The School of Greatness - Wealth Secrets to Unlock Your Mind & Attract Money
Episode Date: September 23, 2024In this episode, I'm bringing together wisdom from four renowned experts on money, abundance, and financial success: Dr Joe Dispenza, Bob Proctor, George Kamel, and Patrick Bet-David. We explored the ...psychology behind manifesting money, key habits of millionaires, and how to shift our mindset to attract more abundance. Each guest offered valuable insights on how we can transform our relationship with money and create lasting financial success. This episode provides a comprehensive look at both the practical steps and mental shifts needed to achieve financial freedom and abundance.IN THIS EPISODE YOU WILL LEARN:How to shift your mindset from lack to abundance and attract more wealthThe importance of delayed gratification and living below your meansKey habits of millionaires and how to implement them in your own lifeWhy respecting money, rather than loving or fearing it, is crucial for financial successPractical steps for budgeting and managing your finances effectivelyThe role of personal growth and leadership in achieving financial successFor more information go to https://www.lewishowes.com/1671For more Greatness text PODCAST to +1 (614) 350-3960More SOG episodes we think you’ll love:Eckhart Tolle – https://link.chtbl.com/1463-podRhonda Byrne – https://link.chtbl.com/1525-podJohn Maxwell – https://link.chtbl.com/1501-pod
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If you are looking to make more money and to really figure out how to attract more into your
life, this episode is for you. It's all about the psychology behind manifesting money and
attracting more abundance in your life. And we have four powerful money experts to deliver
some secrets that are going to blow you away. So get ready, like this video, leave a comment below
on your most valuable insight that you're taking away,
take your notes, and also make sure to share this
with one friend that you think would help them
in their money journey as well.
And this first expert and moment
is a School of Greatness favorite.
His name is Dr. Joe Dispenza,
and I love how Dr. Joe can take these complex concepts
and break them down for everyone
to understand. This moment from a past episode that we did was one of the most re-watched moments
of all time. And you thought it was extremely powerful. And maybe you missed this. So I want
to make sure you really listen to this. You dive in and you pay attention. And as you listen,
ask yourself this, how can you change your language around money
to become more positive?
What is your thoughts around the identity of money and the psychology of how it plays
in our lives?
Because a lot of people want to make more, they want to attract more, but they're just
struggling with just the concept of it.
Yeah.
Well, I think we've been programmed quite a bit with our relationship with money.
And we have a relationship with everything known in our environment.
You have a relationship, a neurological network in your brain for your parents, for your cell phone, for your computer, where you live, where you've lived in the past, what you're going to do tomorrow.
For the most part, the brain is a reflection of everything that we know, right? So along with that is our relationship
with money. And I feel like I have a really good relationship with money because I work on having
a really good relationship with everything in my life. Did you always have a good relationship
with money? I think so. I think so. I've never really lived in lack. That just wasn't part of
it. Even when I went to college and I had to take out student loans and stuff, I always figured out a way to always be a little bit ahead of the curve.
And so let's back up and just look at how people form beliefs.
Because most beliefs are created from past experiences, right?
are created from past experiences, right? So children, when they're in their early ages,
their brainwaves are very slow. Like their brainwaves are in alpha when they're like seven to 12. They're in theta when they're like two to six years old. And they're in delta like when
they're, you know, newborn to two years old. And so these brainwave states are states that were very suggestible to information.
So when we hear information, we believe it.
And we accept it. We believe it.
We surrender to it as if it's the truth without analyzing it
because there's no analytical facilities yet.
The analytical mind starts around 12 or so, 7 to 12,
and that analytical mind is actually what creates a barrier between the conscious mind and the subconscious mind.
So before 12, roughly, what we see, how we model our parents' behavior, what they say to us.
It's all being programmed subconsciously, right?
And so that's really, really important because if you heard money is the root of all evil, money
is bad, only certain people are allowed to make money, you have to work hard to make
money, this is how you got to do it.
And that becomes the foundation subconsciously.
That's like recording an audio file.
You just keep recording that audio file. It becomes a subconscious
program, right? So a lot of people have a relationship with money based on either what
they've been told or what they've experienced in their outer environment, right? So then we gain
information from our environment and the stronger the emotion we feel from experiences
in our lives, the more altered we feel inside of us, the more the brain freezes a frame
and takes a picture. And that snapshot is called the memory. So based on an emotion,
based on emotion, the emotion alters our internal state. So you're going along as Lewis feeling
really good. And all of a sudden you have this trauma, you have this crisis, you have this shock,
and all of a sudden you have this dramatic change in your internal state and your senses get
heightened. And then you freeze the frame and you associate this internal state with whatever it is
that's causing it. Right. And that's how we create long-term memories. Right. So are painful memories
more powerful or beautiful memories more powerful? They're both equal. They're both equal. But the
problem is I think most people experience more the negative emotions, right? And those negative
emotions really are derived from the hormones of stress, right? So the alarm system, the emergency
system creates an arousal inwardly. And that arousal is saying there's something dangerous
in your outer environment, right? And it could be a person, a circumstance, an accident or whatever.
And that change in emotional state causes you to remember the event.
You got to pay attention, right?
You got to stay really and narrow your focus on the cause.
So think about people who have relationships with money, right, from the past.
All beliefs are based on past experiences. So you have an
experience where you lose money. You have an experience where money's taken away from you.
You have an experience where you don't have enough. You're living in a place where there's
not enough money or a family that's not enough money. Then the emotion that most people are
living by in a moment-to-moment basis is lack. Like I'm in lack of having something that I want, okay?
Now, there's nothing wrong with that
because the experience changes your emotional state.
You freeze the frame, you take a picture.
The problem is that's hardware.
So we think neurologically within the circuits
of that past experience,
and we feel chemically within the boundaries
of that emotion, which would
say, for example, be lack, right? So now the person says... Before you go on to the next thing,
what happens to the body and the mind when it is in an environment of lack, mentally or physically,
I'm in lack? What is the body and the mind saying? Yeah. So the body is saying, I'm waiting
I'm waiting for some external event to occur.
I win the lottery.
I marry the right guy.
Whatever it is that you're waiting for that event to occur, that experience produces an emotion.
So the emotion then takes away the lack.
And so when we play the game in three-dimensional reality, the creation game in three-dimensional reality, we experience separation from everyone or everything because
our senses fool us into the illusion, the hallucination of separation. I'm here and you're
there. I'm here and the door is over there. So I'm aware that I'm here at one point of consciousness
and the door is over there, another point of consciousness. Okay. So in order for me to get from here to the door, I got to move my body and
do something through space. I got to do something. And everything in this three-dimensional reality
is going to take time and energy. Right? So, okay. So then here's, here's Lewis right here.
And then he says, okay, I want this experience in my future. And your brain automatically predicts and projects how far in the future you think it's going to take.
Maybe it's a year, five years, ten years.
Thirty years.
Oh, my gosh.
Right?
Because that's what it's going to take to pay off that house, right?
So now, one point of consciousness, I'm here.
The other point of consciousness is where I'm placing my dream.
So I'm separate from that experience.
So then how do I get to that experience?
In three-dimensional reality, you've got to get up and you've got to do something.
You've got to go to work.
You've got to drive to work.
It takes energy.
You've got to fill your car with gas.
You've got to eat food.
You've got to work.
You know, all this stuff.
You've got to sleep.
You've got to recover from your stress.
And now people are, in a sense, waiting for the experience that's 10 years down the road or 30 years down the road to happen to take away the lack of them not having it.
And unfortunately, many times when the experience finally occurs, they can't enjoy it because they're too exhausted, right?
Right.
So you play the game.
You go to school.
You study really hard or you study on your own, you develop
some skills, you make the right choices, you start saving money, you start
learning from your mistakes, and then the game is how many things can you
accumulate and that accumulation then you associate with being wealthy or
being abundant or being successful, right? And some people get really
good at it, right? You can get really good at that. But for the most part, though, when we
create from three-dimensional reality, we're creating from lack and separation. In other words,
you're driving down the road and you see someone driving a car that all of a sudden you realize
that you don't have. The moment you become aware that that person has that car and you don't have
it, you're in lack of having it, right?
So what the brain naturally does is it naturally creates you driving that car.
And you have an image of yourself driving that car and you start identifying, wow, that would be a greater experience for me to have.
The problem is the distance between the thought of what you want and the experience of actually happening for most
people is the concept called time, right? Between cause and effect, right? So some people develop
the ability to manage themselves and manage their life. They develop certain skills and they can pay
for it and they can get it very quickly. The problem is when the novelty of that experience
wears off, you know, the car and they they're no longer identifying with that, and the feeling of emptiness and lack comes back.
They need to find something else to attach a feeling.
They need to find something else.
