so there's a place called Marina del Rey, not far from Venice. And it's a beautiful community and it's right on the water. And there's a place

called El Torito. It's still there. It's a little restaurant. It had a taco bar and all that kind of stuff. So I walked there for the three miles and I go, okay, I'm going to go and load up. And I was all about myself and getting through this. And this little, well, this woman walked through the door, actually a very attractive lady. That's probably why I cut my hair. And I'm waiting to see who her boyfriend is, and there's nobody up there.

There's a little guy down here. It was obviously her son. And he's wearing this three-piece suit, you know, a little vest. He opens the door for her. He pulls out the chair for her. And it was just, he stared into his mother's eyes. I mean, it was just pierced into her eyes out the chair for her and it was just he stared in his mother's eyes i mean it was just pierced into her eyes i don't know what it was but something about

him was just so moving it was such a sweet caring loving young man to his mother that moved me so i i paid for my meal i don't know what's left 17 18 bucks put it back in my pocket was left walked up this young man i introduced myself and i said hi i don't remember his name i think he said his name was ronnie and i said ronnie i, you're really, I said, you're a class act. I saw you open the door for your lady. I saw you hold up the chair for your lady. He goes, she's my mom. I said, that's even more classy.

And I said, so cool that you're taking her out to lunch like this. And he goes, well, I'm not really taking her to lunch because I'm just 11 and I don't have a job. I said, yes, you are. And I had no plan. I literally just reached in my pocket, took all the money I had, changed dollar bills, and threw it right there in front of him. You look at me like this, he goes, I can't take that.

I said, sure you can. He said, well why? I said, because I'm bigger than you are. And he got this big grin on his face, his eyes got this big, and I didn't, I just shook his hand, I didn't even look at his mom, and I just walked out the door. But the reason I tell you the story is,

I had no car I had no money I did not I was euphoric I was like flying home I was like you know I probably look like an idiot probably skipping or something I was just I and what I felt was I should have been like what the hell did you just do I have no meal what are we gonna eat I went on that night I laid out a plan and the plan was gonna take me you know 10 days two weeks so i thought well people fast for a week i could fast for a week you know that type of thing and i have this great mindset about it i woke up the next morning and i get the old regular snail mail shows up and it's this guy i've called a zillion times who wouldn't return my call i open it up there's a check thousand bucks plus interest and an apology wow so i'm sitting there and i and i

started to cry honestly and i was like, why did this happen? And I don't know if it's true, but I decided that day this happened because I did the right thing. Because I didn't have a plan. It wasn't a strategy. I just felt this little soul beside me. I knew it was right and I did it. And I didn't do it because I thought I could or I couldn't. I didn't even think about it.

And that's the day I became a wealthy man. Because I didn't have any money, but scarcity left my body. And I had plenty of ups and downs since that time and various times in my life, but I never went back to that, oh my God, how's it going to happen? It's like breathing. Do you stop and say, God, is there going to be any air before you take a breath? You know it's going to be there. You don't run your life by that aspect. And so that to me is what it's about, is showing people if you won't give a dime out of a dollar, don't bullshit yourself. You'll never give a million out of a dollar, don't bullshit yourself.

You'll never give a million out of 10 million or 10 million out of 100 million. It's just not going to happen. But if you can do that now, you don't ever get beyond scarcity. You aren't behind it. You make a decision to get beyond it. So how does someone, when they're living in scarcity, they're living in fear, and it's like this emotional feeling. It's in your body, like you say, when you're like, I can't even pay for my meal.

How am I going to start giving? What are some things that people can do to start overcoming that mindset or start strengthening it or shifting it? I'll tell you what I did when I was first on my own. My mom kicked my dad out when I was 17. She's a very powerful woman. I have four fathers, so they all learned how to get the boot. She thought I was on his side, so she kicked me out next. I was 17. She chased me out with a knife. She wouldn't have hurt me, but I wasn't going back in the room. Wow. And so I had to figure out what to do.

And I didn't play stay, and I ended up staying in somebody's laundry room for a while, and then I started reading and feeding my mind, and then I developed this little system, and the system was really simple, and I tell people now, as I say, number one, every single day, you've got to feed and strengthen your mind.

