How to Put $200K to Work and The Truth About Generational Spending
Episode Date: May 28, 2026Learn what generational spending data reveals and what to do when fear is keeping $200K in savings from growing. What do the stereotypes about each g...
NerdWallet’s trusted finance experts answer real-world money questions to help you make smarter financial decisions with confidence. Each episode dives deep into topics like budgeting, saving, investing, home buying, and credit cards, cutting through misinformation to bring you clear, actionable advice backed by thorough research. By the end of every episode, you’ll have the latest financial insights and the tools you’ll need to manage your money wisely, build wealth, and plan for life’s milestones. Future You will thank you. Join hosts Sean Pyles, CFP®, Sara Rathner, and other expert Nerds as they answer your biggest money questions and share strategies to help you build wealth and reach your financial goals, including: – Investing: Advanced investment strategies, integrating ETFs and mutual funds into a diversified portfolio, tax-efficient retirement planning, understanding Roth IRA conversions, and navigating robo-advisors. – Credit Cards: Top credit cards for travel rewards and luxury perks, balance transfer strategies, maximizing credit card points, and optimizing credit card usage to boost your credit score. – Personal Finance: Advanced budgeting tips, building generational wealth, creating effective savings plans, managing high-income expenses, and developing a strong money growth mindset. – Home: Smart strategies for homebuying in competitive markets, leveraging home equity loans and HELOCs, refinancing for long-term savings, first-time homebuying tips, and budgeting for major home improvements. If you’re searching for the best personal finance podcasts or want practical knowledge to make smarter money decisions, then follow NerdWallet’s Smart Money Podcast. You’ll love NerdWallet’s Smart Money Podcast if you like podcasts like: Planet Money, The Personal Finance Podcast, DIY Money, Afford Anything, How to Money, The Ramsey Show, Money Rehab with Nicole Lapin, NPR’s Life Kit: Money, Popcorn Finance, Money Girl,Money Guy Show, Everyone’s Talkin’ Money, So Money with Farnoosh Tarabi, The Money with Katie Show, All the Hacks with Chris Hutchins, The Stacking Benjamins Show, MoneyWatch with Jill Schlesinger, or Your Money, Your Wealth. NerdWallet Compare, Inc. NMLS ID# 1617539 NMLS Consumer Access: http://www.nmlsconsumeraccess.org/
612 episodes transcribedLearn what generational spending data reveals and what to do when fear is keeping $200K in savings from growing. What do the stereotypes about each g...
Learn what really goes into the rent versus buy decision beyond comparing your mortgage to a rent check. In this special episode, Your Next Dollar ho...
Learn what new Fed data says about Americans' finances and whether a perfect 850 credit score is worth chasing. What does the latest Federal Reserve...
Meet Your Next Dollar, a new podcast from NerdWallet Wealth Partners. This is the podcast for you if you are a high earner learning how to build wealt...
Learn how to tackle $25,000 in credit card debt and which payoff strategy could work best for your situation. How do you get out of $25,000 in credit...
Learn how the E-shaped economy is reshaping middle-class budgets and how to stretch travel points on real trips. What does it really mean when econom...
Hear money lessons from NerdWallet moms and learn how to budget for healthcare on a high-deductible plan. What does motherhood teach you about mone...
Learn what 2026 grads could borrow for college and how solo 401(k) contributions can build retirement wealth. How much could it cost to go to colle...
Personal finance influencer Mrs. Dow Jones breaks down what it really takes to build wealth. Then, learn how to combine finances with your partner....
Is spring still the right time to buy a home, and does carrying a mortgage forever actually make more financial sense? Before entering into the “fo...
Learn when pet insurance is worth the cost and how APR and APY affect your loans and savings accounts. Is pet insurance worth the monthly premium,...
Can the post office survive its cash crisis, and is a debt relief program actually making your debt situation worse? What does the USPS financial cri...
Find out how AI tools can help navigate the home buying process and where human expertise still matters most. Can AI help you buy a house with reliab...
Learn what rising oil prices mean for your investments and how to make savings work on a high income with heavy debt. How worried should you be about...
We discuss real Reddit posts that reveal how people actually think about wealth, financial breakups, frugal habits, idle cash, and 529 overfunding. W...
War is pushing everyday prices higher, and a listener wonders if a Utah vacation rental beats investing home sale proceeds. What does the Iran war me...
Learn how to budget an extra $1,000 a month when you already have no debt, a high savings rate, and multiple financial goals. What do you do with ext...
New research upends assumptions about credit card debt, and we explore what AI gets wrong about money. Could you be making credit card debt worse wit...
When your lease ends, should you lease again, buy the car, or return it and walk away? What is a car lease, and how do its true costs compare to fina...
Big investors aren’t wrecking housing the way you think they are, and dating on a budget could be more romantic than you think. What role do corporat...