And so there's this game that goes on where you never have enough, right?
And that's the lack game, right?
So then if you think about people having the things they want in their life, when they create from lack and separation,
it's the experience in three-dimensional reality that produces the emotion and the emotion is
saying let's feel that experience this thing that you've been in lack and separation from
and that emotion then takes away the lack or separation. But you've worked really hard to
get it. Okay, nothing wrong with that. Is there another way to do it? Yes. Okay.
So the person who's living in lack is waiting for their wealth to feel abundant.
They're waiting for their success to feel empowered.
They're waiting for their healing to feel gratitude.
They're waiting for their new relationship to feel love.
They're waiting for their mystical experience to feel awe.
That's the Newtonian model of reality of cause and effect, waiting for that event to happen to take away this separation or lack. Nothing wrong with it. It's the way most people create.
But what we've discovered is actually something else. The moment you feel gratitude, your healing
begins. The moment you feel worthy and abundant,
you're generating wealth. The moment you're empowered, you are moving towards your success.
The moment you're in love with yourself and you're in love with life, you'll create an equal. The
moment you are in awe of life, you're going to have a mystical experience. And so that's causing an effect, right?
So then if you can teach people then how to create, instead of from lack or separation, but create from wholeness and create from what we call the quantum field
instead of three-dimensional reality. What's the difference?
instead of three-dimensional reality.
What's the difference?
Okay, so the way you... First of all, it takes knowledge, okay?
The quantum field is an invisible field of energy
that exists beyond our senses.
You can't see it, you can't smell it,
you can't taste it, you can't hear it, you can't feel it.
It exists beyond our experience of three-dimensional reality.
Would this be in our mind's consciousness,
or would this be in a different space? and frequency. For most people, they're unaware of the quantum field. And if you're unaware of it,
it doesn't exist for you. Just like you have a nose, but if you're unaware of it,
it doesn't exist for you. The moment you become aware of it, it exists. Well, the quantum field,
you can study all kinds of science, and they'll tell you there is this invisible field of
frequency and energy that exists beyond the senses that tend to connect everything physical
and material. In fact,
everything physical and material is connected to this field. Okay. So how do you get there?
Right? How do you get there? How do you get there? So we discovered that when you take all of your attention off your body and you are not paying attention to your emotions, your drives, your habits.
If you take all of your attention off of every element in your environment, your cell phone, your tablet, your computer, your car, whatever it is, your bed.
Take your attention away from everything, every place that you live, where you sleep, where you work.
And you're not thinking about time.
You're not thinking about your schedule, where you need to be, or what happened yesterday. You
can relax into the present moment. There tends to be a dramatic change in the way the brain
functions when people do this properly. We call it getting beyond yourself. But in a sense,
you're dissociating from your three-dimensional reality. Why? Because if you're thinking about anything in your three-dimensional reality, that's where
your attention is and that's where your energy is. So we kind of figured out this formula when
people really become nobody, no one, no thing, nowhere, no time. We are pretty much all of a
sudden outside the constraints of the Newtonian world of got to do something to
get an outcome. And if you can teach people how to linger there without a name, without a face,
without a profession, without a family, without a culture, without a past, without a disease,
you teach them how to be in this place we call the unknown, right? And you teach them that from
that place, that invisible field is where everything material comes from.
And if they could create coherence in their brain, you need a strong signal in the brain.
The more coherent the brain, the more stronger the signal.
What do you mean a strong signal?
Okay, let's see how I could say this.
When most people, when we look at brains in real time and we're looking at people's
how their how their mind is working when you're under stress okay stress is created by not being
able to predict something that's going to happen in your life uh the perception that something's
going to get worse or you can't control something right so when that occurs we switch on that
primitive nervous system called the fight or flight nervous system, and the brain goes into this very alarmed state called high beta.
That means pay attention to the outer world. There's danger out there. But if it's not a
predator and it's traffic or your coworker or your ex, this is where it gets to be a problem
because it becomes very maladaptive, right? So when we're in that state and the brain is in that aroused state, we try to control and predict everything.
So every person, every object, every thing, every place, even your body has a neurological network in your brain, right?
So as the arousal happens, we start shifting our attention to all these elements.
And like a lightning storm in the clouds, the brain starts firing very, very incoherently.
And when the brain's incoherent, we're incoherent.
So that's not a strong signal.
That's not.
It's a static on the wire.
That's disconnection.
There is no signal.
Right.
So when we're in that state, we're always really looking for the worst case scenario of what's going to happen.
Because if you prepare for the worst, anything less happens, a better chance of survival, right? So in this kind of aroused state,
as we shift our attention to each one of these elements that are known in our environment,
the brain starts compartmentalizing and firing out of order. And that is what creates what's
called autonomic dysregulation. That causes the brain and body to get really out of balance, right?
So in that state, we're over-focused.
You know, when you're stressed,
you're over-focused on something,
you can't stop thinking about it.
Our research shows that when you do that,
you actually make your brain worse
because you're analyzing your problems
within some disturbing emotion,
and that emotion is driving you further
out of balance you're actually knocking your brain and body out of balance by thought alone
and you're driving it into these more aroused states right for someone that's been living like
that for decades that's their base state how do they even realize how to get out of that they
don't usually it takes crisis right it? It takes trauma. Extreme breakdown. Yeah, breakdown. A loss, a death, a breakup, a divorce. Bankruptcy, whatever it is,
a disease, a diagnosis, whatever. Something where you just can't go on business as usual.
Now it's time to really start looking. They have to wake up. Yeah. So let's get back to the concept
of abundance here because... You need a strong signal in this field.
Right.
So then, if you can teach people to do the exact opposite,
go from putting all of their attention on everything physical and material in the world of separation,
and instead of narrowing their focus on something material,
ask them to broaden their focus and put it on nothing.
And I know that sounds kind of crazy, but when you put your attention on space and you
divert your attention, the act of sensing without thinking actually starts to slow the brainwaves
down. Not only slow it down, but all of a sudden cause the brain to start reintegrating,
starts to synchronize, right? And so you see
different compartments of the brain that were firing out of order start to resonate. They start
to communicate. They're all of a sudden synchronizing. And what sinks in the brain kind
of links in the brain. So when a person has their whole entire brain firing in rhythm, that's a very
strong signal that you can send out into the field.
So when that signal is strong in that position, what can you create from that space?
Okay. So, but that's only one element. Okay. So then the clear intention tends to be a very
important element that we have to have to get down. And the more coherent the brain,
the more clear the signal for that intention. So with intention and attention,
we could actually make thought more real than anything else.
Now, what is that?
You're saying, what would it be like to be wealthy?
What would it be like to be abundant?
What would it be like to have all my needs met?
What would it be like to have more than I need?
What would I do if I had everything I ever wanted?
The answer always is the same.
You start giving stuff away.
Because if an abundant person is truly abundant, why would they hold on? They would say, I'm not in lack.
There's more for everybody. Okay. Turns out though, that the signal sent out isn't enough.
You're going to have to draw the experience back to you. So sending the signal out to, you know,
financial freedom, abundance, all these different things.
Right, right, right.
Whatever that is for you.
Whatever that is for you.
Putting that out there with the signal, with the intention and the attention.
Right.
And then how do you draw it to you?
So in the physical world.
Right.
In the physical world, you've got to go get it.
You've got to do something.
This is the plane of demonstration.
You've got to go get it.
And you're in lack until it occurs, right?
But I'm hearing you say there's
a way to not chase but attract all right so if you're creating from the field instead of from
matter right there's a very strong possibility that you'll shorten the distance between the
thought of what you want and the experience of having it and when there's a vibrational match
between your energy and that future that you want to experience, now if you're creating from the field, you
actually don't go anywhere to get it.
You actually draw it to you.
So here comes the synchronicities, the serendipities, the coincidences, the opportunities, and they
come out of nowhere.
And you say, I don't understand.
I didn't do anything.
Well, you changed your energy.
I don't understand. I didn't do anything. Well, you changed your energy. And so then the other element is a coherent heart, right? And the heart has a magnetic signature. And the magnetic
signature is what draws reality to us, right? So you combine that clear intention with a coherent brain. Now here's the key. This takes
practice because the person who's living in lack is usually unworthy, is usually insecure,
is usually in their past, they're usually frustrated, they're usually impatient,
they're usually resentful because nothing's changing out there because it's taking too long.
Everything takes a lot of time when you do matter to matter, right?
So then if you teach them, okay, we know all about that.
We know the story behind it.
We know what your parents told you about money, all that.
Don't worry about it.
Don't worry about it.
But now let's do something that would be really cool.
Let's write down the feelings of how you would
feel if that future happened. And you're going to have to feel that feeling before it occurs.
So now, okay, what does an abundant person feel? Pretty much free, a lot of freedom.