Until you do that, you're always going to be in fear. Because fear is automatic. The human brain is designed for survival. It's not designed for success. Your brain is not designed to make you happy. That's your job. And the only way you're going to do it is if you feed your mind. Because otherwise, weeds grow automatically.

My coach and mentor, Jim Rohn, used to tell me, he said, Tony, every day you've got to stand guard at the door of your mind. You've got to watch what's going in. Because if you're not careful, stuff will go in. And he said, and all the times, it's somebody who cares about you. He said, you know, day you've got to stand guard at the door of your mind. You've got to watch what's going in because if you're not careful, stuff will go in. And he said, and all the times it's somebody who cares about you. He said, you know, if you're. Your family. Yeah, if your worst enemy puts sugar in your coffee, he said, what happens? I said, you got sweet coffee.

He goes, what if your best friend by accident or your family don't mean to, they drop one drop of strychnine in your coffee, you're dead. He said, so life, sugar, and strychnine and watch your coffee. Right, right. So every day I decided, I'm old enough, honestly, there was no internet those days. I'm a coffee. You're dead. He said, so life, sugar, and strychnine, and watch a coffee. Right, right. So every day I decided, I'm old enough, honestly, there was no internet those days, and pretty ancient. I used to go to the library, because it was the only place you could go. And I would read biographies. I'd read people's lives.

And it would make me go, wait a second. As bad as I think it is, the greatest people in the world had it worse. Sure. So there's something here. So you feed your mind. Jim Rohn used to say to me, skip a meal, but don't skip reading. He said, read 30 minutes a day. I don't give a damn what it is. And today, I don't mean internet crap. I mean, read something, a biography, read something that's a strategy, read something that's going to

change your life. And the second thing I tell people is feeding your mind's great, but you've got to also strengthen your body. And you do that as an athlete naturally. I learned to do that because fear is physical, right? You know where you feel it. And if you go work out, if you go lift, if you go run, even if you're out of shape, you just go for an intense walk, that experience alone changes you. Like, every day of my life, the first thing I do before I do my priming, if I'm at one of my homes, I jump in some hot water for fun,

and then I jump in freezing water. And I have, you know, a river in one of my homes in Sun Valley, and I've got cold plunges everywhere else. So I go in 57-degree water, boom. And what it does is, like, it's teaching my brain, I tell my brain what to do and it does it. It doesn't feel like it, it doesn't want to do it, and every cell in your body is alive, right?

So it doesn't have to be like two hours worth of something. It could be something you do for 30 seconds, but it's training your body to be strong, because a strong body gets a strong mind and vice versa. The third thing I tell people is find a role model. You know, it seems impossible until you see somebody who's done it. So, you know, Ray Dalio is one of the greatest investors in history. The guy was a caddy, right?

You know, his dad was a jazz musician. His mom was a homemaker. You know, he's worth $14 billion. He found someone to mentor him. Well, he found multiple people to model. Right, right. You don't always find a mentor, but you find somebody you can model. And when you start seeing that somebody else can do it, and you see they really did, you start to believe.

You start to get certainty. And then the fourth thing I tell people is it's massive action and constantly change your approach. And then it's find somebody worse off than you are and help them. Because when you do that, it gets you out of yourself. And that's what I really have people do. That's what we do at Thanksgiving. We have our basket brigade where two million people get fed. Amazing. Not the one I do, the one that I get people to do. And it's amazing. People go in there and they see, my God, I thought my life was tough,

but look at this person's life. It makes you appreciative. It puts life in perspective. Yeah. Very cool. Now talking about feeding the mind, if you could only leave three books behind, it's the end of your life, three books behind to your kids. Yes. Or the message to the world of like, here's the three most important books that you should read. That's tough. What are those three books that... All the books I've read through.

You only picked three. That's a tough one. I don't know if I can do that, but I'll tell three off the top of my head. I'd say Man's Search for Meaning, Victor Frankl, because all of us in our lives have experienced extreme stress.