Peace, excited, joyful.
Pretty much free.
A lot of freedom.
Peace.
Excited.
Joyful.
In love with life.
Grateful to be alive.
Abundant.
Okay.
Now, let's practice feeling those.
Turns out when you're feeling those other emotions like resentment and impatience and frustration,
you're stepping on the gas pedal.
It's turning on the sympathetic nervous system and you're stepping on the brake.
At the same time.
At the same time, which is you're angry, you're frustrated, but the fight or flight nervous system says run, fight, or hide. And you're sitting in a Zoom meeting, and your neck is pulsating.
It's because the heart is beating against the closed system, right?
You're not using it in an adaptive way.
So the heart starts firing out of order.
It starts firing incoherently, and incoherent waves cancel each other out.
It's called destructive interference, and then we stop trusting our future.
Energy leaves the heart.
Energy leaves the brain.
Energy leaves the heart.
You can't get in touch with the feeling of your future because in survival,
which those are hormones of stress, all those emotions,
in survival, it's not a time to create, right?
It's time to run, fight, and hide.
Okay, so we got to lay down the very thing we used our whole life to get what we want.
The habit of doing it that way for something greater to occur. One of the things I love about
Dr. Joe is how he gets us to constantly rethink and unlearn behaviors or patterns that hold us
back. And so many people say to themselves, once I have more money, once I
have the car, once I have the relationship, once I have the home, once I have the whatever, the
increase at the job, then I will feel more abundant. I will feel better. I'll feel happier.
I'll feel freer, whatever it might be. I'll feel enough. But the thing is that I love that Dr. Joe
talks about is we need to change the internal emotion of gratitude, the environment of emotion, of positivity, of love, of joy, and of abundance within ourselves.
loving, and deserving. And you say, now I'm going to go into the internal first. I'm going to be harmony. I'm going to be peace. I'm going to be joy. I'm going to express these emotions
externally as well. When you first be the emotion and then you express that in your environment to
people around you, then those things that you want come to you even more. They come in abundance.
And it may not happen all at once, but the more you do
it, you act as if. You don't also need all those extra things because you have the emotions and
the feelings that you want right now. So for me, I love that insight from Dr. Joe. Leave a comment
below on what your big takeaway was from that as well. And building on these transformative ideas
from Dr. Joe, I want to turn our attention to the late,
great Bob Proctor, who is a friend of mine, who's a guest on the show that I had a building
relationship with. I looked at him as a mentor of mine. I didn't get to know him for more than a
few years, but we had an interesting relationship and he was just a favorite person that I loved
having on the show. And we were supposed to have him back on again, but unfortunately he passed. But he just had such a sharp mind and a giving heart all the way to the
end of his life. Such an abundant dreamer, such a person and a man of high values, morals, and
character that wanted to serve. And he had big dreams all the way to his last days. And we're
always told that if we work hard, then we will become successful.
But Bob shed light on the fact that even hard work won't make me or us a success.
There is more to it than just hard work.
And in this moment, in this segment you're about to watch and listen, Bob shares three
key habits for continual growth.
And as you listen or watch, I want you to take notes on these three keys and ask yourself,
how can you implement them in your life today?
Let's take a look.
You were making $4,000 something dollars a year.
Your expenses were $6,000, I think, something like that.
And then you started making $4,000.
My expenses were on the $6,000.
I owed $6,000.
I owed everybody that I knew.
And you were making around $14,000 a year after that, shortly after that.
No, I went from earning $4,000 a year to $14,500 a month.
Exactly.
Now, if you annualize that, that was $175 a year.
So I went from earning $4,000 a year to $175.
I hadn't earned $175 that year. I got it up earning $4,000 a year to $175. I hadn't earned $175 that year. I got it
up to $14,500 a month. So if you annualize it, that's a change. Phenomenal change.
Is it possible for anyone to go from poverty level to financially successful?
Absolutely. I think earning money is one of the simplest things I've ever learned.
And it's one of the most misunderstood things. Wealthy people historically have always had
multiple sources of income. They don't have one. They have many. I was cleaning floors. I thought
the answer was work harder. Because I really wanted to earn some money. And I thought it
was all important. Today, my attitude towards money has changed dramatically. But I thought the answer was, get another office to clean. Well, I was
working so hard, I passed out on the street. I would have been maybe 27, 28. I literally passed
out on the street. I was working so hard. I came to, and there was a great big cop looking at me.
I was laying there.
It was scary.
There was a group of people around me.
I saw lights flashing.
Then I saw a couple of guys in uniform with a stretcher.
And it was scary.
I had passed out.
I guess they thought I had dropped dead.
I had a heck of a time getting away from them, but
I did get away. They didn't take me in the hospital.
I talked to them about it. I got away
and I got thinking,
I'm not doing this right.
Working harder, working more hours
is not the way. No.
Yeah.
In fact,
Napoleon Hill wrote that in Thinking Grow Rich.
He said, if you are one of those people who believe that hard work and honesty alone will bring riches,
terrorists have thought it is not true.
Riches, when they come in huge quantities, never come as a result of hard work.
They come as they come at all in response to definite demands based upon the application of definite principles
and not by chance or luck. So you've got to find a demand and fill it,
but you've got to follow definite principles to do it.
In other words, you've got to be in harmony with the law. You've got to give more than you get.
If you're trying to get, forget it.
Well, I got by myself and I thought, I'm doing something wrong.
I was earning more money, but here I am passing out.
This is not normal.
And it's like a little voice in my head said,
if you can't clean all of them, don't clean any of them.
So I got all dressed up.
People now accuse me of sleeping in my suit.
I wouldn't take a suit off. It didn't matter where I was dressed up. People now accuse me of sleeping in my suit. I wouldn't take a suit off.
It didn't matter where I was.
Because I knew the cleaners were tired,
and I would go around.
I got other people cleaning offices.
And I knew pretty well where they'd be.
So I'd drop around, I'd bring coffee and donuts.
I would drop in and I would talk to them about goals.
And then I'd go to the next person.
But I always was dressed up.
Because I knew how tired you get.
And if I was in working clothes, they'd expect me to help them
so they could finish and go home.
But when I had shiny shoes and a suit and shirt and tie,
they didn't expect me to help them clean.
So I'd run to the next place and then the next place.
And that's when I started to open offices.
I went from Toronto to Montreal to Boston to Cleveland to Atlanta
to London, England. And you hired cleaners. Uh-huh. Everywhere I went from Toronto to Montreal to Boston to Cleveland to Atlanta to London, England.
And you hired cleaners everywhere I went.
Yeah.
I had people cleaning.
What should someone think about if they're struggling financially right now
or they feel like they've been struggling for many years
and it feels like they're just surviving week after week, month after month.
They're not sure how to get to that kind of sense of freedom for at least a six-month
runway or beyond.
What should they start thinking about?
You know, what you just described, I believe the majority of people are living that way.
Yeah.
The majority.
Now, that's rather sad, but I think it's true.
And it's because we only have one problem in the whole world, and that's ignorance.
They're living in ignorance.
They don't know that what they're
doing is going to keep them where they are, and they keep doing it because they don't know how
to change. They're overwhelmed with the debt. People are saying, I need the money. They haven't
got it. They want to take their family on a vacation. They don't have the money to go,
so they may borrow it and go anyway. Now they've got more debt. They have to understand that they don't have to
live that way. I wrote a book called You're Born Rich. The truth is you are. Most people
are just a little short of money, but you are born rich, rich in potential. Anybody
can go to our site, go to BobProctor.com. You can download the book, You Were Born Rich, free. It won't cost you a cent. And chapter two is how much is enough.
It's described very well how to get out of debt. You've got to create a debt repayment program
where it's all done automatically. And then you focus on prosperity. You've got to have a financial
goal. You've got to work toward it goal. You've got to work toward it.
And you've got to understand that you can earn more than you're earning.
And wealthy people don't have one source of income.
They have more than one.
I was earning money all last night while I was sleeping.
You can actually earn more money when you're sleeping than you can spend when you're awake. It sounds like a cute line, but it's true. There's no end to what we can earn. If you are not getting information from someone
who is already wealthy, then you're probably getting information from the wrong people.
Most people ask their brother-in-law, the guy next door, the girl they know,
how do I earn more? Hell, if they knew, they'd be earning it. They don't know.
girl they know, how do I earn more? Hell, if they knew, they'd be earning it. They don't know.
And most people talk to people that don't know. Carlyle put it very well. He said he did not believe in the collective wisdom of individual ignorance. And that's where most people are
getting it from people that don't want to go anymore than themselves. I think you have to go.
That's why these seminars are so important today. People have the opportunity to go and learn.
Most people won't pay to go. I tell people you invest in this it'll probably be the important money to do it it's
probably the last time you'll ever have to borrow money yeah we i know our seminars are not raw raw
it's not nothing our seminars teach people about themselves it's like when bill goes said if i want
to be free i gotta be me i'm thinking i better know who me is
i didn't know who me was i was doing a lot of things i was doing them right i was there in
mind but i didn't know who i was i started to study me and the more i know me the better i
know you you only have to study yourself you don't know what everybody because we're all the same
yeah it's our behavior that's different our Our results that are different. I heard a friend of
mine, Dean Graziosi, I don't know if he coined this or someone else said it, and he said it from
someone else, but he said, those that pay, pay attention. And when you invest in yourself,
you're paying attention. I never heard that before, but that is the truth. Those that pay,
pay attention. If you don't pay for it, you're not going to pay as much attention. If you pay more, you'll pay more attention to learning. I had an aunt and uncle who were as poor as
church mice. I mean, they just didn't have anything. And they had a whole house full of kids.
And I used to drop by their house periodically. I was doing very well. And I was teaching seminar.
And I remember it was around Christmas time. And he was rushing around trying to get
credit cards from some big stores so they could buy presents for the kids.
And I said, you know something? He said, never mind. Next year will be different. I said,
you know something? Next year is going to be exactly the same as it is this year,
because you never change you. I said, you should get into the seminars and learn something. I know something
you don't know. Well, they came to the seminar. He got paid every two weeks. So that meant three
times a year, I think he'd get paid three times, maybe four times a year. He'd get paid three times
in a month. That one pay was extra because they were budgeted for two pays. I made them pay to come to it.
Something said I made them pay.
And I think they thought I should have comped them into it.
But, you know, Mark thanked me, my aunt.
I don't know how many times that I charged them.
She said, we wouldn't have kept coming.
I didn't even know what you were talking about.
I was running seminars.
It was seven evenings from 7 to 10.
We were running over a series of nights years ago.
And she said, I wouldn't have kept coming.
But she said, because we paid, I came.
Of course.
He's right.
If they pay, they pay attention.
That is so true.
And if they don't, they're not going to care.
When you hear something you don't like, this is not for me.
I'm going to get out of here.
I got something better to do.
Especially in LA, I want to go to the beach.
This is too hard work.
It's confronting my ego.
I don't need this.
I'm firmly convinced if a person doesn't understand a paradigm,
a paradigm is nothing but a multitude of habits.
They're programmed into your subconscious mind to control your behavior.
It's got nothing to do with how smart you are. It's got nothing to do with what your formal education is.
It's got nothing to do with which side of the tracks you come from. It has to do with your
paradigm. The paradigm is a program in your subconscious mind. It's both genetic and
environmental that's controlling your behavior. Everyone that can hear my voice knows how to do
better than they're doing. And they may wonder, why don't I do it? It's because you're programmed
to do what you're doing. And until you change the program, nothing's going to change. Paradigm has
to be changed. I love that. What would you say are the, if you could share three key habits for people that if they want to continue to grow every day,
be more prosperous, be more abundant, happier, joyful, healthier in their life.
What are three key things, habits every day? Not talking about morning routine,
but just overall habits every single day. What should people be focusing on consistently?
They should study every day.
Study.
They should have a mentor.
Someone that has already accomplished
what they dream about.
They might not even know the person.
They could get introduced to them
and ask them,
what are half a dozen things
I should do every day?
Ask them.
They know. Most people are getting advice from people who should do every day? Ask them. They know.
Most people are getting advice from people who don't know any more than themselves.
And the third one, you've definitely got to have a goal.
And when you're right in, you've already got it intellectually.
So you operate intellectually, emotionally, and physically.
Well, your intellectual mind, the second you decide on it, you've got it.
It tells you in the Bible, before you speak, I'll hear you.
Because the thought always precedes the word.
The second you get emotionally involved, you've got it emotionally.
Yep.
If you've got it intellectually, you've got it emotionally.
It's only a period of time until you've got it physically.
Be, do, have, yeah. That's right. emotionally. It's only a period of time until you've got it physically. Be, do, have, yeah.
That's right.
But the have comes in a period of time.
So it's not overnight?
Every seed has a gestation or an incubation period.
Yeah.
When a woman gets pregnant with a child, it takes 280 days.
Yeah.
The husband doesn't come home a month later and say, come on, where is it?
Right.
He waits, as James Allen said, as one who understands.
He understands there's a gestation period.
Where I come from, if you plant a seed for a carrot, it takes approximately 70 days for it to manifest.
All physical seeds have a gestation or an incubation period.
We know that now, but we didn't always know that.
We weren't always aware. No one knows what the gestation period is for a spiritual seed,
and an idea is a spiritual seed. But we do know that it operates by the same laws,
and the laws of the universe are precise. They can be studied. They can be understood.
We operate by law.
Our life is governed by laws.
Like we know it's going to get dark tonight.
We don't wonder if it is.
You know when the tide goes out, it's coming back.
Winter never follows winter.
We know these things.
That's all an expression of law.
Well, when we bring our life into harmony with the laws, we're going to enjoy
more of life. If we fight it, we're going to lose. Study, study, study. Have great mentors
who have already created what you want and get clear goals and look at those goals over and over
again and work every day towards those goals.
I love those takeaways from Bob. And I would always ask Bob when I would talk to him,
hey, what are you reading lately? What's the books you're reading? And he would tell me like
the books he's reading in his eighties. And he was a constant learner. And I think one of the
cool things also is that he would read the same book over and over again. He didn't just read it
once and then go to the next thing. Although he would read lots of books over and over again. He didn't just read it once and then go to the next thing,
although he would read lots of books,
but he had his key books that he was like,
every time I read it, I remind myself
that I need to keep showing up in a certain way.
And I learn something new when I read the same book.
You know, a lot of people ask me like,
Lewis, why do you continue to do this show
after 11 plus years
and keep interviewing these people?
Don't you hear kind of the same stuff over and over again,
just from different messengers?
And sure, I do hear a lot of the same things
over and over again,
but I need these reminders in my life
just as much as everyone else does.
And so I'm constantly learning
and I never wanna stop being a learner.
So again, big shout out to Bob Proctor and his wisdom.
I'm so grateful for his mentorship
and that he gave us so much great content
to continue to learn from him for many years to come.
Big thanks to Bob Proctor.
And if you wanna make sure to check out
the other interviews we had with him,
we'll have that linked below
with all of our experts from these clips here today.
Next up, we have the one and only George Camel
that I think this interview did over a million views
pretty quickly because the things
that George was talking about,
who's also a Ramsey personality,
he talked about the key habits of millionaires
that lead to financial success.
And I love how George breaks these habits down,
making them accessible and actionable for everyone.
You know, I bring on a lot of billionaires
and mega millionaires and people who have
had these big exits in their companies to talk about money.
But it's also important to have someone like George, who's worked in a career for over
a decade and found a way to build wealth for himself, doing it in a different approach,
but also finding a way to create freedom as well by being debt free.
And so before we dive into this next segment,
ask yourself this, how can you cultivate commitment and joy
in the small things in your life
as you're looking to build wealth as well?
You went from a negative net worth to millionaire status
in under a decade.
And I'm curious, to start this off,
what would be the top five habits of millionaires that you've studied and also you've applied in order to get that status?
Ooh, that's a great question.
So we did the largest study of millionaires ever done in North America.
And I think there's a lot of overlap in the habits that we talk about with the Ramsey Baby Steps and what we found with millionaires.
So it was encouraging because it just gave us some great confidence in the Ramsey plan to go like, this works. Every time you work
it, it works, whether you make 40,000 or 400,000. And so one of those habits is living on less than
you make. If you can't do that, this is not for you. If you make 40,000 and you spend 60,000 a
year, that's a problem. The other one we found is-
For that first one, why do you think people feel the need to spend more than they actually make?
I think at the root of it, it's discontentment.
We're not content with what we have.
It's never enough.
And thanks to debt, you're able to do that.
Before debt existed, you couldn't spend more than you made.
It was physically impossible. And all of a sudden, with the advent of debt, and I talk about the history of each
piece of the puzzle here, like where did credit cards come from? Where did auto loans originate?
What about student loans? How did this all happen? And most of it was good intentions that turned
into huge profits for companies and corporations going like, we can screw a lot of people over and make a lot of money from interest if we convince them they need that newer car.
And look at colleges.
What do they do?
They raise prices because you can get as much student loans as you want.
Sally Mae is happy to give you the monopoly money.
So colleges go, let's double the price.
People will pay for it.
And so because of that, people just have been spending more than they made for a long time now
and putting it on the tab and going, I'll worry about that later. Okay. What's the second habit?
The second habit is practicing delayed gratification. That's a discipline that we
have lost in an instant gratification culture. Right.