I don't care how much money you have, I don't care how much people love or respect you, you'll have your time. It might be a health issue in your family, it might be something happens to the economy, it's just something that happens to all of us. And so to see how people that were put in the most insane, unjust environment, people that were in Auschwitz, how they dealt with that unbelievable situation and how the ones that thrived in spite of it. And to go through Viktor Frankl's way of understanding how to create meaning in your life, I don't think there's a more important book. I think maybe another one might be As a Man Thinketh, because it's a book that you can read dozens of times in your life. It's small and it's the core

of everything, as you think, so you are. I mean, obviously the Bible is an extraordinary book or whatever religious document a person believes. I'm personally a Christian, but I tell people whatever you believe, you need to practice it, whatever it is. Because there are many different ways of connecting to what has created us. And then that's three already, but I'll give you one more. I think another one that's important would be understanding the life cycles of humanity. There's a book called Generations. It's a big book. It's I think think, 1,000 pages, 800 pages. Bigger than this book. Much bigger than this book.

But it's a book worth reading because it shows you how, as every 100 years, 1,800 years, we run through the same cycles. Like what we've just gone through economically in 2008, happened 80 years before. And you can go through 1,000 years of Roman history and you see it.

And when you begin to be able to anticipate what's coming, you know how to take advantage of the season. Some people freeze to death in the winter. People that are prepared might snowboard or ski and have a good time. So it's a brilliant book. And it's by Strauss and Howe. It's worth reading. Cool. All right. So those are four. I'm curious, why didn't you recommend one of your books? I don't think I'm the first book in history. I'm just teasing. I'd rather, frankly, I'd put some in an event. Exactly. Yeah. Events are incredible. This, I'd put someone in an event. Exactly, yeah. Events are incredible.

This is a question from your son. Yes. And I said, is there any question you haven't asked your dad that you're still curious about? And he said, yeah. You know, he's pretty calm, actually. You know, he's a calm guy. He's not outrageous like you. He's pretty outrageous.

He said, you know, my dad does everything on such a big scale. Everything is big. Everything is huge, impactful. It's like the biggest it can be, the best it can be. He said, but I wonder what something small he's done that he's so proud of. So is there something small you've done? You know, an example was giving money to, you know, that child was a great example of that. But is there something recently you've done that's so small that you're like, really proud of?

I, you know, a lot of people don't think proud is a good term. I think it actually is. Ego is edging God out. That's when you make shit up to make yourself feel good. But I think if you've really done something, you know you have,

and no one could take that from you. And so I'm proud of who I am as a man. I'm proud of the things that, you know, what goes on when the camera's not on. And there are people around me all the time that will tell other people stories about what I'm proud of who I am as a man. I'm proud of the things that, you know, what goes on when the camera's not on. And there are people around me all the time that will tell other people stories about what I'm really like. So I don't have to communicate that to people. It gets shared. So I don't know.

I don't know if there's so many things in life. I don't measure them as big versus small. My wife was somebody who would see one person and be thrilled. And I had to see, you know, 10,000. I think so she's balanced it out for me. I still, I feel like life is short, and while you're here, I want to have the most impact that I can.

So I go deep, and I go wide. But every interaction to me is an important interaction, and sometimes that interaction is just being kind. I know it sounds stupid, but kindness can, to the right place at the right time, somebody can be suicidal, you don't know it. You're being kind and changing their state. There's an interesting story of

a gentleman who wanted to kill Nixon, and he couldn't get access to Nixon. It's a true story. And so he became, he wrote a journal, that's how we know the details of it, and he decided he was going to go after Wallace, and he was going to shoot Wallace, and he actually did do that shooting. And when they read his journal, it was fascinating.

He didn't want to kill Nixon because he didn't like him or Wallace. He just wanted to be famous. He wanted to be worth something. And one of the reasons he didn't kill Nixon is he was going after Nixon, and he was this far from the president. And an old woman bumped into him just as he's reaching his pocket to get this gun. And in the middle of this, everything's frenzied. He wants to shoot and become the most famous man, you know, another one of those assassins.

And this woman grabbed his hand and said, I'm so sorry. I'm just so sorry. Sorry, really? And he said in his journal afterwards, his hand was on the gun. Wow. And her looking in his eyes with this love in her eyes and this kindness in her eyes, he said, I couldn't make her witness that. And he put the gun away.