We have instant access 24-7 all the time in the palm of our hand, two-hour shipping. And
that has caused our brains to just get fried where we're like,
I can't wait a week. I can't wait 10 years to build wealth.
I need this now.
I need it now. And we found millionaires are okay with the long-term. They're playing the
long game. And that's a very different mentality to have.
They don't need it right now. They can say, I'm going to put 10% or 5% or a certain amount of
dollar amount every month away automatically that I don't need
to buy something with this. It's going to go to my future self. Yeah. Or I'm going to pay cash for
that car. That means putting a thousand bucks away for 24 months to save up for a $24,000 car.
You know, it's interesting when I moved to, my dad always had used cars until he started to make
some real money. Then he bought a new car, right?
But it wasn't for many, many years.
He had that car until he rode it to the last, I guess, mile.
And when I moved to LA, I had a million dollars in my account already.
By the time I moved to LA, I don't know, 12 years ago, I had built this marketing company up before the podcast.
I wasn't like mega millionaire, but I had a million dollars
in the account of net worth. Right. And I came here and everyone had these flashy cars. And I
was like, I just don't feel the need to try to live up to some standard in Los Angeles.
And I got this car for $4,000 that I drove for the first five years that I lived here.
And the only reason I got a new car
was really for like a tax break and to like, you know, write off on taxes. But this was a 1997
year car. Wow. And I drove it around for five years happy. It didn't have Bluetooth. It didn't
have like, it had a CD player. And I'm like- That's all you need?
That's all I needed. And the radio didn't work.
But it was like, I don't need some fancy car to feel like-
Well, you weren't trying to flex.
I wasn't trying to.
You were focused on what was ahead of you instead of who the people around you.
Exactly.
And it was good enough.
It got me around.
Eventually, I was like, okay, it's time to upgrade.
But not because I felt like I needed to, to impress, but because I wanted it.
It wasn't a flex.
Yeah, exactly.
That's the third habit right there is we found millionaires, they drive four-year-old cars on
average and they're all used.
Really?
You would think like millionaires, well, they can afford the new car, like they can do it,
but they don't because they understand that cars are a depreciating asset.
Every time you get in that car, it's just going down in value.
And when you compound that with a car payment, you're paying interest on something going down in value. It's about the dumbest thing
you can do. And I think it's one of the biggest wealth killers today. So that's definitely the
third habit. Okay. Getting a used car or what would it be? Yeah, driving used cars. And that's
part of delayed gratification. It all stems from living on less than you make and delayed
gratification. Okay. And what's the fourth one?
The most interesting one to me was that 97% of millionaires in the study believe they
control their financial destiny.
That was a, like, I was shocked they even put that question in the study, but it was
such an empowering one because it's less about money and it's more about belief.
What the limiting beliefs we have about like, well, I didn't grow up with money.
Well, my parents made money mistake.
No, you don't understand up with money. Well, my parents made money mistake.
No, you don't understand.
I got baggage, man.
I made too many mistakes with zeros on the end.
And too many people live their life with that Eeyore mentality.
But 97% said, I believe I have a sense of control and autonomy and agency over what happens with my money.
This was a question from our YouTube community.
We did a poll and this was the number one thing they wanted me to ask you. What's the one piece of advice you would give someone feeling completely overwhelmed by their financial situation and seeking a way out of that?
I end with a very non-financial answer, and I think it's the right answer for someone like this.
And it's the, there's this gap between cynicism and hope. And I think people have lost hope in America today when it comes to finances. They've resigned themselves to whether I got myself in
this mess or it's someone else's fault or whatever's happening to me or the inflation,
I believe both are a choice. Hope
is a choice. And for me, it was the hardest choice because I was the guy who was cynical.
When I graduated college, I was 23, 40 grand in consumer debt, and I was angry at the world.
I was like, I felt lied to because I was like, I followed this path. I got good grades. I got
the degree. Where's my wonderful life? Instead, I'm out here trying to get cash back and get
enough sky miles to go home for Christmas, wondering how I'm going to achieve my financial
goals. And so that to me, I think that's the feeling a lot of people have is this pit of the
stomach, lump in the throat, hopelessness, and cynicism becomes the easier choice. It's easier
to complain and just go like, someone's got to fix my life. And blame people, systems or whatever. Yeah.
So I think it starts with, while yes, we got to do it, we got to get on a budget,
we got to make sacrifices, we got to get rid of this debt using debt snowball,
get the emergency fund. Those are the real tactical steps. But I think it starts with
an emotional place where we go, all right, we cried it out. Now we wake up and we're like,
that emotional place where we go, all right, we cried it out. Now we wake up and we're like,
we got to go to work. And so the question is the gap between financial stress and financial peace is littered with traps and myths and distractions and noise and whole life insurance bros trying to
sell you on some tax-free wealth strategy. And so what you have to do if that's you is go like, I'm cutting out all the noise and inputs. I'm going to follow a proven plan,
do one thing at a time with focus intensity and go all in. And listen, if you get out of debt and
follow the Ramsey plan and you hate it, you can always go back into debt. The companies will
always be ready to hand you more monopoly money to play with. But I've rarely seen that happen.
When people get out of debt, the sacrifice they make to get out in 18 to 24 months,
that's the average it takes to get out. They never go back. They go, I touched the hot stove,
done with that life. I got goals. I'm not trying to pay lenders for the rest of my life.
I'm trying to leave a legacy. I want to have generational impact. And so those are the people
that inspire me are the ones that they start there, but it doesn't end there.
And unfortunately, too many of us are willing to live in mediocrity for 30 years instead of sacrificing for three.
Wow.
To have freedom for the next 27.
Yeah.
But it's a very different lifestyle.
Yeah.
So it takes transformation.
And you know how difficult that is.
You talk about that a lot on this show.
Yeah.
Delayed gratification is one of those key things.
A lot of people aren't willing to sacrifice three years of delayed gratification and not
having all the extra things that their friends are doing and not going out every weekend
or not going on that trip that they wanted to go on for three years.
You're not getting that house.
You're not driving that car.
Yeah, man.
That's hard.
You're not getting that house. You're not driving that car.
Yeah, man.
That's hard. If you can stay committed for a few years of sacrifice and find joy in the small and then big wins and find joy in doing things for free or just playing board games with friends or being creative with your time as opposed to feeling like you always need to spend to enjoy your time, I think you'll live a much better life.
That's the heart of all this. It's discontentment and FOMO, right? It's fear of missing out. What
I talk about in the book is JOMO. It's the joy of missing out. It's the joy of going like,
dude, I don't care about all that. I'm running my own race. And the problem with running other
people's race is that there is no finish line. When you're trying to keep up with someone else,
well, they have a whole different life and they have different goals.
And so why are you trying to keep up with these people that you don't really care about all that much?
And so if you really have strong friends in your corner, they're going to be cheering
you on and going like, dude, I totally get it.
I'll come over tonight.
I'll bring a pizza.
We'll hang.
We don't have to go out to the bar.
You know what I mean?
And so that takes a level of sacrifice, especially when you're young.
Because when you're young, it's all about like, these are the best years of my life. I can't skip
that vacation. But man, just two years out of the next 40, if you can sacrifice, it changes
everything. It changes the trajectory of your life. So that's what I hope people are willing
to do at the end of this. How does someone create that belief that they can have control over their
money? I think it starts with dealing with their past.
I mean, our friend Dr. John Deloney has a book called Own Your Past, Change Your Future.
And you have to own the shame and the guilt and the baggage and the mistakes and the hurt
and the financial trauma and your parents divorced and it was money stress and money
fights and you took on all this debt.
And so who are you to ever build wealth and become debt free? You have to grapple with that and go like, that's not who I am.
Those are things that happened. And yes, they may have happened to me, but that's not going
to control my destiny. And so it starts with that, realizing like, this is my past. That's fine.
That's not where I'm headed. And so we always say the windshield is bigger than the rear view
mirror for a reason. So if you can start looking ahead going, regardless and in spite of all of that,
I am going to change my family tree. That's what we call it. Build generational wealth,
break the cycles and chains that have come before me. Those people are the ones that inspire me
every day when they call the show and they didn't come from money. They didn't come from trust funds.
They came from broken homes and little incomes and they overcame. Those are the heroes. Yeah. I think I saw someone earlier this week,
a woman come on the show, say she got like 300,000 in debt in like 18 months or something
on your show. And maybe it was 300, maybe it was 170,000, I think it was, that she got out of debt
in 18 months. And the amount of peace that she had in her facial expression and her body language around being debt-free from these, I guess, bad debts really looked empowering on what she was capable of doing now without that debt weighing her down. And I'm curious, before we get into the next, the fifth habit, how does someone develop
that belief that they can pay down their debts if it seems so daunting and so overwhelming?