Oh, man. That saved Nixon's life. Wow. Right. So we went after Wallace. You know, but that's the power of a moment of kindness. So I think we underestimate, you know, somebody came and fed my family when I was 11 years old, you know. Obviously, the person must not be alive still,

because I've told the story these last 20 years. And they haven't reached out to me. But, I mean, imagine what the impact of that was by that one little act of kindness. Crazy. Yeah, amazing. So go out to me. But, I mean, imagine what the impact of that was by that one little act of kindness. Crazy. Yeah, amazing. So, go back to 31. You're 31.

You're my age. Yeah. What are the three things you'd do with your money based on the information in this book? You know, we talk a lot about asset allocation. Yes. The fees, understanding where you're putting your money, and understanding finding a fiduciary, right? Yes, yes. We talk a lot about that. But what would you do if you're making-

Knowing what I know today? Yeah, go back, you're 31 years old, what would you be doing? Three things you'd do first. Well, you have a good income, so we're talking about you. Yeah, sure. So you're making six to seven figures. Great, that's wonderful.

So what I would do in that range is I would take and I would model one of the best masters. If it was me, one of the people, as an allocation, so people are clear, is the one thing that I met with David Swenson. He took one billion, turned it into 24 billion

in two decades, in 20 years. Just mind-boggling. A billion a year, right? Just think about that level of doubling. It's just mind-boggling. And I asked him,

I said, what are the dials? What are the only dials we can touch? And he said, Tony, to increase your return, there's only a few things you can do.

He said, you can make better selections of stocks. He said, you can have better timing. He said, and you can have better asset allocation. He said, the first two will never happen because the first two cost you money. Got to hire somebody. Everybody's wrong on the timing. He said, asset allocation, which simply means dividing your money into different buckets. Some of those buckets are secure so that even though you think

you're going to be a genius, you're going to make money no matter what, that money goes slower, but it'll always be there and it'll give you freedom for the rest of your life. There's a growth bucket, which is also a risk bucket. We forget that because one of the things Ray Dalyer taught me, he said, Tony, everybody invests in what they think they know. You grew up with real estate. You're not a genius, but you made money in real estate because anybody can when real estate's going up. You think you're a genius. You think you know stocks.. You're not a genius, but you made money in real estate because anybody can when real estate is going up. You think you're a genius. You think you know stocks.

Oh, you're a genius, you know, in 1999, right? You're a genius in 2010 when things started to grow. He said, whatever you invest in, in your lifetime, that area is going to drop 50% to 70%. There is zero exception. He can show you mathematically and he can show you historically. So he said, you have to diversify even though you don't want to. And you have to divide these monies up. So every one of them taught me different asset allocations.

But the one that I think is the most valuable for anybody to really take advantage of is Ray Dalio's. Because Ray Dalio's figured out why is it in 2008 if your stockbroker, your financial planner said, we're going to protect you. We're going to put you half in stocks and half in bonds. Why did they both go down? You weren't protected at all, sitting up in a 2000. And he figured something out. When you think you're in a balanced portfolio, you're not balanced. And the reason is stocks are three times more volatile than you'll find in bonds. What does that mean? It means when you think you're 50-50, you're 50-50 with your money, but you're not 50-50 with your risk.

You're 95% at risk and 5% on the good side. That's why everybody loses. So he figured a formula because he said, look, someday I'm going to be gone. I want my kids to have the money long term. I want all the philanthropic things I'm doing to be taken care of. So he spent 15 years studying the markets and figured out how do I design a portfolio that will make money every time? Like if it loses money, it lost in 75 years, it's lost 1.6% when it's lost, but it's been right

85% of the time. If you went to Vegas and you were to plan to work for 75 years and make money 85% of the time, and when you lost, you lost 1.6%. And when you gained, you gained more than 10%. The biggest loss in 75 years is 3.95%, less than four. So why do people not make it in the stock market? Because when you take a 50% hit, they all say stay in. Nobody, the average person never stays in. If you look at the last 20 years, the average person, the stock market over 20 years, from 1993 to 2013, has averaged 9.2%.

Pretty cool compounding. You double your money pretty damn quick doing that. But the average mutual fund investors made 2.5%. Why? Because they freak out, they sell when it goes down, they buy when it's looking good, it's just the wrong time to buy it. They don't know what to do. So what Ray Dalio's strategy does, and by the way, he's never shared this strategy ever

publicly. And he gives it in here. He gives it in here, which is mind boggling. I pushed him. I teased him. I controlled him. In the end, I said, look, you're not taking any more money. Help the average guy out.

He lays it out. You can do it yourself or you can have someone else do it for you. But it takes 15 minutes a year and 85% success over 75 years. And I can take any time period. The last 30 years, he lost money four times. One of those was 0.003%. So it's really breaking. And again, the most he ever lost, less than 4%.

Average 1.9%. So if you're looking for a plan, I'd put some money there. And the other money that I would do is I'd take some of that money and I'd look at what are the biggest trends. I have a lot of my money also in senior housing. And the reason is twofold. It's a demographic inevitability. There's this giant wave of baby boomers and there isn't enough senior housing to take care of them.

And I also, I like it. I like to create a quality place for someone to be able to live and take care of and so forth. But there's huge income from it and there's the growth in the asset itself. So I'd be looking at what are the big trends, but I would make sure I walked down a segment of my money that just, I took a percentage of my income no matter what and I made it really big and I made it so I never have to work again. And that's where I am now.

I don't have to work. And what's ironic is, when you interview people that make at least $750,000 a year, right, just under a million, 80% of them say they'll never retire. When you interview people that make a very little amount of money, they all talk about wanting to retire. And the people that do retire say they'll retire after 75. Like, you know, Steve Williams, my buddy, he's 72. Warren Buffett's 80 foot four now.

Still working. You know, I met with Jack Bogle who created Vanguard. He's been in the business 63 years. Wow. He's 85 years old and such a genius. Sitting down there, he spent four hours with me, by the way. Just came by for 45 minutes. He wrote in the book here, he goes, Tony Robbins came by for 45 minutes four hours later.

I had the most provocative and probing interview of my life, he said. But, you know, the guy's still in the game. Because the real goal is not to have to work. If you don't work, you'll go stark raging mad because we all need to be productive to feel alive. Yeah, interesting. A couple questions left for you. Sure. One of them is, what's your definition of greatness?

I don't know. I think everyone has greatness. I don't know. I think everyone has greatness. I don't like that separation. I respect it because in sports, I think it's really easy to measure. But sports is one aspect of life. I think everyone has the opportunity to be great. To me, being great is being outstanding,

to stand out from all the rest. And as you know, in sports, it can be by a few microseconds. In the Olympics, it can be a nose hair, and you stand out. If you stand out, you show other people what's possible. Not everybody likes that. Some people get angry and think you're showing them up.

Other people get inspired. I've always been inspired by somebody who's the best in the world at what they do. And so I think greatness is somebody who just will not settle and finds a way to do, be, share, and create in life what they want as opposed to fitting in. I think most people are trying to not be rejected. I wrote in this book, I took a quote from Aristotle saying, how do you really live your life?

Well, if you don't want to upset anybody, it's really simple. Don't do anything, don't say anything, don't be anything, and everybody will like you. But if you want to have a quality life, I think you just have to put yourself on the line. So to me, greatness is people that put themselves on the line, they keep growing, they won't settle. So what's next for you? Why are you still, what are you still up to? I mean, why are you going after inspiring 100 million people,

feeding 100 million people, what's next? Why not? It's like, what else are you gonna do with your life? I look at, there are lots of challenges. I mean, this was a problem I wanted to go after. It's a problem because people are being abused by a system that no one means to abuse it. It's not an evil system. It's just you have large corporations that are set up to make a profit, and that's their job.

They're not set up to make you as an investor more profitable. So they take care of their shareholder first. So they get all the fees they can. They manipulate the system. So I want to give people freedom. To me, that's valuable. But what I do with my life is I look at what I see that moves me.