Realizing that you're not alone, I think, is a really important step. Too many people feel like,
well, my situation is different, and I'm unique, and I'm special, and they don't get it. But then I meet people every day and I get in a Financial Peace University class and
there's all these other people who made money mistakes.
And I go, I'm not alone.
I'm not the only idiot out there.
I'm not the only average George out there.
That to me is encouraging because it tells me that this path is something that other
people have done before me that will come after me and that I can do this too. And so I think it's important to get other people around you. And that might
mean cutting out some toxic friends who are not trying to be on that journey. Finding people who
aren't trying to live on the lesson they make. That's an important piece. And the other piece
is feeling progress. And that's why I think those baby steps are so important.
When you start with just, hey, a thousand bucks, can you get a thousand bucks? Most of us would say, yeah, I can sell some stuff.
I can get the second job. I can not eat out this month. Now it's like, all right, let's attack that
consumer debt. Debt snowball. Smallest to largest. Let's just attack the small debt. Can we just do
that? One thing at a time. We're not saving. We're not investing. We're just going to do one thing
at a time. And that to me is what builds that hope and builds that progress and momentum and keeps
you motivated on the journey.
You have to have a little win early on or else you give up.
Yeah, that's good.
And what about the fifth habit?
Ooh, the fifth habit is so boring and unsexy that it will upset you, but it is getting
on the budget.
It's making a plan.
And what I found was that budgets are not for broke people. Budgets are not for wealthy people. Budgets are for intentional
people. That was a game changer for me because I always thought like we have to be a super nerd
and love Excel. Or you have to be like really broke because you think budget, you think this
person's real frugal and stingy and cheap and they can't spend anything. You say, I'm on a budget.
That means I can't go out with the friends. But to me, it's just putting a plan on paper and looking at reality going, my income is
5,000.
I need to spend.
I'm going to make a plan for every single dollar because otherwise what happens?
Dollars float away.
You go, where do, where?
Oh my gosh, we spent 600 bucks eating out this month and door dashing a burrito.
You know, all of that unintentional spending and impulse leads to you not hitting financial goals.
Yeah. So it's conscious spending habits. It's being aware of where you're spending your money.
There was a quote in here. Let me see this quote real quick. I saw this based on budgeting.
Yeah, I had a whole chapter called Budgeting is Freedom. That's the first one in the Breaking
Free section to help people.
And the quote on that is from John Maxwell.
He said, a budget is telling your money where to go instead of wondering where it went.
And I think a lot of people aren't conscious about their spending habits.
And they're not intentional about where they want their money to go.
They buy things based on impulse and based on pleasure and based on desire.
And then they realize, oh, I don't have as much money as I thought I had because they're
not intentional about it.
How often should we be looking at all of our accounts?
Should this be a daily thing?
Should it be monthly?
Is it too much to look at it where it's an obsession and you're over obsessing versus
like a natural flow?
What do you think? Yeah, that's a great question. Well, we tell people to make a budget every month. And so
actually creating the budget on paper before the next month begins is key. So that will happen one
time. And if you've got a spouse, you need to do that together with a quick budget meeting. This
is not a four hour, you know, Lord of the Rings saga here. This is going, hey, what's going on
this month? Hey, we got that birthday party. We got to get that gift for this thing. Remember, we have that vacation coming up. Let's start
saving. And so that's all it is. But as far as tracking your transactions, because that's a
really important part of the budget, people forget to do. It looks great on paper, and then we just
spend the rest of the month and hope. Fingers crossed we have money in the account at the end
of the month and don't overdraft. That's most people. But tracking your transactions is a key,
month and don't overdraft. That's most people. But tracking your transactions is a key. And you want to do that once every day or other day. And again, if you do it once every other day,
it's like cleaning your room. You don't ever have to clean your room if you just tidy up real quick.
And so with EveryDollar, our budgeting app, this is as easy as dragging the transaction. Like
Amazon, drag it up to shopping. We're done. And so when you do that, you can actually see,
do we have any money left for X, Y, Z? Or, hey, we're over budget. We got to figure something
out. We got to sacrifice. We got to cut this category here. What most people do is just
overspend in four different categories and they go, we're a thousand bucks over and we put it on
the credit card. We'll figure it out next month. And that's why it's important to not only do a
budget, but to use your own money.
And I only have one debit card, and I use cash occasionally.
That's it.
My life is very simple in that way.
And I have my business, my Ramsey business debit card as well. What do you say to people that say, well, I love having a credit card because it allows
me to get points for flights or whatever it might be for other perks. And if I'm tracking it,
just like I would a debit card, then I'm missing out on all these other perks.
Well, I found the people who actually could stand to benefit and actually have any meaningful
rewards make enough money and spend enough that they don't need the rewards. So it's kind of
hilarious at that point to be like, if you make $150,000, the $1,000 in rewards is not changing your life whatsoever.
And the mental calories you're spending to play the game and maximize is not worth your time.
And so I break down, in chapter three on credit cards, I break down eight different character archetypes that I found with credit cards.
And so there was the rewards redeemer.
There's the world traveler.
The person's like, I got to have my airline miles. And I break down, you got to spend $50,000 in order to get your $250 flight.
But you don't even know that because what do they give you?
Points and miles.
What is 100,000 miles?
We don't know anymore.
The credit card companies want to confuse us.
And I found this out from an ex-Capital One employee.
She told me verbatim that these credit card
companies run 10,000 experiments a year on consumers and A-B test them to go,
oh, if we switch it from cash back to points, it triggers something different in their brain.
It's like Chuck E. Cheese. You're like, I don't know what 100,000 points is,
but it feels like a lot. Let's sign up for the bonus.
That's like two candy bars.
Yeah, exactly. Most people, they're stepping over a dollar to hopefully pick up a quarter.
And the average credit card interest rate now is 22% APR.
Wow.
But we're doing all this in hopes of getting 2% cash back.
You're like, is it worth spending a hundred bucks to get two bucks?
What they tell me is, well, I'm not spending any differently than if it was my own money.
I'm like, you want to bet?
Here's a thousand dollars cash of your own money.
Go hand over a thousand000 and see the emotional
pain it causes. And so adding friction back into our life will actually help us spend less. And
that's what happens when you use cash especially, but even a debit card, your brain knows.
This is coming right out of my mouth.
That's Lewis's money right now. And so in the book, the thesis of that chapter is when it hurts
less, it costs more. When we remove the friction, you're going to spend more.
And I quote MIT studies using fMRI technology on the brain. And they're seeing when people
swipe that credit card, it releases the brakes on spending and hits the accelerator.
Really?
And so it's like both and. And every study shows you spend more when you swipe that card. And so
I try to hit every single objection here because we've heard so much in the Ramsey show. What if I paid the perfect spenders,
the first one in there? I never pay a dime in interest. What's wrong with using my credit card?
All of those excuses. Pay it off every month, all that different things.
Yeah. But even then, think about it. You could have zero bucks in the bank at the end of that
month. You're not building wealth just because you have a zero credit card balance. I want people
to build wealth. Sure.
Not just play the game perfectly of Capital One.
In these key habits that George talked about,
I'd love for you to share your biggest takeaway
from the habit that resonated with you the most
or one that you tried that's worked for you.
Share that below in the comments.
But for me, I really like the idea of delayed gratification.
We live in a instant gratification world
where it just seems like everyone wants to
live up to the richest person on Instagram and look like they live that lifestyle or they feel
like they're not enough if they don't have that. But I really love the idea of feeling and being
more with less. Literally this morning, I just got rid of like half my wardrobe, my closet.
It's not about having more. It's about having the things that make you feel free,
that make you feel light, that make you feel full,
and not just constantly filling with more things
just to have more things.
I'm a big fan of being financially free
and creating freedom within yourself first
before you have money.
You hear from so many different experts
that I've had on on this show
that money won't make you happy by itself. You have to do the work within you and follow the
different habits to also make you happy as well. So yes, it will help solve money problems, but it
doesn't mean it's going to solve emotional problems that you have with yourself or people in your
life. So I love this idea of kind of delayed gratification and just focusing on the journey,
focusing on the process
and celebrating those moments as they come small or big
as you build your wealth and create more money.
So very excited about that.
Again, leave your big takeaway below on this one.
Now, moving into this final clip,
this was one of the most popular YouTube videos of the year.
It's full of insights and emotion from a
very popular person online and in the business world named Patrick Bet David. And he is a force
in the business world creating incredible content. You probably follow him or watch him or you've
seen his clips online. And in this interview, he gets emotional. I don't think he's ever gotten
emotional in another video and another clip and another interview.
And he talks about how he's done thousands of these interviews and he never gets emotional.