I always tell people, people ask me about speaking, they say, how do you be an effective speaker? I say, don't speak about shit you're not passionate about. And that you don't have a true, true edge where you can help somebody. If you can have massive value and you're passionate about it,

then talk about it. Otherwise, shut the you know what up. That's my view. So when I find things that and you're passionate about it, then talk about it. Otherwise, shut the you know what up. That's my view. So when I find things that I'm very passionate about, I like to go deep. I think we live in a Facebook world, a Twitter world,

a tweeting world, texting world, where people are, by technology, not realizing they're becoming more and more shallow. I mean, there are people ending relationships by texting now.

It's like, are you kidding me? Why is that person upset? I can't understand. Did you see this? I texted you. And I look at them going, are you kidding? But Why is that person upset? I can't understand. Did you see this? I texted him. And I look at him going, are you kidding? But technology is making us think that our Facebook friends are our friends. I mean, give me a break.

There's only a few friends you can go deep with. You can't have 10,000 friends and go deep. And I think a lot of people are dissatisfied because technology is making us go faster and faster. So I look for things to go deep in. And I think in our lives, there's a few areas that matter. Your body, your emotions, your spirit, your relationships, your economics, your business. Those half dozen or so areas,

I like going deep in and I'm going to keep doing it. Sure. Chad Moretta asked me to, he said all the interviews you've done lately for promoting this book have been very intellectual. And he said, I'd love to see you get him in his physical state and show your move. So in a second, I want to see if you'd be open to doing a thumb wrestling and getting into state so we can show people how you do this. If you're open to it, if you're open to it in a

second. You're going to get in state. Getting in state, that's not what it's about. I would love to see how you get into it right before you go on stage. I don't go to state to thumb wrestle. I would love to see how you get into it, right before you go on stage. I don't go to stage to thumb wrestle. Arm wrestle? Yeah, no, no. But before we do that, if you're open to it,

I just want to acknowledge you, Tony. Thank you. I think you've had a huge impact on my life and so many people. I posted last night, I'm going to be interviewing Tony, is there any questions you guys might have? Hundreds of comments and questions of people saying how you've impacted their lives.

Wow. So I just want to say thank you for creating the spark for so many people, including myself when I was 16 and watching for the first time. Where did you come to the seminar? It was in St. Louis, Missouri at the Javits Center back in the day.

It was, I don't think it was UPW, it was like... It was a one day event, wasn't it? It might have been a one or two day event. I remember it was like Donald Trump was there, Dick Vermeule, like a lot of people were there. And I remember it was like Donald Trump was there, Dick Vermeule. A lot of people were there. And I remember my dad bought us floor seats probably halfway back on the floor.

And there was a moment where you walked out, and you came out, and you walked right next to me. And I remember thinking, first off, wow, you're really big. You're pretty big yourself. I was smaller then, but I remember thinking how, you know, this is so inspiring that someone can take an idea of what they want, their vision, and create it and manifest it into speaking in front of thousands of people and really adding so much value to the world and so many people's lives. And I remember then thinking that's something I would love to do one day is be able to turn a vision into reality. And, you know, so I want to acknowledge you for creating the spark in so many people. Every workshop you provide, so many people are moved and changed. And so I think it's so powerful what you've created, and I want to acknowledge you for that.

I really appreciate it. I'm glad to know that was one of your triggers. Yeah, yeah. That's very cool. Thank you. I'd love to do this move if you could do it. If you're open to give it up. So what do you want to do? You want to thumb wrestle?

I want to see you do your move, if you could show. Oh, no, no, no. You open to it? No. Okay, okay, let's thumb wrestle. It's just totally artificial. Let's thumb wrestle. It's like me talking about passion, right?

I said don't do it if you're not passionate. I'm not passionate thumb wrestle, but how do we do this? So we're going to go one, two, three, four, I declare thumb war. Okay, have you ever done this before? No, go for it. Okay. Oh, let's do it? You've got to get my thumb down.

You've got to hold it for three seconds. Okay. You've got big hands. Okay, I'm just going to go on for 20 minutes. Oh, you got me. I think you gave it to me. You gave it to me too easily. Tony Robbins, thank you so much, man.