But he explains what our thoughts about money should be framed as it's so valuable.
He talks about how this should be framed and why that's so valuable.
And there's a moment that resonated with me from this interview where Patrick mentions that money wants
to be respected, not loved. And when you think about that, ask yourself, am I respecting money
or am I loving money? And this is such a powerful mindset to have. And when you think of money,
do you fear it or are you obsessed with it? Being able to respect money is the key to attracting
more abundance, but most of us love it or desire it, or we fear it and we're afraid of it. Being able to respect money is the key to attracting more abundance, but most of us
love it or desire it, or we fear it and we're afraid of it. So I'm excited to hear your thoughts
on it after this. So let's dive in. What if you had that fire again, five, 10 years away, where
it was, you felt like you're supposed to be doing something else, but you thought,
oh, this is going to ruin everything. Like literally my business will end, right? Everything I've built will be over if I choose to do what I feel God is telling
me to do. After years of resisting and pushing in and deleting and cutting the next thing,
whatever that is, how would you feel if you lost it all, but you had the favor of one. I don't care. I'm good.
I don't care.
I don't care.
Oh man, what a question you're asking.
Hey, yeah. yeah
yeah
all the money
all the business
all the
oh wait
let me tell you man
the Yankees
the everything you drew
you know
um
when my wife and I
what the hell is this all about
freaking A I do a million and a reason this never happens.
Um, no.
He's changed my life.
Uh, you guys grab a tissue.
If you've got a tissue box out there.
No, man.
It's just so annoying.
Real man, I mean, it's not annoying.
It's how you feel.
And I think it's a beautiful thing for people
to know that when you care about so deeply, yes,
you are a killer in business and
yes, you are a media, you know, you're building a media empire and yes, you're talented, but
for people to know how much you care about God and your relationship to God and how much you love.
You know, the gifts he's given me, my wife and I, we have three kids
at the time.
And she comes home and she says she wants a fourth.
I said, really?
Yeah.
Okay.
You want a fourth?
I thought you said you're done.
When she was pregnant with Senna, we're having dinner at Fleming's in Preston Hollow, Highland Park.
And we're out on her birthday, February 14th, Valentine's Day.
She says, babe, I want one gift from you.
I said, what's that?
I don't want you to pressure me to have any more kids.
I said, babe, I don't want to talk about it right now.
She says, no, we got to talk about it.
She says, I just want that gift from you.
I don't want any more.
This is too much for me.
You said this.
She's saying it to me.
Yeah.
And I said, huh, interesting.
And I said, huh, interesting.
So I have a hard time receiving that because we talked about five kids before we got married.
Hunter won questions to us before we get engaged.
So she had already made an agreement, commitment.
So this is a problem.
So watch what happens because you're not in charge.
God is in charge.
So then we have Senna, first daughter, first kid I ever cried ever cried my two boys were born i was very happy but senna i cried first time senna i helped senna was freaking life-changing it was different
so then she tells me this in the house in plano she says i want a fourth so you want a fourth baby I do you want a fourth baby
I do
huh
you sure
yeah
positive
yeah
and she's crying
I mean dude
I don't
you want to go right now
like what do you want to do
I want a fourth
I want a fifth
so then
she's pregnant
she says
baby I'm pregnant
no way
yes
we go to the doctor.
Pregnant.
Yeah.
Awesome.
Then we go to kind of see where it's like week eight or nine,
whatever.
So I got news for you.
What?
You're having twins.
No.
Yeah.
I'm laughing so hard.
She's crying because we said five and we're going to have five.
So ecstatic.
We come back testing every week, all this stuff.
And at week 10, um, we go and the doctor says, we have a problem.
One of the kids is, uh, uh, is, uh, what do you call it?
Not, um, could potentially be, um, not fully
developed.
What's the word for it?
Where, uh.
Deformation.
Yeah.
It's not going to be, it's going to be, it's
going to be a kid.
You're going to be having problems with for the
rest of your life.
And we're like, oh my God, what do you want us
to do?
And so they come in and they're having a meeting
and they're telling you all this stuff, you know,
it could be this, it could be that, it could be this.
Look, okay, interesting.
Then we go home and it still hasn't hit us whether this is going to happen or not.
And then we sit down and we start watching videos, raising a child that is, you know.
Disabilities.
Disabilities and all this stuff and how it affects kids.
And every night for four weeks, we're dealing with this.
What do we do?
What do we not do?
Do we go through this?
Do we go through that?
And she's like, what, two, three months pregnant at this time?
Yeah, she's two, three months pregnant, 11, 12 weeks pregnant at this time.
And they said, you know, you can have a problem with this and you have to accept, you want to do this. And doctors recommending, Hey, my recommendation is, you know,
if you guys don't risk it, you know, the average person would abort because it's going to affect
your family. This is going to affect this. It's going to be, you're 42 years old. You're no longer
35 years old or 32 years old. So then we go in and we finally accept the fact that, you know,
So then we go in and we finally accept the fact that, you know, Scott's doing, we're good.
Let's roll.
We go in two weeks later, one of them doesn't make it.
Now we don't know which one going to make it.
So they're saying there's most likely the one that didn't make it isn't the healthy one. But you don't know until the baby's born.
Yeah.
So we're like, well, you know, and they're given these percentages and all this stuff.
We suggest you do this and we're researching how you shouldn't do that because it can hurt
the kid that's left.
And that kid can get hurt if you go and try to do this procedure with the needle, that
all this stuff that you got.
I'm like, dude, just show me.
Eventually we're just praying.
And Brooklyn is born.
Brooklyn Ivy bit David.
Brooklyn is the most animated kid we have in our family.
And her twin, the brother didn't make it, but Brooklyn is the most animated kid in the
family.
And she changed everything.
I can't imagine Lewis living life, never meeting Brooklyn.
I can't imagine that.
Like, you know, to me, when people say, well, we just want to have one.
I said, dude, you don't even know you got two more.
You can't wait to meet. Life's going to change you go for the three and
four if you're able to do it if your doctor says you're healthy go for it why am i giving you that
story because you know when we moved to boca florida the first month i was going through a lot
we're moving people in by myself did i make the right decision should i have stayed you're leaving
a company haven't even sold yet And all you're doing it for is
because of this. Did you make the right move? Your wife and kid, they're living in here in
this house. You're renting and your a hundred employees at PHP are in Addison, Texas. You're
in work. So every night at 11 o'clock, Mario and I would walk. He can tell you stories himself.
He'll give you a completely different perspective. And I would listen to Amazing Grace by this lady that sings it.
And it's a picture, the thumbnail of the video.
And I would listen to Amazing Grace, got like 70 million views.
Wow.
And I would just listen to it on repeat.
It's a photo on YouTube.
It's a photo, but it's a song.
It's a song, but it's with a photo, yes.
But the thumbnail is just a photo, right?
And he starts with the sound of rain, and then she sings.
It's the best voice for Amazing Grace for me.
There's a lot of great ones. Nothing comes close to this lady here. I'll
give you her name afterwards. Matter of fact, I want to give it because if the audience wants
to listen to it, I don't want to miss out on this great opportunity. So I listened to this thing
every day for one hour while walking and Louis, I'm in tears. The Amazing Grace, it's called best version by far. The hour
I first believed is what it says on the cover. It's five minutes and 14 seconds. It takes about
45 seconds till she starts singing and the rain sound comes, but worth listening to it.
So I'm crying and I probably talked to God the most during that month. And I said, God,
I think I made the right decision, but, uh, you know, I need your
help right now. I need you to be here with me. The amount of times this man's done what he's
done for me. I only tell him, are you kidding me? Like you can take me today. That's my weak spot.
He's, uh, he's done a lot for me. My life's been a great life. Iran was tough. You know, all these other things was different, but life's been a great life.
Wow.
Yeah.
because I feel like you've been pretty fearless in how you've approached money. And I've heard your story, you know, many different times about, you know,
the bodybuilding days being broke and getting on a sales job and all these different things.
But what is it you think that blocks people from making money the most?
Is it mental?
Is it an emotional thing that blocks them?
What holds people back from earning more or making more?
Well, I mean, one of them is whatever you hate or you don't respect, you're not going to get.
So if you don't respect rich people, you're not going to be rich.
If you don't respect people who make a lot of money, you always talk trash about them behind their backs.
You're not going to be that person.
You're just not.
them behind their backs, you're not going to be that person. You're just not. If you admire somebody that's a great executive and an earner and recreating themselves, then guess what?
You'll eventually make that money. So, you know, money and success is not attracted to people that
talk down to them, just like anything else. They're not attracted to you.
They want to be respected. Money wants to be respected.
Not love, but money wants to be respected. It wants you to say, you know what? I respect what
we can do with money and how much power you can bring to my family. I respect it. What do I need
to do to get more of it? Well, guess what? Right now, your market value is $68,000 per year. You
want to improve it? I do. Here's what you got to do. Boom, boom, boom, boom, boom. Okay, great. And the way of making money for the longest time, you know, everybody wants to say
entrepreneurship, entrepreneurship, entrepreneurship. There's many other ways of
making it. You can, that's one way to go. You can be a creator. You know, Mr. Beast has proven the
fact that you can be a billionaire by being a YouTuber. You guys got three, 400 million
subscribers. Probably by the time this video comes out, he's at 500 million subscribers.
The way he's growing.
You can make a lot of money being a YouTuber, talent, creator, behind the scenes, you know,
growing a company to the next level, sales, you know, communication, executive leadership.
But no matter what you do, I don't care what you do, whatever business you're in, I'm interested
in learning skillsets that are evergreen to 100% of industries.
What are those skill sets?
Let's talk about that. So one is leadership. Okay. In every environment, like we had a,
we have a team of 30 people in our production team at the office, right? And it was a lot of
chaos two weeks ago, three weeks ago. And I held a meeting. In a meeting I held,
I'm watching to see who's showing signs of leadership and what's going to happen. This
is an opportunity for them to show who's the leader. And then the person you weren't expecting
stood up and the person you were expecting to lead was kind of like quiet and not saying anything.
Well, maybe this guy's not a leader. He's a technical expert, but he's not a
leader. This person is not technically as much of an expert as this person, but this guy knows how
to bring everybody together and get all the productions to be done on time, delivered,
high quality, thumbnails, everything. That guy's a better leader, even though technically he's not
as good as this. The market pays for great leaders. So whether I'm an assistant, whether I'm an executive assistant, whether I'm a salesperson,
whether I'm a coder, an editor, whether I'm in the military, whether I'm a cop, firefighter,
firefighter, politician, an athlete. It does not matter. Steve Kerr wasn't technically the best player, but he's one of the best coaches in the league today, right? So why is he where he's at?
Because of the leadership, right? So leadership is what? Getting people to do things they wouldn't
do on their own and setting a great example. Great. So that means you have to be able to do what? You have to learn how to build relationships with people to win them
over. You have to be able to give tough news, bad news, direct news in a gentle way where it's
received. You have to be able to bring people together. You have to be able to challenge people,
poke them, you know, challenge them, have the tough conversations with them,
manage expectations with them, challenge them to recreate themselves.
When they hit a plateau, we had a talent dinner this week, two nights ago at the house.
I brought everybody over and I brought my chiropractor.
Everybody got adjustments at the end until God knows what time.
But we're sitting there with the talent dinner.
And I said, guys, there's one word I want you to be thinking about going into 2024.
I want everybody here to keep this one word as their MO is to recreate yourself going into 2024.
And I gave them goals, what I want by attainment to happen, what I want by attainment comedy to do,
what I want this to do and that to do and this to do, all this other stuff that we got.
But what's the most annoying thing about recreating yourself?
The most annoying thing about recreating yourself is you have to accept the fact that the current
you is not good enough for the next level. Nobody likes that because whenever you get good at the
level you're at, you kind of have this warm, fuzzy feeling. You're getting the accolades,
you're getting the respect, you're getting the fame. You're like, look at me, I'm so special.
But to go to the next level, it's like, oh my God, nobody here cares about my success. I am so small
here. But you're not good enough for the next level. So what do I need to do to recreate myself to get to that next level?
Do I need to read more?
Do I need to study more?
Do I need to watch myself more?
Do I need to sit down with other people that know me well and ask them to give me, you
know, very sincere direction?
Do I need to hire somebody to, you know, give me feedback?
What do I need to be doing?
Do I need to-
What is that for you?
What do you need to reinvent next year for yourself?
For me? Yeah. Oh, it's just hiring tents. What do I need to do to hire tents? I read this book by
Stephen Schwartzman. I think it's called Whatever It Takes. It's a blue book, blue book, billionaire,
$20, $30 billion guy. This is the Blackstone guy. Phenomenal, phenomenal. They used to be partners
with Larry Fink and they had a fallen out and that's how BlackRock and Blackstone got started.
One of them wanted to give equity to all their employees. The other one kind of didn't want to
do it. They wanted different structures. Both of them are very successful. But Schwarzman talks
about what happened to their company when they started hiring tens. And there's a difference
between you think a person is a 10 and then a person is a ten.
That person could be an eight and a half,
but in your world, you've never hired an eight and a half.
But I feel like a ten.
So to you, that's a ten.
But that's an eight and a half in a black stone.
That's an eight and a half in maybe, you know,
an apple or something like that.
But in your company, they're a ten today.
So I know the power of getting people that are smarter and sharper to bring them in here.
So right now we're hiring a lot of people.
That means we have to pay bigger salaries.
That means we have to be creative on our comp.
That means we have to have a better offering.
We have to bring better brains.
And right now I just see a big opportunity with David Consulting.
We have the first three phases are scored away.
The last two phases are going to come here the next 24 to 36 months very excited about that and uh so to me
is we're getting the most random people right now applying at value attainment people that are
super qualified from executives at disney that are i won't give the position because then you'll Google
who it is and it's that person, you know, executives at Apple who are very happy with
what happened, but they want to be part of a company that's going to go from zero to,
you know, the next level.
And they want to bring that value to it and they see it.
And they kind of like some of the philosophies that we stand for.
But now it's about, do we want to spend the money to get these guys?
How do we got to create, how do we need to create the environment to have the upside for them to come here?
Do we have the climate? Our benefits plan right now is solid, very good benefits package that
we're offering, 401k health insurance. But everything's about creating the right climate
to attract and retain them with us long-term to take the companies to the next level.
So that's probably my biggest obsession.
Right.
Climate, meaning the right climate and culture,
kind of that type of environment, the whole environment.
Yes.
Culture benefits package.
One of the reasons why I moved away from Dallas
and I went to Fort Lauderdale instead of even
going to Tampa, because at first I was looking
at Tampa, then I was going to go to, uh, uh, um,
Manalapan and Palm beach. And I was going to go to Miami. And uh, um, Manalapan and Palm beach. And I was going
to go to Miami. And then I said, we're going to make Fort Lauderdale, the Burbank of East coast
is what we're going to do. We're going to make Fort Lauderdale, the Burbank of East coast.
So I chose that because it's easy to recruit people to Florida. It's not that easy to recruit
creatives to Dallas, but you can recruit creatives to LA. Why are people still in LA?
Give me a better weather than a place like this and a climate and water, water, all this stuff.
But Florida, if Texas and California had a baby, it's Florida. Florida gives you the best of both
worlds. So that part was intentional to be able to recruit talent to move there.
Again, I'm a big fan of Patrick, but David, let me know your biggest takeaway below
in the comments around money, what he talked about.
For me, the concept of being a leader in your life
and leading your vision.
Money wants to be respected, right?
And when you are clear on your vision in your life,
it doesn't mean you have to have some massive big goals
and you have to like conquer the world,
but if you're just clear, then you are respecting yourself and you're taking the actions towards
that vision.
When you're unclear and you're a wanderer, money doesn't want to come to a wanderer.
It comes and goes pretty quickly.
But when you're clear and you have a direction and you're moving towards that direction,
you make better decisions with your money.
And therefore, you usually are able to attract and create more of it because people can see you as a clear leader in your money. And therefore, you usually are able to attract and create more of it because
people can see you as a clear leader in your life. It doesn't mean you have to be a leader of some
big company, but a person who leads themselves clearly is a respected individual if they continue
to live in accordance to that vision and live up to it. Again, I'd love to hear your biggest takeaway
from these different four experts on money,
on attracting abundance, on the psychology of money,
how to make money.
And we have all the links to the full episodes below
in the description as well.
But leave a comment on your biggest takeaway.
What spoke to you?
What resonated with you the most about money?
And what's your biggest challenge with money right now?
I'd love to hear your challenges as well.
Let me know.
Again, if there's one person in your life you can think of, a friend, a family member,
someone that you're close to who's struggling with money, send them this link to this video
or episode and ask them to give you feedback on their biggest takeaway as well.
Have a conversation with someone so you can build your money conversations together and start creating and attracting more together. I hope you enjoyed this episode, this format about
psychology of making and manifesting more money and creating abundance in your life.
Make sure to subscribe. Again, share with a friend and I'll see you soon.
I hope you enjoyed today's episode and it inspired you on your journey towards greatness.
Make sure to check out the show notes in the description for a full rundown of today's episode
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about this episode in that review i really love hearing feedback from you and it helps us figure
out how we can support and serve you moving forward and i want to remind you if no one has
told you lately that you are loved you are worthy and, and you matter. And now it's time to go
out there and do something great.