I appreciate it. Thank you so much. Continue your great works. Thank you. Awesome. I've got to give you a hug. Oh, you got me. continue your good works thank you awesome I gotta give you a hug and there you have it guys I hope you enjoyed

this episode do me a big favor and send this interview to a friend of yours I want you to email one person and I want you to cc me on the email my email address is lewis at lewishouse.com want you to email one person and I want you to CC me on the email. My email

address is lewis at lewishouse.com. Send this to a friend who you think could use the support of understanding how to master money in their own life or take money to the next level. Maybe someone's struggling or maybe someone who's stuck and trying to take the next level. CC me in this email to that person lewis at lewishouse.com with the episode number lewishouse.com slash 109. Send them that link. And I would love to see how many people send this out to their friends and get this message out there. If you guys have yet to check out the previous interview with his son in episode number 108, go ahead and check out Jarek Robbins' interview. We got back-to-back interviews with them.

Very cool. And please share this with your friends online, on Facebook, on Twitter, on Google+. Anyone who you think could use help understanding how to master money in their own life, go ahead and send this out, lewishouse.com slash 109. Would love to get the message out about this interview. And let me know your thoughts over at the blog.

Again, lewishouse.com slash 109. You're going to get the full video interview with Tony there, me and Tony in New York City. And leave a comment about what you thought the most interesting part of this interview was and what opened up for you. We'd love to hear from you guys. Also, big shout out to some friends of mine down in Austin, Texas. I was just there this last weekend. And again, met some interesting people who listened to the School of Greatness podcast. A few people came up to me in different places in Austin and said hello. One guy that I remember specifically is named CT. Big shout out to CT.

We had about a 30-minute conversation where he was talking about the episodes that really impacted him. And he was telling me some ways that he could support me and my business. And it was just a great interaction. So again, if you guys ever see me anywhere in the world, I'm constantly traveling, please come up and say hi to me. Let me know which episode you liked the most, which one impacted you the most.

Tell me what you're up to. Tell me how you're living a great life. I wanna hear from you. I wanna know what you guys are up to. So please come say hi, give me a high five, give me a hug, whatever it is life. I want to hear from you. I want to know what you guys are up to. So please come say hi. Give me a high five. Give me a hug. Whatever it is, I'm down to say hi.

And I would love to connect with you guys. So thank you guys so much for doing what you do. This was an absolute pleasure for me to do this interview with Tony Robbins. And I'm super grateful for his team for hooking it up for me so we can make it happen so that I could get the message out to all of you. Make sure to pick up a copy of his book, Money Master the Game. I don't read that much. I skim a lot of books and I go through a lot of skimming, but I read everything in this book and it's extremely powerful. And I learned so much more about wealth generation and wealth creation through reading it all. So I'm definitely implementing this right now from what I learned from Tony. Thank you guys again for all that you

do. We've got some incredible interviews coming up. Going to finish out the year strong and get ready for a huge 2015. So you guys are incredible. I love you guys so much. Thank you for being so active and engaged in these episodes and on the School of Greatness podcast. You mean the world to me and I love you guys so deeply and so very much. So you guys know what time it is. It's time to go out there and do something great. សូវបានបានបានបានបានបានបានបានបានបានបានបានបានបានបានបានបានបានបានបានបានបានបានបានបានបានបានបានបានបានបានបានបានបានបានបានបានបានបានបានបានបានបានបានបានបានបានបានបានបានបានបានបានបានបានបានបានបានបានបានបានបានបានបានបានបានបានបានបានបានបានបានវាប់ពីប្រាប់ពីប្រាប់ពីប្រាប់ពីប្រាប់ពីប្រាប់ពីប្រាប់ពីប្រាប់ពីប្រាប់ពីប្រាប់ពីប្រាប់ពីប្រាប់ពីប្រាប់ពីប្រាប់ពីប្រាប់ពីប្រាប់ពីប្រាប់ពីប្រាប់ពីប្រាប់ពីប្រាប់ពីប្រាប់ពីប្រាប់ពីប្រាប់ពីប្រាប់ពីប្រាប� Thank you.